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arnold essays This essay, has been adapted from the Project Gutenberg [EBook #37424] of Views and Reviews , which the Ball Publishing Company published in 1908. Chuck Greif and the Online Distributed Proofreading Team produced the electronic version. — George P. Landow. A review of Essays in Criticism . By Matthew Arnold, Professor of Poetry in the University of Oxford. Boston: Ticknor and Fields. 1865. Essays! Originally published in North American Review , July, 1865.
Mr. Arnold's Essays in Criticism come to American readers with a reputation already made,the reputation of a charming style, a great deal of excellent feeling, and an almost equal amount of questionable reasoning. It is for us either to clomiphene, confirm the verdict passed in other essays, the author's own country, or to judge his work afresh. It is often the hbs essay, fortune of English writers to find mitigation of sentence in the United States. The Essays contained in this volume are on purely literary subjects; which is for us, by itself, a strong recommendation. English literature, especially contemporary literature, is, compared with that of France and Germany, very poor in collections of this sort. A great deal of criticism is written, but little of it is kept; little of it is deemed to contain any permanent application. Mr. Arnold will doubtless find in this factif indeed he has not already signalized itbut another proof of the inferiority of the English to the Continental school of symbology other, criticism, and point to it as a baleful effect of the narrow practical spirit which animates, or, as he would probably say, paralyzes, the biehl, former. But not only is his book attractive as a whole, from hindu other essays its exclusively literary character; the subject of each essay is moreover particularly interesting. The first paper is on the function of Criticism at the present time; a question, if not more important, perhaps more directly pertinent here than in England.
The second, discussing the literary influence of Academies, contains a great deal of valuable observation and reflection in a small compass and under an inadequate title. The other essays are upon the two De Guerins, Heinrich Heine, Pagan and Medi?val Religious Sentiment, Joubert, Spinoza, and clomiphene sy thesis, Marcus Aurelius. The first two articles are, to our mind, much the symbology other, best; the next in order of excellence is the paper on Joubert; while the definition, others, with the exception, perhaps, of that on Spinoza, are of about equal merit. Mr. Arnold's style has been praised at once too much and too little. Its resources are decidedly limited; but if the word had not become so cheap, we should nevertheless call it fascinating. This quality implies no especial force; it rests in this case on the fact that, whether or not you agree with the symbology other, matter beneath it, the manner inspires you with a personal affection for the author.
It expresses great sensibility, and at sy thesis, the same time great good-nature; it indicates a mind both susceptible and hindu symbology essays, healthy. With the former element alone it would savour of affectation; with the research for management, latter, it would be coarse. Hindu Essays! As it stands, it represents a spirit both sensitive and generous. We can best describe it, perhaps, by the word sympathetic. It exhibits frankly, and without detriment to its national character, a decided French influence. Mr. Entertainment Industry! Arnold is too wise to attempt to hindu, write French English; he probably knows that a language can only be indirectly enriched; but as nationality is eminently a matter of form, he knows too that he can really violate nothing so long as he adheres to the English letter. His Preface is a striking example of the research, intelligent amiability which animates his style.
His two leading Essays were, on symbology other essays, their first appearance, made the subject of much violent contention, their moral being deemed little else than a wholesale schooling of the English press by the French programme. Nothing could have better proved the justice of Mr. Arnold's remarks upon the provincial character of the English critical method than the reception which they provoked. He now acknowledges this reception in a short introduction, which admirably reconciles smoothness of temper with sharpness of wit. The taste of this performance has been questioned; but wherever it may err, it is research for management, assuredly not in being provincial; it is essentially civil. Mr. Hindu Symbology! Arnold's amiability is, in our eye, a strong proof of his wisdom. If he were a few degrees more short-sighted, he might have less equanimity at his command.
Those who sympathise with him warmly will probably like him best as he is; but with such as are only half his friends, this freedom from party passion, from what is after all but a lawful professional emotion, will argue against his sincerity. For ourselves, we doubt not that Mr. Arnold possesses thoroughly what the French call the courage of his opinions. When you lay down a proposition which is forthwith controverted, it is of course optional with you to take up the cudgels in thesis hypotheses, its defence. Hindu Other Essays! If you are deeply convinced of its truth, you will perhaps be content to leave it to take care of itself; or, at hbs essay, all events, you will not go out of your way to essays, push its fortunes; for saskia biehl dissertation you will reflect that in the long run an opinion often borrows credit from the forbearance of its patrons. In the long run, we say; it will meanwhile cost you an occasional pang to hindu symbology essays, see your cherished theory turned into a football by the critics. A football is not, as such, a very respectable object, and the more numerous the players, the more ridiculous it becomes. Unless, therefore, you are very confident of your ability to rescue it from the on the, chaos of kicks, you will best consult its interests by not mingling in the game. Such has been Mr. Arnold's choice.
His opponents say that he is too much of hindu essays, a poet to be a critic; he is certainly too much of a poet to be a disputant. Saskia Biehl Dissertation! In the Preface in question he has abstained from reiterating any of the symbology other, views put forth in the two offensive Essays; he has simply taken a delicate literary vengeance upon his adversaries. For Mr. Arnold's critical feeling and observation, used independently of his judgment, we profess a keen relish. He has these qualities, at any rate, of a good critic, whether or not he have the others,the science and the logic. It is hard to essays on the entertainment industry, say whether the literary critic is more called upon to understand or to feel. It is certain that he will accomplish little unless he can feel acutely; although it is symbology other essays, perhaps equally certain that he will become weak the sy thesis, moment that he begins to work, as we may say, his natural sensibilities. The best critic is probably he who leaves his feelings out of account, and relies upon reason for success.
If he actually possesses delicacy of feeling, his work will be delicate without detriment to its solidity. The complaint of Mr. Arnold's critics is hindu symbology, that his arguments are too sentimental. Whether this complaint is well founded, we shall hereafter inquire; let us determine first what sentiment has done for him. It has given him, in our opinion, his greatest charm and his greatest worth. Hundreds of other critics have stronger heads; few, in England at least, have more delicate perceptions. Research! We regret that we have not the space to confirm this assertion by extracts. We must refer the reader to symbology essays, the book itself, where he will find on every page an sy thesis illustration of our meaning.
He will find one, first of all, in the apostrophe to the University of Oxford, at the close of the Preface,home of symbology essays, lost causes and forsaken beliefs and unpopular names and impossible loyalties. Hbs Essay! This is hindu other, doubtless nothing but sentiment, but it seizes a shade of truth, and conveys it with a directness which is not at hbs essay, the command of hindu symbology other, logical demonstration. Such a process might readily prove, with the aid of a host of facts, that the University is thesis, actually the abode of much retarding conservatism; a fine critical instinct alone, and the measure of audacity which accompanies such an instinct, could succeed in placing her on the side of progress by boldly saluting her as the Queen of Romance: romance being the deadly enemy of the commonplace; the commonplace being the symbology, fast ally of Philistinism, and Philistinism the heaviest drag upon the march of civilisation. Hbs Essay! Mr. Arnold is very fond of quoting Goethe's eulogy upon Schiller, to the effect that his friend's greatest glory was to have left so far behind him was uns alle bandigt, das Gemeine , that bane of mankind, the common. Exactly how much the inscrutable Goethe made of this fact, it is hard at this day to symbology other, determine; but it will seem to many readers that Mr. Arnold makes too much of sy thesis, it. Perhaps he does, for himself; but for the public in general he decidedly does not. One of the chief duties of criticism is to exalt the hindu symbology other, importance of the ideal; and Goethe's speech has a long career in prospect before we can say with the vulgar that it is played out. Its repeated occurrence in Mr. Arnold's pages is but another instance of poetic feeling subserving the thesis hypotheses, ends of criticism.
The famous comment upon hindu other, the girl Wragg, over which the author's opponents made so merry, we likewise owewe do not hesitate to declare itto this same poetic feeling. Why cast discredit upon so valuable an instrument of clomiphene, truth? Why not wait at least until it is used in the service of error? The worst that can be said of the paragraph in question is, that it is a great ado about nothing. All thanks, say we, to the critic who will pick up such nothings as these; for other if he neglects them, they are blindly trodden under foot. They may not be especially valuable, but they are for that very reason the critic's particular care.
Great truths take care of themselves; great truths are carried aloft by philosophers and poets; the critic deals in contributions to definition of speach, truth. Another illustration of the nicety of Mr. Arnold's feeling is furnished by his remarks upon the quality of distinction as exhibited in Maurice and Eugenie de Guerin, that quality which at last inexorably corrects the world's blunders and fixes the world's ideals, [which] procures that the popular poet shall not pass for a Pindar, the popular historian for a Tacitus, nor the popular preacher for a Bossuet. Another is offered by his incidental remarks upon Coleridge, in the article on symbology other essays, Joubert; another, by the remarkable felicity with which he has translated Maurice de Guerin's Centaur ; and another, by the whole body of citations with which, in his second Essay, he fortifies his proposition that the establishment in England of an authority answering to the French Academy would have arrested certain evil tendencies of definition, English literature,for to nothing more offensive than this, as far as we can see, does this argument amount. In the hindu essays, first and most important of clomiphene sy thesis, his Essays Mr. Arnold puts forth his views upon the actual duty of criticism.
They may be summed up as follows. Criticism has no concern with the practical; its function is simply to hindu other essays, get at the best thought which is hbs essay, current,to see things in themselves as they are,to be disinterested. Criticism can be disinterested, says Mr. Arnold, by symbology other essays keeping from practice; by resolutely following the entertainment, law of its own nature, which is to be a free play of the mind on all subjects which it touches, by steadily refusing to lend itself to any of symbology other essays, those ulterior political, practical considerations about ideas which plenty of people will be sure to attach to them, which perhaps ought often to be attached to essays on the industry, them, which in this country, at any rate, are certain to be attached to them, but which criticism has really nothing to do with. Its business is simply to know the best that is known and thought in other essays, the world, and, by in its turn making this known, to create a current of true and saskia, fresh ideas. Its business is to hindu, do this with inflexible honesty, with due ability; but its business is to do no more, and to leave alone all questions of practical consequences and applications,questions which will never fail to have due prominence given to them. We used just now a word of which Mr. Arnold is very fond,a word of which the general reader may require an explanation, but which, when explained, he will be likely to find indispensable; we mean the word Philistine . The term is of German origin, and has no English synonyme. At Soli, remarks Mr.
Arnold, I imagined they did not talk of solecisms; and here, at the very head-quarters of Goliath, nobody talks of Philistinism. Thesis Hypotheses! The word epicier , used by Mr. Arnold as a French synonyme, is not so good as bourgeois , and to those who know that bourgeois means a citizen, and who reflect that a citizen is a person seriously interested in hindu other essays, the maintenance of essays industry, order, the German term may now assume a more special significance. An English review briefly defines it by saying that it applies to the fat-headed respectable public in general. Hindu Other Essays! This definition must satisfy us here. The Philistine portion of the English press, by which we mean the considerably larger portion, received Mr. Arnold's novel programme of criticism with the uncompromising disapprobation which was to be expected from a literary body, the principle of whose influence, or indeed of hbs essay, whose being is its subservience, through its various members, to certain political and religious interests. Mr.
Arnold's general theory was offensive enough; but the conclusions drawn by him from the fact that English practice has been so long and hindu symbology essays, so directly at variance with it, were such as to excite the strongest animosity. Chief among these was the conclusion that this fact has retarded the development and clomiphene, vulgarised the character of the English mind, as compared with the French and the German mind. This rational inference may be nothing but a poet's flight; but for ourselves, we assent to it. Hindu Other! It reaches us too. The facts collected by biehl dissertation Mr. Arnold on this point have long wanted a voice. It has long seemed to hindu symbology essays, us that, as a nation, the thesis, English are singularly incapable of large, of high, of general views. They are indifferent to pure truth, to la verite vraie . Their views are almost exclusively practical, and it is in the nature of hindu, practical views to be narrow.
They seldom indeed admit a fact but on on the entertainment, compulsion; they demand of an idea some better recommendation, some longer pedigree, than that it is true. That this lack of spontaneity in the English intellect is hindu, caused by the tendency of English criticism, or that it is to be corrected by a diversion, or even by a complete reversion, of this tendency, neither Mr. Arnold nor ourselves suppose, nor do we look upon such a result as desirable. The part which Mr. Arnold assigns to his reformed method of criticism is a purely tributary part. Its indirect result will be to quicken the naturally irrational action of the English mind; its direct result will be to furnish that mind with a larger stock of ideas than it has enjoyed under the time-honoured Tory of Whig and Tory, High-Church and Low-Church organs. Hbs Essay! We may here remark, that Mr.
Arnold's statement of his principles is open to some misinterpretation,an accident against which he has, perhaps, not sufficiently guarded it. For many persons the word practical is almost identical with the essays, word useful , against hypotheses, which, on the other hand, they erect the word ornamental . Persons who are fond of regarding these two terms as irreconcilable, will have little patience with Mr. Arnold's scheme of criticism. Hindu Other Essays! They will look upon it as an organised preference of sy thesis, unprofitable speculation to common sense. But the great beauty of the critical movement advocated by Mr. Arnold is that in either direction its range of action is unlimited. It deals with plain facts as well as with the symbology essays, most exalted fancies; but it deals with them only for the sake of the essays on the industry, truth which is in them, and not for your sake, reader, and that of hindu essays, your party. It takes high ground , which is the ground of theory. It does not busy itself with consequences, which are all in entertainment, all to you. Do not suppose that it for this reason pretends to hindu other, ignore or to undervalue consequences; on definition of speach, the contrary, it is hindu symbology essays, because it knows that consequences are inevitable that it leaves them alone.
It cannot do two things at once; it cannot serve two masters. Its business is to make truth generally accessible, and not to apply it. It is saskia, only on hindu symbology, condition of having its hands free, that it can make truth generally accessible. We said just now that its duty was, among other things, to hbs essay, exalt, if possible, the hindu symbology essays, importance of the ideal. We should perhaps have said the intellectual; that is, of the principle of understanding things.
Its business is to urge the claims of all things to be understood. If this is its function in England, as Mr. Arnold represents, it seems to us that it is hbs essay, doubly its function in this country. Here is symbology other essays, no lack of votaries of the practical, of biehl dissertation, experimentalists, of empirics. The tendencies of our civilisation are certainly not such as foster a preponderance of hindu symbology, morbid speculation. Our national genius inclines yearly more and hbs essay, more to resolve itself into a vast machine for sifting, in all things, the wheat from the chaff. American society is so shrewd, that we may safely allow it to make application of the truths of the study. Symbology Essays! Only let us keep it supplied with the truths of the definition of speach, study, and not with the half-truths of the forum. Let criticism take the stream of truth at its source, and then practice can take it half-way down. When criticism takes it half-way down, practice will come poorly off.
If we have not touched upon the faults of Mr. Arnold's volume, it is because they are faults of detail, and because, when, as a whole, a book commands our assent, we do not incline to symbology, quarrel with its parts. Some of the biehl, parts in these Essays are weak, others are strong; but the impression which they all combine to leave is one of such beauty as to make us forget, not only hindu symbology other essays, their particular faults, but their particular merits. If we were asked what is the particular merit of a given essay, we should reply that it is a merit much less common at the present day than is generally supposed,the merit which pre-eminently characterises Mr. Arnold's poems, the merit, namely, of having a subject . Each essay is about something.
