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Mathematical Finance Dissertation | Mathematical Institute
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Job Analysis Quality Control Engineer. RESOURCES MANAGEMENT FINAL REPORT “ JOB ANALYSIS – QUALITY CONTROL ENGINEER” Professor: Chin-Yi Shu Student: Grecia Diaz . Cuadra Student’s Number: 01116733 Human Resources Management Final Report JOB ANALYSIS – QUALITY CONTROL ENGINEER Job Presentation I. Job Title: Quality Control Engineer II. Finance! Job : A quality control engineer for any construction company. III. Overview of the Job : * The job of a quality control engineer is involves many.
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you see as the continuing value of quality management programs. How are they relevant to businesses today? How might they assist firms to essays in a high need, cope . with the transition to finance, a sustainable economy, for example, or deal with other challenges facing business today? INTRODUCTION Quality is a very important factor in pessimistic the current market. Consumers’ predilections are rapidly increasing; hence, quality needs great attention. In this day to day economy customers seek goods and services that have value for their. Management , Production and mathematical thesis manufacturing , Quality assurance 2069 Words | 7 Pages. Qualities of a good teacher Teachers play a central role in writing about the . Thesis! education of students. For promotion of learning teachers have to display a sense of responsibility and must be in possession of qualities of leadership that are essential for motivation of students. It falls upon the teachers to create a friendly environment in essay writing the institution free of coercion. They must teach through cooperation, facilitation, love and finance caring attitude and not.
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I very happy that in this course and also in MBA program we have an opportunity. Advertising , Apple Inc. , Brand 1201 Words | 5 Pages. Introduction What is job design? Job design means to decide the contents of a job . It fixes the duties and . Vs Optimistic! responsibilities of the mathematical thesis, job , the methods of doing the job and the relationships between the job holder (manager) and his superiors, subordinates and colleagues. According to vs optimistic, business dictionary.com job design is a work arrangement (or rearrangement) aimed at thesis, reducing or overcoming job dissatisfaction and engines employee alienation arising from repetitive and mechanistic tasks. Through job design, organizations. Design , Design management , Employment 1672 Words | 5 Pages. Quality control paper Quality control is a critical concept in every industry and profession. The survival of your . job and of your company depends on your ability to produce a quality product or service. For most people, quality is associated with the idea of a product or service that’s well done, looks good , and does its job well.
Quality product is one that lasts, holds up well under use, and doesn’t require constant repair. A quality product or service should meet a high standard in many areas. Cervical cancer , Management , Pap test 1392 Words | 4 Pages. GOOD LEADERSHIP Good leadership is a crucial characteristic in finance organizations of all kinds. Living Society! Qualities such as . kindness, sincerity, honesty, and credit-sharing encourage productivity among colleagues and subordinates and stimulate and flow of ideas that will accomplish the organization's goals. It is often said that a good leader takes people, not where they want to go, but where they ought to be. This is true in the business world because it is mathematical finance, a leader's responsibility to direct others.
Fiedler contingency model , Leadership , Management 804 Words | 3 Pages. QUALITY OF WORK LIFE ABSTRACT This study quantifies the effect of quality of work life on employees. It aims to hobby, gain an . insight into current working life policies and practices, as well as work life balance issues of employees.Several notable factors that influence quality of work life are adequate and fair compentation; safe and mathematical finance thesis healthy working conditions; opportunity to plan phd thesis, use and finance thesis develop human capabilities; opportunity for are we living in a surveillance society essay career growth etc. Mathematical! Quality of work life provides for the balanced relationships. At-will employment , Employment , Human resources 973 Words | 4 Pages. down tasks associated with each component in the system has led to the concept of writing about job design. Job design came about with rapid . technological advancements at the turn of the mathematical thesis, 20th century when mass production and assembly line operations emerged. As jobs continue to become more sophisticated and specialized, the need, need for thesis an educated and motivated workforce has become indispensable. My Best Holiday Essay Writing! Job Design The main purpose of job design (or re-design) is to increase both employee motivation and productivity (Rush.
At-will employment , Employment , Job enrichment 960 Words | 4 Pages. Quality Guru in Total Quality Management. reputation for innovative high- quality products and its economic power. There, from 1950 onward, he taught top management how to improve design . (and thus service), product quality , testing, and sales (the last through global markets) through various methods, including the application of statistical methods. W Edwards Deming placed great importance and responsibility on management, at the individual and company level, believing management to be responsible for 94% of quality problems. He is regarded as. Control chart , PDCA , Quality 1829 Words | 6 Pages.
Organizational Structure Because our restaurant manager requires a new restaurant supervisor instead of a person leaving the mathematical, job , I conduct . a job analysis to assist selection. JOB ANALYSIS QUESTIONNAIRE | JOB TITLE : Restaurant Supervisor DEPARTMENT : Hotel restaurant ANALYST'S NAME : Claire ANALYSIS DATE : 5th April | Purpose | What is the vs optimistic essay, purpose of this position? | Responsible for assisting the restaurant manager in managing three. Customer , Customer service , Employment 1314 Words | 5 Pages. the US. Moreover, the low wages won’t hurt the quality of the products since the mathematical thesis, quality of the services are just as high as in my best . the US. Finance Thesis! However, the case states that this is not the verification, main driver of location decisions. -The ability of the Chinese subcontractors to respond quickly to mathematical finance thesis, requests from Apple to essay, scale production up and mathematical thesis down. -Efficiency: the outsourcing company in China will already have years of pessimistic vs optimistic experience.
This means they can do the mathematical, job better and essay faster, and therefor increase the efficiency. Apple Inc. , Costs , Economics 729 Words | 2 Pages. Job Satisfaction Essay In the following essay I will discuss how I motivate myself and others to be productive. Further I will also describe . Finance! how I keep myself satisfied in my job . In my current work environment I am a construction Project Coordinator, which a step below a Project Manager. My present duties are mainly administrative in nature, and require the coordination of activities under the supervision of a Project Manager. The construction industry is booming in military plan British Columbia.
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Thesis Topics in Mathematical Finance
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Create your free Business Plan now. Make an investment-worthy business plan easily with our free template. Select a Industry Fill in mathematical, the Form. Complete your Business Plan. Print and Download For Free. Business Plans: Writing Guides, Downloadable Templates, and Samples. Updated February 15, 2017 by Legal Templates.
1. Need. Free Business Plan Template Download. Are you an entrepreneur looking to download a free business plan? If so, you have come to the right place. Legal Templates is happy to provide you with a hassle-free document downloads. Click the buttons below to download (1) a blank document, and (2) a document that is filled in for you to reference. Related Business Documents: Click to mathematical View. What’s included in the blank template: In the first download, you will find documents with all of the chapters, section titles, and section subtitles that you will need to successfully complete your plan. Our first plan contains the 8 chapters of a basic business plan including: Chapter 1: Executive Summary: The executive summary provides investors with a general layout of pessimistic essay your company.
This chapter is essentially your hook to convince potential financiers that your model is finance worthy of in a surveillance society their investment. Chapter 2: Company and Financing: In this chapter, the goal is to thesis outline the legal and operational structure of your company, financing requirements, the in a high need history behind the company, mission statement and the management team. If you are forming a corporation, be sure to include your Articles of Incorporation here. Chapter 3: Products and Services: This section describes what products and/or services your business will sell (now and in mathematical finance, the future), and how you will build, assemble and deliver them. It also offers a comparison of your company and your direct and indirect competitors. Chapter 4: Customers and Market Analysis: The customers and military verification market analysis page indicates your target customer segments, what needs you are filling for mathematical thesis, them , and essays on teaching high the latest trends among these consumers in mathematical thesis, terms of growth and behavior. Are We In A Surveillance Essay. Chapter 5: Marketing and Sales: The marketing and mathematical finance thesis sales chapter allows you to describe how you will sell your product/service. Particularly what are your company’s strategies for positioning, pricing, promotion and distribution. Essay Writing. Chapter 6: Strategy and Implementation: This chapter will give you an opportunity to set the key milestones that help establish a timeline of progress towards your goals. Additionally, it includes subsections like SWOT analysis, competitive edge, and mathematical finance strategic alliances. Chapters 7 + 8: Financial Plan, Sales Forecast, Financial Statements: In the on teaching in a final two chapters, entrepreneurs must define and calculate the financial variables that will go into mathematical finance, the creation/expansion of thesis search engines your idea, including its expenses, your anticipated sales forecast, personnel plan, cash flow assumptions, and more.
If you are purchasing an existing company, you should also include the thesis business purchase agreement in your plan. What’s included in the template with sample text: In the second download, we give you a completed ice cream shop plan to reference. Each section gives an example of what you should write. Vs Optimistic. Our guide also includes example graphs and charts, so that you are aware of the types of financial calculations, plans, and thesis forecasts that a plan should offer to attract investment. For guidance on what you should include in verification, your plan, and mathematical thesis why, please reference our How to Write a Business Plan set of articles below. Downloading this small business plan comes at no cost, so feel free to start your download and get started.
However, you should be aware that there are some pros and cons to my best holiday writing using free business templates, rather than using professional software or an experienced writer. Writing a business plan is a prerequisite to your company’s success. A solid plan is necessary to finance help found your company and ensure that your goals remain on track over time. Your plan can and will change as you encounter the unpredictable variables that come with starting your own company. If you have an existing company, crafting a solid plan is equally important if you’re hoping to attract investment and expand your company beyond the limits you’ve already reached. Your business strategy should account for the next 3-5 years in plan, advance, and cover every aspect of your industry, including the mathematical finance thesis critical relation between marketing and sales to your company’s finances.
Your plan should include the following sections before you submit it to are we in a surveillance society essay investors. Click each accordion to read a how-to guide for each chapter: “How to Write a Business Plan” Table of Contents: How to Write the Executive Summary. The executive summary contains all of the essential information about what makes your business strong and worthy of investment . Mathematical Thesis. It covers the major highlights of the rest of your plan’s chapters. The goal is to briefly tell your reader what your company will do, where you want to living take it, and why your business idea will be successful. If you are seeking financing, the finance executive summary is your first opportunity to grab a potential investor’s interest.
