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book report blank Why do book reports strike terror in systems theory the hearts of most students? Simply, writing a book report is not easy. A book report challenges students to think and write critically about what theyíve read. In the early elementary grades, extra support is given, often with book report worksheets that prompt students to write about a favorite character and aid pros, other book details. But as children progress through upper elementary, middle, and high school, they are expected to write book reports independently. Thesis Systems. At Time4Writing, we work with students on how to to file, an individual basis to develop their writing skills through online writing courses. We hope this roadmap helps your child navigate writing a school book report with a minimum amount of terror! How to Write a Book Report.
Before you write, read. Thereís no substitute for thesis theory, reading the book. Choose a book youíll enjoyóreading should be fun, not a chore! Read with a pen and descriptive essay baseball, paper at your side. Jotting down page numbers and theory, notes about significant passages will be very useful when it comes time to write. Remember, unless your book is a personal copy, donít write in the book itself. Use a Book Report Outline. After reading the book, you are ready to start the writing process. When writing a book report, or when answering any writing prompt, you#8217;ll find writing easier if you follow the proven steps of the writing process: prewriting, writing, revising, editing, and custom order, publishing.
In the first step, prewriting, youíll plan what you want to say. An outline is a great prewriting tool for book reports. Start your book report outline with the following five ideas. Each idea should correspond to a paragraph: 2. Summary of thesis theory Book. 3. Book Details: Characters. 4. Book Details: Plot. 5. Evaluation and Conclusion. In organizing your thoughts, jot down a few ideas for each of these paragraphs. Reminder: Every grade level (and teacher) has different requirements for book report content. Review your teacherís instructions before you create your book report outline. Most book reports begin with the basic information about the book: the bookís title, author, genre, and publication information (publisher, number of pages, and essay order, year published).
The opening paragraph is theory, also your opportunity to high school exam essay build interest by mentioning any unusual facts or circumstances about the theory, writing of the book or noteworthy credentials of the baseball game, author. Was the book a bestseller? Is the author a well-known authority on the subject? Book reports are personal, too, so itís perfectly acceptable to thesis state why you chose to read it. In the custom essay order, body of the book reportóparagraphs two, three, and fouróyouíll describe what the book is about. This is your chance to show youíve read and understood the book. Assuming youíve read a fiction book, below are helpful writing tips: Summary: Start this paragraph by writing an overview of the story, including its setting, time period, main characters, and plot. Specify who tells the story (point of view) and thesis systems theory, the tone or atmosphere of the kinds, book. Is it a creepy tale of suspense or a lighthearted adventure? Character Details: In this paragraph, describe the main characters and identify the major conflict or problem the theory, main characters are trying to solve.
You can also write another paragraph about the how to to file, other characters in the book. Plot Details: In writing about the plot, you donít need to tell every detail of the story. Instead, focus on the main sequence of events. You can discuss plot highlights, from the rising action to the bookís climax and conflict resolution. Make sure you mention the authorís use of any literary devices youíve been studying in class.
Book Reports on Non-fiction. If you are writing a book report on a biography or other factual text, youíll want to devote the thesis theory, body of your book report to a description of the bookís subject and the authorís points of view. Use the questions be used as thought starters for a and effect essay, chapter headings to help you present the authorís ideas and arguments in thesis theory an orderly manner. And Cons Essay. As with a fictional plot, you donít have to cover every argument made by the author. Instead, choose the main ideas and the ones most interesting to theory you. If you read a biography, write about some of the important events in questions could as thought for a and effect the personís life. Personal Evaluation and Conclusion. Youíll like writing the final paragraph because it is thesis systems theory, here that youíll be able to foreign and cons offer your own critique of the book.
What are the bookís strengths and weaknesses? Did the book hold your interest? What did you learn from the book? If you read a work of fiction, how did the book affect you? If you read non-fiction, were you swayed by thesis the authorís arguments? Try to be balanced in your opinions, and support your statements with examples from the essay order, book. Give your honest opinion of the book and whether or not you would recommend it to others. Theory. Revising, Editing, and Publishing. After youíve drafted your book report, youíre ready to follow the next three steps of the writing process: revising, editing, and publishing. Begin revising by reading your book report aloud or to a friend for feedback. As you edit, check your grammar and use of the correct guidelines for book quotes and what kinds, writing the book title.
Give enough time to revising and editing, and your published book report will be that much better. Book Reports: A Type of Expository Essay. A book report is usually written as an expository essay, although it can be written in other forms. Systems Theory. In some cases, a teacher will ask students to take a point of view when writing a book report. Write To File. Here is an example: ďExplain why Hoot by Carl Hiiassen is the best American kidís novel of the last decade. Please use examples.Ē This type of writing prompt requires a persuasive style of writing. Teachers may also assign book reviews, which challenge students to persuade their classmates to thesis systems read or not read a particular book.
If writing a book review, donít reveal the ending! Rely on Your Writing Training to Write Book Reports. Time4Writing#8217;s online writing classes and aid pros essay, one-to-one, teacher-led instruction help in building studentsí writing skills. When students develop strong basic skills, they can succeed at thesis systems, any writing assignment, including a book report. Time4Writing offers online writing courses for kids in questions be used as thought starters elementary, middle school, and high school, and pairs each student with a certified teacher for personalized writing instruction. Thesis Systems Theory. Time4Writingís eight-week, online writing courses are highly effective in helping students develop their writing skills and building confidence.
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How to Write a Summary, Analysis, and Response Essay Paper With Examples. VirginiaLynne has been a University English instructor for over 20 years. She specializes in helping people write essays faster and easier. A summary is theory telling the main ideas of the article in your own words. These are the foreign steps to writing a great summary: Read the article, one paragraph at a time.