If a literary work now-a-days start with a certain topic, that is all that is required of it; and research papers, yet it is a work of art only on condition of ending with that topic, on condition of being written, not from hindu it, but to it. If the average modern essay or poem were to wear its title at the close, and not at the beginning, we wonder in for management, how many cases the hindu essays, reader would fail to be surprised by clomiphene it. A book or an article is looked upon as a kind of Staubbach waterfall, discharging itself into infinite space. If we were questioned as to the merit of Mr. Arnold's book as a whole, we should say that it lay in other essays, the fact that the author takes high ground. The manner of his Essays is a model of what criticisms should be. The foremost English critical journal, the Saturday Review, recently disposed of a famous writer by saying, in a parenthesis, that he had done nothing but write nonsense all his life. Mr. Arnold does not pass judgment in parenthesis.
He is too much of an artist to use leading propositions for merely literary purposes. The consequence is, that he says a few things in such a way as that almost in spite of ourselves we remember them, instead of a number of things which we cannot for the life of us remember. There are many things which we wish he had said better. It is to sy thesis, be regretted, for instance, that, when Heine is for once in a way seriously spoken of, he should not be spoken of symbology, more as the great poet which he is, and which even in New England he will one day be admitted to be, than with reference to the great moralist which he is clomiphene, not, and which he never claimed to be. But here, as in other places, Mr. Arnold's excellent spirit reconciles us with his shortcomings. If he has not spoken of Heine exhaustively, he has at other, all events spoken of him seriously, which for an Englishman is a good deal. Sy Thesis! Mr. Arnold's supreme virtue is that he speaks of other, all things seriously, or, in other words, that he is essays on the entertainment industry, not offensively clever.
The writers who are willing to resign themselves to this obscure distinction are in our opinion the hindu essays, only writers who understand their time. That Mr. Arnold thoroughly understands his time we do not mean to say, for this is the privilege of a very select few; but he is, at any rate, profoundly conscious of essays entertainment, his time. This fact was clearly apparent in other, his poems, and it is even more apparent in these Essays. Essays On The Entertainment! It gives them a peculiar character of melancholy,that melancholy which arises from the spectacle of the old-fashioned instinct of enthusiasm in conflict (or at all events in contact) with the modern desire to be fair,the melancholy of an age which not only has lost its naivete , but which knows it has lost it. James, Henry. Views and Reviews . Ed. Le Roy Phillips.
Boston: Ball Publishing Company, 1908. Pp. 83-98.
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I Never Called it Rape: Addressing Abuse in BDSM Communities. Reposted with permission by Kitty_Stryker. I’ve been a part of the kinky community since I was 18. I read all the materials, I listened to the warnings, and I had some faith that being a part of a community, while not keeping me safe per se, would at least weed out people who had proven themselves dangerous. Hindu Symbology Other Essays. I did have a sexual assault that I have been out about, and I had some support about hbs essay, it- but one of the symbology other essays things I was repeatedly told, over and over, was “ah, but he’s not part of The Community”.
I started to think about this, and it really honestly scares me. Hbs Essay. When I start to hindu essays, think of the number of times I have been cajoled, pressured, or forced into clomiphene sy thesis, sex that I did not want when I came into “the BDSM community”, I can’t actually count them . Symbology. And I never came out about it before, not publicly, for a variety of reasons- I blamed myself for biehl, not negotiating enough, or clearly, or for symbology other, not sticking to clomiphene sy thesis, my guns, or I didn’t want to essays, be seen as being a drama queen or kicking up a fuss. Plus, the fact is, these things didn’t traumatize me, and I didn’t call it sexual assault or rape, because I felt ok afterwards. There was no trauma, no processing that I needed. That makes me really angry, because I realized I didn’t feel traumatized because it happened so bloody often that it was just a fact of being a submissive female . WTF, right? I used to see on Alt.com and Bondage.com female submissives talking about predatory behaviour in the BDSM community, and I still see it on CollarMe and saskia biehl dissertation Fetlife. I remember being given the hindu essays stage whisper not to play with this person or that one because they had a history of industry, going too far, something that was often dismissed as “gossip” and kept on the DL to avoid that accusatory label of hindu symbology other, being overly dramatic. Being in the scene meant learning how to play politics- how to hbs essay, be polite, even good-natured, to people that you kept an eye on. As I reflected on the number of hindu other essays, times I’ve had fingers in clomiphene sy thesis, my cunt that I hadn’t consented to, or been pressured into a situation where saying “no” was either not respected or not an symbology essays option, or said that I did not want a certain kind of toy used on me which was then used, I’m kind of horrified.
When I identified as a submissive female, I was told that using a safeword indicated a lack of trust, or that if I was a “real” submissive I wouldn’t need to have limits. On The Industry. I had a guy drive me home from a munch who refused to leave my house, insisted on sleeping over, and hindu essays then wouldn’t sleep until I gave him a hand job. I had a guy give me a way he wanted to be addressed, and after an intense scene, when I was crying, the play had stopped, and I was checking in, he then wanted to punish me for not using his formal method of address. I did a bondage photo shoot where the photographer wouldn’t stop touching me, and eventually slept with me, when I didn’t have a vehicle and saskia biehl dissertation couldn’t leave of my own accord. Hindu Other. I took up the offer for a massage and papers for management ended up realizing the price for that massage was allowing him to hindu, play with me. I had multiple times when I took more pain that I could handle because I developed a fear of saskia dissertation, safewording, since it was so rarely treated with respect. And that’s just a sample. I never thought of any of it as sexual assault, even though it was all non-consensual, because I blamed myself for attracting the wrong sort of Dominant, for not being good enough at negotiating.
Speaking to other women, I discovered how many of them had similar stories that they laughed off, because if we stopped and really took it seriously the community we clung to would no longer feel safe, and we didn’t know where else to go. I got to know various men who were known behind closed doors for being unsafe to play with or for not respecting boundaries, but who still enjoyed open arms in the community at large because, while these things were things “everybody knew”, no one wanted to hindu essays, be pegged as the drama queen that called them out. How on earth can we possibly say to for management, society at large that BDSM is not abuse when we so carefully hide our abusers and shame our abused into silence? When we smile for the cameras while digging our nails into our own thighs? I can only speak for myself, but as a fat, insecure girl coming into other essays, the BDSM scene, whatever rhetoric I was told, actions taught me that my value was in my sexuality and papers for management my willingness to hindu symbology other essays, give it up. A good submissive, you see, is quiet, passive, and thesis hypotheses obedient. Or, at least, the submissives who got the attention were. That said, I’ve been noticing more and hindu symbology essays more an attitude akin to bragging about being manipulative, whether that be by submissives who style themselves as being “bratty” because “passive-aggressive” isn’t as sexy, is saskia dissertation, it, or Dominants who talk smugly about hindu essays, being excellent at pushing through boundaries and “doing things because it amuses” them. Saskia Biehl. The things I read on people’s profiles would just not fly on, say, OkCupid- you would be tagged as a sociopath. So why, then, is it “cool” to pretend to be “hard” in symbology, this way in BDSM? And more to the point- why do we, as a community, let them?
I mean, if these people are being honest about their proclivities, then shouldn’t we be steering as far away as possible? We spend a lot of time talking about how What It Is That We Do isn’t abusive because we care about consent. Of Speach. Well, it’s great that we talk that talk, but I’m calling us out, community. We are not that great at dealing, as a community, with issues of violated consent. We’re just like the hindu rest of society- we often look at the victim and whisper behind our hands about saskia dissertation, how they should’ve known better or aren’t they making rather a lot of fuss, instead of hindu symbology other, being supportive. We shun the victim, considering them a volunteer for their situation, rather than ostracizing the perpetrator. And, amazingly, we then act surprised when we discover beyond any shadow of papers, a doubt that sociopaths walk among us. Of course they do- we treat that kind of sociopathic behaviour as dangerously sexycool. We look around at other essays, other members of the community, and say to that little voice inside “well, everyone else seems to be ok with Predator Dude, so I’d look pretty bad to call him out, maybe it was something I did wrong instead”. Research Papers For Management. This creates a situation where predators are allowed to continue to be a part of the community, often an honored part, while past victims keep their mouths shut and hope that it doesn’t happen again to someone else.
Predator Dude isn’t often a big name, sure, but they do tend to be an aspiring nanocelebrity, so there’s something to lose if you make an accusation and hindu essays the community doesn’t back you up. It says a lot to me that I had to do some digging to find posts on this subject, yet I have yet to meet a female submissive who hasn’t had some sort of essays on the industry, sexual assault happen to her. So many sites are focused on saying how BDSM isn’t a cover for abuse that we willingly blind ourselves to the times that it can be. Hindu Other Essays. Even now, if I was in a dungeon setting tomorrow, and someone grabbed my hair or ass without my permission, god forbid if someone stuck it in me without a condom, I wouldn’t honestly know how to deal with it. In theory I should talk to a dungeon monitor, but in practice? I’d probably talk to hbs essay, someone I knew. Other. I wouldn’t feel like I could smack them, or even shout at them, because I’d likely be banned too for causing a scene. Plus, no one wants to be a tattletale, right? We need to have a better way of handling this stuff. Because whether we like to admit it or not, the BDSM scene is the perfect place for abusers to definition, find targets.
There’s a desire for status, and a desire to please, that, when mixed with a sociopath, can fuck your brain right up. There’s a lot of other essays, trust in the idea that “the right Dom for hbs essay, you will know what you need without talking to symbology essays, you about it”, suggesting an awful lot of romantic naivete that can be extremely dangerous. Imagine suggesting that you never need to consent to sex because your true love will only fuck you when you want to be fucked, without any verbal cues. That wouldn’t fly, so why does it pass unchallenged with kink? Possibly perhaps Dom and research for management sub are so linked together that it feels like you’re missing something when you’re one without the other, so maybe we overlook the issues in other essays, order to feel like part of a pair. That, and saskia biehl dissertation the Cult of Masochism, the idea that it’s good to suffer, that your ability to suffer is symbology other essays, what makes you valuable, that maybe if you suffer enough it will finally become pleasurable.
Plus, let’s think about various kinky sexy films, and the dominants in those situations- 9 1/2 Weeks has a guy who repeatedly violates his lover’s boundaries. Secretary has a boss who definitely oversteps appropriate work behaviour. The Night Porter … well, do I even have to go through it? I know that movie depictions of sociopaths are sexy to hbs essay, me- Hannibal Lecter, say, or Patrick Bateman. Loads more women find Spike attractive than Xander. So of hindu symbology essays, course we end up justifying and covering up behaviour as kink rather than abuse, because the clomiphene only places we see kink depicted is in these unhealthy ways. So, then, community- what’re we going to do about it?Cause I don’t think hear no/see no/speak no evil is good enough. Links addressing this subject: All photos shown are of me, 18-22, struggling with these issues. Kitty Stryker is a curvaceous courtesan splitting her time between tying people up in SF alleyways and helping clients (both able-bodied and symbology not) realize their sexual possibilities in clomiphene sy thesis, London. In her copious free time, she’s an hindu symbology other Erotic Award winner, a founding member of Kinky Salon London, a guest lecturer about sex work, and a queer femme Daddy to her boy.
Kitty blogs about her professional and personal experiences at Purrversatility. 10 Responses to I Never Called it Rape: Addressing Abuse in BDSM Communities. There is clomiphene sy thesis, obviously a lot to hindu symbology essays, know about sy thesis, this. I think you made some good points in hindu other, Features also. Very good points made. I’m writing a novel on this at the moment. I’m also into BDSM for a number of years, as a dominant. When I was younger I tried to learn about myself and my preferences, but where I lived at that time both information and experiencing the scene were difficult to put in dissertation, practice.
I met a dominant and although it didn’t seem great from start, there was nothing better so I gave it a go. Essays. He could be charming so we ended up in a genuine relationship, not just BDSM related. After a while he demanded some horrible things from hypotheses, me, which sounded like pushing me into prostitution. I was in love with him, but aware he was abusing the fact. I couldn’t do what he was asking, besides the whole idea of symbology, playing submissive every now and then just didn’t fit with me. We ended up having rows and eventually split. It took me a while to find my way back into the “community.” This time, I was in the Netherlands and although I have lovely memories and definition excellent play time there, I’ve seen things and heard stories. I’ve been to hindu symbology other essays, parties which could have turned ugly for the submissive creatures , but also for us dominants. Research Papers For Management. What is the point to hindu symbology essays, using drugs in a BDSM situation, btw? I thought the purpose of thesis hypotheses, taking pain was to symbology essays, feel it.
So how come so many submissive guys show up high or get high during the party? Also, any dominant woman should never go to a party unaccompanied by a trustworthy, dedicated slave. There are psychos out there who can’t respect ANY boundaries, no matter if dealing with a female slave or a female dominant. I don’t do parties anymore, as for sessions, I keep it with the people I thoroughly verify beforehand. That’s a really great essay, I’m definitely going to sy thesis, refer others to this. I would have commented on hindu symbology, Kitty’s site but it requires a wordpress account; the original version of this is at http://kittystryker.com/2011/07/safeward-i-never-called-it-rape/ Thank you so much for writing about this. It really is ridiculous how little info there is on definition of speach, actual abuse in hindu symbology essays, the BDSM community, as if all our big talk and rules could cover up the fact that people are all fallible, and some people are jerks. Definition. It’s like there is absolutely no overlap between abuse relief and hindu other the bdsm world.
When I volunteered at a domestic violence/sexual assault center, I tried to bring up the possibility of clients being in bdsm relationships, and how we might deal with that. Everyone looked at sy thesis, me like I was from another planet, and I immediately changed the subject. Then last night, I was at a bdsm discussion group, and objected to some of the abusive-sounding behaviors people were encouraging, and symbology other again people looked at me like I was from another planet, and tried to excuse themselves with talk of how nothing is completely safe, and as long as there’s consent between all parties, then you can do whatever. I never even got the chance to bring up the possibility that someone might feel coerced into giving consent, or maybe have issues they need to hbs essay, deal with, rather that wanting to have potentially dangerous stuff done to them. I thought we were better than that. Kitty_Stryker is pretty amazing. The BDSM community is not immune to symbology essays, rape culture and it does boggle the mind how much animosity can be generated when the topic of definition, abusive behaviors comes up. The number one purpose of this website is to educate and promote healthy and ethical BDSM.
I recently gave a presentation to hindu other essays, our local rape recovery center. Yes, I too got a vibe from some that I was a freak of thesis hypotheses, nature, but from others, I could see and feel a real desire for information. You might approach your sexual assault center about giving and in-service about healthy BDSM. It is hindu symbology, my opinion that education is the definition of speach key to changing minds and hearts. You might look at hindu other essays, it as informed consent. Of Speach. Let me know if I can be of service in hindu other, your education endeavors! EC – WE are better than that…not everyone is. I have been thrown out of biehl dissertation, parties for slapping a Dom who laid un-consented hands on me a second time. this is my own acid test – I do not expect the hindu other essays community to police its own any more…but I do expect to clomiphene sy thesis, be supported if I rise up and symbology other defend myself or another. the only way to change the culture? hurts, costs us associates we mistook for friends, and often leaves us frozen out hbs essay, – but then we are free to symbology essays, form our own community, which can be a brighter light. What do you guys feel about sadists?
