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Dissertation credit risk management

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APA Format Examples, Tips, and Guidelines. APA format is the official style used by the American Psychological Association and dissertation risk is commonly used in psychology, education, and other social sciences. Check out essay contest scholarships for high this gallery of examples, tips, and credit guidelines for writing papers in justice APA format. Your title page should include a running head, page number, article title, author name, and dissertation risk management author affiliation. The sixth edition of the APA Publication Manual contained a few changes to the format of an APA style title page. Your title page should contain a running head that is essay contest school students, flush left at the top of the page and a page number that is flush right at the top of the credit page. The title should be at the top half of the page and physical therapy research should be centered between margins. Use both upper-case and lower-case letters. This page should include the title of your paper, your name, and your school affiliation.

The APA suggests that your title is no more than 12 words in length. Avoid using titles or degree info (such as Dr. or Ph.D.) before and after your name. Your title should be a very concise statement of what the reader will find in the paper. In many cases, your title will identify the major variables and the relationships between them. For example, #34;Effect of Sleep Deprivation on Math Performance#34; is an example of a succinct title that clearly describes what the paper is about. The APA style guide also advises writers to avoid phrases such as #34;An Experimental Investigation on. #34; or #34;A Study of. Credit Management! #34;. You should also avoid any extraneous words that do not add meaning to death dying essays your title.

All sources cited in your psychology paper should be included in the reference page. The reference page should appear at the end of your APA paper. Dissertation Credit Risk Management! The purpose of this page is to provide a list of sources used in your paper so that the reader can easily look up all of the materials you cited. One of the first rules you should observe on your reference page: If you cited the article in your paper, it must appear in the reference list. Conversely, if a source appears on your reference page, it must be cited somewhere in your paper. Your references should begin on a new page with the title References centered at the very top. Do not underline, italicize or place quotation marks around the References title. Pediatric Therapy Research Paper! Some More Basic Reference Page Rules. Your references should be alphabetized by the last names of the first author of each source. All references should be double-spaced.

Each reference should use a hanging indentation: the first line of the reference should be flush left, but each additional line of the reference needs to be indented. Risk Management! In article titles, only the first letter should be capitalized. Essays! If a colon appears in the title, the first letter after the colon should also be capitalized. Credit! The title should not be placed in quotations, underlined or italicized. All major words in the title of a journal should be capitalized; i.e.

The Journal of technical Personality and Social Psychology. Longer works such as books and journals should appear in italics. In the case where the same author is dissertation risk, cited multiple times for different works, start by dying essays listing these references in chronological order with the oldest reference appearing first and working your way up to the most recent one. Learn more about credit risk APA references: Tables are a great way to display a great deal of essays information in a concise, clear and easy to read format.

In APA format papers, tables are generally used to describe the results of statistical analysis and other pertinent quantitative data. However, it is important to note that tables are not simply used to replicate data that has already been presented in the text of the paper and credit not all data should be presented in a table. If you have little numeric information to present, it should be described in the text of your paper. The official APA publication manual recommends designing your table with the reader in contest scholarships school mind. Strive to communicate data in a way that is clear and credit easy to papers on bitcoin understand. Basic Rules for dissertation Tables in APA Format. All tables should be numbered (e.g. Table 1, Table 2, Table 3). Each table should have an individual title, italicized and presented with each word capitalized (except and , in , of , with , etc.).

For example, Correlations Between Age and quality assurance cover letter Test Scores. Try to ensure that your title is risk, neither too general nor too specific. Each table should begin on a separate page. Horizontal lines can be used to separate information and make it clearer. Do not use vertical lines in quality an APA format table.

According to the new sixth edition of the APA manual, a table can be either single-spaced or double-spaced. The key is to keep the table readable and the spacing consistent. All tables should be referenced in the text of the paper. Tables should be last, after your reference list and risk appendixes. You should use a font that is large enough to read without magnification Focus on criminal justice keeping your table concise. Too much extraneous information can overwhelm and confuse the reader. Stick to reporting the most important data. Remember that your table is there to supplement rather than replicate the text of credit your paper. Do not feel the need to essays discuss every element of your table in your text. Instead, mention key highlights and tell the reader what to look for in your table.

Table headings should be located flush right. Credit! Each column should be identified using a descriptive heading. The first letter of each heading should be capitalized. Abbreviations for standard terms (e.g. M, SD, etc.) can be used without explanation. Uncommon definitions should be explained in a note below the quality letter table.

Additional Notes to an APA Format Table. If additional explanation is needed, a note can be added below the table. There are three kinds of credit management notes: General notes, specific notes, and probability notes. General notes refer to some aspect of the entire table; specific notes refer to a particular column or row; probability notes specify the probability level. Is the table needed to write report present data or could the data simply be presented in credit the text? Does the title of your table clearly but briefly explain what it is about? Is the spacing consistent throughout the table?

Does the death dying body of the dissertation credit risk paper refer to the table? Is each column of the table clearly labeled? If your paper contains more than one table, are they similar in criminal justice papers format and presentation? Are any special or uncommon abbreviations explained in notes? American Psychological Association. (2010). Publication Manual of the American Psychological Association. Author: Washington, DC. Journal articles should appear in alphabetical order in your APA format reference list.

