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Simon essay

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A Sample Travel Agency Business Plan Template. Are you about essay starting a travel agency online? If YES, here is a complete sample travel agency business plan template feasibility report you can use for FREE . Okay, so we have considered all the requirements for in nursing, starting a travel agency. We also took it further by analyzing and drafting a sample travel agency marketing plan template backed up by actionable guerrilla marketing ideas for simon, travel agencies. So let#8217;s proceed to the business planning section.

The travels and tourism industry of on human locke which travel agencies belong to is a big and profitable industry in the United States of America and of course all across the globe. The travels and tourism industry provide jobs directly and indirectly to countless numbers of entrepreneurs all over the globe. The opportunities that are available in the industry cuts across service deliveries and product sales et al. One thing is certain, it is a fact that the travels and tourism industry is not all about tourists but also about essay all those who travel from one country to another, from one city to planners margaret atwood, another for various purposes and with the help of traveling agencies. This is why any investor or entrepreneur who is essay looking towards starting a business in essays about growing town, the travels and tourism industry should consider starting a travel agency. The line of business (travel agency) is open to both big time investors who have the financial capacity to invest in essay, the travel and tourism industry and also aspiring entrepreneurs who just want to atwood, make a living but don’t have start – capital. As a matter of fact aspiring entrepreneurs who don’t have start – up capital can start out as freelance travel agents if they are diligent enough, they can build a big and simon essay well organized traveling agency. Simply put, travel agencies render services that cover all aspect of traveling. Growing Up In A Small! They help their clients in securing visas (especially transit visas), purchase flight tickets, book hotels, book taxi cabs and simon essay bus shuttle services and communication of course make arrangement for simon essay, site seeing amongst other services. They work in conjunction with service providers such as airline companies, car rentals companies, cruise lines companies, hotels, railways, tourist sites managers and perhaps interpreters and security agencies (supply of bodyguards et al for celebrities and other VIP clients).

So if you are looking towards starting a business in the travels and tours industry, then one of your best options is to start a travel agency. Wjec Coursework Moderation! It is a cool way of making money from the industry and with little start – up capital a serious minded entrepreneur can successfully launch this type of business. How Do Travel Agencies Make Money? The norm in this industry is essay that, travel agencies make their money via commission they get by offering traveling related services such as booking for flight tickets, securing transit visas, booking for planners margaret atwood essay, shuttle buses / taxi cabs, car rentals, hotel bookings and cruise line bookings amongst many other services. Travel agencies also generate incomes from essay, selling of traveling related insurance policy cover, sale of travel guide books and through the sale of foreign currencies. Lastly, one good thing about travel agencies is that there is readily available market for finance essay paper, their services simply because people would always have cause to simon, move or travel from one destination to another be it local travels or international travels. A Sample Travel Agency Business Plan Template. Statistics has it that as far back as 2009, the total market size for travel agencies in the United States experienced a sharp decline, dropping from an on human understanding locke, estimate of $17 billion in 2008 to $14.5 billion. Simon! Cruise line booking remains one of the most profitable aspects of taekwondo travel agencies, as a matter of fact, they handle an simon essay, estimate of an essay on human understanding locke about 77% of bookings in that line of essay business and also an estimate of about 73% of packaged travel tour as it relate to cruise line services. It is on record that Brownell Travel which was founded on July 4, 1887 by Walter T. Brownell is the oldest travel agency in the United States of black belt taekwondo America and it took several years, in the 1920s to simon, be specific for belt essays, travel agencies to become a popular business that looks promising and profitable.

Available data shows that employment of travel agents is projected to decline 12 percent from 2014 to 2024. This is so because the ability of essay travelers to use the Internet to research vacations and book their own trips is expected to continue to an essay understanding, subdue demand for travel agents. Since 1995 till date, many airline companies around the globe and most airline companies in the United States of America no longer pay commissions to travel agencies whenever they help clients book airline tickets. What traveling agencies now do is to ensure that they add their commission to the price of the tickets whenever they are selling to their clients. In recent time, with the advent of the internet and the general public accessing the Internet, many airline companies have started selling their tickets directly to their target market via their online portal. So also it is now easier for other business in the value chain of travels and tours industry to now directly sell their services via their online portal to simon essay, their target market. An Essay On Human Locke! Service providers such as airline companies, car rentals companies, cruise lines companies, hotels, railways, tourist sites managers and perhaps interpreters and security agencies et al. which is why you can’t find any airline company paying commissions to travel agents on each ticket they sold. No doubt the travel agency line of business cannot be said to be oversaturated despite the challenges most traveling agencies are facing. The source of the challenges cannot be far – fetched, as a matter of simon fact, with many people swapping to self-service internet websites, the number of essay available services and even jobs as travel agents is decreasing despite the fact that there are more travelers than ever before.

Some of the factors that encourage entrepreneurs to start their own travel agencies could be that the business is easy to set up and the start – capital is simon essay indeed affordable; you can actually start your own travel agency business from the comfort of your home. All you need to do is to create an office somewhere in your house. Travel Agency Business Plan Executive Summary. Chris Williams Travels Tours, LLC is a registered and standard travels and tours agency that will be based in Las Vegas Nevada. The company will handle all aspect of travels and essays about growing a small tours related business such as booking for flight tickets, securing transit visas, booking for shuttle buses / taxi cabs, car rentals, hotel bookings and simon cruise line bookings amongst many other travels and tours related services such as selling of traveling related insurance policy cover, sale of travel guide books and through the sale of foreign currencies. We are aware that to run an all – round travel and moderation tour agency can be demanding which is why we are well trained and equipped to perform excellently well.

Chris Williams Travels Tours, LLC is a client-focused and result driven travels and simon essay tours agency that provides broad-based experience at an affordable fee that won’t in any way put a hole in the pocket of our clients. We will offer a standard and professional travels and tours services to all to our individual clients, and corporate clients at local, state, national, and international level. We will ensure that we work hard to meet and surpass our clients’ expectations whenever they hire our services. At Chris Williams Travels Tours, LLC, our client’s best interest would always come first, and everything we do is guided by our values and professional ethics. An Essay On Human Understanding! We will ensure that we hire professionals who are well experienced in simon, the travels and tours industry. Chris Williams Travels Tours, LLC will at all times demonstrate her commitment to an essay on human understanding locke, sustainability, both individually and as a firm, by actively participating in simon, our communities and integrating sustainable business practices wherever possible. We will ensure that we hold ourselves accountable to the highest standards by communication, meeting our client’s needs precisely and completely.

We will cultivate a working environment that provides a human, sustainable approach to earning a living, and simon essay living in belt taekwondo, our world, for our partners, employees and for our clients. Our plan is to position the business to become the leading brand in the travels and essay tours line of business in city planners, the whole of Nevada, and simon also to be amongst the top 20 travels and tours agencies in the United States of America within the first 10 years of city planners margaret atwood operations. This might look too tall a dream but we are optimistic that this will surely come to pass because we have done our research and simon feasibility studies and we are enthusiastic and confident that Las Vegas is the right place to launch our travels and tours agency before spreading to in nursing, other parts of simon The United States. Chris Williams Travels Tours, LLC is founded by about town, Chris Williams and family. The organization will be managed by Chris Williams and other members of his family and partners. He has well over simon 15 years of experience working at wjec coursework various capacities within the essay, travels and tours industry in coursework, the United States of simon America. Mr. Chris Williams graduated from both University of California – Berkley (First Degree), and University of Harvard (MSc.) and he is a Certified Travel Agent (CTA), a Travel and Tourism Professional (TTP) and he has a Total Travel Certification (TTC). Chris Williams Travels Tours, LLC is going to essays in nursing, offer varieties of services within the scope of the travels and tours industry in the United States of simon essay America. Our intention of starting our travels and tours agency is to make profits from the industry and english coursework moderation we will do all that is permitted by the law in the United States to achieve our business goals, aim and ambition.

Our business offering are listed below; Travels and Tours consulting and advisory services for individuals and corporate clients Selling of traveling related insurance policy cover, sale of travel guide books and through the sale of foreign currencies. Booking for flight tickets Securing transit visas Booking for shuttle buses / taxi cabs Car rental services Hotel bookings Cruise line bookings. Our vision is to build a travels and tours agency brand that will become the number one choice for both individual clients and corporate clients in the whole of Las Vegas – Nevada. Our vision reflects our values: integrity, service, excellence and teamwork. Our mission is to provide professional and trusted travels and tours services that assist individuals, corporate organization and non-profit organizations in organizing all of their travels and tours. We are to position the business to become the leading brand in the travels and tours line of business in the whole of simon Nevada, and also to an essay on human, be amongst the essay, top 20 travels and understanding locke tours agency in the United States of America within the first 10 years of operations. Chris Williams Travels Tours, LLC will build a solid business structure that can support the growth of simon our business.

We will ensure that we hire competent hands to help us build the business of our dream. The fact that we want to become one of the leading travels and tours agencies in the United States makes it highly necessary to deliberately build a well – structured business from the onset. Belt Essays! Below is the business structure that we will build Chris Williams Travels Tours, LLC; Chief Executive Officer Travels and Tours Consultant Admin and HR Manager Marketing and Sales Executive Accountant Customer Care Executive / Front Desk Officer. Essay! Roles and Responsibilities. Responsible for providing direction for the firm Creating, communicating, and implementing the organization#8217;s vision, mission, and overall direction i.e. leading the development and implementation of the overall organization#8217;s strategy. Responsible for handling high profile clients and deals Responsible for fixing prices and signing business deals Responsible for taekwondo essays, signing checks and simon essay documents on city atwood essay behalf of the company Evaluates the success of the organization Reports to simon essay, the board. Travels and Tours Consultant. Responsible for booking for flight tickets, securing transit visas, booking for shuttle buses / taxi cabs, car rentals, hotel bookings and city margaret essay cruise line bookings amongst many other travels and tours related services for essay, clients Plan, design and produce events while managing all project delivery elements within time limits Liaise with clients to identify their needs and to ensure customer satisfaction Conduct market research, gather information and negotiate contracts prior to closing any deals Provide feedback and periodic reports to stakeholders Propose ideas to improve provided services and tourism quality Ensure compliance with insurance, legal, health and safety obligations Cooperate with marketing and PR to promote and margaret publicize travels and tours events Conduct pre- and post – travels and simon tours events evaluations and report on outcomes Research market, identify travels and tours opportunities and public finance essay generate interest. Responsible for overseeing the smooth running of HR and administrative tasks for the organization Design job descriptions with KPI to drive performance management for clients Regularly hold meetings with key stakeholders to simon, review the city planners essay, effectiveness of HR Policies, Procedures and simon essay Processes Maintains office supplies by coursework, checking stocks; placing and expediting orders; evaluating new products. Essay! Ensures operation of equipment by completing preventive maintenance requirements; calling for planners margaret essay, repairs. Simon! Defining job positions for recruitment and managing interviewing process Carrying out an essay, staff induction for new team members Responsible for simon, training, evaluation and assessment of employees Responsible for arranging travel, meetings and appointments Updates job knowledge by participating in educational opportunities; reading professional publications; maintaining personal networks; participating in professional organizations.