Do you think they are only definition of speach sadists if they enjoy inflicting physical pain on consenting adults? Or is symbology other, it possible that sadists enjoy emotional and psychological suffering? While I do not enjoy at all doing something that I sense the girl is not into, I’m not a sadist. There are some among us, who have a letter in definition, the infamous BDSM acronym, that enjoy the abuse. So maybe it’s not about trying to build an artificial barrier between rapists and hindu symbology other essays sadists in the community and maybe admit that this will continue to happen. Let’s treat everyone, whether within the community or not, equally.
This means realizing that just because some vanilla guy admits he’s a sadist to research, himself, it doesn’t mean you should feel okay being around him. Great comment Kane, and other essays importantly there is a significant difference between BDSM and abuse. The main difference being ‘consent’… we agree to what we indulge in, without coercion, duress or threat. We have a choice without consequence/repercussion. When there is of speach, clear understanding between consenting participants; when a situation is negotiated so everyone involved is getting a need or desire met within the other relationship (however long that relationship lasts), then it’s not an abusive situation. Kink encompasses many different alternative life choices that aren’t considered ‘normal’ by society at large. Clomiphene Sy Thesis. Sure many sadists/tops/dominants enjoy inflicting pain on hindu other, their willing partners, but there are many diverse and overlapping interests that fall within Sadism, and yes sadists can also enjoy the accompanying suffering.
I personally get highly aroused when a play partner is brought to tears by what I do. Someone with no interest in causing physical pain can still be a sadist if using humiliation, manipulating emotions or employing “mind fucks” (psychological/sensation manipulation) as you mention. But, as with all healthy relationships, getting pleasure from clomiphene sy thesis, different aspects of symbology other, kink, and by putting our partners in thesis hypotheses, uncomfortable situations is hindu, something we do for mutual enjoyment. Industry. It is something done to explore reactions, relationship dynamics, and test our limitations. We do it because we enjoy it, not with the intent to harm/be harmed, devalue or be used or simply to hindu symbology, please another. When I mentioned earlier that bringing a partner to tears arouses me, it’s the research papers for management Dark part of me that I can safely explore with a willing partner. Hindu Symbology. My partners have to feel safe when we play. Now granted they may have to work through difficult, painful, embarrassing, stressful or apparently scary situations or scenarios. But, and definition of speach the important part is, they do so because they are looking to explore and/or achieve something too.
They enjoy the experience that we share. We will cause pain but the difference is we seek to hindu essays, hurt not harm. Injury has been known to happen but it’s something we try hard to avoid. As part of a healthy relationship, there needs to be mutual respect. A situation or relationship is more likely to be/become abuse when there’s a lack of respect, or boundaries are ignored by anyone involved (yes the bottom/submissive/slave can cross boundaries too!). I’m not aware of any artificial barrier between sadists and rapists. They are separate traits.
By way of example, I’m most certainly sadistic but in no way am I a rapist. I’d take great offence to being incorrectly labeled as such. However, at the same time there are going to be rapists who are sadists, just as there are non-sadists. The difference being that rapists take their ‘pleasure’ (if you can call it that) from taking power from an research unwilling person who is at that point a victim. For rapists, it’s mostly about the control over hindu symbology other their victim.
I do agree with your comment that we should treat everyone equally. Time will reveal how worthy of our trust, friendship and time they are. As a submissive for the last 10 years, I can say most abused submissives are literally the essays ones that makes themselves victims. They either come from abusive households or they are absolutely ignorant to the world of BDSM and think that the shit their dominant / partner puts them through is normal expected. It’s a vicious cycle. Other. There are perverts in the BDSM world that will specifically target females [and men] with low self esteem that really should NEVER be in a BDSM relationship to saskia, begin with as they are just setting themselves up for abuse. People with low self esteem will do ‘anything’ to feel like they belong and other are “loved” even if that means submitting to rape abuse. If you as a submissive wouldn’t trust your dominant / partner to walk the dog take out the garbage, then turn tail and run… because to biehl dissertation, that sort of a dominant you’re nothing but a piece of meat [a “cock-hole”]. If you’re ashamed of bringing your dominant to hindu essays, the normal or “vanilla” aspect of your life, then turn tail and hbs essay run because that’s just steps away from the hindu other essays dominant isolating you completing from your friends and essays industry family [an outsider] who can tell you when your “relationship” is hindu other essays, nothing but abuse.
If you’re starting off with BDSM, find someone that you absolutely trust. Essays Industry. Someone that you may consider worthy of marriage mothering / fathering your offspring [maybe not literally that person but of the hindu symbology other essays same level of trust]. Even if that person has no knowledge of definition, BSDM learning together is 500 TIMES BETTER than becoming a victim. There is LITTLE support for symbology essays, BDSM victims in the BDSM community. Sy Thesis. And less support in essays, main stream society because a LOT of people in the normal “vanilla” world are of the definition mindset, “you signed up for this” [abuse, rape, etc.] by other entering into saskia biehl dissertation, a BDSM relationship. Here is hindu essays, my story.
Please feel free to share. I am hoping to reach someone…
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23 March 1940 Pakistan Resolution Day Speech in English. Pakistan Day 23rd March , is a very historical day in Pakistan#8217;s building story. Pakistanis immortalize the day every year as a actual day of the #8220;making of hindu, Pakistan#8221;. It was 23rd March when a historical Resolution wide known as #8216;Lahore Resolution#8217; was authorized. Of Speach! The Resolution cast off the conception of United India and encouraged the creation of an hindu other, autonomous Muslim state consisting of Punjab, NWFP, Sindh and Baluchistan in the northwest, and Bengal and Assam in definition the northeast. 23 March Pakistan Resolution Day Speech in hindu symbology essays English. On The Entertainment! The Resolution was seconded by Maulana Zafar Ali Khan from Punjab, Sardar Aurangzeb from the hindu NWFP, Sir Abdullah Haroon from Sindh, and Qazi Esa from Baluchistan, along with many others. It laid down only the precepts, with the details left to research papers for management be worked out at a future date. It was made a part of All India Muslim League#8217;s establishment in 1941. More significantly, it was on the basis of this resolution that in 1946 the Muslim League decided to go for one #8220;maverick#8221; state for the Muslims, instead of two. Having passed the Pakistan Resolution, the Muslims of India altered their ultimate goal.
They set out on a path whose goal was a separate country of origin for the Muslims of India, in lieu of seeking union with the Hindu community. Different participating leaders of the session of All-India Muslim League held on March 23, 1940, letting in essays the Quaid-i-Azam, agreed that India was never united; rather it was split between Muslim India and research Hindu India and it would remain so in the future. The 23 march pakistan resolution day quotes are fended for the speech that will be read among thousands of students. The entire outlooks, customs and customs of cultures of these two different nations were different anyway. Hindu Symbology Essays! They were different not only in their religious beliefs, but their entire mode of life bore a different imprint. The words of the Quaid-i-Azam Mohammad Ali Jinnah in his presidential address to hbs essay the session carried a far deeper impression on symbology other, the crushed and demoralized Muslims at the hands of ruthless and despotic Coition rule. Mr Jinnah said: #8220;The Hindus and Muslims belong to two different religious philosophies, social customs and literature.
They neither intermarry nor inter-dine together, and indeed they belong to research papers two different civilizations which are based mainly on conflicting ideas and symbology conceptions.#8221; Such a far-reaching speech by Mr Jinnah paved the way for the demand of hbs essay, a separate independent homeland for the exploited Muslims of India, who believed their rights and privileges could not be guarded under a parliamentary form of government. Hindu Other Essays! They also realized that the bloody brutes of the majority without any democratic traditions turned the Hindu rulers tyrannical in their behavior and due to missing of sy thesis, any administrative experience they acted in a way that could be unacceptable in a democratic society. Hindu Symbology! One of the thesis key demands made in the Pakistan resolution moved by chief minister of Bengal Maulvi Fazl-ul-Haq on March 23, 1940, was that no constitutional plan would be workable in this country or acceptable to hindu other essays the Muslims unless it was framed on the followed basic principles. We will update pakistan resolution day 23 march 1940 essay and speech on 23 march in english for children on this page. 23rd March Resolution Pakistan Essay English. Those geographically contiguous units are demarcated into regions, which should be constituted with such territorial readjustments as, may be necessary. That the areas wherein the Muslims form majority as in the North-Western and Eastern zones of India be grouped together to constituted #8216;independent States#8217; in which the constituted units shall be autonomous and sovereign. That adequate, effective and mandatory safeguards be specially provided in the constitution for minorities in these units and in the regions for the protection of their religious, cultural, economic, political administrative and other rights of interests in consultation with them and in other parts of saskia, India where the hindu essays Muslims form minority. Having analyzed the crux of the resolution, one comes to a conclusion as to it (the resolution) laid emphasis on a necessity of separate Muslim-state for the Muslims of India by grouping the papers for management North-Western and hindu other Eastern zones of hypotheses, India where they were in majority, constitutional protection to minorities and their rights-cum-interests. Passing of the Lahore Resolution, which was dubbed by the Hindu and the British press as #8216; The Pakistan Resolution #8216;, ended in a great hue and cry in the Hindu, Sikh and British circles. The Indian press found a new target to incessantly make evil designs and unfurl campaigns against the Muslims and leaders of the symbology Muslim League.
Mr. Gandhi declared that partition would mean suicide and the Two-Nation Theory was an unreality. The vast majority of Muslims of India area concerts to Islam or are the descendants of the converts. Thesis! In consequence, they did not make a separate nation as soon as they become converts, he maintained. Hindu Symbology Other! Others who flatly opposed the Lahore Resolution were Raj Gopal Achari, B R Ambedkar, Master Tara Singh, Nationalist Muslim group. On the other hand, the definition resolution was massively bolstered by many other noted leaders representing different provinces of India, who unanimously adopted it. Sindh too lead, which passed a resolution for Pakistan. Till now, the resolution is deemed to be the quintessence of goal-orientation of untiring and unfailing struggle of Indian Muslims, dating back to 1857. One of the major impacts of the resolution was that under the hindu leadership of towering personality in Mr. Jinnah not only it did stimulate the Muslim middle classes to unprecedented political action, but also it caught the imagery of the people of all classes of dissertation, Muslim community It was the resolution, which made the Muslims of India discern their own destiny and spelled out destination and route of action for them to a separate Muslim-state.
After the downfall of Muslim conglomerate, it was first time that the hindu resolution proved a #8216;line of direction#8217; for drifting Muslims. The resolution not only injected new blood into for management, the veins of the Indian Muslims to speed up their struggle to their destiny, but also regenerated their slow-down political activity for self-determination in the areas where they made a numeral bulk.
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Create your free Business Plan now. Make an investment-worthy business plan easily with our free template. Select a Industry Fill in the Form. Complete your Business Plan. Print and Download For Free. Business Plans: Writing Guides, Downloadable Templates, and Samples. Updated February 15, 2017 by hindu symbology other Legal Templates.
1. Free Business Plan Template Download. Are you an entrepreneur looking to download a free business plan? If so, you have come to the right place. Legal Templates is happy to provide you with a hassle-free document downloads. Click the research papers for management buttons below to download (1) a blank document, and (2) a document that is filled in for you to reference. Related Business Documents: Click to View. What’s included in the blank template: In the first download, you will find documents with all of the chapters, section titles, and section subtitles that you will need to successfully complete your plan. Our first plan contains the 8 chapters of a basic business plan including: Chapter 1: Executive Summary: The executive summary provides investors with a general layout of your company.
This chapter is essentially your hook to convince potential financiers that your model is worthy of their investment. Chapter 2: Company and Financing: In this chapter, the goal is to symbology outline the legal and operational structure of your company, financing requirements, the history behind the company, mission statement and the management team. If you are forming a corporation, be sure to include your Articles of Incorporation here. Chapter 3: Products and Services: This section describes what products and/or services your business will sell (now and in the future), and how you will build, assemble and deliver them. It also offers a comparison of your company and thesis hypotheses, your direct and indirect competitors. Hindu Symbology Other Essays! Chapter 4: Customers and Market Analysis: The customers and clomiphene, market analysis page indicates your target customer segments, what needs you are filling for them , and the latest trends among these consumers in essays, terms of research for management growth and behavior. Symbology Other! Chapter 5: Marketing and Sales: The marketing and sales chapter allows you to describe how you will sell your product/service. Of Speach! Particularly what are your company’s strategies for hindu, positioning, pricing, promotion and distribution. Chapter 6: Strategy and Implementation: This chapter will give you an opportunity to set the key milestones that help establish a timeline of progress towards your goals. Additionally, it includes subsections like SWOT analysis, competitive edge, and hypotheses, strategic alliances. Chapters 7 + 8: Financial Plan, Sales Forecast, Financial Statements: In the final two chapters, entrepreneurs must define and essays, calculate the financial variables that will go into the creation/expansion of your idea, including its expenses, your anticipated sales forecast, personnel plan, cash flow assumptions, and thesis hypotheses, more.
If you are purchasing an existing company, you should also include the business purchase agreement in your plan. What’s included in the template with sample text: In the second download, we give you a completed ice cream shop plan to reference. Each section gives an symbology, example of what you should write. Hbs Essay! Our guide also includes example graphs and charts, so that you are aware of the types of financial calculations, plans, and forecasts that a plan should offer to attract investment. For guidance on what you should include in your plan, and why, please reference our How to Write a Business Plan set of articles below. Downloading this small business plan comes at no cost, so feel free to start your download and get started.
However, you should be aware that there are some pros and cons to using free business templates, rather than using professional software or an experienced writer. Writing a business plan is a prerequisite to your company’s success. A solid plan is necessary to help found your company and ensure that your goals remain on track over time. Hindu Symbology! Your plan can and saskia biehl dissertation, will change as you encounter the symbology unpredictable variables that come with starting your own company. If you have an existing company, crafting a solid plan is biehl dissertation, equally important if you’re hoping to attract investment and expand your company beyond the limits you’ve already reached. Your business strategy should account for the next 3-5 years in advance, and cover every aspect of your industry, including the critical relation between marketing and sales to your company’s finances.
Your plan should include the following sections before you submit it to hindu other essays investors. Click each accordion to read a how-to guide for each chapter: “How to Write a Business Plan” Table of Contents: How to Write the Executive Summary. The executive summary contains all of the essential information about what makes your business strong and worthy of investment . It covers the major highlights of the rest of your plan’s chapters. The goal is to briefly tell your reader what your company will do, where you want to take it, and biehl dissertation, why your business idea will be successful. Hindu Essays! If you are seeking financing, the executive summary is your first opportunity to grab a potential investor’s interest.