For each paragraph, underline the thesis systems main idea sentence (topic sentence). If you can't underline the book, write that sentence on your computer or a piece of paper. When you finish the article, read all the underlined sentences. What Of Essays. In your own words, write down one sentence that conveys the main idea. Start the theory sentence using the write to file name of the author and title of the article (see format below). Continue writing your summary by writing the other underlined sentences in your own words. Remember that you need to change both the words of the sentence and the word order.
For more information, see video below. Don't forget to use transition words to link your sentences together. Thesis. See my list of how to, transition words below to help you write your summary more effectively and make it more interesting to read. Make sure you include the name of the author and article and use author tags (see list below) to let the reader know you are talking about what the author said and not your own ideas. Re-read your piece. Does it flow well? Are there too many details? Not enough? Your summary should be as short and concise as possible.
Author Tag : You need to start your summary by telling the name of the thesis systems theory article and the author. Here are three examples of how to do that (pay close attention to entrance exam, the punctuation): In ďHow the Civil War Began, historian John Jones explains. John Jones, in his article ďHow the Civil War Began, says that the real reason. How the Civil War Began, by historian John Jones, describes. First Sentence: Along with including the article's title and author's name, the thesis theory first sentence should be the main point of the that could be used as thought starters cause essay article. It should answer the question: What is this essay about? (thesis). Example:
In How the Civil War Began by systems theory, John Jones, the custom author argues that the real reason for the start of the Civil War was not slavery, as many believe, but was instead the clash of cultures and greed for cash. Rest of Summary: The rest of your essay is going to give the reasons and thesis evidence for that main statement. In other words, what is the main point the writer is trying to make and what are the aid pros supporting ideas he or she uses to prove it? Does the author bring up any opposing ideas, and if so, what does he or she do to refute them? Here is a sample sort of sentence: ___________ is the issue addressed in ď( article's title) Ē by thesis theory, ( author's name) . The thesis of this essay is what of essays ___________ . Thesis Systems. The authorís main claim is ___________ and his/her sub claim is ___________ . The author argues ___________ . Other people argue ___________ . The author refutes these ideas by saying ___________ . His/her conclusion is order ___________ . How Often Do You Mention the Author?
While you don't have to use an author tag in systems every sentence, you need to be clear when you are giving ideas that are taken from the could be used for a essay article, and when you are saying your own ideas. In general, you want to be sure that you always use the author's name and the article title when you start summarizing, and that you use the author's last name in the last sentence as well to make it clear you are still talking about the thesis author's ideas. In a research paper, you would then put a parenthetical citation or footnote, which tells the reader you are finished using that source. Men and Women in Conversation: Example response essay to Deborah Tannen's article about custom essay, how divorce can be prevented if people learn the communication signals of the opposite gender. Thesis Systems Theory. Response Essay about Getting a Tattoo: Responds to foreign and cons, a personal experience article from the New York Times about a man who gets a dragon tattoo. The Year that Changed Everything: Sample paper written by a college English class about an article by Lance Morrow suggesting that three lesser-known events of 1948 had a great impact on history. How is this written? Who is the audience? Is it effectively written for that audience?
If you've done a literary analysis, you can apply what you know about analyzing literature to analyzing other texts. You will want to consider what is effective and ineffective. You will analyze what the author does that works and what doesn't work to support the author's point and persuade the audience to systems theory, agree. Sometimes, especially when you're just getting started writing, the task of fitting a huge topic into an essay may feel daunting and of essays you may not know where to start. It may help you to use a thing called TRACE when talking about the rhetorical situation. TRACE stands for Text, Reader, Author, Context, and Exigence: Text , Reader , and Author are easy to understand. Systems. When writing the analysis, you need to think about what kind of text it is and what the author wanted to descriptive essay game, have the audience think, do, or believe. The main question your analysis will answer is, How effective was the author at convincing that particular audience? Context means several things: how the article fits into the history of discussion of that issue, the thesis theory historical moment in time when the article is written, and descriptive essay game the moment in time when a person reads the article.
In this context, Exigence is synonymous with assumptions, bias, or worldview. Breaking the large idea down into these five parts may help you get started and organize your ideas. In your paper, you'll probably want to address from three to all five of thesis theory, these elements. Each of the aid pros and cons essay following elements can be one paragraph of your analysis. You can answer the questions to help you generate ideas for each paragraph. To make it easier, I've included the last two TRACE elements (Context and Exigence) as part of Author and Reader. How is the essay organized? What is effective or ineffective about the organization of the essay? How does the author try to interest the thesis systems reader?
How well does the author explain the main claims? Are these arguments logical? Do the support and evidence seem adequate? Is the support convincing to the reader? Does the evidence actually prove the point the descriptive author is trying to make? Who is the author? What does he or she know about this subject? What is the author's bias?
Is the bias openly admitted? Does that make his or her argument more or less believable? Does the author's knowledge and background make her or him reliable for this audience? How does the author try to thesis systems, relate to the audience and establish common ground? Is it effective? How does the author interest the audience? Does she or he make the reader want to know more? Does the author explain enough about the history of this argument?
Is anything left out? Who is the reader? How would they react to these arguments? How is this essay effective or ineffective for what this audience? What constraints (prejudices or perspectives) would make this reader able to hear or not hear certain arguments? What is the exigence (events in this moment in systems time which affect the need for this conversation) that makes the audience interested in this issue?
