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Personal ethics essay

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Personal Code Of Ethics Essay

How to Restore a Mac from a Time Machine Backup. While Macs have a great reputation for essay being stable and rarely experiencing major issues, the reality is that sometimes things can go wrong. Typically this happens when either a hard drive fails or an mine thesis OS X system update goes completely awry, but if you have set up Time Machine backups on the Mac like all users should, then you will discover that restoring an entire systems hard drive from that Time Machine backup is really quite easy. To be perfectly clear, restoring Mac OS X and all of your personal stuff from a previously made Time Machine backup is ethics essay, really only needed in extreme situations, and fortunately this is not something that is frequently required or necessary. Nonetheless, it’s good to understand how this process works, so if you ever find yourself in about my hometown, a situation where you have a new hard drive (or even a new Mac), or you just need to perform a complete restore of a previous backup, this tutorial will cover that restoration process of personal ethics everything with Time Machine. Note this aims to recover and restore an entire Mac , including all files, all applications, and OS X system software, everything that is of wwii, made from and personal ethics essay, contained within a Time Machine backup . If you only want or need to re-install OS X, you can use Internet Recovery for that, which will replace only the system software portion, without any personal files or applications. Restoring and Recovering an Entire Mac System from Time Machine Backups. Connect the about Time Machine backup drive to the Mac if you have not done so already Start up or reboot the Mac and hold down the Command+R keys simultaneously, this will boot into essay, the OS X Recovery Partition At the “OS X Utilities” screen, choose “Restore from Time Machine Backup” and click on the Continue button.

Select the of wwii thesis Time Machine volume (either the personal ethics external back up drive, network Time Capsule, or otherwise) Select the causes of wwii date and time of the Time Machine backup you wish to ethics restore the entire Mac from, and causes thesis, click on personal ethics, “Continue” – this begins the restoration process from the essay brown symbols backup you selected, generally you’ll want to ethics essay pick the antoine mine most recently made backup but advanced users may choose another date (keep in mind if you pick an essay earlier date you will lose files and preface essay, data created from essay, that date onward) When Time Machine has finished restoring everything, the Mac will reboot into the restored state from the chosen backup date. Pretty easy, right? You’ll be back on your feet in of george w bush, no time with this method of restoring a hard drive from Time Machine backups. Of course it may go without saying that this requires a recent Time Machine backup to personal even restore the Mac from in the first place, which is why setting up Time Machine, letting it perform it’s backup routine on schedule, and ideally starting and completing manual backups before installing system updates or modifying major OS X components is so strongly recommended. Do note that you can re-install OS X without a Time Machine backup, but you can lose personal files that way. Having frequent backups is basically essential, so if you haven’t done so yet, do yourself a favor and get Time Machine configured with your Mac, hopefully you’ll never need to use the backup service, but if you do, you’ll be happy you set it up. Many thanks for short essay about my hometown your articles.

Do you mind if i ask you a question about restoring ? Apologies in advance for personal what may be a stupid question. I bought a new mobile phone and of george, connected it to my mac. Ethics Essay. it automatically started downloading songs from on importance of newspaper, iTunes. i mistakenly thought the essay songs were loaded onto the phone so i deleted them, only to then realise they were not loaded onto the phone, but the causes of wwii programme on the mac. So i have deleted and lost some great old songs for which i no longer have the CDs. So i was thinking of essay restoring iTunes. But i am worried that if i restore iTunes to an earlier date, says 1st January, i will lose all the songs that i loaded between 1 st January and now. So my question is, can i restore to an earlier dated and still keep songs loaded after that date ? You can manually extract parts of essay on importance of newspaper in english a backup from personal, Time Machine from a date, but it’s quite complex and of newspaper, not recommended. Yes if you were to restore to personal a Jan1 backup, it would remove the songs added between then and now, but you could copy the songs added between then and now to a folder say on your Desktop, then restore to the Jan1 backup, then add in preface essay, the new songs, make sense? Of course if you restore to Jan1, then everything will go with it, unless you target specifically the Music folder.

Time Machine could be better, this is confusing I know!! Additionally, if your mail folders get compromised on OS X 10.10.5 Mac Mail (a huge problem for people according to the calls for help I see), I just went to the V2 folder (by typing in. /Library/Mail/V2/MailData), then went in ethics essay, Time Machine to a previous incarnation, clicked “restore” for just that folder and managed to get links back to w bush mail. It takes a long time to restore each folder when clicked on, but it works. Much info out there on personal, this that seems overly complicated. Not that hard. I have a full back-up of my mac and I want to completely rebuild my mac then move only a few account (User folders) back to the mac.

I am assuming I can unplug the antoine mine thesis time Machine drive, re-initialize the mac HD, install the operating system to the current level, do all of the required updates, create the two accounts I want to restore and re-install all of the software (Logic, MS Office etc. . .). After that, plug Time machine back in and restore (move) the folders with all of the user information I want back on the Mac. You can easily go into Time Machine and grab an iTunes backup from a given date. You don’t have to personal ethics back up the whole machine to that date, just get the iTunes backup. As long as it’s the same version as the one you have now, you should be ok. This site actually taught me how to do this with an iPhone backup. (Like, reveal the of newspaper hidden Library and essay, other folders, find the location of the backup, copy it and put it somewhere.) In my case it didn’t work because I hadn’t backed up my phone for a long time. I ended up just restoring the on young brown entire machine from a Time Machine backup and experienced a big ol’ glitch. It was going to ethics essay take hours for the from-scratch backup so I let it run overnight. The next morning, display said all done, restarting now, but it was stuck and it never did restart, I had to go through a gazillion efforts (steep learning curve!) and preface essay, finally got my machine back via Internet Recovery. It’s just too bad that you can’t learn all this stuff off the ethics essay bat, and instead you have to do it as you go, when you hit a problem like this! You should get an older version of iTunes to match your backup, then grab that back up and restore just it if you have stuff on your system now and don’t want to restore the whole thing back to that date.

Restoring the causes of wwii whole system from Time Machine is great, but what if you want to restore just an email folder? Apple Mail makes it very difficult to personal ethics essay find all the pieces you want. Or what if you suspect a single app’s preferences have been corrupted? I’ve had situations where I had to restore something from. /Library, but it’s hard to comprehend that folder’s structure.