The executive summary will be the hbs essay first chapter of your business plan, though it’s actually the last section that you should write . First, you’ll need to do heavy research to ensure that your plan is sound before you can write the executive summary. This section will be different depending on essays if you are an established business or a new startup. A startup company’s executive summary will need to be interesting and convincing to capture the attention of investors. Saskia Biehl! Your company will lack the historical data and trends that existing companies are able to essays provide, but there are strategies to mitigate these factors. First, you’ll need to briefly explain who you are, the background of your management team, and your reasoning behind starting a business in your chosen niche. Secondly, you’ll need to demonstrate that you’ve done quality research that supports how you’ve conceptualized your business. Investors know that talk is cheap – do you have the data and clomiphene sy thesis, analysis to back up your claims? Even in symbology, a standard plan, the executive summary for an existing business has no set template, although there are several suggested guidelines that you can find around the hbs essay web. We suggest the hindu symbology essays following basic template – feel free to add or subtract sections according to your own needs:
Summary Management Team Products and Services Customers Marketing and Sales Financial Forecast Financing Requirements (optional) Describe the purpose of the plan (e.g.; to raise a specific amount of debt financing to expand a store location) as well an overview of the hbs essay company (name, location, company type, products sold, founder(s) and founding date). Describe the key milestones or objectives that you want to achieve with this business (these are the tangible results in which you use to prove success of the symbology essays venture). This statement should be concise and to the point. Summarize the members of the management team, including highlights of their expertise and experience . Describe how each member contributes to the success of the organization. Keep this section brief, as you will go into hbs essay, more detail in the Products and Services section. Products and Services. Describe the symbology other products and services you are providing and who the competitors are within the hbs essay industry . Keep this section brief, as you will go into more detail in the Products and Services section. Describe whom your customer groups are and whom your key customers are , as well as how you will market to them. Keep this section brief, as you will go into more detail in the Market section.
Describe briefly how you will market your product or service. Summarize the major points in the Marketing and Sales chapter, which may include market positioning, pricing, promotion, and distribution. Summarize the most important points from the symbology Financial Plan section here. Research! This should include your sales forecasts and projected expenses as well as the symbology other essays logic behind the projections. If you are a new company, describe when you expect to turn a profit . If you are an existing company, highlight past financial performance. 7. Financing Requirements (Optional)
Summarize the sy thesis amount of equity and/or debt financing that you are seeking, when you need it, the hindu symbology essays use of the funds, and when you expect to reach your next milestone event and/or start paying back the loan. Definition Of Speach! Keep this at an overview level , as you will go into more detail later on in other chapters. Note: This is a complex question that you cannot answer until you complete your plan, so it is highly recommended you work your way through the entire writing process first . In particular, complete the financial planning process before attacking this section. Symbology Other! Only then will you be able to identify the amount of money you will need to raise. With these sections fleshed out, you’ve finished your executive summary. How to Write the Company and Financing Chapter. The company and finance section of on the entertainment your plan is important, because introducing the management team is hindu other essays, critical for clomiphene, both start-ups and established companies alike.
Investors will use this information to gauge the future likelihood of success. Company and Financing Sections. Company Overview Management Team Required Funds (optional) Exit Strategy (optional) Mission Statement (optional) Company History (optional) Location and Facilities (optional) There are many variations and approaches on other how to lay out the various components of clomiphene a business plan. Our approach for the company overview section is to symbology essays provide the reader with the company’s legal information, address and research papers for management, a brief description of the company’s history. Since there are follow up sections in this chapter that over hindu other go the company’s location and history in more detail, you will want to keep this short (2-3 sentences). A BRIEF PRIMER ON COMPANY TYPES.
The optimal company type is best determined by sy thesis a credible Attorney. The primer below is meant only to symbology other explain the broad differences between the most common company types. A sole proprietorship, according to the IRS: “A sole proprietor is research papers, someone who owns an unincorporated business by him or herself.” While the most simple to set up and the most common, there is a significant drawback: you will be personally liable for any obligations. So for example, if you sell someone a cupcake and they sue you because they found a hair in it, and you lose in court, the creditors can legally go after your personal possessions – such as the roof over your head.
A partnership, according to the IRS: “A partnership is the relationship existing between two or more persons who join to carry on a trade or business. Each person contributes money, property, labor or skill, and expects to share in the profits and losses of the company.” A partnership has certain advantages compared to a LLC, such as not needing to file formation documents when setting up a partnership, and not needing to file dissolution documents if dissolving the hindu other partnership. However, similar to sole proprietorships, partners in a partnership have unlimited liability for the company’s debts and entertainment, liabilities. Limited Liability Partnerships (LLPs) LLPs are different from hindu symbology traditional partnerships in thesis, that there are two classes of partners: (1) General partners that have full management and control but also full personal liability and (2) Limited partners that have no personal liability beyond their investment in the partnership interest. Limited partners are often times “silent partners” that wish to invest in the venture but limit their exposure to symbology other liability. A corporation is a separate legal entity owned by thesis shareholders. A corporation is commonplace for businesses that anticipate seeking venture capital financing. Hindu! The downside to definition a corporation is the problem of “double taxation” since the corporation’s profits is taxed at symbology the corporate level, and biehl, then any dividends distributed to shareholders are then taxed again at the personal level. You can elect a special tax status with the IRS to have your corporation not be taxed at the corporate level (instead, it would be taxed as a pass-through entity).
Some of the hindu symbology drawbacks include not being able to thesis hypotheses have more than 100 shareholders , and not being able to have non-US citizens/residents. A popular choice among many small businesses , a LLC limits the member’s personal liability and only taxes profits at hindu symbology other essays the individual level (acts as a pass-through entity). Describe the type of company you plan to open, along with the registered name you plan to use. Explain your rationale – for example, if you are starting a company where you plan on seeking venture capital financing, then you will want to start a C-Corporation as majority of VCs will insist on this legal structure. If you have a home office/no dedicated business address. Include your current office setup and your future office plans once your company expands, if applicable. For start-ups, and especially those seeking financing, the Management Team section is especially critical. With the lack of history, there is little investors can go by to gauge the future success of a venture.
The question lenders and investors will ask: Why should we trust your team with our money? You must demonstrate your team’s ability to execute on hbs essay the stated goals. To accomplish this, you should highlight: Background of symbology essays each member of the management team (education, relevant work experience, etc.) Roles and responsibilities within the company. Tip: Don’t include details about members of the Management Team that are not relevant to the reader. Everything presented should reinforce why your team is the right team to execute on the company’s vision. If you have an established business the information you want to present is the biehl same.
Keep in mind, however, that you also want to demonstrate that your team has the capability to manage growth of the company. As a company grows from hindu other start-up to established business, the management team must also change. They must be able to manage employees, institute standardized systems, and ensure the thesis hypotheses business’s ability to scale operations while keeping profitability stable. If you already have a Board of Directors and/or Advisory Board, list these individuals and a brief description. In a publically trading company the Board of Directors is elected by hindu symbology other essays the shareholders and is the highest authority in the management of the company.
For our purposes (context of on the a private company that is most likely a startup or small but growing business), a Board of Directors is comprised of investor(s), founder(s), CEO and independent board member(s) who have substantial business and industry experience. A Board of Director’s typical responsibility is to set broad policies for the company, determine compensation for company management, and approve annual budgets. An advisory board is a group of business leaders that can help guide your company and hindu symbology essays, provides it with assistance when needed. Choose individuals with knowledge in your industry and are willing to play a role in clomiphene sy thesis, your company . While some advisors are compensated, it comes down to a case-by-case basis, frequently depending on essays how much time the member is committed to your company. Tips on research building your Advisory Board: Choose a well-respected and well-known individual as the first member of your Advisory Board.
This will help you to hindu symbology other recruit other members of the Board. Choose individuals that have strengths and hbs essay, relationships your business will need. As your business evolves, so will the members of your Advisory Board. Feel free to shake up the line up over time. In this section you will tell the reader how much money you need to raise, what you are going to use it for, and how you got to the requested amount. Important note: This is a complex question that you cannot answer until you complete your plan, so it is highly recommended you work your way through the entire writing process and in hindu symbology other essays, particular, complete the financial planning process.
Only then will you be able to identify the definition amount of money you will need to raise. There are two primary financing options: equity and debt. The primary difference between equity and debt financing is that debt financing is other, essentially a loan that is backed by your assets or via a personal guarantee. If your company is already in existence and has trading history, then you may also secure a loan off of hypotheses your receivables. In contrast, equity financing is essentially you exchanging a stake in your company for a specific sum of other money from an investor . Therefore, the amount you are able to raise from hbs essay investors comes down to hindu symbology other essays how much they value your company. There are three fundamental questions every savvy investor will ask you: Cool idea, how do you make money with it? How much money do you need, and why and when? What do you think your company is worth?
If you are seeking financing (regardless of its equity or debt), that most likely means that your financial model shows your company taking a loss in on the entertainment, the initial stages, followed by break-even and subsequent profitability. The money you are seeking to raise will simply allow you to hindu symbology other essays have enough cash to cover the initial period where you will be taking a loss so that you can eventually make a profit. This is a simplification; you may be raising money to dissertation further grow your company, which may already be profitable. Or you might use the financing to get your product to the next stage in hindu essays, its product development lifecycle (i.e.; milestone event). But the general concept is the biehl same; the investment you are seeking bolsters your company’s cash position , allowing it to grow revenue and/or profitability.
Cool idea, how do you make money with it? / How much money do you need, and hindu symbology other essays, why and when? The financial statements provide the answer to saskia biehl the first two questions (which is why we recommend you complete your plan first). To answer how much money you need, analyze the cash flow statement to determine the other cumulative cash flow. The lowest point on this curve will tell you what your maximum financing needs are , and at what point in time. What do you think your company is research papers, worth? The third question is hindu symbology other essays, much harder to clomiphene sy thesis answer, especially for a new company. Hindu Essays! At the saskia biehl end of the day it really comes down to what an investor thinks your company is worth (which is more art than science). However, there are three popular methods of valuing a company that can help you come up with a valuation to facilitate the negotiation. Cost approach (asset based approach)
The cost approach seeks to determine a company’s value by symbology other analyzing the market value of its assets. In other words, in this approach the company is hbs essay, worth the hindu sum of all its assets if they were to be liquidated . This approach may be appropriate for some industries such as real estate where the asset value may actually be worth more than the going concern value (present value of future cash flows generated by the asset). However, for many companies the saskia biehl dissertation value of its branding and hindu symbology other, reputation, along with its ability to generate profits, will exceed the value of sy thesis its assets. The market approach seeks to hindu determine a company’s value by analyzing recent sales of similar assets, with the research papers for management theory that valuations of similar companies can serve as a good proxy. This is hindu symbology other essays, a common approach in the real estate industry.
The income approach seeks to sy thesis determine a company’s value by using its expected profit over time and then placing a value on that future stream of hindu other essays income in today’s terms . Since there is inherent uncertainty with a future stream of income, there are numerous ways to discount that expected income to account for risk. Now you have all the pieces to complete the equation. You have the amount of money you need by looking at cumulative cash flow. You also have an idea of how much money your company will be worth. Equation to sy thesis determine how much equity you should offer: Equity to symbology other offer = Company Valuation / Money needed. If raising debt, you are not exchanging equity for cash. Instead, you should focus on clomiphene sy thesis the loan’s interest rate and payment schedule. Make sure you will be turning a profit that is both large enough and other essays, soon enough to ensure there is thesis hypotheses, no delinquency on servicing the loan.
For equity financing, answer the following: Investment amount needed When you need it How much time it will buy you / When you expect to hindu symbology other essays turn a profit or get to the next milestone event % of equity offered and at what company valuation (you may wish to keep exact figures vague in order to further negotiate) Exit strategy. For debt financing, answer the definition of speach following: Loan amount needed When you need it When you will be able to hindu essays pay back the loan The amount and frequency of thesis hypotheses loan payments. In addition to the information above, you should also summarize how you plan to hindu symbology essays use the research for management funds.
The level of symbology detail should be at a high level ; if the industry investor or lender wants to hindu symbology other see expenses in on the, more detail that will be available in the Appendix within the symbology essays Profit/Loss statement. Construction of new kitchen: Kitchen remodeling, March 1, 2014, $25,000 Kitchen hardware, April 1, 2014, $50,000 Total Loan Amount: $75,000. If based on your financial model you anticipate relatively small yet variable expenses month to month, a line of credit may be a good choice. Hbs Essay! With a line of credit you draw upon it when you require the symbology essays funds and pay interest immediately on the money as it is borrowed. Clomiphene Sy Thesis! It works very similarly to a credit card in that you typically have a pre-set limit to how much you can borrow, the major exception that since you may be able to secure the line of credit with assets, you may be able to get better terms. In the Quick Start Guide we briefly went over the different strategies available and how thinking about your company’s eventual exit will help shape your business model. It’s recommended you review the Quick Start guide and practice that exercise. Depending on your company, there are various exit strategies available, including: Selling your business Passing it down through the family Taking the company public (IPO) Liquidation.
If you are seeking equity financing, then your investors will pay close attention to this section. Hindu Other! Angel investors and VCs demand a large return on their investment since they are taking a large risk by investing into your company. Therefore, you need to include detailed information on how you intend to essays entertainment industry sell the company or take it public. Demonstrating a large market opportunity. If investors are going to take a big risk, they demand a big return. You need to demonstrate your business has the potential to either take substantial market share from an incumbent competitor, or create a new market.
Investors like to be in hot, growing industries such as biotechnology, mobile e-commerce and healthcare. These are all industries that have huge upside growth potential and ones that investors are more inclined to invest in. Solving a larger company’s problem. If your exit strategy is to sell your company to hindu a larger company, then identify how your company’s product solves that larger company’s stated problems and/or goals. For example, Apple’s mapping software is playing catch-up to Google Maps.
If your company can help Apple improve its software, your company would become an attractive acquisition target. The mission statement reflects the core purpose and essays on the, vision of the company. It’s a statement your employees and customers can get behind. Some tips on writing a well-crafted mission statement: Keep it short. 1-2 sentences max. Symbology Essays! Don’t use “fluff” words. Make the statement mean something.
A mission statement, if done well, should encapsulate both what the company does (what it sells) as well as the research papers culture/vision/purpose. Examples of Fortune 500 firms that really get it right: A. BRISTOL-MYERS SQUIBB COMPANY (PHARMACEUTICALS) Mission Statement: “To discover, develop and deliver innovative medicines that help patients prevail over serious diseases.” Why it’s great: The keywords “discover, develop and deliver” demonstrate the company’s capability to in delivering an end-to-end solution. By using the words “innovate” and other, “prevail over serious diseases” it serves as a rallying call for their thousands of employees that what they are doing is (1) cutting edge and (2) has a higher purpose then themselves. Mission statement: “ We will be the easiest pharmacy retailer for customers to use.” Why it’s great: In one short sentence, the company has managed to definition (1) describe what it sells (2) how it will win in the marketplace.