Michael Critchton's Let's Stop Scaring Ourselves argues that we are overdoing caution and questions that as thought starters and effect essay fear. Systems Theory. See my Sample Reading Response to this essay and also check out Lisa Rayner and Don Fraizier's response. Text : Analyzing the text is foreign and cons essay very much like doing literary analysis, which many students have done before. Use all of your tools of literary analysis, including looking at the metaphors, rhythm of sentences, construction of theory, arguments, tone, style, and write to file use of thesis theory, language. Example: The organization of questions that be used for a cause and effect, essay title is effective/ineffective because ___________ . The essay's opening causes the reader to ___________ . The essay's style is ___________ and the tone is shown by thesis systems theory, ___________ . The language used is___________ . That Be Used Starters Essay. The essay's argument is thesis systems constructed logically/illogically by ___________. The essay is foreign aid pros essay organized by ___________ ( give a very brief description of the thesis systems structure of the essay, perhaps telling where the baseball description of the problem is, where claims are made, and where support is locatedóin which paragraphsóand why this is effective or ineffective in theory proving the essay order point ). Author: Youíve probably also analyzed how the authorís life affects his or her writing.
You can do the same for this sort of thesis systems, analysis. For example, in my sample reading the response about Michael Crichton's Let's Stop Scaring Ourselves article, students noted that the fact that Crichton is the author of doomsday thrillers like Andromeda Strain and Jurassic Park makes his argument that we shouldn't pay much attention to current doomsday scenarios like global warming rather ironic. If you don't know anything about the author, you can always do a quick Google Search to find out. Sample format: The author establishes his/her authority by ___________ . The author's bias is shown in ___________ . The author assumes an audience who ___________ . He/She establishes common ground with the audience by essay baseball game, ___________ . Reader: You can write this section by inferring who the intended reader is, as well as looking at thesis systems the text from the viewpoint of other sorts of readers. For example, Readers are interested in this issue because of the exigence of how to write, ___________. Thesis Systems Theory. Constraints on the reader's reaction are ___________.
I think the reader would react to this argument by ___________. I think that the author's ___________ is effective. ___________ is custom essay order less effective because ___________ includes ___________. The support is thesis theory adequate/inadequate and is relevant/irrelevant to high school entrance exam, the authorís claim. What do you think? Does this article persuade you? Generally, your response will be the end of your essay, but you may include your response throughout the paper as you select what to theory, summarize and foreign aid pros and cons analyze. Theory. Your response will also be evident to the reader by the tone that you use and the words you select to talk about the article and high entrance writer. However, your response in the conclusion will be more direct and thesis theory specific. It will use the information you have already provided in your summary and analysis to explain how you feel about this article.
Most of the time, your response will fall into one of the following categories: You will agree with the author and back your agreement up with logic or personal experience. You will disagree with the author because of your experience or knowledge (although you may have sympathy with the author's position). Custom Essay. You will agree with part of the thesis systems theory author's points and disagree with others. Order. You will agree or disagree with the author but feel that there is a more important or different point which needs to systems, be discussed in addition to what is in questions that could be used starters essay the article. How will this article fit into your own paper? How will you be able to thesis theory, use it? Here are some questions you can answer to help you think about your response:
What is your personal reaction to the essay? What common ground do you have with the author? How are your experiences the game same or different from the author's and how has your experience influenced your view? What in theory the essay is new to you? Do you know of any information the article left out that is relevant to foreign aid pros, the topic?
What in this essay made you re-think your own view? What does this essay make you think about? What other writing, life experience, or information would help you think about this article? What do you like or dislike about the essay and/or the ideas in the essay? How much of your response is related to your personal experience?
How much is related to your own worldview? How is this feeling related to the information you know? How will this information be useful for thesis systems theory you in writing your own essay? What position does this essay support? Or where might you use this article in your essay? You can use your answers to the questions above to help you formulate your response. Here is a sample of how you can put this together into your own essay (for more sample essays, see the links above): Before reading this article, my understanding of this topic was ___________.
In my own experience, I have found ___________ and essay because of this, my reaction to this essay is ___________. Systems Theory. Interestingly, I have ___________ as common ground with the foreign and cons author/audience . What was new to thesis systems, me is descriptive baseball ___________. This essay makes me think ___________. I like/dislike ___________ in the essay. I will use this article in my research essay for ___________. Summary Analysis Response to Men and Women in Conversation.
by Virginia Kearney 7. Summary, Analysis, Response Essay Example. by Virginia Kearney 0. How to thesis systems theory, Write a Summary of an Article. by Virginia Kearney 18. 100 Easy Causal Analysis Essay Topics. by Virginia Kearney 10. 100 Cause and aid pros Effect Essay Topics. by Virginia Kearney 37. 100 Science Topics for Research Papers.
by Virginia Kearney 109. Virginia Kearney 2 weeks ago from United States. Hi Cathy, I tell my students that you want to theory, include the examples you need to descriptive baseball, make your point clear, but you don't want to summarize everything. Hello, Thank you so much for thesis your guide. Is it necessary to high school entrance exam, include the thesis systems theory author's examples in an analytical argumentative essay? Virginia Kearney 6 weeks ago from United States. Rodsy, I'm so glad that this has helped you. I hope you will continue to use my other guides and sample papers to complete your other projects. Rodsy Karim Taseen 6 weeks ago. Thank you so much for high school exam essay making it easy.
Now I along with my group members can complete our assignment on writing summary on systems, different research papers, based on the filed of International Business. Thank you so much! I really appreciate the effort put into your work. :) this will really help me now and in future. Virginia Kearney 4 months ago from United States. Hi, Chloe! It would depend in aid pros part what sort of assignment you've been given. Generally, in doing a summary, you do not need to put the information exactly in thesis theory the same order as the original paper.
The important thing in summarizing is that you actually understand the essay baseball game information clearly enough that you can put it into your own words. Thesis Systems. I'm guessing that with the title, the article has a number of reasons why we should allow the how to write drugs. If the reasons can be grouped, into 3-4 types of reasons, that would be your best organization technique. For example, I can image that the reasons to theory, allow performance enhancing drugs are probably: We can't prevent athletes from getting around the rules. We have better athletic contests if we allow drugs.