Consult the dissertation risk management image below for examples of journal articles in APA format. Capitalize the first word in the title, subtitle, and proper nouns. Italicize the name of the publication and the volume number. Academic! The basic format of a journal article reference involves listing authors by their last names followed by their initials. Next, the publication year is credit risk, enclosed in parentheses and followed by a period. The title of the article should then follow, with only the first word and any proper nouns capitalized. The title of the journal should then follow along with the volume number, both of which should be italicized, and the page numbers of the article should also be included.

Finally, a DOI number should be included if one is paper, available. Referencing electronic sources in APA format requires special style concerns. Electronic References Are Similar to Other References. The basic format of an credit risk, electronic reference is cover letter, very similar to that of any other reference. However, you do need to include the credit risk date the reference was retrieved from the quality assurance Internet as well as the online location of the document. As you perform research and dissertation accumulate sources, always be sure to note the date you found a particular source as well as its exact location on the Web. Use a Digital Object Identifier When Possible. Because online URLs can change, the APA recommends utilizing a Digital Object Identifier (DOI) in your references whenever possible.

A DOI is a unique alphanumeric string that begins with a 10 as well as a prefix (a four digit number assigned to organizations) and a suffix (a number assigned by therapy research the publisher). Many publishers will include the DOI on the first page of an dissertation, electronic document. If a DOI is available, simply include it at the end of the reference as follows - doi:10.0000/00000000000.

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Credit risk management in banks …

Mightier than the sword – the impact of the ideas of Thomas Paine on the American Revolution. Without the pen of credit risk management Paine, the sword of Washington would have been wielded in vain. (Joel Barlow, American diplomat and poet) There was but one topic of conversation throughout the American colonies in quality assurance cover the summer of 1776. Although the credit management settlers were locked in a bloody armed struggle with Britain the talk was not, as one would expect, of battles won or lost. Wherever people gathered, in every farmyard and factory, in every tavern and town, from the lowest paid farmhands to the richest merchants and landholders, the talk was the same: Common Sense. Criminal! This was the title of a 47-page political pamphlet which was gripping everyone's imagination with its powerful, persuasive arguments against the monarchy and in favour of American independence. But who was the author of this unsigned work which was so dramatically changing the dissertation credit risk management attitude of so many Americans towards the nature of their conflict with the ‘Mother Country'? The political and physical research paper intellectual elite were certain it was one of their own: . I think our friend Franklin has been principally concerned in the composition, wrote General Horatio Gates to a fellow officer.

Others credited were Thomas Jefferson and John Adams (two future presidents of the USA); others thought it was Samuel Adams, who was to become governor of Massachusetts. Management! But it was none of these political luminaries. The author was a recent arrival on America's shores. How To Write Technical Pdf! His name was Thomas Paine. Born on dissertation credit management January 29, 1737, the son of a Quaker father and Anglican mother, Paine lead an interesting and physical research eventful, but ultimately unhappy life in England. Twice married (his first wife died when he was twenty-four-years-old.), his career in his homeland was varied: privateer, teacher, preacher, customs officer and shopkeeper, he campaigned for better wages for dissertation credit risk his colleagues, the pediatric therapy poorly paid excisemen. This latter activity cost him his job as a customs officer, cost him his tobacco shop, and cost him his second wife, who divorced him. The unhappy, disillusioned Paine returned from Lewes, where he had been stationed as an exciseman, to dissertation credit management London, where a friend introduced him to an elderly but energetic American, the sixty-eight-year-old scientist, writer and statesman Benjamin Franklin.

Franklin took an immediate liking to him and was later to boast that Thomas Paine was his . adopted political son. Sensing that Paine was the essay for high students sort of credit man who belonged to the America he hoped to build, he urged him to emigrate there. On November 30 th , 1774, Paine arrived in Philadelphia with a letter of quality assurance letter introduction to Franklin's son and dissertation credit risk son-in-law in how to write technical report his pocket. Paine looked around Philadelphia, the unofficial capital of the American colonies, and liked what he saw: a society of mixed religions and ethnicity, its immigrant workers were spirited and dissertation credit dynamic; they were eager to seek a better life than that which they had endured in the oppressive regimes of England and the rest of Europe. America breathed new life into academic on bitcoin, him, it inspired him - here was an credit risk management, opportunity to . begin the world anew. It was far from perfect, this new society that Paine had joined: there were inequalities and there were social injustices; many of the richer settlers and landowners behaved just like the pediatric therapy research paper English gentry, and worst of all - there was slavery! But these wrongs could be put right. This was a young country peopled by many who had themselves fled from various forms of risk management injustice and oppression in their own homelands; the ordinary men and women in this new world could, given direction and leadership, make this land the criminal justice best place in the world to live in, and set a shining example for the rest of humanity.

And Thomas Paine was determined to point them in the right direction. He was excited to credit risk management learn that even the lowest paid workers were already demanding the quality assurance right to credit risk management vote in city elections, and there was even talk that the Philadelphia Militia were demanding the right to elect their own officers. Yes - these were people with fire in their bellies, these were people capable of shaping their own destiny. He was in his element when he was offered a job as editor in papers a new periodical, The Pennsylvania magazine. Dissertation Credit Management! Along with editing, he was also writing articles for death dying The Pennsylvania and other magazines. He railed against slavery: That some desperate wretches should be willing to steal and risk enslave men by violence and murder for gain, is essays, rather lamentable than strange. But that many civilized, nay, Christianized people should approve, and be concerned in the savage practice, is surprising. Credit Management! (March 1775). Under his editorship The Pennsylvania became the biggest selling periodical in criminal America.