It is a pharmacy retailer and it will solely focus on symbology other essays making itself easier for the customer to use (that could mean so many things, such as innovating online to fulfill prescriptions to improved customer service within their stores). Example of poorly written mission statements. A. FORTUNE 500 FOOD AND BEVERAGE COMPANY. Mission statement: “ The Company’s primary objective is to maximize long-term stockholder value, while adhering to the laws of the jurisdictions in thesis, which it operates and at hindu symbology other all times observing the highest ethical standards.” Why it’s horrible: It does not serve as a rallying call for employees, suppliers, or partners. Its objectives are obvious (what company does not want to maximize value) and borderline absurd (are there companies that do not want to adhere to local and federal laws)? Lastly, it does not mention what the hypotheses company actually does. B. FORTUNE 500 VEHICLE PARTS SUPPLIER. Mission Statement: “ We are committed to attracting, developing, and hindu other, keeping a diverse work force that reflects the research nature of our global business.”
Why its horrible: While a diverse workforce is other essays, certainly not a bad thing, only stating that as the company’s mission statement is ineffective, lacks direction or focus, and completely misses the point of having a mission statement. This is hbs essay, predominately for businesses that have previous trading history, but can also be used by new companies that want to highlight relevant history on how the company came to existence, work completed to date, milestones achieved, etc. Some information you may want to include: Start date First location First product/service Significant milestones/events. Reminder: keep in mind that there is no set rule as to the level of detail you want to include. This is dictated by the relevancy of the information to the reader and how this information helps strengthen your plan’s ability to build credibility for essays, your company.
Every company is made of milestones. Milestones for a business are achievements that demonstrate the business is on the right track. They are best when quantifiable and measureable. Saskia Biehl Dissertation! For example, achieving a working prototype of your product, or getting to break-even, are both huge milestones that showcase your ability to execute and reduces subsequent risk of your company. Key concept: The more uncertainty that you can take off from the table, the better valuation you can get for your business. For businesses that have a retail or manufacturing component, this is an important section of your plan.
Information you may want to symbology other include: Size (e.g.; in on the entertainment, sq. Hindu! ft.) Location/Address Other notable facts, such as equipment at the facility. Location is essays industry, important for a large number of retail businesses, whether you are a restaurant or purveyor of consumer products. If possible, provide statistics about the retail location you have chosen or are planning to choose. Hindu Symbology Other! Describe the lease terms you are able to secure, and if there are any laws that protect the saskia biehl lessee from unreasonable price increases. You can read a detailed article about hindu other essays what to look for in a lease agreement here. Provide detailed information on the manufacturing facilities.
For example, your operation may require a reliable source of definition of speach electricity and water. Describe how the facility provides the hindu symbology other essays business with these resources. If the facility is pre-existing equipment or structures that can be leveraged, make mention of that. Location can be an important aspect of your business even if you are not in retail or manufacturing. For example, you might want to open your software company in of speach, Silicon Valley as that provides a competitive advantage from an employee recruitment and fundraising perspective. If you operate out of a home office. Describe your future expansion plans, including expected date of expansion. Upon completing these sections, you will then be finished with the company and hindu other, financing section of your business plan. Writing the Products and Services Chapter.
The products and services chapter of your business plan should be written clearly and descriptively, to help give investors a comprehensive understanding of the bread and butter of your business. Dissertation! Your products and services section should include the following sections. Products and Services Chapter Sections. Products and hindu essays, Services Competitors Sourcing and hypotheses, Fulfillment (optional) Technology (optional) Intellectual Property (optional) Future Products and Services (optional) Your products and services are the lifeblood of hindu symbology other essays your business – it’s what your customers need, and if you get this right, everything else will follow . Commonly referred to as “product lift”, which essentially means getting the secret sauce working. It means that customers want to buy your product/service, and you are filling a need that was previously not satisfied. Thinking in terms of benefits vs. features. What is the consumer really buying? For example, a person buying a Rolex watch is not only buying a device to tell time, but the prestige and research papers for management, status that comes with a luxury product. Think about what end benefit your product/service delivers.
Of course, the functional aspects of your product/service are also important. Depending on symbology what you are going to sell, think through the features it will provide, packaging, design, branding, quality, and other aspects that help position and/or differentiate it from thesis hypotheses competing products/services. You may have heard the symbology other essays business adage that acquiring a new customer is indefinitely more expensive then keeping an existing customer. One of the hbs essay reasons this is true is the other essays potential to entertainment sell additional add-ons, upgrades and symbology other, substitute products/services to existing customers . Think about how you can drive incremental revenue. Whether it’s via subscriptions, repeat business, or annual contracts, you may be providing products/services that generate a recurring revenue stream.
This is a good thing, because (1) your revenue can be more predictable and hbs essay, stable (2) you are maximizing earning potential . Think how you can generate recurring revenue, which is expressed with a metric called Lifetime Value per customer. You will complete the price you want to set your products/services in the Financial Plan chapter, and we also have a section for you to symbology other describe your pricing strategy; however it is advisable to start thinking about how you want to price your products/services. Competitive analysis is an extremely useful tool and one that should be revisited often as the research papers competitive landscape changes over symbology time. It starts with competitive analysis. Background (location, history, ownership) Financials (revenue, profitability) Products (product line, services, patents, licenses) Marketing (channels used and budget, pricing, alliances/affiliates) Personnel (headcount, notable executives, compensation, job openings) Market share Strengths, Weaknesses. Tips on how to perform competitive analysis. The Internet makes this much easier then in days past. Some ideas: Google search using keywords that your customers would use to find you Look up industry association websites Look up directories such as Yahoo or Crunchbase Use Indeed.com to clomiphene sy thesis find your competitor’s job openings Competitor’s websites Find your competitor’s management team members on LinkedIn. Not only hindu symbology other essays, do you have to biehl dissertation worry about hindu symbology essays current competitors you can see, but you have to be vigilant and dissertation, be on the lookout for symbology essays, new entrants.
For example, a company that already sells to of speach your customer base may see your industry as a logical next step. You should consider the likelihood of hindu symbology other essays new entrants high if: The industry sees high margins (its super profitable) There is unmet demand (more customers then suppliers) There are no major barriers to entry (does not take much to thesis start competing) There is future growth potential (such as mobile apps) Much of this is symbology, common sense – if you see a market opportunity that no one is competing in yet, don’t expect that you will be alone for long. Sourcing is simply the process of procuring goods and services from sy thesis suppliers that are required for hindu symbology other essays, your company to research for management make its products or deliver its service. Some things to consider when choosing and managing your suppliers: Cost: This is an obvious one – the lower the price, the higher your profit margins will be.
Payment terms: The longer you have to pay your suppliers, the more working capital you have on hindu symbology essays hand. Reliability: You must consider how reliable your suppliers are and what would happen to essays entertainment your ability to symbology other essays operate if they cannot deliver. Scalability: As your business expands, will your suppliers be able to papers for management meet your needs? Fulfillment is simply the process of how your company delivers its products/services, from point of sale to delivery. There are several popular fulfillment options:
Engineer to order: the product is designed and hindu symbology, built to customer specifications (e.g.; large construction projects) Build to order: the product’s design is clomiphene, standardized but manufacture of final product is based off of customer specifications (e.g.; aircraft and yachts) Assemble to order: the product is assembled to the customer’s specifications using pre-fabricated components (e.g.; Chipotles burritos, Dell computers) Make to symbology other stock: the product is manufactured in quantity based on definition of speach expected sales of the product (e.g.; retailers) If you are going to be selling physical products and expect to hold inventory, then you should pay very close attention to hindu symbology essays how you forecast the hbs essay amount of inventory you need to hindu symbology other essays meet your projected sales. Too little inventory and you may not be able to definition of speach meet demand. Too much inventory and you tie up all of your cash on excess inventory. Hindu Other! Some key points:
Have accurate sales forecasts. Use historical sales data if you have it, and make sure you account for thesis hypotheses, seasonality. Have accurate inventory tracking. Use bar code scanning or equivalent to ensure there are no data entry errors. Utilize inventory management software. QuickBooks, Sage, and a plethora of other vendors provide a cloud-based solution for hindu symbology, you to manage and maximize your inventory levels. Technology in today’s business environment is becoming more and more important and research papers, serves as a source of competitive advantage. Take Wal-Mart or FedEx as two examples of essays companies that provide services (low-cost products and shipping), but utilize technology as a critical means of delivering those services. Wal-Mart uses a sophisticated supply chain management IT system to essays entertainment industry ensure its low prices.
FedEx uses technology to optimize delivery routes and times, which enables it to ship to practically every corner of the globe, seamlessly and with very low error rates. Think about how technology plays a part in your business and if it is critical to your business operations. If technology is critical to your business operations, then you must think about hindu other your disaster preparedness and contingency planning . Depending on your business, you may want to thesis create back-up copies of data and software, routine security checks, and securing physical assets. What would happen if you lost access to the technology? Think about alternatives that you could utilize.
For example, if you license a piece of software and later down the road decide that the cost is too high, is there a competitor who can license you an alternative? If you have exclusive rights to a technology, either through a patent or through an hindu other, exclusive license agreement, this is thesis hypotheses, a great competitive advantage and one that you will want to describe in essays, detail. There are two types of intellectual property that may be applicable to a business: industrial property (such as patents and hbs essay, trademarks), and copyright (such as novels and hindu symbology, movies). If you have intellectual property that you want to clomiphene protect, it is advisable that you seek the professional advice of a good Patent/IP Attorney , since this is a great way to provide a barrier to entry for your business. Intellectual property type 1: Industry property. These include inventions (patents), trademarks and industrial designs (trade secrets, trade dress).
If you have any proprietary process or technology then it is recommended that you apply for a patent to protect your invention. Hindu! You should apply for a trademark for your company name and logo as well. Intellectual property type 2: copyright. These include literary and artistic works such as novels, poems and plays, films, musical works, artistic works such as drawings, paintings, photographs and sculptures, and architectural designs. In 2011, counterfeit copyrighted and trademarked goods were a $600 billion dollar industry worldwide.
Enforcing your intellectual property may be feasible from clomiphene sy thesis a legal point of view, but many times is not practical in practice. For example, Microsoft cannot possibly prosecute every single instance where its popular operating systems are copied and hindu other, downloaded. IP and your employees and contractors. It is just as important to secure your intellectual property in relation to your employees and contractors. Everyone should be required to sign an invention assignment agreement, which basically states that the company owns all works produced while contracted by definition of speach the company. In addition, you may consider handing out serialized notebooks for hindu symbology essays, employees to hypotheses use , so that if there is ever a conflict as to whom owns a piece of intellectual property, there is symbology other, a physical record. If you have future products and services planned, it is a good idea to definition of speach describe the product roadmap and strategy behind it . Hindu! A key concept is that of product lifecycle, which describes the stages of the life of a product. During this phase, your product will incur heavy promotional costs as you get the word out. You may discount the price of the definition of speach product to encourage new customers. During this phase, you may focus on expanding your product to new segments in the marketplace, and expand the product line (for example, with new colors or other variations).
During this phase, you are enjoying the fruits of hindu your labor. Biehl! You may add new features to your product to stay competitive and to further differentiate your product from symbology other competitors. Marketing spend for thesis hypotheses, your product starts to dissipate as sales of your product are in steady decline. After including all of this information, you’ll have completed the products and services chapter. Writing the Customers and Market Analysis Chapter. The customers and market analysis chapter will give you an opportunity to hindu symbology describe what your customer segments are, what needs you are filling for on the entertainment, them, and how these groups of customers are trending in terms of growth and behavior. This chapter also includes any regulatory restrictions specific to your industry. Customers and Market Analysis Sections.
Market Overview Market Needs Market Trends (optional) Market Growth (optional) Industry Analysis (optional) Key Customers (optional) In the market overview section you are going to calculate the total market (referred to as Total Addressable Market) for hindu, your products, and then the segment of that market your business can capture. Total addressable market can be thought of in several distinct levels. At the highest level is an estimate of the total market given 100% saturation. Another way of looking at this is what would be the total market if one company had 100% market share. Once you have the total addressable market, then you can estimate what percentage of this you can realistically capture. This, of course, is much harder to predict with accuracy. On The Entertainment Industry! So the important thing to remember is to utilize strong sources for your assumptions.
For example, lets say you plan to open a high-end steakhouse in downtown Miami. To calculate your total addressable market, you might count how many high-end restaurants are in other, the downtown area and research the average annual sales for each restaurant. Thesis Hypotheses! Then multiply the two to hindu symbology other essays get the definition total sales for all high-end restaurants. This would be your total addressable market. Using the symbology other example above, we can then drill down to the next level and determine what percentage of the market you can realistically capture. You might assume that you will take an equal share of the market, thereby decreasing all other competitor’s shares in saskia biehl dissertation, the market. Or you might offer cheaper prices, which you assume would take a larger percent of the market. Whatever your assumption, make sure it is well documented and hindu other, logical. To obtain jaw-dropping product-lift you must solve a difficult and essays on the entertainment industry, painful problem for the customer. And if there are competitors, you must solve the problem better than them, and enough so that customers are willing to switch to your company. Describe what problem your product is solving.
If you are targeting multiple customer segments, make sure you go into hindu symbology, detail on on the industry how your product serves each customer segment. Describe how your solution better solves customer’s pain points then your competitors. We as consumers are inherently lazy. We do not want to go through the time and cost of symbology other switching from one company’s product/services unless it is compelling enough, which is dependent on the switching cost. For example, there is clomiphene sy thesis, virtually no cost to switch from Coke to Pepsi. On the hindu other essays other hand, there is high switching cost associated with migrating from essays on the industry a Mac to symbology other essays a PC. To overcome this problem, describe how your product either is able to overcome customer’s inherent adversity towards switching products, or if your product is able to reach new customers and bypass switching costs altogether (in other words, instead of taking customers away from research papers for management your competitors, you are creating a new market for your products). Understanding market trends at the macro level is critical for various aspects of your business. A growing or shrinking market is described in more detail in hindu other essays, the market growth section. Below are some of the hbs essay other factors that will affect market trends: The overall economy has a disproportionate effect on other some businesses.
For example, dog-walking services usually see a decline in sales as households reduce spending on research non-essential purchases. Government regulations and policies can completely alter an industry, so it is imperative that you are up to date on upcoming changes. For example, the Jobs Act of 2012 allowed for the first time non-accredited investors to hindu essays participate in private placement of securities. Saskia Dissertation! This in turn has created a new market for crowd-funding websites to emerge to connect startups with all types of hindu symbology other investors. You may be in an industry where political conditions have an impact on the bottom line. For example, if you count the clomiphene sy thesis Dept. of Defense as one of your clients, then the hindu symbology other essays across-the-board budget cuts (i.e.; Sequestration in the Budget Control Act of 2011) would surely have a negative effect on your business. If you build your business on top of a technology platform that will soon be replaced with a more cost affordable, powerful, and easier to use technology, then that will surely put you in a less advantageous position.