You don’t want to of wwii thesis be unsure of things when you need to restore; that’s the time you really want the restore capability to be on its toes helping you. This. My MacBook Pro 2011’s hard drive tanked and personal, having had so many traditional HD’s fail, I installed an SSD, though a smaller one, so I couldn’t use Time Machine to restore everything because it wouldn’t fit. I’ve gotten all my apps back that I need and use Dropbox for important files, but there are still some things in time machine I’d like to get back, but haven’t found an easy way to essay on importance of newspaper in english do this. There is a solution too, Just install OSX then connect your TM backup disk and run Migration Assistant, you can choose what you want to migrate. I have been using TM full restore and Migration Assistant successfully for years, just read what it says and use common sense. Do not blindly click and click. I just keep a full bootable (encrypted) backup (created with SuperDuper) and ethics essay, copy (equivalent to mine replacing the hard drive) it over personal ethics essay the problem drive.

SuperDuper can do a smart copy which just replaces the changed files. Antoine. Which should get me back to the last backup. SuperDuper and personal, Carbon Copy Cloner are great apps, for a true clone backup of an entire system and OS X they are superior but obviously a bit more for advanced users. Use them anytime I upgrade a hard drive, works great and causes thesis, very smart. How to restore from a Time Machine backup? I’ve had to try and use it three times in personal, the past, and I’m batting zero for a successful restore.

There is always a problem with files for some reason. Especially larger files (over 1 gig). Preface Essay. Backups made to reliable hardware using 10.7, 10.8, and ethics essay, 10.9 all failed for of george w bush me when I needed them. I have not tried with 10.10, and I won’t. I can’t leave my Parallels VM’s to personal essay chance. I second this , I have done several full restores from TM from pass experiences and not once did it complete, it was a total failure, for a minor restores like folders or apps, restore not a problem. Completely agree – have the same sad experience here. Time Machine is not a finished solid product.

I use TM for restoring occasional hourly backed files. I use CCC3 for goodman brown symbols providing a complete bootable backup. Relying upon personal ethics TM for a complete backup is a disaster learned the hard way. The instructions and essay about, a some of the comments make me wonder about personal ethics a couple of issues. Time Machine seems best suited to restoring the same computer used to generate the goodman files in the first place, as might be done if an internal hard drive were to personal ethics fail and be replaced. Mine Thesis. I wonder if it is the best way to back up files with other eventualities in mind. My wife and I use Time Machine to regularly back up our Macs running 10.8.5.

Let’s say a computer goes belly up and has to essay be replaced. Any new Mac that I might buy would already have an installed operating system, presumably the latest. Would I have to preface essay remove the personal ethics OS from the new computer in thesis, order to ethics essay restore from my backup or would the goodman brown symbols new computer recognize the situation and load just the files? If a Time Machine backup would not work in personal ethics essay, this situation, then what kind of essay goodman symbols backup would I need to have to take care of this eventuality? Can Time Machine backups be just “looked at?” I ask because our family emergency preparedness plan calls for us to grab our external hard drives containing our Time Machine files. Before we load the files into new computers (because the old ones burned up in a house fire) it might be necessary to “look” at files containing critical financial and insurance records.

Would that be possible or would we have to obtain new computers and load them from the backup drives in order to retrieve the critical information? If “looking” is personal ethics, possible, would it have to be done on a Mac or can any computer see the files? If Time Machine isn’t the essay best way to deal with the possibilities that I have outlined, then what is? If you have a Time Machine backup you can recover the files to the new Mac when setting up the new Mac, there will be an option on personal, El Capitan or Yosemite or Mavericks boot up that says something like ‘bring files over from another Mac, bring files over from Time Machine’ so you pick the Time Machine option and it gets your files to the new Mac from the of wwii Time Machine backup. From pass experience even this method “there will be an option on ethics, El Capitan or Yosemite or Mavericks boot up that says something like ‘bring files over causes of wwii thesis from another Mac, bring files over from Time Machine’ so you pick the personal ethics essay Time Machine option and it gets your files to the new Mac from the Time Machine backup” from above has failed on several occasion with me. Here a solution do a complete fresh install of the said OSX, then reinstall the said user apps, , then use TM for email files, doc etc too ya liking. is the only method I found that’s reliable. Of course you can “look” at antoine files in your backup. Just navigate to and through it using Finder. I keep a lot of stuff on a drive that’s at personal arms length from my work spot and I frequently grab it to backup and to grab an item I had stored via a Time Machine backup. The problem comes when you don’t know what you’re looking for, as could be the of newspaper in english case when the personal ethics backup you need is part of an app (like iTunes or Mail). Then you’ve got to do some research to find out of wwii, where those backups are, what their file types are, and how to navigate the hidden folders that contain them.

This site has a wealth of info on ethics, all of mine thesis these topics, it’s not difficult to learn more about your machine! Definitely second the “don’t” part of essay post above, having just recently had an almost-catastrophic event trying to back the whole machine up from Time Machine. The other concept is – worry ONLY about the unique items you can’t replace, whether it’s songs, photos, videos, documents, or work product and concentrate on about my hometown, saving those. Ethics. The operating parts, apps, etc., can all be replaced. So you could just skip TM altogether and instead just save those items on the external hard drive. With all honesty latest versions of OS X are neither stable nor have a good reputation at all, with many bugs (even the latest 10.10.5 didn’t solve longer persisting and on young goodman brown, totally annoying email app issue). Even number of my friends are complaining lately about ethics essay OS X stability. I haven’t run into any data loss yet, but Apple is doing really bad job regarding some later FPs of mine thesis Maverics and Yosemite. I’m using rMBP 15 late 2012. Probably the worst thing is that they completely refuse to issue any periodical fixes (when users are reporting bugs) and you almost always have to wait until next FP is personal ethics, released which often doesn’t solve all existing problems.

I like OS X in general, but stability of Windows is preface essay, much higher for sure .. at least comparing latest OS X issues .. Not exactly connected to a data backup, but I had a need to correct your initial incorrect statement :) I recommend cloning and proper use of the save as command (which Apple has do idioticly hidden in yosemite) over essay Time Machine, which i have seen many times corrupt and become totally useless. Essay Symbols. SuperDuper is an excellent application and totally worth the price. I have it setup so at the end of the day, I plug in my backup drives and SD launches automatically, does a smart update of my data over multiple drives, then shuts down my system telling me in the morning that the process completes. They have excellent support if you require it, and at any time you can retrieve anything from a single file to booting on any mac qualified to run the installed OS and be as if you were on your computer because essentially you are. Try doing that with time machine. Agree about personal Super Duper. Preface Essay. When reading comments on this and any site I wonder if mentioning a product is a plant, a hidden ad for essay the thing, but for preface essay my part, I am not doing that. I have had much earlier problems with Time Machine and abandoned it for Super Duper. Personal. When I had problems with my drive their tech support saved me by telling me my drive was failing and needed to replace it.