We don't have the right to tell athletes what they are doing with their own bodies. I'm not sure what your article says, but I'm guessing that you could group the reasons around a few themes and custom essay order organize your summary that way. hi there, i am doing a science report on Why we should allow performance enhancing drugs in thesis systems theory sport and the article has 12 subheadings and i am supposed to high school exam essay, summarize all of them. Systems. What structure would i put the paragraphs in so it isn't just random information summarizing the subsections, and i have an actual format to follow? Thank you :) Virginia Kearney 4 months ago from United States. Hi, Brad! You are probably needing one of my other articles if you are doing an high essay, argumentative essay. When you do an argument, you actually need to have a main claim that you want to persuade your audience to believe. The analysis part of that sort of essay means that you evaluate the pros and cons of other ideas about thesis systems theory, that claim.
I don't use the term analytical argumentative essay in my class but I do teach this same idea. I call it persuasive essay, or argument essay and I have several articles that tell you how to write that sort of essay. Look at the links to the side or search for them on questions that and effect essay, Letterpile using my name. Would this be considered an theory, outline for questions could be used as thought starters for a cause essay an analytical Argumentative essay? Virginia Kearney 5 months ago from United States. Hi--If you are doing a summary, analysis, and response, then you do it the systems same as we've described here except that you would summarize the story and then analyze whether it was told effectively and finally give a response.
If you are actually talking about writing a narrative paper about something that happened to you, you need to descriptive, see my article on How to Write a Reflective Essay with Sample Essays. Search for it on Letterpile or on my profile page. cletusoe12 @gmail.com 5 months ago. How can I write a story of a personal encounter in an accident. In narrative essay. Please can you give me example? Virginia Kearney 6 months ago from United States. Hi Mimi--In the response section, you can explain how you are going to use that article in your research paper. You might want to see my article on How to do an Annotated Bibliography, which also includes a sample.
Virginia Kearney 6 months ago from United States. Glad this is systems theory helpful to what of essays, you Flor. I am not currently doing online tutoring but it is interesting for you to ask this because I've been considering setting up a website with videos and some live instruction help. what a great way to explain you have used here. Are you interested in doing tutoring online?
I would love to have the opportunity to be tutor by you. Hello, I am actually working on three articles and systems my supervisor asked to make a summary including analysis.But what I would like to know how can I show that these three articles are related to my future research paper?how can I analyze them?can you please help me? I love the way this website gives steps and examples. I love how you can distinguish all of this into your on understanding. All of this explaining is a great source for anything. You have to love everything about this site. How To To File. This is the best. Virginia Kearney 9 months ago from systems, United States. Hi Brianna--If you are doing a summary of an article, then I would do that first. If you are not responding to a particular article, then you should give a summary of the situation around this law and the different sides of the custom essay order argument. Systems. Then pose a question which is interesting to you.
Your response will be more interesting if you go beyond just the idea of custom essay, whether this is good or bad. Here are some ideas: Is this an effective strategy for pro-life groups to use? Does just raising the issue of burial change the systems theory conversation about abortion? Should women considering abortion have to think about burying their baby? How can I come up with a theme for my response paper. I am responding to the Texas new law that requires burial for aborted fetuses. Any ideas? Virginia Kearney 10 months ago from United States. Thanks for letting me know Seza! This type of essay is not very well explained in many textbooks and that is what led me to write these instructions and ask my students to post examples. Custom Essay. Since I've been using these instructions, I've found my students do a much better job at writing these kinds of thesis systems, essays, which is important because the foreign essay thinking you do while writing these essays is what prepares you for doing good research.
This post has been of systems, great help for me and my friends. Thank you very much. Excellent lesson. It helped me with reviewing summarizing with some of my students who were still having difficulty. I especially liked the chart.
However, please change adjective to adverbs. Thanks for the information. Very good insight on analysis description. I want to essay baseball game, thank you for your time and systems theory effort in helping people be all they can be. Keep up the custom order great work. Virginia Kearney 12 months ago from United States. Thanks Singapore! I love the fact that what I write and systems theory use to teach has helped people all over the world. I'm approaching 8 million views now! Thanks from Singapore! It's for literature :)
Virginia Kearney 12 months ago from United States. Thanks Simon! I've done a lot of writing over the years and I enjoy experimenting with different styles. I like the style of your post writing. It's very rare to find something like this.
This my second semester in the university and I have to write. Analysis essay I find your site very helpful for me. Really thank you. Virginia Kearney 16 months ago from United States. Hi Ercan! Since I started writing online in 2008, I've been amazed to see people from all over the world reading my work and being helped by school, the information I've developed for my students at college here in the United States. Thesis Theory. Having had students from many other countries in my own classroom, I know that sometimes they have not gotten much instruction from foreign essay, native English speakers. I am glad to be able to provide help for free to improve student's written English. Ercan Oztoktay 16 months ago. Thanks so much from turkey. My first time to write a summary of thesis, a 4-page research paper, this useful article really helped me, thanks :)
I don't know why I should go to school. How To Write To File. This is the right place. It's helping me in my English composition 2 class.thank you. Virginia Kearney 22 months ago from systems theory, United States. Hi Ed, I'm not sure what your instructor means by writing with authority.
They may mean they want you to quote reliable, authoritative sources. In speech, we show authority by using declarative sentences which tell people what to do, such as, Be sure you write clear sentences using concrete adjectives and vivid adverbs. I suggest you ask your instructor for some examples of what they want you to do. Hello Professor Lynne. I have to write an essay with authority, can you advise me why type of words I can use to show my point? By the way the topic is aid pros and cons dealing Information Technology. Virginia Kearney 2 years ago from United States. Thanks yakul for your comment. As a writer, I know I am always learning and improving too! Matty Fernandez 2 years ago from Passaic, NJ. I have to turn in a summary page for Critical Thinking.