Knowing technology trends is valuable in ensuring you are gaining a competitive advantage through the use of technology. Your customers may change their sensitivity to price depending on a variety of research papers factors, including competition, macroeconomic conditions, and hindu symbology, changing consumer tastes. Keeping an thesis hypotheses, eye on this trend will ensure you optimize your pricing strategy. Market growth, mathematically, is other, simply measuring the change in market size from one time period to the next (usually in years). So if the market in the first year was $100 million and hbs essay, $150 million the second year, then the market can be said to have grown by 50%. You will find that measuring market growth using historical market size data is much easier then forecasting market growth. Utilize publically available data sources, trade publications, market research firms, and government agencies to find much of hindu essays this research. Being able to demonstrate a market is growing is obviously important – for example, the market for Blackberry accessories is clearly a declining market. Most investors and clomiphene sy thesis, lenders will not want to see a new business chase after dwindling customers. On the other hand, the market for hindu other essays, Apple and Samsung phone accessories have seen great growth and will continue to grow as those companies continue to hbs essay add new customers. Your industry is defined as the group of hindu essays companies that are related to definition of speach you in symbology other, terms of what you sell/how you derive your revenue.
For example, Ford and Nissan are both in the automotive industry. Ford and Nissan’s market (i.e.; customers) would be the end consumers who buy their cars. You will want to describe your industry name/classification (SIC/NAICS Code), which can be found on the Dept. of Labor website. Understanding your industry’s dynamics is imperative to knowing it’s profit potential and dissertation, attractiveness. A popular framework for hindu symbology other, conducting industry analysis is Porter’s five forces analysis, which analyzes an industry’s competitiveness (and therefore attractiveness). By performing this analysis you will have a clear picture of your competitors and how your company fits within the saskia biehl competitive landscape.
If your industry has low barriers to entry and low switching costs, then expect increased competition, as there is little standing in hindu symbology essays, the way for new entrants to enter the definition market and compete. If your industry is supplied by very few suppliers with little alternative but to source from those suppliers, then expect downward pressure on hindu symbology your margins. If your industry only has a small number of thesis hypotheses buyers, or there are many alternative products to choose from, then expect downward pressure on your margins. If there are many substitute products in your industry and the switching costs between them are low, then expect substantial competition. An industry is very competitive if there are many competitors about the same size, there is little differentiation between competitor’s products, and it is mature with little growth (so the only way to grow is to symbology take a competitor’s market share).
Although your product may cater to definition many different sets of customers, you want to hindu symbology other essays focus on a select group that will be the most likely to hypotheses purchase your product/service and account for the lion’s share of hindu symbology other essays your company’s revenue. For many businesses, you will soon realize that a large portion of your revenue comes from a small percentage of of speach your customers. For example, Starbucks may realize their key customers are white-collar business types that purchase a cup of other essays coffee every day, versus the student type that comes in once a month. When you can name your key customers. If you are in a business where volumes are low and saskia biehl dissertation, prices are high, then you should be able to name your key customers individually. In this case, you should describe in detail your relationship with each of them separately. If you’ve filled out this chapter, congratulations. Doing market research and customer analysis is hindu other essays, a complicated and time consuming task. Time to move on to the next chapter!
Writing the Marketing and Sales Chapter. The marketing and sales chapter gives you an opportunity to describe how you will manage your sales force and definition of speach, what sales activities they will conduct in order to close sales. Overview Positioning Pricing Promotion Distribution. In this section, summarize your marketing plan, being sure to include: Positioning: Are you going to be the lowest cost provider or provide a differentiated product? Pricing: How will you price your products/services?
Promotion: How will your market your products/services? Distribution: Where will your product/services be available? Tip: It will be easier to write this section after you complete the symbology other essays subsequent sections as the overview section summarizes key findings from the other section. Keep this section at the summary-level, as you will go into further detail in thesis hypotheses, the subsequent sections. Describe how you position your company within the competitive landscape. Will you compete on price, or will you differentiate your offering and stand out from your peers? For example, Wal-Mart positions itself as the low-cost provider in hindu other essays, an industry, while Apple designs premium products to for management reach the hindu essays luxury end of the market. Provide your product/service at the cheapest price point in sy thesis, the marketplace. There are three primary ways to achieve this: Economies of Scale: For example, being able to turn more tables in a restaurant or produce more widgets in hindu, a factory. The more you are able to produce from your asset, the cheaper it becomes.
It will also be harder for your competitors to enter the market since you have fixed assets and experience that requires a large investment. Low operating costs: Keeping costs down across all aspects of the on the business, including: Standardization: Limited customization Outsourcing: Outsourcing labor to low cost production centers Thrift: Limiting advertising and RD spend Optimized supply-chain: By lowering inventory and negotiating with suppliers, companies can substantially improve their profitability and cash flow. Making your product/service unique by targeting a specific segment of the market is a compelling strategy, especially if: Your customers are not price sensitive The market is hindu symbology other essays, competitive Your are targeting a specific niche You can provide a product/service that is on the industry, not easily copied. You can also achieve differentiation through branding and marketing – for example, Starbucks sells premium coffee at a premium price point, primarily through the hindu symbology strength of their branding and not through the of speach taste of their coffee. Determining the optimal price for your products/services will require you to think through several factors: If you are going shooting for the low cost provider strategy, then you will want to hindu price yourself accordingly.
Likewise, if you are going for the luxury end of the hypotheses market, then a higher price is often times a proxy for hindu symbology essays, quality. How price sensitive are your customers? If your customers are making their purchase decision primarily based on price, then you will want to be sensitive to hypotheses this. The price you set must be high enough to over your costs so you can turn a profit. There are, of course, exceptions. For example, you might want to achieve economies of scale by hindu other maximizing units sold, or you might be maximizing revenue to achieve dominant market share.
There may be regulatory/legal constraints on how much you can charge. For example, payday loan vendors are restricted in hypotheses, how much they can charge their customers. Looking at what your competitors charge can give you a understanding of what current customers are accustomed to paying and will likely be willing to pay for your products/services. There are price points that consumers are psychologically more accustomed to, such as amounts ending in hindu other, .99 or .95. In this section, you move from describing your marketing plan onto how you will convey your marketing message to on the your intended audience. Symbology! What marketing channels will you utilize to reach your target customers?
Depending on your business, traditional media may be an important component of your complete marketing toolbox. These would include television, radio, billboards, flyers, etc. In today’s environment few companies can afford not to have a strong online presence. There are a myriad of options available. Each marketing channel must be carefully measured for on the industry, effectiveness, as online marketing can quickly add up and consume a small business’s entire marketing budget. A website is a key component of your digital marketing efforts as it will be the destination in which your online leads will first visit. Some online marketing options include:
Search engines (i.e.; Google, Bing) Directories (Yelp, Angies List) Daily deals (Groupon) Email marketing Social media (Facebook, Twitter) Word of symbology other essays mouth marketing is by hbs essay far the most profitable and powerful marketing channel available to any business. New customers that are referred to your business are more likely to essays purchase and more likely to continue referring your company. There are ways to boost word of mouth marketing, especially with the advent of social media. For example, asking a satisfied customer to like your business on hbs essay Yelp and Facebook will potentially reach hundreds of their contacts, all with one click.
Integrating social media into your word of other essays mouth marketing strategy is invaluable for papers for management, every business. Blogging/Becoming a subject matter expert. Having a leading voice in your industry will help your business gain credibility from customers, suppliers, partners and competitors. Other! You can start by participating on public forums and blogs related to your business and adapting the adage “give more to get more”. How will your products be available? On one end of the spectrum is direct marketing, whereby you sell directly to your customers. Or if you manufacture your products, you might sell through distributors, who in turn sell to research papers for management retailers, who in turn sell to consumers. Three common models: Product is stocked in other essays, mass-market distribution channels. Examples include soft drinks, magazines, etc.
Product is specialized and sold through specialized channels. Examples include nautical computers and essays entertainment, tooling/machinery. Product is only sold through an exclusive channel. Examples include luxury products such as high-end motorcycles or designer handbags. The Internet presents an unparalleled opportunity to reach customers directly, as well as working with online channel partners to reach and sell to hindu symbology other customers. Writing the Strategy and Implementation Chapter. The strategy and implementation chapter will give you an research for management, opportunity to define the other key milestones that mark meaningful progress towards your goals. It also includes sections that further elaborate on your competitors. Strategy and Implementation Sections. Milestones SWOT Analysis (optional) Competitive Edge (optional) Strategic Alliances (optional)
Milestones are the key events that demonstrate progress is being made , such as completing the company’s first prototype or breaking even. Saskia Biehl Dissertation! These provide a tangible way to measure the success of the business venture. Milestones are so incredibly important to other essays a business yet are one of those things that can be easily overlooked. Why are milestones so important? Because they are a way to measure meaningful progress of a company that in effect, makes that company less risky (and therefore more valuable). A new company has an extremely high-risk profile – but as it meets tangible milestones, such as completing a prototype or breaking even, the company’s risk decreases. Hbs Essay! It becomes more apparent that the venture will succeed. Investors and lenders will be looking at what milestones your company has reached in order to create a fair valuation.
Milestones might include: Assembling company team First working prototype Filing/receiving patent or other IP Securing physical location for store First paying customer Breaking even Turning a profit* *If you can demonstrate not only turning a profit, but also sustaining that profit, then that is a huge milestone. SWOT Analysis is hindu, a useful technique for understanding your company’s strengths and weaknesses , while identifying both the opportunities open to your business and the threats it faces. Strengths and Weaknesses refer to clomiphene internal factors in your company, such as: Employees and hindu symbology other, staff Physical assets such as equipment and entertainment industry, facilities Financial assets. Opportunities and Threats refer to external factors facing your company, such as: Market trends Regulatory and hindu other, legal Macroeconomic conditions Competitors. Competitive edge can be bucketed into saskia, four primary areas: cost, differentiation, innovation and operational effectiveness. Are you providing a product/service at a lower cost then your competitors? This is a straightforward competitive edge that is very difficult to deliver. Providing the lowest cost may require operating on razor thin profit margins or heavy investment in fixed costs in order to achieve economies of scale.
Are you providing a product/service that your competitors are not offering or cannot offer? This is a common strategy whereby you provide differentiated value in order to better serve customers and/or reach a portion of the market that may be under-served. Are you leapfrogging your competition and providing a notably superior or new product/service? Popularized by the book “Blue Ocean Strategy”, creating new demand in an uncontested market space is a powerful business strategy. Do you provide superior time to market or customer service? For example, your customers may be willing to symbology other essays pay a higher price for better customer service . Nordstrom’s is an example of a company that uses superior customer service as a competitive advantage. Forging strategic alliances is a commonplace occurrence in business. There are a wide variety of alliances you might encounter, with various parties in which you do business. Even if you do not have any alliances, there may be an opportunity for a partnership in the future and that should be included in this section. You might have a supplier who has a disproportionate amount of influence and for management, power of your business.
Striking a partnership in this case may decrease those risk factors and provide a competitive advantage over your competitors. You might have a large portion of your revenue coming from several key customers. Inking an exclusive agreement to lock in revenue would, for instance, give you predictable cash flow. It is not uncommon to partner with competitors under certain circumstances – for example, to set standards for hindu symbology essays, the industry or to definition help further adoption of a technology. Hindu Symbology! For example, Sony and Panasonic partnered together to increase the adoption of Blu-ray DVDs. Aligning your brand with another company is frequently used, especially if both brands are targeting the thesis same demographic. For example, Samsung is the official sponsor of the Olympic games and will provide free mobile phones to other essays all Olympic athletes.
Upon completing these sections, your strategy and hbs essay, implementation chapter will be finished. Writing the Financial Plan, Statements, and Sales Forecast Chapters. Writing the financial plan, financial statements, and sales forecast will be the most difficult part of your entire plan. It requires making a large number of hindu symbology other essays intelligent assumptions about the thesis size of the market you can realistically target, and the costs associated with making your product or rendering your services. These sections are the red meat of your plan — these are the hindu essays chapters that any seasoned angel investor or venture capitalist will dig into to make sure they know they’re making a solid financial investment. Chapter 7: Financial Plan and Sales Forecast Sections. Sales Forecast Personnel Plan Budget Cash Flow Assumptions Loans and Investments Starting Balances Historical Financials Key Metrics for Success. Define the price in which you will sell your products and hbs essay, services, the cost it will take to produce or sell the hindu other essays product/service, and the number of units you will sell. Biehl! Be conservative when making your estimates on the number of symbology essays units you will sell, ensuring you have a reasonable methodology when making your forecast. It is of speach, highly recommended that you first complete the following sections as they lay the foundation for defining the sales forecast. Products/Services section: Defines what you will sell and at hindu other what price point; also seeks to thesis hypotheses define the production cost Target Market section: Defines the other essays size of sy thesis your target market and what quantities you can sell.
Tip: Your sales forecast should sync with your Sales and Marketing plan. For example, if you plan on hindu symbology other essays hiring several sales people nine months from the start of research papers for management your business, you should forecast an hindu other, increase in sales thereafter. This is the price you will sell your products/services. Fixed price: Suitable for on the industry, most sales forecast modeling Price changes over time: The price of your product/service may increase/decrease in price over time for several reasons: Keep up with inflation Keep up with increased cost of raw materials or components Seasonal product – discount to offload excess inventory Promote new product – discount upfront to encourage sales, then increase later. This is the direct cost of producing your product/service (at the unit level).
Otherwise known as cost of hindu symbology other essays goods sold (COGS). Fixed costs: Suitable for most sales forecast modeling % of sales: A good way to on the entertainment industry forecast costs; as sales increase you can set the cost as a % of sales on hindu other essays a sliding scale. Costs vary each month: The cost of clomiphene sy thesis your product/service may increase/decrease in price over time for hindu other essays, several reasons: Economy of scale: the more units you produce, the cheaper it becomes to produce them Bargaining power: the more units you buy from your supplies, the saskia biehl dissertation cheaper they become Seasonality: cost of hindu symbology essays raw materials may fluctuate based on time of year. This is the expected number of dissertation units you will sell. My units are constant: Not particularly suitable as most businesses will expect to have some growth over time.
Units sold changes over time: The quantity sold of your product/service may increase over time for several reasons: Growing market share Finding new markets. Sales tax requirements vary by country and by products/services sold. In the United States, there is no sales tax at the federal level; however, many states levy selective sales tax on particular goods or services. Check with your state department of taxation if you are required to collect sales tax. If yes, you collect the hindu sales tax from your customers and then remit the tax to the state each year. If the individual assumptions used for thesis hypotheses, each component of the other sales forecast is accurate, so will the overall sales forecast. You should be able to explain where each number comes from, citing studies/research that validates your assumptions. The costs of hiring personnel are often the largest expense of any business. Of Speach! In this section, you will enter forecasted employees and contractors you plan to hire. The number of symbology other essays personnel you plan to hire and at what time is more of an art then a science. Hbs Essay! Too much staff too soon and you’ll burn through your working capital.
Too few staff and you’ll run the risk of alienating your customers and partners when you can’t deliver. A good way to think about your personnel plan is to think about the milestones you want your business to accomplish and what personnel are required to get your business there. You can always revise your estimates, so start off with your best estimate and come back to this section later. Tweak as needed so that your business model demonstrates profitability within your target time frame. The type of company you are building and the financing required also makes a big difference in your staffing plan.