Oversee the smooth running of the daily office activities. Marketing and Sales Executive. Responsible for selling of traveling related insurance policy cover, sale of communication essays in nursing travel guide books and through the sale of foreign currencies. Simon! Identify, prioritize, and reach out to planners margaret, new partners, and business opportunities et al Identifies development opportunities; follows up on development leads and contacts; participates in the structuring and financing of projects; assures the completion of development projects. Writing winning proposal documents, negotiate fees and rates in line with company policy Responsible for handling business research, marker surveys and simon essay feasibility studies for clients Responsible for supervising implementation, advocate for the customer’s needs, and communicate with clients Develop, execute and evaluate new plans for expanding increase sales Document all customer contact and understanding information Represent the essay, company in strategic meetings Help increase sales and growth for the company. Responsible for preparing financial reports, budgets, and essays a small town financial statements for essay, the organization Provides managements with financial analyses, development budgets, and accounting reports; analyzes financial feasibility for the most complex proposed projects; conducts market research to forecast trends and business conditions. Responsible for financial forecasting and risks analysis. Performs cash management, general ledger accounting, and financial reporting for one or more properties. Responsible for black belt essays, developing and simon essay managing financial systems and wjec english policies Responsible for administering payrolls Ensuring compliance with taxation legislation Handles all financial transactions for the company Serves as internal auditor for the company. Client Service Executive / Front Desk Officer. Welcomes guests and clients by greeting them in person or on simon the telephone; answering or directing inquiries.

Ensures that all contacts with clients (e-mail, walk-In center, SMS or phone) provides the public finance essay, client with a personalized customer service experience of the highest level Through interaction with clients on the phone, uses every opportunity to build client’s interest in the company’s products and services Manages administrative duties assigned by the manager in an effective and timely manner Consistently stays abreast of simon essay any new information on the company’s products, promotional campaigns etc. to ensure accurate and helpful information is supplied to clients Receives parcels / documents for communication in nursing, the company Distribute mails in the organization Handles any other duties as assigned my the line manager. Travel Agency Business Plan SWOT Analysis. Essay! Chris Williams Travels Tours, LLC engaged the services of a core professional in the area of business consulting and structuring to growing a small, assist the firm in building a well – structured travels and tours agency that can favorably compete in the highly competitive travels and tours industry. Simon Essay! Part of what the team of business consultant did was to work with the management of our organization in essay paper, conducting a SWOT analysis for Chris Williams Travels Tours, LLC. Here is a summary from the result of the SWOT analysis that was conducted on behalf of Chris Williams Travels Tours, LLC; Our core strength lies in the power of our team; our workforce. We have a team that can go all the way to essay, give our clients value for essays growing up in town, their money; a team that are trained and equipped to simon, pay attention to details. We are well positioned and we know we will attract loads of clients from the first day we open our doors for business. As a new travels and tours agency, it might take some time for our organization to break into the market and gain acceptance especially from corporate clients in wjec english coursework, the already saturated travels and simon essay tours industry; that is perhaps our major weakness. The opportunities in the travels and tours industry is massive considering the number of locke individuals, families and corporate organizations who travels on a daily basis within the United States and to other parts of the world. As an simon essay, all round travels and tours agency, we are ready to take advantage of any opportunity that comes our way.

Some of the threats that we are likely going to face as a travels and belt essays tours agency operating in the United States are unfavorable government policies, the arrival of a competitor within our location of operations and global economic downturn which usually affects purchasing / spending power. There is hardly anything we can do as regards these threats other than to be optimistic that things will continue to work for our good. Travel Agency Business Plan MARKET ANALYSIS. A common trend in the travels and tours industry is that in recent time, with the advent of the internet and simon the general public accessing the Internet, many airline companies have started selling their tickets directly to in nursing, their target market via their online portal. So also, it is now easier for other business in the value chain of travels and tours industry to simon, now directly sell their services via their online portal to their target market.

Service providers such as airline companies, car rentals companies, cruise lines companies, hotels, railways, tourist sites managers and perhaps interpreters and security agencies et al. which is why you can’t find any airline company paying commissions to travel agents on each ticket they sold. Essays In Nursing! The travels and tours industry is in a continuous state of evolution and as such, ground breaking strategies and ideas that are once highly successful are no longer as productive as they were in time past. Essay! Close observation of the finance paper, trend in the industry reveals that the past few years have seen the simon, rise and proliferation of social media and new tech tools. The trend also extends to increased attention paid to engagement and new market segments, adopting eco-friendly measures and sustainability when planning travels and tours events. As a matter of essay fact, social media has now become one of the most important tools travels and tours agencies leverage on to disseminate information about simon their travels and tours events, interact with clients, solicit feedback, and create year-round engagement with their target audience. Furthermore, new software apps and emerging technology have made it easier for travel and tours agencies to gather all the needed data and information that will help them plan and project for the future. People that start travel agency can as a matter of fact start the business from a small office space / shared office space and still make headway in the business. One thing is certain when it comes to travel agency business, you are sure of essays growing up in a small making profits in form of commissions when you are able to simon essay, successfully book flight tickets, hotel reservation, taxi cab reservation and any other travel related services for a client.

You are going to communication, get your cut as soon as they make payment. The truth is that, the cost of running a travel agency can be kept to the barest minimum because there are always ways you can cut operational and overhead cost. As a matter of fact, most people that run travel agencies have abandoned the #8220;brick and mortar#8221; agency for a home-based business just for simon essay, the sole aim of reducing overhead, and maximizing profits. The demographic and psychographics composition of travel agencies cuts across people from all works of life; there is no clear distinction on those that would naturally need the services of travel agencies. Although a travel agency might decide to concentrate on high – income earning clients, and another travel agency might only concentrate on corporate clients. The bottom line is margaret essay that anyone that can afford to simon essay, travel from one country to another is a potential client for travel agencies. Although Chris Williams Travels Tours, LLC will initially serve small to medium sized business, from new ventures to well established businesses and individual clients, but that does not in any way stop us from growing to be able to coursework, compete with the simon, leading travels and essays about a small town tours agencies in the United States. As an all – round travels and tours agency, Chris Williams Travels Tours, LLC offers a wide range of services hence we are well trained and equipped to services a wide range of clientele base. Our target market cuts across people of different class and people from all walks of essay life, local and international organizations as well. We are coming into the industry with a business concept that will enable us work with the highly placed people and companies in the country and at the same with the lowly placed people and smaller businesses. Below is a list of the people and city essay organizations that we have specifically design our products and services for; Potential Couples / Young Adults Blue Chips Companies Corporate Organizations Religious Organizations (Pilgrimage journeys et al) Political Parties / Politicians Households / Families The Government (Public Sector) Schools (High Schools, Colleges and Universities) Sport Organizations Entrepreneurs and Start Ups.

Our Competitive Advantage. The level of competitions in simon, the travel agency line of business depends largely on the location of the business and of course the niche of your travel agency. If you can successfully create a unique brand identity for your travel agency or carve out a unique market, you are likely going to experience less competition. For instance if you are one of the few travel agency in your country or state that handles pilgrimage travels, you are show going to be making constant mega box year after year. This is so because religious faithful are always traveling for pilgrimage journey annually. Although the competition in about up in a small town, the travel agency line of business is not just within travel agencies but also other travel related service providers. For example, it is now easier for you a traveler to book his or her hotel accommodation, book flight ticket, reserve taxi cab or rent car ahead of his journey from the comfort of his or her home with the aid of the internet simply because most of the service provider are by – passing travel agencies and taking their services directly to their target market.

We are quite aware that to be highly competitive in the travels and essay tours industry means that we should be able to wjec moderation, deliver consistent quality service, our clients should be able to experience remarkable difference cum improvement and we should be able to meet the expectations of both travelers / tourists and our partners (services providers). Chris Williams Travels Tours, LLC might be a new entrant into the travels and tours industry in the United States of America, but the management staffs and owners of the business are considered gurus. They are people who are core professionals and licensed and simon essay highly qualified travels and tours experts in the United States. These are part of an essay understanding locke what will count as a competitive advantage for us. Lastly, our employees will be well taken care of, and their welfare package will be among the best within our category (startups travels and tours agencies) in the industry meaning that they will be more than willing to build the business with us and help deliver our set goals and achieve all our aims and simon essay objectives. Travel Agency Business Plan SALES AND MARKETING STRATEGY. We are mindful of the fact that there are stiffer competition amongst travels and tours agencies and other related service providers in the United States of America, hence we have been able to hire some of the essays a small, best business developer to simon, handle our sales and marketing. Our sales and marketing team will be recruited base on their vast experience in the industry and an essay understanding they will be trained on simon a regular basis so as to be well equipped to meet their targets and the overall goal of the organization. We will also ensure that our excellent job deliveries speak for us in the market place; we want to build a standard travels and tours business that will leverage on word of mouth advertisement from satisfied clients (both individuals and corporate organizations).

Our goal is to grow our travels and tours agency to become one of the top 20 travels and growing up in a small tours agencies in the United States of America which is why we have mapped out strategy that will help us take advantage of the available market and grow to become a major force to reckon with not only in the Las Vegas but also in other cities in the United States of America. Chris Williams Travels Tours, LLC is set to make use of the following marketing and sales strategies to attract clients; Introduce our business by sending introductory letters alongside our brochure to corporate organizations, schools, households and key stake holders in Las Vegas and essay other cities in Nevada. Promptness in bidding for travels and tours contracts from the taekwondo essays, government, religious organizations and other cooperate organizations Advertise our business in relevant travels and tours magazines, newspapers, TV stations, and essay radio station. List our business on yellow pages ads (local directories) Attend relevant international and local travel and tours expos, seminars, and business fairs et al Create different packages for different category of clients in order to work with their budgets and still deliver quality services to them Leverage on the internet to promote our business Engage direct marketing approach Encourage word of mouth marketing from loyal and satisfied clients. Chris Williams Travels Tours, LLC is established with the aim of maximizing profits in the travels and tours industry and we are going to essays about growing up in a small town, go all the way to ensure that we do all it takes to attract clients on simon a regular basis and sign retainer – ship with most of our clients. Chris Williams Travels Tours, LLC will generate income by offering the following travels and tours services for individuals and for corporate organizations; Travels and Tours consulting and advisory services for wjec english coursework, individuals and simon essay corporate clients Selling of traveling related insurance policy cover, sale of travel guide books and an essay locke through the simon, sale of foreign currencies. Booking for planners margaret atwood, flight tickets Securing transit visas Booking for shuttle buses / taxi cabs Car rental services Hotel bookings Cruise line bookings. Simon Essay! One thing is certain; there would always be individuals, families and corporate organizations that would travel on a daily basis within the United States and to other parts of the world. We are well positioned to take on wjec english coursework the available market in the U.S. and we are quite optimistic that we will meet our set target of generating enough income / profits from the first six month of operations and grow the business and our clientele base beyond Las Vegas to other cities in Nevada and other states in the U.S.

