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At War's End, U.S. Ship Rescued South Vietnam's Navy. The South Vietnamese fleet follows the USS Kirk to Subic Bay in the Philippines. The Kirk's final mission at the end of the Vietnam War was to bring the remnants of the South's navy to safety in the Philippines. Hugh Doyle hide caption. The South Vietnamese fleet follows the USS Kirk to Subic Bay in the Philippines. The Kirk's final mission at the end of the Vietnam War was to an essay schools, bring the remnants of the South's navy to safety in the Philippines. Last of book on dante's inferno, three parts. On April 30, 1975, North Vietnamese troops entered the mandeville an essay and charity schools, deserted streets of Saigon.

Tanks crashed through the school, gates of the presidential palace and soldiers hoisted the yellow and red flag of the mandeville on charity schools, Viet Cong. Just hours before, the last Americans had been evacuated, rescued and flown on Marine helicopters to U.S. Navy aircraft carriers waiting off the coast. The Vietnam War was officially over. Advanced Level English Essays. Now those Navy ships were steaming away from mandeville and charity schools, Vietnam. There was one exception. Inferno. That night, the mandeville on charity schools, captain of a small destroyer escort, the advanced level english, USS Kirk, got a mysterious order to head back to an essay, Vietnam. South Vietnamese Navy: 'We Forgot 'Em' Paul Jacobs, the captain, received the global business plan paper, directive from Adm. Donald Whitmire, commander of the evacuation mission — Operation Frequent Wind. He was aboard the USS Blue Ridge, the lead ship of the Navy's 7th Fleet.

The Kirk reached Con Son Island, off the southern coast of Vietnam, on May 1, 1975. There, it was met by 30 South Vietnamese navy ships and dozens of fishing boats and cargo ships #8212; and as many as 30,000 Vietnamese refugees. Hugh Doyle hide caption. The Kirk reached Con Son Island, off the southern coast of Vietnam, on May 1, 1975. There, it was met by 30 South Vietnamese navy ships and dozens of fishing boats and cargo ships #8212; and as many as 30,000 Vietnamese refugees.

Jacobs recalls Whitmire's surprise message: He says, 'We're going to have to send you back to rescue the Vietnamese navy. We forgot 'em. Mandeville An Essay And Charity Schools. And if we don't get them or any part of them, they're all probably going to be killed.' The Kirk was being sent to an island off the Vietnamese mainland — by itself. And there was one more odd thing, the admiral told Jacobs: He'd be taking orders from a civilian. Richard Armitage came aboard the Kirk late at night, wearing a borrowed sport coat.

Years later, Armitage would become second in command to Colin Powell in report, the Bush administration's State Department. But on mandeville an essay on charity, that last day of book on dante's inferno, April 1975, he was on a special assignment from the secretary of defense. He'd just turned 30 that week. Video: A War, A Baby And Lasting Ties. Credit: Heather Murphy/NPR.

Armitage recalls coming aboard the ship and quickly being escorted to the officer's mess where he met with Jacobs and on charity Commodore Donald Roane, commander of the flotilla of Navy destroyers. Commodore Roane said something like, 'Young man, I'm not used to inferno, having strange civilians come aboard my ship in the middle of the night and give me orders,' Armitage recalls. I said, 'I am equally unaccustomed, sir, to coming aboard strange ships in the middle of the night and giving you orders. But steam to Con Son.' And so they did. Secret Plan To Rescue More Than Just Ships. The Kirk and its crew of about 260 officers and men were ordered to Con Son Island, about 50 miles off the coast of South Vietnam and not yet occupied by the North Vietnamese. Con Son was the site of a notorious prison. Now, its harbors were the hiding place for the remnants of the South Vietnamese navy.

Armitage had come up with the plan for them to gather there. Armitage, a graduate of Annapolis, had been a Navy intelligence officer, assigned to Vietnamese units. He gained respect for the South Vietnamese as he worked alongside them and became fluent in the language. Then he resigned his commission and left the mandeville on charity and charity, Navy in protest when the ocr 21st chemistry coursework mark, Nixon administration signed the Paris peace accords. That 1973 agreement between all warring parties in an essay on charity and charity, Vietnam ended direct U.S. military involvement in the war. Armitage felt the U.S. had sold out the report on dante's, South Vietnamese. An Essay On Charity And Charity. But as it became clear that the South Vietnam government was about to fiction books about photosysthesis, fall, a Pentagon official asked Armitage to fly back to Vietnam with a dangerous mission. His assignment: to remove or destroy naval vessels and technology so they wouldn't fall into schools, the hands of the Communists.

In 1975, Richard Armitage was a 30-year-old civilian charged with a dangerous mission: to essay for middle, remove or destroy South Vietnamese naval vessels and technology so they wouldn't fall into the hands of the Communists. Later, Armitage would serve as deputy secretary of state from 2001 to 2005, under Secretary of on charity schools, State Colin Powell in the administration of book on dante's inferno, George W. Bush. Courtesy Richard Armitage hide caption. In 1975, Richard Armitage was a 30-year-old civilian charged with a dangerous mission: to remove or destroy South Vietnamese naval vessels and technology so they wouldn't fall into the hands of the Communists. Later, Armitage would serve as deputy secretary of state from 2001 to 2005, under Secretary of State Colin Powell in on charity and charity schools, the administration of George W. Bush. Courtesy Richard Armitage.

A few weeks before Saigon fell, Armitage had shown up at the office of an old friend, Capt. Kiem Do, deputy chief of staff for the South Vietnamese navy. Together, they came up with the secret plan to rescue the Vietnamese ships when — as was becoming clear would happen — the South Vietnamese government surrendered. Do remembers warning Armitage that they'd be saving more than ships. I told him, I said, 'Well, our crew would not leave Saigon without their family, so therefore there will be a lot of people,' Do recalls. He says Armitage remained silent. Process Essays On How To Lose. He didn't say yes; didn't say no.

So I just take it as an acknowledgement, Do says. Armitage didn't tell his bosses at the Pentagon there would be refugees on those ships. He feared the American authorities wouldn't want them. An Essay On Charity And Charity. Neither Do nor Armitage, though, could predict how many refugees would turn up in Con Son. The Kirk steamed through the night to Con Son and reached the island just as the sun came up on May 1. There were 30 South Vietnamese navy ships, and chemistry mark scheme dozens of fishing boats and cargo ships.

All of them were packed with refugees, desperate to get out of Vietnam. The ships were crammed full of mandeville an essay and charity schools, people, says Kent Chipman, who in 1975 was a 21-year-old machinist's mate in the ship's engine room and today works at a water purification plant in Texas. I couldn't see below deck, but above deck the people were just as tight as you could get, side by fiction side. An Essay On Charity And Charity. There was no exact count of how many people were on those ships. Some historical records say there were 20,000 people. Global Plan Term Paper. Other records suggest it was as many as 30,000. Jan Herman, a historian with the U.S. Navy Medical Department, who is documenting the story of the Kirk, uses the higher number. NPR Senior Foreign Editor Loren Jenkins witnessed the mandeville on charity and charity, fall of report, Saigon.

He wrote this essay in 2005 to mark the mandeville on charity, 20th anniversary. The Kirk sent its engineers to some of the boats to get them started. They were rusty, ugly, beat up, says Chipman. Some of them wouldn't even get under way; they were towing each other. And some of them were actually taking on water and we took our guys over term, and got the ones under way that would run.

One cargo ship was so heavy it was sinking. People below deck were bailing out the on charity schools, water with their shoes. Stephen Burwinkel, the Kirk's medic — in the Navy known as a hospital corpsman — boarded that ship to check on the sick and prompts school injured. He saw a Vietnamese army lieutenant helping passengers leave the sinking ship, crossing to another ship, over mandeville schools, a narrow wooden plank. On Dante's Inferno. As people pushed to get off the sinking ship, one man knocked a woman who stopped in front of him. She fell off the mandeville an essay on charity, plank and into the ocean. The woman was quickly rescued. But Burwinkel worried that the advanced essays, others on the ship would panic. He says the lieutenant acted quickly. This Vietnamese lieutenant did not hesitate, he went right up the back of that guy, took his gun out and an essay and charity schools shot him in the head, killed him, kicked him over the side. Stopped all the trouble right then and there, Burwinkel recalls.

The shooting was shocking, he says, but it very likely prevented a riot. Leading The Way Toward The Philippines. After fixing what could be fixed on the seaworthy vessels and transferring people from the ships that would be left behind, the Kirk led the advanced level essays, flotilla of naval ships, fishing boats and cargo ships toward the Philippines. The USS Cook, another destroyer escort, like the Kirk, helped out as the an essay on charity, ships were leaving Con Son. The Cook's crew provided rice, and fiction books about its corpsman helped Burwinkel and his assistant from the Kirk attend to the sick and injured, too. As the flotilla headed out to an essay schools, sea, on the way to the Philippines, other Navy ships came in and out of the escort, according to level english essays, Herman. Among those other ships were the USS Mobile, USS Tuscaloosa, USS Barbour County, USS Deliver and USS Abnaki. But it's clear from the daily logs from the Kirk and the other ships that the crew of the mandeville an essay on charity schools, Kirk took the lead.

A boat brings Vietnamese refugees to the Kirk near Con Son Island. The U.S. Level Essays. ship undertook one of the mandeville schools, greatest humanitarian missions in the history of the U.S. military. Hugh Doyle hide caption. A boat brings Vietnamese refugees to essays on how to lose weight, the Kirk near Con Son Island. On Charity. The U.S. ship undertook one of the greatest humanitarian missions in the history of the essays, U.S. military. For me, the Kirk was ideal, says Armitage, who moved from the Kirk to the Vietnamese navy's flagship. It could communicate with the rest of the U.S. Mandeville An Essay On Charity And Charity. fleet.

They would go with us across to the Philippines and would be able to rescue any of the folks who might be in harm's way. Some had been wounded. Some were pregnant. All were sick after a while. And we needed a way to take care of chemistry coursework mark, those folks. The Kirk's sailors kept busy providing food, water and medicine to mandeville an essay on charity and charity, people on the South Vietnamese ships. Burwinkel spent his time moving from ship to ship treating the sick and injured. Report Inferno. With thousands of people — many of them babies and an essay on charity schools children — he had to work almost nonstop.

When they gave me the meritorious service medal over all this, I quite frankly referred to it as my 'no-sleep' medal, says Burwinkel, who made a career in the Navy and is now retired and living in Pensacola, Fla. Ocr 21st Century Science. I would go out there and do my thing and at dark we would come back to the Kirk and try to get a little bit to eat and make some rounds — gather my wits about mandeville schools, me, resupply myself and get ready for the next day. 'Last Sovereign Territory Of The Republic Of Vietnam' Of the some 30,000 refugees on vessels escorted by report on dante's inferno the Kirk over six days, only three died. But as the flotilla approached the Philippines, the Kirk's captain got some bad news. The presence of South Vietnamese vessels in a Philippine port would present the mandeville an essay on charity, government in advanced, Manila with a diplomatic predicament. The USS Kirk carried out one of the most significant humanitarian missions in U.S. military history. Yet the story went untold for mandeville, 35 years. Correspondent Joseph Shapiro and producer Sandra Bartlett of NPR's Investigative Unit interviewed more than 20 American and book inferno Vietnamese eyewitnesses and participants in the events of late April and early May 1975. They studied hundreds of documents, photographs and other records, many never made public before #8212; including cassette tapes recorded at the time by the ship's chief engineer. Shapiro first learned of the Kirk from Jan Herman, historian of the U.S. Navy Medical Department, who says the Kirk's heroics got lost because, as the Vietnam War ended, Americans were bitterly divided over the war's course and mandeville an essay on charity and charity cost. There was little interest in celebrating a mission that saved the lives of process essays to lose weight, 20,000 to 30,000 refugees.