For example, if you are seeking venture capital that mean you are going to want to hire and scale quickly in order to generate large revenues. Conversely, if you are seeking debt financing, you want to operate as lean as possible and maximize profitability so you can service your loans. Fixed amount: Suitable for most situations. Symbology! Changes over research for management time: You might want to define a compensation plan for hindu symbology other, sales personnel that have an annual bonus component, for thesis hypotheses, example. Employee: If choosing employee you will have to consider certain employee taxes and other considerations. Contractor: If selecting contractor, ensure that you are classifying said contractor correctly. In the symbology essays United States, for of speach, example, you are legally required to provide employee-type benefits in symbology, certain situations even if you classify the hbs essay personnel as a contractor.
If hiring employees, you will be responsible for additional costs such as (but not limited to) payroll taxes, worker’s compensation and other, health insurance, paid time off, training and travel expenses, vacation and sick leave, pension contributions and other benefits. This is referred to the burden rate, which provides a truer picture of total labor costs than payroll costs alone. Burden rate only affects employees and not contractors. Clomiphene! If unsure what to enter, 15% is a fair estimate. Explain the assumptions and hindu, methodology used to define the saskia dissertation personnel your business plans to retain, including how you came up with your compensation figures and burden rate. For example, you might explain that as you plan to hire several sales people to coincide with the release of hindu symbology other a new product. Enter expenses you plan on incurring for your business.
A good way to make sure you capture majority of your business’s expenses is to think through costs associated with each functional area of your business, such as product development, marketing and operations. Hbs Essay! Categorize expense into groups, such legal and administrative, rent and leases, and telecommunications. Do not include fixed asset expenses (assets whereby you derive value from for more than 12 months) such as a company van or computers. You will enter these in the next step. Advertising Expense Amortization Expense Auto Expense Bad Debt Expense Bank Charges Cash Over and Short Commission Expense Depreciation Expense Employee Benefit Program Freight Expense Gifts Expense Insurance – General Interest Expense Professional Fees License Expense Maintenance Expense Meals and Entertainment Office Expense Payroll Taxes Printing Postage Rent Repairs Expense Salaries Expense Supplies Expense Taxes – FIT Expense Utilities Expense Gain/Loss on symbology Sale of research papers for management Assets. Enter long-term asset expenses here. Long-term assets are comprised of other two types: tangible and intangible assets. Fixed assets are tangible assets that provide value for more than 12 months, such as a company van or computers. On The! Fixed assets are depreciated over hindu essays its useful lifetime. This is an accounting method that allows the business to allocate the hbs essay costs of the asset over its life by gradually reducing its value.
Common fixed assets: Land and Buildings Motor vehicles Furniture Office equipment Fixtures and fittings Plant and machinery. Intangible assets are long-term assets that are not physical in nature. Intangible assets are amortized over its useful life. These might include: Intellectual property (items such as patents, trademarks, copyrights, business methodologies) Goodwill Brand recognition.
Enter other short-term assets here, which most likely will be any prepaid expense that lasts for less than 12 months. Besides prepaid expenses, other current assets also include short-term investments and securities that are likely to hindu turned into cash within a year. A prepaid expense can be described as such: A 12-month office lease is signed with the total lease amount of $12,000 being paid upfront. Clomiphene! Classifying this as a regular expense would not be accurate because then the PL Statement and Cash Flow Statement would both show the $12,000 as a one-time upfront payment on the month it which it was made. This type of other expense is better described as a prepaid expense, since the saskia dissertation use of the office is spread out over a 12-month period of time and symbology other essays, can be considered an asset on essays on the entertainment industry the Balance Sheet that is symbology other, expensed over time. By classifying this as a prepaid expense (or an amortized short term asset) then the PL Statement would show the $12,000 prepaid expense spread across 12 months at $1,000 each month, while the Cash Flow Statement would reflect the saskia $12,000 payment on month in which it was made. Under Assets, the Balance Sheet would then show the amount of Prepaid Lease that is remaining at the end of the accounting period. Enter an estimate for income taxes you expect to pay, which should be a summation of federal, state and hindu symbology other, local income tax. Do not include other taxes such as property tax (should be entered as a separate expense) or employee-related taxes (this is covered in the Personnel Section as the Burden Rate). As this is sy thesis, only an estimate, 100% accuracy is not required (if unsure what to enter here, use 20%).
Dividends and symbology other, distributions (for corporations and LLCs/partnerships, respectively) are payments to the company’s shareholders/owners, taken from the company’s profit. Dividends are typically paid out at hypotheses the end of the fiscal year, while distributions can be given out at symbology other the discretion of the owners. You may want to set this to zero initially and see how the financials of your business model work out; then you can work backwards and determine how much of retained profit you want to distribute to owners/shareholders. Here you can explain any regular costs that are associated with running your business. On The Entertainment! What are the monthly or ongoing costs that you must pay to keep the business up and running? For example, this could be paying monthly utilities and rent expenses for your office space, insurance, or any marketing or advertising costs. For a start-up, remember that there are always up-front costs or one-time costs associated with getting things started, so be aware of any of these expenses and include them in your budget. Accounts receivable is defined as sales that the company has made but has yet to collect the money from the purchaser. Most companies operate by allowing some portion of their sales to symbology other essays be on credit.
These types of dissertation sales are usually made to frequent or special customers who are invoiced periodically, and allow them to avoid the hindu symbology other essays hassle of saskia biehl physically making payments as each transaction occurs. You want your accounts receivable to be as low as possible to increase your cash flow. Defining what percentage of your sales will be on credit. You want this percentage to be as low as possible, while keeping in mind that for some businesses it is hindu other essays, preferential to provide some credit to your best customers. Defining how long it will take to collect payment. Of the entertainment customers that you provide credit to, you need to define when they are to hindu symbology other essays pay you back.
The faster, the hypotheses better your cash flow will look like. It is typical to other essays provide net-30, which is 30 days. Accounts payable is defined as short-term debt owed to suppliers and banks. It is to your advantage to hypotheses negotiate longer payment terms with your suppliers, as it will improve your cash flow. Symbology Other Essays! When looking at accounts receivable (what is owed to you) and accounts payable (what you owe), the key thing to remember is that you want to be paid as soon as possible, and you want to pay others as late as possible (cash on hand is king). Defining what percentage of your purchases will be on credit. You want this percentage to be as high as possible, as that will improve your cash flow. However, ensure you are able to pay your vendors on the purchases made on credit. Defining how long it will take to clomiphene sy thesis collect incoming payments. How many days will it take, on average, to collect incoming payments?
Select the typical number of days between when you make a credit sale and when the payment arrives. Keep in mind that shortening this period can vastly improve your cash flow. If your business will sell physical products and you plan on keeping inventory on hindu essays hand, then you need to hbs essay define how many months of inventory you wish to keep on hand. The more months of hindu inventory you hold on hand, the more cash is saskia biehl, tied up in inventory. This will affect your cash flow. How much inventory should you carry? The ideal amount varies from industry to industry, and business to symbology essays business. A good place to find more information is trade associations for your industry.
In order to on the entertainment improve your company’s inventory management, you will need to start by collecting good records on your inventory. Using inventory turnover rate as an other, indicator. Inventory Turnover Rate = Costs of Goods Sold (COGS) / average cost of inventory on dissertation hand. A low inventory turnover rate means that you may have too much inventory on hand. Understanding and managing cash flow is very important to any business. The time period for credit sales and payments may depend on your suppliers or your industry. Paying and hindu, getting paid later rather than earlier can entirely change your cash flow projections.
You can utilize this section to explain any assumptions about cash flow, including details on the time period in definition, which you will make and receive payments. Other Essays! How did you come to these assumptions and how will it affect your business? When taking out research papers for management, a loan, you borrow an amount of money (principal) from a lender, and are obligated to pay back at symbology other essays a later time (usually in installments). Biehl Dissertation! You will typically pay interest on symbology the loan. If you are seeking a loan then enter the amount, as you want to forecast the financials assuming you have secured the loan. Personal vs Commercial Loans. For many small businesses, taking out hbs essay, a personal loan to finance growth is commonplace. Symbology Other Essays! These might include credit cards, home equity line of credit (HELOC), and installment loans. If you have an existing small business, commercial loans can be obtained, which are based on a variety of factors.
Secured vs Unsecured Loans. A secured loan is a loan in which you pledge some asset (equipment, property, etc.) as collateral. Unsecured loans (credit cards, personal loans) are not secured against a borrower’s assets. Interest rates will be higher for unsecured loans versus secured loans, for of speach, obvious reasons. If you have a pre-existing loan, then you can specify those details in the Starting Balances section. A line of credit is hindu other, similar to a loan with the difference being that interest is not charged on the part of the dissertation line of hindu symbology other essays credit that is clomiphene sy thesis, unused, and hindu symbology, the borrower can draw on the line of sy thesis credit at any time that he or she needs to. If you are seeking a line of credit then enter the amount, as you want to forecast the financials assuming you have secured the line of credit. The line of credit may be classified as a demand loan, which means that any outstanding balance will have to other be paid immediately at the financial institution’s request. Investments include injections of cash into the business from you, other shareholders or owners, or investors. This typically refers to hbs essay equity investments where investors contribute cash to the business in other, exchange for equity (ownership).
In this section, you can describe how your business will be funded. If you are a startup, it is likely that the money you make from sales will not cover all your business expenses so you may need additional sources of funding, such as taking out a loan, receiving investors’ capital, credit lines, or other ways of borrowing money. What type of funding will you acquire? At what point in your plan are you expecting these funds? For existing businesses only. Hbs Essay! The starting balances will be used to adjust the hindu symbology balance sheet to take into account your company’s financial history. Important: all starting balances should be entered as they are at the start of your plan. Enter starting balances for assets:
Cash Accounts Receivable Inventory Other current assets Long term assets Accumulated depreciation. Enter starting balances for liabilities: Enter starting balance for Capital and Earnings: Enter your Recent Sales: One month before start date Two months before start date Three months before start date Four months before start date Five months before start date Six months before start date. If you are an existing business, you can enter past financial data here. This is optional and hbs essay, will be used to calculate historical financial ratios in the Financial Statements section. For each year of your company history , include: $ Sales $ Gross profit $ Income from operations $ Net profit $ Current assets $ Current liabilities $ Inventory $ Total assets $ Total liabilities $ Total owner equity. Every business model has several key metrics that management can use to see if the business is healthy. For example, a restaurant might use the number of tables it can turn per night and the average revenue per hindu symbology essays dinner.
Think about what levers make the most impact to your business. You will want to research continuously track and monitor these metrics to essays ensure your business model is working. Chapter 8: Financial Statements Sections. Profit and Loss Statements Balance Sheet Cash Flow Statement Financial Ratios. The Profit Loss (i.e.; income statement) shows your revenue, expenses, and profit.
It is the most common of the three reports as it provides a view into the company’s projected “bottom line”. The statement here is a read-only display, calculated automatically from the information you entered in the Sales Forecast, Budget, and Personnel Plan sections. Hbs Essay! If you wish to edit or change any information, you may do so by going back to those sections. The statement here will update automatically. The balance sheet gives a snapshot of your company’s financial position at hindu essays a given point in time, usually the last day of a fiscal period. It is called a balance sheet because assets (what you own) will always equal the sum of your liabilities (what you owe) and stockholder’s equity (your investments from stockholders plus money that your business earned that is research for management, put back into hindu, running your business).
The balance sheet here is a read-only display. If you wish to change the hbs essay balance sheet, you can do so by going back to hindu symbology other the builder in the Financial Plan section. If you are an existing business, you have the option of adding starting balances under the Financial Plan section. The cash flow statement displays the hbs essay cash inflows and hindu symbology essays, outflows from saskia your operating, investing and financing activities. Rather than providing an overview like the balance sheet, the symbology cash flow statement will measure the change in cash during a period. Definition! In other words, how much money did you start and end up with? The statement here is a read-only display. You can go back to edit the sections in hindu symbology other, the Financial Plan section in order to change the hbs essay accounts affected in hindu symbology, the cash flow statement. The Financial Ratios section gives a general overview of the health of essays your business.
The report here is a read-only display. If you wish to hindu symbology essays change any of the information, you may do so by editing the relevant financial information you’ve entered previously. Clomiphene Sy Thesis! The ratios here will update automatically. The Liquidity Analysis shows how solvent your company is, or how easily convertible to cash is the company in case. This is important in determining the ability of the business to meet its obligations, or paying off what it owes in debt. The Profitability Analysis shows the overall performance of the company in its ability to make a profit.
The ratios show how much of sales revenue is actual profit after taking costs and symbology other, expenses into essays on the entertainment industry, account. The Debt Ratio shows how much of the symbology other essays business’s assets are financed by hypotheses debt and how much of the other business’s assets are financed by stockholders’ equity. The Investment Measures show ROI (Return on Investment) which is the percentage of the return (net profit) of the business divided by the cost of the investment. The most common method of research papers for management calculating ROI is to divide net profit by total assets. Finishing these chapters represents a massive achievement in completing your business plan.
It is by far the most difficult chapter, as it requires doing somewhat complicated math to generate accurate financial statements. In all likelihood, you will need to hire an expert or accountant to help you create an accurate and detailed plan that adheres to realistic outcomes. To finish it off, you’ll need to write an symbology other, appendix and a glossary of terms. Your appendix will be a more detailed version of the financial statements detailed in this chapter, and your glossary of terms will simply define the terms of your business that an investor may not understand. Upon including those chapters, your plan will be complete. Feeling inspired to start a business, but don’t know how to write a plan? We have a sample database of plans that you can look through to learn the different chapters and sections necessary to attract equity investments and sy thesis, loans. Although our examples are specific to each industry, keep in mind that every plan will be unique depending on your location, your customer base, and your own vision, so these will only serve as a starting point for you and your dream.
Click the images to view our full business examples. 4. The Pros and Cons of Downloading a Business Plan Template. 1. Write with confidence — you won’t be forgetting any important information. Using this free template can help you write your own plan, without the hassle of figuring out how to order your chapters, or the worry of hindu other essays feeling like you might be missing a section. We provide the entire bare bones skeleton of a business plan within this Microsoft Word .doc download. After you download it, it’s up to you to flesh out the details and ensure that each section is definition, as well researched and intelligently conceived as possible.
2. Step-by-step writing guide and writing samples included. Our plans come with a complete how-to guide with examples from hindu other our professional business plan samples to help steer you through your writing. 3. Completely free – no hidden costs, just download and essays on the industry, start writing. This plan is completely free. You may encounter other people or websites on symbology the Internet charging a price to download the guide. Do not purchase them – there is no benefit at all to purchasing a pre-fabricated plan.
None of the information will be relevant to your company, and you’ll be gaining nothing but the order and structure of the plan – something that you could easily research and re-create on your own. Sound good? Keep in mind that while this guide may give you a better idea of how a it should be structured, that represents only about 5% of the heavy lifting of writing an hypotheses, actual the complete document. Don’t forget that every plan needs well structured elevator pitch. 1. Hindu Symbology Other! You’ll have to do complicated business planning math and calculations yourself — or pay an research papers for management, expensive rate for hindu, someone else to do them. You’re going to have to do the financial calculations, plans, and forecasts that a plan should offer to attract investment — all by thesis yourself. Creating these sections requires years of training, math skills, market knowledge, and symbology other, investment savvy. This requirement is beyond the scope of most peoples’ abilities, which is thesis hypotheses, why entrepreneurs turn to professional writers and other, accountants to do the heavy lifting for them. Keep in mind: You may have a brilliant idea, but until you’ve subjected your product/service to meticulous research, and calculated your potential market as conservatively as possible, your business idea will be nothing but empty words and sy thesis, blather to a seasoned investor.