We have been able to critically examine the travels and tours market and we have analyzed our chances in simon essay, the industry and we have been able to come up with the following sales forecast. Coursework Moderation! The sales projection is based on essay information gathered on the field and some assumptions that are peculiar to an essay on human locke, startups in Las Vegas Nevada. Below is the sales projection for Chris Williams Travels Tours, LLC, it is based on simon the location of our business and the wide range of travels and tours services that we will be offering; N.B: This projection is done based on what is obtainable in the industry and with the essays about town, assumption that there won’t be any major economic meltdown and natural disasters within the period stated above. Essay! There won’t be any major competitor offering same additional services as we do within same location. Please note that the above projection might be lower and at the same time it might be higher. The norm in this industry is that, travel agencies make their money via commission they get by offering traveling related services such as booking for flight tickets, securing transit visas, booking for shuttle buses / taxi cabs, car rentals, hotel bookings and cruise line bookings amongst many other services. Travel agencies also generate incomes from selling of traveling related insurance policy cover, sale of travel guide books and through the communication in nursing, sale of foreign currencies. At Chris Williams Travels Tours, LLC we will keep our fees below the essay, average market rate for all of our clients by keeping our overhead low and by collecting payment in an essay on human, advance.

In addition, we will also offer special discounted rates to start ups, nonprofits, cooperatives, and small social enterprises. Simon Essay! We are aware that there are some clients that would need regular access to travels and tours consultancy and wjec english advisory services and assistance, we will offer flat rate for such services that will be tailored to take care of such clients’ needs. At Chris Williams Travels Tours, LLC, our payment policy will be all inclusive because we are quite aware that different people prefer different payment options as it suits them. Essay! Here are the payment options that we will make available to our clients; Payment by via bank transfer Payment via online bank transfer Payment via check Payment via bank draft Payment with cash. Up In A Small! In view of the above, we have chosen banking platforms that will help us achieve our plans with little or no itches. Travel Agency Business Plan Publicity and Advertising Strategy. We have been able to work with our brand and essay publicity consultants to help us map out publicity and advertising strategies that will help us walk our way into the heart of our target market. We are set to essays in nursing, take the simon essay, travels and tours industry by storm which is why we have made provisions for public, effective publicity and advertisement of our travels and tours agencies. Below are the platforms we intend to leverage on to promote and advertise Chris Williams Travels Tours, LLC;

Place adverts on both print (community based newspapers and magazines) and electronic media platforms Sponsor relevant community based events / programs Leverage on the internet and social media platforms like; Instagram, Facebook , twitter, YouTube, Google + et al to promote our brand Install our Bill Boards on simon strategic locations all around Las Vegas Nevada. Engage in road show from time to time Distribute our fliers and handbills in target areas Ensure that all our workers wear our branded shirts and all our vehicles are well branded with our company’s logo et al. Travel Agency Business Plan Financial Projections and english Costing. Starting a travel and tours agency can be cost effective; this is so because on the average, you are not expected to acquire expensive machines and equipment. Basically what you should be concerned about is the amount needed to secure a standard office facility in a good and busy business district, the amount needed to furniture and equip the office, the amount to simon, purchase the required software applications, the amount needed to pay bills, promote the business and obtain the appropriate business license and certifications. This is the financial projection and costing for starting Chris Williams Travels Tours, LLC; The Total Fee for incorporating the Business $750. The budget for communication, basic insurance policy covers, permits and business license $2,500 The Amount needed to acquire a suitable Office facility in a business district 6 months (Re Construction of the facility inclusive) $40,000. The Cost for simon essay, equipping the office (computers, software applications, printers, fax machines, furniture, telephones, filing cabins, safety gadgets and electronics et al) $ 5,000 The cost for purchase of the required software applications $2,500 The Cost of Launching your official Website $600 Budget for paying at least one employees for 3 months plus utility bills $10,000 Additional Expenditure (Business cards, Signage, Adverts and Promotions et al) $2,500 Miscellaneous: $1,000. Growing Up In A Small Town! Going by the report from the market research and feasibility studies conducted, we will need over one hundred and fifty thousand (150,000) U.S. dollars to successfully set – up a medium scale but standard travels and tours agency in simon essay, the United States of America. Generating Funding / Startup Capital for Chris Williams Travels Tours, LLC. Locke! Chris Williams Travels Tours, LLC is simon essay a family business that will be owned by about growing a small town, Chris Williams and simon essay family.

They are the city margaret atwood essay, sole financial of the firm, but may likely welcome partners later which is why they decided to restrict the sourcing of the start – up capital for simon, the business to just three major sources. These are the belt, areas we intend generating our start up capital; Generate part of the start – up capital from personal savings Source for soft loans from family members and friends Apply for simon, loan from my Bank. N.B: We have been able to generate about communication in nursing $50,000 (Personal savings $40,000 and soft loan from family members $10,000) and we are at the final stages of obtaining a loan facility of $100,000 from simon, our bank. All the papers and essays in nursing document has been duly signed and submitted, the loan has been approved and any moment from simon, now our account will be credited. Communication! Travel Agency BUSINESS GROWTH: Sustainability and Expansion Strategy. It is easier for businesses to survive when they have steady flow of business deals / customers patronizing their products and services. We are aware of this which is essay why we have decided to offer a wide range of event planning and margaret atwood other related services to both individual and simon corporate clients. We know that if we continue to deliver excellent travels and tours services, there will be steady flow of income for the organization. Black! Our key sustainability and expansion strategy is to ensure that we only hire competent employees, create a conducive working environment and essay employee benefits for our staff members.

In the nearest future, we will explore the options of either selling out franchise or expanding our scope beyond Las Vegas – Nevada to other major cities in the United States of America. Essays! We know that if we implement our business strategies, we will achieve our business goals and objectives in record time. Business Name Availability Check: Completed Business Incorporation: Completed Opening of Corporate Bank Accounts various banks in the United States: Completed Opening Online Payment Platforms: Completed Application and Obtaining Tax Payer’s ID: In Progress Application for business license and permit: Completed Purchase of All form of simon Insurance for the Business: Completed Conducting Feasibility Studies: Completed Generating part of the start – up capital from the city planners margaret essay, founder: Completed Applications for Loan from simon, our Bankers: In Progress Writing of Business Plan: Completed Drafting of Employee’s Handbook: Completed Drafting of Contract Documents: In Progress Design of The Company’s Logo: Completed Graphic Designs and Printing of Packaging Marketing / Promotional Materials: Completed Recruitment of employees: In Progress Purchase of the Needed software applications, furniture, office equipment, electronic appliances and facility facelift: In progress Creating Official Website for on human, the Company: In Progress Creating Awareness for the business (Business PR): In Progress Health and Safety and Fire Safety Arrangement: In Progress Establishing business relationship with vendors and key players in the industry: In Progress.

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Ielts-simon com: IELTS Writing Task 2

Fire Safety Engineer Resume Sample. This resume is a sample for the post of FIRE SAFETY ENGINEER / SAFETY ENGINEER/ RESCUE OFFICER. The job is a very responsible one. A Fire Safety Engineer makes sure to maximize the safety of the people and the property through proper planning and essay management. ( See also Resume Sample For Safety Analyst for more ideas ) It is his job to design and arrange different strategies to wjec english coursework lessen the risks of accident especially of fire and to minimize the chances of essay, loss in case of some mishap. ( Looking for more Security Associated Resume Sample? ) The prime requisite for this job is honesty and responsibility. In this job, you are suppose to show your capabilities through your performance and your chance of committing mistake or any kind of negligence is simply intolerable. While creating resume for the SAFETY OFFICER RESUME SAMPLE you should provide not only your basic information but also some previous experience, credits or awards -as a proof – to show that you are an attentive, active, culpable and belt taekwondo essays intelligent person. Below we have given you an advisable resume for the post that will help you to simon draw a successful and attractive resume. In the sample resume given below, we have shown an impressive arrangement of your basic info, previous experiences and services, your passion to work further.

Attach some previous information or credits in your resume to attract the attention of your employer. Position Applied : FIRE SAFETY ENGINEER / SAFETY ENGINEER/ RESCUE OFFICER. CAREER OBJECTIVE :(Fire Safety Engineer) Seeking the position of a Health and Safety Professional in a reputed organization where I can provide my expertise in an essay on human locke analyzing the HSE protocols, Pro-Actively contribute and promote healthy and safe workplace in the organization. To work as a fire safety engineer in simon an organization whose prime motive is to essays growing up in a small protect the lives of others. SUMMARY OF QUALIFICATION: With more than 7 years of experienced with the combined works of essay, E.H.S, Food and Beverage. Have gained excellent knowledge in risk assessment and hazard prevention on Food contamination where I’m working at about growing up in a small present. DARE institution for simon essay, fire safety engineers.

Course studied: Masters in fire safety engineering. Year of passing 2008. Certificate course in fire protection. Duration of the wjec english coursework moderation course:1 YEAR H.S.E ADVISER COURSE –OH-SEC SAFETY CONSULTANCIES DUBAI, U.A.E IOSH MANAGING SAFELY, UK Certificate –OHSEC SAFETY CONSULTANCIES DUBAI, U.A.E (ON GOING) NEBOSH IGC (ON GOING) WORK EXPERIENCE :(Fire Safety Engineer) Position: Fire Safety Engineer. Designed formations of simon essay, rescue teams in black belt taekwondo essays different situations.

Monitor all the Job activity at the site to ensure safety compliance. Monthly Inspection program of Site equipment and Firefighting equipment to ensure safe operation. Installation of safety signs, traffic control signs and other safety promotion posters to essay remind workers to work safely and enhance safety awareness among them. Can take quick decisions. Daring. Well versed with the subject. An Essay On Human Locke? Analytical, unbiased. Reviewing Lift Plan and Permit to work before any complex lift.

Verifying to confirm that all lifting equipment operators are trained, competent and certified. Maintaining records of PTW’s to be available for auditing as required by company standards Assist Supervisor/Foreman for the Job Safety Environment Analysis and Risk assessment for all working practices at site Prepare Submit daily safety reports / Inspection Reports. Essay? Increase and apply the awareness on health and safety levels within the organization. Conducting Toolbox Talk weekly as per Task required. To record and maintain a database of all inspections conducted to follow up and identify corrective actions. Managing all Commercial and Technical Document Distributing Documents and ensuring Accuracy of all Documents. ABC PRIVATE LIMITED. Position: Fire Safety Officer. Advise about prevention of injury to wjec coursework moderation personnel and damage to the plant and essay equipment.

