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Was ist freundschaft essay

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Business Plan: Your Financial Plan. The financial part of a business plan includes various financial statements that show where your company currently stands and where it expects to essay be in resume weak points, the near future. This information helps you determine how much financing your business needs and helps outsiders determine whether lending you money or investing in your business is a wise use of their funds. Lenders and was ist essay investors will expect that you have invested your own money in the firm to demonstrate that you are committed to lord of the flies critical introduction your idea and confident that your business will succeed. The amount of was ist, your own money you will need to have invested in the business compared to the amount you want to finance varies, but it usually ranges from lord flies critical introduction, 20% to freundschaft essay 50%. You must also determine what type of financing would be most suitable for your business.

Banks offer several types of loans to businesses that do not present too much risk. Do you need a short-term working capital loan to increase your inventory? Do you want a transaction loan, where you receive all the money at in a once, or a line of credit, where you draw on funds as you need them? Do you need an intermediate-term loan to purchase larger assets such as real estate or equipment? Would you prefer revolving credit, which has a longer time frame than a line of credit and allows you to was ist essay re-borrow funds that you have previously paid back?

Or are you a high-risk business that needs to jump through the extra hoops required to secure a government-backed Small Business Administration loan? (See Expanding Your Small Business with an weak points SBA Loan .) Structuring Your Financial Plan. Begin your financial plan with information on where your firm stands financially at the end of the most recent quarter what its financial situation has looked like historically. Then lay out your goals with financial projections for freundschaft essay, the next three to five years, depending on what lenders or investors have asked for. These are called pro forma statements, and they are based on your assumptions about how your business will perform. Your one-year projections should be broken down by month, while your more distant projections can be broken down by year.

If your business plan is for the expansion of an existing business, your statements will be based on your business's existing financial data. Friar Essay? If your business is freundschaft new, your statements will be speculative, but you can make them realistic by basing them on the published financial statements of existing businesses similar to yours. Friar Lawrence Blame Essay? If you can’t find this data on was ist freundschaft essay, your own or if it simply doesn’t exist because your business concept is too unique or all similar companies are privately held, look for points, an accountant who has experience working with businesses similar to yours and can help you create realistic financial projections. Three Key Financial Statements. Was Ist Essay? Your financial plan should include three key financial statements: the income statement, the balance sheet and the cash flow statement. Let's look at what each statement is and why you need it. The income statement, also called the profit and loss statement or PL, summarizes your company's revenue and expenses. Revenues are your company's sales and/or other sources of income (for example, a cleaning business earns revenues from the hourly or per-room or per-home fee that it charges its clients; a grocery store earns revenue from the foods and other products and lord flies services it sells. Expenses include items such as the cost of goods sold (the money you spend buying produce, meat and dairy from local farmers, for example) payroll for employees, payroll, sales and income taxes, business insurance and loan interest. The bottom line of the income statement shows the company's net income, or its revenue minus expenses. Lenders and investors want to know what kind of numbers your company is working with and whether your company is profitable or expects to be soon. (To learn more, read Understanding The Income Statement .) Balance Sheet.

The balance sheet shows your company's assets and was ist liabilities. It's called a balance sheet because the assets must perfectly balance the liabilities. Margins In A Resume? Within each category are numerous subcategories. For example, your assets will include cash, accounts receivable, inventory and equipment. Your liabilities will include accounts payable, wages and salaries, taxes, rent and was ist essay utilities, and weak points loan balances. Essay? The balance sheet is important because it shows the flies company's financial position at a specific point in time, and freundschaft it compares what you own to friar is to blame what you owe. (For more information, see Reading The Balance Sheet .) Cash Flow Statement/Cash Budget. The cash flow statement shows the was ist freundschaft essay sums you expect to be coming into and going out of your business in a given time frame. Topics you'll need to examine to resume weak predict cash flow include sales forecasts, cash receipts vs. Freundschaft? credit receipts and the time frame for margins resume, collecting accounts receivable. How much will these expenses be, and how often will you need to pay them? Will you have trade credit, and how long will you have to pay your suppliers? Cash flow statements not only show potential investors that you know what you're doing, they also help you to make sure your business model is financially viable and to establish goals that you want to achieve. (For more on this subject, check out essay, What Is A Cash Flow Statement? and The Essentials Of Cash Flow .) Your financial statements should show both a long- and friar is to blame short-term vision for your business.

In business plans, three-year and five-year projections are considered long term, and your plan will be expected to cover at least three years. Your projections should be neither overly optimistic best-case scenarios, nor overly cautious worst-case scenarios, but realistic in-between projections that you can support. Was Ist Essay? Don’t commit the is to common error of making hockey-stick projections that predict sudden, sharp growth – that’s a classic way to look like an freundschaft amateur. (For further reading, see What You Need To Know About Financial Statements and lord of the flies critical essay introduction our in-depth Financial Statements Tutorial .) Lenders may want your statements presented in was ist freundschaft essay, a certain way, so ask before you draw them up. A bank, for example, may want to 2 2 essay see monthly projections for essay, the first year, quarterly projections for the second year and annual projections for the third year. In addition to critical essay financial statements for freundschaft, your company, if you are a new business, you may need to is to blame provide personal financial statements for each owner. These statements should list each owner’s assets, such as checking and savings account balances, stocks and bonds, retirement account balances and home equity, as well as liabilities such as mortgages, student loans, taxes owed and other debts. When you put together your financial statements, make sure there are absolutely no typos or mistakes in your calculations.

If you are inexperienced in preparing these statements, hire an accountant to help you. Even if you and all of your business partners know exactly what you are doing, you may still want to hire an unbiased, outside professional to check your work and give you a second opinion on whether your projects are realistic. You don't want to be blindsided by mistakes or problems in your financial statements when a potential lender or investor reviews your proposal. What You Can Learn from was ist essay, Your Financial Statements. While the resume points financial statements are helpful in was ist, and of themselves, the data they contain can also be used to is to calculate financial ratios such as gross profit margin, return on investment and return on owner's equity. Ratios provide helpful information about a company's liquidity, profitability, debt, operating performance, cash flow and investment valuation. (Learn more about financial ratios in our Financial Ratio Tutorial .) Additional Financial Information. Was Ist Freundschaft Essay? In addition to financial statements, prospective lenders or investors will also want to see a sales forecast and, if your business will have employees, a personnel plan. The sales forecast is a chart that breaks down how much your business expects to sell in various categories by month (for the next year) and by analysis essay, year (for the following two to four years). For a cleaning service business, the sales forecast might list one-time cleanings, monthly cleaning contracts and annual cleaning contracts and further break those down by houses, condos, apartment units, entire apartment buildings and office buildings. Freundschaft Essay? For a grocery store, the sales forecast might list projected sales of fruits, vegetables, dairy, meat, seafood, packaged goods and lord of the flies essay introduction hot prepared meals. If your business sells a product, your sales forecast should include the essay cost of lawrence, goods sold.

If your business will have employees and not just managers, you will need a personnel plan showing what types of was ist, employees you will have (for example, cashiers, butchers, drivers, stockers and cooks along with what they will cost in terms of salary and wages, health insurance, retirement plan contributions, workers compensation insurance, unemployment insurance, and Social Security and friar essay Medicare taxes. Freundschaft? Use of Loan or Investment Capital. You’ve made a strong case for your business idea, its viability and your ability to execute it. So how, exactly, do you plan to use any money that lenders or investors offer you? They’ll want to lord of the know. If you’re requesting a $100,000 loan, for example, you might break that down into the amount that will go toward equipment such as cash registers, shelving and refrigerated display cases; purchasing inventory; and carrying out your marketing campaign. If you’re seeking capital to freundschaft expand your business, you might show how much you plan to spend on remodeling or adding store locations. Proposed Repayment Schedule or Exit Strategy. Friar Blame? Potential lenders will want to know how and when you intend to was ist essay repay the loan or line of margins, credit, so you should put together a proposed repayment schedule and was ist terms. They may not agree with your suggestion, but offering proposed terms shows that you are considering the loan from the weak lender's perspective.

Also describe what collateral is available to secure the loan, such as inventory, accounts receivable, real estate, vehicles or equipment. Be aware that lenders do not count the full value of your collateral, and each lender may count a different percentage. Potential investors will want to know when their investment will pay off and how much of a return to freundschaft expect. They will also want to see that you have an resume weak points exit strategy to cash out on was ist essay, your investment and theirs. Do you plan to sell the business outright to in a another individual or company? Hold an essay initial public offering and lord essay introduction go public?

What will your exit strategy be if the was ist freundschaft essay business is resume points failing? At what point have you determined that you will cut your losses and freundschaft essay sell or close down, and how will you repay investors if this happens? (See Top Exit Strategy Tips for Small Businesses and A Look At Exit Strategies .) Remember, no one has to lend you any money or invest in your company, and of the critical essay introduction when they are considering doing so, they will be comparing the risk and return of working with you to was ist freundschaft the risk and return they could get from lending to or investing in other companies. You have to letter investment associate convince them that your business is the most promising option.

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Personal Anecdote Example Essays and Research Papers. ? Level 2 Diploma in Health Social Care Personal Development Plan A Personal Development Plan is a useful tool to was ist, ensure . Friar Is To Essay! your skills are up to date. It also gives you the opportunity to identify areas which you find difficult to carry out and which need improving. Please take a moment and reflect on how your training and ‘on job’ experience have developed since joining the company. (2:2.2,2.3,3.3,4.1,4.4) What training and development activities (including work experience) have. Better , Breathing , Dr. Seuss 770 Words | 5 Pages. I walked towards the exit. As I was exiting I took my time climbing down the steps and freundschaft essay took one last look at my past and then into my future. Not just to go . to the Ohana Airport Hotel with my family until we moved into military housing, but to lawrence essay, my personal future and what would become of it. Freundschaft Essay! That, my friend, is how my first trip to in a, Hawaii went and was ist freundschaft essay I discovered true terror and a sense of pleasant security.

Anxiety , Barbed wire , Hotel 1190 Words | 3 Pages. ?Autobiography Anecdote I intend to write about the time when I broke my wrist. I am writing this autobiographical anecdote in weak points, . Was Ist Essay! 1st person and my target audience is students. Resume Points! The purpose of was ist freundschaft essay, this text is to weak, write a recount of the event. I checked my watch for the fifth time this period, 2.40pm, only three minutes had passed since I last checked.

Thirty minutes into the period and I had only completed one equation. I couldn’t concentrate; I dropped my pen and looked around to find something entertaining. 2008 singles , American football , Hadise 582 Words | 2 Pages. Pdp - Personal Development Plan Example. De------------------------------------------------- Personal Development Plan Example Here is a simplified . personal development plan example for your quick reference: 1. Where are you right now?: The very first step is taking stock of where you are right now in your chosen area of improvement. What are your current results in that area of your life and why do you feel the need to develop yourself and was ist your abilities? 2. Where do you want to be?: The second step is clarity of where you want to. Better , Goal , Need 957 Words | 3 Pages. Melissa Kagey December 12, 2012 Personal Narrative A Guiding Light You can call it following in lord of the critical essay introduction, footsteps or walking the same path, but I . don’t see it like that. Was Ist Freundschaft! My grandmother calls her daughter, mother calls her sister, and resume I call her Aunty.

She has always been my figure to look up to. She has inspired me to be the essay, person who I truly want to of the flies critical essay introduction, be. My Aunt Marie is a strong, beautiful, and successful woman who, in spite of her work, has always been there for me when it counts in essay, my life. I want. 2002 albums , 2007 singles , Need 1311 Words | 3 Pages. social sciences and humanities. Many ethnomusicological works are created not necessarily by resume 'ethnomusicologists' proper, but instead by freundschaft essay anthropologists . examining music as an aspect of a culture. Lord Essay! A well-known example of such work is essay, Colin Turnbull's study of the Mbuti pygmies. Another example is Jaime de Angulo, a linguist who ended up learning much about the music of the Indians of Northern California [2]. Yet another is Anthony Seeger, professor at the University of California, Los Angeles, who.

Anthropology , Community building , Ethnomusicology 1424 Words | 5 Pages. the Laws of Supply and Demand The simulation in the text is about a small city by the name of Atlantis. Atlantis is a well-maintained city with many . positive aspects for friar lawrence the community. Freundschaft! All of the aspects make it a pleasant living environment. For example , the city has maintained streets, maintained sidewalks, large parks and essay jogging paths. To rent an freundschaft, apartment in titanic analysis essay, the community of Atlantis an individual would have to go through Good life Management. The current vacancy rate is at was ist freundschaft essay, 28 percent of availability.

Economics , Elasticity , Income elasticity of of the, demand 1569 Words | 3 Pages. ?Personal Essay on Discrimination Guidelines. ? Personal Essay on Discrimination Prompt/Guidelines 1. Select a form of discrimination in which you are passionate about. Be able to use an was ist freundschaft essay, . Weak! anecdote about yourself or someone close to was ist, you to “personalize” the essay and to elicit your passion for cover letter banking associate the subject. Since this is a personal essay, you may use the word “I”.

This essay will not be shared with the class. *If you are having particular difficulty with finding a topic, you may write an analysis essay on discrimination; however, it cannot. Bibliography , Citation , Essay 648 Words | 3 Pages. 2: Allowing free trade between countries can be beneficial, but it also imposes costs. Use the ITT Tech Virtual Library to was ist, research the costs and resume weak points benefits . of allowing free trade. Discuss aspects of free trade that some may consider unfair. For example : a. Distribution of essay, costs and lord flies critical essay benefits of free trade. In other words, does everyone share in was ist, the gains and the costs equally? b. Competing with different labor restrictions (or lack thereof), such as slave or child labor. Harvard 2 2 Essay! c. Was Ist Essay! Differences in environmental. Economic surplus , Economics , International trade 1169 Words | 2 Pages. further explanation or discussion.

I’m here to help. Thomas Uskali Written Assignment Grading Form for titanic analysis Personal Responsibility Essay . Statement, Due Week Five Content and freundschaft Development 6 Points | Points Earned 5.2/6 | | Additional Comments: | All key elements of the assignment described below are covered in film analysis, a substantive way. | | Write a 1,050- to 1,100-word paper expanding your Personal Responsibility Essay by was ist essay incorporating feedback from your facilitator and teammates, and titanic essay including the. Education , Educational psychology , Ice cream 2023 Words | 6 Pages. WRITING A PERSONAL STATEMENT Many graduate school programs, scholarship and internship applications request candidates to write a . personal essay. Was Ist! Specific questions may be provided for you to answer, or in some cases you will have the freedom to write about the topic of your choice. The personal essay serves as a writing sample and a chance to points, present yourself as an individual. Essay! It should be something that only points you could have written. LSG 500/LNG 300 (607) 777-2400 ? Academia , Essay , Graduate school 1921 Words | 7 Pages. Example of a Personal Response for was ist freundschaft essay a Pervious Year Diploma (2009) PERSONAL RESPONSE TO TEXTS ASSIGNMENT Suggested time: approximately 45 to 60 minutes You have been provided with three texts on resume, pages 1 to was ist freundschaft, 4. . In “The Jackhammer Syndrome” by lawrence is to Al Purdy, the speaker recalls transcendent moments of elation as he walks about in his business suit.

In the was ist essay, excerpt from weak The Orchid Thief by Susan Orlean, Laroche is was ist freundschaft essay, characterized as an individual who pursues his personal obsessions while maintaining an in a resume, unconventional code of conduct. In Gilbert Garcin’s Diogenes or Lucidity. Choice , John Laroche , Meaning of life 1041 Words | 3 Pages. Personal Responsibility D’Jhonel L. Lewis December 10, 2012 GEN/200 - Foundations for General Education and freundschaft essay Professional Success . Professor: Bonnie Ferguson * * * * * * Personal Responsibility is a person that one is responsible for being overly concerned about lord flies introduction, their future. Accepting the freundschaft essay, consequences of the priories they set for themselves. Resume! This helps a person with a life time goal, short time goal, or to prepare for a future for the next generation.

You must. Goal , Individual responsibility , Management 945 Words | 3 Pages. Personal Reflection “The Happiest Refugee” – Anh Do. English Communications 3 – Line 6 Renee Hall. Was Ist Freundschaft! Teacher – Amanda Williams. Renowned . comedian, Anh Do’s award winning autobiography The Happiest Refugee is a heart-warming and touching journey that leads the resume, audience through Do’s experiences from his early days as a child in Vietnam, to his successful career as an influential television personality and well know Australian stand-up comedian. Throughout the text, Do explores many ideas and.

Australia , Boat people , Canada 1203 Words | 4 Pages. Was J and P Coats Ltd. an was ist freundschaft, Example of Personal Capitalism? Explain and evaluate Kininmonth argument that Chandler was not accurate in suggesting that J P Coats Ltd was an example of . Cover Banking! “ personal capitalism” Word Count: 1168 In order to evaluate Kininmonths argument, that Chandler was not accurate in essay, suggesting that J P Coats was an example of investment banking associate, “ personal capitalism”, it must first be established as to what Chandler’s perception of personal capitalism was, and why he recommended that J P Coats fitted this description. Essay! The line of reasoning put forward. Capitalism , Coates , Coats PLC 1573 Words | 5 Pages. Personal and professional developme Understanding how self-managed learning can work Evaluate the learning approaches to margins in a resume, self-managed . learning The ways which a lifelong learning in freundschaft, personal and cover associate professional could be encouraged Benefit of self-managed learning to was ist essay, the individual and organisation (outcome) (s) Learning through research is an important part of modern independent learning.ability to use the internet can provide up to the minute data from a range of titanic analysis, sources. Career , Learning , Management 899 Words | 4 Pages.

The Sage Encyclopedia of Human Relationships Personal Idioms by Sandra Metts, Illinois State University Sylvia Mikucki, University of . Was Ist Freundschaft! Illinois “Raining cats and dogs.” “Green with envy.” “Easy as pie.” What these odd expressions share in letter investment associate, common is the classification as cultural idioms. They are colloquial expressions that use the English language in creative ways to capture an attitude, image, or a feeling. Was Ist Freundschaft Essay! A person who came to America from another country would have to study the sky during. Communication , Friendship , Human sexual behavior 1335 Words | 4 Pages. Personal selling occurs where an resume, individual salesperson sells a product, service or solution to a client. Was Ist Essay! Salespeople match the benefits of . their offering to film essay, the specific needs of a client. Today, personal selling involves the development of longstanding client relationships. In comparison to other marketing communications tools such as advertising, personal selling tends to: • Use fewer resources, pricing is often negotiated. • Products tend to be fairly complex (e.g. financial services or new. Business , Consultative selling , Customer service 956 Words | 3 Pages.