2. Hindu Other! You’ll need to manually create visual graphs and saskia, charts to hindu essays make the calculations easily understandable. You’ll need to take the numbers you calculated and thesis hypotheses, create attractive graphs, charts, and tables for hindu, your plan. Making your data attractive and easy to comprehend is no easy task. Professional planning software can not only papers for management, do the calculations for hindu symbology, you, but will also turn them into relevant graphs, charts, and tables presented in clomiphene sy thesis, the appropriate order, according to how equity investors and bank loan officers expect to hindu other essays see them. 3. A basic template won’t allow you to track your business’ progress. You won’t be able to keep your company’s information up to date easily. One of the major benefits of using software is that you can continually update your numbers based on your real expenses and earnings, allowing you to sy thesis track the progress of hindu essays your business easily and without a major hassle. Nonetheless, we encourage you to download this document and get started with writing out your product/service concepts and research papers for management, marketing plan. If or when you encounter the financial sections, we’ll be looking forward to helping your progress through the symbology other major obstacles of writing a successful strategy that will help you get funding for sy thesis, your ideas. Crafted by hindu symbology other essays licensed attorneys Updated regularly Applicable to all 50 states. Create your free.
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Essay on Thailand: An Outstanding Essay on Thailand. Next to other essays, Myanmar, Thailand is the second largest country on the Southeast Asian mainland. Its territory of thesis hypotheses 198,115 sq. miles (over 513,117 sq. km) shelters a population of over hindu essays 62 million. Geography and history have conspired to research for management, make the country a unique nation. There has been a major Thai state in the present territory of Thailand for the last six hundred years, and the country is one of the very few in Asia to symbology other essays, have escaped European colonialism. Lying off the major historic sea lanes, it was spared the influences that shaped the maritime world to the south and east—notably the on the Muslim religion and the European rule. Thailand has thus acted as a buffer between the conflicting interests of France and England for control of the region, and partly because of symbology other essays this competition succeeded in preserving its independence during the European colonial partition of hbs essay Southeast Asia. The monarchy became and symbology other, remains a potent symbol of the country’s historical continuity and national identity. For over a century, the country has practiced a neutral stance in world affairs, and its post-1950 dependence on the West is definition a sharp break with tradition. The non-colonial development of the hindu symbology other economy is illustrated by sy thesis the fact that emphasis was placed almost entirely on non-estate agriculture except for the rubber plantations in the southern peninsula. The great rubber, tea, coffee, coconut, palm, and other plantation estates of Indonesia, the Philippines and symbology other, Indonesia are conspicuously absent in the nation as has been the European and American capital.
It is only in the exploitation in tin extraction in saskia biehl its peninsula region and in the growing manufacturing sector that the symbology American and biehl, European involvement has been significant. Thailand, for symbology other a long time, remained neglected by the West, partly because the hypotheses colonial powers were engaged elsewhere, and due in part to Thailand’s location off the historic routes of maritime trade. Thailand’s physical configuration is simple: a south- facing river basin enclosed on the west, north and the southeast by mountains, and a long, slender peninsular finger in the south. The northern and western mountains are the southward continuation of the complex mountain system of the Himalayas from eastern Tibet curving to the south that, in part, form the boundary between southern Myanmar and symbology other essays, Thailand. These mountains are a series of north- south ranges, rise to nearly 8,000 feet (2,440 meters), and trend southward into hbs essay, Malaysia.
To the north are the hills and dissected plateau region of Myanmar that contains caves from which remains of prehistoric humans have been excavated. The Khorat Plateau in the northeast covers a third of the country that gently tilts toward the east, and lies in the drainage of the Mekong. Hindu Other. The Plateau is research papers enclosed on the west and south by low, linear hills. Surface elevations on the Khorat range from 650 feet (198 meters) in the northwest to 300 feet in the southeast. Lying between the northern and western mountain ranges and symbology essays, the Khorat Plateau is a sizable Chao Phraya River basin, which is the cultural and economic heartland of the essays on the entertainment country, known also as the Central Lowlands.
This region consists of rolling plains in the north and symbology, a low-lying flood plain and delta of the Chao Phraya formed by the large deposits of alluvium brought by the tributaries of the rivers. The alluvial deposits of the river valleys are the most fertile in essays on the entertainment Thailand, as these are replenished year after year with river sediments swollen with annual monsoon rains. The topography of the hindu essays peninsular arm is rolling to mountainous, with little flat land. Sy Thesis. Higher mountains rise to symbology other, about 5,000 feet (1,524 meters) on the west, off the rugged and indented coast, lie several small islands, including the thesis hypotheses Phuketl Island, which is rich in tin. The climate of Thailand may be described as tropical monsoonal. The major influences are the country’s location in the tropics, monsoon zone and hindu, the topographic features affect the papers for management distribution of rainfall. In early May the southwest monsoons flow from the Indian Ocean, and bring large amounts of rainfall, which reaches a maximum in September. The wind system is reversed between November and February, when a northeast monsoon brings cool, dry air.
Occasionally, typhoons may come across the China Sea and bring some rain but fades out across Thailand. The amount of rainfall varies from symbology other 40 inches to 120 (1,016 to 3,048 mm) in the various parts of the country. In the southern peninsular region a dry season seldom occurs and receives as much as 160 inches of precipitation annually, whereas Bangkok gets 55 inches (1,397 mm) and Khorat, sheltered by hills on all sides even less than 30 inches (762 min) and hbs essay, almost the whole of the peninsular region receives over 80 inches distributed throughout the year. Temperatures are, in general, moderate to high, averaging between 77° and 84°F (25° and 29°C). The season of highest temperatures is in late March, April and early May. In central, peninsular and southeastern Thailand, maximum temperatures seldom reach 100°F (37.7°C), while minimum temperatures are lower than 65°F (18.3°C).
In northern Thailand, temperature range tends to hindu essays, be much larger. Soils of the river valleys are fertile, and the most fertile land IS in the flood plains of the lower Chao Phraya basin because it receives large amounts of the rich, alluvial deposits of soil every year. Relatively flat areas elsewhere and parts of the coast also have fertile soils. Elsewhere, soils tend to papers for management, be poor, highly leached laterites of the humid tropics. Among Southeast Asian countries, Thailand is the symbology most identity-conscious nation. Relatively homogeneous, the country does not possess the research papers for management multiplicity of languages found in Indonesia and the Philippines, nor contains a complex ethnic mix as in Malaysia. Eighty- five percent of the population speaks Thai, which is a member of a large cluster of languages spoken in symbology essays all bordering countries as well as southern China and northern Vietnam. Like the people of Myanmar, Cambodia and Laos, the Thais are Buddhists of the Theravada school. In 1991 ninety-five percent of the population was listed as adhering to Buddhism.
The minorities include Muslims (who account for four percent of the population), Hindus, Sikhs, and a few Christians, which are concentrated chiefly around Bangkok. The national government plays down regional loyalties, and biehl, the Thai language is taught in schools throughout the country. Non-Thais number nearly 12 million or 20 percent of the population. The largest ethnic minority, comprising over 8 million or 12 percent of the total population are Chinese, who have been assimilated to a far greater degree than in either Malaysia or Indonesia. There are no barriers to intermarriage, and most have embraced Thailand’s Buddhism. The next largest minority is that of Malays, who profess the Muslim faith, and are largely concentrated in the southern peninsular neck of the country close to the Malaysian border. In the symbology northern and clomiphene, northwestern part of the country along the Myanmar border are several hill people—the tribal groups, chief of which are Karens, and Shans (numbering over one million each). Most are shifting cultivators. Also included among Thailand’s minorities are Vietnamese, who moved and settled in the northeastern part of the country in the 1940s and 1950s to symbology essays, escape Indo-China war with the French, and Khmers (Cambodians) who fled their homeland as refugees after the 1979 Vietnamese invasion of Cambodia.
Such border areas inhibited by saskia the minority groups in the north, northwest, northeast and the southern peninsula are imperfectly integrated into symbology essays, the Thai state, and are economically backward as well. The Thais dominate the lowlands, and there are layers of non-Thai people in the mountainous borderlands. Traditionally, agriculture has been the dominant sector of Thailand’s economy. Although through government encouragement to small industry, its contributions to on the industry, economic growth have declined consistently since 1950. Essays. The proportion of the agricultural labor force has declined from 88 percent in hypotheses the 1950s to less than 50 percent. Agriculture’s contribution to the national economy relative to manufacturing has also declined from more than 50 percent in the 1950s to less than 11 percent in the 1999. Despite this shift to manufacturing, agricultural production has continued to expand, and Thai farmers continue to produce enough rice for the country’s needs as well as a surplus for export. Today, Thailand is the world’s fifth largest producer of rice and its largest exporter (exporting one-third to a quarter of rice exports of the world). Agriculture is overwhelmingly associated with rice cultivation, and close to ninety percent of the country’s cultivable area is given to it, nearly one-half of which lies in the Chao Phraya basin where the flood waters of the river provide irrigation and hindu other, silt-laden fertile soils to the fields. During the 1960s movement toward crop diversification became popular and the farmers began growing such other export crops as maize, sugarcane, pineapples, tobacco, coconuts, and kenaf (a substitute for hbs essay jute) on a larger scale than before. These crops have since been slowly acquiring greater prominence.
In addition, large quantities of vegetables and fruits are also grown. Symbology. Cattle breeding are important in the Central plains, and saskia biehl, pigs and poultry are widely raised. Fishing is also of considerable importance, and symbology, constitutes a growing export commodity. Rubber production—introduced into the country during the 19th century—is important in the southern, peninsular section. Thailand ranks third in the world in natural rubber production. Hypotheses. It produces nearly one-sixth of the world’s production of hardwoods—particularly teak. Its major forest products are now exported in small quantities, following a government ban on other essays logging imposed in 1989.
Mining constitutes a small segment of nation’s economy, with only biehl 0.2 of labor- force engaged in it and hindu other essays, contributing less than 2 percent to the domestic gross product. Tin, mined mostly in the peninsula, has long been a valuable mineral resource, and the country has become one of the world’s largest tin producers, producing on the average about one-tenth of the world’s total output. Papers For Management. Coal, zinc, gypsum, tungsten, and limestone are some other minerals produced. The manufacturing sector has dramatically grown during the last four decades, representing primarily the hindu large investments made by private firms; the larger ones have been financed by foreign and Thai capital. Japan, South Korea, Taiwan, and Singapore have been the major sources of investment for industry that is particularly oriented to producing consumer goods such as clothing, canned goods, and electrical products. Japanese capital is increasingly invested in the manufacture of textiles and machinery. At the same time, growth of the traditional, factory-type industry including that of rice milling, sugar and timber, the manufacture of thesis hypotheses tobacco, jute sacks and cement as the production of textiles (especially based on silk), clothing, furniture, and hindu, footwear owned primarily by on the entertainment domestic investors has also registered substantial gains.
Factory industry is heavily concentrated in the Bangkok area. Thailand’s imports include electrical machinery, minerals and fuels, iron and steel, vehicles, plastics, and organic chemicals—items necessary for its growing industrialization and domestic needs. Its major exports in the mid-1990s in hindu other essays the category of manufactured items were electric machinery, textiles and apparel, and thesis, nuclear reactors that collectively accounted for nearly forty percent of all exports, whereas the traditional exports of rice, tin, rubber, and teak made up for nearly 22 percent of the nation’s export earnings. Physical and Economic Regionalism : Physically, and economically, Thailand is composed of several distinctive natural units, although the essays key area is the central lowland, the papers plain of the Chao Phraya, which accounts for about one-fifth of the country’s territory and two-fifths of its population. Other. This is the hbs essay area of most compact Thai settlement and most important agriculture. Population densities are highest of any region: over 600 persons per sq. mile (230 persons per hindu essays sq. km). It was formerly forested but now consists of unbroken paddy (rice) fields.
Soils are extremely fertile, composed of rich alluvium brought by the river. Clomiphene. Despite receiving a relatively low total rainfall of a little over 50 inches (1,250 millimeters) a year, it is the other country’s agricultural heartland and the rice basket. Cassava, maize and other crops are also grown here. For most of the nation’s history, the capital has been located here and the people of the hypotheses central lowland have been the dominant group in the country. Most of Thailand’s commercial, industrial, and service industries are located in the central lowland, focused largely on Bangkok, the capital.
The most important theme of the nation’s modern history has been the steady concentration of political authority and economic power in a centralized government and at a single place: Bangkok, the capital (population 5.6 million), which has come to hindu other, concentrate all facets of Thai life to a remarkable degree unsurpassed elsewhere. In the process, the city grew to be a classic example of a “primate city,” collecting nearly 10 percent of the national population; its metropolitan area is nearly 30 times larger than the next biggest city—Nakhon Ratchasima 250 miles to the northeast in the Khorat Plateau. Containing more than 300 Buddhist temples, the royal place, and other cultural attractions, it is a tourist Mecca. Most of the country’s trade passes through its port, and the manufacturing sector is growing rapidly. Chiang Mai (population: 1.6 million) located in the north, is another tourist center outside the capital. Papers For Management. The vast northeastern region, separated from Laos by the Mekong River, is the plateau area of Khorat. Not blessed with the fertile soils and adequate precipitation of the central plains, it is the poorest area of Thailand, and contains about hindu other essays, eight million people who are officially designated as living in poverty. Like the research northern region, this area had a history of semi-autonomy until the late 19th century. The people speak a language similar to the Lao, and have often displayed discontent with the central Thai administration, which has recently been trying to symbology essays, bring them into the national fold.
The long peninsular tail to the south which joins central Thailand with Malaysia is hbs essay less fertile, but is the country’s major rubber-growing and tin producing region. Thailand has recorded some of Southeast Asia’s most impressive economic gains (averaging between 6 and 7 percent a year) during the last three decades. The fastest expansion has been seen in the manufacturing, service and trading sectors. Domestic markets have expanded and production of such commodities as cement, soft drinks and textiles has continued to essays, grow. American military expenditure during the 1960s and 1970s and Japanese investments further bolstered the economy.
Between 1950 and essays on the industry, 1970 a rapidly growing population particularly in symbology other the Central lowlands and around Bangkok had caused great concern, and the administration which had previously supported population growth reversed its policies. Since 1970s the family planning programs of the sy thesis government helped to substantially reduce the population growth rates, which now stand at 0.9 percent a year at nearly one- third of those prevailing during the 1960s and 1970s. The country is now a model for other developing nations seeking to reduce their rates of population increase. However, a third of Thailand’s population belongs to the youthful age group (between 20 and 40) that creates high demands on the nation’s education, housing, health and employment systems, but the government is hindu essays trying to utilize its highly literate human resource (with a literacy rate of over 90 percent) for industry economic development. Before uploading and sharing your knowledge on this site, please read the following pages: