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Marine Pollution Essay - 550 Words

Essay on pollution of marine life

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Marine pollution essays

book reports on com WRITING BOOK REPORTS. It's likely that, whatever your educational goals, you will eventually write a book report. Your instructor might call it a critique, or a summary/response paper, or a review. The two components these assignments have in common are summary and evaluation. Essay. Other TIP Sheets on synthesist, related topics that might prove helpful in developing a book report, depending on essay, the type of book and the specifics of your assignment, include the following: How to Write a Summary Writing About Non-Fiction Books Writing About Literature. Keyword List. Summary AND evaluation. The following example summarizes in two sentences the plot of Jurassic Park : Michael Crichton's Jurassic Park describes how millionaire tycoon John Hammond indulges his desire to essay of marine, create an island amusement park full of living dinosaurs. In spite of elaborate precautions to make the park safe, his animals run wild, killing and maiming his employees, endangering the lives of his two visiting grandchildren, and finally escaping to mainland Costa Rica. On the layout for a cover letter, other hand, a thesis statement for on pollution of marine life, a book report reflects your evaluation of the work; I really, really liked it is inadequate. Students sometimes hesitate to make judgments about literature, because they are uncertain what standards apply.

It's not so difficult to evaluate a book in terms of story elements: character, setting, problem/solution, even organization. (See TIP Sheet Writing About Literature for ideas on layout cover uk, how to essay, handle these standard story elements.) Nevertheless, a good thesis statement should include your reflection on the ideas, purpose, and attitudes of the author as well. To develop an informed judgment about the work, start by asking yourself lots of questions (for more ideas, see Evaluation on the TIP Sheet Writing About Literature). Then choose your most promising area, the one about which you have something clear to say and can easily find evidence from the book to illustrate. Develop this into in vietnam war essay, a thesis statement. For example, here is what one thesis statement might look like for Jurassic Park (notice how this thesis statement differs from the simple summary above): In Jurassic Park , Crichton seems to warn us chillingly that, in bioengineering as in chaos theory, the on pollution of marine, moment we most appear to be in synthesist group, control of on pollution of marine events is the exact moment control is already irredeemably lost to us. To develop an list informed judgment and a corresponding thesis statement about a book, brainstorm by answering questions such as the following: For what purpose did the essay life, author write this, and cover, did he fulfill that purpose? What did the main character learn? Does this lesson reflect reality as you know it? Were the on pollution life, characters complex and top book on creative writing, believable? What do they reveal of the author? of human nature?

How well did the setting contribute to the mood? How did setting affect character and plot development? The invisible author. Usually the author does not figure prominently in the story unless the essay on pollution of marine life, book is keyword resume, autobiographical. More often he is the of marine life, invisible persona–invisible, yet not absent. The author leaves traces of himself throughout. Paradoxically, your understanding of the author depends on your deliberate. detachment from the writing, story itself to discover those traces.

Imagine standing very, very close to a large painting–inches away. Your focus is on blobs of essay of marine color, but you are unable to identify the object represented. When you move back a few steps and involvement, alter your focus, the blobs take on a recognizable form. In the essay on pollution, same way, you have to draw back from the story to discern the purpose, ideas , and attitudes of the author. No one goes to the trouble to write something without purpose. Sure, textbooks have purpose, but those who write fiction narratives have purpose, too. Even fantasy writers have purpose.

A book report should include your evaluation of on creative whether the life, author succeeded in his purpose. The following writer has made a statement about the author's purpose: Crichton seems not so much to be warning us of the evils of scientific inquiry as begging us, in a very convincing way, to exercise collective moral restraint on scientific research. This writer would then go on to use quotations, examples, and evidence from the book to show why she believes this is Crichton's purpose. To identify and respond to the purpose of an author, try asking questions like these: Was the author's purpose to inform or simply entertain me?

Did I learn something? Was I entertained? Did I lose interest? If I lost interest, was this author, perhaps, writing to a different audience? Is the layout for a, author trying to persuade me to think or act in essay, a particular way? About what issue? What point of view would he or she have me adopt? Was I convinced? The author's ideas may be stated by top book the author himself in a foreword, or they may show up in the words of essay on pollution of marine a narrator or a principal character.

The character Ian Malcolm, for example, is a primary spokesman for Crichton's criticism of for the french essays post-modern science. Malcolm's words, below, express one of the of marine, ideas Crichton wishes us to consider: I'll tell you the problem with engineers and scientists. They are focused on whether they can do something. They never stop to reasons for the essays, ask if they should do something. On Pollution Life. On the other hand, a principal character may represent, rather than state, ideas. Hammond's visiting grandchildren, for example, might represent the oblivious, yet threatened, human populations of the mainland and the planet itself. When ideas are implied rather than stated, they are called themes. To discover and evaluate ideas in a book, try asking questions like the following: What was the central problem in the book? Was it a personal, social, or moral problem? Does it relate to life as you know it? What ideas(s) about life and society does the author seem to hold?

What did the principal character(s) learn? How did they change? What does this seem to say about people? About society? About morality? Once you have identified what ideas an author is trying to examine, you must still determine what the author's attitude is toward those ideas. Discursive Essay Uk. An author's attitudes are revealed in part by the tone, or overall mood, of the work. In writing, as in essay, conversation, tone is not so much stated as implied. For The Revolution. In reading we depend solely on the emotional overtones of the words to of marine life, infer the attitudes of the author. For example, suppose you have determined that Crichton wishes to explore the group, idea of essay on pollution of marine life how private industry exploits scientific research. You must then determine, as well, what Crichton's attitude is toward this situation.

Does he think this is a positive development, or a negative one, or a little of both? Does he think it is inevitable, or preventable? One way to keyword resume, figure out Crichton's attitude about this is to identify the tone he uses to tell the story. We describe the on pollution life, tone of a book with adjectives, and more than one if necessary: straightforward, complex, ironic, creepy, pathetic, bitter, comic, tragic. Top Book. For example, here is of marine, a statement using three different adjectives to describe Crichton's attitude toward one of the central problems in Jurassic Park : Crichton strikes an involvement war essay ominous tone in Jurassic Park. Even though this is a cautionary tale, the author nevertheless is optimistic that the on pollution life, mainstream scientific community, represented in this story by Alan Grant, can learn restraint and respect for nature. (When identifying the tone of a book, make the effort to distinguish an individual. character's attitude from the author's overall attitude-they may differ.) To begin talking about uk tone, ask yourself questions such as these: Is there a particular setting or scene that stands out in essay on pollution of marine life, my mind? What was the mood of that scene? Is this mood indicative of the entire book? Is the author an optimist, a pessimist, or a realist? How does he show it?

Does a principal character experience one persistent state of mind or emotion? What would I call it? Is it indicative of the work overall? Did the mood of the work help or hinder my understanding of the author's ideas? Butte College | 3536 Butte Campus Drive, Oroville CA 95965 | General Information (530) 895-2511.

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Essay on pollution of marine life

Newark CEDC: The Economic Development Catalyst. The Newark CEDC or Newark Community Economic Development Corporation is an economic development catalyst in Newark, New Jersey. The aim of on pollution of marine life this corporation is to attract, retain and grow businesses. The Newark CEDC has a big role in sustaining economic growth by providing jobs and creating wealth for the citizens in the city of Newark. This time we are going to discuss further about the Newark CEDC.

1. Synthesist? Kevin Seawright. Kevin Seawright is the current executive vice president and chief financial officer in essay of marine life, the Newark Community Economic Development. He has a lot of experiences in accounting and diverse capital management, and he was chosen to be the new leader of the team in May 2015. Seawright has been using his financial expertise for in the east coast. His experiences are mostly rooted in financial management for keyword list some local government agencies. As the new leader, he designed a new accounting system and implemented it in essay of marine life, the company. The accounting system he designed has been really helpful for the agency. Kevin Seawright has over $400M worth of responsibility in discursive essay uk, the city, capital, federal, private and bond funds during his career.

He has been responsible for more than 600M USD in the construction of educational facilities projects in the capital. He has been in a lot of positions, finance director, managing fiscal officer, payroll director, budget manager, and plenty a lot more positions. Seawright has a great reputation among co-workers and leaders as an efficient business leader who can achieve great results. He’s even got executive leadership certification from Notre Dame, which has set him on his current career path. The Newark CEDC also works with companies that want to relocate or expand their businesses in Newark by assisting them with their locations, workforce information, demographic analysis, available buildings and sites, economic indicators and a lot more important information that are relevant to essay on pollution life, the business. Other than helping companies, the Newark CEDC also provides other services such as: Small Business Development. Industry Focus (this includes manufacturing, arts entertainments, health services, information technology, port related services and higher education research) 3. Loan Programs. The Newark CEDC also offers loan programs for businesses, they provides $20,000 or less to involvement in vietnam war essay, entrepreneurs who want to start building their businesses in the city of Newark.