Advise about further improvements in existing working methods. Report directly to the HSE Supervisor ( or as per the project org chart) Inspection of work site daily for any unsafe condition and belt taekwondo initiate for simon, immediate corrective action, refer more complex issues to city essay a senior HSE Personnel Ensure that healthy work conditions are maintained Complete and submit daily activity reports Assist Sr. HSE Officer at site to conduct Safety Toolbox meeting. Responsible to assist the HSE team in their duties as Pro Active in simon essay safe work environment. Advise suitable standard of city essay, protective clothing and equipment. Simon Essay? Ensure that new employees Undertake HSE training and seminars to ensure complete knowledge of all elements and aspects of public finance paper, HSE procedures. Implementing the JSA, JHA, and TBT and explained to them how important it is. ABC COMPANY LIMITED.

Position: Junior Safety Officer. Implementing Safety and Health policies and procedure. Assists in risk management and essay hazards identification in different areas in finance the location. Essay? Assist in Investigating and finance essay reporting of all incident, accident, injuries and hazard. Monitoring OSH standard and compliance with OSH policies and procedure. Assisting Sr. HSE officer in simon preparing materials for HSE in-house training for new employee and Conducting TOOLBOX TALK in daily basis as per rules of the management. Belt Essays? Advise and assist management in fulfilling of simon, safety obligations setting goals for essays, safety matters Analyzing incident and accident report.

Conducting Health and Safety Environment training to the new coming workers in the plant. Assist in conducting monthly evacuation drill in the particular groups in order to simon keep them updated and to about ensure they have proper knowledge regarding HSE procedure. Marital Status : Single Parent. Hobbies : Mountain biking, reading, photography. Entry Level Risk Control Officer Resume Sample. This resume belongs to essay the “Entry Level Resume” Series, consist of belt taekwondo, resumes appreciating and encouraging fresh and simon essay new talent. A very important but highly underestimated post. An Entry Level Fraud or Risk Control Officer Controller works as the backbone of a company or an organisation. He predicts, plans and secures a company’s future.Following resume is a sample for communication essays in nursing, the post of Entry Level Risk Control Officer.

Below we have given you an example for the post of Risk manager. Enlist your initial information following by your education and then describe your key skills and experiences. Finally adding references of your previous work experiences along with credits/awards will add to the value of essay, your resume. Contact No : +0000000. Email Id : xxxxxx. OBJECTIVES: (Entry Level Risk Control Officer) To seek a career in an organization that would best capitalize on my expertise in risk based control assessment and process consulting.

Workplace should offer many opportunities to utilize my analytical skills, creativity, sharp business understanding and relationship building skills satisfying my definition of Quality work. Outstanding interpersonal, relationship and team building skills; Analytically, articulate and public paper diligent; resourceful in the completion of projects and effective at multitasking with strong ability to plan, prioritize and deliver in complex projects under aggressive time frame. AREAS OF EXPERTISE (Entry Level Risk Control Officer) Strong analytical organizational abilities with adeptness in implementing, formulating and streamlining operational policies procedures. Essay? Keen understanding significant experience of risk identification, analyze and mitigation Ability to provide insight and strategic input into, manage and facilitate the effective development and delivery of outstanding internal audit review and compliance related services.

Prevention and detection of possible fraud and other risks, such as potential going out of business, excessive credit etc. Master Degree in taekwondo Business Administration (Finance) with 1st class on simon 2012 Master Degree in Social Work with 55% from Rabindra Bharati University Completed Post Graduate Diploma in Social Work obtaining marks 58% Bachelor Degree of Commerce from Calcutta University (3 Yrs) on 2005 Higher Secondary Examination from B.C.H.S.E on 2002 in 1st division Matriculation from B.B.S.E on 2000 in 1st division. COMPUTER PROFICIENCY – BANKING OPERATING SYSTEM AND SOFTWARE. MS Dos, Windows XP , MS Word , Excel , Power Point and office communication system, Banking Software, Updated Finacle (Version 10.2.9), Finone, APS, FCRM, 1.5 Integrated Microfinance Banking Application, Talisma, SAS, Hunter, Cibil. Fathers Name : xxxx. Date of Birth : +0000000. Marital Status : Single. Passport Details : 00000.

Permanent Address : xxxxxx. Risk Operations Analyst Resume Sample. A Risk Operation Analyst primarily works to minimize the chances of loss for a company. His expertise lies in understanding making plans and predicting such strategies that should help an organisation from unseen or long-term disasters, securing their time, budget and efforts being an excruciating waste. Following resume is a sample for the post of Risk Operation Analyst. He plays a vital role for the sustenance and progress of a company. Below we have given you an avid example. Enlist your initial information following by your education and then describe your key skills and essay experiences.

Highlight that you are able to work in any type of situations and essays about a small a strong candidate handling tumultuous situations. Applied For: Risk Analyst/Operation Analyst/ Business Analyst. To be able to simon impart my skills in molding the company’s image and be able to black create goodwill for the company’s goal of having a long term profit. COLLEGE: Degree from Saint Louis University. Risk Operations Analyst or Risk Analyst.

Works with Debit Card Fraud Prevention. Provide support to clients who calls to remove temporary block on acct. Essay? Identify fraud through outbound calls and follow up on incoming calls for suspicious caller. Maintain goals by quarter and year to date. Provides early warning to prevent fraud.

Transferred to another LOB which is Customer Data Accuracy Program. As a Retail Fraud Operations Analyst, I minimize risk and paper prevent losses by reviewing and analyzing new and existing Chase Checking/Savings accounts. I take appropriate actions on accounts in simon order to verify and ensure the finance accuracy of the customer’s information. My duties include tracking statistical information, requesting various documents to determine the validity of the customer. Essay? I operate in a team environment and often have customer communications as a key component of my job. Wjec Coursework? I also rely upon effective relationships with Corporate Security, the Law Department, account officers and other representatives from various lines of simon essay, business, and outside financial institutions. Knowledge of Internet and planners Electronic Commerce industries. Independently perform routine account reviews as well as activity review of simon, risky transactions Follow standard procedures and action plans to reduce exposure on fraudulent use of Social Security Numbers and Tax Identification Numbers Learn how to access and use multiple operating systems efficiently. Belt? * Deliver exceptional customer service with the ability to handle irate or adverse situations. Documenting the review and investigation process followed for each account reviewed and preparing various documents, reports and system entries as necessary for simon essay, financial entry, certification, reporting and statistical purposes Ensuring that regulatory, legal, bank and black belt taekwondo audit requirements are met Demonstrate the ability to identify, analyze, and solve problems by providing viable solutions and executing excellent follow through and communication Must possess a strong understanding of simon, business transactions, knowledge of account flow, and financial documents Work on shifting schedules, US and Philippine Holidays as needed Work in a fast paced environment, multi-task and have the ability to make decisions with minimal supervision. Work successfully under time constraints and have the ability to city planners margaret essay customer accounts based on essay the provided information. Top Performer Certificates for black taekwondo, achieving complete attendance Top Analyst for the month April 2013.

Taking INBOUND and OUTBOUND calls Worked as a Line Balancing Agent where I worked with two different line of business,two different verification process and simon essay fraud identification Provide support clients who calls to remove temporary block on accts Identify fraud through outbound calls and essays follow up on incoming calls for suspicious caller Maintain goals by quarter and simon year to date. Provides early warning to prevent identity theft, account take over and fraud application. Telemarketing experience in identifying and eliminating fraud Good team player and Multitasking capabilities. Proven initiative and ability to an essay understanding locke work with minimal supervision. Essay? Excellent organizational and motivational skills. Knowledge of Internet and Electronic Commerce industries. Top Agent Cluster Leader Certificates for achieving above average goals for AHT,Losthours,%of standard. Civil Status: Married. Father’s Name: Cesar B. Mendoza. Occupation: Retired Soldier.

Mother’s Name: Priscilla D. Mendoza. Occupation: House Wife. Excellent interpersonal and communication skills Excellent customer service skills Strong organizational skills and attention to details Natural ability to work both alone or as a part of a team Strong analytically and problem solving skills Excellent sales and negotiation skills Strong multi-tasking skill Basic knowledge in Microsoft Word Excel and essays PowerPoint Knowledgeable in Integrated Mission Critical System (IMCS) and Systems Application Program (SAP) Risk #038; Fraud Control Officer Resume Sample. This resume is a sample for simon essay, the post of Risk and Fraud Control Officer. On Human? A very important but highly underestimated post. A Fraud Controller works as the backbone of a company or an organisation. He predicts, plans and secures a company’s future. He works to essay minimize the chances of communication essays, loss for a company.

His expertise lies in making plans and predicting such strategies that should help an organisation from unseen or long-term disasters, securing their time, budget and money being an excruciating waste. He plays a vital role for the sustenance and progress of essay, a company. Below we have given you an example for the post of Risk manager. Enlist your initial information following by english coursework, your education and then describe your key skills and experiences. Finally adding references of your previous work experiences along with credits/awards will add to the value of your resume.

Contact No : 00000. Email Id : xxxxxx. To seek a career in an organization that would best capitalize on my expertise in risk based control assessment and process consulting. Workplace should offer many opportunities to utilize my analytical skills, creativity, sharp business understanding and relationship building skills satisfying my definition of Quality work. Simon? Outstanding interpersonal, relationship and team building skills; Analytically, articulate and diligent; resourceful in the completion of projects and essays town effective at multitasking with strong ability to plan, prioritize and deliver in complex projects under aggressive time frame.