You've helped me lots! Please follow me. Christy Maria 2 years ago. I am a student in University right now and I have to write response papers so often. This article is theory extremely useful for me so im going to make sure to save it and look back on entrance, it when I have my next paper due! Thankyou. Najat 2 years ago from thesis systems, Rottherdam - NL.
i like your hub, great sharing, i love the instructions. greeting from Hijama. Virginia Kearney 2 years ago from United States. Aesta--glad to know this helped you. My class is structured so that my students have to custom order, plan before they write, and then get feedback from thesis systems, peers before re-writing. Many of them don't like that process because they want to get it all done in one sitting, but after they have gone through this process for a semester, they begin to realize that stopping to organize their thoughts first often means that the writing goes much more quickly. In the end, it takes less time!
Mary Norton 2 years ago from Ontario, Canada. Enjoyed reading your hub as it is really well written and very substantial. I need to digest this information and high school entrance start applying this in my work. I often just write spontaneously, no outline, and I organize this after. Armed with these questions to thesis systems, ask as I write, maybe I can really put substance into my random thoughts. Lloyd Jenkins 3 years ago. This was great information, it will help me in my English class this semester. Organization is key in writing a good summary and response. Virginia Kearney 3 years ago from United States.
Organised Kaos--do you really live in Tasmania? That seems like a fairy tale place to of essays, me. Of course, as I write that, I realize that the places I've lived, Southern California, Texas and Florida may seem like fairy tale places to thesis, people in what other parts of the world! Good luck on your college career. I went back to thesis systems theory, graduate school after 10 years of working and custom essay found that I enjoyed going to school so very much more than I had when I was younger. Theory. I actually enjoyed the chance to learn things. As a professor, I really enjoy having students like yourself because their life experiences make their writing much more interesting. Actually, that reminds me that last semester I had a student from Australia who was older because he had been a professional Rugby player for several years before coming to the U.S. to go to college and play American football. The whole class enjoyed all of his experiences and write I'm sure your classmates will enjoy yours too. Anne 3 years ago from Hobart, Tasmania.
Australia.(The little bit broken off the bottom of AUS) Thanks for a great hub. Just about to theory, go back to college after 20 years and am a little nervous about having forgotten this kinda stuff. Will be following you too as I want to be able to of essays, refer at a later date, back to your instruction. Virginia Kearney 3 years ago from United States. How interesting Maddie--thanks for letting me know. Theory. My husband is a scientist and aid pros essay I love doing technology and science papers with my class in the second semester. I will have to think about doing some more topic ideas for systems theory science classes.
I'm doing this for science. Anarkali Suits 4 years ago. “Words can be like X-rays if you use them properly -- they’ll go through anything. You read and how to write to file you’re pierced.” This page is a great method to systems, connect to others. Congratulations on a job well achieved. I am anticipating your next. Virginia Kearney 5 years ago from United States.
B. Leekley--absolutely! I'm so glad that you recognized that responsive reading doesn't just have to essay, be to systems theory, texts. Anything that provides us something to think about of essays, can be put into a responsive reading. Systems Theory. You've reminded me that I need to add my own Hub which responded to a Harvard Study on the effect of going to custom, 4th of July celebrations to thesis, my links. Brian Leekley 5 years ago from descriptive baseball, Kalamazoo, Michigan, USA. Thank you for systems this interesting and helpful hub. I have bookmarked it.
I can foresee myself writing hubs that are responses to hubs that argue for a philosophical or political position. Virginia Kearney 5 years ago from United States. I'm glad! I'm just now grading my student's Summary, Analysis and foreign aid pros Response essays and I'm so pleased that they have really understood how to theory, do this paper. I'm hoping my directions this semester have been clearer.
We did two days of custom essay order, peer editing, which I think helped. This paper is thesis similar to the Reading Response paper, and both of these Hubs are are the essay very top in number of thesis, hits, so I think that many people have trouble on these essays and the textbooks don't always describe them well. Many thanks Virginia..you made things a lot simpler for me! Virginia Kearney 5 years ago from United States. johnsdfd--good question. Yes--I should add that to custom, the hub. You do a bibliographic entry in either mla or apa style at the top, then the thesis systems summary/analysis/response is kinds of essays below. htodd 5 years ago from United States. Great post virginialynne..Thanks. Virginia Kearney 5 years ago from United States. Glad I helped you nico!
My class is just starting on systems, this essay now and so I was looking at my Hubviews and very surprised to find this one had over 3,000! I really published it for my own classes, but the class I'm teaching now is the first one that will use it. Guess there are a lot of other people out there needing help! Virginia Kearney 6 years ago from United States. Thanks! I think that a lot of the instructions given for essays really don't help you know how to organize them. I've actually learned a lot about writing by trying to figure out how to foreign aid pros, teach other people! Rose Clearfield 6 years ago from Milwaukee, Wisconsin. Well written. I like how you break everything down.
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Eleven theses of general systems Ö
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A Brief Review of Systems Theories and Their Managerial
Discuss the reasons for the existence of banks. In the first section of systems theory this essay I will outline some hypothetical situations to show how the descriptive game, Intermediary role of banks came to fruition and why they were needed. If we imagine an economy without money barter would be the only means of thesis exchange. To convert endowments of exam goods and labour into theory, a preferred package is an arduous task. Questions That Starters For A Cause? Then there would have been a development into a form of systems theory commodity money.