They also offers additional services and resources if it is needed, including the assistance in improving credit score, developing business plans and trainings, IFEL, and other helpful things. Omar Yunes’ Advances in Entrepreneurship. Omar Yunes, a Mexican investor representing Sushi Itto is a great franchisee and has won several awards in life, the Best Franchisee of the for a letter uk Word competitions, held yearly. Yunes is interested in the Japanese food industry and runs over 13 franchises situated in Veracruz, Puebla, and Mexico City. In addition, has been able to market his products hence great control of the food industry creating jobs for workers through Omar’s leadership, his brand developed a strong business network and an effective board to implement the business strategies and Omar’s lacrosse camp.

Besides entrepreneurship, Yunes also has a soft spot for football whereby he spends most of his leisure times supporting two clubs which he loves, Pumas de la UNAM and FC Barcelona. This successful man is full of surprises because who would have thought that he is essay life a Professor at Saddleback College in the Department of Physical Education and his incredible lecturing skills can be ascertained by his passionate students. To add, the students love and look up to uk, him because he understands their different capabilities and strengths and essay on pollution of marine contact him. To begin with, the brand manages many other eateries in Mexico and is remarkable in the Southern parts America. The reward focuses mainly on franchise growth which contributes enormously towards the growth of the franchising brand.

Furthermore, it enables the brand’s growth by motivating the authorities hence upgrading work ethics in accordance with the policies of the brand. Synthesist? This is justified by the continuous increase in benefits to on pollution, the advantage of the employees and the industries at essay, large and what Omar Yunes knows. Omar Yunes was awarded as being the most influential in bringing a positive change between the brand and its franchises .These achievements market Mexico globally and on pollution recognize Yunes for being the involvement in vietnam war essay best in customer care services, hospitality, and product offerings. Omar Yunes is in on pollution life, charge of over four hundred employees who work in the thirteen units possessed by the brand he represents. He has been able to scoop several awards based on his relationship with his employees. As such, he enumerates them fairly which leads to the effective realization of the goals of the company. Under his leadership, his brand has been able to achieve a lot in the franchise domain and more information click here.

The Contribution Of Gregory James Aziz To The Reduction Of Unemployment Rate. The initial thought. When Gregory James Aziz was growing up, he saw many people struggle for jobs. The main reason which he was given as the cause of the struggling was the low education rate and the inability of the Canadian government to secure jobs for everybody. The thought of being jobless struck him for a long time. Correct Layout For A Cover Letter? Greg Aziz’s background was not poor. The parents were middle class, and of marine they lived a fairly comfortable life. The fact that he was comfortable did not stop him from worrying about the others.

The condition of american in vietnam life was tough, and things only got tougher. Gregory James spent most of his life in Hamilton where he thought of how to make a difference someday. The life at the University and beyond. Gregory James was successful in his early education, and he joined the University of Western Ontario for his undergraduate studies. On Pollution? After acquiring his first-class degree from the University, Aziz received several jobs offers different companies but he turned them down to help with the family business. On Creative Writing? After the on pollution of marine success of the Business, Greg Aziz went to group, the United States to look for better opportunities. On Pollution? He received offers to work with different organizations, but his interests directed him to work with the banks. The success of the discursive essay family business. The food industry was one of the most promising jobs in Canada and the entire North America. Essay Of Marine Life? It is one of the industries that never lacked a market.

Gregory J Aziz saw an opportunity in the industry, and american in vietnam war essay he thought of helping his community through the provision of employment. With his entrepreneurial mind, the gentleman assisted in expanding the operations of the company to the point that it competed internationally. By the time he was leaving for essay on pollution the United States of America, Gregory’s success was already seen in the company. American Involvement? Get More Information Here. Giving back to essay, the community. As the CEO of the National Steel Car, Gregory James felt the need to help his community. He does not believe in giving cash contributions, but he insists on empowering the people around so that they can be self-dependent. Out of the 3000 employees that the National Steel Car had in synthesist group, 1999, over 80% were from the essay life Hamilton.

The employment was not based on the fact that the employees were coming from the layout for a uk same area with the CEO but it was a means of of marine life empowering the in vietnam war essay people around the province. With the help of the community, Gregory James Aziz has been the most famous CEO in the country. The Customer Base That Gregory James Aziz Has Created Around The World. The National Steel Car is one of the most successful companies in Canada today. Of Marine Life? The operations of the gay marriage essay uk company were limited in the last 80 years because of the complacency of performance. Essay Of Marine Life? The potential of the company had been suppressed in the early years because of the satisfaction of the management with the operations. Most of the management in charge were concerned with how to maintain the production so that they do not go lower than the previous realization of the profits.

With this mentality, Gregory realized that there was no way the company could improve its operations. After championing for the purchase of the company, several changes were made. The current products manufactured by the National Steel Car. From 1994 to the current age, the National Steel Car introduced several products to their manufacturing list. These products include; the super duty Boxcar, coils cars which are both longitudinal and traverse, flat cars, tank cars used for general purposes, hopper cars and several others. The company introduced the hopper cars that can both be open and closed at the top. See This Page for more information. The previous productions. Before Greg Aziz took over as the CEO, the National Steel Car produced electric locomotives which could be up to 50 tons; Baggage and log stake cars, passenger and business cars as well as trucks. Considering the epoch of manufacturing, these cars were the most marketable. Trucks for freight were largely used in the long-distance transportation of cargo before the introduction of ship cargo.

The National Steel Car was an correct layout important company in that era. Check out their Facebook page. The transformation process by Gregory James Aziz. By 1994, most of the cars that were produced by the company were getting extinct. Business cars were replaced by personal cars, the cargo truck market had begun to diminish, and change was necessary for the industry. Life? In as much as there was still a market for keyword list these products, the market needs were fast changing, and it was inevitable for the company to make changes. Having read the direction of life manufacturing, Gregory Aziz introduced the future of the industry. Correct For A Cover Letter? He came up with more productions and essay on pollution designs which the layout for a cover company had to on pollution, produce. The market production increased because of the demands and the styles which were fresh in gay marriage essay, the company. Clients from all over the world developed an interest in the designs, and more tenders were sent to the company.

With the quality of production, the essay on pollution National Steel Car has been on top of the list resume other railroad manufacturers in the world. Adam Milstein’s Success As A Philanthropist. After establishing himself as one of the leading real estate investors globally, Adam Milstein is heavily involved in enhancing the essay of marine culture and religion of the Jewish community. Adam is the managing partner of Hager Pacific Properties, a real estate investment company whose assets are valued at over $2 billion. In addition, the shrewd entrepreneur is the founder and chair of Adam and Gila Milstein Family Foundation.

Through Adam and Gila Milstein Family Foundation, Adam Milstein reaches out to Jewish students across the globe. Adam supports and mentors these students with the group aim of strengthening their bond with Israel. On Pollution Life? Moreover, Milstein ensures that Jewish students who are pursuing their studies outside Israel do not lose contact with their culture and heritage. Through the organization, the gay marriage uk students can learn about the community’s history as well as how to on pollution of marine, read and write Hebrew, a vital tradition to the community. The efforts made by the real estate investor towards enhancing the Jewish culture have seen him being named on the Philanthropists Social Entrepreneurs Top 200 list. Adam is the brain behind the Israeli-American Council. This noble organization has played a pivotal role in enhancing the lives of the synthesist Jewish Community. On Pollution Life? Through the group organization, Adam Milstein has been able to of marine life, influence the correct layout for a United States’ policies on Israel.

This goal has been achieved by essay on pollution life influencing both Americans and policy makers positively. The investor believes that speaking out is the easiest way to point at problems and get them solved. Over the years, Adam Milstein has been vocal on how societies treat the Jewish community and other marginalized communities. In the recent past, he pointed at the problems that the in vietnam war essay people close to him such as his wife have undergone in the hands of immigration officers and law enforcement officers. Adam Milstein was born in born in essay on pollution of marine life, Israel where he pursued his primary, high school, and college education.

Adam Milstein also served in the Israeli Defense Forces during the layout for a cover letter Yom Kippur War. Adam married his wife Gila in 1981 before moving with her to the US to of marine life, further his education and get a piece of the American dream. Notably, his organization, the Adam and Gila Milstein Family Foundation, donates over $1 million annually. Karl Heideck, a Civil Litigation Lawyer and a Blogger. Most people do refer to litigation attorneys when they are speaking of civil issues.

Litigation attorneys represent clients in criminal matters and personal injury claims from individuals or real estate owners among others. Attorneys prepare cases to go for full trial however due to some factors most of the cases they prepare almost 90% do not reach a full trial as they are settled out of court. Majority of civil litigation lawyers do practice in resume, the private sector, but a few also work for the government as prosecutors and district attorneys. Litigation attorneys are also found in some large corporations such banks and financial institutions. This attorney’s role is to offer legal advice and interpretation of the law for this organization and in some instances represents them in courts.

The duties of a litigation attorney in preparing a case are first to do the investigation and essay on pollution of marine life collect all the necessary documents and evidence required to gay marriage discursive essay uk, build a strong case. Once all this is done the of marine civil litigator contacts the other party legal representative, and they both try to reach a settlement. If a settlement is reached, then the case will not proceed to a trial, and if they do not agree on a settlement, then the reasons revolution case proceeds to trial. For an attorney to be successful according to Karl Heideck is first he needs to understand the importance of making connections, should be humble, honest, respectful and helpful to others. In addition, Heideck also suggests that a litigator is supposed to ask questions because that is how they build their knowledge base. Karl Heideck is one of the most successful attorneys with over life ten years of experience in civil litigation.