The executive summary will be the first chapter of your business plan, though it’s actually the my best last section that you should write . First, you’ll need to mathematical thesis do heavy research to ensure that your plan is sound before you can write the executive summary. This section will be different depending on if you are an are we living in a society established business or a new startup. A startup company’s executive summary will need to be interesting and mathematical thesis convincing to thesis search capture the mathematical finance thesis attention of investors. Your company will lack the essay about historical data and trends that existing companies are able to mathematical finance thesis provide, but there are strategies to mitigate these factors. First, you’ll need to briefly explain who you are, the essay writing background of your management team, and your reasoning behind starting a business in your chosen niche. Secondly, you’ll need to demonstrate that you’ve done quality research that supports how you’ve conceptualized your business. Investors know that talk is cheap – do you have the data and analysis to mathematical finance back up your claims? Even in a standard plan, the thesis search executive summary for an existing business has no set template, although there are several suggested guidelines that you can find around the web. We suggest the following basic template – feel free to add or subtract sections according to your own needs:
Summary Management Team Products and Services Customers Marketing and finance thesis Sales Financial Forecast Financing Requirements (optional) Describe the purpose of the plan (e.g.; to raise a specific amount of debt financing to expand a store location) as well an overview of the company (name, location, company type, products sold, founder(s) and founding date). Describe the key milestones or objectives that you want to essays in a school achieve with this business (these are the tangible results in mathematical finance, which you use to prove success of the pessimistic vs optimistic venture). This statement should be concise and to mathematical thesis the point. Summarize the members of the management team, including highlights of their expertise and military verification phd thesis experience . Describe how each member contributes to the success of the organization. Keep this section brief, as you will go into more detail in the Products and Services section. Products and mathematical finance Services. Describe the products and services you are providing and who the are we in a society competitors are within the thesis industry . Keep this section brief, as you will go into more detail in the Products and Services section. Describe whom your customer groups are and whom your key customers are , as well as how you will market to them. Keep this section brief, as you will go into more detail in surveillance society, the Market section.
Describe briefly how you will market your product or service. Summarize the major points in the Marketing and Sales chapter, which may include market positioning, pricing, promotion, and mathematical distribution. Summarize the most important points from the Financial Plan section here. This should include your sales forecasts and projected expenses as well as the my best holiday essay writing logic behind the projections. If you are a new company, describe when you expect to turn a profit . If you are an finance existing company, highlight past financial performance. 7. Financing Requirements (Optional)
Summarize the essays in a high amount of equity and/or debt financing that you are seeking, when you need it, the use of the funds, and when you expect to reach your next milestone event and/or start paying back the loan. Keep this at an overview level , as you will go into more detail later on in other chapters. Note: This is mathematical finance thesis a complex question that you cannot answer until you complete your plan, so it is highly recommended you work your way through the entire writing process first . In particular, complete the financial planning process before attacking this section. Only then will you be able to identify the amount of money you will need to raise. With these sections fleshed out, you’ve finished your executive summary. How to Write the Company and Financing Chapter. The company and finance section of your plan is important, because introducing the essay hobby management team is critical for mathematical, both start-ups and established companies alike.
Investors will use this information to gauge the future likelihood of success. Company and Financing Sections. Company Overview Management Team Required Funds (optional) Exit Strategy (optional) Mission Statement (optional) Company History (optional) Location and essay Facilities (optional) There are many variations and approaches on how to lay out the various components of a business plan. Our approach for the company overview section is to provide the mathematical thesis reader with the company’s legal information, address and a brief description of the surveillance society company’s history. Mathematical. Since there are follow up sections in this chapter that over search engines go the finance thesis company’s location and history in more detail, you will want to keep this short (2-3 sentences). A BRIEF PRIMER ON COMPANY TYPES.
The optimal company type is best determined by a credible Attorney. The primer below is meant only to explain the broad differences between the most common company types. A sole proprietorship, according to the IRS: “A sole proprietor is someone who owns an unincorporated business by him or herself.” While the most simple to set up and the most common, there is a significant drawback: you will be personally liable for any obligations. So for example, if you sell someone a cupcake and they sue you because they found a hair in it, and you lose in court, the military creditors can legally go after your personal possessions – such as the roof over your head.
A partnership, according to the IRS: “A partnership is the relationship existing between two or more persons who join to thesis carry on a trade or business. Each person contributes money, property, labor or skill, and expects to share in the profits and losses of the essay writing about hobby company.” A partnership has certain advantages compared to a LLC, such as not needing to file formation documents when setting up a partnership, and mathematical not needing to file dissolution documents if dissolving the partnership. Thesis. However, similar to sole proprietorships, partners in mathematical finance thesis, a partnership have unlimited liability for military verification phd thesis, the company’s debts and thesis liabilities. Limited Liability Partnerships (LLPs) LLPs are different from traditional partnerships in high school, that there are two classes of mathematical finance thesis partners: (1) General partners that have full management and control but also full personal liability and (2) Limited partners that have no personal liability beyond their investment in the partnership interest. Military Plan Verification Phd Thesis. Limited partners are often times “silent partners” that wish to invest in the venture but limit their exposure to liability. A corporation is a separate legal entity owned by shareholders. A corporation is commonplace for mathematical, businesses that anticipate seeking venture capital financing. Holiday Writing. The downside to finance a corporation is the problem of “double taxation” since the corporation’s profits is pessimistic essay taxed at the corporate level, and then any dividends distributed to shareholders are then taxed again at the personal level. You can elect a special tax status with the finance thesis IRS to have your corporation not be taxed at the corporate level (instead, it would be taxed as a pass-through entity).
Some of the drawbacks include not being able to have more than 100 shareholders , and military plan not being able to have non-US citizens/residents. A popular choice among many small businesses , a LLC limits the finance member’s personal liability and only taxes profits at the individual level (acts as a pass-through entity). Describe the type of company you plan to open, along with the registered name you plan to use. Explain your rationale – for example, if you are starting a company where you plan on seeking venture capital financing, then you will want to start a C-Corporation as majority of VCs will insist on phd thesis, this legal structure. If you have a home office/no dedicated business address. Include your current office setup and mathematical finance your future office plans once your company expands, if applicable. For start-ups, and especially those seeking financing, the Management Team section is on teaching in a high need school especially critical. With the lack of finance thesis history, there is little investors can go by to gauge the future success of plan a venture.
The question lenders and investors will ask: Why should we trust your team with our money? You must demonstrate your team’s ability to execute on the stated goals. Finance. To accomplish this, you should highlight: Background of my best holiday each member of the management team (education, relevant work experience, etc.) Roles and responsibilities within the finance thesis company. Tip: Don’t include details about members of the pessimistic vs optimistic essay Management Team that are not relevant to mathematical finance thesis the reader. Everything presented should reinforce why your team is the right team to execute on the company’s vision. If you have an established business the information you want to present is the pessimistic essay same.
Keep in mind, however, that you also want to demonstrate that your team has the capability to manage growth of the company. As a company grows from start-up to established business, the mathematical management team must also change. They must be able to holiday essay manage employees, institute standardized systems, and ensure the business’s ability to scale operations while keeping profitability stable. If you already have a Board of Directors and/or Advisory Board, list these individuals and a brief description. In a publically trading company the Board of mathematical finance thesis Directors is vs optimistic essay elected by the shareholders and mathematical finance is the highest authority in the management of the company.
For our purposes (context of a private company that is most likely a startup or small but growing business), a Board of Directors is comprised of investor(s), founder(s), CEO and independent board member(s) who have substantial business and industry experience. A Board of Director’s typical responsibility is to set broad policies for essays on teaching high, the company, determine compensation for company management, and thesis approve annual budgets. An advisory board is a group of business leaders that can help guide your company and provides it with assistance when needed. Choose individuals with knowledge in your industry and are willing to play a role in your company . While some advisors are compensated, it comes down to a case-by-case basis, frequently depending on how much time the member is committed to your company. Tips on building your Advisory Board: Choose a well-respected and well-known individual as the first member of your Advisory Board.
This will help you to recruit other members of the Board. Choose individuals that have strengths and relationships your business will need. In A Society. As your business evolves, so will the mathematical members of your Advisory Board. Feel free to essay writing about hobby shake up the line up over time. In this section you will tell the reader how much money you need to raise, what you are going to finance use it for, and my best holiday writing how you got to the requested amount. Important note: This is a complex question that you cannot answer until you complete your plan, so it is highly recommended you work your way through the entire writing process and in particular, complete the financial planning process.
Only then will you be able to identify the amount of money you will need to finance thesis raise. There are two primary financing options: equity and debt. The primary difference between equity and debt financing is that debt financing is essentially a loan that is backed by your assets or via a personal guarantee. If your company is already in engines, existence and has trading history, then you may also secure a loan off of your receivables. In contrast, equity financing is essentially you exchanging a stake in your company for a specific sum of money from an investor . Mathematical Thesis. Therefore, the amount you are able to raise from investors comes down to how much they value your company. Writing. There are three fundamental questions every savvy investor will ask you: Cool idea, how do you make money with it? How much money do you need, and why and mathematical thesis when? What do you think your company is worth?
If you are seeking financing (regardless of its equity or debt), that most likely means that your financial model shows your company taking a loss in the initial stages, followed by break-even and subsequent profitability. Essays In A. The money you are seeking to raise will simply allow you to have enough cash to cover the initial period where you will be taking a loss so that you can eventually make a profit. This is mathematical a simplification; you may be raising money to further grow your company, which may already be profitable. Or you might use the are we essay financing to get your product to the next stage in mathematical thesis, its product development lifecycle (i.e.; milestone event). But the general concept is the same; the search engines investment you are seeking bolsters your company’s cash position , allowing it to mathematical finance thesis grow revenue and/or profitability.
Cool idea, how do you make money with it? / How much money do you need, and why and when? The financial statements provide the answer to the first two questions (which is are we living surveillance essay why we recommend you complete your plan first). Mathematical Thesis. To answer how much money you need, analyze the cash flow statement to determine the cumulative cash flow. The lowest point on this curve will tell you what your maximum financing needs are , and at what point in thesis, time. What do you think your company is worth? The third question is much harder to finance thesis answer, especially for a new company. At the end of the day it really comes down to what an investor thinks your company is worth (which is more art than science). However, there are three popular methods of valuing a company that can help you come up with a valuation to facilitate the negotiation. Cost approach (asset based approach)
The cost approach seeks to determine a company’s value by analyzing the market value of its assets. In other words, in this approach the company is worth the sum of all its assets if they were to living in a society be liquidated . Mathematical Finance. This approach may be appropriate for some industries such as real estate where the asset value may actually be worth more than the going concern value (present value of future cash flows generated by on teaching, the asset). However, for finance, many companies the my best holiday value of its branding and reputation, along with its ability to mathematical generate profits, will exceed the value of its assets. The market approach seeks to determine a company’s value by military, analyzing recent sales of similar assets, with the finance thesis theory that valuations of similar companies can serve as a good proxy. This is a common approach in the real estate industry.
The income approach seeks to determine a company’s value by using its expected profit over time and thesis then placing a value on that future stream of income in today’s terms . Since there is inherent uncertainty with a future stream of income, there are numerous ways to finance discount that expected income to account for risk. Now you have all the society essay pieces to complete the equation. You have the amount of money you need by looking at cumulative cash flow. You also have an idea of how much money your company will be worth. Equation to determine how much equity you should offer: Equity to offer = Company Valuation / Money needed. If raising debt, you are not exchanging equity for mathematical thesis, cash. Vs Optimistic. Instead, you should focus on the loan’s interest rate and payment schedule. Make sure you will be turning a profit that is both large enough and soon enough to finance thesis ensure there is no delinquency on thesis engines, servicing the loan.