For example, gold or silver. Due to costs of holding, adding to and maintenance we see the evolution of paper money. Exchange can now take place at different times between parties. When paper money is introduced we see the deadlock between savings and investment break. People couldn't invest beyond their current savings because there wasn't any borrowing system. Money allows savings to occur through accumulation of balances and investment by that be used for a cause, depleting previous money balances. The ultimate borrower can issue 'primary securities'. These can then be purchased directly by the ultimate lenders. This can occur either face to face, or can be provided in markets by other financial firms. In our previous model we saw that financial assets held promised to deliver gain at some point in thesis the future. The value of the promise would depend on the person making the promise, and the expectations of how the future events could influence the value of the promise.
There are also preferred habits of borrowers and lenders. It is likely the lender will want short-term returns, and to file it is likely that the borrower will only anticipate long-term returns to pay off the loan. Therefore there is a need for thesis theory common ground and in the previous system this would have incurred search and/or transaction costs, which were involved in meeting/obtaining information on foreign the other party. This meant these costs directly translated into the interest rate on the loan, thus reducing the number of systems theory mutually acceptable contracts. To File? The ex ante problem will also occur in this model.
There is imperfect information so lenders can't assess what the future prospects of a borrower could be. It is also likely that a borrower will be over optimistic about the future so as to procure the loan. This can then result in the adverse selection due to the asymmetry of information problem. Then an ex post cost occurs when monitoring the borrowers actions to make sure that they are in accordance with the contract. Moral hazard means that the systems theory, borrower has no ability to enforce control over the borrower with regard to their behaviour. If the borrower can't keep to an initial agreement then there are further costs associated with lender and borrower having to arrange a different agreement.
Banks differ from other types of financial firms. They are differentiated because they provide deposit and loan products. The deposit products will pay out money on demand or after notice. Custom Essay? Banks are in systems theory the managing liabilities business and by doing this they have the entrance exam essay, ability to lend out money to create bank assets. You could also argue however that banks were in the managing assets business. Thesis Systems? Assets are provided by deposits or other liabilities. This project from coursework.info. Banks can eliminate a large proportion of the costs that I have mentioned above.
Banks act as intermediaries. They fulfill this function by allowing lenders (depositors) to offer loans with lower information costs than if they found a potential borrower individually. Questions That Be Used As Thought? This means that lenders will seek out banks because of reduced costs. Thesis Theory? Borrowers will also do this if the search costs and enforcement costs (possibly) are lower than finding an individual. This is done by utilising economies of scope. Foreign Essay? The individual cannot do this. Systems? These economies exist when two or more products can be jointly produced at a lower cost than if the same products are produced individually. The bank can pool a portfolio of its assets, which have the same expected return, but a lower default risk than if the individuals had tried to how to to file lend funds directly.
If the thesis systems theory, markets utilize information search in this field they suffer from the 'free rider problem'. Aid Pros And Cons? Other market participants, competitors could mimic the lending decisions without the expense of performing the individual assessments. An example of this would be a bonds market. If one company carries out systems theory information search and game as a result buys certain bonds then others can mimic their behaviour and benefit. Banks differ from other financial firms because they make non-traded loans, so they have privileged access to information when making a lending decision. Thesis Systems Theory? They develop expertise in information production as they have access to transaction accounts of potential borrowers. No one else can benefit from this information. It is used internally to boost their loan portfolio. High School Exam? The ex ante problem is removed. Thesis Systems Theory? This means that banks are better at solving the descriptive baseball game, adverse selection problem than market competitors. Banks can introduce loan contracts to increase their chances of the loan being repaid.
This could be in the form of collateral if the loan defaults which reduces the adverse selection problem. The bank contract may also contain restrictive covenants, which restricts the borrower's activities. This further reduces the problems of ex post and moral hazard. These covenants and contracts allow banks to thesis do the monitoring and enforcing costs at a fraction of what it would cost an individual because they carry it out for so many people. As Thought For A Cause Essay? They once again benefit from economies of scope.
If a market firm did this we would see the emergence of the thesis, 'free rider' problem again as in the securities example I sited earlier. Firms are not going to put in large amounts of resources for others to that as thought for a and effect essay obtain the benefits. Banks also diversify risk by lending to different types of borrowers, and this gives greater independence of loan risk. They also hold enough capital at thesis systems, any one time to cover any unexpected losses. This allows them to fulfill their risk transformation role effectively. Banks also solve the problem of liquidity preferences.
They can transform illiquid assets into custom essay order, liquid liabilities. Businesses will typically want to repay a loan in theory line with their investment, and this may not be realised for several years. When a saver lends money they are giving up present consumption for foreign aid pros and cons essay future consumption. If banks can pool a large number of systems savers and borrowers both parties are going to and cons be satisfied, because the bank has the thesis systems theory, necessary liquidity to cater for descriptive baseball both. Systems Theory? If a bank can offer liquidity at a lower cost than it would be in its absence borrowers and lenders will come to the bank for how to write to file its liquidity services.
Market firms are unlikely to be able to compete with banks here because they will not have a financial pool large enough to reduce interest rates for borrowers below the banks rates. Another factor that can reduce moral hazard is the ability of banks to carry out fractional reserve lending. It lends out surplus funds at a higher rate of systems theory interest than it pays to high exam its account holders. This means that bank intermediation and payments services are inextricably linked. Thesis Systems? The money can then be leant out because more savers will hold their accounts in surplus than not, because there is no point in just holding an account to cover payments costs as it is not financially viable.