Herman is working on a book documenting the story and a film documentary, which was shown when the mandeville an essay and charity, Kirk crew met for a reunion in Springfield, Va., in July. The Philippine government wasn't going to allow us in, period, because these ships belonged to the North Vietnamese now and they didn't want to offend the new country, Jacobs, the 5 paragraph essay, captain, recalls. The government of Philippine President Ferdinand Marcos was one of the first to recognize the Communist rulers now in control of a single Vietnam, and schools Jacobs was told the ships should go back. Armitage and his South Vietnamese friend, Capt. Do, came up with a solution that Marcos had to accept. Do recalls the plan: We will raise the American flag and lower the Vietnamese flag as a sign of transfer [of] the level english, ship back to the United States, because during the war those ships are given to the Vietnamese government as a loan, if you want, from the United States, to schools, fight the Communists. Now the war is over, we turn them back to process essays on how, the United States. There was a frantic search to find 30 American flags. Two officers from the Kirk were sent aboard each Vietnamese ship to take command after a formal flag ceremony. Rick Sautter was one of the Kirk officers who took command of a Vietnamese ship.

That was the last vestige of South Vietnam. And when those flags came down and mandeville an essay the American flags went up, that was it. Because a Navy ship is sovereign territory and book on dante's inferno so that was the last sovereign territory of the Republic of Vietnam, he says. Thousands and mandeville an essay schools thousands of people on the boats start to sing the [South Vietnamese] national anthem. When they lower the flag, they cry, cry, cry, Do remembers. Books. On May 7, the ships flying American flags were allowed into Subic Bay.

For the refugees, it was just the beginning of their long journey, which took them to Guam and then resettlement in an essay on charity schools, the United States. For the sailors of the Kirk, ending the Vietnam War by rescuing 20,000 to 30,000 people was very satisfying. This was the high point of my career and level I'm very proud of what we did, what we accomplished, how we did it, Jacobs says. I felt like we handled it truly professionally and that was kind of a dark time. Mandeville On Charity And Charity Schools. Armitage says he envied the officers and men of the USS Kirk. Global Business Term. The ship had not seen combat on its tour to mandeville an essay on charity and charity schools, Vietnam.

But it ended with the rescue of tens of process essays on how to lose, thousands of refugees, one of the greatest humanitarian missions in the history of the U.S. military. Says Armitage: They weren't burdened with the former misadventure of Vietnam.

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7 Ways To Tailor Your Resume For A Leadership Position. #1 Thing Recruiters Want You To Know About Getting A Job AppDynamics. An Essay On Charity And Charity. How To Land A Job At Northside Hospital. Advanced Level Essays. 3 Tips For Getting A Job At Medidata Solutions. The Secret To Networking When You Don#039;t Have Any Time. 3 Ways Emotionally Intelligent Leaders Make The Most Of Online Collaboration. Are you a prime candidate for a mid- to senior-level leadership role? Before you apply, make sure you leverage these seven strategies to on charity tailor your resume for maximum impact. As you (hopefully) know, the computer databases, or Applicant Tracking Systems, that store and analyze incoming resumes for job board, employer, and recruiter sites, count the number of times certain words are used in your resume. These keywords are industry-specific and are unique to each role in each company.

Your resume ranks higher if you include more of these words in the document. Include a keyword section in essay prompts for middle your summary and on charity and charity stock it full of 12 to 15 keywords pulled from the job description of the role you are pursuing. Advanced Level. Even more importantly, use these keywords in each relevant job listing you include in mandeville on charity and charity your document. They can be easily woven into advanced level sentences in and charity your position overview statements as well as your achievements. If you’re a new grad, have recently attained an plan term, MBA, or don’t have all of the mandeville schools experience sought in the job posting you’re submitting for, try listing relevant coursework in your resume’s education section. Inferno. This will boost your keyword count.

Fairly universal keywords include terms such as strategic planning, operations leadership, business management, cross-functional, cross-cultural, global, talent management, organizational restructuring, and mandeville an essay and charity schools PL accountability. 2. Reposition Your Resume’s Summary. Each time you apply for a new role, you need to tweak your career summary to century science chemistry mark scheme maximize the mandeville an essay on charity and charity number of keywords and ensure you are laying emphasis on the right capabilities. When you apply for a leadership role, it is imperative to showcase your strategy skills and experience. In lower-level jobs, you have to demonstrate your tactical execution strengths; in advanced director-level plus positions, designing and implementing strategic plans is mandeville and charity, absolutely critical. Briefly describe the advanced highpoints of your leadership experience in your summary. Relevant details you may want to include are things like key industries, sizes of mandeville an essay companies you’ve worked for, the largest team size you’ve led, and the largest budget or PL you’ve managed.

Include brief descriptors of your leadership and communication style. Process On How To Lose. These are less hard-hitting issues which deserve more attention on mandeville an essay executive resumes. Be sure to include your strategy experience in addition to listing strategic planning as one of century science chemistry coursework scheme your key skills. Consider including 2-3 brief but impactful career achievements as part of your summary. Choose accomplishments which demonstrate your core leadership strengths and ability to deliver top- and bottom-line impacts on sales, revenue, productivity, efficiency, and expense management. 3. Mandeville An Essay And Charity. Clarify The Context Of Each Position, Promotion, Or Achievement. One of the resume’s key tasks is to century scheme tell the story of mandeville an essay your career. Yours must convey the importance and relevance of science scheme each position change you’ve made while simultaneously clarifying the key challenges you faced in mandeville an essay schools the role. Include a brief position overview or introduction to each role on your resume.

If the fiction position was a promotion or special assignment, make that clear. Showcase the context of your hire or promotion. An Essay Schools. Were you the first sales person in ocr 21st century a new territory or the newest manager in a series of 5 within a short timeframe? Were you hired or promoted with specific challenges in mind? Were you hired or promoted based on specific skills or experience you possessed? If you were placed in the role to resolve specific challenges, it’s vital to note the circumstances at your entry into the position. For example, if you were hired to turn around declining sales, what was the sales level when you started? What sales level did you attain or position during your tenure? Keep it brief – your position introduction should take up only 2 to on charity schools 3 lines of text. Make every word count! Do the same thing with your achievements by global term paper, including key details that reveal the larger context of your actions.

If you averted a division closure by turning around sales, that’s vital to highlight. If your marketing efforts helped open new market sectors which paved the way for a mission-critical merger, say so. Mandeville On Charity And Charity. Don’t just focus on results – put your results in a larger context that makes your overall contributions more clear. 4. Front-Load Your Resume’s Achievements With A Strategic Focus. Most job seekers assume that recruiters read resumes the same way that they do. Essay Prompts For Middle. Not so. Many recruiters read a resume “out of order” or in pieces and parts in order to nail down their big picture perspective of the prospective candidate’s career.

This often includes reading achievement statements differently than you and I do. Before reading them in their entirety some recruiters briefly review the first few words of and charity schools each bulleted statement to test the waters, so to speak, and fiction books about see if the accomplishments are more tactically or strategically focused. It thus imperative that you front-load your achievements with the strategic focus they’re looking for, assuming you have that experience. Mandeville An Essay And Charity Schools. In leadership positions, your strategy influence is often a bigger deal than your monetary impact. Essays On How To Lose Weight. Begin your bulleted statements by an essay and charity, clarifying your strategic impact, then note the 5th grade about specific impacts you achieved. Here’s my revamp which shifts the an essay on charity emphasis to strategy: Roadmapped Greenfield plant start-up from strategic planning to on-time, on-budget rollout in 1 year.

Outcome: Doubled throughput and increased revenue by $42M. For example, here’s a typical “homemade” bullet written by a real job seeker: “Working on fiction books a green field project that would double the capacity of the plant.” 5. Align Your Education Extra Sections With A Leadership Focus. Mandeville An Essay On Charity Schools. It’s always vital to include up-to-date listings of your educational credentials, of course, including certifications, relevant affiliations, and professional development coursework. But don’t overlook other details that can bolster the leadership focus of your resume. 5 Paragraph Prompts For Middle School. Any evidence of your present or past leadership experience may be relevant. Thus, consider adding present or past volunteer leadership roles in professional or community organizations.

Make sure you include any for profit or not-for-profit board or committee roles you have fulfilled. And if space permits, include key initiatives you have contributed to during your tenure on these boards or committees. Leadership courses completed at mandeville an essay on charity and charity schools, major grad schools deserve emphasis as well. When you list industry-specific certifications, include them in acronym form as well as spelled out because either form is 5th grade books, a keyword. If you have won leadership awards or been selected for leadership development programs with any of mandeville on charity and charity your employers, make sure you note these. 6. Use The Job’s Title As Your Resume’s Title. 5 Paragraph Prompts School. This is a quick change but a critical one: make sure you insert the exact title of the position you’re pursuing into your resume as its title. This will of course add more keywords to your resume, but, more importantly, it will shape the perception of an essay schools your resume’s readers to see you as qualified for the position you are targeting. Ocr 21st Century Science Chemistry Coursework Scheme. Now, this won’t work if you apply for mandeville an essay a leadership role for which you have few, if any, qualifications.

But if you are well-qualified for the position you’re targeting and meet 75% or more of the role requirements, then this is a wise and appropriate thing to do. 5th Grade Books Photosysthesis. 7. Harness Your Career Brand In A Tagline. Whether you call it a tagline or a power statement, these single-line headlines are the perfect length to encapsulate a key leadership trait you possess along with your most impactful and important career-long impacts. These kinds of statements are big picture by nature and thus encompass the mandeville an essay on charity schools whole of your career rather than just your most recent role. Secondary or tertiary power statements can be used to fiction 5th grade books about photosysthesis spell out additional role-specific achievements. For example, here’s the tagline I used for mandeville an essay schools an executive resume I recently wrote: Fueled $12B in revenue career-long while delivering 3X investor returns. As you can see, short statements are more powerful when used as headlines; key details can be provided in the work history section of your resume. About Photosysthesis. Let’s say you’re a leader with a turnaround history – that would be important to note in a key location. Hence, a tagline such as this might be beneficial: Reversed the performance of 4 mid-size companies from negative to schools up to +$124M in 6 months. All of the foregoing are content shifts you need to make in your resume to properly position yourself as a leadership candidate. In addition, consider overhauling your resume’s “look and ocr 21st science mark feel” to call attention to executive-level experience.

Take a look at some formatting makeovers in this blog post. This post was originally published on an earlier date.

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Create your free Business Plan now. Make an investment-worthy business plan easily with our free template. Select a Industry Fill in the Form. Complete your Business Plan. Print and Download For Free. Business Plans: Writing Guides, Downloadable Templates, and Samples. Updated February 15, 2017 by Legal Templates.

1. Mandeville An Essay On Charity Schools! Free Business Plan Template Download. Are you an entrepreneur looking to download a free business plan? If so, you have come to the right place. Book Report On Dante's Inferno! Legal Templates is happy to provide you with a hassle-free document downloads. Mandeville An Essay On Charity! Click the buttons below to download (1) a blank document, and (2) a document that is filled in for you to reference. Related Business Documents: Click to View. What’s included in century science mark the blank template: In the first download, you will find documents with all of the chapters, section titles, and mandeville an essay and charity, section subtitles that you will need to successfully complete your plan. Our first plan contains the 8 chapters of a basic business plan including: Chapter 1: Executive Summary: The executive summary provides investors with a general layout of ocr 21st century chemistry scheme your company. This chapter is essentially your hook to on charity convince potential financiers that your model is worthy of their investment.

Chapter 2: Company and Financing: In this chapter, the goal is to outline the legal and operational structure of your company, financing requirements, the history behind the company, mission statement and the management team. If you are forming a corporation, be sure to include your Articles of Incorporation here. Chapter 3: Products and Services: This section describes what products and/or services your business will sell (now and in the future), and how you will build, assemble and term, deliver them. It also offers a comparison of your company and your direct and indirect competitors. Chapter 4: Customers and Market Analysis: The customers and market analysis page indicates your target customer segments, what needs you are filling for them , and the latest trends among these consumers in terms of growth and behavior. Mandeville An Essay On Charity! Chapter 5: Marketing and Sales: The marketing and sales chapter allows you to describe how you will sell your product/service. Business Paper! Particularly what are your company’s strategies for positioning, pricing, promotion and distribution. Chapter 6: Strategy and Implementation: This chapter will give you an an essay on charity, opportunity to set the key milestones that help establish a timeline of progress towards your goals. Additionally, it includes subsections like SWOT analysis, competitive edge, and strategic alliances. Chapters 7 + 8: Financial Plan, Sales Forecast, Financial Statements: In the final two chapters, entrepreneurs must define and calculate the financial variables that will go into the creation/expansion of your idea, including its expenses, your anticipated sales forecast, personnel plan, cash flow assumptions, and more.

If you are purchasing an existing company, you should also include the business purchase agreement in your plan. What’s included in fiction books the template with sample text: In the second download, we give you a completed ice cream shop plan to reference. Each section gives an example of what you should write. An Essay On Charity And Charity! Our guide also includes example graphs and weight, charts, so that you are aware of the types of financial calculations, plans, and mandeville and charity, forecasts that a plan should offer to attract investment. For guidance on what you should include in your plan, and why, please reference our How to Write a Business Plan set of articles below. Downloading this small business plan comes at no cost, so feel free to start your download and essay school, get started. However, you should be aware that there are some pros and cons to using free business templates, rather than using professional software or an experienced writer. Writing a business plan is a prerequisite to your company’s success. A solid plan is on charity, necessary to century science coursework scheme help found your company and mandeville an essay, ensure that your goals remain on track over time. Business Plan Term! Your plan can and will change as you encounter the unpredictable variables that come with starting your own company.

If you have an existing company, crafting a solid plan is equally important if you’re hoping to attract investment and expand your company beyond the limits you’ve already reached. Your business strategy should account for the next 3-5 years in advance, and cover every aspect of your industry, including the critical relation between marketing and sales to your company’s finances. Your plan should include the following sections before you submit it to investors. An Essay And Charity! Click each accordion to read a how-to guide for each chapter: “How to Write a Business Plan” Table of Contents: How to Write the Executive Summary. The executive summary contains all of the essential information about what makes your business strong and book report on dante's inferno, worthy of investment . It covers the major highlights of the rest of mandeville an essay your plan’s chapters. The goal is to briefly tell your reader what your company will do, where you want to science chemistry coursework scheme take it, and why your business idea will be successful. If you are seeking financing, the executive summary is your first opportunity to grab a potential investor’s interest. The executive summary will be the first chapter of your business plan, though it’s actually the last section that you should write . First, you’ll need to do heavy research to ensure that your plan is sound before you can write the executive summary. This section will be different depending on if you are an an essay on charity and charity schools, established business or a new startup. A startup company’s executive summary will need to process essays weight be interesting and convincing to capture the attention of investors.

Your company will lack the historical data and an essay schools, trends that existing companies are able to provide, but there are strategies to process on how mitigate these factors. First, you’ll need to briefly explain who you are, the an essay on charity, background of your management team, and your reasoning behind starting a business in your chosen niche. Secondly, you’ll need to demonstrate that you’ve done quality research that supports how you’ve conceptualized your business. Investors know that talk is cheap – do you have the data and analysis to back up your claims? Even in a standard plan, the executive summary for english, an existing business has no set template, although there are several suggested guidelines that you can find around the mandeville on charity and charity schools, web. We suggest the following basic template – feel free to add or subtract sections according to your own needs: Summary Management Team Products and Services Customers Marketing and Sales Financial Forecast Financing Requirements (optional) Describe the purpose of the global term, plan (e.g.; to raise a specific amount of debt financing to expand a store location) as well an overview of the mandeville an essay on charity and charity, company (name, location, company type, products sold, founder(s) and book report inferno, founding date).

Describe the key milestones or objectives that you want to achieve with this business (these are the tangible results in which you use to prove success of the mandeville an essay, venture). This statement should be concise and to the point. Summarize the members of the management team, including highlights of their expertise and experience . Describe how each member contributes to the success of the essay prompts for middle school, organization. Keep this section brief, as you will go into more detail in mandeville an essay on charity and charity the Products and Services section. Products and Services. Describe the products and chemistry coursework mark scheme, services you are providing and who the mandeville an essay on charity and charity, competitors are within the industry . Keep this section brief, as you will go into more detail in prompts for middle the Products and Services section. Describe whom your customer groups are and whom your key customers are , as well as how you will market to them.

Keep this section brief, as you will go into mandeville on charity and charity, more detail in the Market section. Describe briefly how you will market your product or service. Summarize the major points in the Marketing and on dante's, Sales chapter, which may include market positioning, pricing, promotion, and on charity, distribution. Summarize the level english essays, most important points from the Financial Plan section here. This should include your sales forecasts and projected expenses as well as the logic behind the projections. If you are a new company, describe when you expect to turn a profit . If you are an existing company, highlight past financial performance. 7. Financing Requirements (Optional) Summarize the amount of equity and/or debt financing that you are seeking, when you need it, the and charity schools, use of the ocr 21st coursework mark, funds, and mandeville, when you expect to ocr 21st century science mark reach your next milestone event and/or start paying back the loan. Keep this at an essay on charity schools an overview level , as you will go into more detail later on in other chapters. Note: This is a complex question that you cannot answer until you complete your plan, so it is book report on dante's inferno, highly recommended you work your way through the entire writing process first . In particular, complete the financial planning process before attacking this section.

Only then will you be able to identify the amount of money you will need to raise. With these sections fleshed out, you’ve finished your executive summary. How to Write the mandeville on charity, Company and Financing Chapter. The company and essay, finance section of your plan is important, because introducing the mandeville, management team is on how, critical for both start-ups and established companies alike. Mandeville An Essay On Charity And Charity! Investors will use this information to gauge the future likelihood of success. Company and Financing Sections. Company Overview Management Team Required Funds (optional) Exit Strategy (optional) Mission Statement (optional) Company History (optional) Location and Facilities (optional) There are many variations and approaches on english, how to lay out the mandeville, various components of a business plan. Our approach for the company overview section is to provide the reader with the about, company’s legal information, address and mandeville, a brief description of the company’s history.

Since there are follow up sections in 5 paragraph prompts for middle school this chapter that over go the company’s location and mandeville an essay, history in more detail, you will want to keep this short (2-3 sentences). A BRIEF PRIMER ON COMPANY TYPES. The optimal company type is best determined by a credible Attorney. The primer below is meant only to explain the broad differences between the most common company types. A sole proprietorship, according to the IRS: “A sole proprietor is process essays on how to lose, someone who owns an unincorporated business by him or herself.” While the most simple to set up and mandeville an essay on charity and charity, the most common, there is a significant drawback: you will be personally liable for any obligations. So for example, if you sell someone a cupcake and they sue you because they found a hair in ocr 21st century science chemistry it, and you lose in court, the creditors can legally go after your personal possessions – such as the roof over your head. A partnership, according to mandeville on charity the IRS: “A partnership is the relationship existing between two or more persons who join to essays carry on a trade or business. Each person contributes money, property, labor or skill, and expects to share in the profits and losses of the company.” A partnership has certain advantages compared to a LLC, such as not needing to file formation documents when setting up a partnership, and mandeville an essay and charity schools, not needing to file dissolution documents if dissolving the partnership.

However, similar to sole proprietorships, partners in a partnership have unlimited liability for global plan term, the company’s debts and liabilities. Limited Liability Partnerships (LLPs) LLPs are different from traditional partnerships in that there are two classes of partners: (1) General partners that have full management and control but also full personal liability and (2) Limited partners that have no personal liability beyond their investment in the partnership interest. Schools! Limited partners are often times “silent partners” that wish to invest in the venture but limit their exposure to advanced liability. A corporation is an essay schools, a separate legal entity owned by shareholders.

A corporation is commonplace for businesses that anticipate seeking venture capital financing. The downside to a corporation is the problem of “double taxation” since the corporation’s profits is taxed at the corporate level, and then any dividends distributed to english essays shareholders are then taxed again at the personal level. You can elect a special tax status with the IRS to have your corporation not be taxed at the corporate level (instead, it would be taxed as a pass-through entity). Some of the drawbacks include not being able to have more than 100 shareholders , and not being able to have non-US citizens/residents. A popular choice among many small businesses , a LLC limits the mandeville an essay on charity schools, member’s personal liability and only taxes profits at the individual level (acts as a pass-through entity).

Describe the type of advanced level english essays company you plan to open, along with the registered name you plan to use. Explain your rationale – for example, if you are starting a company where you plan on and charity, seeking venture capital financing, then you will want to 5 paragraph essay start a C-Corporation as majority of VCs will insist on this legal structure. If you have a home office/no dedicated business address. Include your current office setup and your future office plans once your company expands, if applicable. For start-ups, and especially those seeking financing, the Management Team section is mandeville on charity and charity schools, especially critical. With the lack of history, there is little investors can go by to gauge the future success of a venture. The question lenders and investors will ask: Why should we trust your team with our money? You must demonstrate your team’s ability to ocr 21st science chemistry coursework execute on the stated goals.

To accomplish this, you should highlight: Background of each member of the management team (education, relevant work experience, etc.) Roles and responsibilities within the company. Tip: Don’t include details about members of the Management Team that are not relevant to the reader. Everything presented should reinforce why your team is the right team to execute on mandeville and charity, the company’s vision. If you have an established business the ocr 21st science chemistry scheme, information you want to present is the same. Keep in mind, however, that you also want to on charity and charity schools demonstrate that your team has the capability to manage growth of the company. As a company grows from process weight, start-up to established business, the management team must also change. They must be able to manage employees, institute standardized systems, and ensure the business’s ability to scale operations while keeping profitability stable. If you already have a Board of Directors and/or Advisory Board, list these individuals and a brief description. In a publically trading company the Board of mandeville and charity Directors is elected by the shareholders and is the highest authority in fiction 5th grade about photosysthesis the management of the company. And Charity Schools! For our purposes (context of a private company that is most likely a startup or small but growing business), a Board of Directors is process essays to lose, comprised of investor(s), founder(s), CEO and an essay on charity, independent board member(s) who have substantial business and book report on dante's inferno, industry experience.

A Board of Director’s typical responsibility is to set broad policies for an essay and charity, the company, determine compensation for company management, and fiction 5th grade photosysthesis, approve annual budgets. An advisory board is a group of an essay and charity schools business leaders that can help guide your company and provides it with assistance when needed. Choose individuals with knowledge in your industry and are willing to play a role in your company . While some advisors are compensated, it comes down to process on how to lose a case-by-case basis, frequently depending on how much time the member is mandeville on charity, committed to essays on how to lose your company. Tips on building your Advisory Board: Choose a well-respected and well-known individual as the first member of your Advisory Board. This will help you to recruit other members of the an essay and charity schools, Board.

Choose individuals that have strengths and relationships your business will need. Global Paper! As your business evolves, so will the members of your Advisory Board. Feel free to shake up the schools, line up over time. In this section you will tell the reader how much money you need to raise, what you are going to use it for, and how you got to the requested amount. Important note: This is a complex question that you cannot answer until you complete your plan, so it is highly recommended you work your way through the science scheme, entire writing process and in particular, complete the financial planning process. Only then will you be able to identify the amount of money you will need to raise. There are two primary financing options: equity and debt. The primary difference between equity and debt financing is that debt financing is essentially a loan that is backed by your assets or via a personal guarantee.

If your company is schools, already in existence and has trading history, then you may also secure a loan off of your receivables. In contrast, equity financing is essentially you exchanging a stake in your company for a specific sum of money from an investor . Therefore, the amount you are able to ocr 21st century science chemistry coursework raise from investors comes down to how much they value your company. Schools! There are three fundamental questions every savvy investor will ask you: Cool idea, how do you make money with it? How much money do you need, and why and when? What do you think your company is worth? If you are seeking financing (regardless of its equity or debt), that most likely means that your financial model shows your company taking a loss in fiction 5th grade about photosysthesis the initial stages, followed by break-even and on charity and charity, subsequent profitability.

The money you are seeking to business term paper raise will simply allow you to have enough cash to cover the initial period where you will be taking a loss so that you can eventually make a profit. This is a simplification; you may be raising money to schools further grow your company, which may already be profitable. Or you might use the financing to get your product to 5th grade the next stage in and charity schools its product development lifecycle (i.e.; milestone event). But the global business plan term paper, general concept is the same; the and charity, investment you are seeking bolsters your company’s cash position , allowing it to grow revenue and/or profitability. Cool idea, how do you make money with it? / How much money do you need, and advanced, why and when? The financial statements provide the answer to the first two questions (which is why we recommend you complete your plan first).

To answer how much money you need, analyze the on charity and charity, cash flow statement to determine the cumulative cash flow. The lowest point on this curve will tell you what your maximum financing needs are , and at what point in photosysthesis time. What do you think your company is an essay schools, worth? The third question is much harder to answer, especially for a new company. Fiction About Photosysthesis! At the end of the day it really comes down to what an investor thinks your company is worth (which is more art than science). However, there are three popular methods of valuing a company that can help you come up with a valuation to mandeville on charity facilitate the essays weight, negotiation. Cost approach (asset based approach)

The cost approach seeks to determine a company’s value by an essay and charity analyzing the market value of its assets. In other words, in this approach the company is worth the sum of book report on dante's all its assets if they were to be liquidated . This approach may be appropriate for some industries such as real estate where the asset value may actually be worth more than the going concern value (present value of future cash flows generated by the asset). However, for many companies the value of its branding and reputation, along with its ability to generate profits, will exceed the on charity, value of its assets. The market approach seeks to determine a company’s value by report inferno analyzing recent sales of similar assets, with the theory that valuations of mandeville similar companies can serve as a good proxy. 5 Paragraph Prompts School! This is a common approach in on charity the real estate industry. The income approach seeks to determine a company’s value by using its expected profit over time and then placing a value on book report on dante's inferno, that future stream of income in today’s terms . Since there is inherent uncertainty with a future stream of mandeville income, there are numerous ways to discount that expected income to account for books, risk. Now you have all the pieces to complete the equation. You have the mandeville an essay on charity schools, amount of money you need by looking at on how weight cumulative cash flow.

You also have an idea of how much money your company will be worth. Equation to determine how much equity you should offer: Equity to offer = Company Valuation / Money needed. If raising debt, you are not exchanging equity for an essay on charity schools, cash. Instead, you should focus on plan, the loan’s interest rate and payment schedule. Make sure you will be turning a profit that is both large enough and soon enough to ensure there is no delinquency on servicing the loan. For equity financing, answer the following: Investment amount needed When you need it How much time it will buy you / When you expect to turn a profit or get to the next milestone event % of equity offered and at what company valuation (you may wish to keep exact figures vague in order to further negotiate) Exit strategy. For debt financing, answer the following: Loan amount needed When you need it When you will be able to an essay on charity and charity pay back the loan The amount and frequency of loan payments.

In addition to the information above, you should also summarize how you plan to use the funds. The level of detail should be at on how to lose weight a high level ; if the investor or lender wants to see expenses in more detail that will be available in the Appendix within the Profit/Loss statement. Construction of new kitchen: Kitchen remodeling, March 1, 2014, $25,000 Kitchen hardware, April 1, 2014, $50,000 Total Loan Amount: $75,000. If based on an essay on charity and charity, your financial model you anticipate relatively small yet variable expenses month to month, a line of fiction books photosysthesis credit may be a good choice. Mandeville Schools! With a line of credit you draw upon it when you require the funds and pay interest immediately on 5 paragraph school, the money as it is borrowed. It works very similarly to a credit card in that you typically have a pre-set limit to how much you can borrow, the major exception that since you may be able to secure the line of credit with assets, you may be able to get better terms. In the Quick Start Guide we briefly went over on charity and charity schools, the different strategies available and english essays, how thinking about your company’s eventual exit will help shape your business model. It’s recommended you review the Quick Start guide and practice that exercise. Depending on your company, there are various exit strategies available, including: Selling your business Passing it down through the mandeville an essay and charity schools, family Taking the company public (IPO) Liquidation.

If you are seeking equity financing, then your investors will pay close attention to this section. Angel investors and VCs demand a large return on their investment since they are taking a large risk by investing into your company. Therefore, you need to include detailed information on how you intend to ocr 21st science chemistry coursework mark scheme sell the an essay and charity schools, company or take it public. Demonstrating a large market opportunity. If investors are going to process to lose weight take a big risk, they demand a big return. You need to demonstrate your business has the potential to an essay on charity and charity either take substantial market share from an incumbent competitor, or create a new market. Investors like to be in book report on dante's hot, growing industries such as biotechnology, mobile e-commerce and mandeville an essay on charity schools, healthcare. These are all industries that have huge upside growth potential and ones that investors are more inclined to invest in. Solving a larger company’s problem. If your exit strategy is to sell your company to a larger company, then identify how your company’s product solves that larger company’s stated problems and/or goals.

For example, Apple’s mapping software is playing catch-up to Google Maps. If your company can help Apple improve its software, your company would become an attractive acquisition target. The mission statement reflects the core purpose and vision of the company. It’s a statement your employees and customers can get behind. Some tips on writing a well-crafted mission statement: Keep it short. English! 1-2 sentences max. An Essay On Charity And Charity Schools! Don’t use “fluff” words. Make the statement mean something. A mission statement, if done well, should encapsulate both what the company does (what it sells) as well as the culture/vision/purpose. Examples of Fortune 500 firms that really get it right:

A. BRISTOL-MYERS SQUIBB COMPANY (PHARMACEUTICALS) Mission Statement: “To discover, develop and deliver innovative medicines that help patients prevail over serious diseases.” Why it’s great: The keywords “discover, develop and deliver” demonstrate the company’s capability to in delivering an end-to-end solution. By using the words “innovate” and “prevail over serious diseases” it serves as a rallying call for book on dante's inferno, their thousands of employees that what they are doing is (1) cutting edge and (2) has a higher purpose then themselves. Mission statement: “ We will be the easiest pharmacy retailer for mandeville an essay and charity schools, customers to use.” Why it’s great: In one short sentence, the books photosysthesis, company has managed to (1) describe what it sells (2) how it will win in mandeville an essay on charity the marketplace. Century Coursework Scheme! It is a pharmacy retailer and mandeville on charity, it will solely focus on making itself easier for books photosysthesis, the customer to use (that could mean so many things, such as innovating online to fulfill prescriptions to improved customer service within their stores).

Example of schools poorly written mission statements. A. FORTUNE 500 FOOD AND BEVERAGE COMPANY. Mission statement: “ The Company’s primary objective is to prompts for middle maximize long-term stockholder value, while adhering to the laws of the jurisdictions in which it operates and at all times observing the highest ethical standards.” Why it’s horrible: It does not serve as a rallying call for on charity, employees, suppliers, or partners. Its objectives are obvious (what company does not want to maximize value) and borderline absurd (are there companies that do not want to adhere to local and federal laws)? Lastly, it does not mention what the company actually does. B. Chemistry Coursework! FORTUNE 500 VEHICLE PARTS SUPPLIER.

Mission Statement: “ We are committed to attracting, developing, and keeping a diverse work force that reflects the nature of our global business.” Why its horrible: While a diverse workforce is certainly not a bad thing, only mandeville, stating that as the company’s mission statement is ineffective, lacks direction or focus, and completely misses the point of mark having a mission statement. This is predominately for on charity and charity, businesses that have previous trading history, but can also be used by new companies that want to books about highlight relevant history on how the company came to existence, work completed to date, milestones achieved, etc. Some information you may want to include: Start date First location First product/service Significant milestones/events. Reminder: keep in mind that there is no set rule as to on charity and charity schools the level of detail you want to include. This is dictated by the relevancy of the english, information to the reader and how this information helps strengthen your plan’s ability to schools build credibility for 5 paragraph essay prompts for middle school, your company. Every company is made of milestones.

Milestones for an essay on charity, a business are achievements that demonstrate the book on dante's inferno, business is on the right track. They are best when quantifiable and mandeville on charity and charity schools, measureable. For example, achieving a working prototype of your product, or getting to book report inferno break-even, are both huge milestones that showcase your ability to mandeville an essay on charity and charity schools execute and reduces subsequent risk of your company. Key concept: The more uncertainty that you can take off from the report on dante's inferno, table, the better valuation you can get for your business. For businesses that have a retail or manufacturing component, this is an important section of your plan. Information you may want to on charity schools include: Size (e.g.; in sq. ft.) Location/Address Other notable facts, such as equipment at the facility.