For equity financing, answer the following: Investment amount needed When you need it How much time it will buy you / When you expect to turn a profit or get to the next milestone event % of equity offered and at what company valuation (you may wish to keep exact figures vague in order to finance further negotiate) Exit strategy. For debt financing, answer the following: Loan amount needed When you need it When you will be able to essay writing hobby pay back the loan The amount and frequency of loan payments. In addition to the information above, you should also summarize how you plan to use the funds.
The level of mathematical thesis detail should be at a high level ; if the investor or lender wants to see expenses in engines, more detail that will be available in the Appendix within the Profit/Loss statement. Construction of finance thesis new kitchen: Kitchen remodeling, March 1, 2014, $25,000 Kitchen hardware, April 1, 2014, $50,000 Total Loan Amount: $75,000. If based on are we surveillance society, your financial model you anticipate relatively small yet variable expenses month to month, a line of credit may be a good choice. With a line of credit you draw upon it when you require the funds and pay interest immediately on the money as it is borrowed. It works very similarly to finance a credit card in engines, that you typically have a pre-set limit to how much you can borrow, the major exception that since you may be able to secure the line of credit with assets, you may be able to get better terms. In the Quick Start Guide we briefly went over the different strategies available and how thinking about your company’s eventual exit will help shape your business model. It’s recommended you review the Quick Start guide and practice that exercise. Depending on your company, there are various exit strategies available, including: Selling your business Passing it down through the family Taking the company public (IPO) Liquidation.
If you are seeking equity financing, then your investors will pay close attention to this section. Angel investors and VCs demand a large return on their investment since they are taking a large risk by investing into your company. Therefore, you need to include detailed information on how you intend to sell the company or take it public. Demonstrating a large market opportunity. If investors are going to take a big risk, they demand a big return. You need to demonstrate your business has the potential to thesis either take substantial market share from an incumbent competitor, or create a new market.
Investors like to my best be in hot, growing industries such as biotechnology, mobile e-commerce and healthcare. These are all industries that have huge upside growth potential and finance thesis ones that investors are more inclined to invest in. Solving a larger company’s problem. If your exit strategy is to sell your company to are we in a surveillance a larger company, then identify how your company’s product solves that larger company’s stated problems and/or goals. For example, Apple’s mapping software is playing catch-up to Google Maps.
If your company can help Apple improve its software, your company would become an attractive acquisition target. The mission statement reflects the core purpose and thesis vision of the are we in a company. It’s a statement your employees and customers can get behind. Some tips on writing a well-crafted mission statement: Keep it short. 1-2 sentences max. Don’t use “fluff” words. Make the mathematical statement mean something.
A mission statement, if done well, should encapsulate both what the company does (what it sells) as well as the culture/vision/purpose. Examples of Fortune 500 firms that really get it right: A. BRISTOL-MYERS SQUIBB COMPANY (PHARMACEUTICALS) Mission Statement: “To discover, develop and deliver innovative medicines that help patients prevail over serious diseases.” Why it’s great: The keywords “discover, develop and deliver” demonstrate the company’s capability to in delivering an pessimistic vs optimistic end-to-end solution. By using the words “innovate” and “prevail over serious diseases” it serves as a rallying call for their thousands of employees that what they are doing is (1) cutting edge and finance thesis (2) has a higher purpose then themselves. Mission statement: “ We will be the easiest pharmacy retailer for customers to use.” Why it’s great: In one short sentence, the company has managed to (1) describe what it sells (2) how it will win in the marketplace.
It is a pharmacy retailer and it will solely focus on making itself easier for the customer to use (that could mean so many things, such as innovating online to writing about fulfill prescriptions to improved customer service within their stores). Example of poorly written mission statements. A. FORTUNE 500 FOOD AND BEVERAGE COMPANY. Mission statement: “ The Company’s primary objective is to finance thesis maximize long-term stockholder value, while adhering to the laws of the search engines jurisdictions in which it operates and at all times observing the highest ethical standards.” Why it’s horrible: It does not serve as a rallying call for employees, suppliers, or partners. Its objectives are obvious (what company does not want to mathematical finance thesis maximize value) and my best writing borderline absurd (are there companies that do not want to adhere to local and federal laws)? Lastly, it does not mention what the company actually does. B. FORTUNE 500 VEHICLE PARTS SUPPLIER. Mission Statement: “ We are committed to attracting, developing, and keeping a diverse work force that reflects the nature of our global business.”
Why its horrible: While a diverse workforce is certainly not a bad thing, only mathematical thesis, stating that as the company’s mission statement is writing about hobby ineffective, lacks direction or focus, and completely misses the point of having a mission statement. This is finance predominately for businesses that have previous trading history, but can also be used by new companies that want to highlight relevant history on are we in a, how the company came to existence, work completed to date, milestones achieved, etc. Some information you may want to include: Start date First location First product/service Significant milestones/events. Reminder: keep in mathematical finance thesis, mind that there is no set rule as to the level of essay about hobby detail you want to include. This is mathematical dictated by the relevancy of the information to the reader and how this information helps strengthen your plan’s ability to build credibility for your company.
Every company is made of about hobby milestones. Milestones for a business are achievements that demonstrate the business is on the right track. They are best when quantifiable and measureable. For example, achieving a working prototype of your product, or getting to break-even, are both huge milestones that showcase your ability to execute and reduces subsequent risk of your company. Key concept: The more uncertainty that you can take off from the table, the better valuation you can get for your business. For businesses that have a retail or manufacturing component, this is an important section of your plan.
Information you may want to include: Size (e.g.; in sq. ft.) Location/Address Other notable facts, such as equipment at the facility. Location is important for mathematical finance, a large number of are we living in a essay retail businesses, whether you are a restaurant or purveyor of consumer products. Thesis. If possible, provide statistics about the retail location you have chosen or are planning to choose. Essay. Describe the lease terms you are able to secure, and if there are any laws that protect the lessee from unreasonable price increases. You can read a detailed article about what to look for in a lease agreement here. Provide detailed information on the manufacturing facilities.
For example, your operation may require a reliable source of electricity and water. Mathematical. Describe how the facility provides the business with these resources. If the facility is pre-existing equipment or structures that can be leveraged, make mention of that. Location can be an important aspect of are we living society essay your business even if you are not in finance thesis, retail or manufacturing. For example, you might want to open your software company in Silicon Valley as that provides a competitive advantage from an employee recruitment and fundraising perspective. If you operate out of a home office. Describe your future expansion plans, including expected date of expansion. Upon completing these sections, you will then be finished with the company and financing section of your business plan. Writing the Products and Services Chapter.
The products and military plan phd thesis services chapter of your business plan should be written clearly and descriptively, to help give investors a comprehensive understanding of the bread and mathematical finance butter of your business. Your products and services section should include the following sections. Products and pessimistic Services Chapter Sections. Products and Services Competitors Sourcing and Fulfillment (optional) Technology (optional) Intellectual Property (optional) Future Products and Services (optional) Your products and services are the lifeblood of your business – it’s what your customers need, and if you get this right, everything else will follow . Mathematical. Commonly referred to as “product lift”, which essentially means getting the secret sauce working. It means that customers want to on teaching in a high need buy your product/service, and finance you are filling a need that was previously not satisfied. Thinking in terms of benefits vs. Military Plan Verification. features. What is the consumer really buying? For example, a person buying a Rolex watch is not only buying a device to tell time, but the prestige and status that comes with a luxury product. Think about what end benefit your product/service delivers.
Of course, the functional aspects of your product/service are also important. Depending on what you are going to finance thesis sell, think through the features it will provide, packaging, design, branding, quality, and essays in a high school other aspects that help position and/or differentiate it from competing products/services. You may have heard the mathematical business adage that acquiring a new customer is indefinitely more expensive then keeping an existing customer. One of the reasons this is true is the potential to sell additional add-ons, upgrades and essay substitute products/services to existing customers . Mathematical Thesis. Think about how you can drive incremental revenue. Whether it’s via subscriptions, repeat business, or annual contracts, you may be providing products/services that generate a recurring revenue stream.
This is a good thing, because (1) your revenue can be more predictable and essays high need school stable (2) you are maximizing earning potential . Think how you can generate recurring revenue, which is expressed with a metric called Lifetime Value per customer. You will complete the price you want to set your products/services in the Financial Plan chapter, and finance we also have a section for you to describe your pricing strategy; however it is vs optimistic advisable to start thinking about mathematical finance thesis, how you want to essays in a high school price your products/services. Competitive analysis is an mathematical finance extremely useful tool and one that should be revisited often as the competitive landscape changes over time. It starts with competitive analysis. Background (location, history, ownership) Financials (revenue, profitability) Products (product line, services, patents, licenses) Marketing (channels used and living in a surveillance budget, pricing, alliances/affiliates) Personnel (headcount, notable executives, compensation, job openings) Market share Strengths, Weaknesses. Tips on mathematical finance, how to search engines perform competitive analysis. The Internet makes this much easier then in days past. Some ideas: Google search using keywords that your customers would use to find you Look up industry association websites Look up directories such as Yahoo or Crunchbase Use Indeed.com to find your competitor’s job openings Competitor’s websites Find your competitor’s management team members on LinkedIn. Not only do you have to worry about current competitors you can see, but you have to be vigilant and be on finance, the lookout for new entrants.
For example, a company that already sells to your customer base may see your industry as a logical next step. You should consider the likelihood of new entrants high if: The industry sees high margins (its super profitable) There is unmet demand (more customers then suppliers) There are no major barriers to entry (does not take much to pessimistic vs optimistic start competing) There is finance future growth potential (such as mobile apps) Much of this is common sense – if you see a market opportunity that no one is competing in yet, don’t expect that you will be alone for in a high school, long. Sourcing is simply the process of procuring goods and services from suppliers that are required for mathematical finance thesis, your company to make its products or deliver its service. Some things to consider when choosing and managing your suppliers: Cost: This is an obvious one – the lower the price, the vs optimistic higher your profit margins will be.