Result Oriented, Proactive and innovative professionals with 3 + years of Self Leadership with extensive hands on experience in the areas of Risk Based Internal Audit, Fraud Investigations, Strategic governance Process Review control, Credit underwriting, AML, KYC and essay Compliance among Banking and Non Banking Financial Services sector Strong analytical organizational abilities with adeptness in implementing, formulating and streamlining operational policies procedures. Keen understanding significant experience of risk identification, analyze and mitigation Ability to provide insight and strategic input into, manage and facilitate the effective development and delivery of outstanding internal audit review and compliance related services. Prevention and detection of possible fraud and other risks, such as potential going out of business, excessive credit etc. PRESENT EMPLOYMENT AND PROFESSIONAL EXPERIENCE. Company Name : xyz. Designation : Risk Fraud Control. Thorough understanding of banks fraud control system for all retail assets liability products and an essay understanding services, cards and e-channels payments and scam mail, lottery fraud thru’ cost effective digital sampling activity Investigate fraud cases of retail loan advances, anti-money laundering (AML), suspicious transaction report (STR), Hunter match, money mules and conclude with logical modus operandi root cause proposing corrective measures Conducted risk based process review / audit in retail branches and finalizing the audit reports basis observations Analyzing risk profiling of the branches and developed risk dashboards and combined all enterprise information such as key risk indicators and facilitated in identification of simon essay, risk across cross functional business line Carry out Fraud Risk Assessments to identify areas specifically vulnerable to fraud, and essays in nursing actively engage with other stake holders to implement fraud monitoring and fraud preventive controls Identify the essay prone areas of city planners, corruption, fraud, operational policies and simon essay practices with a view to timely recommend modification in policies ensure authenticity of policies vis a vis compliance and conduct the Regional Compliance Committee (RCC) for reviewing fraud investigation cases with senior management and probe to fix accountability and taking disciplinary action as per matrix. Company Name : xyz. Designation : Deputy Manager. Responsible for ensuring Internal Control at the Branch by proper checks and balances with routine banking transactions and ensuring customer satisfaction and first level of scrutiny and authenticating of KYC and signing AOF for ensuring KYC Compliance of every opened account Deposits Support central Anti Money laundering Monitoring Unit with prompt response after completing required due diligence at branch level of the suspected accounts within proper time frame Ensure Audit rating to be satisfactory and closure of audit report within proper time lines Reconciliation of any differences with Banks and Clearing related suspense accounts and black belt essays ensuring entries are not outstanding for more than three days Special emphasis given to verify all Cash Related Registers and Branch other registers on monthly basis and report to BM / Manager for simon essay, remedial action.

Surprise visit to customers end for verification of communication on loan details, follow-up, pre and black taekwondo essays post appraisal and visit by field executive Branch Manager, checking appraisal quality, end utilization monitoring Implement all regulatory compliance ethics and simon essay compliance programs at branches in the region and suggests the management when solicited on matters related to internal control, new policy and processes. Company Name : xyz. Designation : Financial Analyst. Worked in city margaret the “Earning Estimate” project and analyzed financial report of different companies given by Bloomberg Captured all date’s in system after analyzing historical current financial reports Predicted future estimation of the company basis past financial reports. EXTERNAL INTERNAL PROFESSIONAL CERTIFICATIONS. Pursuing “Cyber Crimes and Fraud Management” from Indian Institute of Banking and simon essay Finance Certification of “Internal Control over Financial Reporting – SOX Compliance” from ICICI Bank Ltd Certificate of “Audit Compliance” from ICICI Bank Ltd Certificate of “Fraud Prevention and about up in a small Control” and simon Financial Crime Prevention” from communication, ICICI Bank Ltd. Master Degree in simon Business Administration (Finance) with 1st class on 2012 Master Degree in Social Work with 55% from Rabindra Bharati University Completed Post Graduate Diploma in Social Work obtaining marks 58% Bachelor Degree of Commerce from Calcutta University (3 Yrs) on essays 2005 Higher Secondary Examination from B.C.H.S.E on simon 2002 in 1st division Matriculation from B.B.S.E on 2000 in 1st division. MS Dos, Windows XP, MS Word, Excel, Power Point and office communication system, Banking Software, Updated Finacle (Version 10.2.9), Finone, APS, FCRM, 1.5 Integrated Microfinance Banking Application, Talisma, SAS, Hunter, Cibil. Fathers Name : xxxx. Date of finance, Birth : 1978.

Sex / Marital Status : Male / Single. Passport Details : 00000. This resume is a sample for the post of Area Risk Manager. A Risk Manager primarily works to simon minimize the chances of loss for a company by localizing its resources. His expertise lies in making plans and predicting such strategies that should help an organisation from public, unseen or long-term disasters, securing their time, budget and efforts being an excruciating waste. He plays a vital role for the sustenance and progress of simon, a company. Communication In Nursing? Below we have given you an simon essay, example for the post of Risk manager. Enlist your initial information following by your education and on human understanding locke then describe your key skills and experiences. Highlight that you are able to work in any type of situations and simon essay a strong candidate handling tumultuous situations. Do add verified references of understanding, your previous work experience along with your credits/awards.

Contact No – +00000 Email Id – xxxxxx. To seek a career in an organization that would best capitalize on my expertise in risk based control assessment and process consulting. Workplace should offer many opportunities to simon essay utilize my analytical skills, creativity, sharp business understanding and relationship building skills satisfying my definition of an essay understanding locke, Quality work. Outstanding interpersonal, relationship and team building skills; Analytically, articulate and diligent; resourceful in the completion of essay, projects and effective at multitasking with strong ability to plan, prioritize and deliver in complex projects under aggressive time frame. Result Oriented, Proactive and innovative professionals with 3 + years of Self Leadership with extensive hands on experience in the areas of city planners margaret atwood, Risk Based Internal Audit, Fraud Investigations, Strategic governance Process Review control, Credit underwriting, AML, KYC and Compliance among Banking and Non Banking Financial Services sector Strong analytical organizational abilities with adeptness in implementing, formulating and streamlining operational policies procedures. Keen understanding significant experience of risk identification, analyze and mitigation Ability to provide insight and simon strategic input into, manage and facilitate the effective development and communication in nursing delivery of essay, outstanding internal audit review and compliance related services.

Prevention and detection of possible fraud and other risks, such as potential going out of business, excessive credit etc. PRESENT EMPLOYMENT AND PROFESSIONAL EXPERIENCE. Pertinent understanding of banks NBFCs fraud control system for all retail assets products and services, cards and other channels fraud fraud investigations Investigate fraud cases of retail loan advances, carry out the investigations of internal external frauds, theft and communication essays in nursing losses of simon, company assets and prepare investigation report, identify root cause leading to instances of impropriety use the result of investigations, matter to identify risk related issues and essays recommend policy to mitigate the risk Analyzing fraud trends, establishing monitoring key fraud indicators, performing a fraud risk assessment, identifying operational deficiencies and human factors that enable/influence activity and conducting fraud training Formulate quarterly audit / process review plan design review scope, risk parameters and simon essay implement risk based internal audits to ensure regulatory (RBI) compliance ethics Oversee the conduct of risk based process reviews/audits to determine and detect vulnerabilities in systems and/ or policies/ procedures that may potentially lead to fraudulent activity and/or abuse Finalizing review / audit report post discussing with stake holders and taking compliance report maintain action taken report (ATR) and essays about growing up in town analyzed negative trends, highlights non compliant issues suggested policy enhancements Random effective digital sampling of simon, new retail loan proposals and belt essays check authenticity of simon, documents attached as KYC, Financial statements others to an essay locke filter financial crime credit risk management ensure no fraud creeps into system Initiating mystery shopping for Bank/NBFC employees / external agencies about the procedures of essay, dealing with various policies process and report to central compliance team and concern management head Develop and present meaningful MIS to facilitate decisions, with quick turnarounds related to belt taekwondo fraud risk trend and circulate fraud related MIS/red flags to all stakeholders for proper corrective actions within regulatory framework Conduct regular surprise audits of external vendors (vendor process management) and simon also train develop external risk agencies in fraud detection, appropriate referrals, fraud prevention investigation New initiatives are taken to develop fraud rules in deduce mechanism followed in the loans origination systems to black belt taekwondo prevent frauds more effectively and formulated new policies of AML KYC and implemented across the simon essay region Conduct training workshop for external internal stakeholders within organization as well as with law enforcement authority to communication create fraud risk awareness related to KYC, AML. Thorough understanding of banks fraud control system for all retail assets liability products and simon services, cards and e-channels payments and scam mail, lottery fraud thru’ cost effective digital sampling activity Investigate fraud cases of retail loan advances, anti-money laundering (AML), suspicious transaction report (STR), Hunter match, money mules and conclude with logical modus operandi root cause proposing corrective measures Conducted risk based process review / audit in essays retail branches and finalizing the audit reports basis observations Analyzing risk profiling of the branches and developed risk dashboards and combined all enterprise information such as key risk indicators and facilitated in identification of simon essay, risk across cross functional business line Carry out belt taekwondo essays Fraud Risk Assessments to essay identify areas specifically vulnerable to city planners margaret atwood fraud, and actively engage with other stake holders to implement fraud monitoring and fraud preventive controls Identify the prone areas of corruption, fraud, operational policies and practices with a view to timely recommend modification in policies ensure authenticity of policies vis a vis compliance and conduct the Regional Compliance Committee (RCC) for reviewing fraud investigation cases with senior management and probe to essay fix accountability and taking disciplinary action as per matrix. Responsible for communication in nursing, ensuring Internal Control at the Branch by proper checks and balances with routine banking transactions and ensuring customer satisfaction and simon first level of essays, scrutiny and authenticating of KYC and signing AOF for ensuring KYC Compliance of every opened account Deposits Support central Anti Money laundering Monitoring Unit with prompt response after completing required due diligence at branch level of the suspected accounts within proper time frame Ensure Audit rating to be satisfactory and closure of audit report within proper time lines Reconciliation of any differences with Banks and Clearing related suspense accounts and ensuring entries are not outstanding for essay, more than three days Special emphasis given to verify all Cash Related Registers and Branch other registers on monthly basis and report to BM / Manager for remedial action. Surprise visit to customers end for verification of public paper, communication on loan details, follow-up, pre and post appraisal and visit by field executive Branch Manager, checking appraisal quality, end utilization monitoring Implement all regulatory compliance ethics and compliance programs at branches in the region and suggests the management when solicited on matters related to simon internal control, new policy and essay paper processes. Worked in the “Earning Estimate” project and simon essay analyzed financial report of different companies given by Bloomberg Captured all date’s in system after analyzing historical current financial reports Predicted future estimation of the company basis past financial reports. EXTERNAL INTERNAL PROFESSIONAL CERTIFICATIONS. Pursuing “Cyber Crimes and Fraud Management” from essays, Indian Institute of Banking and Finance Certification of “Internal Control over Financial Reporting – SOX Compliance” from ICICI Bank Ltd Certificate of “Audit Compliance” from ICICI Bank Ltd Certificate of “Fraud Prevention and Control” and Financial Crime Prevention” from ICICI Bank Ltd.

Master Degree in Business Administration (Finance) with 1st class on 2012 Master Degree in Social Work with 55% from Rabindra Bharati University Completed Post Graduate Diploma in Social Work obtaining marks 58% Bachelor Degree of Commerce from Calcutta University (3 Yrs) on 2005 Higher Secondary Examination from B.C.H.S.E on 2002 in 1st division Matriculation from B.B.S.E on simon essay 2000 in 1st division. MS Dos, Windows XP, MS Word, Excel, Power Point and office communication system, Banking Software, Updated Finacle (Version 10.2.9), Finone, APS, FCRM, 1.5 Integrated Microfinance Banking Application, Talisma, SAS, Hunter, Cibil.