Leading By Example Peter Thatcher Presented By; Mohamed Adly Ahmed Atef Sherif Hassan Aly Saber Amr Hassan Wael Nabil Preface Anyone can . be a leader, but to was ist freundschaft essay, be a successful leader can be a real challenge. A leader needs to lawrence, be able to draw on was ist freundschaft essay, a vast array of skills and attributes and resume be able to apply them at the right time and in the right way. Above all a leader has to recognize that his/her success will ultimately depend on the people that he/she leads which means creating an environment. Fiedler contingency model , Leadership , Management 1869 Words | 6 Pages. Personal Responsibility Stefanie Shubert University of Phoenix Maggie Burns Gen 200 Personal Responsibility . Personal responsibility is essay, a part of everyday life. Personal responsibility comes from your moral compass and how well you think things through. Personal responsibility also goes hand-in-hand with how big of an effort you put forth as a child to do the things your parents and teachers asked of you.

People should show personal responsibility. Education , Individual responsibility , Morality 743 Words | 3 Pages. Personal Responsibility Essay One’s chances of succeeding in college are highly dependent on their ability to demonstrate their . personal responsibility. Essay! By doing so, one will be set for success not only in college, but also in life. Personal responsibility is also seen by many as a way to determine one’s character. Instead of freundschaft essay, giving up on one’s desires in life through the margins in a resume, use of poor personal responsibility, they should push themselves to their greatest potential. There are many definitions. Failure , Individual responsibility , Personal 793 Words | 3 Pages. Lead By Example SSG Alfred J. Was Ist Freundschaft! Stringer NCOA Abstract This paper makes the argument that the examples set by friar lawrence is to blame essay leaders . Was Ist! will directly affect the harvard, actions and overall effectiveness of their organizations. Was Ist Freundschaft! Morality and upholding the Army Values and the basic principles of the United States of America are paramount principles of friar lawrence is to essay, character that leaders should possess. Subordinates will many times copy and freundschaft mirror their leaders so it is critically important for superiors to set good examples . Lawrence Blame Essay! Soldiers.

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I reply to my children, I do not have a degree because college is not for was ist freundschaft me. Beside I have to work to provide the family needs in daily life. Are that enough responsibilities? Or is that an lord critical introduction, excuse you want to give to your children. Or you accept your responsibility by going to college to a degree. Freundschaft Essay! What is personal responsibility? To me, it is resume weak, being responsible. A Great Way to Care , Academic degree , Higher education 814 Words | 4 Pages.

Personal Responsibility and was ist essay College Success FOUNDATIONS FOR GENERAL EDUCATION AND PROFESSIONAL SUCCESS/200 September xx, 2014 . Personal Responsibility and College Success Not every college student has to have hours of harvard 2 2 essay, study time to learn the was ist freundschaft, course material to be successful. Attending class, paying attention to the lectures, reading assigned text, and dedicating quality study time are good practices so they do not get behind in school work. It’s the titanic analysis essay, student’s personal responsibility. Education , Learning , Management 502 Words | 4 Pages. ? College Success and Personal Responsibility Gen/200 November 24, 2012 College Success and Personal . Responsibility Honesty is the key component in personal responsibility because it shows that an individual can be trusted with key information or completion of homework assignments.

There is a strong belief that one’s word is their bond, meaning what the individual states or a claim is valid and true. Other essential components to personal responsibility are dependability, positive. Academic degree , Homework , Individual responsibility 1147 Words | 4 Pages. Personal responsibility is the act of taking ownership of and doing the was ist, basic things we are expected to do socially, morally and legally. . Admitting that we are wrong is margins in a, not always an easy task, but when we do make mistakes, we have the responsibility to make things right and we need to was ist freundschaft essay, accept the consequences that come from our actions. Lawrence Is To! Not all consequences are bad.

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Defining Personal Responsibility Heather Green GEN 200 February 25th, 2013 Professor Mesa Defining Personal Responsibility . Personal responsibility means being accountable for yourself and your actions. Essay! When you possess personal responsibility, you set goals for yourself and make plans for your future. You are also able to identify your problems and work to fix them. Essay! Personal responsibility is being accountable for yourself and your actions. Aside from fixing mistakes, personal responsibility.

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Becoming aware of feelings and accepting change will result in better decision-making as well as positive success in one’s life. Responsibility continues throughout one’s own actions therefore making the freundschaft essay, right choices will build character and not result in negative consequences. Going to blame essay, school or work each. Education , Individual responsibility , Learning 1205 Words | 4 Pages. ?223 Support individuals to meet personal care needs For this assignment I will use an example of how I work with a client . Outcome 1 1.1 Every morning when I go to help L . with her morning routine I first of all ask her how she feels and what she wants us to do that day, whether she wants a wash or a shower, if she wants to was her hair or not. 1.2 We establish the level and freundschaft type of support she needs for personal care by talking. I ask her what part of the shower she can do on her own(wash. Bathing , Bathroom , Hygiene 1287 Words | 4 Pages. | Personal Responsibility | | Gen /200: Foundation for General Education and Professional Success | | Personal . Responsibility | | Gen /200: Foundation for General Education and Professional Success | University of Phoenix February 20, 2012 Authored by: Renee Jackson University of Phoenix February 20, 2012 Authored by: Renee Jackson Personal Responsibility is something many of cover letter banking associate, us will either run from was ist freundschaft or accept. According to harvard 2 2 essay, Kimberly Alyn (2010), “ Personal Responsibility. Accept , Individual responsibility , Responsibility 1469 Words | 5 Pages.

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Chuck Gallozzi may have summed it up best when he stated, “Responsibility. Emotion , Individual responsibility , Learning 836 Words | 3 Pages. explain your view and back it up with concrete examples . Not every SAT essay topic will take this form, but every SAT essay question will . require you to of the critical essay, take a position and defend it with examples . Here’s the freundschaft essay, sample prompt again: Consider carefully the following quotation and the assignment below it. Film! Then plan and freundschaft essay write an essay that explains your ideas as persuasively as possible. Keep in mind that the support you provide—both reasons and examples —will help make your view convincing to points, the reader. Dot-com bubble , Essay , Essays 2405 Words | 7 Pages. Personal Selling, relationship building and freundschaft essay sales management Personal selling, unlike advertising or sale promotion, involves . direct relationships between the seller and the prospect or customer. In a forma sense, personal selling can be defined as a two-way flow of cover investment banking, communication between a potential buyer and a salesperson that is was ist freundschaft essay, designed to accomplish at least three tasks: (1) identify the potential buyer’s needs; (2) match those needs to one or more of the firm’s products or services; (3) on. Consultative selling , Customer , Customer service 1020 Words | 3 Pages.

MODUL – Introduction to personal development in health, social care or children’s and cover letter associate young people’s settings (L2) (3) (M) 1.1 . Describe the duties and responsibilities of own role My duties and responsibilities as a carer are: to provide high quality care for was ist freundschaft residents while complying with the company’s policies and of the critical essay introduction procedures, any legislations and standards relevant to care work so the physical, emotional, social, intellectual and spiritual needs of individuals I look after are met and. Career , Ergonomics , National Occupational Standards 720 Words | 3 Pages. Explanation | Example | big | large in size, degree or amount | a big stone | great | much bigger than average | a great success a great . Was Ist Essay! time | high | measurement from the bottom to the top; greater than normal | a high mountain a high level | large | big in size and quantity | a large country a large number of margins resume, people | tall | greater height than average | a tall man | Note: We use high or tall when we talk about freundschaft essay, buildings. Of The Flies Essay Introduction! | borrow or lend Word | Explanation | Example | borrow. Gerund , Grammatical tense , Noun 777 Words | 4 Pages. Personal Branding is already conflicting with Company Branding outside the work place. A middle school teacher was suspended with pay for . making remarks about her students on was ist essay, Face Book (Norwalk, 2010).

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Personal Responsibility and College Success Personal responsibility is very important in life; it encompasses one’s ability . to build strong character and moral values. Personal responsibility is needed for encouragement and success as a student in college life. Personal responsibility also plays a vital role in everyone’s success such as a career, college or personal relationships. A plan of responsibility is freundschaft essay, needed for a student to effectively reach goals of college success. Having a well-conceived. Ethics , Homework , Homework help service 850 Words | 3 Pages. ?Carl Long Prof. Diamond Eng. 61 10/28/2013 Personal Training I have a passion for action sports, physical fitness and wellbeing. There . is no better feeling in the world than being healthy.

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Personal Responsibility GEN/200 September 14, 2012 Personal Responsibility Accepting personal . responsibility in life is one of the freundschaft essay, most important traits a person can have. A responsible person has accepted that they are in control of the choices they make in life and lord of the flies introduction cannot blame other people for those choices. Freundschaft Essay! It also means that when they are responsible and can accomplish anything, including experiencing success in college and any other challenge put their way. What does personal responsibility. A Good Thing , Accept , Individual responsibility 1255 Words | 4 Pages.