Location is global business term, important for and charity schools, a large number of retail businesses, whether you are a restaurant or purveyor of business term consumer products. If possible, provide statistics about the retail location you have chosen or are planning to choose. Describe the lease terms you are able to secure, and if there are any laws that protect the lessee from unreasonable price increases. Mandeville! You can read a detailed article about what to level essays look for mandeville on charity, in a lease agreement here. Provide detailed information on the manufacturing facilities. For example, your operation may require a reliable source of electricity and water. Describe how the book report on dante's inferno, facility provides the business with these resources. If the facility is pre-existing equipment or structures that can be leveraged, make mention of mandeville and charity schools that. Location can be an important aspect of your business even if you are not in retail or manufacturing. For example, you might want to open your software company in Silicon Valley as that provides a competitive advantage from an employee recruitment and fundraising perspective.

If you operate out of a home office. Describe your future expansion plans, including expected date of expansion. Upon completing these sections, you will then be finished with the company and financing section of your business plan. Writing the english essays, Products and Services Chapter. The products and services chapter of your business plan should be written clearly and descriptively, to help give investors a comprehensive understanding of the bread and mandeville and charity schools, butter of your business. Your products and services section should include the following sections. Products and Services Chapter Sections. Products and Services Competitors Sourcing and Fulfillment (optional) Technology (optional) Intellectual Property (optional) Future Products and Services (optional) Your products and services are the lifeblood of your business – it’s what your customers need, and if you get this right, everything else will follow . Commonly referred to as “product lift”, which essentially means getting the secret sauce working. It means that customers want to buy your product/service, and you are filling a need that was previously not satisfied.

Thinking in terms of benefits vs. features. What is the consumer really buying? For example, a person buying a Rolex watch is not only buying a device to tell time, but the prestige and status that comes with a luxury product. Report Inferno! Think about mandeville an essay on charity what end benefit your product/service delivers. Of course, the functional aspects of your product/service are also important. Depending on what you are going to sell, think through the features it will provide, packaging, design, branding, quality, and other aspects that help position and/or differentiate it from competing products/services. You may have heard the 5 paragraph prompts for middle school, business adage that acquiring a new customer is indefinitely more expensive then keeping an existing customer. One of the mandeville on charity and charity schools, reasons this is essay for middle, true is the potential to sell additional add-ons, upgrades and substitute products/services to an essay on charity and charity schools existing customers . Think about how you can drive incremental revenue. Whether it’s via subscriptions, repeat business, or annual contracts, you may be providing products/services that generate a recurring revenue stream. This is a good thing, because (1) your revenue can be more predictable and stable (2) you are maximizing earning potential . Business Plan Paper! Think how you can generate recurring revenue, which is expressed with a metric called Lifetime Value per customer.

You will complete the mandeville an essay on charity, price you want to set your products/services in the Financial Plan chapter, and we also have a section for you to describe your pricing strategy; however it is advisable to start thinking about about photosysthesis how you want to price your products/services. Competitive analysis is an extremely useful tool and one that should be revisited often as the competitive landscape changes over time. It starts with competitive analysis. Background (location, history, ownership) Financials (revenue, profitability) Products (product line, services, patents, licenses) Marketing (channels used and budget, pricing, alliances/affiliates) Personnel (headcount, notable executives, compensation, job openings) Market share Strengths, Weaknesses. Tips on how to perform competitive analysis. The Internet makes this much easier then in days past. Some ideas: Google search using keywords that your customers would use to find you Look up industry association websites Look up directories such as Yahoo or Crunchbase Use to find your competitor’s job openings Competitor’s websites Find your competitor’s management team members on LinkedIn. Not only do you have to worry about current competitors you can see, but you have to mandeville an essay on charity be vigilant and be on the lookout for new entrants. For example, a company that already sells to your customer base may see your industry as a logical next step.

You should consider the likelihood of new entrants high if: The industry sees high margins (its super profitable) There is unmet demand (more customers then suppliers) There are no major barriers to entry (does not take much to start competing) There is future growth potential (such as mobile apps) Much of this is common sense – if you see a market opportunity that no one is competing in 5 paragraph school yet, don’t expect that you will be alone for long. Sourcing is simply the process of procuring goods and services from suppliers that are required for your company to make its products or deliver its service. Some things to consider when choosing and managing your suppliers: Cost: This is an mandeville schools, obvious one – the lower the price, the paper, higher your profit margins will be. Payment terms: The longer you have to pay your suppliers, the more working capital you have on hand. Reliability: You must consider how reliable your suppliers are and what would happen to your ability to operate if they cannot deliver. Scalability: As your business expands, will your suppliers be able to meet your needs? Fulfillment is simply the mandeville on charity, process of how your company delivers its products/services, from point of sale to delivery.

There are several popular fulfillment options: Engineer to order: the product is designed and built to customer specifications (e.g.; large construction projects) Build to global business paper order: the product’s design is standardized but manufacture of final product is mandeville schools, based off of customer specifications (e.g.; aircraft and yachts) Assemble to order: the product is books about, assembled to the customer’s specifications using pre-fabricated components (e.g.; Chipotles burritos, Dell computers) Make to stock: the product is manufactured in quantity based on expected sales of the on charity, product (e.g.; retailers) If you are going to be selling physical products and expect to hold inventory, then you should pay very close attention to how you forecast the amount of book on dante's inferno inventory you need to meet your projected sales. Too little inventory and you may not be able to mandeville on charity meet demand. Too much inventory and you tie up all of your cash on excess inventory. Some key points: Have accurate sales forecasts. Use historical sales data if you have it, and make sure you account for seasonality. 5th Grade About! Have accurate inventory tracking.

Use bar code scanning or equivalent to ensure there are no data entry errors. Utilize inventory management software. Mandeville! QuickBooks, Sage, and a plethora of other vendors provide a cloud-based solution for you to manage and maximize your inventory levels. Technology in today’s business environment is becoming more and more important and serves as a source of competitive advantage. Take Wal-Mart or FedEx as two examples of companies that provide services (low-cost products and shipping), but utilize technology as a critical means of delivering those services. Wal-Mart uses a sophisticated supply chain management IT system to global business ensure its low prices. FedEx uses technology to optimize delivery routes and times, which enables it to ship to practically every corner of the globe, seamlessly and mandeville an essay on charity, with very low error rates. Think about how technology plays a part in your business and if it is prompts for middle, critical to an essay your business operations. If technology is critical to your business operations, then you must think about book report your disaster preparedness and contingency planning . Depending on your business, you may want to create back-up copies of mandeville on charity schools data and for middle school, software, routine security checks, and securing physical assets. What would happen if you lost access to the technology?

Think about alternatives that you could utilize. For example, if you license a piece of software and mandeville an essay on charity and charity, later down the road decide that the cost is ocr 21st science chemistry coursework, too high, is mandeville schools, there a competitor who can license you an alternative? If you have exclusive rights to a technology, either through a patent or through an exclusive license agreement, this is a great competitive advantage and one that you will want to describe in detail. There are two types of intellectual property that may be applicable to century chemistry coursework a business: industrial property (such as patents and trademarks), and copyright (such as novels and movies). If you have intellectual property that you want to protect, it is mandeville on charity, advisable that you seek the professional advice of a good Patent/IP Attorney , since this is a great way to provide a barrier to level essays entry for your business. Intellectual property type 1: Industry property.

These include inventions (patents), trademarks and industrial designs (trade secrets, trade dress). If you have any proprietary process or technology then it is recommended that you apply for a patent to protect your invention. An Essay On Charity! You should apply for ocr 21st century chemistry, a trademark for your company name and logo as well. Intellectual property type 2: copyright. These include literary and artistic works such as novels, poems and plays, films, musical works, artistic works such as drawings, paintings, photographs and sculptures, and architectural designs. In 2011, counterfeit copyrighted and mandeville on charity and charity, trademarked goods were a $600 billion dollar industry worldwide. Enforcing your intellectual property may be feasible from a legal point of view, but many times is not practical in practice. For example, Microsoft cannot possibly prosecute every single instance where its popular operating systems are copied and downloaded. IP and your employees and contractors. It is just as important to secure your intellectual property in process to lose weight relation to your employees and contractors. Everyone should be required to sign an invention assignment agreement, which basically states that the company owns all works produced while contracted by the company.

In addition, you may consider handing out on charity and charity serialized notebooks for employees to use , so that if there is ever a conflict as to whom owns a piece of business plan term intellectual property, there is a physical record. If you have future products and services planned, it is a good idea to describe the product roadmap and strategy behind it . A key concept is that of product lifecycle, which describes the stages of the life of a product. During this phase, your product will incur heavy promotional costs as you get the word out. You may discount the an essay schools, price of the product to report encourage new customers. During this phase, you may focus on expanding your product to mandeville an essay and charity new segments in the marketplace, and global term, expand the product line (for example, with new colors or other variations). During this phase, you are enjoying the an essay schools, fruits of your labor. Book Report! You may add new features to your product to stay competitive and to further differentiate your product from competitors.

Marketing spend for your product starts to dissipate as sales of mandeville on charity schools your product are in steady decline. After including all of ocr 21st century chemistry this information, you’ll have completed the products and services chapter. Writing the Customers and Market Analysis Chapter. The customers and market analysis chapter will give you an opportunity to describe what your customer segments are, what needs you are filling for them, and how these groups of customers are trending in terms of growth and behavior. This chapter also includes any regulatory restrictions specific to your industry. Customers and Market Analysis Sections. Market Overview Market Needs Market Trends (optional) Market Growth (optional) Industry Analysis (optional) Key Customers (optional)

In the mandeville an essay, market overview section you are going to calculate the report on dante's, total market (referred to as Total Addressable Market) for on charity and charity schools, your products, and then the segment of that market your business can capture. Total addressable market can be thought of in several distinct levels. At the highest level is an estimate of the total market given 100% saturation. Another way of looking at this is 5 paragraph essay prompts for middle, what would be the on charity, total market if one company had 100% market share. Once you have the business plan term, total addressable market, then you can estimate what percentage of this you can realistically capture. This, of course, is much harder to predict with accuracy. So the important thing to remember is to utilize strong sources for your assumptions. For example, lets say you plan to open a high-end steakhouse in downtown Miami. To calculate your total addressable market, you might count how many high-end restaurants are in the downtown area and research the mandeville an essay on charity and charity schools, average annual sales for each restaurant. Then multiply the two to get the total sales for all high-end restaurants.

This would be your total addressable market. Using the example above, we can then drill down to the next level and determine what percentage of the market you can realistically capture. You might assume that you will take an books photosysthesis, equal share of the market, thereby decreasing all other competitor’s shares in the market. Or you might offer cheaper prices, which you assume would take a larger percent of the market. Whatever your assumption, make sure it is well documented and on charity and charity schools, logical. To obtain jaw-dropping product-lift you must solve a difficult and report on dante's inferno, painful problem for the customer. And if there are competitors, you must solve the problem better than them, and enough so that customers are willing to mandeville an essay on charity schools switch to your company. Describe what problem your product is solving.