Heideck hails from reasons revolution, Philadelphia and specializes in compliance and risk management. Heideck also represents clients in on pollution of marine life, areas of product liability, corporate law, employment proceedings and commercial litigation. Besides being an american in vietnam war essay attorney, Karl Heideck is a talented writer and blogger. He blogs on on pollution of marine, matters related to legal news and issues affecting the public especially those that reside in Philadelphia. In Vietnam? Karl Heideck went to Swarthmore College for his undergraduate studies and has a law degree from Temple University in essay of marine, 2009. Visit for more information about Karl Heideck. Whitney Wolfe Weds in a Fairly Tale Wedding. Fairly Tales did not end with Romeo and Juliet; Whitney Wolfe writes yet another book. For The? A gorgeous, unique, and essay on pollution of marine life breathtaking love affair came to the eyes of many on Whitney’s wedding day. Discursive? The guests described it as real, deep, and genuine. Whitney Wolfe, who started the Bumble App to help women meet their suitable mates, got her fair share by meeting and marrying the Tycoon and heir of Texas Oil Michael Herd.

The two are said to have met three years back on a valentine day and coincidentally their love affair begun. However, it was only last year that Herd proposed to of marine, Whitney and a week back the wedding of the year was held. Villa Treville Positano along the Amalfi Coast Italy is where the colorful and stunning event was held. Guests were treated to an excellent site with many saying that they have never experienced such color and pomp in discursive uk, an event. The hash tag for on pollution life the day was #homeiswheretheherdis, and it was used all day to synthesist, trend the essay on pollution wedding pictures of the event. Albeit friends and family invited to the event had been asked to keep the event private, they could not resist circulating the beautiful pictures of the day. Many, who adore Whitney, although absent from the event also circulated the news widely. Whitney wore an discursive uk Oscar De La Renta gown that was simply breathtaking.

In the on pollution of marine evening, she also slipped into an equally stunning evening dress that was silky, slip, cream and simply off the hook. Many guests could not keep the eyes off the american involvement in vietnam war essay bride as she carried the day to of marine, the last moment. The candle lit site also gave a feel of the romantic Italian Coast, a factor that made the event feel special to many. Gay Marriage Discursive? Another feature that made the site equally stunning was the lemon trees canopies that covered the reception; the trees complimented the lemon dinner tables and menus. Life? The one-tiered cake was also very different from the list usual as it was so big and topped up with many fruits such as fresh strawberries. Whitney Wolfe is the Founder of Bumble and Bumble BFF, which are online dating apps that empower women. The former helps women make the essay on pollution of marine first moves in top book on creative, relationships, denying the men chances of mistreating them. The later also helps women, who connect with each other and share their life experiences. It helps them identify them, real friends, far from the office divas. Adam Milstein: Why the Influential Business Guru Is a Favorite in the Jewish Community.

Adam Milstein is arguably a name that evokes respect and on pollution of marine life admiration across the correct layout for a uk business world. Essay Of Marine Life? Mr. Milstein’s sheer prominence in real estate investment has undoubtedly made him a force to reckon with. As the synthesist group managing partner of Hager Pacific Properties, Adam Milstein has successfully built a portfolio valued at over $2 billion in properties spanning across the essay on pollution U.S. Apart from building a stellar reputation based on american involvement in vietnam war essay, his keen business acumen, he has also emerged as a recognizable philanthropist among the Jewish population. More prominent is Adam Milstein’s philanthropic endeavor with the Adam and Gila Milstein Family Foundation, widely known for supporting and essay of marine mentoring students worldwide. With the aid of his wife, the business guru has undoubtedly made significant progress in educating young Jewish scholars. Through his invaluable assistance, thousands of students have obtained essential knowledge regarding educational advancement and Jewish heritage.

As a testament to his proficiency, Adam Milstein recently featured in the Philanthropists Social Entrepreneurs Top 200. Mr. Milstein’s impressive charity goes beyond offering financial assistance. His best donation entailed the establishment of the Israeli-American Council which focuses on fostering trade relationships between Israel and the U.S. Apart from holding an influential and active role in the council, Milstein has also painstakingly fought for the oppressed worldwide while also protecting the Jewish from unjust persecution. Synthesist Group? Such unwavering commitment also stems from a personal experience emanating from his wife’s experience as a Morocco migrant in the U.S. During his free time, the essay influential business guru sharpens his writing skills by penning several publications regarding religion, culture and protection of human rights. Such efforts have gone a long way in assisting his Jewish counterparts forge connections with their religion through Hebrew. As an accomplished entrepreneur and philanthropist, Adam Milstein doesn’t shy away from engaging with various stakeholders in the community. Rather than just signing a check, he strives to come up with effective ways to list, implement radical change both locally and beyond. Adam Milstein undeniably holds unconditional love for his country.

The Haifa native previously served in the IDF and life the Yom Kippur War before pursuing postsecondary education. Upon graduating from Technion, Milstein moved to the U.S and pursued a business course at the University of Southern California. Jose Henrique Borghi Provides Effective Advertising Service. Are you looking to promote or advertise your business, product or service in Brazil? Want to know how to go about reaching the right audience for your products and synthesist services? If you are serious about reaching your target audience in Brazil, it is imperative to contact Jose Henrique Borghi and his advertising specialists.

Advertising is essential, no matter the type of of marine life business you are running. Nowadays, there is fierce competition among companies, and you need to follow proven marketing and advertising strategies in order to writing, be found by potential customers. Jose Henrique Borghi will help you design and implement effective advertising and marketing materials and campaigns and get people to essay, respond. He has been providing superior marketing and advertising services for many years and is fully aware of what needs to be done to get the best possible outcome in a business advertising campaign. Jose Henrique Borghi has countless clients throughout Brazil and he strives to provide the discursive highest quality service.

His team of advertising professionals is comprised of essay on pollution life planners, researchers, designers, copywriters and advertising management specialists and learn more about Borghi. If you need to use social and content marketing channels, Jose Henrique Borghi knows how to handle that as well. He has great expertise in keyword resume, a wide variety of marketing, advertising and promotional methods and comes highly recommended in the industry and more information click here. Jose Henrique Borghi knows how to reach your target audience, convince them to check out your advertising and convert them. Essay On Pollution? He creates advertising that attracts attention and generate interest in your business or product. As an experienced and writing knowledgeable advertising consultant, Jose Henrique Borghi has a series of essay of marine best practices that works perfectly for american his advertising campaigns. Essay On Pollution Of Marine? Contact Jose Henrique Borghi to discursive, find out how he will help you get more customers and make more money and Borghi’s lacrosse camp.

Jason Hope Plays A Significant Role In His Community And In The Lives Of Other Entrepreneurs. Jason Hope is an entrepreneur and businessman from Scottsdale, Arizona. He holds many other titles such as a skilled futurist, philanthropist and investor. On Pollution Of Marine Life? One of the things he is passionate about technology and what comes with it. For The Revolution Essays? He is intrigued by the ways technology contribute to research and development. He obtained a degree in finance from Arizona State University. He also holds a MBA from the university’s W.P. On Pollution? Carey School of Business.

Hope’s career started when he started a mobile communications business. Currently, he centers his focus on biotechnology, startup company investments and philanthropy. Hope has a strong desire to give back to gay marriage essay, his community by helping local associations and he makes every effort to essay life, do so consistently. He is an advocate for educational programs the correct layout promote learning inside as well as outside of the classroom. Hope also spends his time mentoring high school students. He realizes that starting business can be hard.

Jason Hope creates grant opportunities for young entrepreneurs because he knows how it feels to essay of marine, get a company up and running. He is passionate about moving research further along to combat anti-aging by way of for the revolution essays preventative solutions. He supports organizations that greatly influence disease prevention and cures. That is why he stands behind the SENS Foundation, an organization whose goal is to focus on turning around conditions like heart disease, lung cancer and Alzheimer’s, using the most up-to-date technology. Jason Hope has been involved with several organizations throughout his career. Some include the Boys Girls Club of Metropolitan Phoenix, The Tony Hawk Foundation, the Leukemia Lymphoma Society’s Desert Mountain States Chapter, Worldwide Orphans Foundation, International Foundation for Education and Self Help and many more.

Hope continue to seek out organizations that he can give his time, energy and resources to in order to essay, make a difference in reasons for the french, the world we live in. The Success of Gregory Aziz and National Steel Car. Gregory James Aziz is the current Chairman and the Chief Executive Officer National Steel Car Company. National Steel Car is centered in Hamilton, Ontario and of marine focuses on railroad freight car engineering. Gregory James Aziz was born in 1949 in London, Ontario.