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100 Free Sample Business Plan Templates for Entrepreneurs and Small Businesses. Looking for simon essay, free sample business plan templates? You#8217;ll find plenty here. For FREE! #128578; The biggest problem most entrepreneurs have with writing a business plan is that they don’t know where or how to start. If you#8217;re one of an essay understanding locke those who#8217;s looking for a simple, effortless and straightforward way to write a great business plan, today#8217;s your lucky day! This article contains a long list of free sample business plan templates that will give you the easy start you really need to write your own business plan. Just look for simon, a sample that suits your business and tweak it until it’s yours! Copy, edit and essays in nursing, use; it#8217;s that easy!

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Safe Kids’s services are safe and secure, providing the paper parents with an excellent place where their children can be taken care of. Read Full Business Plan. Simon! The Toddler Warehouse is a full-service child care/development facility that cares for public finance, toddlers from age three to five. The Toddler Warehouse will be concentrating on the upper end of the simon essay market: which is wjec made up of double-income professional parents. Read Full Business Plan. Essay! 19. Diaper Manufacturer Business Plan. Baby Nappies World plans to essays enter and penetrate the baby nappies and sanitary pads market.

Baby Nappies World is poised to simon essay take advantage of the impressive growth rate and public finance essay paper, minimal local competition in simon essay, this market. City Margaret! It will have a dedicated and experienced staff, excellent order procurement, and effective management and marketing. Read Full Business Plan. Essay! The Falls River Theatre will provide the residents of Falls River with a long-awaited, hometown movie theatre. The films shown will be second run releases of the communication most popular movies in two target markets: families and young adults. Read Full Business Plan. 21. Parenting Centre Business Plan. A Mother#8217;s Place is a new company targeted to open in downtown Santa Cruz.

We will provide a family-friendly environment with high quality customer service to meet the daily emotional, physical and social well-being needs of mothers, young children and other family members. Simon Essay! Read Full Business Plan. 22. Recreation Center Business Plan. Play Time for Kids has identified the family entertainment industry as its primary interest and communication, the company has focused its efforts on the development of one or more family entertainment centers (FEC) to provide quality family entertainment activities to the communities in the Our County, Big City area.

Read Full Business Plan. Simon Essay! 23. Tutoring Service Business Plan. Bryan#8217;s Tutoring Service offers a wide range of wjec coursework academic subjects. Essay! Sessions can be set up as private or students may form groups for tutoring. English Coursework Moderation! Private sessions offer intense individual assistance, but groups sessions can also be beneficial with decreased economic costs and the use of team-based approach that the business program encourages.

Read Full Business Plan. 24. Essay! Educational Software Business Plan. Third Degree I.D. designs, develops, and markets instructional products and services for the corporate, education, government, and healthcare e-learning industries. It provides a core deliverable of programs, courses, and learning objects for the distance education, distributed learning, and e-learning markets. Communication! Read Full Business Plan. Simon! Markam Driving School (MDS) offers a wide range of driver services.

It is in nursing ultimately the simon goal of the wjec english coursework company to be a one-stop facility for all driver needs, including registration, licensing, etc., but at this time Markam mainly offers private and commercial driver education in the Seattle, WA area. Essay! MDS is positioned as a low-cost facility with excellent service. Read Full Business Plan. 26. Computer Software Business Plan. FoodFun Lifeskills Instructional Software (FoodFun LIS) is a start-up organization whose vision is to create the finest education/entertainment software for black belt taekwondo essays, non-reading individuals with developmental disabilities. Simon Essay! The software product is designed and created for the special education industry.

It will be constructive by teaching certain lifeskills and will be fun to an essay use, encouraging the student to essay use it as often as possible. Read Full Business Plan. 27. Teachers Employment Agency Business Plan. Teacherafterschooljobs.com is a new job search website that is a small town designed to provide teachers with part-time or seasonal employment, supplementing their current income.

The site will be effective in matching educated, mature, responsible educators with employers in simon, need of their part-time or summer assistance. Read Full Business Plan. 28. Agriculture Farm Business Plan. Essays About Growing! Botanical Bounty is working hard to become a leading producer of botanical plants for the natural supplement industry as well as plant nurseries.

By leveraging a well thought-out business plan executed by a skilled management team, Botanical Bounty will generate over $216,000 in sales in simon essay, the next three years. Read Full Business Plan. 29. Agriculture Fruit Farm Business Plan. Farmers Group is about a company whose mission is to provide high quality, nutritional, and flavourful vegetables and strawberries for consumption in both near and remote areas. Simon! Additionally, the company will provide high quality planting materials for use nationwide. Read Full Business Plan.

Silvera Sons prepares green Arabica coffee beans grown in an essay understanding, Brazil for exportation to American specialty roasters and sells to wholesalers on the Brazilian market. Simon! Our coffee stands out from the competition. We prepare the public top five percent, in essay, terms of quality standards, of all Arabica beans on the market. Our customers seek this product as it provides them with a point of differentiation to specialty roasters. Read Full Business Plan.

Oasis Juice is planning to expand its operation to include distribution to stores within the entire state. Owner funding and english moderation, internally generated cash flow will enable most of the expansion plans. The company will also secure a $100,000 short-term loan. Essay! Sales projections for finance essay, the next three years are based on current sales success with the target customer base. This plan will result in sales revenues growing to $1.2 million by Year 2. Read Full Business Plan. 32. Feed and Farm Supply Business Plan.

Latheethen Feeds , Inc. is a well-established custom feed store. Essay! The company is engaged in the production of custom livestock feeds, bird feed, deer feed, and other animal products in relation to livestock animals, pets, etc. Latheethen Feeds, Inc. has recently expanded its production facility (custom mill) and is well-positioned to market its workroom production beyond its present client base. Read Full Business Plan. City Essay! The Mountain Brook Fitness Center is a thriving business-person#8217;s club but is also one of the only family-focused clubs in the Monroe area. Fifty percent of our members are under the age of 45 and simon, have young children. Currently, the center has 900 members.

A center membership is $800 a year. The Mountain Brook Fitness Center wants to add an additional 300 members with families over the next three years. An Essay On Human! Read Full Business Plan. 34. Fitness Equipment Business Plan. Circuit Fitness Importing is simon essay a start-up business that has become the exclusive importer of the Wega Corporation#8217;s innovative Esercitazione Diritta (Exercise Standing) fitness equipment. Circuit Fitness Importing is communication in nursing poised to receive the exclusive license to sell this patented equipment, already very popular in Europe, in essay, the U.S.A. Belt Taekwondo! Read Full Business Plan. Simon! 35. Martial Arts School Business Plan.

Cents and essays about up in, Sensibility will be a value-priced taekwondo martial arts school serving its customers in our community by providing several programs for a variety of purposes, ranging from basic martial arts, to self defense, to esteem and life skills building, and more. Cents and Sensibility Martial Arts School plans to enhance its programs as it expands, developing new programs to ensure the students have as much access to the different aspects of Songahm Taekwondo as possible. Read Full Business Plan. Essay! 36. Physical Fitness Gym Business Plan. Ladies Only Fitness is a women-only health club that creates a personalized environment for women to pursue their fitness goals. An Essay! We have the best equipment and simon essay, the best training program in this arena. We prepare our clients for success because we have the best weight-management program. Positive Lifestyle Systems is communication a truly responsible and effective weight-management program. We offer this program with confidence. It is unbeatable.

Read Full Business Plan. 37. Simon! Wholesale Bicycle Distributor Business Plan. Wheelie Deals is a wholesale distributor that serves the retail bicycle industry. Wheelie Deals will carve out a focused niche within this industry, providing closeouts, last-year models, and fairly-used bicycles.

Currently, most of the large wholesalers will occasionally have a closeout to offer, however, the public finance essay paper availability of special deals is spotty. Wheelie Deals will quickly become the #1 source to provide retail shops with above average margins. Read Full Business Plan. 38. Clothing Manufacturer Business Plan. New Look is simon a recent start-up manufacturer of an wjec moderation upscale clothing line targeted at males between the ages of 20 and 40.

New Look not only develops the clothing line, but supports it with advertising and promotion campaigns. The company plans to strengthen its partnership with retailers by developing brand awareness. New Look intends to market its line as an alternative to existing clothing lines, and differentiate itself by marketing strategies, exclusiveness, and simon essay, high brand awareness. Read Full Business Plan. An Essay Locke! 39. Cosmetics Manufacturing Business Plan. Bluespa is a company that has created a brand concept consisting of both skin care and simon, athletic apparel utilizing multiple channels of distribution. We are seeking recurring investment to fund the growth of the brand, and position the an essay on human locke company for simon essay, an IPO.

This plan shows how Bluespa will reach profitability in our third year of operation and generate shareholder return on equity within five years. Read Full Business Plan. Black! 40. Plastics Recycling Business Plan. The growing utilization of plastics in industrial and consumer applications, combined with increased consumer awareness surrounding solid waste recycling, has led to an increased demand for recycled plastic resins and products. Essay! One of the fastest growing types of collected plastic materials for recycling is an essay on human locke polyethylene terephthalate (#8220;PET#8221;) from post-consumer beverage and water bottles. Replay Plastics will capitalize on the opportunities in essay, the recycled resin and packaging markets through two main divisions: a Recycling Division and a Packaging Division. Wjec English Coursework! Read Full Business Plan.

41. Cleaning Products Business Plan. The marketplace for janitorial products and services is changing, both in nature and simon, scope. The consumer is communication essays becoming more conscious of the environmental impact of essay cleaners as the market expands. ChemSafe offers a innovative line of biodegradable, environmentally safe, citrus cleaners to janitorial services, retail outlets and consumers. Public Finance Essay! The product line includes: Automotive cleaners; Industrial cleaners; Degreasers; Hand cleaners; Odour control; Tar remover; Concrete cleaners; Vehicle wash and wax products.

Read Full Business Plan. Simon Essay! 42. Public Essay Paper! Office Furniture Manufacturer Business Plan. Willamette Furniture helps create pleasant and productive office environments with well-designed furniture that incorporates new technology into the classic office mode in which real people can work happily. We are sensitive to the look and feel of good wood and fine furniture as well as to simon high-powered personal computing. We always provide the best possible value to essay our customers who care about quality office environments, and we want every dollar spent with us to be well spent. Read Full Business Plan.

Comgate is a custom mill house specializing in creating architectural woodwork in the form of wall paneling, custom cabinets, and other products for the local residential market. After initial losses and several thin profit years of competitive bidding construction projects, Comgate is creating this business plan in essay, order to bring its mission statement into clearer focus. Prior years were characterized by communication essays in nursing, hectic efforts to bid as many jobs as possible. Margins were thin as pricing policy was #8220;flexible#8221; for fear that there would be insufficient work for production staff. Read Full Business Plan. 44.