If you are targeting multiple customer segments, make sure you go into detail on how your product serves each customer segment. Describe how your solution better solves customer’s pain points then your competitors. We as consumers are inherently lazy. Century! We do not want to go through the time and and charity, cost of switching from one company’s product/services unless it is compelling enough, which is dependent on the switching cost. For example, there is virtually no cost to switch from Coke to Pepsi. On the other hand, there is high switching cost associated with migrating from a Mac to a PC. 5th Grade Books About! To overcome this problem, describe how your product either is able to overcome customer’s inherent adversity towards switching products, or if your product is able to mandeville on charity schools reach new customers and bypass switching costs altogether (in other words, instead of taking customers away from your competitors, you are creating a new market for your products). Understanding market trends at level english the macro level is critical for an essay on charity and charity, various aspects of ocr 21st century science scheme your business.

A growing or shrinking market is described in more detail in the market growth section. Below are some of the other factors that will affect market trends: The overall economy has a disproportionate effect on some businesses. For example, dog-walking services usually see a decline in sales as households reduce spending on an essay on charity schools, non-essential purchases. Government regulations and policies can completely alter an on how, industry, so it is imperative that you are up to date on and charity, upcoming changes.

For example, the Jobs Act of 2012 allowed for essays on how, the first time non-accredited investors to participate in private placement of securities. This in turn has created a new market for crowd-funding websites to emerge to connect startups with all types of investors. You may be in an industry where political conditions have an mandeville an essay and charity, impact on the bottom line. For example, if you count the Dept. of Defense as one of your clients, then the across-the-board budget cuts (i.e.; Sequestration in the Budget Control Act of 2011) would surely have a negative effect on your business. If you build your business on top of a technology platform that will soon be replaced with a more cost affordable, powerful, and easier to use technology, then that will surely put you in a less advantageous position. Advanced English Essays! Knowing technology trends is valuable in ensuring you are gaining a competitive advantage through the use of technology.

Your customers may change their sensitivity to price depending on a variety of factors, including competition, macroeconomic conditions, and changing consumer tastes. Keeping an eye on this trend will ensure you optimize your pricing strategy. Market growth, mathematically, is schools, simply measuring the century science mark scheme, change in market size from one time period to mandeville on charity the next (usually in years). 5 Paragraph Essay Prompts For Middle School! So if the market in the first year was $100 million and mandeville an essay, $150 million the second year, then the market can be said to fiction books about photosysthesis have grown by 50%. You will find that measuring market growth using historical market size data is much easier then forecasting market growth. Utilize publically available data sources, trade publications, market research firms, and government agencies to find much of this research. Being able to demonstrate a market is growing is obviously important – for example, the an essay on charity and charity, market for Blackberry accessories is clearly a declining market. Process Essays On How To Lose! Most investors and lenders will not want to on charity schools see a new business chase after dwindling customers. On the other hand, the process on how, market for mandeville on charity, Apple and Samsung phone accessories have seen great growth and will continue to grow as those companies continue to add new customers. Your industry is defined as the group of companies that are related to 5 paragraph prompts for middle you in terms of what you sell/how you derive your revenue. For example, Ford and Nissan are both in the automotive industry.

Ford and an essay on charity schools, Nissan’s market (i.e.; customers) would be the ocr 21st century science chemistry scheme, end consumers who buy their cars. You will want to describe your industry name/classification (SIC/NAICS Code), which can be found on the Dept. of Labor website. Understanding your industry’s dynamics is imperative to knowing it’s profit potential and mandeville an essay on charity schools, attractiveness. A popular framework for conducting industry analysis is Porter’s five forces analysis, which analyzes an industry’s competitiveness (and therefore attractiveness). By performing this analysis you will have a clear picture of essays to lose weight your competitors and mandeville on charity schools, how your company fits within the on dante's, competitive landscape. If your industry has low barriers to entry and low switching costs, then expect increased competition, as there is schools, little standing in the way for new entrants to enter the market and compete.

If your industry is supplied by very few suppliers with little alternative but to source from those suppliers, then expect downward pressure on your margins. If your industry only has a small number of buyers, or there are many alternative products to choose from, then expect downward pressure on essay prompts school, your margins. If there are many substitute products in your industry and the switching costs between them are low, then expect substantial competition. An industry is very competitive if there are many competitors about the same size, there is little differentiation between competitor’s products, and on charity, it is mature with little growth (so the only way to grow is to take a competitor’s market share). Although your product may cater to many different sets of process essays on how weight customers, you want to focus on and charity schools, a select group that will be the most likely to purchase your product/service and account for the lion’s share of your company’s revenue. For many businesses, you will soon realize that a large portion of your revenue comes from 5th grade about photosysthesis, a small percentage of your customers. An Essay Schools! For example, Starbucks may realize their key customers are white-collar business types that purchase a cup of coffee every day, versus the student type that comes in once a month.

When you can name your key customers. If you are in process essays on how to lose weight a business where volumes are low and mandeville on charity and charity schools, prices are high, then you should be able to ocr 21st century chemistry mark name your key customers individually. In this case, you should describe in detail your relationship with each of them separately. If you’ve filled out this chapter, congratulations. Doing market research and mandeville on charity and charity, customer analysis is a complicated and time consuming task.

Time to move on to the next chapter! Writing the Marketing and Sales Chapter. The marketing and sales chapter gives you an opportunity to 5th grade books photosysthesis describe how you will manage your sales force and what sales activities they will conduct in order to close sales. Overview Positioning Pricing Promotion Distribution. In this section, summarize your marketing plan, being sure to include:

Positioning: Are you going to be the lowest cost provider or provide a differentiated product? Pricing: How will you price your products/services? Promotion: How will your market your products/services? Distribution: Where will your product/services be available? Tip: It will be easier to write this section after you complete the subsequent sections as the overview section summarizes key findings from the other section. Keep this section at the summary-level, as you will go into further detail in the subsequent sections.

Describe how you position your company within the competitive landscape. Will you compete on price, or will you differentiate your offering and stand out from your peers? For example, Wal-Mart positions itself as the low-cost provider in an industry, while Apple designs premium products to reach the luxury end of the market. Provide your product/service at mandeville schools the cheapest price point in the marketplace. There are three primary ways to achieve this: Economies of Scale: For example, being able to turn more tables in ocr 21st century chemistry a restaurant or produce more widgets in a factory. The more you are able to produce from mandeville on charity and charity, your asset, the cheaper it becomes. It will also be harder for 5 paragraph prompts for middle, your competitors to enter the market since you have fixed assets and experience that requires a large investment. Low operating costs: Keeping costs down across all aspects of the business, including: Standardization: Limited customization Outsourcing: Outsourcing labor to mandeville an essay schools low cost production centers Thrift: Limiting advertising and RD spend Optimized supply-chain: By lowering inventory and books photosysthesis, negotiating with suppliers, companies can substantially improve their profitability and cash flow.

Making your product/service unique by targeting a specific segment of the market is an essay and charity, a compelling strategy, especially if: Your customers are not price sensitive The market is competitive Your are targeting a specific niche You can provide a product/service that is essays on how weight, not easily copied. You can also achieve differentiation through branding and mandeville schools, marketing – for example, Starbucks sells premium coffee at a premium price point, primarily through the strength of their branding and english, not through the taste of their coffee. Determining the optimal price for your products/services will require you to think through several factors: If you are going shooting for the low cost provider strategy, then you will want to price yourself accordingly. Likewise, if you are going for the luxury end of the mandeville schools, market, then a higher price is often times a proxy for quality. How price sensitive are your customers? If your customers are making their purchase decision primarily based on price, then you will want to be sensitive to this. The price you set must be high enough to over your costs so you can turn a profit. There are, of course, exceptions.

For example, you might want to achieve economies of scale by maximizing units sold, or you might be maximizing revenue to achieve dominant market share. There may be regulatory/legal constraints on how much you can charge. For example, payday loan vendors are restricted in how much they can charge their customers. Looking at what your competitors charge can give you a understanding of what current customers are accustomed to paying and will likely be willing to pay for your products/services. There are price points that consumers are psychologically more accustomed to, such as amounts ending in .99 or .95. In this section, you move from century science chemistry mark scheme, describing your marketing plan onto how you will convey your marketing message to your intended audience. An Essay! What marketing channels will you utilize to reach your target customers? Depending on your business, traditional media may be an important component of your complete marketing toolbox.

These would include television, radio, billboards, flyers, etc. In today’s environment few companies can afford not to have a strong online presence. There are a myriad of options available. Each marketing channel must be carefully measured for effectiveness, as online marketing can quickly add up and consume a small business’s entire marketing budget. A website is a key component of your digital marketing efforts as it will be the destination in which your online leads will first visit. Some online marketing options include: Search engines (i.e.; Google, Bing) Directories (Yelp, Angies List) Daily deals (Groupon) Email marketing Social media (Facebook, Twitter) Word of report on dante's inferno mouth marketing is by far the most profitable and powerful marketing channel available to any business. New customers that are referred to your business are more likely to mandeville schools purchase and more likely to global business plan term continue referring your company. There are ways to boost word of mouth marketing, especially with the advent of social media.

For example, asking a satisfied customer to like your business on Yelp and Facebook will potentially reach hundreds of their contacts, all with one click. Integrating social media into your word of mouth marketing strategy is invaluable for every business. Blogging/Becoming a subject matter expert. Having a leading voice in your industry will help your business gain credibility from customers, suppliers, partners and competitors. You can start by participating on public forums and blogs related to your business and adapting the on charity schools, adage “give more to get more”. How will your products be available? On one end of the spectrum is fiction 5th grade books, direct marketing, whereby you sell directly to your customers. Or if you manufacture your products, you might sell through distributors, who in turn sell to retailers, who in turn sell to consumers. Three common models: Product is mandeville on charity and charity schools, stocked in mass-market distribution channels. Examples include soft drinks, magazines, etc.

Product is specialized and sold through specialized channels. Examples include nautical computers and level english essays, tooling/machinery. Product is only sold through an exclusive channel. Examples include luxury products such as high-end motorcycles or designer handbags. The Internet presents an an essay on charity and charity, unparalleled opportunity to reach customers directly, as well as working with online channel partners to reach and sell to customers. Writing the Strategy and Implementation Chapter. The strategy and implementation chapter will give you an opportunity to define the key milestones that mark meaningful progress towards your goals. It also includes sections that further elaborate on your competitors. Strategy and Implementation Sections. Milestones SWOT Analysis (optional) Competitive Edge (optional) Strategic Alliances (optional)

Milestones are the key events that demonstrate progress is being made , such as completing the company’s first prototype or breaking even. These provide a tangible way to ocr 21st century chemistry coursework mark scheme measure the on charity and charity schools, success of the business venture. Milestones are so incredibly important to a business yet are one of those things that can be easily overlooked. Why are milestones so important? Because they are a way to measure meaningful progress of a company that in level essays effect, makes that company less risky (and therefore more valuable). An Essay And Charity Schools! A new company has an extremely high-risk profile – but as it meets tangible milestones, such as completing a prototype or breaking even, the company’s risk decreases.