He was on dissertation credit management the crest of a wave: his own writing was attracting critical acclaim, and Franklin's son-in-law, Richard Bache, was introducing him to pediatric physical therapy research some of Philadelphia's leading citizens. Then once again things took a turn for the worse: he angered John Witherspoon (the magazine's co-publisher) by risk, editing some of his work. He was obliged to resign and the vindictive Witherspoon slandered him with false allegations that he was a drunkard. Paine did not drink to excess but for the rest of assurance cover letter his life his many detractors maliciously circulated this false rumour. But in 1775 there were more pressing matters occupying Paine's thoughts: the quarrel between America and Britain had escalated into open warfare with the battles of Lexington and Concord in April, followed by credit, a much bloodier confrontation at Bunker Hill in June. He concluded that the aims of this dispute must now be changed. How To Report Pdf! It was no longer sufficient to fight for rights and dissertation risk justice within the framework of the British Empire; it was time for Americans to sever links with Britain and assert their independence. To this end he set himself the task of papers on bitcoin writing what was to become the biggest-selling, most widely read and successful political pamphlet in dissertation credit risk history: Common Sense.

We were blind, but on reading these enlightening words the scales have fallen from our eyes. Thus wrote a Connecticut reader to the Pennsylvania Post in 1776. How To Write Technical Pdf! To appreciate the impact of Paine's writing it is essential to be aware of the prevailing psychology at the time. Risk Management! It is true that there always were some who had advocated fighting for independence, but they were very much in the minority. Most people throughout all levels of society still wanted to maintain allegiance with Britain. They believed it was parliament, and not ‘good' King George, that was to blame for the unfair taxation that was being imposed upon them. Essay Scholarships Students! Get rid of these vile ministers and Americans would dwell with respect and dissertation management dignity under the British constitution as part of the Empire.

George Washington and his fellow officers were still drinking to the King's health; Thomas Jefferson wrote: There is papers on bitcoin, not a man in the British Empire who more cordially loves a union with Great Britain than I do. Washington, one of the richest men in America, and others of his ilk, had every reason to remain locked into dissertation risk management, the British Empire; they were alarmed by the growing confidence of the working-class whom they despised and wished to keep in their place. Pediatric Paper! Statesman Gouverneur Morris referred to credit risk the common people as ‘reptiles'. And of course the ordinary people themselves, preconditioned by generations of having loyalty to king and country drilled into their psyches, were still proud to be British. Then Common Sense struck the continent like an earthquake, its shockwaves shattering the political status quo in every state along the entire East coast of America. No longer would his royal majesty be held in such reverence and awe, no longer would the workers and peasants regard the aristocracy and the landed gentry of how to write technical pdf Britain (and America) as their betters. Overnight the people of America had become wide awake to reality, and they were demanding the right to dissertation credit management rule themselves - total independence! Such was the power of Tom Paine's pen. Common Sense was published on January 10, 1776, and criminal justice papers the world had seen nothing like it before. Dissertation Credit Risk Management! It was the most powerful and persuasive piece of political writing that had ever been produced; its irrefutable logic utterly destroyed the case for the monarchy, the aristocracy and the corrupt system of British government. The demand for the forty-seven-page pamphlet could hardly be met: it sold half a million copies.

Considering the size of the population, of which a large proportion could neither read nor write, this made it the pediatric therapy research biggest seller of all time; relative to today's population the equivalent sales would be 50 million. This was achieved by one man, without any organised political party behind him. One can sense the excitement and growing confidence the American settlers must have felt as Paine demolished the credit management myth of the monarchy, beginning with William the dying Conqueror - A French bastard landing with an armed banditti, and dissertation credit risk establishing himself King of England against the consent of the natives. Quality Cover! He then went on dissertation risk management to belittle . the criminal folly of dissertation risk management hereditary right in kings. He argued for the separation of church and state, went on to discuss America's economic, military and naval potential and suggested a framework for American self government. After reading the pamphlet the vast majority of working-class Americans, and even many of the social elite, were convinced that complete independence was the only way forward for their country.

Paine's achievement was swift, incredible and essay school students irreversible. It gained him immense popularity with ordinary Americans, but made him many bitter enemies among the loyalists and among those who feared the increasing power of the working people. There followed a concerted effort by many of the risk social elite to dying essays attack Common Sense , leading to an intense war of words in the Pennsylvania press between Paine and his many detractors, especially John Adams (not to be confused with John Quincy Adams), who developed a lifelong hatred for him. But now the people's demand for independence could not be stopped. Washington wrote to his secretary, Joseph Reed: . by private letters I have lately received from Virginia, I find ‘Common Sense' is working a powerful change in the minds of men. On July 4 th , 1776, Congress adopted the Declaration of Independence.

These are the times that try men's souls. That year Paine enlisted in the militia and became aide to General Nathaniel Greene? arguably the best general on either side. Credit! Washington was now Commander-in-Chief of the Continental Army. He was an pediatric physical paper, imposing personality and was personally brave, but as a field commander he left much to be desired. To his credit he was aware of his shortcomings, and the shortcomings of his militia. Dissertation Credit Risk Management! He enlisted the essay for high Prussian officer Friedrich von Steuben to dissertation risk drill his troops into military efficiency and co-opted the academic aid of La Fayette's French army and De Grasse's French fleet to help America's cause. Astonishingly, considering the availability of an abundance of expert horsemen, he never developed a cavalry wing to his army. His idea of ‘inspiring' his men was to threaten them with hanging if they showed cowardice in battle, hardly the hallmark of a great leader. It was his good fortune that he had an able subordinate in Greene and that his British counterpart, Howe, allowed himself to be distracted from the job in dissertation hand by papers on bitcoin, his American mistress. By the end of the year the outlook was bleak for America's cause: Washington's army was in retreat and dissertation credit risk soldiers were deserting their units every day; Congress had fled from Philadelphia, fearing its occupation by British troops and everyone was anticipating defeat. Academic Papers! Everyone except Thomas Paine.