Payment terms: The longer you have to pay your suppliers, the more working capital you have on hand. Reliability: You must consider how reliable your suppliers are and mathematical finance what would happen to your ability to essay operate if they cannot deliver. Scalability: As your business expands, will your suppliers be able to meet your needs? Fulfillment is mathematical finance simply the process of how your company delivers its products/services, from point of sale to delivery. There are several popular fulfillment options:
Engineer to surveillance society essay order: the thesis product is designed and built to are we society customer specifications (e.g.; large construction projects) Build to order: the product’s design is standardized but manufacture of final product is based off of mathematical finance thesis customer specifications (e.g.; aircraft and yachts) Assemble to order: the essay writing about hobby product is assembled to the customer’s specifications using pre-fabricated components (e.g.; Chipotles burritos, Dell computers) Make to stock: the product is finance manufactured in quantity based on expected sales of the vs optimistic product (e.g.; retailers) If you are going to mathematical be selling physical products and are we surveillance society expect to hold inventory, then you should pay very close attention to how you forecast the amount of inventory you need to meet your projected sales. Too little inventory and thesis you may not be able to meet demand. Too much inventory and you tie up all of your cash on excess inventory. Some key points:
Have accurate sales forecasts. Use historical sales data if you have it, and make sure you account for essay, seasonality. Have accurate inventory tracking. Use bar code scanning or equivalent to ensure there are no data entry errors. Utilize inventory management software. QuickBooks, Sage, and a plethora of other vendors provide a cloud-based solution for you to manage and maximize your inventory levels. Technology in today’s business environment is becoming more and more important and serves as a source of competitive advantage. Take Wal-Mart or FedEx as two examples of companies that provide services (low-cost products and shipping), but utilize technology as a critical means of delivering those services. Wal-Mart uses a sophisticated supply chain management IT system to mathematical ensure its low prices.
FedEx uses technology to optimize delivery routes and times, which enables it to ship to practically every corner of the essay writing hobby globe, seamlessly and with very low error rates. Think about how technology plays a part in mathematical thesis, your business and if it is phd thesis critical to your business operations. If technology is critical to your business operations, then you must think about your disaster preparedness and mathematical contingency planning . Depending on your business, you may want to essay writing about create back-up copies of data and mathematical software, routine security checks, and securing physical assets. Military Plan Verification. What would happen if you lost access to the technology? Think about alternatives that you could utilize.
For example, if you license a piece of software and mathematical finance later down the road decide that the cost is too high, is search there a competitor who can license you an alternative? If you have exclusive rights to a technology, either through a patent or through an exclusive license agreement, this is a great competitive advantage and one that you will want to describe in detail. There are two types of intellectual property that may be applicable to a business: industrial property (such as patents and mathematical trademarks), and copyright (such as novels and movies). If you have intellectual property that you want to protect, it is advisable that you seek the professional advice of a good Patent/IP Attorney , since this is a great way to provide a barrier to in a surveillance essay entry for your business. Intellectual property type 1: Industry property. These include inventions (patents), trademarks and industrial designs (trade secrets, trade dress).
If you have any proprietary process or technology then it is recommended that you apply for a patent to protect your invention. You should apply for a trademark for your company name and logo as well. Intellectual property type 2: copyright. These include literary and artistic works such as novels, poems and plays, films, musical works, artistic works such as drawings, paintings, photographs and finance sculptures, and architectural designs. In 2011, counterfeit copyrighted and trademarked goods were a $600 billion dollar industry worldwide.
Enforcing your intellectual property may be feasible from are we in a surveillance essay a legal point of view, but many times is not practical in practice. For example, Microsoft cannot possibly prosecute every single instance where its popular operating systems are copied and downloaded. IP and your employees and finance contractors. It is just as important to essay secure your intellectual property in relation to your employees and contractors. Everyone should be required to sign an finance invention assignment agreement, which basically states that the writing about hobby company owns all works produced while contracted by the company. In addition, you may consider handing out serialized notebooks for employees to use , so that if there is ever a conflict as to finance thesis whom owns a piece of intellectual property, there is a physical record. If you have future products and high need services planned, it is a good idea to thesis describe the product roadmap and strategy behind it . A key concept is that of military verification product lifecycle, which describes the stages of the life of a product. During this phase, your product will incur heavy promotional costs as you get the word out. You may discount the mathematical thesis price of the product to encourage new customers. During this phase, you may focus on expanding your product to new segments in the marketplace, and expand the product line (for example, with new colors or other variations).
During this phase, you are enjoying the thesis engines fruits of your labor. Mathematical Finance. You may add new features to your product to stay competitive and to writing further differentiate your product from mathematical finance competitors. Marketing spend for your product starts to dissipate as sales of holiday your product are in steady decline. After including all of this information, you’ll have completed the products and mathematical finance thesis services chapter. Writing the Customers and Market Analysis Chapter. The customers and market analysis chapter will give you an opportunity to are we in a society essay describe what your customer segments are, what needs you are filling for them, and how these groups of customers are trending in terms of growth and thesis behavior. This chapter also includes any regulatory restrictions specific to your industry. Customers and my best essay Market Analysis Sections.
Market Overview Market Needs Market Trends (optional) Market Growth (optional) Industry Analysis (optional) Key Customers (optional) In the market overview section you are going to calculate the total market (referred to as Total Addressable Market) for finance, your products, and then the segment of that market your business can capture. Total addressable market can be thought of in several distinct levels. Essay Writing. At the highest level is an estimate of the total market given 100% saturation. Another way of looking at mathematical this is what would be the total market if one company had 100% market share. Once you have the total addressable market, then you can estimate what percentage of this you can realistically capture. Essay Hobby. This, of finance course, is thesis search engines much harder to predict with accuracy. So the important thing to remember is to utilize strong sources for your assumptions.
For example, lets say you plan to open a high-end steakhouse in downtown Miami. To calculate your total addressable market, you might count how many high-end restaurants are in the downtown area and research the average annual sales for each restaurant. Then multiply the two to get the total sales for all high-end restaurants. This would be your total addressable market. Using the example above, we can then drill down to the next level and finance determine what percentage of the market you can realistically capture. You might assume that you will take an equal share of the market, thereby decreasing all other competitor’s shares in the market. Or you might offer cheaper prices, which you assume would take a larger percent of the market. Whatever your assumption, make sure it is well documented and logical. To obtain jaw-dropping product-lift you must solve a difficult and painful problem for the customer. And if there are competitors, you must solve the problem better than them, and enough so that customers are willing to switch to thesis search engines your company. Describe what problem your product is solving.
If you are targeting multiple customer segments, make sure you go into detail on how your product serves each customer segment. Describe how your solution better solves customer’s pain points then your competitors. We as consumers are inherently lazy. We do not want to go through the time and cost of switching from one company’s product/services unless it is compelling enough, which is finance dependent on essay writing hobby, the switching cost. Mathematical Finance Thesis. For example, there is virtually no cost to switch from Coke to Pepsi. On the other hand, there is high switching cost associated with migrating from a Mac to a PC. To overcome this problem, describe how your product either is able to in a overcome customer’s inherent adversity towards switching products, or if your product is mathematical able to reach new customers and bypass switching costs altogether (in other words, instead of taking customers away from your competitors, you are creating a new market for your products). Understanding market trends at the macro level is critical for various aspects of your business. A growing or shrinking market is described in more detail in the market growth section. On Teaching School. Below are some of the other factors that will affect market trends: The overall economy has a disproportionate effect on some businesses.
For example, dog-walking services usually see a decline in sales as households reduce spending on non-essential purchases. Government regulations and policies can completely alter an industry, so it is imperative that you are up to date on upcoming changes. For example, the thesis Jobs Act of my best holiday essay writing 2012 allowed for mathematical thesis, the first time non-accredited investors to participate in private placement of securities. This in turn has created a new market for crowd-funding websites to emerge to connect startups with all types of investors. You may be in on teaching high, an industry where political conditions have an impact on the bottom line. For example, if you count the Dept. of Defense as one of your clients, then the across-the-board budget cuts (i.e.; Sequestration in the Budget Control Act of 2011) would surely have a negative effect on mathematical finance thesis, your business. If you build your business on top of a technology platform that will soon be replaced with a more cost affordable, powerful, and easier to use technology, then that will surely put you in a less advantageous position.
Knowing technology trends is valuable in ensuring you are gaining a competitive advantage through the use of technology. Your customers may change their sensitivity to price depending on a variety of factors, including competition, macroeconomic conditions, and changing consumer tastes. High Need School. Keeping an eye on this trend will ensure you optimize your pricing strategy. Market growth, mathematically, is simply measuring the change in mathematical thesis, market size from one time period to the next (usually in years). So if the market in the first year was $100 million and $150 million the second year, then the market can be said to have grown by essay writing about hobby, 50%. You will find that measuring market growth using historical market size data is much easier then forecasting market growth. Mathematical. Utilize publically available data sources, trade publications, market research firms, and government agencies to my best essay writing find much of this research. Being able to demonstrate a market is growing is obviously important – for mathematical finance, example, the market for Blackberry accessories is clearly a declining market. Pessimistic Essay. Most investors and lenders will not want to mathematical see a new business chase after dwindling customers. On the other hand, the market for plan verification, Apple and Samsung phone accessories have seen great growth and will continue to grow as those companies continue to add new customers. Your industry is defined as the group of companies that are related to you in terms of what you sell/how you derive your revenue.
For example, Ford and Nissan are both in the automotive industry. Ford and Nissan’s market (i.e.; customers) would be the end consumers who buy their cars. You will want to describe your industry name/classification (SIC/NAICS Code), which can be found on the Dept. of Labor website. Understanding your industry’s dynamics is imperative to knowing it’s profit potential and attractiveness. Thesis. A popular framework for conducting industry analysis is Porter’s five forces analysis, which analyzes an industry’s competitiveness (and therefore attractiveness). By performing this analysis you will have a clear picture of your competitors and how your company fits within the competitive landscape.
If your industry has low barriers to entry and low switching costs, then expect increased competition, as there is little standing in the way for new entrants to enter the thesis search engines market and compete. If your industry is supplied by very few suppliers with little alternative but to source from finance those suppliers, then expect downward pressure on your margins. If your industry only has a small number of buyers, or there are many alternative products to choose from, then expect downward pressure on your margins. If there are many substitute products in your industry and my best holiday essay writing the switching costs between them are low, then expect substantial competition. An industry is very competitive if there are many competitors about the same size, there is little differentiation between competitor’s products, and it is mature with little growth (so the only way to grow is to take a competitor’s market share).
Although your product may cater to many different sets of mathematical thesis customers, you want to focus on a select group that will be the most likely to purchase your product/service and account for the lion’s share of your company’s revenue. For many businesses, you will soon realize that a large portion of on teaching need school your revenue comes from finance thesis a small percentage of thesis your customers. For example, Starbucks may realize their key customers are white-collar business types that purchase a cup of coffee every day, versus the mathematical finance student type that comes in once a month. When you can name your key customers. If you are in a business where volumes are low and prices are high, then you should be able to name your key customers individually. In this case, you should describe in detail your relationship with each of them separately. If you’ve filled out this chapter, congratulations. Pessimistic. Doing market research and customer analysis is mathematical a complicated and time consuming task. Time to move on to the next chapter!
Writing the Marketing and Sales Chapter. The marketing and sales chapter gives you an opportunity to describe how you will manage your sales force and what sales activities they will conduct in order to essays close sales. Overview Positioning Pricing Promotion Distribution. In this section, summarize your marketing plan, being sure to include: Positioning: Are you going to be the lowest cost provider or provide a differentiated product? Pricing: How will you price your products/services?
Promotion: How will your market your products/services? Distribution: Where will your product/services be available? Tip: It will be easier to write this section after you complete the subsequent sections as the overview section summarizes key findings from the other section. Keep this section at the summary-level, as you will go into mathematical finance, further detail in thesis search, the subsequent sections. Describe how you position your company within the competitive landscape. Finance. Will you compete on vs optimistic, price, or will you differentiate your offering and stand out from your peers? For example, Wal-Mart positions itself as the low-cost provider in an industry, while Apple designs premium products to reach the luxury end of the market. Provide your product/service at the cheapest price point in mathematical finance thesis, the marketplace. On Teaching Need School. There are three primary ways to achieve this: Economies of finance Scale: For example, being able to pessimistic vs optimistic essay turn more tables in a restaurant or produce more widgets in a factory. The more you are able to produce from your asset, the cheaper it becomes.
It will also be harder for your competitors to enter the market since you have fixed assets and experience that requires a large investment. Low operating costs: Keeping costs down across all aspects of the business, including: Standardization: Limited customization Outsourcing: Outsourcing labor to low cost production centers Thrift: Limiting advertising and mathematical RD spend Optimized supply-chain: By lowering inventory and negotiating with suppliers, companies can substantially improve their profitability and cash flow. Making your product/service unique by targeting a specific segment of the market is a compelling strategy, especially if: Your customers are not price sensitive The market is competitive Your are targeting a specific niche You can provide a product/service that is not easily copied. You can also achieve differentiation through branding and marketing – for example, Starbucks sells premium coffee at pessimistic vs optimistic essay a premium price point, primarily through the strength of their branding and not through the taste of mathematical finance thesis their coffee. Determining the optimal price for your products/services will require you to think through several factors: If you are going shooting for the low cost provider strategy, then you will want to price yourself accordingly.
Likewise, if you are going for the luxury end of the market, then a higher price is often times a proxy for quality. How price sensitive are your customers? If your customers are making their purchase decision primarily based on price, then you will want to be sensitive to this. The price you set must be high enough to living surveillance over your costs so you can turn a profit. Mathematical. There are, of course, exceptions. About. For example, you might want to achieve economies of finance thesis scale by maximizing units sold, or you might be maximizing revenue to about hobby achieve dominant market share.
There may be regulatory/legal constraints on mathematical finance, how much you can charge. For example, payday loan vendors are restricted in how much they can charge their customers. Looking at what your competitors charge can give you a understanding of what current customers are accustomed to paying and will likely be willing to pay for your products/services. There are price points that consumers are psychologically more accustomed to, such as amounts ending in .99 or .95. In this section, you move from describing your marketing plan onto on teaching in a school, how you will convey your marketing message to your intended audience. Mathematical. What marketing channels will you utilize to reach your target customers?
Depending on engines, your business, traditional media may be an finance important component of your complete marketing toolbox. These would include television, radio, billboards, flyers, etc. In today’s environment few companies can afford not to have a strong online presence. There are a myriad of living society essay options available. Each marketing channel must be carefully measured for effectiveness, as online marketing can quickly add up and consume a small business’s entire marketing budget. A website is a key component of your digital marketing efforts as it will be the destination in which your online leads will first visit. Some online marketing options include:
Search engines (i.e.; Google, Bing) Directories (Yelp, Angies List) Daily deals (Groupon) Email marketing Social media (Facebook, Twitter) Word of mouth marketing is by mathematical thesis, far the most profitable and powerful marketing channel available to any business. New customers that are referred to your business are more likely to search engines purchase and more likely to mathematical finance thesis continue referring your company. There are ways to boost word of mouth marketing, especially with the advent of verification phd thesis social media. For example, asking a satisfied customer to like your business on Yelp and Facebook will potentially reach hundreds of their contacts, all with one click.
Integrating social media into finance, your word of hobby mouth marketing strategy is finance invaluable for every business. Blogging/Becoming a subject matter expert. Having a leading voice in your industry will help your business gain credibility from customers, suppliers, partners and military plan verification phd thesis competitors. You can start by participating on public forums and blogs related to your business and adapting the adage “give more to get more”. How will your products be available? On one end of the spectrum is direct marketing, whereby you sell directly to finance your customers. Or if you manufacture your products, you might sell through distributors, who in essay writing, turn sell to retailers, who in turn sell to consumers. Three common models: Product is stocked in mass-market distribution channels. Mathematical Thesis. Examples include soft drinks, magazines, etc.
Product is specialized and sold through specialized channels. Examples include nautical computers and tooling/machinery. Product is essay writing only sold through an exclusive channel. Examples include luxury products such as high-end motorcycles or designer handbags. The Internet presents an unparalleled opportunity to reach customers directly, as well as working with online channel partners to reach and sell to customers. Writing the Strategy and mathematical finance Implementation Chapter. The strategy and implementation chapter will give you an opportunity to define the key milestones that mark meaningful progress towards your goals. It also includes sections that further elaborate on your competitors. Strategy and plan Implementation Sections. Milestones SWOT Analysis (optional) Competitive Edge (optional) Strategic Alliances (optional)
Milestones are the mathematical finance thesis key events that demonstrate progress is thesis engines being made , such as completing the company’s first prototype or breaking even. These provide a tangible way to measure the success of the mathematical finance business venture. Milestones are so incredibly important to a business yet are one of those things that can be easily overlooked. Why are milestones so important? Because they are a way to measure meaningful progress of a company that in effect, makes that company less risky (and therefore more valuable). A new company has an extremely high-risk profile – but as it meets tangible milestones, such as completing a prototype or breaking even, the company’s risk decreases. It becomes more apparent that the venture will succeed. Investors and lenders will be looking at pessimistic vs optimistic what milestones your company has reached in order to mathematical finance thesis create a fair valuation.
Milestones might include: Assembling company team First working prototype Filing/receiving patent or other IP Securing physical location for store First paying customer Breaking even Turning a profit* *If you can demonstrate not only turning a profit, but also sustaining that profit, then that is a huge milestone. SWOT Analysis is a useful technique for understanding your company’s strengths and weaknesses , while identifying both the opportunities open to your business and the threats it faces. Strengths and Weaknesses refer to thesis search internal factors in your company, such as: Employees and staff Physical assets such as equipment and finance thesis facilities Financial assets. Opportunities and Threats refer to external factors facing your company, such as: Market trends Regulatory and legal Macroeconomic conditions Competitors. Competitive edge can be bucketed into four primary areas: cost, differentiation, innovation and are we living in a surveillance essay operational effectiveness. Are you providing a product/service at mathematical thesis a lower cost then your competitors? This is a straightforward competitive edge that is very difficult to deliver. Providing the writing hobby lowest cost may require operating on razor thin profit margins or heavy investment in fixed costs in order to finance thesis achieve economies of scale.
Are you providing a product/service that your competitors are not offering or cannot offer? This is a common strategy whereby you provide differentiated value in about, order to better serve customers and/or reach a portion of the market that may be under-served. Are you leapfrogging your competition and providing a notably superior or new product/service? Popularized by the book “Blue Ocean Strategy”, creating new demand in an uncontested market space is mathematical thesis a powerful business strategy. Do you provide superior time to market or customer service? For example, your customers may be willing to pay a higher price for better customer service . Nordstrom’s is an example of a company that uses superior customer service as a competitive advantage. Forging strategic alliances is a commonplace occurrence in business. Pessimistic Vs Optimistic. There are a wide variety of alliances you might encounter, with various parties in which you do business. Even if you do not have any alliances, there may be an opportunity for a partnership in the future and that should be included in this section. You might have a supplier who has a disproportionate amount of influence and power of your business.
Striking a partnership in this case may decrease those risk factors and provide a competitive advantage over mathematical thesis your competitors. You might have a large portion of your revenue coming from several key customers. Inking an exclusive agreement to lock in revenue would, for instance, give you predictable cash flow. It is not uncommon to partner with competitors under certain circumstances – for example, to set standards for the industry or to help further adoption of a technology. For example, Sony and essay Panasonic partnered together to increase the adoption of Blu-ray DVDs. Aligning your brand with another company is frequently used, especially if both brands are targeting the same demographic. For example, Samsung is the official sponsor of the Olympic games and mathematical will provide free mobile phones to all Olympic athletes.
Upon completing these sections, your strategy and pessimistic vs optimistic implementation chapter will be finished. Writing the finance Financial Plan, Statements, and Sales Forecast Chapters. Writing the financial plan, financial statements, and writing about sales forecast will be the most difficult part of your entire plan. It requires making a large number of intelligent assumptions about the thesis size of the market you can realistically target, and the costs associated with making your product or rendering your services. These sections are the red meat of holiday writing your plan — these are the chapters that any seasoned angel investor or venture capitalist will dig into to mathematical thesis make sure they know they’re making a solid financial investment. Chapter 7: Financial Plan and essay writing hobby Sales Forecast Sections. Sales Forecast Personnel Plan Budget Cash Flow Assumptions Loans and Investments Starting Balances Historical Financials Key Metrics for finance, Success. Define the price in which you will sell your products and services, the cost it will take to produce or sell the my best holiday essay writing product/service, and the number of units you will sell. Mathematical. Be conservative when making your estimates on thesis, the number of units you will sell, ensuring you have a reasonable methodology when making your forecast. It is highly recommended that you first complete the following sections as they lay the foundation for defining the sales forecast. Products/Services section: Defines what you will sell and at what price point; also seeks to define the production cost Target Market section: Defines the size of your target market and what quantities you can sell.
Tip: Your sales forecast should sync with your Sales and Marketing plan. For example, if you plan on hiring several sales people nine months from the start of your business, you should forecast an increase in sales thereafter. This is the price you will sell your products/services. Fixed price: Suitable for most sales forecast modeling Price changes over time: The price of thesis your product/service may increase/decrease in vs optimistic essay, price over time for several reasons: Keep up with inflation Keep up with increased cost of raw materials or components Seasonal product – discount to offload excess inventory Promote new product – discount upfront to mathematical finance thesis encourage sales, then increase later. This is the direct cost of military plan verification phd thesis producing your product/service (at the unit level).
Otherwise known as cost of goods sold (COGS). Fixed costs: Suitable for most sales forecast modeling % of sales: A good way to forecast costs; as sales increase you can set the cost as a % of sales on a sliding scale. Costs vary each month: The cost of mathematical finance thesis your product/service may increase/decrease in pessimistic vs optimistic, price over time for several reasons: Economy of scale: the more units you produce, the cheaper it becomes to produce them Bargaining power: the more units you buy from your supplies, the cheaper they become Seasonality: cost of raw materials may fluctuate based on time of year. This is the expected number of units you will sell. My units are constant: Not particularly suitable as most businesses will expect to have some growth over time.
Units sold changes over time: The quantity sold of mathematical finance your product/service may increase over time for several reasons: Growing market share Finding new markets. Sales tax requirements vary by country and by products/services sold. In the United States, there is no sales tax at hobby the federal level; however, many states levy selective sales tax on particular goods or services. Check with your state department of taxation if you are required to mathematical finance thesis collect sales tax. If yes, you collect the sales tax from essay writing about hobby your customers and then remit the finance thesis tax to military plan verification the state each year. If the individual assumptions used for each component of the sales forecast is accurate, so will the finance overall sales forecast. Pessimistic Vs Optimistic. You should be able to explain where each number comes from, citing studies/research that validates your assumptions. The costs of finance thesis hiring personnel are often the largest expense of any business. Pessimistic. In this section, you will enter forecasted employees and contractors you plan to hire. The number of personnel you plan to hire and at what time is more of an art then a science. Mathematical Finance Thesis. Too much staff too soon and you’ll burn through your working capital.
Too few staff and you’ll run the risk of alienating your customers and partners when you can’t deliver. A good way to think about your personnel plan is to think about the milestones you want your business to accomplish and what personnel are required to get your business there. You can always revise your estimates, so start off with your best estimate and come back to this section later. Tweak as needed so that your business model demonstrates profitability within your target time frame. The type of company you are building and holiday essay the financing required also makes a big difference in your staffing plan.
For example, if you are seeking venture capital that mean you are going to want to hire and scale quickly in order to finance generate large revenues. Pessimistic. Conversely, if you are seeking debt financing, you want to operate as lean as possible and maximize profitability so you can service your loans. Fixed amount: Suitable for most situations. Changes over time: You might want to define a compensation plan for sales personnel that have an annual bonus component, for example. Employee: If choosing employee you will have to consider certain employee taxes and other considerations. Contractor: If selecting contractor, ensure that you are classifying said contractor correctly. In the mathematical United States, for example, you are legally required to provide employee-type benefits in certain situations even if you classify the personnel as a contractor.
If hiring employees, you will be responsible for additional costs such as (but not limited to) payroll taxes, worker’s compensation and essay writing health insurance, paid time off, training and travel expenses, vacation and sick leave, pension contributions and finance thesis other benefits. This is essay writing about hobby referred to the burden rate, which provides a truer picture of total labor costs than payroll costs alone. Mathematical. Burden rate only my best writing, affects employees and mathematical finance not contractors. If unsure what to enter, 15% is a fair estimate. Explain the assumptions and methodology used to define the military verification phd thesis personnel your business plans to retain, including how you came up with your compensation figures and burden rate. Thesis. For example, you might explain that as you plan to hire several sales people to coincide with the phd thesis release of a new product. Enter expenses you plan on incurring for mathematical thesis, your business.
A good way to make sure you capture majority of essays high your business’s expenses is to mathematical finance thesis think through costs associated with each functional area of your business, such as product development, marketing and operations. Writing About. Categorize expense into finance, groups, such legal and administrative, rent and plan verification leases, and telecommunications. Finance. Do not include fixed asset expenses (assets whereby you derive value from for more than 12 months) such as a company van or computers. Essays On Teaching In A High. You will enter these in mathematical finance thesis, the next step. Advertising Expense Amortization Expense Auto Expense Bad Debt Expense Bank Charges Cash Over and Short Commission Expense Depreciation Expense Employee Benefit Program Freight Expense Gifts Expense Insurance – General Interest Expense Professional Fees License Expense Maintenance Expense Meals and Entertainment Office Expense Payroll Taxes Printing Postage Rent Repairs Expense Salaries Expense Supplies Expense Taxes – FIT Expense Utilities Expense Gain/Loss on Sale of Assets. Enter long-term asset expenses here. Long-term assets are comprised of two types: tangible and intangible assets. Fixed assets are tangible assets that provide value for more than 12 months, such as a company van or computers. Phd Thesis. Fixed assets are depreciated over its useful lifetime. This is an accounting method that allows the mathematical finance thesis business to holiday allocate the costs of the asset over its life by gradually reducing its value.
Common fixed assets: Land and Buildings Motor vehicles Furniture Office equipment Fixtures and fittings Plant and machinery. Intangible assets are long-term assets that are not physical in mathematical, nature. Intangible assets are amortized over its useful life. These might include: Intellectual property (items such as patents, trademarks, copyrights, business methodologies) Goodwill Brand recognition.
Enter other short-term assets here, which most likely will be any prepaid expense that lasts for less than 12 months. Besides prepaid expenses, other current assets also include short-term investments and search engines securities that are likely to turned into cash within a year. A prepaid expense can be described as such: A 12-month office lease is signed with the total lease amount of $12,000 being paid upfront. Classifying this as a regular expense would not be accurate because then the PL Statement and mathematical finance Cash Flow Statement would both show the military verification $12,000 as a one-time upfront payment on mathematical finance thesis, the month it which it was made. This type of expense is better described as a prepaid expense, since the use of the office is spread out over a 12-month period of time and thesis search engines can be considered an asset on the Balance Sheet that is expensed over mathematical finance thesis time. By classifying this as a prepaid expense (or an amortized short term asset) then the PL Statement would show the $12,000 prepaid expense spread across 12 months at $1,000 each month, while the essay Cash Flow Statement would reflect the mathematical finance thesis $12,000 payment on month in which it was made. Under Assets, the Balance Sheet would then show the amount of Prepaid Lease that is remaining at the end of the accounting period. Enter an estimate for income taxes you expect to pay, which should be a summation of federal, state and holiday essay local income tax. Mathematical Finance. Do not include other taxes such as property tax (should be entered as a separate expense) or employee-related taxes (this is covered in search engines, the Personnel Section as the Burden Rate). As this is mathematical finance only an estimate, 100% accuracy is not required (if unsure what to enter here, use 20%).
Dividends and distributions (for corporations and LLCs/partnerships, respectively) are payments to essay the company’s shareholders/owners, taken from the company’s profit. Dividends are typically paid out at the end of the mathematical finance thesis fiscal year, while distributions can be given out at the discretion of the owners. You may want to high need school set this to zero initially and see how the financials of your business model work out; then you can work backwards and determine how much of retained profit you want to distribute to owners/shareholders. Here you can explain any regular costs that are associated with running your business. What are the monthly or ongoing costs that you must pay to thesis keep the business up and essays in a need school running? For example, this could be paying monthly utilities and rent expenses for your office space, insurance, or any marketing or advertising costs. For a start-up, remember that there are always up-front costs or one-time costs associated with getting things started, so be aware of finance any of these expenses and include them in your budget. Accounts receivable is defined as sales that the company has made but has yet to collect the money from the purchaser. Most companies operate by essay about, allowing some portion of their sales to be on credit.
These types of sales are usually made to frequent or special customers who are invoiced periodically, and allow them to avoid the hassle of physically making payments as each transaction occurs. Thesis. You want your accounts receivable to be as low as possible to increase your cash flow. Defining what percentage of your sales will be on credit. You want this percentage to be as low as possible, while keeping in mind that for some businesses it is preferential to provide some credit to your best customers. Defining how long it will take to collect payment. Of the customers that you provide credit to, you need to define when they are to pay you back.
The faster, the are we living surveillance society essay better your cash flow will look like. Finance. It is typical to provide net-30, which is 30 days. Accounts payable is defined as short-term debt owed to suppliers and banks. It is to your advantage to negotiate longer payment terms with your suppliers, as it will improve your cash flow. When looking at accounts receivable (what is owed to you) and accounts payable (what you owe), the key thing to remember is that you want to be paid as soon as possible, and you want to pay others as late as possible (cash on hand is king). Defining what percentage of your purchases will be on credit. You want this percentage to be as high as possible, as that will improve your cash flow. Essay Writing. However, ensure you are able to pay your vendors on the purchases made on mathematical finance thesis, credit. Defining how long it will take to collect incoming payments. How many days will it take, on average, to collect incoming payments?
Select the typical number of days between when you make a credit sale and when the payment arrives. Keep in mind that shortening this period can vastly improve your cash flow. If your business will sell physical products and in a high need school you plan on keeping inventory on hand, then you need to mathematical thesis define how many months of inventory you wish to keep on hand. The more months of inventory you hold on hand, the more cash is search tied up in inventory. This will affect your cash flow. How much inventory should you carry? The ideal amount varies from industry to industry, and business to business. A good place to find more information is mathematical finance thesis trade associations for your industry.
In order to improve your company’s inventory management, you will need to start by collecting good records on your inventory. Using inventory turnover rate as an indicator. Inventory Turnover Rate = Costs of Goods Sold (COGS) / average cost of inventory on hand. A low inventory turnover rate means that you may have too much inventory on hand. Understanding and managing cash flow is very important to any business. The time period for credit sales and payments may depend on your suppliers or your industry. Paying and getting paid later rather than earlier can entirely change your cash flow projections.
You can utilize this section to explain any assumptions about cash flow, including details on vs optimistic essay, the time period in which you will make and receive payments. How did you come to these assumptions and how will it affect your business? When taking out a loan, you borrow an amount of money (principal) from a lender, and are obligated to pay back at a later time (usually in installments). You will typically pay interest on mathematical thesis, the loan. If you are seeking a loan then enter the amount, as you want to search forecast the financials assuming you have secured the loan. Personal vs Commercial Loans. For many small businesses, taking out finance thesis a personal loan to finance growth is commonplace. These might include credit cards, home equity line of credit (HELOC), and installment loans. If you have an existing small business, commercial loans can be obtained, which are based on a variety of factors.
Secured vs Unsecured Loans. A secured loan is a loan in verification, which you pledge some asset (equipment, property, etc.) as collateral. Unsecured loans (credit cards, personal loans) are not secured against a borrower’s assets. Mathematical. Interest rates will be higher for unsecured loans versus secured loans, for on teaching high need school, obvious reasons. If you have a pre-existing loan, then you can specify those details in the Starting Balances section. A line of credit is similar to a loan with the difference being that interest is mathematical thesis not charged on essay writing, the part of the line of thesis credit that is are we living surveillance society essay unused, and the borrower can draw on the line of credit at any time that he or she needs to. If you are seeking a line of thesis credit then enter the amount, as you want to forecast the financials assuming you have secured the in a high need line of credit. The line of credit may be classified as a demand loan, which means that any outstanding balance will have to be paid immediately at the financial institution’s request. Investments include injections of cash into mathematical thesis, the business from you, other shareholders or owners, or investors. This typically refers to equity investments where investors contribute cash to the business in exchange for equity (ownership).
In this section, you can describe how your business will be funded. If you are a startup, it is military plan verification phd thesis likely that the money you make from sales will not cover all your business expenses so you may need additional sources of funding, such as taking out finance thesis a loan, receiving investors’ capital, credit lines, or other ways of borrowing money. What type of funding will you acquire? At what point in pessimistic vs optimistic, your plan are you expecting these funds? For existing businesses only. The starting balances will be used to adjust the balance sheet to mathematical finance take into account your company’s financial history. Important: all starting balances should be entered as they are at the start of your plan. Enter starting balances for assets:
Cash Accounts Receivable Inventory Other current assets Long term assets Accumulated depreciation. Enter starting balances for thesis, liabilities: Enter starting balance for Capital and Earnings: Enter your Recent Sales: One month before start date Two months before start date Three months before start date Four months before start date Five months before start date Six months before start date. If you are an existing business, you can enter past financial data here. This is optional and will be used to calculate historical financial ratios in the Financial Statements section. For each year of your company history , include: $ Sales $ Gross profit $ Income from operations $ Net profit $ Current assets $ Current liabilities $ Inventory $ Total assets $ Total liabilities $ Total owner equity. Every business model has several key metrics that management can use to see if the mathematical finance thesis business is healthy. Essays High School. For example, a restaurant might use the number of tables it can turn per night and the average revenue per dinner.
Think about what levers make the mathematical finance most impact to your business. You will want to hobby continuously track and finance monitor these metrics to ensure your business model is engines working. Chapter 8: Financial Statements Sections. Profit and Loss Statements Balance Sheet Cash Flow Statement Financial Ratios. The Profit Loss (i.e.; income statement) shows your revenue, expenses, and profit.
It is the mathematical most common of the essay about three reports as it provides a view into the company’s projected “bottom line”. The statement here is a read-only display, calculated automatically from the information you entered in the Sales Forecast, Budget, and Personnel Plan sections. If you wish to thesis edit or change any information, you may do so by going back to school those sections. The statement here will update automatically. The balance sheet gives a snapshot of your company’s financial position at a given point in time, usually the last day of a fiscal period. It is mathematical called a balance sheet because assets (what you own) will always equal the my best holiday sum of your liabilities (what you owe) and stockholder’s equity (your investments from stockholders plus money that your business earned that is put back into running your business).
The balance sheet here is a read-only display. If you wish to change the balance sheet, you can do so by going back to finance the builder in the Financial Plan section. If you are an existing business, you have the my best holiday essay writing option of mathematical finance adding starting balances under the verification phd thesis Financial Plan section. The cash flow statement displays the cash inflows and outflows from your operating, investing and financing activities. Rather than providing an overview like the mathematical balance sheet, the cash flow statement will measure the change in cash during a period. In other words, how much money did you start and end up with? The statement here is a read-only display. You can go back to edit the sections in the Financial Plan section in order to change the accounts affected in the cash flow statement. The Financial Ratios section gives a general overview of the health of your business.
The report here is a read-only display. If you wish to change any of the information, you may do so by editing the essays on teaching in a relevant financial information you’ve entered previously. The ratios here will update automatically. The Liquidity Analysis shows how solvent your company is, or how easily convertible to cash is the company in case. This is important in determining the ability of the business to mathematical meet its obligations, or paying off what it owes in debt. The Profitability Analysis shows the overall performance of the company in pessimistic, its ability to make a profit.
The ratios show how much of sales revenue is actual profit after taking costs and expenses into finance, account. The Debt Ratio shows how much of the business’s assets are financed by debt and engines how much of the business’s assets are financed by stockholders’ equity. The Investment Measures show ROI (Return on Investment) which is the percentage of the mathematical finance thesis return (net profit) of the business divided by the cost of the investment. The most common method of calculating ROI is to divide net profit by total assets. Finishing these chapters represents a massive achievement in completing your business plan.
It is by far the most difficult chapter, as it requires doing somewhat complicated math to verification phd thesis generate accurate financial statements. In all likelihood, you will need to hire an expert or accountant to help you create an accurate and detailed plan that adheres to realistic outcomes. To finish it off, you’ll need to write an thesis appendix and holiday a glossary of terms. Your appendix will be a more detailed version of the thesis financial statements detailed in this chapter, and hobby your glossary of finance terms will simply define the terms of school your business that an investor may not understand. Upon including those chapters, your plan will be complete. Feeling inspired to start a business, but don’t know how to write a plan? We have a sample database of plans that you can look through to learn the different chapters and mathematical thesis sections necessary to essay attract equity investments and loans. Although our examples are specific to each industry, keep in mind that every plan will be unique depending on your location, your customer base, and your own vision, so these will only serve as a starting point for you and your dream.
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None of the information will be relevant to my best writing your company, and thesis you’ll be gaining nothing but the holiday order and structure of the plan – something that you could easily research and re-create on your own. Sound good? Keep in mind that while this guide may give you a better idea of how a it should be structured, that represents only about 5% of the heavy lifting of writing an mathematical finance thesis actual the complete document. Don’t forget that every plan needs well structured elevator pitch. 1. Vs Optimistic Essay. You’ll have to do complicated business planning math and calculations yourself — or pay an expensive rate for thesis, someone else to do them. You’re going to have to do the financial calculations, plans, and forecasts that a plan should offer to attract investment — all by yourself. Creating these sections requires years of training, math skills, market knowledge, and essay writing about hobby investment savvy. This requirement is mathematical thesis beyond the scope of most peoples’ abilities, which is why entrepreneurs turn to my best holiday essay professional writers and accountants to do the heavy lifting for them. Keep in mind: You may have a brilliant idea, but until you’ve subjected your product/service to meticulous research, and calculated your potential market as conservatively as possible, your business idea will be nothing but empty words and mathematical thesis blather to a seasoned investor.
2. Pessimistic Vs Optimistic Essay. You’ll need to manually create visual graphs and charts to finance thesis make the calculations easily understandable. You’ll need to take the living in a surveillance numbers you calculated and create attractive graphs, charts, and mathematical thesis tables for your plan. Military Verification Phd Thesis. Making your data attractive and easy to comprehend is finance no easy task. Professional planning software can not only do the calculations for you, but will also turn them into relevant graphs, charts, and tables presented in the appropriate order, according to how equity investors and essays need bank loan officers expect to see them. 3. A basic template won’t allow you to track your business’ progress. You won’t be able to mathematical finance keep your company’s information up to essay hobby date easily. One of the major benefits of using software is that you can continually update your numbers based on thesis, your real expenses and earnings, allowing you to track the progress of your business easily and without a major hassle. Nonetheless, we encourage you to are we society download this document and get started with writing out your product/service concepts and marketing plan. If or when you encounter the finance thesis financial sections, we’ll be looking forward to helping your progress through the major obstacles of writing a successful strategy that will help you get funding for your ideas. Crafted by licensed attorneys Updated regularly Applicable to all 50 states. Create your free.
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Chapter 1. How to thesis Write a Research Paper. What is essays on teaching in a high need school, a research paper? A research paper is thesis, a piece of vs optimistic essay, academic writing based on mathematical thesis, its author’s original research on a particular topic, and the analysis and essays in a school interpretation of the research findings. It can be either a term paper, a master’s thesis or a doctoral dissertation. This Chapter outlines the logical steps to writing a good research paper. To achieve supreme excellence or perfection in anything you do, you need more than just the knowledge. Like the Olympic athlete aiming for the gold medal, you must have a positive attitude and the belief that you have the mathematical finance, ability to writing about hobby achieve it. Mathematical? That is the real start to writing an A+ research paper. STEP 1. Pessimistic Essay? HOW TO START A RESEARCH PAPER? CHOOSE A TOPIC.
Choose a topic which interests and challenges you. Mathematical Finance Thesis? Your attitude towards the topic may well determine the high, amount of effort and enthusiasm you put into your research. Focus on a limited aspect, e.g. Thesis? narrow it down from my best “Religion” to “World Religion” to “Buddhism”. Obtain teacher approval for mathematical thesis, your topic before embarking on a full-scale research. If you are uncertain as to what is expected of you in completing the assignment or project, re-read your assignment sheet carefully or ASK your teacher. Select a subject you can manage.
Avoid subjects that are too technical, learned, or specialized. Avoid topics that have only a very narrow range of source materials. For general or background information, check out useful URLs, general information online, almanacs or encyclopedias online such as Britannica. Use search engines and other search tools as a starting point. Pay attention to domain name extensions, e.g., .edu (educational institution), .gov (government), or .org (non-profit organization). These sites represent institutions and tend to pessimistic vs optimistic essay be more reliable, but be watchful of possible political bias in some government sites. Be selective of .com (commercial) sites. Mathematical Finance? Many .com sites are excellent; however, a large number of them contain advertisements for my best, products and nothing else.
Network Solutions provides a link where you can find out mathematical what some of the other extensions stand for. Essay Hobby? Be wary of the millions of personal home pages on the Net. The quality of these personal homepages vary greatly. Learning how to mathematical evaluate websites critically and to search effectively on the Internet can help you eliminate irrelevant sites and waste less of your time. The recent arrival of military verification, a variety of mathematical finance thesis, domain name extensions such as .biz (commercial businesses), .pro, .info (info on products / organizations), .name, .ws (WebSite), .cc (Cocos Island) or .sh (St. Helena) or .tv (Tuvalu) may create some confusion as you would not be able to tell whether a .cc or .sh or .tv site is in reality a .com, a .edu, a .gov, a .net, or a .org site. Many of the new extensions have no registration restrictions and are available to anyone who wishes to are we in a surveillance society essay register a distinct domain name that has not already been taken. For instance, if Books.com is unavailable, you can register as Books.ws or Books.info via a service agent such as Register.com. To find books in the Library use the OPAC (Online Public Access Catalog). Check out other print materials available in the Library: Almanacs, Atlases, AV Catalogs Encyclopedias and finance Dictionaries.
• Government Publications, Guides, Reports. • Yellow Pages, Zip or Postal Code and Telephone Directories. Check out online resources, Web based information services, or special resource materials on CDs: Online reference materials (including databases, e.g. SIRS, ProQuest, eLibrary, etc.) Google Scholar Wall Street Executive Library Index to Periodicals and writing about hobby Newspapers (e.g. MagPortal.com, OnlineNewspapers.com, etc.) Answers.com – an online dictionary and encyclopedia all-in-one resource that you can install on your computer free of charge and find one-click answers quickly. Encyclopedias (e.g.Britannica, Canadian Encyclopedia, etc.) Magazines and Journals Newspapers International Public Library Subject Specific software (e.g. discovering authors, exploring Shakespeare, etc.)
Check out thesis public and university libraries, businesses, government agencies, as well as contact knowledgeable people in your community. Read and evaluate. Thesis Engines? Bookmark your favorite Internet sites. Printout, photocopy, and take notes of relevant information. As you gather your resources, jot down full bibliographical information (author, title, place of thesis, publication, publisher, date of publication, page numbers, URLs, creation or modification dates on Web pages, and in a your date of access) on your work sheet, printout, or enter the information on your laptop or desktop computer for later retrieval. If printing from the Internet, it is wise to set up the browser to print the URL and mathematical finance date of essay, access for every page. Remember that an article without bibliographical information is useless since you cannot cite its source. STEP 3. MAKE YOUR THESIS STATEMENT. Most research papers normally require a thesis statement. If you are not sure, ask your teacher whether your paper requires it. A thesis statement is a main idea, a central point of your research paper.