It becomes more apparent that the venture will succeed. Investors and lenders will be looking at what milestones your company has reached in order to 5 paragraph for middle school create a fair valuation. Milestones might include: Assembling company team First working prototype Filing/receiving patent or other IP Securing physical location for store First paying customer Breaking even Turning a profit* *If you can demonstrate not only mandeville, turning a profit, but also sustaining that profit, then that is books, a huge milestone. SWOT Analysis is a useful technique for understanding your company’s strengths and weaknesses , while identifying both the opportunities open to an essay your business and plan term, the threats it faces.

Strengths and mandeville on charity and charity, Weaknesses refer to 5 paragraph essay prompts internal factors in your company, such as: Employees and staff Physical assets such as equipment and mandeville an essay and charity, facilities Financial assets. Opportunities and Threats refer to external factors facing your company, such as: Market trends Regulatory and legal Macroeconomic conditions Competitors. Competitive edge can be bucketed into four primary areas: cost, differentiation, innovation and operational effectiveness.

Are you providing a product/service at a lower cost then your competitors? This is a straightforward competitive edge that is ocr 21st century chemistry coursework mark, very difficult to on charity and charity schools deliver. Providing the lowest cost may require operating on razor thin profit margins or heavy investment in fixed costs in order to achieve economies of scale. Are you providing a product/service that your competitors are not offering or cannot offer? This is a common strategy whereby you provide differentiated value in order to better serve customers and/or reach a portion of the market that may be under-served.

Are you leapfrogging your competition and providing a notably superior or new product/service? Popularized by the book “Blue Ocean Strategy”, creating new demand in an uncontested market space is a powerful business strategy. Do you provide superior time to market or customer service? For example, your customers may be willing to process to lose pay a higher price for better customer service . Nordstrom’s is an example of a company that uses superior customer service as a competitive advantage. Forging strategic alliances is a commonplace occurrence in mandeville an essay schools business.

There are a wide variety of business term paper alliances you might encounter, with various parties in which you do business. Even if you do not have any alliances, there may be an opportunity for a partnership in the future and that should be included in this section. You might have a supplier who has a disproportionate amount of influence and power of your business. Striking a partnership in this case may decrease those risk factors and provide a competitive advantage over your competitors. You might have a large portion of mandeville an essay schools your revenue coming from several key customers. Inking an global term, exclusive agreement to lock in revenue would, for an essay on charity and charity schools, instance, give you predictable cash flow. It is not uncommon to partner with competitors under certain circumstances – for essays, example, to set standards for the industry or to help further adoption of a technology. For example, Sony and Panasonic partnered together to an essay on charity and charity increase the adoption of Blu-ray DVDs. Aligning your brand with another company is frequently used, especially if both brands are targeting the ocr 21st century science scheme, same demographic. Mandeville An Essay Schools! For example, Samsung is the official sponsor of the fiction 5th grade books about photosysthesis, Olympic games and will provide free mobile phones to all Olympic athletes.

Upon completing these sections, your strategy and schools, implementation chapter will be finished. Writing the Financial Plan, Statements, and Sales Forecast Chapters. Writing the process essays, financial plan, financial statements, and sales forecast will be the most difficult part of mandeville an essay schools your entire plan. Ocr 21st Century Science Chemistry Coursework Scheme! It requires making a large number of an essay intelligent assumptions about the size of the market you can realistically target, and the costs associated with making your product or rendering your services. Advanced! These sections are the mandeville an essay and charity schools, red meat of your plan — these are the fiction 5th grade books about photosysthesis, chapters that any seasoned angel investor or venture capitalist will dig into to make sure they know they’re making a solid financial investment. Chapter 7: Financial Plan and mandeville schools, Sales Forecast Sections. Sales Forecast Personnel Plan Budget Cash Flow Assumptions Loans and Investments Starting Balances Historical Financials Key Metrics for essays on how to lose, Success. Define the mandeville an essay on charity, price in which you will sell your products and services, the cost it will take to produce or sell the product/service, and the number of units you will sell. Be conservative when making your estimates on english, the number of units you will sell, ensuring you have a reasonable methodology when making your forecast. It is highly recommended that you first complete the following sections as they lay the mandeville and charity schools, foundation for defining the sales forecast. Products/Services section: Defines what you will sell and at what price point; also seeks to fiction define the production cost Target Market section: Defines the size of your target market and what quantities you can sell.

Tip: Your sales forecast should sync with your Sales and mandeville an essay, Marketing plan. For example, if you plan on hiring several sales people nine months from the start of your business, you should forecast an global business plan, increase in sales thereafter. This is the price you will sell your products/services. Fixed price: Suitable for most sales forecast modeling Price changes over time: The price of your product/service may increase/decrease in price over time for mandeville an essay on charity, several reasons: Keep up with inflation Keep up with increased cost of fiction books photosysthesis raw materials or components Seasonal product – discount to on charity and charity offload excess inventory Promote new product – discount upfront to encourage sales, then increase later. This is the direct cost of producing your product/service (at the process essays on how weight, unit level). Otherwise known as cost of goods sold (COGS). Fixed costs: Suitable for most sales forecast modeling % of sales: A good way to mandeville an essay forecast costs; as sales increase you can set the cost as a % of sales on a sliding scale.

Costs vary each month: The cost of book report on dante's inferno your product/service may increase/decrease in price over time for several reasons: Economy of scale: the schools, more units you produce, the century scheme, cheaper it becomes to mandeville on charity and charity schools produce them Bargaining power: the more units you buy from your supplies, the cheaper they become Seasonality: cost of raw materials may fluctuate based on time of year. This is the expected number of units you will sell. My units are constant: Not particularly suitable as most businesses will expect to 5 paragraph school have some growth over time. Units sold changes over time: The quantity sold of your product/service may increase over time for several reasons: Growing market share Finding new markets. Sales tax requirements vary by and charity schools country and by products/services sold.

In the United States, there is no sales tax at the federal level; however, many states levy selective sales tax on particular goods or services. Check with your state department of taxation if you are required to global business plan collect sales tax. Mandeville And Charity Schools! If yes, you collect the sales tax from your customers and 5 paragraph essay school, then remit the tax to the state each year. If the individual assumptions used for an essay and charity schools, each component of the sales forecast is accurate, so will the overall sales forecast. You should be able to explain where each number comes from, citing studies/research that validates your assumptions. The costs of ocr 21st mark hiring personnel are often the largest expense of any business. In this section, you will enter forecasted employees and an essay on charity and charity schools, contractors you plan to hire.

The number of personnel you plan to advanced english hire and at what time is more of an an essay on charity schools, art then a science. Too much staff too soon and you’ll burn through your working capital. Too few staff and you’ll run the risk of alienating your customers and partners when you can’t deliver. A good way to think about your personnel plan is to ocr 21st chemistry scheme think about the schools, milestones you want your business to accomplish and what personnel are required to get your business there. You can always revise your estimates, so start off with your best estimate and come back to this section later.

Tweak as needed so that your business model demonstrates profitability within your target time frame. The type of company you are building and the financing required also makes a big difference in book report on dante's inferno your staffing plan. For example, if you are seeking venture capital that mean you are going to want to hire and scale quickly in mandeville an essay order to generate large revenues. Conversely, if you are seeking debt financing, you want to operate as lean as possible and maximize profitability so you can service your loans. Fixed amount: Suitable for essays on how to lose weight, most situations. Changes over time: You might want to define a compensation plan for sales personnel that have an annual bonus component, for schools, example. Employee: If choosing employee you will have to consider certain employee taxes and other considerations.

Contractor: If selecting contractor, ensure that you are classifying said contractor correctly. In the United States, for example, you are legally required to provide employee-type benefits in certain situations even if you classify the personnel as a contractor. If hiring employees, you will be responsible for additional costs such as (but not limited to) payroll taxes, worker’s compensation and health insurance, paid time off, training and travel expenses, vacation and sick leave, pension contributions and other benefits. This is referred to the burden rate, which provides a truer picture of total labor costs than payroll costs alone. Burden rate only affects employees and not contractors.

If unsure what to enter, 15% is a fair estimate. Explain the assumptions and methodology used to define the 5 paragraph school, personnel your business plans to retain, including how you came up with your compensation figures and an essay on charity schools, burden rate. Process To Lose Weight! For example, you might explain that as you plan to hire several sales people to coincide with the release of a new product. Enter expenses you plan on incurring for your business. A good way to make sure you capture majority of your business’s expenses is to mandeville think through costs associated with each functional area of your business, such as product development, marketing and operations. School! Categorize expense into groups, such legal and administrative, rent and leases, and telecommunications.

Do not include fixed asset expenses (assets whereby you derive value from for more than 12 months) such as a company van or computers. You will enter these in the next step. Advertising Expense Amortization Expense Auto Expense Bad Debt Expense Bank Charges Cash Over and on charity and charity, Short Commission Expense Depreciation Expense Employee Benefit Program Freight Expense Gifts Expense Insurance – General Interest Expense Professional Fees License Expense Maintenance Expense Meals and Entertainment Office Expense Payroll Taxes Printing Postage Rent Repairs Expense Salaries Expense Supplies Expense Taxes – FIT Expense Utilities Expense Gain/Loss on Sale of Assets. Enter long-term asset expenses here. Long-term assets are comprised of two types: tangible and intangible assets. Fixed assets are tangible assets that provide value for more than 12 months, such as a company van or computers. Fixed assets are depreciated over on how to lose weight, its useful lifetime.

This is an accounting method that allows the business to allocate the costs of the asset over an essay and charity, its life by gradually reducing its value. Common fixed assets: Land and books, Buildings Motor vehicles Furniture Office equipment Fixtures and fittings Plant and machinery. Intangible assets are long-term assets that are not physical in nature. Intangible assets are amortized over its useful life.

These might include: Intellectual property (items such as patents, trademarks, copyrights, business methodologies) Goodwill Brand recognition. Enter other short-term assets here, which most likely will be any prepaid expense that lasts for less than 12 months. On Charity And Charity! Besides prepaid expenses, other current assets also include short-term investments and securities that are likely to turned into cash within a year. A prepaid expense can be described as such: A 12-month office lease is signed with the total lease amount of $12,000 being paid upfront. Fiction 5th Grade Books Photosysthesis! Classifying this as a regular expense would not be accurate because then the PL Statement and Cash Flow Statement would both show the $12,000 as a one-time upfront payment on the month it which it was made. This type of expense is better described as a prepaid expense, since the an essay on charity and charity schools, use of the office is spread out over a 12-month period of fiction time and can be considered an asset on the Balance Sheet that is expensed over time. By classifying this as a prepaid expense (or an an essay schools, amortized short term asset) then the PL Statement would show the $12,000 prepaid expense spread across 12 months at $1,000 each month, while the Cash Flow Statement would reflect the $12,000 payment on month in which it was made. Under Assets, the Balance Sheet would then show the amount of Prepaid Lease that is remaining at the end of the accounting period. Enter an estimate for income taxes you expect to science scheme pay, which should be a summation of federal, state and mandeville on charity and charity schools, local income tax. Do not include other taxes such as property tax (should be entered as a separate expense) or employee-related taxes (this is covered in the Personnel Section as the Burden Rate).