Fast forward a couple of years and with a new MacBook Pro I decided to causes of wwii thesis give TM another chance. Bad move! However, I am going to keep using it and concentrate only on personal ethics essay, retrieving specific thing when I need them, not trying to re-write my whole drive from a TM backup. The only preface essay problem I have encountered with my Super Duper backups is personal essay, that the biography external drive doesn’t want to eject after the backup is complete. This is ethics essay, related to Safari doing some sort of indexing. I really don’t understand the biography essay phenomenon, but when I quit Safari the ethics external will eject. I don’t think it is a problem with Super Duper. I believe it is because I use an SSD external or possibly because it is encrypted. Time machine just hasn’t show itself to give me any advantages so I stick with clones.

If you’re restoring your system because of preface essay a problem with your startup disk, repair or replace the disk before following these instructions. Make sure your Time Machine backup disk is connected and personal ethics, turned on. If your disk is on a network, make sure your Mac is on the same network. Choose Apple menu Restart. After your Mac restarts and you hear the startup chime, hold down the Command (?) and causes of wwii, R keys. When the Apple logo appears, you can release the ethics keys.

Select “Restore from a Time Machine Backup,” then click Continue. Do one of the causes following: External backup disk: Select it, then click Continue. Time Capsule: Choose your network from the AirPort menu on the right side of the menu bar, select your Time Capsule, then click “Connect to Remote Disk.” Network backup disk: Select it, then click “Connect to Remote Disk.” If necessary, enter the name and password you use to connect to your backup disk, then click Connect. Select the date and time of the backup you want to restore, then follow the onscreen instructions. After you restore your system, Time Machine may perform a full backup at ethics essay the next scheduled backup time. This is normal.

Time Machine resumes incremental backups after the full backup is completed. Time Machine restores through Internet Recovery has failed me twice recently when I needed to reformat and restore my Macbook. I don’t recommend it. More than half way thru the restore, I get an error message telling me that the restore cannot be completed with no further details. Instead, what worked for me was to do a fresh install of biography of george w bush Yosemite, then run Migration Assistant. Ethics. That worked flawlessly to restore my latest backup without error from Time Machine. I just wish Apple had made Time Machine more reliable than it is. If you have been beta testing El Capitan and use a Trackpad, you MAY have noticed that System PreferencesTrackpad no longer has a 3-Finger Drag setting for positioning Finder windows. I don?t know about you, but I have become accustomed to NOT having to “Click” on the bottom edge of my BT Apple Trackpad; and mine thesis, have been using 3-Finger Drag for years. It took me THREE times sending feedback to the El Cap Dev team before I finally got an answer.

And it is really ANNOYING! Engineers at Apple Dev have decided to HIDE that option in a different place now. Essay. NOT obvious. It is to be found, for those who miss it: “…available in System Preferences Accessibility Mouse Trackpad “Trackpad Options…” I?m not disabled, not blind, not missing a limb. So. Preface Essay. WHY such a major change to something simple enough to be made an OPTION right in the Trackpad Preference Pane.

Impressive that you even got a reply from Apple, I have submitted 30+ bug reports and feature problems and ethics essay, never heard back once. Time Machine, however, works great. Hi Paul Horowitz, First of all thanks for this useful blog post. I came across this website via a Google search and found the content of the site very helpful for Mac users. I have a question, my time machine backup drive has suffered a file structure corruption and now I am unable to recover the data. Can you please tell me what I should do now in order to recover the data back?

The simplest approach would be to attempt to verify and repair the of george external backup drive through Disk Utility app as described here: The Disk Utility app can repair many simpler issues, otherwise some more complex problems may require third party software like Disk Warrior. Sometimes you can also successfully repair a drive through the command line with the fsck command, that’s a bit more complex. These two articles may be useful in that situation: and the manual page, from apple: If the hard drive is actually failing and essay, that is the reason for of wwii thesis the corruption, you would need to take further steps to recover the data, but generally if a drive is truly failing you’d want to replace the volume with a new one as it will soon give out completely.

I know this sounds a bit ridiculous, but I’ve just upgraded to personal ethics essay Yosemite and when trying to restore from time machine backup, I can’t click continue. I can use the arrows to short my hometown select the option, but can’t click on continue to personal ethics essay use the enter key. Is there something I can do to fix this? I have the same problem; on the “Restore from Time Machine” screen, I cannot select ‘Continue’; ‘Go Back’ is selected, but cannot actually be effected. How can we continue the mine thesis restore? I’ve just installed a new SSD on my MacBook Pro mid 2012 and essay, I’m trying to restore from time machine. I get to the section that asks for thesis the destination disk and the only disk that shows is a partition I have on my time machine. The new SSD is personal ethics essay, not showing up. Thesis. Any suggestions? You likely need to format the new SSD as Mac OS X compatible (HFS+) format, do that with Disk Utility first.

I’ve had an personal ethics El Capitan install disaster and am trying to reinstall via Time Machine. It’s done it, but has used a late 2014 backup. Of Wwii. The most recent (tonight) backup is still on my backup disk, but wasn’t installed. Your instructions say to personal ethics select the essay of newspaper time and personal essay, date of the short my hometown backup to restore, but I’m not given that option. There is an personal ethics essay incomplete backup as the most recent and I wonder whether that’s the problem. Antoine Thesis. If so, is it OK to personal essay delete it? Hope you can help… I had to causes of wwii thesis do a recovery/time machine reinstall in my wife’s Macbook Pro (mid2012). Personal Essay. I had been backing things up onto a HD using time machine on essay on importance, a regular basis, and ethics essay, did an extra backup right before the recovery process. Everything worked fine EXCEPT that the data file for her iBank program is on young goodman brown, missing, in fact I can not find a time machine copy of the data file at all.

My wife is about to personal ethics essay kill me for antoine mine thesis losing all this data. Any ideas of where it might be or how I can recover it and save myself? I’m trying to set up a new iMac. Personal Essay. The old one has Mavericks, the new one has El Capitan. Migration assistant failed twice, however, some things, but not files, moved to the new Mac. If I use a time machine back up from Mavericks to my new computer, will El Capitain remain? I’m worried I’ll set up Mavericks on the new iMac. Hi, I recently downgraded from OSX El Capitan to Yosimite but I didnt erase the El Capitan and decided to just revert back to a previous Time Machine back up which has the on importance Yosimite OSX in essay, it ( which i think was a good step until now).

So after successfully restorinf from essay in english, time machine, my mbp wouldnt continue to start up, it gets stuck halfway through the bar. Ive tried various stuff like resettinf the PRAM etc but nothing seems to work. Can somebody please help me out im running out of essay options. Thanks a lot in advance. Reboot and hold down the Option key, select your boot drive. After reading all of the posts in this topic, I am left with a feeling that Time Machine is not the essay on importance way to go when restoring a full backup to a new iMac. I am considering Carbon Copy Cloner but wonder if this is a better altenative because I have also read that this has its own problems too. Are there members, of this forum, able to personal essay provide positive feedback on using both Time Machine and Carbon Copy Cloner, to allay my fears? Which one is the best please, in your own opions? I try to migrate from my old mac to a new one. Causes Of Wwii Thesis. I made a Time Machine back up and tried to migrate it to ethics the new one.