Retail Furniture Manufacturer Business Plan. Producing and selling furniture is a $12 billion industry. The focus of the industry is on the affluent customer who can spend upwards of $3,000 on simon, furniture purchases. In our region, there are fifteen furniture stores that are competing for these customers with deep pockets. Those customers who can#8217;t afford these high prices are left with a poor selection of inferior products. Read Full Business Plan.

Pink Lady Bug Designs LLC (PLBD) is a provider of high-quality, uniquely crafted chocolates, gift baskets and other fine products that are sold for the purpose of raising awareness and funds for essays about town, women#8217;s health programs. Read Full Business Plan. The Discount Pharmacy#8217;s main goal is to simon provide prescription medications for our customers at on human locke, the lowest prices on the market. We will be able to sell prescriptions at reduced prices by carefully maintaining efficiencies in our operations and by essay, targeting a specific segment of the market those customers who pay for an essay, their prescription medications themselves. Read Full Business Plan. Fargo Medical Laboratories (FML) is a start-up company committed to providing the most convenient, friendliest blood testing service to simon the physicians of the Main Street Professional Building and the surrounding area.

Read Full Business Plan. 48. Medical Equipment Business Plan. City Planners Essay! MedNexis, Inc. (the company) is essay a medical device development company that has designed and patented medical devices which it plans to produce and market. A magnetic muscle stimulator/field generator has been designed with the participation of leading medical personnel and biomedical engineers. One patent is initially incorporated. Read Full Business Plan.

49. Real Estate Broker Business Plan. Essays In Nursing! While many people hope one day to purchase their own home, cultural barriers and shortages in affordable housing are just two of the issues that can prevent these dreams from materializing. Reed Properties is simon essay working to public essay keep these dreams alive. This new real estate brokerage will not only define success by the number of simon units closed and communication essays, sales volume but also by whether people were helped in the process. Read Full Business Plan. Jolly#8217;s Java and Bakery (JJB) is a start-up coffee and simon, bakery retail establishment located in Southwest Washington. JJB expects to catch the interest of a regular loyal customer base with its broad variety of communication essays in nursing coffee and simon essay, pastry products. The company plans to communication essays build a strong market position in the town, due to the partners#8217; industry experience and mild competitive climate in the area.

JJB aims to offer its products at a competitive price to meet the demand of the simon middle-to higher-income local market area residents and tourists. Read Full Business Plan. Sumptuous Cuisine Catering is a local catering company serving both business and finance paper, private clients within a ten mile radius. Established in simon essay, 2005, the business has operated a catering kitchen and specialized in full-service catering and event planning for essays, upscale events in the region. The business event management, event staff, a variety of simon essay cuisine for breakfasts, lunches, dinners, and appetizers, alcoholic and non-alcoholic beverage service, floral design, space design and city margaret atwood, decor, musicians and DJs, event equipment and furniture rentals, and simon essay, other event services.

Read Full Business Plan. New World Delicatessen (NWD) is an essays growing up in town eating establishment focusing on heathy, nutritious, and simon essay, fast food to the local downtown area. An Essay Understanding! The New World Deli will be an upscale deli specializing in a combination of fast hot or cold sandwiches and simon, salads plus specific recipes focusing on the Pacific Northwest cuisine. Essays Growing Up In Town! Based on this distinct menu, New World Deli will follow a differentiation strategy that will provide unique, or hard to find choices to deli patrons. Read Full Business Plan. 53.

Fast Food Restaurant Business Plan. Fresin Fries is a locally owned fast food outlet that will be positioned as an international franchise through our creative approach to the company#8217;s image and detail presentation. Fresin Fries will provide a combination of simon essay excellent food at value pricing, with fun packaging and atmosphere. Fresin Fries is the answer to an increasing demand for snack-type fast food, to be consumed while window shopping and walking around inside a shopping mall. Read Full Business Plan. 54. Fine Dining Restaurant Business Plan. Gabri#8217;s Lounge Restaurant is a 60-seat fine-dining restaurant with a 20 seat lounge.

We focus on our New American-Swedish menu with a touch of Asian influence. The menu will be inspired from different countries#8217; specialties and appeal to a diverse clientele. Read Full Business Plan. 55. Food Preparation Business Plan. What#8217;s For Dinner? is an moderation exciting, new business with a unique approach to helping people enjoy home cooked meals with their families. Customers will come to our office location and prepare 12 meals that they pre-select from a menu in simon essay, a party atmosphere. In two hours, they will have a month#8217;s worth of meals to put in their freezer.

Read Full Business Plan. JavaNet , unlike a typical cafe, will provide a unique forum for communication and entertainment through the medium of the Internet. The public wants: (1) access to the methods of communication and volumes of public finance information now available on the Internet, and (2) access at essay, a cost they can afford and in such a way that they aren#8217;t socially, economically, or politically isolated. JavaNet#8217;s goal is to provide the community with a social, educational, entertaining, atmosphere for communication, worldwide communication. Read Full Business Plan. There is a need in community for a large selection of quality used cars, and Integrity Auto Sales will sell these top-quality used vehicles at a competitive price to customers in the area. The owner and sales manager have over 30 years of combined experience in new and essay, used auto sales. We will continue to develop our excellent working relationship with local dealers and communication essays in nursing, auctions to bring the savings to the customer. Read Full Business Plan.

58. Home Accessories and Gifts Business Plan. The Scarlet Tassel is simon a start-up retail store offering eclectic home accessories and gifts to consumers wanting to create a personalized home environment that #8220;I#8217;m home#8221; feeling. The Scarlet Tassel plans to cater to middle- and upper-class consumers who look beyond the national home accessory and gift chain stores for understanding, those expressions of individual personality and style. Read Full Business Plan. 59. Home Decoration Fabrics Business Plan. Interior Views is a retail store offering home decorator fabrics and complementary home accessories and resources. It is now approaching its fifth year in business. This destination store offers the advantages of providing fabrics specifically designed for home decorator use in simon essay, fabric widths of 54 inches and greater. Over 900 fabrics are available on the floor at any time with more than 10,000 sample fabrics for custom #8220;cut#8221; orders.

Read Full Business Plan. 60. Gifts, Novelties, Souvenir Business Plan. Public Paper! The Avant-Garde Shop is simon essay a retail store specializing in the sale of novelty of various product mix. Planners! The store, however, will emphasise the sale of official merchandise of the Avant-Garde brand with a full assortment of apparel, accessories and stationary, as well as other lifestyle related novelties. Essay! Read Full Business Plan. Basket of Goodies (BOG) is a premier gift basket retailer. BOG is concentrating on making gourmet gift baskets out of a wide range of high-quality ingredients. In addition to having several flagship baskets, BOG will also offer the option of a custom basket allowing the customer to choose the ingredients themselves. Read Full Business Plan.

ReHabiliments is a clothing and apparel business with located in english coursework, Sandybar Harbour. The company sells trendy clothing and simon, apparel, such as casual and active wear, head gear, work-out gear, leather coats, and baseball jackets to an international market consisting of individuals of finance all ages, from all walks of life. Read Full Business Plan. 63. Drapery Fabricator Business Plan. Cutting Edge Drapery is a well-established decorators#8217; workroom. Simon! The company is engaged in the production of draperies, slip covers, and other textile products in accordance with the designs and concepts of interior designers. Cutting Edge Drapery has recently expanded its production facilities and is well-positioned to market its workroom production beyond its present client base. Read Full Business Plan. Black Taekwondo! 64. Custom-Printed T-Shirts Business Plan.

Your T-Shirt! is an exciting new business that allows people to custom design a shirt (specifically the simon essay design on the front or back) any way that they would like. By intelligently leveraging cutting edge technology, Your T-Shirt! will harness the power of computer sublimation to allow custom shirt printing in production runs as small as one unit. Read Full Business Plan. Wjec Coursework! 65. Convenience Store Business Plan. MillenniumMart is the convenience store of the 21st Century future, fulfilling a need that will continue to essay exist into the future the need for speed. English Coursework! MillenniumMart will be the simon first fully automated, 24 hour convenience store that is more like an enormous dispensing machine than the traditional store. Read Full Business Plan. Mahogany Western Wear is a new apparel store that caters to the African-American cowboy community in Houston, Texas. Communication In Nursing! As our name suggests our focus is to essay provide western wear apparel and accessories, and position ourselves as the top retail store servicing this particular market.

Read Full Business Plan. Parkdale Meats , is a startup specialty butcher shop to be launched in the coming year. It will sell a wide menu of meats to customers including medium- and high-income residents of an essay on human locke Parkdale, as well as high-income residents of neighboring towns, and high-end caterers. Read Full Business Plan. Simon! 68. Cell Phones Retailer Business Plan.

Garbles Cellular Phones is taking advantage of an opportunity to become a highly distinguished and recognized leader in the mobile phone communications industry. It is the goal of our company to become established as the leading distributor of wireless communications services in the metro area. Read Full Business Plan. Moms, Maids, and More is a wedding attire shop like no other. While most retail bridal shops focus on selling wedding gowns, our focus is everything else. We will cater to the mothers of the bride and groom, bridesmaids, and essays, flower girls. In addition, we will provide an array of accessories for simon essay, all the female members of the bridal party.

Read Full Business Plan. 70. Automotive Car Repair Business Plan. Mad Keen Motors is public finance paper a family-owned business located in a suburb of simon essay London. It has been under the about up in town ownership of the Keen family for 35 years and has grown from a single mechanical repair shop to simon essay five locations that deal with body and mechanical repairs, vehicle storage and towing, washing and essays in nursing, valeting and used car sales.

Read Full Business Plan. 71. Simon! Recycling Waste Materials Business Plan. Mid-Atlantic Recycling#8217;s area of business will be to on human collect, recycle/compost, and essay, market waste from municipality waste processing plants for use as a consumer good. Our recycled waste will be targeted toward fertilizer manufacturers, nurseries, landscapers, farmers, government agencies, golf courses, and other. Read Full Business Plan. Portland Mobile Auto Inspectors is a mobile car inspection service for prospective used car buyers practicing due diligence. Portland Mobile Auto Inspectors travels around with all of the belt necessary test equipment to inspect used cars. Within one to one-and-a-half hours, the inspection is complete and the customer is given a detailed custom printout that indicates the tests performed and the results, thereby indicating the condition of the vehicle.

Read Full Business Plan. 73. Auto Repair Service Business Plan. Essay! Quick and Dirty Auto Repair aims to offer high-quality auto repair services and a full range of an essay auto parts. Essay! QDAR focuses on personalized service to its customers by public, offering convenience and rapid service. Additionally, QDAR is simon technologically savvy with computerized monitoring of all parts inventory, to ensure that parts are always in stock, while keeping a balanced level of inventory to maximize inventory turnover. Read Full Business Plan.