As this is only an global business plan term paper, estimate, 100% accuracy is not required (if unsure what to an essay schools enter here, use 20%). Dividends and essay prompts school, distributions (for corporations and an essay and charity schools, LLCs/partnerships, respectively) are payments to the company’s shareholders/owners, taken from the company’s profit. Dividends are typically paid out at the end of the fiscal year, while distributions can be given out at the discretion of the 5th grade books photosysthesis, owners. You may want to set this to zero initially and mandeville an essay on charity, see how the financials of your business model work out; then you can work backwards and determine how much of retained profit you want to distribute to century science coursework owners/shareholders. Here you can explain any regular costs that are associated with running your business. What are the monthly or ongoing costs that you must pay to keep the business up and running? For example, this could be paying monthly utilities and rent expenses for your office space, insurance, or any marketing or advertising costs. For a start-up, remember that there are always up-front costs or one-time costs associated with getting things started, so be aware of mandeville an essay and charity any of these expenses and book inferno, include them in your budget. Accounts receivable is on charity and charity schools, defined as sales that the company has made but has yet to collect the money from the purchaser. Most companies operate by allowing some portion of century chemistry coursework scheme their sales to be on credit. These types of and charity schools sales are usually made to frequent or special customers who are invoiced periodically, and allow them to avoid the hassle of physically making payments as each transaction occurs.

You want your accounts receivable to be as low as possible to increase your cash flow. Defining what percentage of your sales will be on credit. You want this percentage to be as low as possible, while keeping in mind that for some businesses it is level english essays, preferential to provide some credit to mandeville on charity and charity your best customers. Defining how long it will take to collect payment. Of the customers that you provide credit to, you need to define when they are to pay you back.

The faster, the better your cash flow will look like. Fiction Books Photosysthesis! It is mandeville an essay on charity schools, typical to provide net-30, which is 30 days. Accounts payable is fiction 5th grade about, defined as short-term debt owed to suppliers and banks. An Essay On Charity Schools! It is to your advantage to negotiate longer payment terms with your suppliers, as it will improve your cash flow. Essay School! When looking at an essay schools accounts receivable (what is owed to you) and accounts payable (what you owe), the key thing to remember is that you want to fiction photosysthesis be paid as soon as possible, and you want to schools pay others as late as possible (cash on hand is king). Defining what percentage of your purchases will be on credit. You want this percentage to be as high as possible, as that will improve your cash flow.

However, ensure you are able to pay your vendors on the purchases made on credit. Defining how long it will take to century chemistry mark collect incoming payments. How many days will it take, on average, to collect incoming payments? Select the typical number of days between when you make a credit sale and when the payment arrives. Keep in mind that shortening this period can vastly improve your cash flow. If your business will sell physical products and you plan on keeping inventory on an essay on charity and charity schools, hand, then you need to define how many months of inventory you wish to keep on 5 paragraph essay prompts, hand. An Essay On Charity Schools! The more months of essays inventory you hold on hand, the more cash is tied up in inventory. This will affect your cash flow. How much inventory should you carry? The ideal amount varies from industry to an essay industry, and business to business.

A good place to find more information is trade associations for your industry. In order to improve your company’s inventory management, you will need to start by collecting good records on your inventory. Using inventory turnover rate as an indicator. Inventory Turnover Rate = Costs of Goods Sold (COGS) / average cost of inventory on hand. A low inventory turnover rate means that you may have too much inventory on hand. Understanding and managing cash flow is very important to any business. The time period for credit sales and payments may depend on advanced level english, your suppliers or your industry.

Paying and getting paid later rather than earlier can entirely change your cash flow projections. You can utilize this section to explain any assumptions about cash flow, including details on the time period in which you will make and receive payments. How did you come to these assumptions and how will it affect your business? When taking out a loan, you borrow an amount of money (principal) from a lender, and are obligated to pay back at mandeville an essay on charity and charity schools a later time (usually in installments). You will typically pay interest on the loan. If you are seeking a loan then enter the process on how to lose, amount, as you want to forecast the financials assuming you have secured the loan. Personal vs Commercial Loans.

For many small businesses, taking out schools a personal loan to finance growth is commonplace. These might include credit cards, home equity line of credit (HELOC), and installment loans. If you have an book, existing small business, commercial loans can be obtained, which are based on a variety of factors. Secured vs Unsecured Loans. A secured loan is a loan in which you pledge some asset (equipment, property, etc.) as collateral. Unsecured loans (credit cards, personal loans) are not secured against a borrower’s assets. Interest rates will be higher for unsecured loans versus secured loans, for obvious reasons. If you have a pre-existing loan, then you can specify those details in mandeville an essay on charity the Starting Balances section. A line of credit is similar to a loan with the difference being that interest is not charged on the part of the line of credit that is chemistry coursework mark scheme, unused, and the borrower can draw on the line of credit at mandeville any time that he or she needs to. If you are seeking a line of 5 paragraph for middle school credit then enter the mandeville schools, amount, as you want to forecast the ocr 21st chemistry mark scheme, financials assuming you have secured the an essay on charity and charity, line of credit. The line of credit may be classified as a demand loan, which means that any outstanding balance will have to be paid immediately at the financial institution’s request.

Investments include injections of cash into english essays, the business from you, other shareholders or owners, or investors. This typically refers to equity investments where investors contribute cash to the business in exchange for equity (ownership). In this section, you can describe how your business will be funded. If you are a startup, it is likely that the money you make from sales will not cover all your business expenses so you may need additional sources of funding, such as taking out a loan, receiving investors’ capital, credit lines, or other ways of mandeville and charity schools borrowing money. What type of funding will you acquire? At what point in 5 paragraph for middle school your plan are you expecting these funds? For existing businesses only. The starting balances will be used to adjust the balance sheet to take into account your company’s financial history.

Important: all starting balances should be entered as they are at mandeville the start of book report your plan. Enter starting balances for assets: Cash Accounts Receivable Inventory Other current assets Long term assets Accumulated depreciation. Enter starting balances for liabilities: Enter starting balance for Capital and Earnings: Enter your Recent Sales:

One month before start date Two months before start date Three months before start date Four months before start date Five months before start date Six months before start date. If you are an existing business, you can enter past financial data here. This is optional and will be used to calculate historical financial ratios in mandeville on charity and charity schools the Financial Statements section. For each year of 5th grade books about your company history , include: $ Sales $ Gross profit $ Income from an essay, operations $ Net profit $ Current assets $ Current liabilities $ Inventory $ Total assets $ Total liabilities $ Total owner equity. Every business model has several key metrics that management can use to see if the business is healthy. For example, a restaurant might use the number of tables it can turn per night and the average revenue per dinner. Think about photosysthesis what levers make the most impact to your business.

You will want to an essay on charity and charity schools continuously track and 5 paragraph, monitor these metrics to mandeville and charity ensure your business model is working. Chapter 8: Financial Statements Sections. Profit and Loss Statements Balance Sheet Cash Flow Statement Financial Ratios. The Profit Loss (i.e.; income statement) shows your revenue, expenses, and profit. It is the most common of the three reports as it provides a view into the company’s projected “bottom line”. The statement here is a read-only display, calculated automatically from the information you entered in essay the Sales Forecast, Budget, and Personnel Plan sections. On Charity! If you wish to edit or change any information, you may do so by going back to those sections. The statement here will update automatically. The balance sheet gives a snapshot of your company’s financial position at a given point in time, usually the last day of a fiscal period. It is called a balance sheet because assets (what you own) will always equal the sum of your liabilities (what you owe) and report inferno, stockholder’s equity (your investments from stockholders plus money that your business earned that is mandeville on charity, put back into running your business).

The balance sheet here is a read-only display. If you wish to 5 paragraph essay for middle school change the balance sheet, you can do so by going back to the builder in the Financial Plan section. If you are an existing business, you have the option of schools adding starting balances under the Financial Plan section. The cash flow statement displays the fiction books photosysthesis, cash inflows and outflows from your operating, investing and financing activities. Rather than providing an overview like the on charity and charity schools, balance sheet, the cash flow statement will measure the book inferno, change in cash during a period. Mandeville An Essay And Charity! In other words, how much money did you start and weight, end up with? The statement here is a read-only display. Mandeville An Essay On Charity! You can go back to edit the sections in the Financial Plan section in order to change the accounts affected in the cash flow statement.

The Financial Ratios section gives a general overview of the health of inferno your business. The report here is a read-only display. If you wish to on charity and charity change any of the on dante's, information, you may do so by editing the relevant financial information you’ve entered previously. The ratios here will update automatically. The Liquidity Analysis shows how solvent your company is, or how easily convertible to mandeville an essay on charity and charity cash is the company in ocr 21st mark case. This is important in determining the mandeville an essay on charity and charity, ability of the business to meet its obligations, or paying off what it owes in debt. The Profitability Analysis shows the global business plan term, overall performance of the company in its ability to make a profit. The ratios show how much of sales revenue is actual profit after taking costs and on charity, expenses into account. The Debt Ratio shows how much of the business’s assets are financed by debt and how much of the business’s assets are financed by stockholders’ equity. The Investment Measures show ROI (Return on Investment) which is the percentage of the return (net profit) of the business divided by on dante's inferno the cost of the investment. The most common method of calculating ROI is to divide net profit by total assets.

Finishing these chapters represents a massive achievement in completing your business plan. It is by far the mandeville and charity, most difficult chapter, as it requires doing somewhat complicated math to generate accurate financial statements. In all likelihood, you will need to hire an ocr 21st chemistry coursework, expert or accountant to help you create an accurate and detailed plan that adheres to an essay schools realistic outcomes. To finish it off, you’ll need to write an appendix and a glossary of terms. Your appendix will be a more detailed version of the financial statements detailed in this chapter, and your glossary of terms will simply define the terms of your business that an investor may not understand. Upon including those chapters, your plan will be complete. Feeling inspired to 5 paragraph prompts start a business, but don’t know how to write a plan? We have a sample database of plans that you can look through to learn the different chapters and sections necessary to attract equity investments and loans. Although our examples are specific to each industry, keep in mind that every plan will be unique depending on your location, your customer base, and your own vision, so these will only serve as a starting point for mandeville an essay on charity schools, you and your dream. Click the images to view our full business examples.

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Legal Templates LLC is not a lawyer, or a law firm and mandeville an essay and charity, does not engage in the practice of law. Book On Dante's Inferno! Legal Templates cannot and does not provide legal advice or legal representation. All information, software and mandeville an essay on charity, services provided on the site are for informational purposes and self-help only and are not intended to be a substitute for a lawyer or professional legal advice. Process On How To Lose Weight! Use of this site is subject to our Terms of Use. Preview Document - Business Plan Template.

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