The latter has an external SSD that is also the start up drive. Symbols. I seem not to be able to select the internal HD to personal ethics migrate to. The Migration Assistant will not proceed as on the external SSD that is also the start up disk is insufficient space. f course I want the assistant to migrate to the internal drive but I cannot select it anywhere (although it is present, well working and mine thesis, visible on the desktop as Macintosh HD)… Please advise me how I can migrate the data to the internal HD. Thanks already! I just upgraded my 2010 unibody to personal a ssd. Did the restore on essay on young goodman brown, it thru the personal time machine. But once I run mail, it gets stuck on importing mails almost at the same point again and again. Mac won’t let me run mail unless the mail is restored back up. But I guess it won’t. Any suggestions how to get it done ??

Can the time machine also take you back to a point in time you were at on a website. Specifically, I was on my Facebook homepage and short, saw two post of the same note I had written. It was a very valuable piece of writing. I would like to restore my computer back to that point in time so I can back it up and not have it deleted. Impossible? Hi, I just had a startup disk failure and disk utility wouldn’t repair it. I now try to restore the whole disk with a time mashine back up. It says it takes 40 h and I can’t stop it ( stop button is gray). Is that normal? 40 hours? I erased my hard drive and went to personal ethics install all the data from time machine but it says there is not enough space on my Mac book pro dared drive to perform the operation!!

What do I do!! Help please! Hi, I hope you can help. My 7 year old iMac died due to a power outage in November. Saturday I bought myself a shiny i5 iMac.

Went to short essay about retire from my Time Machine on ethics, a droboFS and its not having it. I have got it to short about the stage where it now see’s the backups ( and that took a while) but the message is “No Volumes found in backup” If i look at personal essay the last modified date of my backup it is the date of the power surge so the last update could be corrupt if they coincided, but surely the previous backups will be intact? What do I do? Any ideas? Anything very much appreciated. Just restored an older back up from Time Machine onto short essay my hometown my 2015 MacBook Pro and when rebooting it gets stuck at the halfway point. I’ve tried everything recommended including holding down the ethics option key etc. and nothing is about my hometown, working. Personal. What is the antoine thesis issue? I have a late 2009 macbook running maverick…it crashed and I’ve tried to re-boot but I got a 0 with a line through it and ethics essay, a window that gave me four options to goodman fix the personal essay problem. I booted up from my external hard drive time machine, it worked from the earliest date but would not work with the most recent one.

Any idea why? If I go back and reboot with the on importance in english earliest date, how do can I go about setting up the computer as it was before the crash. This website is unrelated to Apple Inc. All trademarks and copyrights on ethics essay, this website are property of their respective owners. 2017 OS X Daily.

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Personal Code Of Ethics Essay

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Formation Of The Bank Negara Malaysia Finance Essay. FORMATION OF BANK NEGARA MALAYSIA. The Central Bank of Malaya Ordinance 1958 (CBO) was passed on personal ethics essay, 23 October 1958, while the Central Bank of Malaysia was set up on 24 January 1959. Meanwhile, the causes, Banking Ordinance, 1958, which provided for the licensing and regulation of the business of banking in ethics, the Federation of Malaya, also came into force. The CBO was revised in 1994 and of george w bush essay, is now the Central Bank of Malaysia Act 1958 (CBA). Bank acts as the personal ethics, 'middleman' between those who want to lend and those who want to borrow. Bank accepts deposits and uses those deposits into lending activities, either directly or through capital markets.

Customers with capital deficits are connected to the customers with capital surpluses through bank. The banking system, including commercial banks, investment banks, and Islamic banks, is the primary collector of funds and they also act as the main source of short my hometown financing which supports economic activities in Malaysia. Personal Ethics Essay. The non-bank financial intermediaries, including development financial institutions, provident and preface essay, pension funds insurance companies, and takaful operators, bring the banking institutions to perfection in assembling savings and meeting the financial needs of the personal ethics essay, economy. Bank Negara Malaysia (the Bank), which also known as the Central Bank of Malaysia, is at the top of the monetary and financial structure of the country. The main objective of the Bank is to promote monetary stability and financial stability beneficial to the sustainable growth of the Malaysian economy. Its key functions as set out in the newly enacted Central Bank of Malaysia Act 2009 are to: - plan and carry out monetary policy in Malaysia; - issue currency in Malaysia and essay about my hometown, keep reserves safeguarding the value of the currency; - standardize and control the financial institutions which are subject to the laws enforced by the Bank; - provide supervision over money and foreign exchange markets; - exercise control over payment systems; - promote a secure, advanced and general financial system; - hold and manage the foreign reserves of Malaysia; - promote an exchange rate system consistent with the fundamentals of the economy; - Act as financial adviser, banker and financial agent of the personal, Government; and.

- influence the credit situation to the benefit of the country. Financial or Bank fraud is an act of causes cheating to obtain money, assets or other property that owned or held by personal ethics essay, the financial institution. It is an mine intentional act of fraud involving financial transactions for purpose of personal gain. In many cases, fraud is a criminal offense and it is also a civil law violation. As the banking fraud law is different than the jurisdictions, the term bank fraud is applies to the actions that make use of a scheme or tricks but not the bank robbery and theft. As for this, bank fraud is ethics, sometimes known as the white-collar crime which those who involve in such complicated financial transactions are mostly business professionals with specialized knowledge and criminal intent. Antoine Mine. (Bank Negara Malaysia, 2010) Those frauds are targeted all people regardless the backgrounds, ages and income levels. Even though there are on-going awareness programmes that held by the relevant authorities and media reporting about the situation of victims of financial fraud, but there are still a lots of people consciously or unsuspectingly fall into the traps of the of those fraudsters. There are too many frauds happen in Malaysia banking system nowadays. Although there are campaigns that organised by authorised party but still there are many people fell into the trap of those fraudster. Ethics Essay. These frauds cases are increasing in essay of newspaper, Malaysia which it will lead to poor management and failure in banking system as more and more people get scammed by those fraudsters.

Thus, a research on frauds that happen in Malaysia banking system is needed. This is to ensure that more people will aware of the frauds and will get rid of it. There are many kinds of banking services that provide by the banks. Ethics. Through this research, the public can understand more on the functions and short my hometown, the pros and cons of the banking services. This is mainly to identify the fraud cases that usually happen in banking systems of personal Malaysia. There are many kinds of frauds happen in the banking system. There are ways to essay about my hometown, overcome fraud that happen in essay, the banking system will be mention in this research. Preventions in those frauds will help the essay on young brown symbols, bank to increase their reputation.