Personal hygiene (NHS) The person you care for may be physically or mentally unable to titanic, maintain their own personal hygiene. . Keeping clean is essential for good health. Poor hygiene can cause skin complaints, unpleasant smells and was ist bacterial or parasitic infections. Lord Of The Critical Introduction! General hygiene The daily personal hygiene of the person you care for was ist freundschaft is very important, so make sure: • their hands are washed after they've used the toilet • their genitals and anal area are washed every day • their. Bathing , Bathtub , Bed Bath Beyond 976 Words | 3 Pages. Personal Values Development Personal Values Development The development of personal values occurs over lawrence, a . Essay! lifetime of living and experiences. What are personal values? What sources shape and resume points influence those values? What criteria and decision making may be used to reshape our personal values? What impact do personal values have in the workplace and on essay, workplace performance?

This paper will address these issues from a personal perspective. Harvard Essay! Personal Values What are personal values? First. Decision making , Integrity , Life 1422 Words | 4 Pages. Personal Responsibility Gen/200 June 28, 2013 Janet Madden . Personal Responsibility Even though there are numerous obstacles in the world that can influence the outcome of my endeavors, it is my responsibility to make the correct choices in my everyday life to ensure my academic success.

Only I can decide to take charge of the career I wish to have for my future. If there are any hurdles to jump through, I must be willing. Goal , Goal setting , Management 1364 Words | 4 Pages. ? Personal Space Most social situations North Americans require a comfort zone of six to eight square feet per person, and any . violation of that buffer can trigger a reaction (Bowen). “People use avoidance responses,” says Robert Sommer, a psychologist at the University of California-Davis and was ist author of the cover investment banking, book Personal Space (qtd. in Bowen). But where does the was ist freundschaft essay, standard of personal space come from? According to Sommer, “a comfort distance for conversation varies from culture to of the essay, culture. China , Chinese language , Hong Kong 1943 Words | 5 Pages. Statement of Personal Ethics Jason Poole CMGT530 December 5, 2010 Terry M. Ganzel Statement of Personal Ethics The . Webster’s Dictionary defines ethics as “the study of was ist, standards of analysis, conduct and was ist essay moral judgment”(Agnes, 2003). Resume! Every day my decisions and actions are tested in was ist, a battle between doing what is right or wrong.

As I embark on this educational journey with University of Phoenix that same battle is cover investment banking associate, most likely going to occur. Was Ist! This reason alone is enough to want a plan of attack to. Academia , Business ethics , Ethics 1407 Words | 4 Pages. ? Personal Responsibility Leads to margins in a, Success Heather Shaw Gen/200 February 10, 2014 Yvette White Personal . Responsibility Leads to Success While blaming the universe or someone else is sometimes easier than owning your mistakes, taking personal responsibility for everything you do or do not do will keep you on the path of success, both academically, professionally and personally. The definition of personal responsibility as found on is “to take personal responsibility. Education , Ethics , Individual responsibility 1256 Words | 4 Pages. ? Taking Personal Responsibility GEN/200 Personal Responsibility is defined as taking individual accountability . for one’s own action, whether in a negative or a positive manner. Even though in today’s society many people have found it easier to not take personal responsibility. I believe it is needed to successfully manage family, school, and work. Freundschaft Essay! In order for us to succeed in life we must be able to take responsibility for our actions and flies accept the consequences that come from.

Education , Ethics , Free will 759 Words | 3 Pages. Personal Ethics In today's world, individuals can make a single decision that can have a profoundly positive or negative affect on their . family, their employer, coworkers, a nation, and even on the entire world. The life we lead reflects the was ist, strength of a single trait: our personal character. Personal ethics are different for each person but for the most part, people want to friar, be known as a good person, someone who can be trusted, and freundschaft essay he or she are concerned about his or her relationships and personal. Ethics , Intrinsic value , Morality 890 Words | 3 Pages. Personal Responsibility Wendy Barrientos-Segura GEN/200 November 14, 2011 Professor Spain Personal Responsibility There . are many things that we have to consider when perusing our education with the University of Phoenix. We need to stay focused on our personal responsibility, making sure we do our research and organization, and learn from the ethical lens inventory. We all have our personal responsibilities. We need to try to stay focused on what is flies introduction, important in life for example . A Good Thing , Individual responsibility , Responsibility 1247 Words | 4 Pages. ? Personal Responsibility David Flores GEN/200 08/05/2013 Bernadette Porter-Drayden Personal Responsibility . Personal responsibility is doing what is meant to be done and fulfill the was ist, commitments that are already made.

It brings positive personal change into a person’s life and also transforms an individual into a more effective person who contributes to a more positive, energetic and dynamic organizational culture. Weak! When one fails to be personally responsible, the was ist freundschaft, necessary. High school , Idea , Individual responsibility 853 Words | 3 Pages. This paper is titanic film essay, about personal values development. Was Ist Freundschaft! In this paper I will be examining my personal values, ground rules, and ethics . development. Primarily a focus on analysis essay, developing these values, rules, and essay ethics will be discussed in analysis, the paper. Was Ist Freundschaft! Included in this paper would be what my values are the sources that shaped my values, and margins resume the criteria and decision-making factors I make the most of to revise them. Finally I will discuss the potential impact of my values and performance in freundschaft essay, the workplace. Banking Associate! What. Business Decision Mapping , Cognition , Decision engineering 1417 Words | 4 Pages. Personal selling is said to be a cost it has a narrow audience and an organization can survive without it. (Discuss) According to Pride,W . and Ferrell O, Personal selling can been defined as a process of informing customers and persuading them to purchase product through personal communication in an exchange situation.

Personal selling is the process of person to person communication between a sales person and a prospective customer in which the sales person learns about the prospect needs and. Business , Consultative selling , Customer service 1752 Words | 5 Pages. Personal Ethics Melissa Sawyer Grand Canyon University May 5th, 2013 NRS 437 Ethical Decision Making in Nursing Personal . Ethics The American Nurses Association defines nursing as, “protection, promotion, and abilities, prevention of illness and injury, alleviation of was ist freundschaft essay, suffering through the cover associate, diagnosis and treatment of human response, and advocacy in the care of individuals, families, communities, and populations” (American Nurses Association, 2004, p.7). My personal nursing philosophy. Ethics , Health , Health care 856 Words | 3 Pages.

Boundaries: Defining Your Personal Space | Just Say No! | Breaking Free of Limitations | Boundary Struggles | Setting Relationship Boundaries . Everyone knows how uncomfortable it is whenever our personal space is intruded upon by another person. Sometimes we are the intruders who unknowingly cross over into someone's personal space. We can all do better in recognizing and respecting personal boundaries. Defining personal space within a home or family setting is was ist freundschaft, not always easy. Especially if your.

Abuse , Adolescence , Bullying 1998 Words | 5 Pages.

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R.W. Bradford writes in Liberty magazine that, as Fed chairman, Greenspan (once) recommended to a Senate committee that all economic regulations should have fixed lifespans. Senator Paul Sarbanes (D-Md.) accused him of 'playing with fire, or indeed throwing gasoline on the fire,' and asked him whether he favored a similar provision in was ist freundschaft essay, the Fed's authorization. Lawrence Is To. Greenspan coolly answered that he did. Do you actually mean, demanded the freundschaft, senator, that the Fed 'should cease to function unless affirmatively continued?' 'That is correct, sir,' Greenspan responded. Bradford continues, The Senator could scarcely believe his ears. Film Analysis. 'Now my next question is, is it your intention that the was ist, report of this hearing should be that Greenspan recommends a return to in a, the gold standard? Greenspan responded, 'I've been recommending that for years, there's nothing new about that. It would probably mean there is was ist freundschaft essay only one vote in the Federal Open Market Committee for analysis, that, but it is mine.' An almost hysterical antagonism toward the gold standard is one issue which unites statists of all persuasions. They seem to sense-perhaps more clearly and subtly than many consistent defenders of laissez-faire -- that gold and economic freedom are inseparable, that the gold standard is an instrument of laissez-faire and that each implies and requires the other. In order to freundschaft essay, understand the source of their antagonism, it is necessary first to understand the specific role of gold in a free society. Money is the common denominator of all economic transactions.

It is that commodity which serves as a medium of exchange, is universally acceptable to all participants in an exchange economy as payment for their goods or services, and can, therefore, be used as a standard of market value and cover letter as a store of value, i.e., as a means of saving. The existence of such a commodity is freundschaft essay a precondition of a division of labor economy. If men did not have some commodity of objective value which was generally acceptable as money, they would have to resort to primitive barter or be forced to cover banking, live on freundschaft, self-sufficient farms and forgo the inestimable advantages of specialization. If men had no means to store value, i.e., to save, neither long-range planning nor exchange would be possible. Weak Points. What medium of exchange will be acceptable to all participants in an economy is not determined arbitrarily. First, the medium of exchange should be durable. In a primitive society of meager wealth, wheat might be sufficiently durable to serve as a medium, since all exchanges would occur only during and immediately after the essay, harvest, leaving no value-surplus to store. 2 2. But where store-of-value considerations are important, as they are in richer, more civilized societies, the medium of exchange must be a durable commodity, usually a metal.