In his American Crisis (the first of many with that title) he penned the stirring words that were to fan the flames of American patriotism: These are the times that try men's souls: The summer soldier and the sunshine patriot will, in this crisis, shrink from the service of his country; but he that stands it NOW, deserves the love and thanks of man and woman. The American Crisis sold in tens of thousands, boosted morale, revived recruitment and turned the tide of battle. Washington ordered his officers to read Crisis to his troops. The troops listened to Paine's words, crossed the Delaware, routed the Hessian troops and captured Trenton. The situation had been completely turned around. As with Common Sense, Paine never took a penny from the profits of his writing, he gave it all to management provide clothing for the troops. Throughout the Revolutionary War he devoted himself tirelessly to the cause, serving in various posts and issuing pamphlets, continuously rousing the flagging morale of the Americans: Those who expect to therapy research reap the management blessings of freedom, must like men, undergo the fatigues of supporting it. When Washington's depleted army was taking refuge in Valley Forge and Congress was questioning his ability to command, it was Paine who came to his defence - a loyalty that was not reciprocated by Washington when Paine later needed his help. He also endeavoured to patch up teething problems in the young and growing nation, advising on essay contest territorial disputes, taxation and other matters of government.

Totally devoted to America's cause, he even sailed at his own expense on a diplomatic mission to France. On October 19, 1781, the dissertation credit management British forces under General Cornwallis were decisively beaten by write technical pdf, combined French and American troops. Britain's cloak of dissertation credit invincibility was torn to shreds and it was the beginning of the end for the mighty British Empire. How To Technical! America was the first revolutionary state to defeat a great European power - the war ended with the Treaty of Paris in April, 1783. The far seeing Paine was still anxious about the future of the union, realising that many Americans took it too lightly. He feared that some states might, for reasons such as slavery and commerce, decide to break away and go it alone: I ever feel myself hurt when I hear the union, that great palladium of our liberty and safety, the least irreverently spoken of. It is the most sacred thing in the constitution of America. And the credit risk declared purpose of the ‘Union of the States': To see it in our power to physical therapy research paper make a world happy, to teach mankind the art of being so, to exhibit, on the theatre of the Universe a character hitherto unknown. I wonder you did not hang that scoundrel Paine for his blackguard libel on king, lords, and commons.

I suppose the extreme scurrility of the pamphlet, or the credit management villainy of those who wish to disperse it among the criminal papers common people, has carried through so many editions. For it appears to me to have no merit whatever; but it may do mischief in ale-houses in England, and even more in whiskey-houses in Ireland. I think it by far the most treasonable book that ever went unpunished within my knowledge; so, pray, hang the fellow if you can catch him. (Lord Mornington.) The war was over. Thomas Paine had given his all to dissertation management the revolution: the proceeds from contest scholarships his writings had gone to help the war effort and now he was jobless and without an income. He petitioned Congress for a modest pension in acknowledgement of his contribution to the war's success. He had the support of Franklin, Jefferson and Washington. But he had also made some powerful enemies and they were not going to make life easy for him. His fight for democracy, his egalitarianism, his zealous opposition to corruption had earned him the implacable enmity and undying hatred of many in the rich, landowning ‘aristocracy' of America. So Congress rejected his petition but agreed to a grant of dissertation credit risk management $3,000 - he would have been much, much richer if he'd kept the proceeds from his writings. Pennsylvania gave him a gift of $500 and New York gave him a farm which had been confiscated from a Tory landowner.

He now had breathing space to justice papers contemplate his future. As a young man Paine had learned a lot about science and risk management engineering by essay contest scholarships for high, reading and attending lectures; he decided to put his knowledge to practical use. He designed an iron bridge which he believed was safer and more durable than the traditional wooden bridges of dissertation credit risk management his day. But no one in America was willing to pediatric therapy research invest in his project so, on Franklin's advice, he sailed for London and Paris to seek backing. He expected to be away for a few months; it was to be sixteen years before he saw his beloved America again. It was 1787, just two years before the risk management storming of the Bastille. Physical! Things were changing in France - and in England.

In France the poor and the middle-classes were seething with anger at dissertation the heavy taxation they suffered while the how to technical report pdf nobility shared little or none of the burden of running the country. Soldiers returning from dissertation America spoke of the more just and democratic society that was growing in the new republic and this made the French masses determined to build a more just society for themselves. Their anger would soon turn into a terrible, unstoppable rage which would eventually give rise to the ‘reign of terror'. England at that time was the most industrially advanced and commercially successful nation in the world, but its people paid a terrible price: the letter momentum of the industrial revolution led to merciless exploitation, inhuman working conditions and a wretched, poverty-stricken existence for the working-class. There was talk on the streets of equality and democratic rights; the ruling class were getting nervous. Paine spent two years trying to find investors for his bridge, while inevitably involving himself in dissertation credit the turbulent politics of the times. Then on July 14, 1789, the crowds stormed the Bastille and soon afterwards began invading the great estates of the landowning aristocracy. Papers! The next twenty-five years of European history would be written in blood as the ancien regime struggled to risk maintain the status quo.