He attended Ridley College and later joined the University of Western Ontario where he graduated with an list resume economics major. Gregory J. Aziz assisted in transforming his family wholesale food business since 1971 for over 16 years. The business grew to essay on pollution of marine life, become an synthesist international importer of essay of marine life fresh food from South America, Europe, and keyword resume Central America. The wholesale also became a major distributor of on pollution of marine fresh food to wholesale food markets in the US and Eastern Canada. Greg Aziz also invested in banking opportunities in New York between the 1980s and 1990s enabling him to buy National Steel Car from Dofasco in 1994. Gay Marriage Uk? Greg Aziz was able to use National Steel Car’s strong team-building, human capital, engineering capabilities, and capital investment to expand the Company manufacturing capabilities to 12,000 cars from 3,500 cars annually by 1999. Besides, Greg James Aziz increased the number of essay employees from 600 to 3,000. National Steel Car has stood out for over 18 years among many engineering and manufacturing companies in North America to hold the honor of ISO 900I: 2008 certification. Correct Cover? National Steel Car is involved in several social responsibilities and charities such as sponsoring the Salvation Army, the United Way, and the Hamilton Opera among others. National Steel Car has a purpose to move forward with determination, to lead all the time, and do everything with a focus on excellence and quality. Greg Aziz has a native or bilingual proficiency in English.

Greg J. Aziz success can be attributed to his extensive range of skills. He possesses exceptional leadership, management, and strategic planning skills, which are highly associated with the essay on pollution life accomplishment of National Steel Car. Greg J. Aziz also strongly believes in continuous improvement. He was able to improve the production of correct layout letter National Steel Car from 3,500 cars to 12,000 cars annually with a period of five years. See This Page for additional information. National Steel Car also appreciates the loyalty and support of its esteemed customers and suppliers with whom the company has valued relationships. On Pollution Life? Besides, the company has a committed team of synthesist group approximately 2,000 members who take pride in manufacturing railcars of the highest quality possible. However, the company does not rest on the past or present success.

National Steel Car is essay on pollution full of war essay persistent pursuit of excellence.

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Strategies to Facilitate Math Concepts and Homework. By: Regina G. Richards. One Tuesday afternoon, I received a frantic call at my educational therapy clinic. It was Sammy's mother. On Pollution Life? Sammy was one my clients and usually we worked on reading on Saturdays. Sammy's mother exclaimed, “I just picked Sammy up from school and he's pretty hysterical.

It's hard to understand what he saying, but it seems he doesn't understand the words his teacher's using in math. He saying he's going to flunk math because of these words. Can you help?” Sammy was in luck. Reasons For The French? I happened to have a canceled session in one hour. I suggested that Sammy's mother take them out for a snack to help him calm down and then bring him to my office in an hour. I felt it was important for Sammy to on pollution of marine, calm down before our session, because a student who is upset or anxious effectively “closes the top book, door” on any learning that might otherwise take place.

Sammy arrived at the appointed time and although he was somewhat calm, I could tell that he still felt anxiety about these “words” that the on pollution of marine life, teacher used in his math class. I decided to start our session by reading Sammy a story. When I explained this to american involvement, him, his eyes lit up and he was delighted. As I walked to essay of marine life, my bookcase, I spoke with Sammy about Camelot and group, King Arthur and we talked about knights and their ladies. Sammy was delighted and essay life, enchanted with Camelot. Correct Layout? I pulled out essay on pollution of marine a book by Cindy Neuschwander called Sir Cumference and the First Round Table . Sammy and I got comfortable and I began to keyword resume, read the story. In summary, King Arthur was King in Camelot. There was a problem so the King called his bravest knights for a meeting. Sir Cumference brought his wife, Lady Di, from Ameter, and their son, Radius.

The knights had a meeting and they sat at a long rectangular table but everybody had to shout. The carpenter made a square table but then the people at the corners were very crowded and began to whisper. The carpenter tried a variety of different table shapes: diamond, parallelogram, triangular, and oval. However, there was a problem with each. The knights were discouraged, especially Sir Cumference. He decided to go for a ride in the forest with his family. Life? Radius notices a fallen tree and proclaims, “See, Father! There's your table!” A picture in the book shows Lady Di, from Ameter, standing next to resume, the fallen tree.

She reaches from one end to essay of marine, the other, right in for the essays, the middle. The carpenter cuts a cross-section of the trunk to make into a tabletop and Sir Cumference tells him, “Leave the life, bark on the outside edge. On Creative? I like its rough feel.” The carpenter makes a table, they use it for the next meeting with the knights and everyone is essay life happy. King Arthur is delighted with his new table and thanks Sir Cumference, Lady Di, and correct for a cover letter uk, their son, Radius. The King proclaims, “Because Lady Di of Ameter has a reach that is equal to the distance across the table, we will name this measurement for her.

We will call it the diameter.” “Radius may be small, but he has tall ideas. Let's call the small measurement from the of marine, center of the circle to group, its edge the radius.” The King then reminds everyone that it was Sir Cumference's idea to leave the bark on the outside edge of the table. He names the outside edge of a circle after him and calls it, “the circumference.” When I finished the life, story, Sammy was all excited.

He exclaimed, “Now I get it! I see what the essay, words mean!” I noticed that he said, “I see” and pointed this out to him. I explained that sometimes words alone were not enough for him. He needs to remember this and not get upset but find a way to help himself “see” what the words mean. On Pollution? I told him, “You know, Sammy, you could even go to your teacher and tell her that you need to “see” what the words mean and ask her to involvement in vietnam, show you or draw you a picture.

Or, you could try to draw your own and then ask her if that's what the words mean.” We then reviewed the meaning of the words circumference , diameter , and radius . Sammy was excited that he understood. I happened to have some round mint patties in essay on pollution of marine life, my freezer and so, to reinforce the concepts, I pulled out resume a mint patty and some thin red licorice candy strips. I asked Sammy to take the licorice and, using the mint patty, show me the circumference of the circle. He outlined the circumference with the red licorice. He then cut another piece of licorice to show the diameter and another for the radius of the circle.

Fig. 1 Materials to demonstrate circumference, diameter, and radius. We had only 10 minutes left in our session but Sammy was very comfortable with these three words that were so important to essay of marine life, his math lesson. We then reviewed the formulas for circumference, diameter, and radius. Synthesist? I told him he had to memorize a term called “pi:” pi = 3.14. I promised him I would read him another story next time called Sir Cumference and the Dragon of Pi . Essay On Pollution Life? We practiced a few calculations. Circumference: pi times diameter The diameter of the circle is 3 cm. Find the circumference. C = pi * d C = 3.14 * (3) C = 9.42 cm Diameter: 2 times the radius (Sammy reminded me that Lady Di was twice as tall as her son, Radius.) The radius of the involvement war essay, circle is 2 in. Find the diameter. d = 2 * r d = 2 * (2) d = 4 inches Radius: one half of the diameter The diameter of the circle is 4 inches.

Find the radius. r = d/2 r = 4/2 r = 2 inches. “Our brains are meaning-making machines, searching for matches to previous experiences.” From Quantum Teaching: Orchestrating Student Success by Bobbi DePorter, Mark Reardon, and Sarah Singer-Nourie. What were the key teaching elements that I used in my session with Sammy? First, he needed to be more relaxed so that he could “open the doors” to new information. Part of achieving relative calmness is on pollution life learning to accept our mistakes or the fact that we may initially have difficulty. We need to accept this without “crashing.” Second, I know that learners need to hook new information to existing and familiar information. I had to find a way to hook the vocabulary words to something that was familiar to Sammy. I knew that he could not begin to understand how to manipulate the formula until he had a deeper understanding of these words.

Having a deeper understanding of the important words enabled him to create a concrete hook so that he had less of a tendency to confuse the words. Third, I used the extremely critical teaching principle that applies to all new learning with students: experience before labels. I helped Sammy experience the meaning of these words and the related concepts. As parents, we can use these principles to help our children feel more relaxed and reasons for the essays, competent with their homework, especially in life, math. As teachers, we can use these principles as we present concepts to broaden our reach to our students. Following are a few additional activities we can use to help our students experience the meaning of concepts before they apply and use them. Readers interested in keyword resume, additional ideas may find them in essay life, the books listed in “other helpful resources” at the end of this article.

As demonstrated in the above scenario, it is critical that students understand, at a deep level, the meaning of the words they will be using. You can assist your students by exploring the morphology, or meaning of word parts, related to important conceptual terms. Following are some word parts relevant for the area of math: Here's a way, from my book The Source for Learning and Memory , to help students explore the meaning of math words: Select one or two word parts. Keyword List Resume? Have your student brainstorm words containing those parts. Encourage use of of marine words related to math.

Examples using multi- are multiply, multiplication, and multiple. Examples using sub- include subtract and subcategory. Help your student figure out the meaning of each of the word parts and discuss how the word part relates to reasons french revolution, the concept of the of marine, total word. Correct For A Cover Uk? Example: “Multiply means to make a number many” or “Multiple means more than one, or many.” Example: “Subtract means to pull a number down, or decrease” or “Subcategory means a division or part of a category, or under a category.” Mnemonics are memory tools and of marine, students can use mnemonics to help them learn and recall many different ideas and concepts. Group? Following are some examples from my book LEARN: Playful Strategies for All Students of mnemonics to help with measurement terms. Meter “A meter measures 3 ft. 3 / It's longer than a yard, you see” Liter “A liter of water's / a pint and three-quarters” Kilogram “2 1/4 pounds of jam / weighs about on pollution, a kilogram” Fahrenheit and Centigrade to convert, take away 30 and top book, halve it.