A metal is generally chosen because it is essay homogeneous and divisible : every unit is the same as every other and it can be blended or formed in any quantity. Precious jewels, for example, are neither homogeneous nor divisible. More important, the commodity chosen as a medium must be a luxury. Human desires for luxuries are unlimited and, therefore, luxury goods are always in demand and will always be acceptable. Wheat is letter investment banking a luxury in underfed civilizations, but not in freundschaft essay, a prosperous society. Cigarettes ordinarily would not serve as money, but they did in post-World War II Europe where they were considered a luxury. The term luxury good implies scarcity and titanic film essay high unit value.

Having a high unit value, such a good is portable ; for was ist essay, instance, an ounce of gold is worth a half-ton of pig iron. In the early stages of a developing money economy, several media of exchange might be used, since a wide variety of commodities would fulfill the foregoing conditions. However, one of the commodities will gradually displace all others, by being more widely acceptable. Preferences on what to hold as a store of value, will shift to the most widely acceptable commodity, which, in turn, will make it still more acceptable. The shift is progressive until that commodity becomes the sole medium of exchange. The use of a single medium is highly advantageous for the same reasons that a money economy is superior to a barter economy: it makes exchanges possible on an incalculably wider scale. Whether the single medium is gold, silver, seashells, cattle, or tobacco is optional, depending on the context and development of a given economy. In fact, all have been employed, at various times, as media of exchange. Even in the present century, two major commodities, gold and silver, have been used as international media of exchange, with gold becoming the predominant one. Gold, having both artistic and margins in a resume functional uses and being relatively scarce, has significant advantages over all other media of exchange.

Since the beginning of World War I, it has been virtually the sole international standard of exchange. If all goods and services were to be paid for in gold, large payments would be difficult to execute and this would tend to limit the freundschaft essay, extent of a society's divisions of labor and specialization. Thus a logical extension of the creation of a medium of resume, exchange is the development of a banking system and credit instruments. (bank notes and deposits) which act as a substitute for, but are convertible into, gold. A free banking system based on gold is able to extend credit and freundschaft thus to create bank notes (currency) and lawrence is to essay deposits, according to the production requirements of the was ist, economy. Individual owners of gold are induced, by payments of interest, to deposit their gold in a bank (against which they can draw checks).

But since it is rarely the case that all depositors want to withdraw all their gold at the same time, the titanic analysis essay, banker need keep only a fraction of his total deposits in gold as reserves. This enables the banker to was ist freundschaft essay, loan out more than the amount of his gold deposits (which means that he holds claims to gold rather than gold as security of his deposits). But the amount of loans which he can afford to make is not arbitrary: he has to gauge it in relation to his reserves and to the status of his investments. When banks loan money to finance productive and profitable endeavors, the loans are paid off rapidly and bank credit continues to be generally available. Analysis. But when the business ventures financed by bank credit are less profitable and slow to pay off, bankers soon find that their loans outstanding are excessive relative to their gold reserves, and they begin to curtail new lending, usually by charging higher interest rates. This tends to restrict the financing of new ventures and requires the existing borrowers to improve their profitability before they can obtain credit for further expansion.

Thus, under the gold standard, a free banking system stands as the protector of an freundschaft essay, economy's stability and harvard essay balanced growth. Was Ist Essay. When gold is accepted as the medium of exchange by most or all nations, an unhampered free international gold standard serves to foster a world-wide division of labor and the broadest international trade. Even though the units of exchange (the dollar, the pound, the titanic essay, franc, etc.) differ from country to country, when all are defined in terms of freundschaft, gold the economies of the different countries act as one -- so long as there are no restrainta on trade or on the movement of capital. Credit, interest rates, and prices tend to follow similar patterns in all countries. For example, if banks in weak, one country extend credit too liberally, interest rates in that country will tend to fall, inducing depositors to shift their gold to higher-interest paying banks in essay, other countries. This will immediately cause a shortage of bank reserves in the easy money country, inducing tighter credit standards and a return to harvard 2 2, competitively higher interest rates again. A fully free banking system and was ist essay fully consistent gold standard have not as yet been achieved. But prior to World War I, the lord flies critical essay, banking system in essay, the United States (and in most of the world) was based on gold and even though governments intervened occasionally, banking was more free than controlled.

Periodically, as a result of overly rapid credit expansion, banks became loaned up to lord essay, the limit of their gold reserves, interest rates rose sharply, new credit was cut off, and the economy went into was ist freundschaft a sharp, but short-lived recession. (Compared with the depressions of 1920 and 1932, the pre-World War I business declines were mild indeed.) It was limited gold reserves that stopped the unbalanced expansions of business activity, before they could develop into the post-World War I type of disaster. The readjustment periods were short and the economies quickly reestablished a sound basis to resume expansion. But the process of cure was misdiagnosed as the disease: if shortage of bank reserves was causing a business decline-argued economic interventionists -- why not find a way of supplying increased reserves to investment, the banks so they never need be short! If banks can continue to loan money indefinitely -- it was claimed -- there need never be any slumps in business. And so the Federal Reserve System was organized in 1913. It consisted of twelve regional Federal Reserve banks nominally owned by was ist essay, private bankers, but in fact government sponsored, controlled, and supported. Credit extended by these banks is in practice (though not legally) backed by the taxing power of the federal government. Technically, we remained on the gold standard; individuals were still free to own gold, and gold continued to be used as bank reserves. But now, in addition to gold, credit extended by the Federal Reserve banks (paper reserves) could serve as legal tender to pay depositors. When business in the United States underwent a mild contraction in 1927, the Federal Reserve created more paper reserves in the hope of forestalling any possible bank reserve shortage.

More disastrous, however, was the Federal Reserve's attempt to friar lawrence, assist Great Britain who had been losing gold to us because the Bank of England refused to allow interest rates to rise when market forces dictated ( it was politically unpalatable ). The reasoning of the authorities involved was as follows: if the Federal Reserve pumped excessive paper reserves into American banks, interest rates in the United States would fall to a level comparable with those in Great Britain; this would act to stop Britain's gold loss and avoid the essay, political embarrassment of having to raise interest rates. The Fed succeeded; it stopped the gold loss, but it nearly destroyed the economies of the world in the process. The excess credit which the flies essay, Fed pumped into the economy spilled over into the stock market -- triggering a fantastic speculative boom. Belatedly, Federal Reserve officials attempted to sop up the excess reserves and finally succeeded in was ist freundschaft essay, braking the boom. But it was too late: by 1929 the speculative imbalances had become so overwhelming that the attempt precipitated a sharp retrenching and a consequent demoralizing of business confidence. As a result, the American economy collapsed. Great Britain fared even worse, and rather than absorb the full consequences of her previous folly, she abandoned the gold standard completely in 1931, tearing asunder what remained of the fabric of confidence and critical inducing a world-wide series of bank failures. Was Ist Freundschaft. The world economies plunged into the Great Depression of the titanic analysis essay, 1930's. With a logic reminiscent of a generation earlier, statists argued that the gold standard was largely to blame for was ist freundschaft, the credit debacle which led to the Great Depression. If the gold standard had not existed, they argued, Britain's abandonment of gold payments in 1931 would not have caused the failure of banks all over resume, the world. (The irony was that since 1913, we had been, not on a gold standard, but on what may be termed a mixed gold standard; yet it is gold that took the was ist essay, blame .)

But the opposition to the gold standard in any form -- from a growing number of resume points, welfare-state advocates -- was prompted by a much subtler insight: the realization that the gold standard is incompatible with chronic deficit spending (the hallmark of the welfare state). Stripped of freundschaft, its academic jargon, the welfare state is margins nothing more than a mechanism by which governments confiscate the wealth of the productive members of a society to support a wide variety of welfare schemes. A substantial part of the freundschaft essay, confiscation is effected by taxation. But the welfare statists were quick to recognize that if they wished to friar is to, retain political power , the amount of taxation had to be limited and they had to resort to programs of essay, massive deficit spending, i.e., they had to borrow money, by issuing government bonds, to finance welfare expenditures on a large scale. Friar Is To Essay. Under a gold standard, the amount of credit that an economy can support is determined by the economy's tangible assets, since every credit instrument is ultimately a claim on some tangible asset. But government bonds are not backed by tangible wealth, only by the government's promise to was ist essay, pay out of margins resume, future tax revenues, and cannot easily be absorbed by the financial markets. A large volume of was ist, new government bonds can be sold to lord critical, the public only at progressively higher interest rates.

Thus, government deficit spending under a gold standard is was ist severely limited. The abandonment of the gold standard made it possible for the welfare statists to use the banking system as a means to an unlimited expansion of credit. They have created paper reserves in the form of government bonds which -- through a complex series of steps -- the banks accept in place of letter banking associate, tangible assets and treat as if they were an freundschaft essay, actual deposit, i.e., as the equivalent of what was formerly a deposit of gold. Titanic Essay. The holder of freundschaft, a government bond or of a bank deposit created by critical essay introduction, paper reserves believes that he has a valid claim on a real asset. Was Ist. But the fact is that there are now more claims outstanding than real assets. The law of supply and demand is not to be conned. As the supply of money (of claims) increases relative to the supply of tangible assets in the economy, prices must eventually rise. Thus the 2 2, earnings saved by the productive members of society lose value in terms of goods.

When the economy's books are finally balanced, one finds that this loss in value represents the goods purchased by the government for welfare or other purposes with the money proceeds of the was ist freundschaft essay, government bonds finance by bank credit expansion. In the absence of the in a resume, gold standard, there is no way to protect savings from confiscation through inflation There is no safe store of was ist freundschaft essay, value. If there were, the government would have to make its holding illegal, as was done in the case of gold. If everyone decided, for example, to convert all his bank deposits to essay, silver or copper or any other good, and thereafter declined to accept checks as payment for goods, bank deposits would lose their purchasing power and freundschaft government-created bank credit would be worthless as a claim on goods. Essay. The financial policy of the welfare state requires that there be no way for the owners of wealth to protect themselves. This is the freundschaft, shabby secret of the welfare statists' tirades against gold. Deficit spending is harvard essay simply a scheme for the confiscation of wealth. Gold stands in was ist essay, the way of essay, this insidious process. It stands as a protector of property rights.

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essay new york Nicholas Handler, is a junior at Yale University majoring in history. Handler is active in social justice organizations and hopes to become a human rights lawyer. I never expected to essay gain any new insight into the nature of my generation, or the changing landscape of American colleges, in Lit Theory. Lit Theory is supposed to be the class where you sit at the back of the room with every other jaded sophomore wearing skinny jeans, thick-framed glasses, an ironic tee-shirt and over-sized retro headphones, just waiting for lecture to margins in a resume be over so you can light up a Turkish Gold and walk to lunch while listening to was ist freundschaft essay Wilco. That’s pretty much the way I spent the course, too: through structuralism, formalism, gender theory, and post-colonialism, I was far too busy shuffling through my iPod to see what the patriarchal world order of capitalist oppression had to do with Ethan Frome.

But when we began to study postmodernism, something struck a chord with me and resume points made me sit up and was ist freundschaft look anew at the seemingly blase college-aged literati of blame essay, which I was so self-consciously one. Letter: Fortunately, College Has Changed. This is in regard to your college essay contest that took place last year. The essay entitled Fortunately, College Has Changed by Matthew Bender from the University of Arkansas has several factual errors and insinuations. Then entire first and second paragraphs are neither chronologically or factually correct. How do I know that there are errors? Because I am Mervin Jebaraj, the person referred to in the opening paragraph. 1. A committee of students wrote the actual text of a proposed bill not a note. Freundschaft! The idea began in November of blame, 2007 and not in the spring. 2. There was no staying up all night, and there was no on campus bbq. The committee obtained a meeting with Sen.

Madison after a lot of work and essay didn’t just pass a note to her. The committee also spent months working with her and other legislators. to see the resolution passed. We don’t appreciate the trivialising narrative of friar, our work. 3. The resolution never asked for the creation of socially aware investments, the options already existed.

4. The conference I went to was well after the divestment process and was to share ideas about divestment with others as opposed to receiving inspiration for was ist freundschaft essay divestment. 5. Margins In A Resume! There is an implication that I was skinny dipping and smoking marijuana in was ist freundschaft essay, Belize. Neither is true. I hold the New York times in the highest regard and friar lawrence is to hope that you will take this seriously. Was Ist Essay! In the future, I hope you check the.

veracity of statements made before you publish them. Mervin Jebaraj, Research Assistant, Center for friar is to essay Business and was ist essay Economic Research. Liz Addison , 38, is a biology major whose goal is to become a large animal veterinarian. She has trained a winning racehorse and film analysis essay is interested in American presidential history. Oh, the hand wringing. “College as America used to freundschaft essay understand it is margins in a coming to an end,” bemoans Rick Perlstein and his beatnik friend of fallen face. Those days, man, when a pretentious reading list was all it took to lift a child from suburbia. When jazz riffs hung in the dorm lounge air with the smoke of a thousand bongs, and college really mattered. Really mattered? Rick Perlstein thinks so. It mattered so much to him that he never got over his four years at essay the University of Privilege.

So he moved back to live in its shadow, like a retired ballerina taking a seat in the stalls. But when the curtain went up he saw students working and studying and working some more. Friar! Adults before their time. Today, at the University of Privilege, the student applies with a Curriculum Vitae not a book list. Was Ist Freundschaft! Shudder. Frankie Thomas , is a junior majoring in cinema-television critical studies, with a minor in gender studies. Letter Associate! Her immediate plans include dropping out at the end of the year to write and/or travel. She is a film maker and a blogger, with interests ranging from the social history of the Victorian era to birdwatching to the novels of Dawn Powell.

I had the kind of college experience most people only dream about. Charged by the atmosphere of intellectual exploration, inspired by freundschaft essay professors who pushed me farther than I’d ever imagined I could go, I made fascinating new friends at Skidmore; together we discovered Nabokov and lord flies introduction Kafka, Citizen Kane and Dr. Strangelove, and our own literary voices. It was a three-week summer program. Was Ist Freundschaft! I was fifteen. Now I’m twenty, halfway toward graduating from University of Southern California, and if I had a thousand dollars for lord critical every college student I know who Struggles With Depression…well, I still wouldn’t have enough money to pay my full tuition. But it would keep me going for a semester or two, assuming I didn’t lose my own struggle and was ist freundschaft essay drop listlessly out. Points! As our SATs would have put it, “depression” is to “college campus” as “consumption” is to “Victorian orphanage,” and ours is was ist essay a generation of wheezing waifs. Max Lance , 23, is a freshman at USC’s School of harvard 2 2 essay, Cinematic Arts, majoring in writing for film and television.

He hopes to make his mark either with a “life-changing TV show” or by was ist freundschaft “marrying someone rich.” When I dropped out of college three years ago I would have completely agreed that college isn’t the cultural experience that it was hyped up to be. As I return this September, I’ve realized that it’s a good thing it isn’t. I completely agree that college as America used to know it has come to an end, but I believe that schools have changed for the better. The problem I had when I quit school the first time around was that I never adjusted to how schools have changed. I dropped out because of my mislaid expectations; the same ones that Rick Perlstein is nostalgic for. I’m going back to school because I’ve realized what the college experience is like today and I’m now more than prepared to analysis essay abuse it.

Like nearly everyone in freundschaft, my graduating class, I attended higher education because that’s what we did next. College seemed more like 13th grade rather than a place where I would be opened up to radical people and ways of thinking. I spent my freshman and film essay sophomore years doing what I needed to do to get good grades because that’s all I had done since kindergarten. And even though I worked hard to earn a 3.7 GPA, I dropped out of New York University because of a complete lack of passion for what I was studying (journalism, via process of was ist essay, elimination). Travis Weinger , 21, is a senior majoring in titanic film, history, with a concentration in war, revolution and social change. His minor is was ist political science.

He is a founder of the Triton, a newspaper at UCSD, and of the Symposium, an on-campus discussion group. Rick Perlstein’s article, boiled down, is simply an extended version of the bitching that every generation hears from the one that preceded it: “Back when I went to school, we walked uphill in the snow both ways…” In sum, college mattered back when Mr. Perlstein went to it because that was when he went to it. Since college has changed from letter associate when he remembered it, he wants us to believe that it has somehow degenerated into irrelevance. The vast majority of Perlstein’s complaints fit under the above rubric. Our college experience is not as liberating as his was (no longer can we simply phone public intellectuals and bully them into visiting our dorms).

Our activists are not as radical as his were (we don’t take over freundschaft enough buildings). In A! Our connection to the Sixties isn’t as strong as his was (our band members aren’t former revolutionaries). We are not as alienated from society as he was (we engage our world, not whine about it). Was Ist! Perlstein’s claim that his experience was in some way both richer and harder than the margins resume next generation’s is an old one, and freundschaft essay is continuously echoed by every generation. Flies Introduction! Like most complaints of this type, it is largely groundless and mildly insulting.

To respond to it bit by bit would validate his nostalgic whining to a degree it does not deserve. The Cultural Contradictions of was ist freundschaft essay, American Universities. For the past twenty to thirty years, we have seen the great degradation of lord essay introduction, post-secondary education. Essay! Conventional wisdom suggests that the film essay problem lies simultaneously within the hands of the politicians and the students. This narrative does not account for the history of college. Throughout the modern age, the role college played in the national debate was minimal. To this date, there has only been one president with a Ph.D., and both The New Deal and Truman’s Fair Deal did relatively little for college and education in general (with the exception of the G.I. Bill). And even today, most candidates on both sides of the isle have the freundschaft same prescription for college: the of the essay problem is lack of funding, therefore, the solution is to increase funding. It usually ends at that. In order to find the freundschaft true crisis of friar lawrence essay, college, we must first look at its true purpose.

A few months ago, Charles Murray wrote a controversial series of columns in the Wall Street Journal arguing, not that college had been written out of the national debate, but that its role is freundschaft too great. Essentially, too many people are going to is to blame college who did not need college, but instead needed vocational training. There are serious problems with his logic to be sure, not the least of which is his obvious IQ-ism. While it is true that college is in need of some serious reforming, focusing solely on IQ will not solve them, for IQ is essay not the only purpose of college. For example, there are, what a professor of mine called, “latent overtones.” That is, those unexpected, and 2 2 unintended consequences of college learning. For example, one might discover a great philosopher that he’s never heard of, or another collegiate finds that they enjoy a field of study which they did not expect. But this is, of course, part of the intellectual journey of was ist freundschaft, students. Letter Banking! College exists not, as conventional wisdom suggests, to change the culture. It exists to create a new breed of intellectuals. All politics aside, students should exit college not knowing simply what to think, but how to think.

This is where Mr. Murray and I agree. He hits the nail on freundschaft essay, the head when he describes the purpose of college, that college is created to train the elites to do their jobs. However, this purpose has been lost in a quagmire of watered-down curricula and fluff courses. Margins In A! And this brings us to the real problem of college: the was ist freundschaft searing anti-intellectualism of the youth. Education is the single most important factor in the growth of our country. Specifically, higher education paves a future and provides opportunity for students that attend college and gives them a shot at a career. 50 years ago, college was strictly for the elite, high class Americans.

Now, it seems that every common household has at least one family member attend college. But with the increasing drop out rate today, students seem less interested in margins, learning at college and their priorities change from their original goal of essay, graduating. Harvard! The importance of was ist essay, education today is a growing factor because the future of this country depends on the students in college today. College is misunderstood by many incoming freshman. All of the titanic analysis television advertisements and billboards encouraging students to attend college are used as bait to reel in student’s tuition. Freundschaft! Parents encourage their kids to attend college after graduating high school because they want to see their kids have a shot at success. However, college is not cut out for everyone. More freshman than ever are dropping out after their first year because college can be overwhelming through everything that takes place within campus boundaries. The pressures of college whether it’s to impress parents or maintain a high GPA grasps hold of many students while they are in college, freezing them from work and attending class regularly.

Back in friar lawrence, the 50’s and 60’s when college was becoming so popular, people attended college solely to improve their education and learn through the college experience, in hopes of obtaining a career after graduation. Freundschaft Essay! Now, people attend college because their friends or girlfriend go there. Many people attend college just to party as much as possible. College can be misleading for teenagers fresh out of high school, and harvard 2 2 essay people who feel that continuing their education isn’t the most important factor in was ist freundschaft, attending college should not apply. College matters because without a thoroughly educated society, America would fall to its knees and regress into deep depression.

Jobs would flounder because the people applying for them wouldn’t get accepted without college degrees. Pat Brown expanded university development in California in 1966 to encourage people of every social class to attend college and gain a higher education. The reason for his rapid expansion was because the resume points number of was ist, college students doubled from harvard 1957 to 1967, and Brown decided in order to improve society and was ist keep America running, more universities should be built to attract new students. However, in 1997, only resume 54 percent of students that attended college as freshmen graduated with a degree six years later, 30 percent not even finishing their freshman year. Once students enroll in college, dropping out is the worst decision they can make. The opportunity cost of dropping can be detrimental to a student’s financial standing.

Dropping out also means dropping tuition, and students are often left with debt to pay off depending on freundschaft, which year they dropped out. Entering in a low paying job, drop outs must slowly pay back student loans, which is why college is titanic analysis so important to stick to and graduate once enrolled. The likelihood of students being able to was ist pay off student loans quickly after graduating is much greater than the likelihood of a drop out paying off loans. Drop outs sometimes will only make enough money per paycheck to pay off previous college debts, not leaving any left over letter investment banking associate cash for leisure activities. Once choosing the decision to attend college, remaining in college is the was ist freundschaft essay most important decision a student can make, in weak, order to avoid living a below average lifestyle.

Young adults are fed by change. Freundschaft Essay! No matter how resistant or welcoming I am to 2 2 essay change, when all is said and done change sustains me. Two years as an undergraduate student at Fordham University have been made slightly easier by knowing this about freundschaft, myself, because college means change. Even with the of the flies critical essay introduction still shrinking cyber community and the ‘real world’ opportunities offered to many young people today, nothing can replace the rush of freundschaft essay, change attached to the college experience. College students are encouraged to make noise. Of The Flies Critical Essay Introduction! When interviewed by Rick Perlstein for an article entitled ‘What’s the Matter With College” students were very vocal. Hamilton Morris, a New York bred college student, described a college experience where many students hate school “with a passion” and “don’t leave”.

Perlstein writes that Morris’s feelings are proof of a “culture of enervation” which overwhelms many campuses today. Instead of seeing what Perlstein describes, students without hope or the will to pursue their studies, I see Morris as describing a culture of restlessness. Was Ist Freundschaft Essay! Students who claim to hate college but still do not leave are experiencing a kind of in a, restlessness which comes with the package. Students experience change so quickly–changes of passions, opinions and interests. They are bound to become restless, especially when the off-campus world is within arm’s length. I often smile to think the world is at was ist my fingertips when I am surfing the internet, but the truth is my fingers are touching my keyboard, and I am planted in 2 2, my kitchen chair drinking Diet Coke.

College offers me the was ist opportunity to shake hands with the leaders of business, art, science and medicine–something the internet can not give me. College professors do not want students to be excited about school and theory alone–they want them to take their passion into the world beyond the campus. Margins In A Resume! I am not writing this commentary for my school newspaper. I am writing it for was ist freundschaft essay New York Times Magazine, a publication Journalism majors like me aspire to work for. College urges me to aspire, to voice my opinions, and yes, to change. The problem with colleges in the 21st century is cover banking associate convoluted with many deciding factors, resulting in a more complex position for current college students to experience, unlike any previous generation of college students. In my opinion, being a college graduate student and one who has been involved in my school, I can honestly say that the biggest problem with our generation is the essay sense of nihilism, which is plaguing the our very core of our being. Flies Critical Introduction! It is important to realize that this comes not only from college campuses, but the society in general; people just don’t care.

If they do care and want to be involved, societal pressures, mostly economic, is was ist essay what keeps them from being invoked with the spirit of the previous generations. There seems to be no sense of urgency when it comes to our generation. Cover Investment Associate! Nihilism will do that to freundschaft essay everyone. Weak Points! I also find it interesting that the was ist freundschaft essay people who do want to be involved do not necessarily know what to margins get involved with. In the 60s, it seemed to be clear cut what the problem was; racism, sexism, or the was ist essay war in Vietnam. A contrast between the 60s generation and us now is that people do not what the problems really are. The mentality when speaking to college students; they seem to focus more on trying to get that 80K a year job then the socio-political issues affecting us. Of The Essay Introduction! It is evident that we value the dollar more so than we value the human struggle. So apathy also plays a role.

It is important to realize that we must do something, otherwise everyone suffers. Sending your child to college is not an option in freundschaft essay, American society, and it’s hardly a privilege at that. In today’s fierce and harvard essay fast paced world it is a necessity For most parents, thought goes into was ist freundschaft essay how they will even fund such a venture within the weak points first few months of the child’s conception. College funds and savings bonds, money from relatives and was ist graduation parties, this all gets stored until an entire portion of resume weak points, that funding goes towards expensive college visits. Not only does the freundschaft essay child want to go to college, that child has picked out 10 in harvard essay, which there is an orientation at each for prospective parents. They want to was ist freundschaft essay see where their money is going, as well as where their child will sleep, learn, and become the resume points successful adult they were meant to was ist essay be. What is wrong with college? As a successful student at a prominent Chicago school, I, for lawrence blame one, have plenty of opinions on the matter. Let’s look at “our war” by first taking a retrospective glance at Vietnam. My father, a student at the time of Vietnam, was a conservative at a very conservative Indiana school. He still wore his GDI shirt most days of the week and talked highly of the camaraderie between fellow students.

There were protests that were actually allowed on his campus. Was Ist Freundschaft Essay! When the students died in the Kent incident he remembers rallies against the war in their honor. He also remembers reading the names of the dead soldiers with the rest of his class, keeping in somber memory the fight his country was in. Friar Lawrence Essay! Bands of students were scared, there was a draft in effect. Everyone had war on the mind and freundschaft essay as those 18 year olds took on their first years of college, they had a lot more to worry about than where the weekend’s keg party was taking place. They were learning, growing, and forming opinions on the world they were entering by knowing their current events and being passionate about them. Of course, without the internet, their local papers brought them more world events and less Lindsay Lohan. Being passionate about the world takes a certain naivety that forms when someone does not already have the opinions of harvard 2 2, others so easily accessible.

The internet has taken so much of this away from current students. In my experience, you only was ist essay have to make a choice on which websites to of the flies read. Looking at our war today, many students walk away from freundschaft essay it, choosing not even to recognize that it affects their daily world. Resume Weak! There are many more cliques, many more places to falter, and many more reasons not to care. Hold a pen in front of you and look at it; notice its size and color in essay, particular.

Now, slowly move it away until you have your arm fully extended. Notice anything different? Probably not, and lord of the flies essay that is freundschaft essay how it should be. If we remember back to middle school science class, color is partially dependent upon the angle that light hits an harvard 2 2, object. But we just moved an was ist freundschaft essay, object, causing the in a angle to change from was ist freundschaft essay our perspective, and did not notice any change in color. The pen also moved further away without any apparent change in size. I forgot the intricate details that explain why this happens, something to lord of the critical essay introduction do with a portion of the brain that keeps our perceptions fluid . What I do remember, and will never forget, is how cool this all seemed and how much more there is to the world when you get past the surface. College is a pretty different place today than it was for my parents thirty years ago. Then again, so were the was ist two worlds in resume points, which we were raised.

Most kids in my generation were not raised in the Sandlot. We did not hang out at the malt shop after school. And we definitely did not attend any sock hops (or if we did, best believe we did not call them that). Instead, we started out playing on jungle gyms with woodchips and protective rubber flooring underneath. Eventually, we found ourselves being chauffeured to organized baseball practice, in a minivan. Freundschaft Essay! By high school, the importance of getting into cover investment banking associate a good college had been seared into us and freundschaft essay serious attention had to be allocated toward after-school activities and other kinds of enriching events to letter investment associate make sure that we were “well- rounded”. Here’s a fun game that anyone my age can play: ask your parents what they got on freundschaft essay, their SATs. Lawrence Is To Essay! If they can, you win!

Basically, it is like hitting the lottery, since your parents have to be like one out of was ist freundschaft, a million. High school students in the 60’s did not pay $1,000 for an SAT class and definitely did not go to any Independent College Consultants. As Mr. Perlstein stated, college was seen as a place sort of apart from the rest of the world. Kids went there and were met with new people, ideas, and lord flies essay introduction situations. Back then, as I understand it, college was not seen as a stepping stone or a rung on the ladder. You did not go with the mindset that it was simply a means to end, a place to simply collect good grades and then experience the ‘director’s cut redux edition’ of college admissions in the form of graduate school, an internship or a job. Why College Matters: A Response to “What’s the Matter With College” I suppose I should begin by saying that I don’t go to a real college.

I mean, I don’t feel like I go to a real college. I don’t take real classes. I don’t live on a real campus. I’m a music major and freundschaft attend the Peabody Institute in Baltimore, Maryland. Film Essay! Peabody is an essay, established music conservatory, one of the schools of Johns Hopkins University (despite what I say about it not being a “real” school).

In his essay, Perlstein is making it seem that today’s college undergraduates and the ideals we pursue are somehow deficient. That we’re missing out. Titanic Essay! He’s especially concerned that we’re nothing like the was ist freundschaft students of the essay 60s and was ist freundschaft essay 70s. Titanic Essay! He’s right about that, but that is nothing to be ashamed of. We’re students who want (or carry) the iPhone. We are environmental activists. We’re more technologically savvy than Perlstein’s generation. We get our information and communicate in a totally different way.

We’re amazing jugglers. We’re a new breed. It is interesting to read that the defining issue for the 1966 California gubernatorial race was college. Freundschaft! For my sake, and I’m sure for the sake of a lot of my peers, I wish it were still that way. College sounded romantic and 2 2 fun.

My friends argue that things have changed in the past 40 years, and that there are bigger fish to fry. The war, for example. Making a living once college ends. When they start complaining, however, about classes and stress, I ask them, “aren’t there bigger fish to fry?” at which they sigh outwardly, roll their eyes, and throw their hands up in the air. I understand where their frustration lies. We still feel young in the scheme of things, and freundschaft not ready to plan out blame essay our lives after college. It feels like we’ve been doing nothing but planning since freshman year of high school. Who has time to worry anyway? Right now, I am worrying if I have enough money to pay the rent this month. Many of my classmates worry how to pay for the next semester.

To be honest, when it came to college, most of us never really had a choice. Where I grew up, in Greenwich, Connecticut, there was never the option of freundschaft, “college vs. no college.” The choice was “Ivy League vs. state school,” or something along those lines. The whole getting-ready-for-college experience was important. As you thumb these pages, reader, loyal subscriber, conscious citizen with an appetite for inquiry and thoughtfulness, or may I say fellow American, you tell yourself that you want to sample a young student’s intellect. Certainly I do believe that my own college experience has been important, even critical, to my life and to my thoughts here and now, but young and impressionable does not necessarily partner with a tame, meaningful sense of hindsight… My college experience has fostered some growth. But for the nation? Lend me some relevance. Am I to accurately describe my confusion with you over coffee to tell you how this all breaks down–I fit in the puzzle and titanic analysis essay I’m one of the corners, right? Politics.

We don’t have movements, and we don’t have causes. A choice between higher education and essay higher purpose has been made; show me one text message, fellow student, that you have wanted the whole country to read. Children live at school. Especially if they don’t have much of a home life to live in friar lawrence is to essay, the afternoon or evening, kids live and learn at school. Was Ist Freundschaft Essay! College isn’t so different, only weak points first graders aren’t expected to was ist freundschaft essay shape up all by themselves when they appear to be wasting time. Oh, college students aren’t either? Pity. I guess higher education isn’t all that important. Maybe the problems of higher education are just fronds atop a mirage of public schooling.

Talk to Herbert Kohl, Jonathan Kozol, John Taylor Gatto, men who are trying to wake this country up, and they’ll show you what’s happening to my younger brothers and sisters. In A Resume! Content in the shade, college students loaf, while in more dangerous environs, under the pretext that they are to freundschaft essay learn, children sit down in their desks each morning in the arms of a crumbling system. In college, we choose to sleep in, not to participate, excel, regress, etc. If higher education is resume important to the nation, why don’t more people act like it? Better yet, if education is so important to the nation’s future, why is it neglected? Important as it is, I feel proud to remember the words of Thomas Jefferson, who often can remind us of politicians’ and was ist essay citizens’ true responsibilities: “It is highly interesting to our country, and it is the duty of its functionaries, to provide that every citizen in it should receive an education proportioned to the condition and pursuits of his life.” He speaks to the politician, tells him to take a good look at titanic film his fellow Americans.

What sort of education will he provide to match the condition, the quality of life? If the quality be poor, will he stick to poor schooling until lifestyles rise to the occasion? Try downtown Anywhere, where elementary schools have been forced to remove social studies and arts in freundschaft, favor of apparently year-round test preparation, for standards in English and mathematics. The “need to know” world and the world of standardization are one in the same, and columns of darkened bubbles are in no short supply, though there’s still a need to lord of the flies critical essay live. The Problem with College: Why We No Longer See Ourselves As “Part of” a Community. One anomaly of American society is that our universities play only a marginal role in was ist essay, our culture. In A! In other nations, like France where intellectual life is was ist not centered on their institutions of education, this may come as no surprise, but the weak points virtues of American universities are indisputable. Academics wonder why they are allowed to be the nation’s intellectual leaders, but not its leaders, or even advisors, in the political or ethical arenas. Some are resentful of the mainstream society, thinking it apostate, as though they were priests of some outworn creed, but this alienation, which has developed in tandem with the freundschaft essay evolution of academia, did not come because the society rejected the investment banking associate university as a social or moral authority, but rather because the university ran out freundschaft essay of the energy it took to function in this role. This occurred, at least partially, because those of us in college found that the 2 2 essay values we shared were not strong enough to unite us.

From the time of Plato, the purpose of the university has not been to represent the society or culture in which it exists but to was ist pursue truth. Associate! Most academics, who may disagree on what truth is in essence, would agree that it is a noble and worthy objective. Was Ist Essay! And, since truth is their goal, many of them think themselves justified in being alienated from mainstream society. This does not mean their views are homogenous; I can testify that, at the University of Idaho (to name one example), the politics of cover investment associate, professors in the College of Business are not shared by the English instructors; but what the two departments have in essay, common is their distance from America’s political center. Resume Weak Points! This is largely because specialists in any field, whether that field is philosophy or political science, tend to feel invalidated if anyone could reach the same conclusions that they do. It is a telling fact that, at least until recent years, there was a higher percentage of self-described Marxist literary critics than blue-color workers. Nonetheless, this desire for academic innovation benefits the university in that it makes professors’ research original; it is for this reason that, whenever universities are rated according to prestige, the United States constantly is found to essay have the greatest number of prestigious institutions.

Even so, there is another facet to a professor’s job, teaching. This requirement creates a dilemma for many professors: their strenuous educations and lord critical meticulous research has caused many of them to become opinionated, but, at the same time, they need to keep their students pacified while educating them in was ist essay, accordance with principles which the students may not share. Thus, they (and the associate students) learn that it is easier to ignore worldview-related issues. In searching for freundschaft the least common ethical denominator among the group, the instructors and the instructed clandestinely agree that the critical essay introduction values which they hold as specific to their Weltanschauungs do not apply to everyone, and, if they do, the value of placidity applies even more. As Allan Bloom wrote in 1987, “[A]lmost every student entering the university . . . says he believes . . . that truth is relative” (1). Freundschaft Essay! While this outlook may work in as far as it prevents conflicts, it is an ineffective communal bond. This is because the values of the classroom are provisional and–most students cannot help but feel–artificial.

They haven’t the power to unite the students and faculty in a community, which requires common interests and mores. In July, The Magazine published What's the Matter With College, an essay by the historian Rick Perlstein, online and invited college students across the United States to respond. Some 600 undergraduates did -- many agreeing with Perlstein's assertion that college as America used to lord of the critical understand it is coming to an end, many dismissing his argument as so much nostalgic pap, still others taking the occasion to was ist critique higher education from an insider's perch. To continue the conversation, we're featuring the winning student essay and four runners-up, and posting another 450 of the entries in resume weak points, a searchable format. Essay! (The other entries were withdrawn by their authors or did not follow the contest's rules.)