It was Thomas Paine's dream that the revolutionary zeal which had crossed the contest scholarships for high school students Atlantic to France would quickly spread throughout Europe, creating republics in place of monarchies, each republic working in harmony with its neighbours to create a humane and civilized Europe - To begin the world anew. The turncoat Edmund Burke, who had originally championed the American Revolution, was now paid by the British Government to write Reflections on the Revolution in France , which was to dissertation credit management give him the scholarships students reputation as the father of modern conservatism. Marx was to say of Burke: The sycophant - who in pay of the English oligarchy played the romantic laudatory temporis acti against management the French Revolution just as, in the pay of North American colonies at the beginning of the American troubles, he had played the liberal against the English oligarchy, was an out and out vulgar bourgeois. Burke's condemnation of the French Revolution was considered to letter be a great success but it really was a wasted exercise: it was aimed at the upper classes and the well educated, preaching loyalty for the monarchy and the aristocracy. It was preaching to the converted.

And that was the difference between his writing and Paine's. Paine had the ability to communicate with all levels of society, from the poorest to the richest: Burke's Reflections sold 20,000 copies in a year, whereas Common Sense sold several times that in a month. There were many radicals in England who took issue with Burke but, not surprisingly, the most effective reply came from Paine's Rights of Man. Burke's ridiculous argument, that monarchy and the aristocracy had served past generations well (who did he think he was fooling?), and that the present and future generations should perpetuate this tradition, was rubbished by Paine. Burke not only denied that the dissertation risk management people of England had the academic papers on bitcoin right to choose or reject their own government, but also claimed:

That the people of England utterly disclaim such a right, and that they will resist the dissertation risk management practical assertion of it with their lives and report fortunes. That men should take up arms, and spend their lives and dissertation credit fortunes not to maintain their rights, but to maintain they have no rights, is an entire new species of quality cover discovery, and suited to the paradoxical genius of Mr Burke. The establishment's ‘intellectual champion' was no match for dissertation credit Paine. He tore apart Burke's arguments with the same irrefutable logic and scathing sarcasm that had defeated so many of physical therapy research paper his political adversaries in the past. He also encouraged the spirit of revolution in Britain by advocating a system of graduated taxation on the wealthy that would provide child education; pensions for the aged; maternity benefits and other proposals for helping the poor and unemployed. He was a man ahead of his time. But most audacious of all - he defiantly called for credit management the establishment of a British Republic! This was too much - freedom of physical therapy speech was guaranteed in England of credit course, but only letter, if you said the right things - it was time to hang Tom Paine! On September 14 th , 1792, Paine, who had been elected to the new National Convention in France for the purpose of writing a new constitution, left England on a boat bound for Calais. It was a fortuitous departure: Pitt and his government were poised to vent their wrath upon their tormentor, but now he was out of their grasp.

In vindictive fury they conducted a witch-hunt, persecuting and imprisoning everyone involved in publishing, selling and in any way promoting Paine's writings. Paine was tried in his absence and found guilty of seditious libel for writing The Rights of Man. He arrived in risk Calais to a hero's welcome and its citizens elected him their representative to the new National Convention. These were perilous times for the people of France: surrounded by hostile nations, they were at war with Austria and Prussia, and Louis XVI was in prison for colluding with the how to pdf enemy. Dissertation Management! The republicans were split into criminal, two factions: Girondins (moderates) and Jacobins (radicals). It was only dissertation management, a matter of time before the revolution began to death dying devour its own children. At the Convention he and the other delegates voted to abolish the monarchy and France was declared a Republic. He was then appointed to the committee responsible for drafting a new constitution.

He had friends in both republican factions, but his popularity was not to last. Although Paine loathed the credit management monarchy he opposed the execution of Louis XVI. He proposed instead that Louis be exiled to America, where he would be unable to meddle in France's affairs. He had been sickened by the concept of capital punishment when, as a child growing up in Thetford, he witnessed the horrifying spectacle of criminal papers poor working-class people who had been hanged for stealing a mere pittance: there was a clear view of Thetford's Gallows Hill from the house he grew up in. Management! But in voting against the death penalty for Louis he angered many Jacobins, especially Robespierre. And Robespierre was about to come to power. In the ensuing power struggle the criminal Jacobins emerged victorious and showed no mercy to their political opponents; the Reign of Terror commenced.

On December 28 th , 1793, Paine was arrested. Management! There is physical research paper, no doubt that it would have taken just one word from George Washington to obtain his release, but Washington remained silent: he was keen to credit risk management resume trade with England and he knew the assurance cover British establishment wanted to see Paine dead. Business and commerce came before loyalty and friendship to dissertation credit risk management the politically pragmatic Washington. This perfidy must have astonished as well as embittered Paine: Washington had previously been a loyal supporter of quality assurance cover Paine and had given him great credit for his part in America's victory over Britain. Equally treacherous was the American Minister to France, Gouverneur Morris. Credit Risk! He could have effected Paine's release with little effort, but had no intention of doing so.

Morris, who believed that no decent civilization could exist without an aristocracy, would have been delighted to see Tom Paine's head roll - and it almost did. In July 1794 Paine was suffering from an almost fatal bout of fever which, ironically, saved his life. Justice Papers! The day before he was due to be executed his cell mates asked that the cell door be left open to allow the management air to essay scholarships students circulate and cool the fever. When the prison officers came to mark the cell doors of the condemned prisoners, Paine's door was opened wide, with the inside of the door now facing outwards and the outside face of the door tight against the wall. Because of this the inside of the door was marked by the prison officers. When the risk management door was closed later that night the ‘condemned' mark was on the inside of the academic papers cell and was not seen by credit, the executioners who came to death dying collect their victims next morning.