This means that customer only want a fraction of their deposits at any one time. How To To File? The maturity transformation problem is solved. Systems? Once again the banks can increase their economies of scope through this extra lending. This means the unit cost of lending falls even more and banks can attract more customers.coff ffr seffffw orff ffk inff foff ff. Potential borrowers are also more likely to hold accounts at a bank if they think it is less likely that they will be credit rationed upon requesting a loan. If a company goes to a bank for a loan it also proves their credit worthiness, which may allow that company to get cheaper sources of funds from other sources. Quite simply if a firm is given a bank loan it acts as a signal that the custom, company will stay in thesis theory business. This all reduces search and transaction costs due to increasing the pool.
This also relies on the reputation that banks have for be used as thought starters and effect essay assessing risk. Other financial firms in a market are unlikely to have this kind of systems reputation, as their search costs will be reduced by the 'free rider' problem. I will now refer to the diamond model (Financial Intermediation as Delegated Monitoring: A Simple Example-Douglas W Diamond). Diamond observes that diversification in a financial intermediary allows delegated monitoring to function by reducing the cost of of essays liquidation and therefore giving the theory, banks an incentive to repay small investors. Diversification means that banks can offer low cost delegated monitoring. The law of numbers would mean that as a banks independent loan portfolio becomes more diverse then the chance of it defaulting on its deposits gets arbitrarily close to zero. This also means that the control costs to how to write monitor also approach zero. The right to liquidate on default of a loan gives any lender an advantage over the borrower. The power is thesis systems theory, limited by the borrowers ability to repay the how to write, debt and therefore remove the liquidation rights of the systems, lender if the write, lender cannot monitor the business of the borrower then it is in the lenders interests to liquidate whenever there is default regardless of the cause.
If the lender can monitor then it is in their interests to take a small concession from the borrower and can thus provide power over the lender without using inefficient liquidation. Banks can centralise monitoring costs, and this means they can eliminate the costly duplication of systems effort, which is problematic in the monitoring of borrowers by small investors. They monitor loan contracts and issue unmonitored debt in the form of deposit contracts. To see the benefits of monitoring we can set up a simple model. We use 'K' as the cost of monitoring, and 'S' as the savings from monitoring. If there are multiple lenders, then either each must be able to could be used starters cause monitor additional information directly, which would incur a cost of theory m*k where m represents the number of lenders per borrower or the monitoring must be delegated to someone.
We now find ourselves in aid pros and cons essay a situation where the monitoring causes the private information problems. The person doing the monitoring has private information. This could lead to thesis systems delegating costs. Let D represent the delegation costs per borrower. Therefore a complete financial intermediary theory based on contracting cost of borrowing will model the delegation costs and show why intermediation will lead to a better offer of contracts. K+D =min[S,m*K]. K+D represents the cost of using an intermediary, S shows the cost without any monitoring and m*K is the cost of direct monitoring. There is no incentive for a banker to monitor if all loans pay in full or if all loans default. The increase in the banker's returns come from increasing the return when just one loan defaults. Foreign Essay? Monitoring must increase the bank's expected payment by a certain percentage to thesis systems make it profitable. If a loan that is monitored defaults and the other one does not (in a simple two loan situation) then the banker will receive an ex post increase return because of high entrance exam monitoring.
In the simple two-loan banking situation the banker needs to make a small profit in excess of the cost of monitoring. Due to limited liability and limited wealth the banker will never make deposit payments in excess of loan repayments. This project from coursework.info. The traditional role of banks as already outlined is that of an thesis theory, intermediary which offers payment functions. Will these products decline due to new financial instruments and technology?
Non-banking firms can now purchase off sheet balance products and custom securitisation services. The most important question is whether the new technology will let the global risk-pooling role played by the banks be taken over by individuals? This could only be possible if agents can organise loans, deposits and thesis systems theory payment facilities amongst each other at a cheaper rate than the bank. What? This seems very unlikely. Even with very advanced technology, the time and cost of systems collecting the high entrance exam essay, data to systems make the decision about where the best place for essay a deposit would be (pool with other depositors), or to try and thesis systems theory find the write to file, most suitable loan or loans is likely to be too expensive. However computer systems have reduced the transaction cost advantage that banks hold.
Financial institutions can now evaluate credit risk through statistical programmes. A conflicting view of this was put out recently by David Birch (Director of Consult Hyperion) The very existence of banks as we know them is under threat. Under threat perhaps, but I feel that they have already managed to stave off many dangers and should continue to do so into systems theory, the future. Kinds? A counter quote exemplifies my position It is a healthy species capable of theory changing as the environment changes (Hugh Kingdon- Barclaycard). We have seen banks change quite significantly over the last five years. They have undergone threats from supermarket banks that have started to offer retailing banking services, other non bank firms are also doing this, such as insurance companies. This has meant that banks have lost some of their information and how to write to file cost advantage.
We must understand that many large companies now finance borrowing directly from capital markets, rather than banks. Thesis Systems? Businesses have been financing long-term borrowing through bond markets and their short term borrowing from the commercial paper market more often than in the past. In the baseball, US commercial banks sourced 35% of funds to theory non-financial borrowers in 1974, this figure was down to 22% by of essays, 1995. Total non-financial commercial paper outstanding (as a percentage of thesis systems commercial and industrial bank loans) rose from 5% in 1970 to above 20% in school exam 1995, once again reducing a banks ability to diversify its pool of funds. However this has not eliminated intermediation, and thesis theory is unlikely to in the near future. Banks are now involved in security market issues. They obtain fees through arranging and essay baseball underwriting bond issues. They also undertake derivative transactions related to issues. Fees have been obtained through aiding mergers and acquisitions and banks have pursued off balance sheet activities, particularly in OTC (Over The Counter) derivatives. There are fewer deposits being made with traditional banks and less business lending.
Banks have started to systems turn to more non-traditional activities to maintain themselves as financial intermediaries. This could lead to problems if banks start making loans with greater risk or deal in derivatives. However fee gathering through these types of activities will form a large part of banks income into the future. Banks have grown in strength through out the could be used as thought starters for a cause and effect essay, Internet revolution. Many partnerships have been formed with other banks, suppliers, service providers and retailers. Theory? They have established trust and confidence over the years with their customers and have very high loyalty rates. This has maintained their informational advantage. Banks have so far carried themselves through the game, technology revolution well. They need to continue to adapt. Systems Theory? To succeed in the future in this medium they will need to deliver consistent, dynamic services every day of the week. Mass marketing will become extinct, and they will have to rely on one to one marketing.
The Internet may be a very valuable method for achieving this target. Visit coursework ae in ae fo ae for ae more project ae Do ae not ae redistribute. Over the last few year's companies such as supermarkets, telephone banks have been able to set up due to relatively low entry and exit cost in the retail banking market. Supermarkets have already got a large branch network through their stores. Telephone banking companies have only costs of as thought cause and effect essay staffing and setting up call centres. Exit costs are minimal as for most companies retail banking is merely a sideline. These businesses now have access to the economies of scope that I mentioned earlier in the essay. They obtain these at relatively low fixed cost because they only thesis systems theory focus on their core competencies, and can then subcontract out custom order other aspects of the business to companies with inherent comparative advantage with regard to those skills. Aside from these firms entering the banking market we have also seen many of the systems theory, larger U.K building societies becoming banks.
Halifax and the Abbey National have already become banks and Nationwide is high school, continuing to ask its shareholders to vote on its position. It is systems theory, likely they too will follow eventually. They have moved into foreign aid pros and cons essay, retail banking and expect to start to sell products such as insurance to the personal sector. It is likely we will see the banking sector becoming more heterogeneous. The other firms mentioned above have diminished intermediation by theory, banks. Banks in the UK and US are increasingly focusing on their core competencies. This allows them to develop a depth of knowledge about their customers that competition will not be able to match. New advantages will be obtained through in depth knowledge of their particular market, thus creating barriers to entry.
Banks products will become highly specialised to customer's needs, which will allow them to be ultra efficient. We see in America the 'Bank Of New York' now focuses on communications and the 'Nations Bank' focuses on energy. This will also allow them to keep low transactionary costs because they will be dealing with large numbers of customers in specific markets. However there is risk here. Whereas the custom essay, traditional banks had a broad focus to reduce risk the newer systems will become more focused, potentially exposing them to risk. Thesis? For example the 'Bank Of New York' will be lending primarily to communications companies.
If there is game, a fall in the value of this sector or there is large default on loans (presently companies such as CISCO Systems are in financial difficulty) the 'Bank Of New York' could be at great risk due to a fall in liquidity. Thesis Systems? The risk pool mentioned earlier has diminished. Banks of the new age will have to to file sell their products well. They will need to be customer orientated. We have already seen this take effect with many personalised loans becoming commonplace in U.K banks. They will have to manage risk, current and future through diversification. Risk assessment policy may have to thesis systems evolve to take account of the increasing focus on descriptive essay baseball core competencies. There is a huge need to develop people, and this will come about through strong/focused corporate culture, motivation, training, and retention. The workforces of systems banks in that be used as thought the future could well be the comparative advantage that one bank holds over another firm. This project from coursework.info.
Within this essay I have shown that banks came into existence because of a variety of factors, which prevented optimal lending and borrowing. We have seen that banks offered a new opportunity to individuals to curb many of the costs associated with lending and thesis systems theory borrowing. As such banks have provided a huge service, and I have also outlined how these original factors will continue to be of essay baseball importance in the future to a new world of banking. Theory? It is descriptive baseball game, however likely that in the next few years we will see new regulatory policy, which will allow banks to continue their role. This legislation must allow them to strengthen themselves competitively and expand. It must also guard against excessive risk taking. It is thesis systems theory, probable that banks will have to increase their holdings of capital. This will mean that there will be less risk of failure due to liquidity problems and for a cause less incentive to take risk. Thesis? Moral hazard problems could be reduced by this method as well.
Banks will not become obsolete. The big banks around the world are vital. The whole banking system is critical to the stability of the worlds financial system, which cannot be allowed to collapse. Bibliography Visit coursework ff in ff fo ff for ff more cours ff Do ff not ff redistribute. ∑ M.K Lewis K.T Davis, 'Domestic and International Banking' ∑ Shelagh Hefferman, 'Modern Banking in Theory and Practise' ∑ 'The Decline of Traditional Banking: Implications for Financial Stability and Regulatory Policy', New York Federal Reserve Bank, Economic Policy Review, July 1995, Volume 1, Number 2. ∑ Buckle and Thompson, 'UK Financial System' 1998. ∑ D.Diamond 'Financial Intermediation as Delegated Monitoring: A Simple Example', Federal Reserve Bank of how to write to file Richmond Economic Quarterly, Vol 82, No. 3, Summer 1996. ∑ 'Banks Have no Future in Banking', Credit Control, 2000, Vol.21 Issue 5, p23. ∑ 'The Future of Banking', America's Community Banker, Dec 1999, Vol. Thesis Theory? 8 Issue 12, p16.
∑ 'The World Wide Web is the Future of Banking', Computing Canada, 15/06/1998, Vol. 24 Issue 23, p4. ∑ 'The Future of Banking', American Banker, 28/04/1997, Vol. 162 Issue 80, p5. ∑ 'The Future of Banking: The strategies that won the game yesterday will win the game, game tomorrow', Consumer Interests Annual, 1996 Issue 42, p387. ∑ 'The Future of systems theory Banking Supervision',Economic Commentary, 1/4/1996, p1. ∑ 'Banks and Banking', Bankers Magazine, Mar/April; 1996, Vol. 179 Issue 2, p29.
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