Centigrade to essay, Fahrenheit double and add 30. Note: These are approximations. Cover Letter Uk? The technical method to translate Fahrenheit to essay on pollution of marine, centigrade is to list resume, subtract 32, multiply by five, and on pollution of marine, divide by nine. To help your student grasp the concept of writing various measurement sizes, have her compare the term to some part on of marine her own body. Some examples from correct layout cover uk, The Source for Learning and Memory follow: Have your student compare the size of his thumb (from the essay life, length of the top book, first knuckle to the tip of the essay on pollution of marine, thumbnail) to an inch on a ruler.

Compare your thumb to an inch on top book a ruler. Have your student compare the life, size of her foot to a foot on war essay a ruler. Repeat with your foot. Explore other comparisons your student can do using his own body to help remember various sizes. This technique helps students who have difficulty learning and remembering math facts for addition.

For some students, it is more concrete than adding objects. Use two rulers that have numbers written very clearly, or create your own using cardboard. What is important is an even sequence of numbers, rather than the exact measurement. Using the two rulers to add 3 + 4, follow these steps: Locate the 3 on the bottom ruler.

Place the left edge of the top ruler directly over the number 3. Locate the 4 on the top ruler. The number that is directly below the essay on pollution life, 4 on the bottom ruler is the sum or the answer to the problem: 3+4=7. Color coding is useful if your student has difficulty keeping his numbers straight, i.e., lining up the ones-column and lining up the tens -column. Color the ones-column with green (explain that green means “go” or “start”). Top Book? Use a different color for essay on pollution life, the tens' column. To make it easier and more concrete, place a green arrow of the ones' column to layout for a uk, indicate “start”.

As your student progresses and increases her understanding of the use of essay of marine life columns, omit the color for the tens' column and only use the green for correct layout uk, the ones' column. Eventually omit all of the on pollution life, color. Multiplication facts follow a specific pattern. Keyword? It is of marine life useful to show your student some of the on creative writing, easier patterns, especially if you discuss with her why the pattern works. Provide experience by using manipulatives (counters such as beans) to practice and explain the pattern. Multiplying by 10s Just add zero (0) to the number being multiplied Examples: 2 x 10= 20; 7 x 10 = 70; 55 x 10 = 550 Multiplying by on pollution of marine life 11s (with a single digit number, 1 to correct for a cover letter, 9) Double the on pollution of marine life, digits being multiplied. Gay Marriage Discursive Essay? Examples: 3 x 11 = 33; 9 x 11 = 99 Multiplying by 11s (with two digit numbers) Write the number to be multiplied, leaving space between the essay of marine, two digits: to multiply 32 x 11, write 3 ___ 2. Add the two digits: add 3 + 2 Write the answer, 5, (3+2=5) in discursive, the space between the two digits: 3__5__2. The answer to the problem 32 x 11 is 352. Note: If the sum of the essay of marine life, two digits is greater than 9, the process will be more complex because it will be necessary to carry.

57 x 11 Write 5 _ _ 7 5+7=12 Write 5__(12)__7 Carry the “1”: 5+1=6 This makes 6__2__7 Answer: 627. Many students count on their fingers when adding and subtracting, especially at the beginning. Using their fingers to multiply is also very concrete and helpful for some learners. There are easy techniques for multiplying one digit by 9s, multiplying two digits by american involvement in vietnam war essay 9s, and multiplying 6s through 9s. The following explains how to use your fingers to multiply 9 by a one digit number.

Hold your hands in essay of marine life, front of you, with your palms flat on the desk or in american involvement in vietnam war essay, the air. On Pollution Life? Label each finger from one to 10, beginning on the left. If your student has difficulty imagining the numbers, place a small sticker on each finger with the gay marriage discursive, appropriate number. To multiply 9 x 5, the first step is to locate the on pollution of marine, “5 finger.” It's the fifth finger counting right to left. Refer to the diagram below. Fig. 4 Folding the 5 finger underneath. Fold the “5 finger” underneath. Then count the number of fingers that are sticking up on the left side of the folded down finger: these fingers represent the tens digit. Keyword List Resume? In this case, four fingers are sticking up.

Next, count the total number of fingers are sticking up on the right side of the folded down finger: these fingers represent the ones digit. In this case, five fingers are sticking up. Refer to the diagram below. When multiplying 5x9, we have 4 fingers on the left side and 5 fingers on the right side. This makes 45 because there are 4 tens and essay on pollution, 5 ones. The answer to 9x5 is 45. Fig.

5 Count 10s on the left hand. Another example: If you wanted to know what 3x9 is, you would fold down the “3 finger.” The number fingers to the left of on creative writing that would be 2, and the number to on pollution life, the right would be 7. 2 tens plus 7 ones is 27. Group? 3x9=27. Multisensory instruction is the linkage of visual, auditory, and kinesthetic-tactile modalities. Students simultaneously link what they see with what they hear with what they feel. Students derive more benefit from activities in which they actively participate. Active learning enhances efficiency and the child understands and grasps concepts with greater depth. Multisensory techniques increase active awareness. On Pollution? Students, especially those with learning challenges, benefit from being able to pull in correct for a cover uk, memory hooks (mnemonics) along with multisensory techniques. Chunking is a computer term that means “bundles of information.” It means breaking information or a task into smaller manageable parts. There are many ways to use chunking in homework sessions.

Suppose your child is complaining about an assignment and makes a statement such as, “This assignment is way too long. It's not worth even trying.” You may use chunking and acknowledge your child's feelings with a statement such as, “You're right. This is a long assignment. It may require a lot of energy, but think about how proud of yourself you'll be when you finish it.” Then proceed to help your child divide the on pollution, activity into manageable chunks. Perhaps even fold or cut up the paper so that each chunk looks smaller.

Have your child complete only one chunk and then take a short movement or stretching break. Then have your child complete another chunk, followed by another very brief break. Help your child appreciate these important aspects about the chunking process: You can store and organize information more efficiently in cover letter, small chunks. Everything begins with one small step. The small steps add up to a bigger accomplishment. This strategy calls on multisensory learning and works well with the most troublesome math facts.

Remember the value of chunking and have your student select only two to five troublesome facts to work on. When he knows these facts, he can then work on additional facts. Your student makes a flash card for each of the essay of marine life, selected facts, making each card visually interesting and different from every other card. On one side, write the complete fact, using techniques to make it “artsy,” colorful, and visually interesting. On the top book, reverse side, place the question without the answer, using a single color marker.

To study a fact, have your student place the life, artsy side of the card about one or 2 ft. in front of him, perhaps taping it on a wall. Encourage your child to study the card using a variety of techniques: Repeat the fact. Resume? Close his eyes and picture the of marine life, math fact and visual design using “a chalkboard in his mind.” Create a clapping or rap rhythm while reading and looking at the card. Perform a motor movement (such as jumping up and down or on correct layout cover uk a trampoline). Cover or remove the card and essay of marine life, imagining it still being there, read it. Your child may use the american war essay, single-color side to test himself. These tips for your math homework toolbox are just a few of many that are available. Hopefully, they will be useful to on pollution of marine, you and your student with your particular homework situation. Here are some valuable reminders: Remember to use chunking: go slowly and group, apply or use only one part at a time.

Use multisensory strategies. Teach your child a strategy one step at a time. And above all, HAVE FUN! Burns, Marilyn. Spaghetti And Meatballs For All (Marilyn Burns Brainy Day Books) Burns, Marilyn. The I Hate Mathematics! Book. 1975. Lavoie, Richard. How Difficult Can This Be?

FAT City (video or DVD) Levine, Melvin D. Educational Care: A System for essay of marine, Understanding Children with Learning Differences at Home and at School. 2001. Levine, Melvin D. Layout Cover Uk? Keeping A Head in of marine, School: A Student's Book about Learning Abilities and Learning Disorders. 1990. Levine, Melvin D. The Myth of Laziness: How Kids Parents Can Become More Productive. 2003.

Neuschwander, Cindy. Amanda Bean's Amazing Dream: A Mathematical Story. 1998. Neuschwander, Cindy. Mummy Math: An Adventure in Geometry. 2001. Essay Uk? Neuschwander, Cindy. Sir Cumference and the Sword in the Cone: A Math Adventure.

2003. Richards, Regina G. Of Marine Life? The Source for synthesist, Dyslexia and Dysgraphia. 1999. Click the References link above to hide these references. Richards, R.G. Essay? (2008). Strategies to top book on creative writing, Facilitate Math Concepts and Homework.

Exclusive to LD OnLine. LD OnLine works in association with the essay on pollution, National Joint Committee on Learning Disabilities (NJCLD). Learn more. LD OnLine is an educational service of public television station WETA in Washington, D.C. Visit WETA's educational web sites: LD OnLine® is a registered trademark of WETA. Stay informed!

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Essay on Marine Pollution: Sources, Effects and Control

1 Best Short Formal Essay Essays and on pollution of marine Research Papers. Literature and Composition Q1 Formal Essay Topic: Read George Orwell’s “Killing an Elephant.” In a well-organized . On Creative? essay , explain how Orwell’s attitude towards British imperialism into Africa is similar to that of Conrad’s. In answering this prompt, be sure that you analyze both authors’ use of language in explaining not only what they have to of marine life say, but how they say it! Be sure to provide plenty of evidence from the text to support your response. Requirements 1 . MLA Format * . British Empire , Burma , George Orwell 1336 Words | 8 Pages. Essay on Topic [e.g., Hamartiology: The Problem of Evil (Theodicy)] [Write your essay here, which must contain 600–800 . words for the first 3 Short Essays .] Word count: [Post the word count of reasons for the essays just your actual essay , not including title.] The problem of evil is perceived to life be portrayed by essay uk the following propositions: 1 , God is omnipotent; 2, God is wholly benevolent; 3, evil consequences that result from the actions and events befall mankind; 4, the on pollution of marine omnipotent being of 1 and 2 eliminates. War Essay? Evil , God , Gottfried Leibniz 784 Words | 4 Pages. ?October, 20th 2014 HR BEST PRACTICES Summary The article is about the new challenges that employees have to essay on pollution of marine life face when they have been . Essay Uk? elevated to a leadership position within the on pollution of marine life company. In addition to the typical challenges new managers have to synthesist group deal with, they have the added challenges of establishing their new role and navigating altered work relationships. However, these new challenges might create some discomfort, not just for new leaders but also for their former peers. Dixon, J. (2014). 2006 albums , Better , Interpersonal relationship 597 Words | 2 Pages. ?Name: John Shisler Writing Style Used: APA Course and Section Number: THEO 202 – D10 Essay on Hamartiology: The Problem of Evil . (Theodicy) Understand the problem of evil is very important for Christians.

While God originally intended for essay on pollution of marine the world to discursive not have any evil in it, mankind’s free will and temptation found a way to work against God’s plan. Because of the decisions made in on pollution of marine the Garden of resume Eden by Adam and Eve, mankind is now born with sin, which is essay life not what God’s intention was. As. Adam , Adam and Eve , Evil 720 Words | 3 Pages. the living God is the synthesist author of on pollution Scripture and american involvement war essay that Scripture is the product of his creative breath(pg. 160). The scriptures are inspired by essay on pollution of marine life God for the . purpose of communicating to us in assorted means for group a bunch of different reasons.

Inspiration is best described in the scripture in which Elwell was referencing breathed out, in 2 Timothy 3:16(AMP) says, Every Scripture is God-breathed (given by life His inspiration) and correct layout letter uk profitable for instruction, for reproof and conviction of sin, for of marine life correction. Bible , Biblical canon , Christianity 902 Words | 3 Pages. Keyword Resume? evil. God can be all powerful and essay life all good while evil exists (Feinberg, 1184) The following are the theodicies and the faults with each one. Gottfried . Leibniz's theodicy isthat God always creates the best of everything . He created the world and even though there is evil in layout cover uk the world it is the best thing that he created. The next theodicies is the Free Will defense. If evil did not exist and people were not “free” to commit evil then we wouldn't be free as human beings and we wouldn't have the.

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It would be great if you could help me please. It's due tomorrow and . this is taking to long. I hope you enjoy your pizza. Thank you. Pakhtuns Knowledge I downstairs Disown owns Die opened Isospin Keith Judo then Hallam Just by Haut so Thought so Splash poet Kite is on pollution of marine life Kebabs Loire Sound Organ Kaput Haifa Sites Heightens Roses are red Violets are blue This essay is stupid And so are you My homework is.

Gratitude , Help , Help me 384 Words | 3 Pages. ?Ashley Turnquest Dr. Rose McTier ENGW 119 5th November, 2014 Formal Essay Should Standardized Test Be Required for for the revolution essays College . Admission? Robert Schaeffer once said, “Standardized testing has become the arbiter of social mobility, yet there is essay on pollution more regulation of the food we feed our pets that of the tests we give our kids” (Schaeffer, 2014). Nearly every student takes the uk SAT or ACT in high school. Standardized tests are defined as “tests that are developed using standard procedures and are administered. Essay On Pollution Of Marine? Criterion-referenced test , General Educational Development , High school 1514 Words | 7 Pages. ?Exemplification Essay Organization and Essay Assignments Overview This is to help clarify our two essay . assignments. The two 5-paragraph essays that we will write this semester will each have an introductory paragraph, three body paragraphs, and a conclusion paragraph. The first essay will be a simple expansion of the Exemplification (Example) Paragraph, so it will logically be about the same person you chose as the list topic for of marine life your example paragraph. The second essay will be a basic Justification.

Essay , Inigo Montoya , Paragraph 2011 Words | 4 Pages. For Feb. Keyword List? 9, 2011 in essay on pollution life class - Short essay questions – You may use your book. Work Email by yourself. Email . ([email protected]) your answers by cutting and pasting these questions onto a new document. You may use secondary sources (if its so intensely relevant that you just can’t do without) but then make sure you CITE them! DO NOT plagiarize from the Internet!!

If your work reads too well I will upload it onto synthesist group Turnitin. No kidding. Please cite relevant passages in the book by using their. Of Marine? Crime and Punishment , Murder 720 Words | 3 Pages. going to attempt to walk you through this question and a few other questions. I pray that after you read this essay you will see why I call . this my love letter from God. “An approach to for the french the subject of Biblical authority must begin with God Himself.

For in essay on pollution life Him all authority is top book writing finally located. And He is His own authority, for life there is nothing outside Him on writing which His authority is founded.” 1 The geographic and historical data along with all predictions that have occurred in the Bible have taken. Bible , Biblical inerrancy , God 809 Words | 3 Pages. ? Formal Essay Outline Literary Analysis * Rough Times I. On Pollution? Introduction A. “You never really understand a . person until you consider things from their point of gay marriage view.” To Kill a Mockingbird by Harper Lee, is of marine about two boys named Jem and Dill. Jem lives with his father Atticus Finch, his little sister Scout Finch, and reasons their cook Calpurnia in Maycomb County. Dill lives with his mother in Meridian, Mississippi and he also visits his Aunt Rachel in on pollution of marine Maycomb which is where his family is. Atticus Finch , Harper Lee , Logic 1158 Words | 5 Pages. Darla Abraham BA 2410 III41 Professor Shaffer December 13, 2010 Test 2 – Short Essay 1 . What is the for a letter uk . difference between organization-centered and individual-centered career planning? Why should HR departments facilitate individual-centered career planning if these individuals might not stay with the organization for their entire career?

Organization-centered career planning focuses on jobs and on identifying career paths that provide for the logical progression of people between jobs in. Collective bargaining , Drug addiction , Drug test 1185 Words | 4 Pages. The Role of Isolation and essay on pollution of marine life Madness The Fall of the House of Usher Short Story Essay “Isolation is a self-defeating dream.” As . Reasons French Essays? quoted by Carlos Salinas de Gartani. In the “Fall of the House of Usher” written by Edger Allen Poe, and life is one of his most popular short stories. There have been many understandings and reasons french essays theories regarding the theme and nature of this short story. In this story the use of diction, the overall setting and the characters relationships influence what the main theme revolves. Edgar Allan Poe , English-language films , Fiction 1444 Words | 4 Pages. In the essay life minds of essay many Robert Nooks Composition I Formal Essay Abstract This essay is to education the . minds of those who do not take the time to sit and of marine life actually play the keyword games that our youth and mature adults play today. Not only is the games that we play today are a fun past time for essay on pollution the events that we do but these games are also very educational for gay marriage essay real life situations that could take place within anybody's life. These educational games has helped many people survive tons of essay life memory.

Brain , Game , Human brain 1767 Words | 5 Pages. ?Sample Essay / Essay Construction Other places where you can get assistance: 1 . View the YouTube videos in reasons for the essays the . On Pollution? “Referencing/Literacy/Assignment Resources” tab in the vUWS site for APNP (401007). 2. Visit an Online Writing Lab. Purdue OWL is a great resource: 3. Make an correct layout for a letter uk, appointment to see a PCALS officer (remember, they get very busy, so make an essay life, appointment well in advance of your assignment due date): [email protected] [email protected] Awareness , Consciousness , Nurse 831 Words | 3 Pages. Top Book On Creative Writing? [email protected] Office hours: Wednesday, 1 -4, and by essay on pollution life appointment Teaching Assistant: Mallory Chesser Office: Flowers Hall 125 Phone: . 245-7688 E-mail: [email protected] Office hours: Tues. 1 -3 and by appointment This syllabus supplements the Sophomore Literature Program Syllabus, available online at . Text : The Norton Anthology of American Literature, Shorter 8th Ed., Vol. 2 Evaluation: Two short essays written out of class (25% each); 3 multiple-choice. Academic dishonesty , Adventures of gay marriage uk Huckleberry Finn , American literature 721 Words | 4 Pages. noun ?esa/ 1 . a short piece of writing on a particular subject. synonyms: article, composition, study, paper, dissertation, . thesis, discourse, treatise, disquisition, monograph; More 2. Essay? formal an attempt or effort. Reasons Revolution? a misjudged essay synonyms: attempt, effort, endeavor, try, venture, trial, experiment, undertaking his first essay in on pollution life telecommunications a trial design of a postage stamp yet to be accepted. On Creative Writing? verbformal verb: essay ; 3rd person present: essays ; past tense: essayed; past. Definition , Essay , Gerund 608 Words | 4 Pages.

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Discuss the reasons for the existence of banks. In the first section of this essay I will outline some hypothetical situations to show how the essay on pollution of marine, Intermediary role of banks came to fruition and why they were needed. If we imagine an economy without money barter would be the gay marriage discursive essay uk, only means of exchange. To convert endowments of goods and labour into a preferred package is an arduous task. Essay Of Marine? Then there would have been a development into a form of commodity money.

For example, gold or silver. Due to french, costs of holding, adding to and maintenance we see the evolution of paper money. Exchange can now take place at different times between parties. Essay? When paper money is introduced we see the deadlock between savings and investment break. People couldn't invest beyond their current savings because there wasn't any borrowing system. Money allows savings to occur through accumulation of balances and investment by keyword, depleting previous money balances. The ultimate borrower can issue 'primary securities'. On Pollution? These can then be purchased directly by the ultimate lenders. Discursive? This can occur either face to face, or can be provided in of marine, markets by other financial firms. In our previous model we saw that financial assets held promised to deliver gain at top book writing, some point in the future. The value of the promise would depend on the person making the promise, and on pollution of marine life the expectations of how the future events could influence the value of the promise.

There are also preferred habits of borrowers and lenders. It is resume, likely the lender will want short-term returns, and of marine life it is likely that the borrower will only anticipate long-term returns to pay off the loan. Therefore there is a need for common ground and in writing, the previous system this would have incurred search and/or transaction costs, which were involved in meeting/obtaining information on the other party. This meant these costs directly translated into of marine life the interest rate on involvement war essay, the loan, thus reducing the number of of marine life mutually acceptable contracts. The ex ante problem will also occur in this model.

There is imperfect information so lenders can't assess what the future prospects of a borrower could be. List Resume? It is also likely that a borrower will be over optimistic about the future so as to procure the loan. This can then result in the adverse selection due to the asymmetry of information problem. Then an ex post cost occurs when monitoring the borrowers actions to make sure that they are in accordance with the contract. Moral hazard means that the borrower has no ability to enforce control over the borrower with regard to their behaviour. If the borrower can't keep to essay on pollution of marine life, an initial agreement then there are further costs associated with lender and borrower having to arrange a different agreement.

Banks differ from other types of financial firms. They are differentiated because they provide deposit and loan products. The deposit products will pay out money on discursive essay uk, demand or after notice. Banks are in of marine life, the managing liabilities business and by doing this they have the ability to american, lend out money to create bank assets. You could also argue however that banks were in the managing assets business. Essay On Pollution Life? Assets are provided by deposits or other liabilities. This project from Banks can eliminate a large proportion of the group, costs that I have mentioned above.

Banks act as intermediaries. They fulfill this function by on pollution of marine life, allowing lenders (depositors) to offer loans with lower information costs than if they found a potential borrower individually. This means that lenders will seek out banks because of discursive essay reduced costs. Borrowers will also do this if the search costs and enforcement costs (possibly) are lower than finding an individual. Essay Life? This is reasons essays, done by of marine, utilising economies of scope. The individual cannot do this. These economies exist when two or more products can be jointly produced at a lower cost than if the same products are produced individually. The bank can pool a portfolio of its assets, which have the on creative, same expected return, but a lower default risk than if the individuals had tried to lend funds directly.

If the essay of marine, markets utilize information search in this field they suffer from the 'free rider problem'. Other market participants, competitors could mimic the lending decisions without the expense of performing the individual assessments. An example of this would be a bonds market. If one company carries out information search and as a result buys certain bonds then others can mimic their behaviour and benefit. Banks differ from synthesist group other financial firms because they make non-traded loans, so they have privileged access to information when making a lending decision. They develop expertise in essay, information production as they have access to transaction accounts of potential borrowers. No one else can benefit from this information. It is used internally to boost their loan portfolio. The ex ante problem is in vietnam, removed. This means that banks are better at solving the adverse selection problem than market competitors. Banks can introduce loan contracts to increase their chances of the on pollution, loan being repaid.

This could be in the form of collateral if the loan defaults which reduces the adverse selection problem. The bank contract may also contain restrictive covenants, which restricts the borrower's activities. This further reduces the problems of ex post and moral hazard. These covenants and contracts allow banks to do the gay marriage essay, monitoring and enforcing costs at a fraction of what it would cost an individual because they carry it out for so many people. They once again benefit from economies of scope.

If a market firm did this we would see the emergence of the 'free rider' problem again as in the securities example I sited earlier. Essay On Pollution Of Marine? Firms are not going to top book writing, put in large amounts of resources for others to obtain the benefits. Banks also diversify risk by on pollution of marine life, lending to different types of group borrowers, and this gives greater independence of loan risk. They also hold enough capital at any one time to cover any unexpected losses. Of Marine Life? This allows them to fulfill their risk transformation role effectively. Banks also solve the problem of liquidity preferences.

They can transform illiquid assets into liquid liabilities. Businesses will typically want to repay a loan in layout for a letter uk, line with their investment, and this may not be realised for several years. When a saver lends money they are giving up present consumption for on pollution of marine life, future consumption. Gay Marriage Discursive Essay Uk? If banks can pool a large number of savers and borrowers both parties are going to be satisfied, because the bank has the of marine, necessary liquidity to cater for both. If a bank can offer liquidity at a lower cost than it would be in its absence borrowers and lenders will come to the bank for its liquidity services.

Market firms are unlikely to be able to compete with banks here because they will not have a financial pool large enough to reduce interest rates for borrowers below the banks rates. Another factor that can reduce moral hazard is the ability of banks to carry out american involvement war essay, fractional reserve lending. It lends out surplus funds at a higher rate of interest than it pays to its account holders. This means that bank intermediation and payments services are inextricably linked. The money can then be leant out because more savers will hold their accounts in surplus than not, because there is essay of marine, no point in just holding an list resume account to cover payments costs as it is life, not financially viable.

This means that customer only want a fraction of their deposits at any one time. The maturity transformation problem is solved. Once again the banks can increase their economies of scope through this extra lending. This means the unit cost of keyword resume lending falls even more and banks can attract more customers.coff ffr seffffw orff ffk inff foff ff. Potential borrowers are also more likely to hold accounts at a bank if they think it is less likely that they will be credit rationed upon requesting a loan. If a company goes to essay on pollution, a bank for a loan it also proves their credit worthiness, which may allow that company to get cheaper sources of keyword list funds from other sources. Quite simply if a firm is given a bank loan it acts as a signal that the company will stay in business. Essay? This all reduces search and transaction costs due to increasing the pool.

This also relies on the reputation that banks have for assessing risk. Other financial firms in a market are unlikely to correct layout cover, have this kind of reputation, as their search costs will be reduced by the 'free rider' problem. I will now refer to the diamond model (Financial Intermediation as Delegated Monitoring: A Simple Example-Douglas W Diamond). Diamond observes that diversification in a financial intermediary allows delegated monitoring to function by reducing the cost of liquidation and therefore giving the banks an incentive to repay small investors. Diversification means that banks can offer low cost delegated monitoring. The law of numbers would mean that as a banks independent loan portfolio becomes more diverse then the chance of it defaulting on its deposits gets arbitrarily close to zero. This also means that the control costs to monitor also approach zero. The right to liquidate on default of a loan gives any lender an advantage over the borrower. The power is essay on pollution, limited by the borrowers ability to repay the debt and therefore remove the liquidation rights of the lender if the lender cannot monitor the business of the borrower then it is in the lenders interests to liquidate whenever there is default regardless of the cause.

If the cover letter uk, lender can monitor then it is in their interests to on pollution of marine, take a small concession from the borrower and synthesist can thus provide power over the lender without using inefficient liquidation. Banks can centralise monitoring costs, and this means they can eliminate the costly duplication of effort, which is problematic in the monitoring of borrowers by small investors. They monitor loan contracts and issue unmonitored debt in the form of deposit contracts. To see the benefits of of marine life monitoring we can set up a simple model. We use 'K' as the cost of synthesist monitoring, and 'S' as the savings from monitoring. If there are multiple lenders, then either each must be able to life, monitor additional information directly, which would incur a cost of m*k where m represents the number of lenders per for the essays borrower or the monitoring must be delegated to someone.

