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Academic degree , Bachelor's degree , Doctorate 815 Words | 3 Pages. Master-Servant Relationships in the Tempest. ENGL 2310.24 Master -Servant Relationships The theme of power is prevalent in The Tempest with the help of the master -servant . relationship between many of the characters. The play is the lover movie, full of essay on enron instances where the relationship is marguerite, disturbed. In the play the servant shows lack of regard to coupon, the master’s authority or influences a choice that the master makes.
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My first reason is related to english narrative essay, the fact that I aimed of becoming one of the few female. Art , Arts , Epistemology 390 Words | 2 Pages. The poem One Art by marguerite the lover, Elizabeth Bishop has a conversational tone conveying an obvious particular notion--at first. Essay On Enron. The first refrain serves to declare . victoriously an opening statement that, The art of duras movie losing isn't hard to origin antithesis, master (Bishop Line 1). As the poem advances, repetitions of the first and second refrains reveal themselves as helpful incantations. At first, this villanelle appears as a no-nonsense tutorial equipped with literary imagery on how to get over losing things, places, opportunities. Emotion , Grief , Madrid Metro 1474 Words | 4 Pages. whether the act from Professor Woland was an act of evil or really a good act that may have just come off as evil at first.
I still think that Professor . Woland has many great examples of both good and evil that are shown throughout the the lover book. In The Master and Margarita, by Mikail Bulgakov there are many different examples of rar good and evil. I think that an obvious example of marguerite duras the lover good and evil throughout the whole novel is Professor Woland. Bulgakov makes it clearly known to english narrative, the reader that Professor Woland. Anna Karenina , Core issues in ethics , Evil 1541 Words | 4 Pages.
?Do you think it is necessary a university degree in order to marguerite, become successful in life? It is essay on enron, not possible to movie, predict the future and know . if it is possible to become successful in life. Most people try to solitude essay, follow the way that society has established. Studying, getting a university degree , or even graduate degrees are the common ways that people use to duras the lover, reach their goals. However, those long years of study not always mean that this person is going to be successful. In fact, a low percentage of businessmen. Academic degree , Bachelor's degree , Diplom 926 Words | 3 Pages.
Themes In Narrative of the Life of Frederick Douglass ?The book Narrative of the Life of Frederick Douglass, by origin rar, Frederick Douglass, is duras, a story about Frederick Douglass’s life as a slave and solitude essay, how he goes on his . quest to achieve freedom. Douglass was born into marguerite, slavery and goes from master to master , and he finally sees the power of education when he reaches Baltimore to work for some new people. Here Douglass begins to learn how to read and write and he uses this to his advantage in hopes of essayedge coupon becoming free one day. He manages to teach himself how to read. Abraham Lincoln , Frederick Douglass , Master 1379 Words | 4 Pages. his poems under the alias Bezdomny ( – the name means Homeless).
His futile attempt to chase and capture the gang and marguerite duras the lover, warn of rar their evil . and mysterious nature lands Ivan in a lunatic asylum. Here, Ivan is later introduced to The Master , an embittered author, the petty-minded rejection of marguerite whose historical novel about Pontius Pilate and short essays, Christ led him to such despair that he burns his manuscript and turns his back on the real world, including his devoted lover, Margarita (). Jesus , Mikhail Bulgakov , Pontius Pilate 920 Words | 3 Pages. Slave Narrative Comparison (Douglass and marguerite duras the lover movie, Morrison) destruction of the short essays family, the death of the marguerite duras the lover master of the plantation, and discipline and punishment are both illustrated strongly throughout . these novels. The destruction of the short against family is the most significant point within Beloved. The entire novel discusses how their family has been torn apart and tormented due to slavery and other acts caused by slavery. Marguerite Movie. Firstly, the grandmother, Baby Suggs, is freed because her son buys her freedom from their master , but it will take him a lifetime to ever. Abraham Lincoln , Family , Frederick Douglass 1231 Words | 4 Pages. essay history fifty years of chain. a salve, and he cope that situation by working very hard and obey.
When Charles was around twelve years old his master Jack Cox died, so he had . a new master . His new master was old man that was very severe with him. “As I was always very obedient, and ready to execute all his orders, I did not receive much whipping, but suffered greatly for solitude essay want of sufficient and proper food. My master allowed his slaves a peck of corn, each, per week, throughout the year; and this we had to grind into movie, meal in a. African American , Black people , Master 1291 Words | 4 Pages. Being a Master of Ceremonies The Master of Ceremonies is the origin antithesis rar conductor of an event or meeting. Marguerite Duras Movie. The primary responsibility of . the Master of Ceremonies is to serve as a genial host. An ideal MC is a person who has poise, presence and who can command the attention of an audience.
The Master of Ceremonies is responsible for ensuring that the program/event runs smoothly, runs on time and that all important people at the event are introduced in solitude essay a complimentary, professional manner. Being a successful. Audience , Ceremony , Entertainment 1628 Words | 6 Pages. history men have been taking advantage of the weaker sex and having their way with them without discrimination of duras the lover movie black, white, young, or old. But it is sad . that women as slaves have to endure rape more openly and without help from anyone. White Masters seemed to believe that as the slaves are their property they are permitted to do whatever they please with them no matter how disturbing. Rape among the female slaves was widely known but not spoken off, many felt that it was not their business to. Domestic violence , Master , Plantation 1204 Words | 3 Pages. Honor has had a wide range of impact in history, whether it was shaping major dynasties and hierarchies, deciding an antithesis, individuals’ role in duras movie society, or family . ties and marriages. This sense of solitude essay worth, high esteem, or virtue was also manipulated by slave masters in order to control their slaves. Marguerite Duras. “The slave could have no honor because of the solitude essay origin of his status, the indignity and all-pervasiveness of his indebtedness, his absence of any independent social existence, but most of all because he was without. Atlantic slave trade , Master , Serfdom 2409 Words | 6 Pages.
Title: Physical and Mental Abuse on Slaves. up from the hardships he had from his birth to the lover movie, become a internationally known writer and orator. Douglass was born in Tuckahoe, Maryland and was thought to solitude essay, . be fathered by one of his masters . In Maryland he had a rather easy life for a slave, he was an inside slave who cleaned and the lover, helped watched one of the masters children. This benefited him greatly both then and in the future because Thomas, the boy he attended too, helped Frederick read and english essay, write. From Tuckahoe, Frederick was moved to Baltimore. Abraham Lincoln , Frederick Douglass , Master 948 Words | 6 Pages. Why Purse a Master’s Degree Due to duras movie, the competitive marketing many are pursuing a higher education beyond their bachelor’s . degree . Solitude Essay. My decision to purse a master’s degree has always been a personal goal, but with the change in the market I realized my bachelor’s degree would no longer be sufficient or marketable in duras the lover movie a couple of years.
Many would say that obtaining a master’s degree is english, only as valuable as how your current or future employer measures advanced education. There are many rewarding benefits. Academic degree , Bachelor's degree , Higher education 1265 Words | 4 Pages. either verify or disprove Dr. Faust’s thesis. Dr. Faust has used the journal writings of James Hammond as her main primary source for her essay. I will use . Dr. Duras The Lover Movie. Faust’s essay for my secondary and writings from former slaves (primary) for my sources.
As master of the plantation, Silver Bluff, James Hammond strived to gain complete control over every aspect of his slave’s lives. Research On Electronics. It was a struggle that spanned decades, and one he never fully realized. Through his journal entries we see the marguerite duras daily struggle. Faust , Master , Plantation 1691 Words | 4 Pages. gain control of their own lives and origin antithesis, as well as sabotaging the property of duras movie their masters . There were multiple ways in essayedge coupon which the slaves could . stand up for themselves such as if the marguerite duras movie work loads increased, meager rations were provided, slaves were punished severely slaves showed their displeasure by working slowly, faking illness, destroying tools or sabotaging production. Essay On Enron. Those forms of resistance aggravated the master , but they could take little or no action because this could risk widespread breaks. Colonialism , French people , French people in Madagascar 2375 Words | 7 Pages. Death and Nature in Musee Des Beaux Arts translated into marguerite movie, English, is more about ieee, death and it's normal, spontaneous occurrence than it is about a museum.
The poem speaks of old . Masters and duras the lover, refers to artists: writers, poets, and painters who understood the act of death as a necessary process instead of making excuses for it, using personification to cope with it, or sugar-coating it. These old Masters did not see the need to solitude essay, justify death or find a way to make it easier through embellishment. Although the marguerite poet uses a sort of free verse. Beaux-Arts architecture , Death , Gerontology 1267 Words | 3 Pages. till the short against abortion masters face can be seen in a certain item., if he or she was in a good mood they wouldn’t hassle us, but if they were upset with each . other or worst of all drunk, they would spit or dirty the area we just cleaned up and would order us to clean it up again. We were also told we must go outside and help the older workers pick cotton outside, this is where I would meet my mother and we would rush and talk about marguerite duras movie, our important points of our days until we would get hassled by the master to go our. Aerosmith , Cotton , Family 1119 Words | 3 Pages. other to satisfy their masters ’ desires, yet they did it without proper living conditions while trying to make the best out of every day with . their own cultural practices. While in Barbados, Richard Ligon compared the solitude essay working life of a slave to the working life of a servant and gathered information. “The slaves and their posterity, being subject to their Masters forever, are kept preserved with greater care than the marguerite movie servants.” This is solitude essay, because the slaves are owned by their master for their entire life.
Domestic worker , Longman , Master 1321 Words | 4 Pages. Art for marguerite duras the lover Heart’s Sake” by essayedge coupon, R. Goldberg - Text Analysis. suggestions and an efficient way to contradict and annoy them all. The male nurse-Koppel-didn’t appear much in the story. Duras The Lover. This could be . Origin Antithesis. explained by the fact that there was a relationship of mutual hate between the marguerite the lover movie servant and his master . First of essay all, Koppel used the personal pronoun he when referring to Mr. Ellsworth- a rather strange way of marguerite the lover movie speaking about one’s employer. As for essay on enron the protagonist, he called the servant old pineapple juice, demonstrating thus a mocking attitude. The Lover Movie. . Art , Doctor , Heart 1227 Words | 4 Pages. much wood would a woodchuck chuck If a woodchuck would chuck wood? A woodchuck would chuck all the wood he could chuck If a woodchuck would chuck wood. Research Papers. . Marguerite Duras The Lover. How much Zen would a Zen master master If Zen master could master all the Zen? A Zen master would master all the Zen he could master If a Zen master should master all the Zen One smart fellow, he felt smart Two smart fellows, they felt smart Three smart fellows, they all felt smart A tutor who tooted the essay on enron flute Tried to tutor two tooters.
Blood , Doctor , Doctor Who 1685 Words | 7 Pages. expect from my future. To begin I’ll start by introducing myself, goals, aspirations, education, and marguerite duras the lover, what life is like for me on english, a day to day basis. Marguerite The Lover. My . name is solitude essay, Loretta; this is the lover, my final semester at Mercy College. English Essay. I will obtain my Bachelor of Science degree in Legal Studies with a specialization in movie Paralegal Studies. In addition, I have obtained my certification to practice as a Mediator in the state of New York. Presently, I am employed full time as a Paralegal; I also hold a certification as a Sports.
Doctor Who , Health , Master 1490 Words | 4 Pages. Differences in Competencies Between Nurses Prepared at narrative, the Associate's Degree Level Versus the Baccalaureate Degree Level. 7/7/2013 Differences In Competencies between Nurses Prepared at the Associates Degree Level Versus The Baccalaureate . Degree Level in Nursing It is movie, sometimes difficult to differentiate between the associates degree nurse and the baccalaureate degree nurse. After all both levels of learning require passing the ieee research papers on electronics exact same exam in order to practice. However, there are some differences of learning between them.
Two important differences. Degree , Florence Nightingale , Hospital 921 Words | 3 Pages. Nietzche's Master and Slave Morality. up. He saw the duras movie roots of slave morality in oppression and slavery, and posits that it grew as a reaction to the morality of the masters of the . English Essay. time. What follows is a simplified account of Nietzsche’s master -slave dichotomy, and what he saw as the dire consequences for human progress should the pervasiveness of slave morality be allowed to remain at the expense of the master . I will argue that although religion and slave morality may have had significant influence in Nietzsche’s day, his fears about. Friedrich Nietzsche , Good and evil , Master 2209 Words | 6 Pages.
Master's Prepared Nurse Interview Interview This is an interview of a Master’s- prepared nurse who has recently assumed an Assistant Director of the lover Nursing . position. The intend of the interview is to show how a graduate of a Master of Science in Nursing would adequately prepare a nurse to solitude essay, assume a higher role in the field of nursing practice, education or administration. This achievement offers the individual with many opportunities for growth and opens the door to different career possibilities. Academic degree , Bachelor of marguerite the lover Science in Nursing , Bachelor's degree 1478 Words | 4 Pages. Natalie Murcia “How to do the Master Cleanse” How many of essay you have been walking down the duras street and essay on enron, catch your reflection in marguerite duras the lover a window? . then you see that extra pudge and wonder how it got there. what do you do next? you walk into the nearest bookstore or go online and research the newest diet. So after trying half of the diets like Jenny Craig, The South Beach Diet, Atkins and many others you realize that they do not work. Well heres one that does work. when all else fails i have the perfect solution. Cayenne pepper , Lemon , Maple syrup 740 Words | 3 Pages. The Difference Between Associate Degree and Baccalaureate Degree in Nursing. The Difference Between Associate Degree and Baccalaureate Degree in solitude essay Nursing Increasing clinical understanding and the rising . Duras Movie. complexities in the health care technologies today requires that professional nurses be educated and competent to essays, the baccalaureate level.
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Professional nursing practice is a large component in the healthcare system today. Back in short essays against the 1960s, professional nursing leaders tried to adopt the bachelor degree programs as the only educational track to become a registered nurse (Creasia Friberg, 2011). Due to nursing shortages and demands. Academic degree , Associate's degree , Bachelor of Science 865 Words | 3 Pages. Personal Responsibility and duras movie, How to Become a Master Student. Personal Responsibility and How to Become a Master Student Robin Loafman-Bass GEN/200 August 21, 2012 Personal Responsibility and How . to Become a Master Student The phrase “personal responsibility” simply means taking care of ones’ own life in every aspect without succumbing to fears or to the distractions of the outside world. In order to become a master student and achieve the goals a person has set for himself or herself, he or she must first have an internally defined level of personal.
Anxiety , Fear , Individual responsibility 1315 Words | 4 Pages. Book Analysis: The Master and essay on enron, the Margarita. The Master and the Margarita “Locomotor and speech excitation, delirious interpretations, complex case, it seems. Duras The Lover Movie. Schizophrenia plus . alcoholism, disturbed imagination and hallucinations”. Essay On Enron. This was doctor Stravinsky’s diagnosis of Ivan Nikolayevich Ponyrov after his super natural encounters with Professor Woland. Ponyrov, also known as “Homeless” is a character of character of great interest especially on the topic of marguerite magical realism and solitude essay, the lunacy institutionalized belief systems in Soviet Russia. Boris Yeltsin , Great Purge , Narrative 1091 Words | 3 Pages. June 1, 2013 ENG 112-0011S Is a Bachelors Degree Only Worth the Prestige?
Having a bachelor degree was a way of showing how . Marguerite The Lover Movie. successful you have become in against abortion your life. Duras Movie. The value of these degrees has come into origin rar, question recently. The value of a bachelor’s degree has dropped significantly over the years. We will look into marguerite the lover movie, why the value of the degree has depreciated over the years. For starters, someone with a Bachelors degree could have expected to receive top priority when being considered for a. Academic degree , Bachelor of Science , Bachelor's degree 1824 Words | 5 Pages. Master’s Prepared Nurse Interview Tammy Henderson Grand Canyon University: NUR 502 October 29, 2014 MASTER’S PREPARED NURSE INTERVIEW . 2 Introduction The Master of Science in Nursing with an emphasis in nursing education can be understood in further detail by an interview process outlining a person’s career overview, graduate educational experience and their present vocational position. Ieee On Electronics. The individual chosen. Bachelor's degree , Master's degree , Postgraduate education 945 Words | 5 Pages.
Degree Rationale Essay The degree programs which I choose to pursue is an Associate of duras Arts with a concentration on . Community and Human Services and eventually continue on to a higher level studies to a Bachelor’s of Science degree also with a concentration in Community and Human Services. My registered area of study is Community and Human Services with great interest in Case manager and I hope to explore relationships with human beings’ needs and values. I hope to also learn. Academic degree , Associate of Arts , Associate's degree 504 Words | 3 Pages. MG 640 Spin Master Toys (A): Finding A Manufacturer for origin antithesis rar E-Chargers 1.) Executive Summary: • Spin Master Toys core . competencies are marketing and bringing creative toys to market. • Alex Perez should choose Wah Shing and the lover movie, utilize their core competencies of manufacturing electronic toys. • Electronic components can be difficult to acquire therefore Wah Shing’s relationships with suppliers will be beneficial. • Speed to market is key, therefore Wah Shing has the best capabilities. Electronic commerce , Electronic Data Interchange , Electronic toys 1706 Words | 5 Pages. HRM Incident 1: A Degree for short essays Meter Readers Question 1: Should there be a minimum education requirement for the meter reader job? Discuss. Marguerite Duras The Lover Movie. . Yes. There should be a minimum education requirement for the meter reader job. Even though the tasks required in meter reading are relatively simple but Judy had been having considerable difficulty keeping the 37 meter reader position filled.
It is true that the commitment shown to obtain educational qualifications, such as a high school diploma, may reflect. Academic degree , Diploma , Employment 774 Words | 3 Pages. Associates Degree vs Bachelors Degree. Associates Degree Nurses versus Bachelors Degree Nurses Kimberly Boren Grand Canyon University September 1, 2012 Nursing . education has progressed throughout history from essay on enron, one of uneducated lay persons to the current standards we know today. As the duras career has progressed it has become apparent that there is a need for a skilled labor forced trained to deal with the sick and dying, “the provision of nursing care by essayedge coupon, American women…demonstrated the effectiveness of skilled nursing on improving outcomes. Academic degree , Associate's degree , Bachelor's degree 1117 Words | 4 Pages.
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10. The Lover! Instead, achievements are listed in two to five bullet points per job. Under each job or experience you've had, explain how you contributed to or supported your team€™s projects and initiatives. As you build up your experience, save the bullets for your bragging points, says Augustine. Quantify your major accomplishments and contributions for each role, Augustine tells us. Essay On Enron! This can include the money you saved or brought in for your employer, deals closed, and marguerite the lover movie projects delivered on essay on enron time or under budget.
Do not use any more than three to five bullet points. 12. Accomplishments are formatted as result-and-then-cause. A good rule is to use the result BY action sentence structure whenever possible. Duras The Lover! For example: Generated approximately $452,000 in annual savings by employing a new procedure which streamlined the business's vendor relationships. 13. White space draws the reader's eyes to important points. Recruiters do not spend a lot of time scanning resumes, so avoid dense blocks of text. The key is to narrative format the information in a way that makes it easy to scan and recognize your job goals and relevant qualifications, Augustine tells us.
14. It doesn't use crazy fonts or colors. Stick to black and duras movie white color, says Augustine. As for font, it's best to essayedge coupon stick with the basics, such as Arial, Tahoma, or Calibri. Augustine says you should never write your resume in third person because everyone knows you're the duras one writing it (unless you go through a professional resume writing service). Instead, you should write it in first person, and do not include pronouns.
It's weird [to include pronouns], and it's an extra word you don't need, she says. You need to ieee research streamline your resume because you have limited real estate. Avoid adding any embedded tables, pictures, or other images in your resume, as this can confuse the applicant-tracking software and jumble your resume in the system, says Augustine. Marguerite The Lover! 17. It doesn't use headers or footers. Narrative Essay! It may look neat and concise to display your contact information in the header, but for t he same reason with embedded tables and charts, it often gets scrambled in the lover movie, an applicant tracking system, says Augustine. Essayedge Coupon 2012! 18. Education is listed at the bottom. Movie! Unless you're a recent graduate, you should highlight your work experience and move your education information to narrative the bottom of your resume, says Augustine.
Never include anything about duras the lover your high-school years. 19. It doesn't say references upon request. Every recruiter knows you're going to provide references if they request it so there's no reason for you to include this line. Essay On Enron! Again, remember that space on marguerite duras the lover movie your resume is crucial so don't waste it on a meaningless line, Augustine tells us. Now watch how to ace an interview: SEE ALSO: What Recruiters Look At During The 6 Seconds They Spend On Your Resume.
NOW WATCH: The 9 Worst Mistakes You Can Make On Your Resume. Recommended For You Powered by Sailthru. 19 Reasons Why This Is An Excellent Resume. Recruiters spend an average of narrative, six seconds. Get the movie best of Business Insider delivered to your inbox every day.
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Create your free Business Plan now. Make an marguerite duras investment-worthy business plan easily with our free template. Select a Industry Fill in coupon the Form. Complete your Business Plan. Print and duras Download For Free. Business Plans: Writing Guides, Downloadable Templates, and Samples. Updated February 15, 2017 by Legal Templates. 1. Essay On Enron! Free Business Plan Template Download. Are you an movie entrepreneur looking to download a free business plan? If so, you have come to antithesis, the right place.
Legal Templates is happy to provide you with a hassle-free document downloads. Click the buttons below to download (1) a blank document, and marguerite (2) a document that is filled in for you to reference. Related Business Documents: Click to View. What’s included in the blank template: In the first download, you will find documents with all of the chapters, section titles, and section subtitles that you will need to successfully complete your plan. Our first plan contains the 8 chapters of a basic business plan including: Chapter 1: Executive Summary: The executive summary provides investors with a general layout of your company. This chapter is essay on enron, essentially your hook to convince potential financiers that your model is worthy of marguerite the lover movie their investment.
Chapter 2: Company and Financing: In this chapter, the goal is to outline the legal and operational structure of your company, financing requirements, the history behind the company, mission statement and the management team. If you are forming a corporation, be sure to include your Articles of Incorporation here. Chapter 3: Products and Services: This section describes what products and/or services your business will sell (now and in the future), and how you will build, assemble and deliver them. It also offers a comparison of your company and your direct and indirect competitors. Chapter 4: Customers and Market Analysis: The customers and market analysis page indicates your target customer segments, what needs you are filling for them , and the latest trends among these consumers in solitude essay terms of growth and behavior. Chapter 5: Marketing and Sales: The marketing and duras sales chapter allows you to essay, describe how you will sell your product/service. Particularly what are your company’s strategies for positioning, pricing, promotion and distribution. Chapter 6: Strategy and marguerite movie Implementation: This chapter will give you an opportunity to essay, set the key milestones that help establish a timeline of progress towards your goals.
Additionally, it includes subsections like SWOT analysis, competitive edge, and strategic alliances. Chapters 7 + 8: Financial Plan, Sales Forecast, Financial Statements: In the marguerite movie final two chapters, entrepreneurs must define and calculate the papers financial variables that will go into the creation/expansion of marguerite movie your idea, including its expenses, your anticipated sales forecast, personnel plan, cash flow assumptions, and papers more. If you are purchasing an existing company, you should also include the business purchase agreement in your plan. What’s included in the template with sample text: In the marguerite duras the lover second download, we give you a completed ice cream shop plan to reference. Each section gives an example of what you should write. Ieee Research On Electronics! Our guide also includes example graphs and charts, so that you are aware of the types of financial calculations, plans, and forecasts that a plan should offer to attract investment.
For guidance on the lover movie what you should include in your plan, and why, please reference our How to essay on enron, Write a Business Plan set of marguerite the lover articles below. Downloading this small business plan comes at essays, no cost, so feel free to start your download and marguerite movie get started. However, you should be aware that there are some pros and cons to using free business templates, rather than using professional software or an experienced writer. Writing a business plan is a prerequisite to your company’s success. A solid plan is necessary to help found your company and ensure that your goals remain on track over ieee papers on electronics time. Your plan can and marguerite duras the lover movie will change as you encounter the unpredictable variables that come with starting your own company. If you have an rar existing company, crafting a solid plan is duras, equally important if you’re hoping to attract investment and expand your company beyond the limits you’ve already reached. Your business strategy should account for the next 3-5 years in advance, and solitude essay cover every aspect of your industry, including the critical relation between marketing and sales to your company’s finances.
Your plan should include the following sections before you submit it to investors. Click each accordion to read a how-to guide for each chapter: “How to Write a Business Plan” Table of Contents: How to Write the Executive Summary. The executive summary contains all of the essential information about what makes your business strong and worthy of investment . It covers the major highlights of the rest of marguerite your plan’s chapters. The goal is to briefly tell your reader what your company will do, where you want to take it, and why your business idea will be successful.
If you are seeking financing, the executive summary is your first opportunity to grab a potential investor’s interest. The executive summary will be the first chapter of your business plan, though it’s actually the last section that you should write . First, you’ll need to do heavy research to ensure that your plan is sound before you can write the executive summary. This section will be different depending on if you are an essayedge coupon established business or a new startup. A startup company’s executive summary will need to be interesting and convincing to capture the duras the lover attention of investors. Your company will lack the historical data and trends that existing companies are able to provide, but there are strategies to origin, mitigate these factors. First, you’ll need to briefly explain who you are, the background of your management team, and your reasoning behind starting a business in your chosen niche. Secondly, you’ll need to demonstrate that you’ve done quality research that supports how you’ve conceptualized your business. Investors know that talk is cheap – do you have the data and analysis to back up your claims? Even in marguerite the lover movie a standard plan, the executive summary for an existing business has no set template, although there are several suggested guidelines that you can find around the web. Essay On Enron! We suggest the following basic template – feel free to add or subtract sections according to marguerite, your own needs: Summary Management Team Products and solitude essay Services Customers Marketing and Sales Financial Forecast Financing Requirements (optional)
Describe the purpose of the plan (e.g.; to raise a specific amount of debt financing to marguerite duras movie, expand a store location) as well an overview of the origin company (name, location, company type, products sold, founder(s) and founding date). Describe the duras movie key milestones or objectives that you want to achieve with this business (these are the tangible results in which you use to prove success of the 2012 venture). This statement should be concise and to the point. Summarize the members of the management team, including highlights of movie their expertise and experience . Describe how each member contributes to research papers, the success of the organization. Keep this section brief, as you will go into more detail in the Products and Services section. Products and Services. Describe the products and services you are providing and who the competitors are within the duras the lover movie industry . Keep this section brief, as you will go into solitude essay more detail in the Products and Services section. Describe whom your customer groups are and marguerite movie whom your key customers are , as well as how you will market to them.
Keep this section brief, as you will go into more detail in narrative the Market section. Describe briefly how you will market your product or service. Summarize the major points in the Marketing and Sales chapter, which may include market positioning, pricing, promotion, and distribution. Summarize the marguerite the lover most important points from the Financial Plan section here. This should include your sales forecasts and projected expenses as well as the logic behind the english projections.
If you are a new company, describe when you expect to turn a profit . If you are an the lover existing company, highlight past financial performance. 7. Financing Requirements (Optional) Summarize the amount of equity and/or debt financing that you are seeking, when you need it, the use of the funds, and when you expect to reach your next milestone event and/or start paying back the loan. Keep this at essay on enron, an overview level , as you will go into more detail later on in other chapters. Note: This is a complex question that you cannot answer until you complete your plan, so it is highly recommended you work your way through the entire writing process first . In particular, complete the financial planning process before attacking this section.
Only then will you be able to identify the amount of money you will need to raise. With these sections fleshed out, you’ve finished your executive summary. How to Write the marguerite duras movie Company and Financing Chapter. The company and english finance section of your plan is important, because introducing the duras the lover movie management team is critical for both start-ups and established companies alike. Investors will use this information to gauge the future likelihood of success. Company and Financing Sections. Company Overview Management Team Required Funds (optional) Exit Strategy (optional) Mission Statement (optional) Company History (optional) Location and Facilities (optional) There are many variations and approaches on how to lay out the various components of a business plan.
Our approach for the company overview section is to provide the reader with the company’s legal information, address and a brief description of the company’s history. Since there are follow up sections in this chapter that over go the company’s location and origin antithesis history in more detail, you will want to keep this short (2-3 sentences). A BRIEF PRIMER ON COMPANY TYPES. The optimal company type is the lover movie, best determined by a credible Attorney. The primer below is antithesis rar, meant only to explain the broad differences between the most common company types. A sole proprietorship, according to duras the lover movie, the IRS: “A sole proprietor is someone who owns an unincorporated business by him or herself.” While the most simple to origin rar, set up and the most common, there is a significant drawback: you will be personally liable for any obligations. So for example, if you sell someone a cupcake and the lover movie they sue you because they found a hair in it, and you lose in court, the essay creditors can legally go after your personal possessions – such as the marguerite movie roof over solitude essay your head.
A partnership, according to marguerite duras the lover, the IRS: “A partnership is the relationship existing between two or more persons who join to carry on against abortion a trade or business. Each person contributes money, property, labor or skill, and expects to duras movie, share in the profits and losses of the company.” A partnership has certain advantages compared to research papers, a LLC, such as not needing to file formation documents when setting up a partnership, and not needing to file dissolution documents if dissolving the partnership. However, similar to sole proprietorships, partners in a partnership have unlimited liability for the company’s debts and liabilities. Limited Liability Partnerships (LLPs) LLPs are different from duras traditional partnerships in research that there are two classes of the lover partners: (1) General partners that have full management and control but also full personal liability and (2) Limited partners that have no personal liability beyond their investment in english the partnership interest. Limited partners are often times “silent partners” that wish to invest in the venture but limit their exposure to marguerite duras the lover, liability. A corporation is a separate legal entity owned by shareholders. A corporation is commonplace for businesses that anticipate seeking venture capital financing. The downside to a corporation is the problem of “double taxation” since the ieee papers corporation’s profits is taxed at the corporate level, and then any dividends distributed to shareholders are then taxed again at the lover, the personal level. You can elect a special tax status with the research papers IRS to have your corporation not be taxed at the corporate level (instead, it would be taxed as a pass-through entity).
Some of the drawbacks include not being able to have more than 100 shareholders , and not being able to have non-US citizens/residents. A popular choice among many small businesses , a LLC limits the member’s personal liability and only taxes profits at the individual level (acts as a pass-through entity). Describe the type of company you plan to open, along with the registered name you plan to use. Explain your rationale – for example, if you are starting a company where you plan on seeking venture capital financing, then you will want to marguerite duras the lover, start a C-Corporation as majority of VCs will insist on this legal structure. If you have a home office/no dedicated business address. Include your current office setup and your future office plans once your company expands, if applicable. For start-ups, and especially those seeking financing, the english narrative essay Management Team section is especially critical.
With the lack of duras the lover movie history, there is essays against, little investors can go by to gauge the future success of a venture. The question lenders and investors will ask: Why should we trust your team with our money? You must demonstrate your team’s ability to execute on the stated goals. To accomplish this, you should highlight: Background of each member of the the lover management team (education, relevant work experience, etc.) Roles and essay on enron responsibilities within the company. Tip: Don’t include details about members of the Management Team that are not relevant to the reader. Everything presented should reinforce why your team is the right team to execute on the company’s vision. If you have an established business the marguerite duras movie information you want to present is the same. Keep in mind, however, that you also want to demonstrate that your team has the capability to manage growth of the company.
As a company grows from start-up to established business, the management team must also change. They must be able to manage employees, institute standardized systems, and ensure the business’s ability to scale operations while keeping profitability stable. If you already have a Board of Directors and/or Advisory Board, list these individuals and essay on enron a brief description. In a publically trading company the Board of Directors is elected by duras the lover the shareholders and is the highest authority in the management of the company. For our purposes (context of solitude essay a private company that is most likely a startup or small but growing business), a Board of Directors is comprised of the lover investor(s), founder(s), CEO and independent board member(s) who have substantial business and industry experience. A Board of Director’s typical responsibility is to set broad policies for the company, determine compensation for narrative essay company management, and approve annual budgets. An advisory board is marguerite duras the lover movie, a group of english narrative essay business leaders that can help guide your company and marguerite the lover movie provides it with assistance when needed. Choose individuals with knowledge in your industry and are willing to play a role in your company . While some advisors are compensated, it comes down to against, a case-by-case basis, frequently depending on how much time the member is committed to your company. Tips on building your Advisory Board: Choose a well-respected and well-known individual as the marguerite duras movie first member of your Advisory Board. This will help you to solitude essay, recruit other members of the Board.
Choose individuals that have strengths and relationships your business will need. As your business evolves, so will the members of your Advisory Board. Feel free to marguerite, shake up the line up over time. In this section you will tell the antithesis reader how much money you need to raise, what you are going to use it for, and movie how you got to the requested amount. Important note: This is a complex question that you cannot answer until you complete your plan, so it is highly recommended you work your way through the entire writing process and in particular, complete the financial planning process.
Only then will you be able to identify the amount of money you will need to raise. There are two primary financing options: equity and debt. The primary difference between equity and debt financing is that debt financing is essentially a loan that is backed by your assets or via a personal guarantee. Papers! If your company is movie, already in existence and rar has trading history, then you may also secure a loan off of your receivables. In contrast, equity financing is essentially you exchanging a stake in your company for marguerite duras the lover a specific sum of english narrative essay money from an investor . Marguerite Duras Movie! Therefore, the amount you are able to raise from investors comes down to how much they value your company. There are three fundamental questions every savvy investor will ask you: Cool idea, how do you make money with it? How much money do you need, and why and when?
What do you think your company is worth? If you are seeking financing (regardless of essay on enron its equity or debt), that most likely means that your financial model shows your company taking a loss in the initial stages, followed by break-even and subsequent profitability. The money you are seeking to raise will simply allow you to have enough cash to cover the initial period where you will be taking a loss so that you can eventually make a profit. This is a simplification; you may be raising money to marguerite duras, further grow your company, which may already be profitable. Or you might use the financing to essayedge coupon, get your product to the next stage in its product development lifecycle (i.e.; milestone event).
But the general concept is the same; the investment you are seeking bolsters your company’s cash position , allowing it to marguerite duras, grow revenue and/or profitability. Cool idea, how do you make money with it? / How much money do you need, and why and when? The financial statements provide the answer to research papers, the first two questions (which is why we recommend you complete your plan first). To answer how much money you need, analyze the marguerite duras cash flow statement to determine the solitude essay cumulative cash flow. The lowest point on this curve will tell you what your maximum financing needs are , and at what point in time. What do you think your company is duras movie, worth?
The third question is much harder to answer, especially for a new company. At the end of the day it really comes down to what an investor thinks your company is worth (which is more art than science). However, there are three popular methods of solitude essay valuing a company that can help you come up with a valuation to facilitate the negotiation. Cost approach (asset based approach) The cost approach seeks to determine a company’s value by duras analyzing the market value of origin its assets. In other words, in this approach the company is worth the sum of the lover all its assets if they were to be liquidated . Ieee Research Papers On Electronics! This approach may be appropriate for some industries such as real estate where the asset value may actually be worth more than the going concern value (present value of duras movie future cash flows generated by research papers on electronics the asset). However, for many companies the movie value of its branding and reputation, along with its ability to generate profits, will exceed the value of its assets. The market approach seeks to determine a company’s value by analyzing recent sales of similar assets, with the theory that valuations of similar companies can serve as a good proxy. This is a common approach in the real estate industry. The income approach seeks to short essays against abortion, determine a company’s value by duras the lover movie using its expected profit over time and then placing a value on that future stream of income in today’s terms . Since there is inherent uncertainty with a future stream of solitude essay income, there are numerous ways to discount that expected income to account for risk.
Now you have all the duras pieces to complete the equation. You have the amount of money you need by looking at solitude essay, cumulative cash flow. You also have an marguerite the lover movie idea of english how much money your company will be worth. Equation to determine how much equity you should offer: Equity to offer = Company Valuation / Money needed. If raising debt, you are not exchanging equity for cash. Instead, you should focus on the loan’s interest rate and payment schedule. Make sure you will be turning a profit that is both large enough and soon enough to marguerite duras the lover, ensure there is english narrative essay, no delinquency on servicing the loan. For equity financing, answer the following: Investment amount needed When you need it How much time it will buy you / When you expect to marguerite duras movie, turn a profit or get to the next milestone event % of essay on enron equity offered and at what company valuation (you may wish to keep exact figures vague in order to marguerite movie, further negotiate) Exit strategy. For debt financing, answer the following:
Loan amount needed When you need it When you will be able to pay back the loan The amount and frequency of loan payments. In addition to the information above, you should also summarize how you plan to use the funds. Essayedge Coupon! The level of detail should be at a high level ; if the movie investor or lender wants to see expenses in more detail that will be available in the Appendix within the Profit/Loss statement. Construction of new kitchen: Kitchen remodeling, March 1, 2014, $25,000 Kitchen hardware, April 1, 2014, $50,000 Total Loan Amount: $75,000. If based on essay on enron your financial model you anticipate relatively small yet variable expenses month to month, a line of credit may be a good choice.
With a line of credit you draw upon movie it when you require the funds and pay interest immediately on the money as it is english essay, borrowed. It works very similarly to the lover movie, a credit card in essay on enron that you typically have a pre-set limit to marguerite, how much you can borrow, the major exception that since you may be able to secure the line of credit with assets, you may be able to get better terms. In the Quick Start Guide we briefly went over short essays against the different strategies available and how thinking about your company’s eventual exit will help shape your business model. It’s recommended you review the duras movie Quick Start guide and practice that exercise. Depending on your company, there are various exit strategies available, including: Selling your business Passing it down through the family Taking the company public (IPO) Liquidation. If you are seeking equity financing, then your investors will pay close attention to this section. Angel investors and VCs demand a large return on their investment since they are taking a large risk by investing into your company. Therefore, you need to include detailed information on narrative how you intend to duras the lover, sell the company or take it public. Demonstrating a large market opportunity. If investors are going to take a big risk, they demand a big return.
You need to demonstrate your business has the potential to either take substantial market share from an solitude essay incumbent competitor, or create a new market. Investors like to be in hot, growing industries such as biotechnology, mobile e-commerce and healthcare. These are all industries that have huge upside growth potential and ones that investors are more inclined to invest in. Solving a larger company’s problem. If your exit strategy is to sell your company to a larger company, then identify how your company’s product solves that larger company’s stated problems and/or goals. For example, Apple’s mapping software is playing catch-up to Google Maps. If your company can help Apple improve its software, your company would become an attractive acquisition target. The mission statement reflects the core purpose and vision of the company. It’s a statement your employees and customers can get behind. Some tips on writing a well-crafted mission statement: Keep it short.
1-2 sentences max. Don’t use “fluff” words. Make the statement mean something. A mission statement, if done well, should encapsulate both what the company does (what it sells) as well as the marguerite culture/vision/purpose. Examples of Fortune 500 firms that really get it right: A. BRISTOL-MYERS SQUIBB COMPANY (PHARMACEUTICALS) Mission Statement: “To discover, develop and deliver innovative medicines that help patients prevail over essay on enron serious diseases.” Why it’s great: The keywords “discover, develop and marguerite movie deliver” demonstrate the essay on enron company’s capability to in delivering an end-to-end solution. By using the marguerite the lover movie words “innovate” and “prevail over antithesis serious diseases” it serves as a rallying call for their thousands of marguerite duras employees that what they are doing is (1) cutting edge and (2) has a higher purpose then themselves. Mission statement: “ We will be the easiest pharmacy retailer for customers to use.” Why it’s great: In one short sentence, the company has managed to narrative essay, (1) describe what it sells (2) how it will win in the marketplace.
It is a pharmacy retailer and it will solely focus on making itself easier for the customer to use (that could mean so many things, such as innovating online to fulfill prescriptions to duras the lover, improved customer service within their stores). Example of poorly written mission statements. A. FORTUNE 500 FOOD AND BEVERAGE COMPANY. Mission statement: “ The Company’s primary objective is to maximize long-term stockholder value, while adhering to solitude essay, the laws of the jurisdictions in which it operates and at all times observing the marguerite movie highest ethical standards.” Why it’s horrible: It does not serve as a rallying call for employees, suppliers, or partners. Its objectives are obvious (what company does not want to maximize value) and antithesis borderline absurd (are there companies that do not want to adhere to local and marguerite federal laws)?
Lastly, it does not mention what the company actually does. B. FORTUNE 500 VEHICLE PARTS SUPPLIER. Mission Statement: “ We are committed to attracting, developing, and keeping a diverse work force that reflects the nature of our global business.” Why its horrible: While a diverse workforce is short against abortion, certainly not a bad thing, only marguerite stating that as the narrative essay company’s mission statement is ineffective, lacks direction or focus, and completely misses the point of having a mission statement. This is predominately for businesses that have previous trading history, but can also be used by new companies that want to highlight relevant history on how the company came to existence, work completed to duras the lover, date, milestones achieved, etc. Some information you may want to include:
Start date First location First product/service Significant milestones/events. Reminder: keep in mind that there is rar, no set rule as to the level of detail you want to include. This is dictated by the relevancy of the information to the reader and how this information helps strengthen your plan’s ability to build credibility for marguerite duras movie your company. Every company is made of milestones. Milestones for a business are achievements that demonstrate the business is on the right track. They are best when quantifiable and measureable. For example, achieving a working prototype of your product, or getting to break-even, are both huge milestones that showcase your ability to solitude essay, execute and reduces subsequent risk of your company. Key concept: The more uncertainty that you can take off from the table, the better valuation you can get for your business. For businesses that have a retail or manufacturing component, this is an important section of marguerite movie your plan. Information you may want to include:
Size (e.g.; in sq. ft.) Location/Address Other notable facts, such as equipment at against, the facility. Location is important for marguerite duras a large number of retail businesses, whether you are a restaurant or purveyor of consumer products. If possible, provide statistics about the retail location you have chosen or are planning to choose. Describe the essays abortion lease terms you are able to secure, and if there are any laws that protect the lessee from unreasonable price increases. You can read a detailed article about what to look for marguerite the lover in a lease agreement here. Provide detailed information on research the manufacturing facilities. For example, your operation may require a reliable source of electricity and water. Describe how the facility provides the marguerite the lover business with these resources.
If the facility is pre-existing equipment or structures that can be leveraged, make mention of that. Location can be an important aspect of your business even if you are not in retail or manufacturing. For example, you might want to open your software company in Silicon Valley as that provides a competitive advantage from an ieee papers on electronics employee recruitment and fundraising perspective. If you operate out of a home office. Describe your future expansion plans, including expected date of expansion. Upon completing these sections, you will then be finished with the company and financing section of marguerite duras movie your business plan. Writing the Products and Services Chapter. The products and services chapter of your business plan should be written clearly and descriptively, to essay on enron, help give investors a comprehensive understanding of the bread and butter of your business. Your products and marguerite services section should include the essay following sections. Products and Services Chapter Sections.
Products and Services Competitors Sourcing and marguerite duras Fulfillment (optional) Technology (optional) Intellectual Property (optional) Future Products and Services (optional) Your products and services are the against lifeblood of your business – it’s what your customers need, and if you get this right, everything else will follow . Commonly referred to as “product lift”, which essentially means getting the secret sauce working. It means that customers want to buy your product/service, and you are filling a need that was previously not satisfied. Thinking in terms of duras the lover movie benefits vs. features. What is the consumer really buying?
For example, a person buying a Rolex watch is not only buying a device to tell time, but the solitude essay prestige and status that comes with a luxury product. Duras Movie! Think about essay on enron what end benefit your product/service delivers. Of course, the functional aspects of your product/service are also important. Depending on what you are going to sell, think through the features it will provide, packaging, design, branding, quality, and other aspects that help position and/or differentiate it from marguerite the lover movie competing products/services. You may have heard the business adage that acquiring a new customer is indefinitely more expensive then keeping an existing customer. One of the solitude essay reasons this is true is the potential to sell additional add-ons, upgrades and substitute products/services to existing customers . The Lover Movie! Think about how you can drive incremental revenue. Whether it’s via subscriptions, repeat business, or annual contracts, you may be providing products/services that generate a recurring revenue stream. Antithesis Rar! This is a good thing, because (1) your revenue can be more predictable and stable (2) you are maximizing earning potential . Marguerite Duras The Lover! Think how you can generate recurring revenue, which is expressed with a metric called Lifetime Value per customer. You will complete the price you want to set your products/services in the Financial Plan chapter, and we also have a section for you to 2012, describe your pricing strategy; however it is marguerite duras the lover movie, advisable to start thinking about essay on enron how you want to price your products/services. Competitive analysis is an extremely useful tool and one that should be revisited often as the competitive landscape changes over time.
It starts with competitive analysis. Background (location, history, ownership) Financials (revenue, profitability) Products (product line, services, patents, licenses) Marketing (channels used and budget, pricing, alliances/affiliates) Personnel (headcount, notable executives, compensation, job openings) Market share Strengths, Weaknesses. Tips on how to perform competitive analysis. The Internet makes this much easier then in days past. Some ideas:
Google search using keywords that your customers would use to find you Look up industry association websites Look up directories such as Yahoo or Crunchbase Use Indeed.com to find your competitor’s job openings Competitor’s websites Find your competitor’s management team members on LinkedIn. Not only do you have to worry about current competitors you can see, but you have to be vigilant and be on the lookout for new entrants. For example, a company that already sells to your customer base may see your industry as a logical next step. You should consider the likelihood of movie new entrants high if: The industry sees high margins (its super profitable) There is unmet demand (more customers then suppliers) There are no major barriers to entry (does not take much to research, start competing) There is future growth potential (such as mobile apps)
Much of this is marguerite duras movie, common sense – if you see a market opportunity that no one is competing in yet, don’t expect that you will be alone for long. Sourcing is essay on enron, simply the duras the lover movie process of essayedge coupon procuring goods and services from suppliers that are required for your company to marguerite the lover movie, make its products or deliver its service. Some things to short essays abortion, consider when choosing and duras the lover movie managing your suppliers: Cost: This is an obvious one – the lower the price, the higher your profit margins will be. Payment terms: The longer you have to pay your suppliers, the more working capital you have on essay on enron hand.
Reliability: You must consider how reliable your suppliers are and what would happen to your ability to operate if they cannot deliver. Scalability: As your business expands, will your suppliers be able to meet your needs? Fulfillment is the lover, simply the process of how your company delivers its products/services, from point of sale to delivery. Essay On Enron! There are several popular fulfillment options: Engineer to marguerite duras the lover, order: the product is designed and built to customer specifications (e.g.; large construction projects) Build to origin rar, order: the product’s design is standardized but manufacture of movie final product is based off of customer specifications (e.g.; aircraft and yachts) Assemble to order: the product is assembled to the customer’s specifications using pre-fabricated components (e.g.; Chipotles burritos, Dell computers) Make to stock: the product is manufactured in quantity based on expected sales of the english product (e.g.; retailers) If you are going to marguerite duras, be selling physical products and english narrative essay expect to the lover movie, hold inventory, then you should pay very close attention to how you forecast the amount of inventory you need to meet your projected sales. Too little inventory and you may not be able to meet demand. Too much inventory and you tie up all of your cash on origin antithesis rar excess inventory.
Some key points: Have accurate sales forecasts. Use historical sales data if you have it, and make sure you account for seasonality. Have accurate inventory tracking. Use bar code scanning or equivalent to ensure there are no data entry errors.
Utilize inventory management software. QuickBooks, Sage, and a plethora of other vendors provide a cloud-based solution for you to manage and maximize your inventory levels. Technology in today’s business environment is becoming more and marguerite duras the lover movie more important and serves as a source of research papers on electronics competitive advantage. Take Wal-Mart or FedEx as two examples of companies that provide services (low-cost products and shipping), but utilize technology as a critical means of delivering those services. Wal-Mart uses a sophisticated supply chain management IT system to ensure its low prices. FedEx uses technology to optimize delivery routes and times, which enables it to ship to practically every corner of the globe, seamlessly and marguerite duras movie with very low error rates. Think about how technology plays a part in your business and if it is critical to your business operations. If technology is critical to your business operations, then you must think about your disaster preparedness and contingency planning . Depending on your business, you may want to create back-up copies of data and software, routine security checks, and solitude essay securing physical assets.
What would happen if you lost access to the technology? Think about alternatives that you could utilize. For example, if you license a piece of duras the lover software and later down the road decide that the cost is too high, is there a competitor who can license you an alternative? If you have exclusive rights to origin, a technology, either through a patent or through an exclusive license agreement, this is marguerite movie, a great competitive advantage and one that you will want to describe in detail. There are two types of intellectual property that may be applicable to a business: industrial property (such as patents and trademarks), and short abortion copyright (such as novels and movie movies). If you have intellectual property that you want to protect, it is advisable that you seek the professional advice of a good Patent/IP Attorney , since this is a great way to solitude essay, provide a barrier to entry for your business. Intellectual property type 1: Industry property. These include inventions (patents), trademarks and industrial designs (trade secrets, trade dress).
If you have any proprietary process or technology then it is recommended that you apply for a patent to protect your invention. You should apply for a trademark for your company name and logo as well. Intellectual property type 2: copyright. These include literary and artistic works such as novels, poems and marguerite duras movie plays, films, musical works, artistic works such as drawings, paintings, photographs and essayedge sculptures, and architectural designs. In 2011, counterfeit copyrighted and trademarked goods were a $600 billion dollar industry worldwide. Enforcing your intellectual property may be feasible from a legal point of view, but many times is not practical in marguerite duras the lover movie practice. For example, Microsoft cannot possibly prosecute every single instance where its popular operating systems are copied and solitude essay downloaded. IP and marguerite movie your employees and contractors.
It is just as important to secure your intellectual property in relation to your employees and contractors. Everyone should be required to sign an ieee research papers on electronics invention assignment agreement, which basically states that the company owns all works produced while contracted by the company. In addition, you may consider handing out serialized notebooks for employees to use , so that if there is ever a conflict as to marguerite duras the lover, whom owns a piece of essay on enron intellectual property, there is duras, a physical record. If you have future products and services planned, it is a good idea to essay on enron, describe the product roadmap and strategy behind it . A key concept is that of product lifecycle, which describes the stages of the life of marguerite duras movie a product. During this phase, your product will incur heavy promotional costs as you get the word out. Ieee Papers! You may discount the marguerite duras price of the ieee on electronics product to encourage new customers. During this phase, you may focus on marguerite duras expanding your product to new segments in the marketplace, and expand the product line (for example, with new colors or other variations). During this phase, you are enjoying the fruits of your labor. You may add new features to your product to stay competitive and to further differentiate your product from origin competitors.
Marketing spend for your product starts to dissipate as sales of duras movie your product are in steady decline. After including all of this information, you’ll have completed the products and essay on enron services chapter. Writing the Customers and Market Analysis Chapter. The customers and marguerite duras market analysis chapter will give you an opportunity to describe what your customer segments are, what needs you are filling for them, and how these groups of customers are trending in terms of growth and behavior. This chapter also includes any regulatory restrictions specific to your industry. Customers and Market Analysis Sections. Market Overview Market Needs Market Trends (optional) Market Growth (optional) Industry Analysis (optional) Key Customers (optional)
In the antithesis rar market overview section you are going to calculate the total market (referred to as Total Addressable Market) for your products, and then the segment of that market your business can capture. Total addressable market can be thought of in several distinct levels. At the highest level is an estimate of the total market given 100% saturation. Another way of looking at this is what would be the total market if one company had 100% market share. Once you have the total addressable market, then you can estimate what percentage of this you can realistically capture. Duras Movie! This, of english course, is much harder to predict with accuracy. So the marguerite the lover important thing to remember is to utilize strong sources for your assumptions. For example, lets say you plan to open a high-end steakhouse in downtown Miami. To calculate your total addressable market, you might count how many high-end restaurants are in the downtown area and research the average annual sales for each restaurant. Then multiply the coupon 2012 two to get the total sales for all high-end restaurants.
This would be your total addressable market. Using the the lover movie example above, we can then drill down to the next level and determine what percentage of the market you can realistically capture. You might assume that you will take an essayedge 2012 equal share of the market, thereby decreasing all other competitor’s shares in marguerite duras the lover movie the market. Or you might offer cheaper prices, which you assume would take a larger percent of the market. Whatever your assumption, make sure it is well documented and logical. To obtain jaw-dropping product-lift you must solve a difficult and painful problem for the customer. And if there are competitors, you must solve the problem better than them, and enough so that customers are willing to switch to your company. Describe what problem your product is solving. If you are targeting multiple customer segments, make sure you go into detail on how your product serves each customer segment.
Describe how your solution better solves customer’s pain points then your competitors. We as consumers are inherently lazy. We do not want to origin antithesis, go through the time and duras the lover cost of switching from one company’s product/services unless it is compelling enough, which is origin antithesis rar, dependent on the switching cost. For example, there is virtually no cost to the lover, switch from Coke to Pepsi. On the other hand, there is narrative essay, high switching cost associated with migrating from a Mac to a PC. To overcome this problem, describe how your product either is able to overcome customer’s inherent adversity towards switching products, or if your product is duras movie, able to essays against abortion, reach new customers and bypass switching costs altogether (in other words, instead of taking customers away from your competitors, you are creating a new market for your products). Understanding market trends at the lover movie, the macro level is critical for various aspects of your business. A growing or shrinking market is described in more detail in the market growth section. Below are some of the other factors that will affect market trends: The overall economy has a disproportionate effect on some businesses. For example, dog-walking services usually see a decline in sales as households reduce spending on non-essential purchases.
Government regulations and policies can completely alter an industry, so it is imperative that you are up to essay, date on upcoming changes. For example, the marguerite duras movie Jobs Act of 2012 allowed for 2012 the first time non-accredited investors to participate in private placement of securities. This in turn has created a new market for crowd-funding websites to emerge to the lover movie, connect startups with all types of investors. You may be in an industry where political conditions have an impact on the bottom line. For example, if you count the Dept. of Defense as one of your clients, then the across-the-board budget cuts (i.e.; Sequestration in the Budget Control Act of 2011) would surely have a negative effect on papers your business. If you build your business on top of a technology platform that will soon be replaced with a more cost affordable, powerful, and easier to use technology, then that will surely put you in a less advantageous position. Marguerite Movie! Knowing technology trends is valuable in ensuring you are gaining a competitive advantage through the essay on enron use of technology. Your customers may change their sensitivity to price depending on a variety of factors, including competition, macroeconomic conditions, and changing consumer tastes. Keeping an eye on this trend will ensure you optimize your pricing strategy. Market growth, mathematically, is simply measuring the change in market size from one time period to the next (usually in years). So if the market in the first year was $100 million and $150 million the second year, then the marguerite the lover movie market can be said to solitude essay, have grown by 50%.
You will find that measuring market growth using historical market size data is much easier then forecasting market growth. Utilize publically available data sources, trade publications, market research firms, and government agencies to find much of this research. Being able to demonstrate a market is growing is obviously important – for example, the market for Blackberry accessories is clearly a declining market. Most investors and lenders will not want to see a new business chase after dwindling customers. On the other hand, the market for Apple and Samsung phone accessories have seen great growth and will continue to grow as those companies continue to add new customers. Your industry is defined as the group of marguerite duras movie companies that are related to english narrative, you in terms of what you sell/how you derive your revenue. For example, Ford and duras the lover movie Nissan are both in solitude essay the automotive industry. Ford and marguerite duras the lover Nissan’s market (i.e.; customers) would be the end consumers who buy their cars. You will want to describe your industry name/classification (SIC/NAICS Code), which can be found on the Dept. of Labor website. Understanding your industry’s dynamics is imperative to knowing it’s profit potential and essays against abortion attractiveness. A popular framework for conducting industry analysis is duras movie, Porter’s five forces analysis, which analyzes an industry’s competitiveness (and therefore attractiveness).
By performing this analysis you will have a clear picture of your competitors and how your company fits within the competitive landscape. If your industry has low barriers to entry and low switching costs, then expect increased competition, as there is against, little standing in the way for new entrants to enter the marguerite the lover movie market and compete. If your industry is supplied by very few suppliers with little alternative but to source from those suppliers, then expect downward pressure on your margins. If your industry only has a small number of buyers, or there are many alternative products to choose from, then expect downward pressure on your margins. If there are many substitute products in essayedge 2012 your industry and the switching costs between them are low, then expect substantial competition. An industry is very competitive if there are many competitors about the duras the lover movie same size, there is little differentiation between competitor’s products, and it is mature with little growth (so the only way to antithesis rar, grow is to take a competitor’s market share).
Although your product may cater to many different sets of marguerite duras the lover movie customers, you want to focus on a select group that will be the most likely to purchase your product/service and ieee on electronics account for duras the lover movie the lion’s share of your company’s revenue. For many businesses, you will soon realize that a large portion of your revenue comes from a small percentage of your customers. For example, Starbucks may realize their key customers are white-collar business types that purchase a cup of coffee every day, versus the student type that comes in once a month. When you can name your key customers. If you are in a business where volumes are low and prices are high, then you should be able to name your key customers individually. In this case, you should describe in detail your relationship with each of them separately. If you’ve filled out this chapter, congratulations. Essay On Enron! Doing market research and customer analysis is a complicated and time consuming task. Time to move on duras to the next chapter!
Writing the Marketing and Sales Chapter. The marketing and sales chapter gives you an opportunity to describe how you will manage your sales force and papers what sales activities they will conduct in order to close sales. Overview Positioning Pricing Promotion Distribution. In this section, summarize your marketing plan, being sure to include: Positioning: Are you going to be the lowest cost provider or provide a differentiated product? Pricing: How will you price your products/services?
Promotion: How will your market your products/services? Distribution: Where will your product/services be available? Tip: It will be easier to write this section after you complete the subsequent sections as the overview section summarizes key findings from the other section. Keep this section at the summary-level, as you will go into further detail in the subsequent sections. Describe how you position your company within the duras movie competitive landscape. Will you compete on price, or will you differentiate your offering and stand out from your peers? For example, Wal-Mart positions itself as the low-cost provider in an industry, while Apple designs premium products to solitude essay, reach the luxury end of the the lover movie market. Provide your product/service at the cheapest price point in the marketplace. There are three primary ways to achieve this:
Economies of Scale: For example, being able to turn more tables in a restaurant or produce more widgets in essay on enron a factory. The more you are able to produce from your asset, the the lover cheaper it becomes. It will also be harder for your competitors to short essays, enter the market since you have fixed assets and experience that requires a large investment. Low operating costs: Keeping costs down across all aspects of the business, including: Standardization: Limited customization Outsourcing: Outsourcing labor to low cost production centers Thrift: Limiting advertising and RD spend Optimized supply-chain: By lowering inventory and negotiating with suppliers, companies can substantially improve their profitability and movie cash flow. Making your product/service unique by origin antithesis targeting a specific segment of the market is duras the lover, a compelling strategy, especially if: Your customers are not price sensitive The market is competitive Your are targeting a specific niche You can provide a product/service that is not easily copied.
You can also achieve differentiation through branding and marketing – for example, Starbucks sells premium coffee at a premium price point, primarily through the strength of their branding and not through the taste of their coffee. Determining the optimal price for your products/services will require you to think through several factors: If you are going shooting for the low cost provider strategy, then you will want to price yourself accordingly. Likewise, if you are going for the luxury end of the market, then a higher price is often times a proxy for quality. How price sensitive are your customers? If your customers are making their purchase decision primarily based on price, then you will want to be sensitive to this. The price you set must be high enough to over your costs so you can turn a profit. Narrative Essay! There are, of course, exceptions. For example, you might want to duras, achieve economies of scale by maximizing units sold, or you might be maximizing revenue to achieve dominant market share. There may be regulatory/legal constraints on how much you can charge. For example, payday loan vendors are restricted in how much they can charge their customers.
Looking at what your competitors charge can give you a understanding of what current customers are accustomed to paying and will likely be willing to solitude essay, pay for marguerite duras the lover movie your products/services. There are price points that consumers are psychologically more accustomed to, such as amounts ending in .99 or .95. In this section, you move from essay on enron describing your marketing plan onto how you will convey your marketing message to your intended audience. What marketing channels will you utilize to reach your target customers? Depending on your business, traditional media may be an important component of duras the lover movie your complete marketing toolbox. These would include television, radio, billboards, flyers, etc.
In today’s environment few companies can afford not to have a strong online presence. There are a myriad of options available. Solitude Essay! Each marketing channel must be carefully measured for the lover movie effectiveness, as online marketing can quickly add up and consume a small business’s entire marketing budget. A website is a key component of your digital marketing efforts as it will be the destination in which your online leads will first visit. Some online marketing options include: Search engines (i.e.; Google, Bing) Directories (Yelp, Angies List) Daily deals (Groupon) Email marketing Social media (Facebook, Twitter) Word of mouth marketing is by 2012 far the most profitable and powerful marketing channel available to marguerite duras the lover, any business. New customers that are referred to your business are more likely to purchase and more likely to continue referring your company.
There are ways to boost word of solitude essay mouth marketing, especially with the advent of social media. Marguerite! For example, asking a satisfied customer to like your business on Yelp and Facebook will potentially reach hundreds of their contacts, all with one click. Integrating social media into your word of solitude essay mouth marketing strategy is invaluable for marguerite duras the lover every business. Blogging/Becoming a subject matter expert. Having a leading voice in your industry will help your business gain credibility from customers, suppliers, partners and competitors. Research Papers On Electronics! You can start by participating on marguerite duras public forums and blogs related to your business and antithesis rar adapting the adage “give more to get more”. How will your products be available? On one end of the spectrum is direct marketing, whereby you sell directly to your customers. Duras! Or if you manufacture your products, you might sell through distributors, who in turn sell to essay on enron, retailers, who in turn sell to consumers.
Three common models: Product is duras the lover, stocked in mass-market distribution channels. Examples include soft drinks, magazines, etc. Product is specialized and sold through specialized channels. Examples include nautical computers and tooling/machinery. Product is only sold through an exclusive channel. Examples include luxury products such as high-end motorcycles or designer handbags. The Internet presents an ieee papers on electronics unparalleled opportunity to reach customers directly, as well as working with online channel partners to reach and the lover sell to customers. Writing the Strategy and Implementation Chapter. The strategy and implementation chapter will give you an opportunity to define the key milestones that mark meaningful progress towards your goals. It also includes sections that further elaborate on your competitors.
Strategy and Implementation Sections. Milestones SWOT Analysis (optional) Competitive Edge (optional) Strategic Alliances (optional) Milestones are the key events that demonstrate progress is being made , such as completing the company’s first prototype or breaking even. These provide a tangible way to origin rar, measure the success of the business venture. Milestones are so incredibly important to a business yet are one of those things that can be easily overlooked. Why are milestones so important? Because they are a way to measure meaningful progress of duras the lover movie a company that in origin antithesis effect, makes that company less risky (and therefore more valuable).
A new company has an duras the lover movie extremely high-risk profile – but as it meets tangible milestones, such as completing a prototype or breaking even, the company’s risk decreases. It becomes more apparent that the venture will succeed. Investors and lenders will be looking at ieee papers on electronics, what milestones your company has reached in order to marguerite duras, create a fair valuation. Milestones might include: Assembling company team First working prototype Filing/receiving patent or other IP Securing physical location for store First paying customer Breaking even Turning a profit* *If you can demonstrate not only turning a profit, but also sustaining that profit, then that is a huge milestone.
SWOT Analysis is a useful technique for understanding your company’s strengths and essay on enron weaknesses , while identifying both the opportunities open to your business and the threats it faces. Strengths and Weaknesses refer to internal factors in marguerite duras movie your company, such as: Employees and staff Physical assets such as equipment and facilities Financial assets. Opportunities and Threats refer to external factors facing your company, such as: Market trends Regulatory and legal Macroeconomic conditions Competitors. Competitive edge can be bucketed into four primary areas: cost, differentiation, innovation and operational effectiveness.
Are you providing a product/service at a lower cost then your competitors? This is short abortion, a straightforward competitive edge that is very difficult to deliver. Providing the lowest cost may require operating on razor thin profit margins or heavy investment in fixed costs in order to achieve economies of scale. Are you providing a product/service that your competitors are not offering or cannot offer? This is a common strategy whereby you provide differentiated value in order to better serve customers and/or reach a portion of the market that may be under-served.
Are you leapfrogging your competition and providing a notably superior or new product/service? Popularized by the book “Blue Ocean Strategy”, creating new demand in an uncontested market space is a powerful business strategy. Do you provide superior time to market or customer service? For example, your customers may be willing to pay a higher price for movie better customer service . Nordstrom’s is an example of a company that uses superior customer service as a competitive advantage. Forging strategic alliances is a commonplace occurrence in essayedge coupon 2012 business. There are a wide variety of alliances you might encounter, with various parties in which you do business. Even if you do not have any alliances, there may be an opportunity for a partnership in the future and marguerite duras the lover movie that should be included in this section. You might have a supplier who has a disproportionate amount of influence and power of solitude essay your business.
Striking a partnership in this case may decrease those risk factors and provide a competitive advantage over marguerite duras your competitors. You might have a large portion of your revenue coming from several key customers. Inking an exclusive agreement to lock in ieee papers revenue would, for instance, give you predictable cash flow. It is not uncommon to partner with competitors under certain circumstances – for example, to set standards for marguerite the industry or to solitude essay, help further adoption of marguerite movie a technology. Solitude Essay! For example, Sony and Panasonic partnered together to increase the adoption of duras Blu-ray DVDs.
Aligning your brand with another company is frequently used, especially if both brands are targeting the same demographic. For example, Samsung is the solitude essay official sponsor of the Olympic games and will provide free mobile phones to all Olympic athletes. Upon completing these sections, your strategy and marguerite duras the lover movie implementation chapter will be finished. Writing the Financial Plan, Statements, and solitude essay Sales Forecast Chapters. Writing the financial plan, financial statements, and duras movie sales forecast will be the most difficult part of your entire plan. Origin Antithesis! It requires making a large number of intelligent assumptions about the size of the marguerite the lover market you can realistically target, and the costs associated with making your product or rendering your services. Coupon! These sections are the red meat of your plan — these are the chapters that any seasoned angel investor or venture capitalist will dig into to make sure they know they’re making a solid financial investment. Chapter 7: Financial Plan and marguerite duras movie Sales Forecast Sections. Sales Forecast Personnel Plan Budget Cash Flow Assumptions Loans and solitude essay Investments Starting Balances Historical Financials Key Metrics for Success. Define the price in which you will sell your products and services, the duras the lover movie cost it will take to produce or sell the product/service, and essayedge coupon 2012 the number of units you will sell.
Be conservative when making your estimates on the number of units you will sell, ensuring you have a reasonable methodology when making your forecast. It is highly recommended that you first complete the following sections as they lay the foundation for defining the sales forecast. Products/Services section: Defines what you will sell and at what price point; also seeks to define the production cost Target Market section: Defines the size of your target market and what quantities you can sell. Tip: Your sales forecast should sync with your Sales and Marketing plan. For example, if you plan on hiring several sales people nine months from the the lover start of essay on enron your business, you should forecast an increase in sales thereafter. This is the duras price you will sell your products/services. Fixed price: Suitable for most sales forecast modeling Price changes over time: The price of your product/service may increase/decrease in price over time for several reasons: Keep up with inflation Keep up with increased cost of raw materials or components Seasonal product – discount to offload excess inventory Promote new product – discount upfront to encourage sales, then increase later. This is the direct cost of essay on enron producing your product/service (at the unit level). Otherwise known as cost of duras movie goods sold (COGS). Fixed costs: Suitable for essay on enron most sales forecast modeling % of sales: A good way to forecast costs; as sales increase you can set the marguerite cost as a % of short essays abortion sales on marguerite the lover a sliding scale.
Costs vary each month: The cost of your product/service may increase/decrease in solitude essay price over time for several reasons: Economy of scale: the more units you produce, the cheaper it becomes to produce them Bargaining power: the more units you buy from marguerite duras the lover movie your supplies, the solitude essay cheaper they become Seasonality: cost of raw materials may fluctuate based on the lover movie time of year. This is the expected number of research papers units you will sell. My units are constant: Not particularly suitable as most businesses will expect to marguerite the lover movie, have some growth over time. Units sold changes over time: The quantity sold of your product/service may increase over time for several reasons: Growing market share Finding new markets. Sales tax requirements vary by country and by products/services sold. In the United States, there is no sales tax at the federal level; however, many states levy selective sales tax on essay on enron particular goods or services.
Check with your state department of taxation if you are required to collect sales tax. If yes, you collect the sales tax from your customers and then remit the duras the lover tax to the state each year. If the individual assumptions used for each component of the solitude essay sales forecast is accurate, so will the overall sales forecast. The Lover! You should be able to explain where each number comes from, citing studies/research that validates your assumptions. The costs of hiring personnel are often the largest expense of any business. In this section, you will enter forecasted employees and contractors you plan to hire. The number of personnel you plan to hire and at what time is more of an solitude essay art then a science. Too much staff too soon and you’ll burn through your working capital. Too few staff and you’ll run the risk of alienating your customers and partners when you can’t deliver. A good way to think about your personnel plan is to think about the milestones you want your business to accomplish and what personnel are required to get your business there.
You can always revise your estimates, so start off with your best estimate and marguerite the lover come back to this section later. Tweak as needed so that your business model demonstrates profitability within your target time frame. The type of english company you are building and the financing required also makes a big difference in your staffing plan. For example, if you are seeking venture capital that mean you are going to want to hire and scale quickly in order to generate large revenues. Conversely, if you are seeking debt financing, you want to operate as lean as possible and maximize profitability so you can service your loans. Fixed amount: Suitable for most situations. Changes over marguerite the lover time: You might want to coupon 2012, define a compensation plan for marguerite duras sales personnel that have an annual bonus component, for example.
Employee: If choosing employee you will have to consider certain employee taxes and other considerations. Contractor: If selecting contractor, ensure that you are classifying said contractor correctly. In the United States, for example, you are legally required to provide employee-type benefits in certain situations even if you classify the personnel as a contractor. If hiring employees, you will be responsible for additional costs such as (but not limited to) payroll taxes, worker’s compensation and essay on enron health insurance, paid time off, training and travel expenses, vacation and sick leave, pension contributions and other benefits. This is referred to the burden rate, which provides a truer picture of total labor costs than payroll costs alone. Burden rate only affects employees and not contractors. If unsure what to enter, 15% is the lover movie, a fair estimate. Explain the assumptions and methodology used to define the personnel your business plans to retain, including how you came up with your compensation figures and burden rate. Antithesis Rar! For example, you might explain that as you plan to hire several sales people to coincide with the release of a new product. Enter expenses you plan on incurring for your business. A good way to make sure you capture majority of your business’s expenses is to think through costs associated with each functional area of your business, such as product development, marketing and operations.
Categorize expense into groups, such legal and administrative, rent and leases, and telecommunications. Do not include fixed asset expenses (assets whereby you derive value from for more than 12 months) such as a company van or computers. Marguerite The Lover Movie! You will enter these in the next step. Advertising Expense Amortization Expense Auto Expense Bad Debt Expense Bank Charges Cash Over and Short Commission Expense Depreciation Expense Employee Benefit Program Freight Expense Gifts Expense Insurance – General Interest Expense Professional Fees License Expense Maintenance Expense Meals and Entertainment Office Expense Payroll Taxes Printing Postage Rent Repairs Expense Salaries Expense Supplies Expense Taxes – FIT Expense Utilities Expense Gain/Loss on Sale of Assets. Enter long-term asset expenses here. Long-term assets are comprised of two types: tangible and intangible assets. Fixed assets are tangible assets that provide value for more than 12 months, such as a company van or computers. Fixed assets are depreciated over its useful lifetime.
This is an accounting method that allows the business to allocate the costs of the asset over ieee research papers on electronics its life by marguerite the lover movie gradually reducing its value. Common fixed assets: Land and rar Buildings Motor vehicles Furniture Office equipment Fixtures and fittings Plant and duras machinery. Intangible assets are long-term assets that are not physical in nature. Intangible assets are amortized over its useful life. These might include: Intellectual property (items such as patents, trademarks, copyrights, business methodologies) Goodwill Brand recognition. Enter other short-term assets here, which most likely will be any prepaid expense that lasts for less than 12 months. Besides prepaid expenses, other current assets also include short-term investments and securities that are likely to english narrative, turned into cash within a year. A prepaid expense can be described as such: A 12-month office lease is signed with the total lease amount of $12,000 being paid upfront. Classifying this as a regular expense would not be accurate because then the PL Statement and the lover Cash Flow Statement would both show the solitude essay $12,000 as a one-time upfront payment on the month it which it was made.
This type of expense is better described as a prepaid expense, since the use of the office is duras the lover movie, spread out over a 12-month period of time and can be considered an asset on the Balance Sheet that is expensed over time. By classifying this as a prepaid expense (or an english narrative essay amortized short term asset) then the PL Statement would show the $12,000 prepaid expense spread across 12 months at $1,000 each month, while the Cash Flow Statement would reflect the $12,000 payment on month in which it was made. Under Assets, the movie Balance Sheet would then show the amount of Prepaid Lease that is remaining at the end of the accounting period. Enter an estimate for on electronics income taxes you expect to marguerite the lover, pay, which should be a summation of origin rar federal, state and local income tax. Do not include other taxes such as property tax (should be entered as a separate expense) or employee-related taxes (this is covered in the Personnel Section as the Burden Rate).
As this is only an estimate, 100% accuracy is not required (if unsure what to enter here, use 20%). Dividends and distributions (for corporations and LLCs/partnerships, respectively) are payments to the company’s shareholders/owners, taken from the company’s profit. Dividends are typically paid out at the end of the the lover movie fiscal year, while distributions can be given out at the discretion of the solitude essay owners. You may want to set this to zero initially and see how the financials of your business model work out; then you can work backwards and marguerite the lover movie determine how much of retained profit you want to distribute to owners/shareholders. Here you can explain any regular costs that are associated with running your business. What are the monthly or ongoing costs that you must pay to essays against abortion, keep the business up and running? For example, this could be paying monthly utilities and rent expenses for your office space, insurance, or any marketing or advertising costs. For a start-up, remember that there are always up-front costs or one-time costs associated with getting things started, so be aware of any of these expenses and include them in your budget. Accounts receivable is defined as sales that the marguerite duras the lover company has made but has yet to ieee research on electronics, collect the money from the purchaser. Most companies operate by allowing some portion of marguerite movie their sales to be on credit.
These types of sales are usually made to origin rar, frequent or special customers who are invoiced periodically, and marguerite duras allow them to avoid the hassle of physically making payments as each transaction occurs. You want your accounts receivable to be as low as possible to increase your cash flow. Defining what percentage of your sales will be on credit. You want this percentage to be as low as possible, while keeping in mind that for some businesses it is preferential to provide some credit to your best customers. Defining how long it will take to essay on enron, collect payment. Of the customers that you provide credit to, you need to define when they are to pay you back. The faster, the better your cash flow will look like. It is typical to duras movie, provide net-30, which is 30 days. Accounts payable is defined as short-term debt owed to short essays against, suppliers and marguerite duras the lover banks. It is to your advantage to negotiate longer payment terms with your suppliers, as it will improve your cash flow. When looking at accounts receivable (what is owed to you) and origin accounts payable (what you owe), the key thing to remember is that you want to marguerite, be paid as soon as possible, and you want to pay others as late as possible (cash on essay on enron hand is duras movie, king).
Defining what percentage of your purchases will be on credit. You want this percentage to be as high as possible, as that will improve your cash flow. However, ensure you are able to essay on enron, pay your vendors on the purchases made on credit. Defining how long it will take to the lover movie, collect incoming payments. How many days will it take, on average, to collect incoming payments? Select the typical number of days between when you make a credit sale and when the origin antithesis payment arrives. Keep in mind that shortening this period can vastly improve your cash flow. If your business will sell physical products and you plan on keeping inventory on hand, then you need to the lover movie, define how many months of inventory you wish to keep on hand. The more months of origin antithesis rar inventory you hold on hand, the more cash is tied up in inventory.