The arguments you provide in your paper should be based on mathematical, this cenral idea, that is why it is essay, so important. Do some critical thinking and write your thesis statement down in mathematical finance one sentence. Your research paper thesis statement is like a declaration of your belief. The main portion of pessimistic essay, your essay will consist of arguments to support and mathematical thesis defend this belief. A thesis statement should be provided early in your paper – in the introduction part, or in the second paragraph, if your paper is longer. It is impossible to create a thesis statement immediately when you have just started fulfilling your assignment. Before you write a thesis statement, you should collect, organize and analyze materials and your ideas. You cannot make a finally formulated statement before you have completed your reseach paper.
It will naturally change while you develop your ideas. Stay away from generic and too fuzzy statements and arguments. Use a particular subject. Essay Hobby? The paper should present something new to mathematical finance thesis the audience to make it interesting and educative to writing read. Avoid citing other authors in this section. Present your own ideas in your own words instead of simply copying from other writers.
A thesis statement should do the mathematical finance thesis, following: Explain the readers how you interpret the subject of the research Tell the on teaching in a school, readers what to expect from your paper Answer the question you were asked Present your claim which other people may want to thesis dispute. Make sure your thesis is strong. If you have time and opportunity, show it to your instructor to revise. Otherwise, you may estimate it yourself. Does my statement answer the question of on teaching need school, my assignment? Can my position be disputed or opposed? If not, maybe you have just provided a summary instead of creating an argument.
Is my statement precise enough? It should not be too general and vague. Does it pass a so-called “so what” test? Does it provide new/interesting information to mathematical your audience or does it simply state a generic fact? Does the essay about hobby, body of mathematical finance, my manuscript support my thesis, or are they different things? Compare them and search change if necessary.
Remember that changing elements of your work in the process of finance thesis, writing and writing hobby reviewing is normal. A well-prepared thesis means well-shaped ideas. It increases credibility of the paper and makes good impression about its author. STEP 4. MAKE A RESEARCH PAPER OUTLINE. A research paper basically has the following structure: Title Page (including the title, the author’s name, the name of a University or colledge, and the publication date) Abstract (brief summary of the finance thesis, paper – 250 words or less) Introduction (background information on the topic or a brief comment leading into the subject matter – up to 2 pages) Manuscript Body, which can be broken down in further sections, depending on the nature of research: Materials and Methods Results (what are the results obtained) Discussion and Conclusion etc. Reference Tables, figures, and essays on teaching in a appendix (optional) An outline might be formal or informal. An informal outline (working outline) is a tool helping an author put down and organize their ideas. Thesis? It is plan verification phd thesis, subject to revision, addition and canceling, without paying much attention to form.
It helps an author to make their key points clear for him/her and arrange them. Sometimes the students are asked to submit formal outlines with their research papers. In a formal outline, numbers and letters are used to arrange topics and subtopics. The letters and numbers of the same kind should be placed directly under one another. The topics denoted by finance thesis their headings and subheadings should be grouped in a logical order. All points of a research paper outline must relate to essay about the same major topic that you first mentioned in your capital Roman numeral. Example of an outline: The purpose of an outline is to help you think through your topic carefully and organize it logically before you start writing.
A good outline is the mathematical finance thesis, most important step in writing a good paper. Essay? Check your outline to make sure that the finance, points covered flow logically from one to the other. Include in your outline an INTRODUCTION, a BODY, and a CONCLUSION. Are We Living In A Surveillance Essay? Make the first outline tentative. INTRODUCTION – State your thesis and the purpose of your research paper clearly. What is the chief reason you are writing the paper? State also how you plan to approach your topic.
Is this a factual report, a book review, a comparison, or an analysis of a problem? Explain briefly the finance, major points you plan to cover in your paper and why readers should be interested in your topic. BODY – This is pessimistic vs optimistic essay, where you present your arguments to support your thesis statement. Remember the finance thesis, Rule of 3, i.e. Pessimistic? find 3 supporting arguments for each position you take. Begin with a strong argument, then use a stronger one, and thesis end with the strongest argument for verification, your final point. CONCLUSION – Restate or reword your thesis. Summarize your arguments. Explain why you have come to this particular conclusion.
Organize all the information you have gathered according to your outline. Critically analyze your research data. Finance Thesis? Using the vs optimistic, best available sources, check for accuracy and finance thesis verify that the information is essay, factual, up-to-date, and correct. Finance? Opposing views should also be noted if they help to support your thesis. This is the most important stage in pessimistic vs optimistic essay writing a research paper. Here you will analyze, synthesize, sort, and digest the information you have gathered and hopefully learn something about your topic which is the real purpose of doing a research paper in mathematical thesis the first place. You must also be able to effectively communicate your thoughts, ideas, insights, and research findings to others through written words as in essay a report, an essay, a research or term paper, or through spoken words as in an oral or multimedia presentation with audio-visual aids. Do not include any information that is not relevant to your topic, and do not include information that you do not understand. Make sure the information that you have noted is carefully recorded and in your own words, if possible. Plagiarism is definitely out of the question. Document all ideas borrowed or quotes used very accurately.
As you organize your notes, jot down detailed bibliographical information for each cited paragraph and have it ready to transfer to your Works Cited page. Devise your own method to organize your notes. One method may be to mark with a different color ink or use a hi-liter to identify sections in finance your outline, e.g., IA3b – meaning that the item “Accessing WWW” belongs in pessimistic vs optimistic the following location of your outline: Group your notes following the finance, outline codes you have assigned to your notes, e.g., IA2, IA3, IA4, etc. This method will enable you to quickly put all your resources in the right place as you organize your notes according to your outline. Start with the first topic in your outline. Read all the relevant notes you have gathered that have been marked, e.g. with the capital Roman numeral I. Summarize, paraphrase or quote directly for each idea you plan to use in search engines your essay. Use a technique that suits you, e.g. write summaries, paraphrases or quotations on note cards, or separate sheets of lined paper. Mark each card or sheet of paper clearly with your outline code or reference, e.g., IB2a or IIC, etc. Put all your note cards or paper in the order of your outline, e.g.
IA, IB, IC. If using a word processor, create meaningful filenames that match your outline codes for easy cut and paste as you type up your final paper, e.g. cut first Introduction paragraph and paste it to mathematical IA. Before you know it, you have a well organized term paper completed exactly as outlined. If it is helpful to in a surveillance society essay you, use a symbol such as “#” to mark the spot where you would like to check back later to edit a paragraph. The unusual symbol will make it easy for you to find the exact location again. Delete the symbol once editing is completed. STEP 7. REVISE YOUR OUTLINE AND DRAFT. Read your paper for mathematical, any content errors. Double check the facts and figures. Vs Optimistic? Arrange and rearrange ideas to follow your outline. Reorganize your outline if necessary, but always keep the mathematical thesis, purpose of your paper and plan verification your readers in mind.
Use a free grammar and proof reading checker such as Grammarly. 1. Is my thesis statement concise and clear? 2. Did I follow my outline? Did I miss anything? 3. Are my arguments presented in mathematical finance thesis a logical sequence? 4. Plan Verification? Are all sources properly cited to ensure that I am not plagiarizing?
5. Have I proved my thesis with strong supporting arguments? 6. Have I made my intentions and points clear in the essay? Re-read your paper for finance thesis, grammatical errors. Use a dictionary or a thesaurus as needed. Do a spell check. Correct all errors that you can spot and verification phd thesis improve the overall quality of the paper to the best of your ability. Get someone else to read it over. Sometimes a second pair of eyes can see mistakes that you missed. 1. Did I begin each paragraph with a proper topic sentence? 2. Have I supported my arguments with documented proof or examples?
3. Any run-on or unfinished sentences? 4. Any unnecessary or repetitious words? 5. Varying lengths of sentences? 6. Does one paragraph or idea flow smoothly into the next? 7. Any spelling or grammatical errors? 8. Mathematical Finance? Quotes accurate in essay writing source, spelling, and punctuation? 9. Are all my citations accurate and in correct format? 10.
Did I avoid using contractions? Use “cannot” instead of “can’t”, “do not” instead of “don’t”? 11. Did I use third person as much as possible? Avoid using phrases such as “I think”, “I guess”, “I suppose”
12. Have I made my points clear and mathematical finance thesis interesting but remained objective? 13. Need School? Did I leave a sense of mathematical finance, completion for plan verification phd thesis, my reader(s) at finance, the end of the paper? For an excellent source on English composition, check out this classic book by William Strunk, Jr. on the Elements of Style. Plan? Contents include: Elementary Rules of Usage, Elementary Principles of Composition, Words Expressions Commonly Misused, An Approach to Style with a List of Reminders: Place yourself in the background, Revise and rewrite, Avoid fancy words, Be clear, Do not inject opinion, Do not take shortcuts at the cost of clarity, … and much more. Details of The Elements of Style by William Strunk, Jr. partially available online at Bartleby.com. Note: William Strunk, Jr. (1869–1946). The Elements of Style was first published in 1918. There is also a particular formatting style you must follow. It depends on the field of your studies or the thesis, requirements of your University/supervisor.
There are several formatting styles typically used. The most commonly used are the APA style and writing hobby the MLA style. However, there are such style guides as the Chicago Manual of Style, American Medical Association (AMA) Style, and more. APA (American Psychological Association) style is mostly used to thesis cite sources within the field of social sciences. The detailed information can be found in holiday Publication Manual of the mathematical, American Psychological Association , (6 th ed., 2 nd printing). MLA (Modern Language Association) style is most commonly used for the liberal arts and humanities. The most recent printed guide on it is the MLA Handbook (8 th ed.). My Best Holiday Essay Writing? Instead of providing individual recommendations for each publishing format (printed, online, e-books etc.), this edition recommends a single universal set of guidelines, which writers can apply to any kind of source. You should necessarily ask your instuctor which formatting style is required for your paper and format it accordingly before submitting.
All formal reports or essays should be typewritten and printed, preferably on a good quality printer. Read the assignment sheet again to mathematical thesis be sure that you understand fully what is essay hobby, expected of you, and that your essay meets the requirements as specified by your teacher. Know how your essay will be evaluated. Proofread final paper carefully for spelling, punctuation, missing or duplicated words. Make the effort to ensure that your final paper is clean, tidy, neat, and attractive. Aim to have your final paper ready a day or two before the deadline.
This gives you peace of finance thesis, mind and a chance to pessimistic essay triple check. Mathematical Thesis? Before handing in your assignment for marking, ask yourself: “Is this the VERY BEST that I can do?”