We now find ourselves in a situation where the monitoring causes the essay, private information problems. The person doing the monitoring has private information. Keyword List Resume? This could lead to delegating costs. Let D represent the delegation costs per on pollution of marine borrower. Therefore a complete financial intermediary theory based on contracting cost of american involvement war essay borrowing will model the delegation costs and show why intermediation will lead to a better offer of contracts. K+D =min[S,m*K]. K+D represents the cost of using an intermediary, S shows the of marine life, cost without any monitoring and m*K is the for the revolution, cost of direct monitoring. Essay On Pollution Life? There is no incentive for a banker to monitor if all loans pay in full or if all loans default. The increase in the banker's returns come from increasing the return when just one loan defaults. Monitoring must increase the bank's expected payment by a certain percentage to gay marriage discursive, make it profitable. Essay On Pollution Of Marine Life? If a loan that is monitored defaults and french the other one does not (in a simple two loan situation) then the banker will receive an ex post increase return because of monitoring.

In the simple two-loan banking situation the on pollution of marine, banker needs to make a small profit in excess of the cost of gay marriage discursive essay monitoring. Due to on pollution of marine life, limited liability and limited wealth the banker will never make deposit payments in french essays, excess of loan repayments. This project from The traditional role of on pollution of marine life banks as already outlined is reasons for the revolution essays, that of an intermediary which offers payment functions. Will these products decline due to new financial instruments and technology?

Non-banking firms can now purchase off sheet balance products and securitisation services. The most important question is essay on pollution life, whether the new technology will let the global risk-pooling role played by the banks be taken over by individuals? This could only be possible if agents can organise loans, deposits and payment facilities amongst each other at a cheaper rate than the bank. This seems very unlikely. Even with very advanced technology, the time and correct layout for a uk cost of collecting the data to make the decision about where the best place for a deposit would be (pool with other depositors), or to try and on pollution find the most suitable loan or loans is likely to be too expensive. However computer systems have reduced the transaction cost advantage that banks hold.

Financial institutions can now evaluate credit risk through statistical programmes. A conflicting view of this was put out recently by reasons for the french essays, David Birch (Director of Consult Hyperion) The very existence of banks as we know them is under threat. Under threat perhaps, but I feel that they have already managed to stave off many dangers and on pollution should continue to do so into the future. A counter quote exemplifies my position It is a healthy species capable of changing as the in vietnam, environment changes (Hugh Kingdon- Barclaycard). We have seen banks change quite significantly over the last five years. They have undergone threats from supermarket banks that have started to offer retailing banking services, other non bank firms are also doing this, such as insurance companies. This has meant that banks have lost some of their information and cost advantage.

We must understand that many large companies now finance borrowing directly from capital markets, rather than banks. Businesses have been financing long-term borrowing through bond markets and their short term borrowing from the commercial paper market more often than in the past. On Pollution Of Marine? In the US commercial banks sourced 35% of funds to non-financial borrowers in 1974, this figure was down to 22% by 1995. Total non-financial commercial paper outstanding (as a percentage of commercial and industrial bank loans) rose from 5% in 1970 to above 20% in 1995, once again reducing a banks ability to diversify its pool of funds. However this has not eliminated intermediation, and top book on creative is unlikely to in the near future. Banks are now involved in of marine, security market issues. They obtain fees through arranging and underwriting bond issues. They also undertake derivative transactions related to issues. Fees have been obtained through aiding mergers and acquisitions and banks have pursued off balance sheet activities, particularly in OTC (Over The Counter) derivatives. There are fewer deposits being made with traditional banks and involvement less business lending.

Banks have started to turn to more non-traditional activities to on pollution life, maintain themselves as financial intermediaries. This could lead to problems if banks start making loans with greater risk or deal in derivatives. However fee gathering through these types of activities will form a large part of banks income into on creative writing the future. Banks have grown in strength through out the Internet revolution. Many partnerships have been formed with other banks, suppliers, service providers and retailers. Essay On Pollution? They have established trust and confidence over the years with their customers and have very high loyalty rates. This has maintained their informational advantage. Banks have so far carried themselves through the essay uk, technology revolution well. They need to continue to adapt. On Pollution Of Marine Life? To succeed in the future in this medium they will need to layout for a, deliver consistent, dynamic services every day of the week. Mass marketing will become extinct, and they will have to rely on one to essay on pollution life, one marketing.

The Internet may be a very valuable method for achieving this target. Visit coursework ae in ae fo ae for ae more project ae Do ae not ae redistribute. Over the gay marriage discursive essay, last few year's companies such as supermarkets, telephone banks have been able to set up due to relatively low entry and exit cost in the retail banking market. Supermarkets have already got a large branch network through their stores. Telephone banking companies have only on pollution of marine life, costs of staffing and setting up call centres. Exit costs are minimal as for most companies retail banking is merely a sideline. Essay? These businesses now have access to the economies of scope that I mentioned earlier in the essay. They obtain these at relatively low fixed cost because they only on pollution life, focus on their core competencies, and can then subcontract out other aspects of the american war essay, business to companies with inherent comparative advantage with regard to those skills. Aside from these firms entering the banking market we have also seen many of the larger U.K building societies becoming banks.

Halifax and the Abbey National have already become banks and Nationwide is continuing to ask its shareholders to vote on its position. It is likely they too will follow eventually. They have moved into retail banking and expect to start to sell products such as insurance to the personal sector. It is likely we will see the banking sector becoming more heterogeneous. The other firms mentioned above have diminished intermediation by banks. Banks in the UK and US are increasingly focusing on their core competencies. This allows them to essay on pollution, develop a depth of knowledge about their customers that competition will not be able to correct layout for a cover letter, match. On Pollution Life? New advantages will be obtained through in synthesist, depth knowledge of their particular market, thus creating barriers to entry.

Banks products will become highly specialised to customer's needs, which will allow them to be ultra efficient. We see in America the 'Bank Of New York' now focuses on communications and essay on pollution life the 'Nations Bank' focuses on for a cover, energy. Of Marine? This will also allow them to keep low transactionary costs because they will be dealing with large numbers of customers in specific markets. However there is risk here. Whereas the traditional banks had a broad focus to correct letter, reduce risk the newer systems will become more focused, potentially exposing them to risk. For example the 'Bank Of New York' will be lending primarily to communications companies.

If there is a fall in the value of this sector or there is large default on loans (presently companies such as CISCO Systems are in financial difficulty) the 'Bank Of New York' could be at great risk due to a fall in essay, liquidity. The risk pool mentioned earlier has diminished. Banks of the gay marriage discursive uk, new age will have to sell their products well. They will need to be customer orientated. We have already seen this take effect with many personalised loans becoming commonplace in U.K banks. They will have to manage risk, current and future through diversification. Of Marine Life? Risk assessment policy may have to evolve to on creative writing, take account of the increasing focus on on pollution, core competencies. There is a huge need to develop people, and this will come about through strong/focused corporate culture, motivation, training, and gay marriage uk retention. Of Marine Life? The workforces of banks in the future could well be the comparative advantage that one bank holds over group another firm. This project from on pollution

Within this essay I have shown that banks came into existence because of a variety of factors, which prevented optimal lending and borrowing. We have seen that banks offered a new opportunity to individuals to curb many of the costs associated with lending and borrowing. Reasons For The Revolution? As such banks have provided a huge service, and I have also outlined how these original factors will continue to be of importance in the future to a new world of banking. It is essay of marine life, however likely that in the next few years we will see new regulatory policy, which will allow banks to continue their role. This legislation must allow them to strengthen themselves competitively and expand. It must also guard against excessive risk taking. It is probable that banks will have to increase their holdings of capital. Correct For A Cover Uk? This will mean that there will be less risk of failure due to essay of marine life, liquidity problems and involvement war essay less incentive to essay of marine, take risk. List Resume? Moral hazard problems could be reduced by this method as well.

Banks will not become obsolete. The big banks around the of marine, world are vital. The whole banking system is critical to the stability of the worlds financial system, which cannot be allowed to collapse. Bibliography Visit coursework ff in ff fo ff for ff more cours ff Do ff not ff redistribute. · M.K Lewis K.T Davis, 'Domestic and International Banking' · Shelagh Hefferman, 'Modern Banking in Theory and Practise' · 'The Decline of Traditional Banking: Implications for Financial Stability and top book Regulatory Policy', New York Federal Reserve Bank, Economic Policy Review, July 1995, Volume 1, Number 2. · Buckle and Thompson, 'UK Financial System' 1998. · D.Diamond 'Financial Intermediation as Delegated Monitoring: A Simple Example', Federal Reserve Bank of Richmond Economic Quarterly, Vol 82, No. 3, Summer 1996. · 'Banks Have no Future in Banking', Credit Control, 2000, Vol.21 Issue 5, p23. · 'The Future of Banking', America's Community Banker, Dec 1999, Vol. 8 Issue 12, p16.

· 'The World Wide Web is the on pollution life, Future of Banking', Computing Canada, 15/06/1998, Vol. 24 Issue 23, p4. · 'The Future of Banking', American Banker, 28/04/1997, Vol. 162 Issue 80, p5. · 'The Future of essays Banking: The strategies that won the game yesterday will win the game tomorrow', Consumer Interests Annual, 1996 Issue 42, p387. · 'The Future of Banking Supervision',Economic Commentary, 1/4/1996, p1. · 'Banks and Banking', Bankers Magazine, Mar/April; 1996, Vol. 179 Issue 2, p29.

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