Those preventions help the banks to reduce the fraud cases. When the fraud cases decreasing, there will be more and more people bank in to the bank and ethics essay, always trust and choose the mine thesis, bank as their priority choice. With the above objective, the following question will be used as guidance during the research process: - 1) What are the functions of personal essay those banking system? 2) How frauds happen in banking system? 3) How to of george w bush essay, overcome fraud in banking system? 4) How those preventions help the banks? In this research, it discusses on the functions of using the banking system and frauds.

Generally, we have to know more about the banking system. Hence, it is necessary to analyse the functions and pros and cons of the banking system. With more knowledge that we gain from the understanding about the system, it is easier for us to avoid being the personal ethics, frauds' victims. Beside, the research also will analyse on frauds that happen in the banking system like, credit cards frauds which need ways to overcome it. Under this research, the important things is that this will benefits the public as this can treat as a kind of knowledge so that they will not fall into the fraudster's traps in future. Chapter 2: Literature review.

Banks offer many different channels to access their banking and other services. They enable customers to access to their system easily. For examples, Automated Teller Machine (ATM), internet banking and mobile banking are those channels that customers always access to. Fake lotteries, advance-fee frauds, get-rich-quick schemes and internet investment schemes are also some of the favourite ways that fraudster used to causes thesis, set their traps to attract public to essay, fall into with their hard-earned savings easily. New varieties of these scams appear all the time. Antoine Mine. (Bank Negara Malaysia, 2010) As fraudster might be some specialist in Information Technology (IT), therefore they have many ways to contact their potential victims that which include face-to-face interaction, by post, phone calls, Short Message Service (SMS) and emails. Bank fraud that happened may be involved either insiders or outsiders to a bank. Insider bank fraud happened is because of personal ethics someone who works inside the bank has access to the restricted areas or information inside of the financial institution. Short Essay My Hometown. Insider bank frauds are difficult to prevent as there are so many people on the positions which are accountable for the banks money. The collapse of the international bank, the Bank of Credit and Commerce International (BCCI), highlighted the problem of personal ethics insider fraud. Preface Essay. Insider fraud has highlighted in the collapse of banking institutions around the world.

It was happened since the financial liberalization of the 1980s as Insider fraud was in many ways ease by the liberalization. Ethics. (Pro Economics, 2010; bustathief, 2010) Insider fraud happened in various ways. Bank employee steals customers' personal information in order to sell the information to third party or to w bush, make fraudulent purchases by personal ethics essay, using a stolen identity is one of the frauds that usually happened inside the banks. For example, a car park attendant who works at KL Sentral with monthly salary of RM1100 has been declared bankrupt by the High Court due to she failed to settle a bank loan for a RM167,000 Toyota Estima which she claims that she never bought. (L. Goh, 2010) A loan officer within a bank might creates fake documents, false entities, or lies about the ability of the borrower to repay the money that they borrowed, but actually they are not intended to repay. For example, banks borrow loans to fake borrowers or borrowers who are candidates that appointed of an insider. Insider fraud emphasizes the point about of george, go beyond of fraud prevention and prudential supervision. The opportunity for fraud presents itself whenever people are put in personal ethics essay, a position to handle large amounts of money and it is on importance, always a serious threat in the bank as there are daily transactions that have been made. Banks and financial institutions always update their security to prevent insider fraud happen.

Although the there is personal essay, a decline in the documented cases and the computer tracking and of wwii thesis, improved the banking security have prevent the personal essay, fraudulent practices, the threat still exists and on young brown symbols, the insider fraud still happen. According to Bingham LJ on personal essay, BCCI, it has been identified that bank's auditors could voluntarily disclose wrong doing to the regulators as one of the weakness of UK bank's regulation. Causes Thesis. Actually, they have no rights to personal, do so. When a bank's auditors found anything which gives the auditor reasonable cause to believe that the minimum criteria for of george w bush essay, authorization are not being fulfilled, the auditor are required to report to the regulators since 1994. Personal. It is likely to be material to exercise of the regulators' function. Fraud by outsiders may be at the expense of the about my hometown, bank cheque, credit card, and mortgage fraud are simple examples or may involve fraudsters using banks and the banking system to facilitate their schemes or to personal ethics essay, secret their gains. As regards the first, England has yet to on young goodman symbols, emulate some other common law jurisdictions by enacting a general offence of fraud, i.e. dishonestly deceiving another for gain, with a suitable jurisdictional basis. It is necessary to draw on personal ethics essay, a range of disparate provisions such as theft, deception, false accounting, forgery, and conspiracy. (Pro Economics, 2010; bustathief, 2010) According to French bank Society Generale,A due to the stock market was unstable during that time, it has help the brown symbols, bank discovered a $7.14 billion fraud which can say that it is one of the history's biggest fraud which is ethics, committed by a 31 years old futures trader, J. Kerviel, whose plan of the fake transactions. When the preface essay, European equity markets brought losses, he hides them by ethics, changing the data in the bank's computer systems. He made big bets on the European markets by biography, using more money than he was authorised to personal ethics essay, wager.

As he worked in the security control department which monitors transaction before, so he managed to escape detection by using the antoine mine, knowledge gained because he knew that when the security checks were coming, and he managed to covered his tracks by creating fake transaction. At the beginning of January 2008, Kerviel bet that the European equity markets would rise. But, instead of essay rise, the European equity markets were dropped and this increasing his losses to the maximum point that he could no longer cover them. (A E. Vandore, 2008) There is another cases where the real estate developer and the vice president and loan officer make fake loan by using others people name. A real estate developer from Putnam County admitted in federal court that he worked together with a United Bank executive to obtain $4.4 million in borrowing fake loans. Donald R. Essay On Young Goodman Brown. Carter II, 38 years old, of Poca, was pleaded guilty to one count of bank fraud and one count of tax avoidance. Carter pleaded guilty via information, which generally indicates that a defendant is cooperating with the government.

As part of his appeal deal, Carter acknowledged that he bought 23 undeveloped lots in the Lamplighter Valley subdivision in Lewisburg in essay, November 2005 for approximately $18,600 per essay of newspaper in english, lot. Carter intended to build spec homes on the lots, which are homes that are built by a developer without a buyer already lined up. These type of loans represent an increased risk to the lender, which is generally offset with stricter underwriting requirements and a higher interest rate on the mortgage, Carter's specification states. Together with Roy Leon Cooper, a vice president and loan officer at United Bank's Fayetteville branch, Carter developed a scheme to use his friends and family members as straw buyers to obtain mortgages on the properties. United's individual lending limits and his own financial situation prohibited him getting the loans on his own behalf, according to the condition. Carter paid each person whose name he used to ethics, get a mortgage and construction loan $15,000, the stipulation states. Although it would appear to United Bank that the straw buyers were building 'second' homes in Lamplighter for their own use and enjoyment, none of the straw buyers ever intended to move to the Lamplighter subdivision or treat the new construction as a second home, the preface essay, stipulation states. Further, none of the straw buyers intended to personal essay, pay the mortgage payments or participate in the construction of the home. In fact, Carter made all of the mortgage payments and controlled all of the construction loan proceeds. Carter provided Cooper with trips to Las Vegas and use of a 2005 Toyota Sequoia as a reward, prosecutors said.

Eventually, Carter received loans worth more than $4.4 million, and he had drawn down and took more than $1.9 million for personal use, which included paying gambling debts. By October 2006, Carter had partially built only preface essay four homes, which United Bank sold at a loss, according to personal ethics essay, the stipulation. The bank is still underwater on on importance of newspaper, mortgages for 11 undeveloped lots. Carter also admitted that he owed more than $400,000 in back taxes. He faces up to 35 years in prison when sentenced by Berger on May 5. These are the types of cases which inspired the creation of the ethics essay, President's Financial Fraud Enforcement Task Force, said U.S. Attorney Booth Goodwin in a prepared statement.

This type of fraudulent conduct can be devastating to communities. It threatens the essay on young goodman, dreams of homebuyers and ultimately undermines the security of our financial system. (Andrew Clevenger, 2011) 2.2 Automatic Teller Machine (ATM) Fraud. ATM is ethics, a machine that dispenses cash and mine, sometimes takes deposits without the need for human bank teller. Some ATMs provide additional services. ATM allows customer to ethics essay, do their banking transactions from almost every other ATM machine in the world. Brown. (Automatic teller machine, C. Robat, 2006) It is unsecured to use ATM as the potential for identity theft is a major disadvantage. ATMs do not require the customers performing the essay, transactions to short essay about, present their picture identification. What the customers can do is just insert their bank card and enter their personal identification number.

If their bank card is stolen and the number ascertained, an unauthorized person can easily access the account. There is no privacy as people may try to spy on users as delicate information appears on the screen, without the user being aware. Fraudulent card readers, called skimmers, are placed over the authentic reader to transfer numbers and codes to nearby thieves. Spy cameras are also used by personal ethics essay, password voyeurs to collect access codes. Lost access cards are another potential for fraud.

No doubt that the ATM perform faster than the essay of newspaper, human teller. However the ATM is cannot provide personalized instruction to the user in a way that a human teller can. This can result in longer wait times if the user currently using the machine is struggling to complete a transaction. (Disadvantages of Automatic Teller Machines, M. Wolfe, 2010; The Disadvantages of Automatic Teller Machines, D.B. Ryan, 2009) In the 1st half year of 2009, card fraud losses down 23% to £232.8m. There are several factors that have contributed to essay, the fall in the card fraud figures.

In UK, the chip and PIN has makes the fraudster more difficult to on importance in english, commit fraud on their bank cards. Since the industry collation of ethics fraud losses began in 1991, the losses at UK retailers are down by 26 per cent from the preface essay, same period last year; mail non-receipt fraud fell by 33 per cent; and lost and stolen card fraud is down by 6 per cent to its lowest level. (Financial Fraud Action UK announces latest fraud figures, Financial Fraud Action UK, 2009) The Federal Trade Commission states that people are not accountable for the illegal use of personal ethics essay their bank card, if it is reported immediately. Consumer may lose all their funds in an account if the loss is not noticed immediately and notice is not given before money transfers are made. According to the U.S. Causes. Federal Trade Commission, if there are any incorrect withdrawals noted on monthly statements, the consumers must report it to the bank, or else consumers are responsible for the amounts, even when removed by fraudulent means. Ethics. Additionally, the banking industry continues to work closely with the retail community to of george essay, raise awareness of the personal ethics, ways in which retailers can protect their chip and PIN terminals from criminal attack. (Financial Fraud Action UK announces latest fraud figures, Financial Fraud Action UK, 2009) 2.3 Development in Telecommunication and Information technology. 2.3.1 Cyber Crime and telecommunication crime.

Since the electronic evolution in essay on importance, the telecommunication and ethics, information technology, internet banking has become more and preface essay, more popular and important to the working people as they can pay their bills much more easily as they do not have to wait for a long queue just to pay for the bills. PC-banking or desktop banking that provided by the banks has become the favourite way for customer to repay their bills or do online transaction on personal essay, their personal computer. The introduction of internet banking actually did provide more opportunities and new challenges to the banks. Regardless of all these possibilities, the preface essay, growth of the internet banking have been slow down due to there are a variety of psychological and behavioural issues such as trust, security of Internet transactions, unwillingness to personal ethics, change, and preference for the internet b human boundary. That is why the suitable action that taken by the bankers and policy makers to solve these critical issues will determine the success of internet baking. Due to there is of newspaper, difficult to check the identities and legality of the personal, individuals and companies, this virtually make the fraudsters can redirect the visitors to those unreal sites and steal the personal financial information easily. By using the international dimensions of web, it is easier for those fraudsters to hide their real location and this will lead to the internet fraud growth faster than others. According to the statistics from CyberSeurity Malaysia, the cybercrime activities are increasing and becoming more money-motivated. The current threats are exposing of systems through automated tools and online fraud, including identity theft, said by biography, the chief executive officer Lt Col (R) Husin Jazri. In July 2007, there are 45 percent of the reported incidents are related to the system intrusion while 34 percent are online fraud.

During 2006, the 2 categories of frauds have made up about 86 percent of personal ethics essay all reported incidents. He also said that, previously these cyber threats were done for excitations, but now are done for brown symbols, financial gains purpose. Hackers, fraudster and criminals are working together, across borders. (Izwan Ismail, 2007) Phishing is a technique of trying to acquire sensitive information like usernames, passwords and credit details by pretending as a trustworthy entity in an electronic communication. The telecommunications that usually used by those fraudster are those popular social websites, for personal ethics essay, examples Facebook, Twitter and Friendster, auction sites, online payment processors or Information Technology (IT) administrators that are commonly used to lure the unsuspecting public. Phishing is normally carried out by e-mail or instant messaging, and it always direct users to enter details at my hometown, the fake website which looks and feels are almost same as the legitimate one. According to Husin, the phishing attack utilised a social engineering tactic. The hacker will keep sending spam e-mail and messages as like those e-mails and ethics, messages were sent by those well-known local bank.

The fraudulent e-mail uses convincing words to essay of newspaper in english, trick people into personal clicking on a link that will direct the users to a phishing website or fake e-banking website. As the fake website looks exactly like the original website, the preface essay, customers are tricked into ethics entering their confidential information like their e-banking usernames and passwords on the fake page. From there, the phishing attacker could conveniently steal usernames and passwords from those unsuspecting bank customers. (The Star, 2009) 2.4 Debit and Credit card Fraud. Debit cards are linked directly to our back account. Essay Symbols. We can use them to buy goods or withdraw cash and the amount is essay, taken from your account right away. The card holder can also use debit cards to get 'cash back' from shops when you buy goods and also ask for money back from the cashier, although not all shops offer this.

The total amount is straight away deducted from yours account. Of Wwii Thesis. When using cash machine or paying for goods with a debit card you'll need to enter your PIN (personal identity number). When buying goods you usually enter it into an electronic hand held device, but in some cases you may have to sign. Essay. Most bank accounts offer debit cards. Most debit cards double up as 'cheque guarantee cards', guaranteeing that your cheque will be honoured by your bank up to a stated amount. (Directgov, 2011) If you go overdrawn, the charges that you need to pay will depend on whether or not you have an authorised overdraft arrangement with your bank. Biography W Bush. If you do, you will pay the agreed amount of interest at the end of each month. Personal Ethics Essay. This is of newspaper in english, usually much lower than interest charged on credit cards.

If you do not have an overdraft agreement, or you exceed the agreed limit, your bank may allow the payment to ethics, go through but you'll usually pay much higher fees than if you had an agreed overdraft. (Directgov, 2011) (a) Advantages of biography of george essay using Debit card. In UK, we no need to carry lot cash with us when we are going out. This is because about every merchant or shop also will accept the debit card including the dollar store and personal ethics, some thrift shops. Essay Of Newspaper. Thus, we do not need to personal, worry about losing cash or misplacing it. If our purse or wallet is stolen, our money is safe since the biography essay, perpetrator would need out personal ethics, PIN number to access our fund. With debit card, we do not need to make a trip to short essay, bank every time we want to withdraw money. Personal Ethics Essay. We can use our card anywhere we go, and if we need the essay in english, cash, we can access our money at an ATM machine anytime no matter day or night. (A.Bodine, 2006) (b) Disadvantages of using debit card. We always have to ethics essay, keep our account up-to-date and accurate. Antoine Mine Thesis. We have to record every transaction that we have made so that we will know what our bank account balance is all the time. If we do not keep records, we might face that risk of overdrawing our account which will result in bank fees.

If we just need to essay, buy food or pay for cheaper things, we cannot just hand the debit card to the store or stall as they will not have the machine to do so. Then, we have to preface essay, drive to the nearest ATM machine to draw the personal essay, money out and pay for it. Some ATM machines will charge additional fees for using another ATM machine. (A.Bodine, 2006) Credit Card is an Automatic advanced card, when you used it, you can get the goods you bought without paying for it yet. A credit card is a form of borrowing. Firms lending money to customers must be licensed by the Office of Fair Trading (OFT) under The Consumer Credit Act 1974.

The Act requires certain credit and hires agreements to be set out in a particular way and to containA relevant information for preface essay, the person borrowing. Credit cards allow us to 'buy goods now and pay later' - called 'buying on personal ethics, credit'. They aren't linked to our bank account. Like debit cards, they can be used to symbols, buy goods in shops over the telephone and internet, with the same details being required.A You can also get a 'cash advance' by personal, drawing money at bank cash machines. Credit cards are a widely used source of convenient credit for restaurants, hotels, mail order, on-line shopping, gasoline stations, grocery stores, dental and medical care, church bazaars, as well as telephone and television advertised products. There are many advantages and disadvantages of preface essay using credit cards, but the consequences of misuse can be drastic and painful.

Your bank may offer you a credit card, or you can apply for one to any institution offering one. The credit card provider will normally run checks to see if you've had problems repaying debts before offering you one (called a 'credit check'). Personal Ethics. (Directgov, 2011; A. Paulino, 2008) (a) Advantages of Credit card. By using credit card, we do not need to carry large sums of essay on importance of newspaper in english cash when we are away from home, and ethics, when we need money, we can often receive a cash advance or have the option of goodman brown symbols buying traveler's cheques with a credit card. -Places that are suspicious of personal checks often take credit cards. -Credit cards act as a short-term loan if you find something that is a bargain and haven't the cash or balance in your checking account to pay for it. -If you move to a new place, credit cards give you purchasing power until you establish yourself as a good risk in a new community. -If you charge an item or service that costs $50 or more in Colorado (or within 100 miles of your home) and later discover it doesn't work or has other problems, you can withhold payment from the credit card company if you have attempted to resolve the problem with the personal ethics, merchant. -You often get the best rates of exchange when traveling in foreign countries if you use your credit card for purchases and causes of wwii, your ATM card to get cash. Check with your card issuers about surcharges before you leave on your trip. A two to three percent surcharge may eliminate this advantage.

-Credit cards can help coordinate receipts for tax purposes. -Bookkeeping is reduced to one monthly bill as opposed to checks. Some people have been swindled by giving their credit card numbers to dishonest salespeople over the phone. It becomes a loan when the personal ethics, credit becomes due and you do not pay for it. Adding monthly interest charges means you pay more for the goods and services.

Consumers often have more than one credit card and each one has a credit limit. Preface Essay. When the personal ethics essay, credit limits for all cards are added up, the total can be in the thousands of preface essay dollars. Consumers can fall into the habit of using credit cards to extend their income. Credit cards are easier to use than applying for loans even when a loan from personal essay a credit union, bank or other financial institution may provide the funds at a lower interest rate. risks of using a credit card. Think carefully before using a credit card. If you don't repay your bill in full by the date shown you're charged interest on the whole amount of the bill for that month. The rates of interest - indicated by the APR (annual percentage rate) - can be very high indeed. If you take cash out with a credit card you're charged daily interest from the moment you take out the antoine mine, cash until the credit card bill is paid in full. This is an expensive way of ethics borrowing money. Some credit cards also charge you an preface essay annual fee simply for having the card.

If you can't afford to repay your credit card bill you could quickly fall into personal essay debt. Find out more about what to look out for with credit cards in our related article below. Chapter 3 Research Methodology. Cyber Crime and w bush, telecommunication crime. Debit and Credit card Fraud. Financial Institution Fraud.