This will affect your cash flow. How much inventory should you carry? The ideal amount varies from industry to the lover movie, industry, and business to business. Essayedge 2012! A good place to the lover movie, find more information is trade associations for coupon 2012 your industry. In order to improve your company’s inventory management, you will need to marguerite duras the lover, start by collecting good records on your inventory. Using inventory turnover rate as an indicator. Inventory Turnover Rate = Costs of coupon 2012 Goods Sold (COGS) / average cost of inventory on hand. A low inventory turnover rate means that you may have too much inventory on hand. Understanding and managing cash flow is very important to any business.
The time period for credit sales and payments may depend on your suppliers or your industry. Paying and getting paid later rather than earlier can entirely change your cash flow projections. You can utilize this section to duras the lover, explain any assumptions about cash flow, including details on the time period in essay on enron which you will make and receive payments. How did you come to these assumptions and the lover movie how will it affect your business? When taking out a loan, you borrow an amount of money (principal) from a lender, and are obligated to pay back at a later time (usually in installments). You will typically pay interest on the loan. Essays Abortion! If you are seeking a loan then enter the duras movie amount, as you want to forecast the origin rar financials assuming you have secured the loan. Personal vs Commercial Loans. For many small businesses, taking out a personal loan to finance growth is commonplace. Marguerite Duras Movie! These might include credit cards, home equity line of credit (HELOC), and installment loans. Essayedge Coupon! If you have an existing small business, commercial loans can be obtained, which are based on a variety of marguerite duras the lover movie factors.
Secured vs Unsecured Loans. A secured loan is a loan in which you pledge some asset (equipment, property, etc.) as collateral. Unsecured loans (credit cards, personal loans) are not secured against a borrower’s assets. Interest rates will be higher for solitude essay unsecured loans versus secured loans, for obvious reasons. If you have a pre-existing loan, then you can specify those details in the Starting Balances section. A line of credit is similar to a loan with the difference being that interest is not charged on the part of the line of marguerite credit that is unused, and the borrower can draw on the line of credit at any time that he or she needs to. If you are seeking a line of 2012 credit then enter the marguerite movie amount, as you want to essayedge, forecast the financials assuming you have secured the line of credit. The line of credit may be classified as a demand loan, which means that any outstanding balance will have to be paid immediately at the financial institution’s request. Investments include injections of cash into marguerite the lover movie the business from you, other shareholders or owners, or investors. This typically refers to equity investments where investors contribute cash to the business in exchange for equity (ownership).
In this section, you can describe how your business will be funded. If you are a startup, it is likely that the money you make from english sales will not cover all your business expenses so you may need additional sources of funding, such as taking out a loan, receiving investors’ capital, credit lines, or other ways of borrowing money. What type of funding will you acquire? At what point in your plan are you expecting these funds? For existing businesses only. The starting balances will be used to adjust the balance sheet to duras, take into account your company’s financial history. Important: all starting balances should be entered as they are at the start of your plan.
Enter starting balances for assets: Cash Accounts Receivable Inventory Other current assets Long term assets Accumulated depreciation. Enter starting balances for liabilities: Enter starting balance for Capital and Earnings: Enter your Recent Sales: One month before start date Two months before start date Three months before start date Four months before start date Five months before start date Six months before start date. If you are an existing business, you can enter past financial data here.
This is optional and will be used to calculate historical financial ratios in the Financial Statements section. For each year of your company history , include: $ Sales $ Gross profit $ Income from operations $ Net profit $ Current assets $ Current liabilities $ Inventory $ Total assets $ Total liabilities $ Total owner equity. Every business model has several key metrics that management can use to see if the business is healthy. Antithesis Rar! For example, a restaurant might use the number of tables it can turn per night and the average revenue per dinner. Think about what levers make the most impact to your business. You will want to continuously track and monitor these metrics to ensure your business model is working. Chapter 8: Financial Statements Sections. Profit and marguerite duras the lover movie Loss Statements Balance Sheet Cash Flow Statement Financial Ratios. The Profit Loss (i.e.; income statement) shows your revenue, expenses, and profit. It is the most common of the on electronics three reports as it provides a view into the lover the company’s projected “bottom line”.
The statement here is a read-only display, calculated automatically from the information you entered in the Sales Forecast, Budget, and Personnel Plan sections. If you wish to edit or change any information, you may do so by going back to those sections. The statement here will update automatically. The balance sheet gives a snapshot of ieee on electronics your company’s financial position at a given point in time, usually the last day of a fiscal period. It is called a balance sheet because assets (what you own) will always equal the sum of your liabilities (what you owe) and marguerite duras stockholder’s equity (your investments from stockholders plus money that your business earned that is put back into running your business). The balance sheet here is research papers on electronics, a read-only display. Marguerite The Lover! If you wish to english narrative, change the marguerite duras balance sheet, you can do so by going back to the builder in the Financial Plan section. If you are an existing business, you have the option of coupon adding starting balances under the Financial Plan section.
The cash flow statement displays the marguerite movie cash inflows and outflows from your operating, investing and financing activities. English Narrative! Rather than providing an duras the lover movie overview like the antithesis rar balance sheet, the cash flow statement will measure the change in cash during a period. Marguerite Duras! In other words, how much money did you start and end up with? The statement here is a read-only display. 2012! You can go back to marguerite duras movie, edit the sections in the Financial Plan section in 2012 order to change the accounts affected in duras movie the cash flow statement. The Financial Ratios section gives a general overview of the health of your business.
The report here is a read-only display. Essay On Enron! If you wish to the lover movie, change any of the information, you may do so by editing the relevant financial information you’ve entered previously. The ratios here will update automatically. The Liquidity Analysis shows how solvent your company is, or how easily convertible to antithesis rar, cash is the company in case. Marguerite Duras! This is important in determining the essay on enron ability of the business to duras movie, meet its obligations, or paying off what it owes in debt. The Profitability Analysis shows the overall performance of the company in its ability to 2012, make a profit. The ratios show how much of sales revenue is actual profit after taking costs and the lover expenses into account. The Debt Ratio shows how much of the business’s assets are financed by debt and how much of the business’s assets are financed by stockholders’ equity.
The Investment Measures show ROI (Return on Investment) which is the solitude essay percentage of the return (net profit) of the business divided by the cost of the investment. The most common method of calculating ROI is to divide net profit by total assets. Finishing these chapters represents a massive achievement in marguerite movie completing your business plan. It is by far the solitude essay most difficult chapter, as it requires doing somewhat complicated math to generate accurate financial statements. The Lover Movie! In all likelihood, you will need to hire an expert or accountant to help you create an accurate and detailed plan that adheres to realistic outcomes. To finish it off, you’ll need to write an appendix and a glossary of terms. Your appendix will be a more detailed version of the financial statements detailed in this chapter, and your glossary of terms will simply define the terms of your business that an short against investor may not understand. Upon including those chapters, your plan will be complete.
Feeling inspired to duras the lover, start a business, but don’t know how to write a plan? We have a sample database of on electronics plans that you can look through to duras the lover movie, learn the narrative different chapters and sections necessary to marguerite duras the lover, attract equity investments and loans. Although our examples are specific to each industry, keep in solitude essay mind that every plan will be unique depending on your location, your customer base, and your own vision, so these will only serve as a starting point for you and your dream. Click the images to movie, view our full business examples. 4. The Pros and Cons of ieee papers Downloading a Business Plan Template. 1. Write with confidence — you won’t be forgetting any important information. Using this free template can help you write your own plan, without the hassle of figuring out how to order your chapters, or the marguerite duras movie worry of solitude essay feeling like you might be missing a section. We provide the entire bare bones skeleton of duras the lover a business plan within this Microsoft Word .doc download. After you download it, it’s up to antithesis, you to flesh out the details and ensure that each section is as well researched and intelligently conceived as possible. 2. The Lover Movie! Step-by-step writing guide and writing samples included.
Our plans come with a complete how-to guide with examples from short essays our professional business plan samples to help steer you through your writing. 3. Duras The Lover! Completely free – no hidden costs, just download and start writing. This plan is completely free. You may encounter other people or websites on the Internet charging a price to download the guide. Do not purchase them – there is no benefit at all to purchasing a pre-fabricated plan.
None of the information will be relevant to essay on enron, your company, and you’ll be gaining nothing but the order and structure of the plan – something that you could easily research and re-create on your own. Sound good? Keep in mind that while this guide may give you a better idea of how a it should be structured, that represents only about 5% of the heavy lifting of writing an actual the complete document. Don’t forget that every plan needs well structured elevator pitch. 1. You’ll have to do complicated business planning math and calculations yourself — or pay an marguerite movie expensive rate for someone else to abortion, do them. You’re going to have to do the financial calculations, plans, and forecasts that a plan should offer to marguerite duras movie, attract investment — all by yourself. Creating these sections requires years of essay on enron training, math skills, market knowledge, and duras investment savvy. This requirement is beyond the scope of most peoples’ abilities, which is why entrepreneurs turn to professional writers and accountants to do the heavy lifting for them. Keep in mind: You may have a brilliant idea, but until you’ve subjected your product/service to meticulous research, and calculated your potential market as conservatively as possible, your business idea will be nothing but empty words and blather to a seasoned investor. 2. You’ll need to manually create visual graphs and essay on enron charts to marguerite, make the calculations easily understandable. You’ll need to take the numbers you calculated and create attractive graphs, charts, and tables for english narrative essay your plan.
Making your data attractive and easy to comprehend is no easy task. Professional planning software can not only do the calculations for marguerite you, but will also turn them into relevant graphs, charts, and tables presented in the appropriate order, according to solitude essay, how equity investors and duras the lover movie bank loan officers expect to papers on electronics, see them. 3. A basic template won’t allow you to track your business’ progress. You won’t be able to keep your company’s information up to date easily. One of the duras the lover major benefits of using software is solitude essay, that you can continually update your numbers based on marguerite the lover movie your real expenses and earnings, allowing you to track the progress of english your business easily and without a major hassle. Nonetheless, we encourage you to download this document and the lover movie get started with writing out solitude essay, your product/service concepts and marketing plan. If or when you encounter the financial sections, we’ll be looking forward to marguerite duras the lover, helping your progress through the major obstacles of writing a successful strategy that will help you get funding for english narrative essay your ideas. Crafted by licensed attorneys Updated regularly Applicable to the lover movie, all 50 states.
Create your free. Business Plan Template document in only 5-10 minutes! Copyright 2017 Legal Templates LLC. English Narrative Essay! Legal Templates LLC is not a lawyer, or a law firm and does not engage in the practice of law. Legal Templates cannot and does not provide legal advice or legal representation. Marguerite Duras Movie! All information, software and ieee research services provided on the site are for informational purposes and self-help only and are not intended to be a substitute for a lawyer or professional legal advice.
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