Thus, by sheer chance, Tom Paine missed his appointment with death. Before his execution could be rescheduled his persecutor was overthrown and it was Robespierre's head that tumbled into the executioner's basket. Some historians claim that Washington did nothing to save Paine because he was unaware of credit risk his plight; this is naive, Paine himself had no doubts about Washington's treachery. He remained imprisoned until Morris was replaced by James Monroe, who obtained his release on November 5 th . Still severely ill, he was looked after by Monroe and contest scholarships school his wife at credit risk their official residence. Meanwhile, his Age of Reason , published earlier that year, won him no friends. Paine was by this time a Deist, believing in for high school students God but not in organized religion.

He enraged church leaders by criticizing the bible, saying of the Old Testament: . Risk Management! a history of grossest vices and a collection of the most paltry and academic on bitcoin contemptible tales. Referring to the New Testament he described Christ as a virtuous man, a reformer and dissertation management a revolutionist, but dismissed the Immaculate Conception and Christ's resurrection as fraudulent stories. Age of Reason gave his enemies all the ammunition they needed to destroy his popularity in that God-fearing age. Relations between Monroe and Paine became strained as a result of Paine's hostility to Washington and in 1796 he moved out of Monroe's house. He wanted to return to America but French ports were being blockaded by school students, the British navy so he moved in with the dissertation management family of Nicolas de Bonneville, writing articles for de Bonneville's paper, Bien Informe. Despite his non-stop political activity he also continued with his passion for engineering, designing canal systems, bridges and cranes. Assurance Cover Letter! Then in 1801 Thomas Jefferson, now president, offered to bring him back to America, a decision that brought down a torrent of criticism on credit risk management the president's head from the political opposition. In October 1802, the sixty-five year old Paine arrived in how to Baltimore to be met by a storm of abuse from the Federalist press. Although he still had loyal friends he was faced with widespread hostility wherever he went, but he remained politically active, writing letters criticizing the Federalist opposition and proposing to Jefferson that the United States purchase the Louisiana Territory. In 1803 Margaret de Bonneville and her three sons arrived in America: her husband was under surveillance by the French police and could not leave France, so Paine assumed responsibility for the children's education.

Despite his fading health and wealth (he had to sell part of his farm to management pay his debts) his pen was in how to write constant use, writing to and for the press on varied subjects. When Jefferson did buy Louisiana from France in April 1803 for $15,000,000 it was the biggest land deal ever struck between two nations: the Louisiana Purchase stretched east to credit risk management west from the Mississippi to on bitcoin the Rocky Mountains, north to south from credit management Canada to the Mexican Gulf. But Jefferson appalled Paine by allowing the establishment of slavery in the new territory. Essays! Bitterly disappointed, he pleaded with the president to permit black families to leave the ‘slave states' and settle there. But Jefferson rejected his pleas and the curse of slavery was perpetuated until, sixty years later, it tore the country apart. In his final years his condition became pitiful: his health reduced him to dissertation risk management a shadow of his once indefatigable self, and he was kept alive by the charity of friends; he was even refused the right to vote on the grounds that he was not a true American. This last insult, coming after the treacherous treatment meted out to write report pdf him by Washington and Morris, must have been devastating: the man who was known as ‘the voice of the revolution', the man who had done more than any man alive to inspire and motivate the people of America to free their young country from the shackles of British imperialism, was turned away at the polling station. Dissertation Credit! He spent his last days in quality assurance letter the rented house of the de Bonneville family, where he died on the morning of June 8 th , 1809. On his deathbed he was approached by credit management, Presbyterian ministers who asked him to accept the Christian Church; defiant to the end, he gave them short shrift.

He was buried the next day, with few to mourn him, at his New Rochelle farm, having been refused burial at the Quaker cemetery. Russell is correct in saying that Paine is technical report, less prominent in history's hall of credit fame than most of his less worthy contemporaries: both as a human being and as a contributor to the momentous political events of his time he stood head and shoulders above all of them. A tireless seeker of justice and truth, a dedicated champion of ordinary working people, he was generations ahead of his time in his political thinking. Even his ideas on welfare for the poor, the unemployed and the underprivileged were 150 years before their time. England, Paine's birthplace. But it is not merely his lack of death self interest which accounts for his lack of dissertation credit risk historical acclaim: since his death there has been a conscious attempt by the political establishments of Britain and the USA to underplay his contribution to 18 th and 19 th century history and to research paper slur his reputation (Theodore Roosevelt called him a ‘dirty little atheist'). His lucid and logical ideas on the governance of nations would still embarrass the corrupt excuses for credit risk so-called democratic governments which prevail in quality the USA, Britain and the rest of management Europe today. His anti-clericalism and his criticism of organised religion with all its hypocritical ‘pomp and contest scholarships for high school circumstance' has incurred the indignant wrath of all branches of the religious establishment in Europe and America, and his anti-monarchist views did nothing to endear him to the British establishment. Thus the man who was a household name in America, Britain, Ireland and France in his lifetime, and whose fame was more widespread than even Jefferson, Franklin or Washington, has been deliberately shunted into the sidelines of history. Dissertation Credit Risk Management! True, American presidents occasionally quote him, usually out of context, when it suits them. But his name will not be found on essays the list of Founding Fathers of the USA despite his enormous contribution to credit management the cause of American independence.

As for England, there are relatively few today in the land of his birth who have even heard of essay contest for high students him. But things are changing: Richard Attenborough recently expressed an ambition to film his life story. In the USA, whenever the people question what their political leaders really stand for, his reputation is experiencing a revival. In Morristown, New Jersey, a monument has been erected to him; his Common Sense has been listed as number one in historian E.F. Goldman's Books That Changed America ; civil liberties champion professor H.S. Commager invoked Paine's name in his fight against McCarthyism; Columbia University professor C.W. Mills (who died tragically young) put Paine on a par with Max Weber and Karl Marx. Thomas Paine was a truly great man who used his genius as a writer to fight for a better life for dissertation credit risk ordinary working people, a cause to which he dedicated his own life.

No other writer had such a dramatic and immediate impact on academic papers the political events of his time. No other man before or since has proved so effectively that words are weapons, and that the pen is indeed mightier than the sword.

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Is one able to learn from the errors of how to technical other individuals? Is it moral to conduct experiments on animals? Should homosexual matrimony be legalized? Should the legislation on firearms become harsher? Should the capital punishment be fully eliminated? Should cannabis become legal? Should all students benefit from free-of-charge education?

No doubt, you can write 5-paragraph essays on many other topics in addition to these examples. The Structure of a 5-Paragraph Essay. The introduction is the section which lays down the outline of the entire essay. The initial phase represents the HOOK sentence. The Hook Sentence has the credit, purpose of catching the reader’s interest. In general, the Hook Sentence is a rhetorical one. Additionally, it could also constitute a life example or an justice, outstanding piece of information. For instance: Let’s say that your 5-paragraph essay approaches the topic of dissertation credit environment protection. In that case, you can come up with a sentence like: “Is it normal to live in a world of pdf barren lands and waste?” The question above is dissertation risk a rhetorical one.

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How to Structure Your Economics Essay. It’s important to use your time efficiently on economics exams. In the new (2013) syllabus, you only get 45 minutes per dissertation credit risk management, essay. And that’s not much time to cover, do everything you need to risk, do. It’s easy to waste time (i.e with introductions or descriptive writing) that earn you no marks at all. If you use this structure you’ll be sure to earn all of the possible marks for how to write report pdf each of your IB Economics essays. Some students will be able to write more than others, because they write more quickly.

This structure was written with an dissertation credit risk management average-writing-speed student in mind. Part A1: Definition and real life example. Definition : Define a key word in the question. Definition : Define either another key word in the question (if there is another one) or a related key word. Definition : Define either another key word in the question (if there is another one) or a related key word. Real life example : Briefly explain a real life example.

Two sentences maximum; you’ll keep link back to academic, this later in the essay. Part A2 : Draw and explain a diagram. Draw the diagram which will best help you to credit risk, answer the question. Draw it accurately and fully labelled (I.e. “Price of Ice Cream, Quantity of Ice Cream, D1, S1, E1.”) and with a title on top. Tell us what the diagram shows , in general. Explain a specific insight of the diagram (i.e. “As the diagram shows, the warmer weather results in a greater demand for pediatric physical research ice cream.

At Price P1, the quantity demanded increases from dissertation credit Q1 to Q2.”) Develop that insight further. Use points on death the diagram to explain WHY greater demand for management ice cream is causing the price of ice cream to pediatric research, increase. (i.e. “The rightward shift of the demand curve means that for any given price, more is demanded. And this puts an upward pressure on price. Producers get a signal from the market that there is excess demand, so they see that they can increase their prices and dissertation credit risk they do.”) This is often where the death dying high marks are hidden for Part A questions –making sense of the theory for The Reader. (I always say think of “The Reader” as a simple guy who doesn’t understand any economics yet. He doesn’t understand the theory yet and doesn’t know any of your key words. If you can make this stuff make sense to such a person in the time allowed you’re a rock star).

Link your example to the diagram . In part B you are always being asked to evaluate –even if the word evaluate isn’t used. We have the CLASPP model, which lists a variety of credit risk types of how to pdf evaluation. However, it’s useful to dissertation credit risk management, try to carefully structure your answer to do this well. To do this, we’re borrowing an on bitcoin approach you’ll learn in dissertation credit risk management Theory of Knowledge. We’re going to treat the Part B question as a knowledge issue. If you aren’t sure about this approach, you can read this. In general we’re basically trying to argue both sides of a case (i.e. Quality Assurance Letter! how it’s good for stakeholders and then how it’s bad for them) and do this in dissertation management a few different ways (i.e. the theory says X, but the death essays theory depends on ceteris paribus, which doesn’t normally hold true). In this way (basically debating with ourselves) we can explore the strengths and weaknesses of the credit risk management theory and quality make an informed conclusion.

Intro (Definitions, diagrams and case link) It is okay to risk management, write things like, “As the diagram in Part A shows, … or “Demand, as defined in Part A, …” However, sometimes you’ll need to include additional definitions and diagrams to help you explain your evaluative points in Part B. You’ll have to make a judgment call on this. Definitions . Contest Scholarships For High! Define words that require definition. Dissertation Credit Risk Management! At least one. Diagram . Draw a diagram if you’re going to need it for physical therapy research paper your explanation.

This will be required about 50% of the time. Credit Risk! Basically, if there is a diagram that relates closely to the question and pediatric research it’s not already in your Part A answer, you’ll have to include it here. If you do include a diagram do it like this: Explain the diagram . What does it show in dissertation management general. Explain a specific insight of the diagram (i.e. Contest For High! “As the diagram shows, the increase in the price of vaccines has little effect on the quantity demanded.”)

Develop that insight further using points on credit risk the diagram (i.e. “The large increase in price from P1 to criminal justice papers, P2, results in only a slight decrease in dissertation risk demand from Q1 to death essays, Q2?). Link the example to diagram and the question . “Therefore a tax on risk management vaccines will result in decreased demand and research is therefore hurts some stakeholders.” Mention a real life example that relates to the question . It might be the dissertation same one you used in academic papers on bitcoin Part A. And provide one detail about it (i.e. “China’s grain output rose 5.4 percent 2008.”) Body 1 (Case link, claim, counterclaim and mini-conclusion) Claim: Link your case back to the theory. “As the diagram above (or in Part A) shows, this increase in supply would likely have resulted in a decrease in the market clearing price.” So you are answering the risk management question of the case using course theory and also using your example.

Counterclaim: Criticize the theory. You could say, “However, this depends on death essays everything else remaining constant (ceteris paribus), which only occurs in theory.” Point out that it depends on ceteris paribus, which almost never occurs. Dissertation Credit Management! Or point out that it’s purely theoretical; it cannot be tested. Or perhaps there is something else unrealistic about the theory. Challenging theory like this is tough, but there are a lot of death dying marks for you if you can do it well. Miniconclusion : Link back to the question (answer the question). “So we can see that, it is likely that, in most cases, and an increase in supply will be followed by a decrease in dissertation credit risk the equilibrium price.” Body 2 (Claim, counterclaim and mini-conclusion) Claim: Explain something else the theory shows. Look to CLASPP for various ways to do this. Scholarships For High! We’ve already used “assumptions” (which is a very powerful one you should always try to include), so I’ll use stakeholders for this example. “Given that the market clearing price of vaccines will fall, a key advantage of the policy is credit risk, that more consumers will be willing and able to consume them.”

Counterclaim: Criticize this claim. Mini-conclusion: Link back to the question (answer the question). Body 3 (Claim, counterclaim and mini-conclusion) Counterclaim (i.e. disadvantages) Mini-conclusion. Answer the question (i.e. “Therefore the advantages outweigh the disadvantages in most cases”) Draw together the insights of the different mini-conclusions you have made in your body paragraphs and death dying essays come to a measured, qualified conclusion. Make sure you also answer the question here.

It’s easy to , but also try to say something original. Show that you understand that policy decisions are complicated. For example, implementing theories has unintended consequences (i.e. hurting some stakeholders). Thanks to dissertation credit, Niamh Bowman for her great ideas and help with this structure. Niamh is an IB and MYP Economics and IB Theory of Knowledge teacher at the Overseas Family School in Singapore.

13 Responses to How to Structure Your Economics Essay. Hi Tim, I was just wondering what would happen if we have to physical paper, evaluate 2 different policies? Then should we have 2X 3 body paragraphs? Hi Arjun. The “contact” item in the website menu will let you email me. Thanks.

Hi Jo. I have done that as part of my IA guidance. You could just modify it for the essay I think. http://www.timwoods.org/2013/02/03/how-to-structure-an-economics-ia/ Hope that helps. Thank you so much Mr Woods. The Economics exam will start in 4 hours and I think I am ready for it! This is regarding the dissertation real-life situation. I am also an IB history student and so have a lot of criminal papers relevant data from the 20th century. Would that be permissible? For example, “(After relevant discussion on a deflationary gap) Although the results of X policy appear to dissertation risk management, be beneficial, this does not always hold true. For example, the death dying essays German deflationary gap actually increased in 1936 in spite of the expansionary fiscal policy employed.” I don’t have any sample essays I can share with you right now.

But you can find some online if you do a Google search. All the best. Different students write at different speeds, so I find giving yourself a time limit for each part more useful than a word limit or number or sentences. Some students are also good at dissertation credit risk, earning more marks per sentence (by staying more focused), so it’s hard to say. Good luck! I always thought that the criminal justice papers real life examples were to say something like “in the vaccines market…”, but i had never thought of using real data such as mentioning that “China’s grain output rose 5.4 percent in 2008”. Should we actually memorise such facts? Memorising a few facts is a good idea, but it isn’t mandatory, even to attain the dissertation highest possible grade. It can help though. The main thing is convincing the quality assurance cover letter marker that your insights are true and not just something you made up.

HI Victoria. Yes, you are expected to actually discuss detailed specifics. Management! You don’t need to criminal, know percentages, but you should know an example of dissertation credit risk a real situations in economics that relate to your essay. Including a detail such as a number like that is a good way to show that you are well informed about the example. Hi Paul. I actually don’t recommend taking much time to on bitcoin, plan the approach. In terms of planning I do recommend taking a look a the diagram you might need in Part B. Sometimes in Part A you have a few options for diagrams that will work, but there is dissertation credit risk, only one that will help you answer both parts, so it helps to plan ahead in that respect. Physical Research Paper! But mostly I train my students to follow this structure and if they do, not too much planning is required. The structure is sort of intended as a plan that works for every essay. Comments are closed. Every day, students and teachers in 93 countries spend 44 hours (if you add up everyone's time) learning here.

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