A theoretical framework is a collection of essay interrelated concepts, like a theory but the short essay about, framework is not necessarily worked-out well. It is essay, a foundation for biography w bush essay, the parameters, or boundaries, of a study. Personal Ethics Essay. Once these themes are established, researchers can seek answers to the topical questions they have developed on broad subjects. Short My Hometown. A theoretical framework will help to guide you on your research, decide on what things you will measure, and what statistical correlations you will look for. With a framework, they can resist getting off track by digging into information that has nothing to personal ethics essay, do with their topic. Often researchers are curious about broad subjects but with a theoretical framework they can stay tightly within the antoine mine thesis, theme or topic. Personal Ethics Essay. (Stephan 1996) Obviously, theoretical frameworks are critical in deductive, theory-testing sorts of biography of george w bush essay studies. Personal Essay. In those kinds of studies, the theoretical framework must be very specific and well-thought out. Causes Of Wwii Thesis. Surprisingly, theoretical frameworks are also important in personal essay, exploratory studies, where you really do not know much what is going on, and short about my hometown, are trying to learn more.

There are two reasons why theoretical frameworks are important here. First, no matter how little you think you know about personal essay, a topic, and how unbiased you think you are, it is possible for a human being not to have preconceived notions, even if they are of causes thesis a very general nature. Essay. For example, some people fundamentally believe that people are basically lazy and untrustworthy, and you have to kept your wits about you to avoid being conned. These fundamental beliefs about human nature affect how you looks things when doing personnel research. In this sense, you are always being guided by a theoretical framework, but you do not know it. Not knowing what your real framework is can be a problem. The framework tends to guide what you notice in essay on importance of newspaper in english, an organisation, and what you do not notice. In other words, you do not even notice things that do not fit your framework. We can never completely get around this problem, but we can reduce the problem considerably by personal essay, simply making our implicit framework explicit. Once it is essay on importance in english, explicit, we can deliberately consider other frameworks, and try to see the organizational situation through different lenses. VariablesA are characteristics of cases.

They are attributes the ethics, qualities of the cases that we measure or record. For example, if the cases are persons, the variables could be sex, age, height, weight, feeling of essay about my hometown empowerment, math ability, etc. Variables are called what they are because it is assumed that the cases will vary in their scores on essay, these attributes. For example, if the variable is age, we obviously recognize that people can be different ages. Of course, sometimes, for a given sample of people, there might not be any variation on some attribute. For example, the variable 'number of children' might be zero for all members of essay this class.

It's still a variable, though, because in principle it could have variation. In any particular study, variables can play different roles. Two key roles areA independent variablesA andA dependent variables. Usually there is only one dependent variable, and it is the outcome variable, the one you are trying to predict. Variation in the dependent variable is what you are trying to explain. For example, if we do a study to determine how frauds happen in personal, banking services, frauds is the dependent variable. The independent variables, also known as the predictor or explanatory variables, are the factors that you think explain variation in the dependent variable. In other words, these are the causes. Preface Essay. For example, people will think that most of the frauds happen because the bank staffs sell their customers' information to personal ethics essay, others. So, Insider frauds are the independent variables and the fraud is the dependent variable.

There are actually two other kinds of variables, which are basically independent variables, but work a little differently. These areA moderatorA andA interveningA variables. A moderator variable is one that modifies the short essay about, relationship between two other variables. Secondary data is information that already collected for general needs such as census data and it is essay, readily available in brown symbols, published form. (M. McCraken, 2005) Secondary data which is also known as desk research, becomes the personal ethics, most common research method employed in short, the industry today. It involves processing data that has already been collected by another party.

With this form, researchers will consult previous studies and findings such as reports, press articles and previous market research projects in order to come to a conclusion. Essay. The relatively low expense in biography of george essay, comparison to primary research is the main advantage of this research as no new research needs to be commissioned. However, its main disadvantage is that the personal ethics, data used in the analysis may be out-dated and therefore return inaccurate results. Furthermore, previous studies may not have targeted the exact issue that the current research requires. (DJS Research, 2011) 3.1.1.1 Advantages of thesis Secondary data.

(1) Time saving and Cost saving. The time used for ethics essay, researching using the secondary data collection techniques is far less if compared with the primary data collection technique because it allows the researchers to analyze the information directly cited from the sources without any data collection process to be carried out. Of Wwii Thesis. It is comparative cheaper by collecting secondary data than primary data as it avoids high costing, which is usually needed in primary data collection technique such as printing, labour and ethics essay, postage cost. Moreover, it is not guaranteed that there will be any feedback given by the respondents. It consumes a lot of labour and expenses to essay my hometown, carry out the primary data as after the ethics essay, data collection, the company have to hired people to analyse the data that have been collected and make it into report and all this is about, time and cost consuming if compared to personal, the secondary data. It is more convenient as compared with primary data collection techniques because it is possible to essay on young goodman brown symbols, avoid unnecessary complexity and complicated procedures such as constructing questionnaires and follow up actions. It provides easier ways to personal ethics, obtain data through internet search engine and library. However, it is antoine, necessary o evaluate the quality sources and data available as the existence of disadvantages in the secondary data collection technique must not be overlooked.

The main disadvantages are categorized as below. b) Disadvantages of secondary data. The reliability of published statistics may vary over time. It is ethics essay, not uncommon, for example, for the systems of collecting data to have changed over time but without any indication of this to the reader of published statistics. Geographical or administrative boundaries may be changed by w bush, government, or the essay, basis for stratifying a sample may have altered. On Young Brown Symbols. Other aspects of personal ethics research methodology that affect the reliability of secondary data is the sample size, response rate, questionnaire design and modes of brown analysis. (FAO Corporate Documentary, 2011) Researchers have to be aware of vested interests when they consult secondary sources. Those responsible for ethics essay, their compilation may have reasons for wishing to present a more optimistic or pessimistic set of results for essay of newspaper, their organisation. It is not unknown, for example, for officials responsible for estimating food shortages to personal essay, exaggerate figures before sending aid requests to potential donors. Essay. Similarly, and with equal frequency, commercial organisations have been known to inflate estimates of their market shares. (FAO Corporate Documentary, 2011) Most censuses take place at 10 year intervals, so data from this and other published sources maybe out-of-date at the time the researcher wants to personal essay, make use of the statistics.

The time period during which secondary data was first compiled may have a substantial effect upon the nature of the data. For instance, the significant increase in the price obtained for Ugandan coffee in the mid-90's could be interpreted as evidence of the brown symbols, effectiveness of the rehabilitation programme that set out to restore coffee estates which had fallen into a state of disrepair. However, more knowledgeable coffee market experts would interpret the rise in Ugandan coffee prices in the context of large scale destruction of the Brazilian coffee crop, due to personal essay, heavy frosts, in 1994, Brazil being the largest coffee producer in the world. (FAO Corporate Documentary, 2011)