Soapy Rides will be providing customers with three services: exterior car washing, , interior cleaning, and detailing. Wjec! Soapy Rides has no true competitors that are trying to offer a high quality service for a reasonable rate. Most are trying to compete on price alone. Soapy Rides#8217; ability to provide a high quality service, both in regards to the actual washing as well as customer service is all based on their ability to find the best employees. Read Full Business Plan. 75. Carpet and simon, Upholstery Cleaning Services. Public Finance Essay Paper! Like New Carpet Cleaning will sell carpet and upholstery cleaning services to home and condominium owners, building its brand around the essay fact that it will make carpets look #8220;like new.#8221; To that end, the business will raise $57,500 from finance paper outside investors to purchase its delivery van, carpet-cleaning equipment, and develop a unique, service-oriented website which will keep administrative costs low and drive sales through its simple and easy accessibility for the consumer. Read Full Business Plan. 76. Catering Company Business Plan.

Fressen Catering is a kosher catering company. Fressen offers creative, colorful, and unusual food options for essay, kosher as well as the traditional standbys. The service offerings are quite a change relative to the existing kosher catering market which is quite stagnant. Read Full Business Plan. 77. Commercial Photography Business Plan. Flash Commercial Photography will serve small and medium-sized businesses and non-profits for all of their studio photography needs by creating beautiful shots that serve the client#8217;s needs, offering excellent service and flexibility with a personal touch, and offering value-added services related to photography. Public Finance! Read Full Business Plan. PC Repair will provide computer and technical consulting (repairs, training, networking and upgrade service) to local small businesses as well as home PC users.

The company will focus on marketing, responsiveness, quality, and creating and retaining customer relations. Simon Essay! Read Full Business Plan. 79. Janitorial Services Business Plan. Clean Office Pros is a new cleaning service specializing in office cleaning and serving the Kansas City, Missouri area. The business will sell office cleaning and related services to essays growing town businesses with office spaces of essay any size. The business also offers office cleaning, floor treatment, carpet cleaning, and window cleaning for businesses with office space in the Kansas City area. Read Full Business Plan. 80.

General Freight Trucking Business Plan. Mike#8217;s Trucking Service is a trucking company that aims to be one of the largest trucking companies in the country. Mike#8217;s is initially focusing on communication essays in nursing, the food industry with plans to diversify into simon new industries. Mike#8217;s has chosen the trucking industry as the growth prospects are encouraging and stable, with trucking dominating the freight industry in this country. Essays About Up In A Small Town! Read Full Business Plan. San Francisco Limo is a limousine service serving customers with top quality transportation services using late model limousine sedans.

San Francisco Limo will generate $52,000 in net profit by year three. Read Full Business Plan. City Taxi is a company whose mission is to provide reliable, timely, and simon essay, safe taxi cab services by essay, using complete, in-car credit and debit card access, along with computer-aided dispatch. The company will establish its presence in the industry by acquiring an existing taxi cab association, Mighty Cab, a family-owned business that was formed 12 years ago. Essay! Read Full Business Plan. Integrity Auto Sales plans to provide a unique car buying experience to its customers. One that focuses on customer satisfaction first. We understand that vehicle purchasing is a necessary, but sometimes unpleasant experience. Our goal is to provide the customer with an locke enjoyable, honest service by simon, satisfying individual customers practical transportation needs with a quality product.

Read Full Business Plan. 84. Essays About Town! Personal Event Planning Business Plan. Occasions strives to essay be the best choice of clients by helping to ease their event planning burden. Through consistent, predictable professionalism, Occasions will ensure a worry and hassle-free event at a reasonable price. By combining old fashioned values, going the extra mile, and using cutting edge event-planning software, Occasions will lead the market, providing the same quality results, every time. Read Full Business Plan. The Corporate Retreat Professionals (CRP) is an event planning company specializing in corporate customers. CRP will offer two types of services, retreat training services as well as product launch event planning.

The retreat training services will be either leadership development training or teaming skills training. For both types of retreats, CRP can take care of the planning of the event, as well as actually hosting the training through the use of one of CRP#8217;s strategic business partners. Read Full Business Plan. To be continued… We will keep updating this list until the city margaret essay world runs out of sample business plans! And by the way, if you enjoyed reading this article and simon essay, you#8217;re thinking of raising capital to start or grow your business, you#8217;ll love my amazing and life-changing FREE course. Share This Story, Choose Your Platform! These are the biggest players in Africa#8217;s fast-growing e-Commerce market.

These Are The Top 500 Investors and Organisations Investing in African Businesses. 3 Tips for planners margaret essay, Finding the Right Banking Partner in Africa. 3 Simple But Powerful Things You Can Do To Raise Capital For Your Business. Get Funded! 50 Organisations That Can Give You Capital To Start and Grow Your Business in Africa.

5 Reasons Most African Businesses Do Not Survive Beyond A Generation. 6 Powerful Ways To Steal More Customers From Your Competition. 5 Types of Difficult Customers And How To Successfully Handle, And Probably, Change Them. Remote Control Manager: 5 Interesting Ways to Run Your Business When You’re Not There. How to Make Your Customers Love Your Business: Tips from my School Teacher. Macro Finance is the way to simon go for Africa. An interesting idea from Sangu Delle. How To Set The Best Price For Your Product: 5 Pricing Strategies Every Entrepreneur Should Know. How To Start A Successful Business In Africa With $100 or Less. Communication! Here Are 5 Entrepreneurs Who Did It! The Power of Business Partnership How To Start Your Dream Business Even If You Don’t Have Enough Capital.

The Secret Tool I Use to simon essay Write Business Plans The Smart and Easy Way#8230; How A Business Plan Helped Me Raise Capital of $12,600 to Start a New Business. Here Are 5 Powerful Things A Business Plan Will Do For You and Your Business. Experiencing Low Sales? Here Are 5 Reasons Why Customers Are Not Buying From You. Public! Business 101: Five Important Concepts Every Entrepreneur Must Understand To Succeed in Business. You Have Been Making A BIG Mistake! 5 Reasons Why You Should Register Your Business NOW! Has Your Business Stopped Growing?

Here Are 3 Tried and essay, Tested Strategies That Will Get It Growing Again! 5 Common Financial Mistakes that Kill Small Businesses in public, Africa. Number 3 Is the Most Deadly! How to Use the Amazing Power of Social Networking to Grow Your Business – The Facebook Example (Part 2) 10 Cheap and Interesting Ways to Attract More Customers to Your Small Business. how do i write a locally wine making business plan. Simon Essay! I like this page it#8217;s so encouraging.

I appreciate the about growing up in a small specificity of this post! I think a lot of entrepreneurs just need to see an example of what they#8217;re looking for. Spot on! I need a BUSNESS PLANNER Busness plan.. Essay! What exactly do you mean by a #8216;Business Planner business plan#8217;? We would love to help you with the information you need if you could make your request clearer. Pls I need a business plan on Fish and essays about up in a small, grasscutter farming. Simon! Can anyone help me with this? Thanks. hie i am looking for help on how to do a cashflow plan for pig farming bussiness thank you.. I think I found a good resource that would help you prepare a cashflow plan for a pig business. It#8217;s called a Comprehensive Guide to Farm Financial Management I hope this helps.

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colours essay In magical parlance, a “stack” is a specific, intentional ordering of cards. A “stacked deck” can be partial ( some of the cards are arranged in a stack) or full ( all of the cards are so arranged). This essay discusses two common (but very different) types of full-deck playing card stacks. A sequential stack permits one to determine the card following (and, in most cases, that preceding ) any given card. Simon! Such stacks are relative in nature (i.e., no particular card is designated as being at the top of the deck), and designed to be “cyclic” (indeed, they are sometimes termed “circular” or “rosary” stacks). Consequently, the pack may be given any number of single complete cuts without disturbing the public finance essay paper, functionality of the stack. Classic examples include the venerable Si Stebbins (a numeric progression: see analysis, below; download a copy of essay Si Stebbins’ original book, “Card Tricks and The Way They Are Performed”) and Eight Kings (a rhyming mnemonic progression: Eight kings threatened to city margaret essay save, nine fine ladies for one sick knave. ⇒ 8K3102795Q4A6J) stacks.

There are mnemonic sequences other than Eight Kings (cf. Essay! Five Trees , Furry Kitten , Hungry Jackass , Jackass Ate , Nine Jacks , Unfortunate Jock , etc.), and numeric progressions other than Si Stebbins (see discussion below), but the wjec, concepts are the same. The basic versions of these classic stacks exhibit a rotating suit (and thus alternating colour) sequence that is not very desirable; there are methods for eliminating this, but they add to the complexity of the next-suit calculation. Better (more deceptive, and just as easily used) stacks exist, though. For sequential stacks, the simon, principal goal is an effective compromise between (1) the ease of determining the next  and previous  cards in the stack, and (2) the degree to which the stack appears to be a random assortment of cards. “New deck order” is an example of an arrangement in essays in nursing which it is trivial to determine adjoining cards, but one that does not look at all random. At the essay, other extreme is a stack like the Breakthrough Card System, in which it is quite difficult (for most people; mathematicians are not so easily deceived) to determine that the cards are ordered, but that requires a considerable number of “processing” steps in order to planners atwood essay make the next- and previous-card determinations. More contemporary sequential stacks (including my own well-reviewed DAO Stack ) strive instead for an optimal compromise somewhere between these extremes, combining an ease of simon essay operation comparable to Stebbins/Kings with an ordering that appears random to english all but quite rigourous examination. In truth, an accomplished artist is essay not plagued by taekwondo essays audiences demanding to examine the cards. It’s wise to recall that superstar mentalist Chan Canasta built his stellar career on the Eight Kings stack, and world-class magicians Stewart James and simon, Gene Anderson chose the Si Stebbins above all others!

That said, unless it’s necessary to exploit the essays, particular ordering of Stebbins/Kings-like systems, there is no good reason for modern entertainers not to employ more deceptive approaches. A memorized stack (aka “memorized deck”, “memdeck”) is one in simon which you simply(!) know the position of belt taekwondo every card, and  conversely  the name of the card at any location. Clearly, this is simon essay suitable for anything requiring a knowledge of preceding and following cards, but it enables a much wider realm of possibilities. Do not confuse this with the concept of rapidly “memorizing a deck” as performed by memory experts, which simply means learning the order of the cards in a shuffled deck. Such demonstrations do not generally concern themselves with the wjec, numerical positions of the individual cards. There is no “trick” to this; as the name suggests, the stack is actually memorized. Essay! There are, however, four alternative approaches to the learning process. The first, and most straightforward, is with the use of rote memory. Decide on the pack arrangement you want to use (ensure that it appears to be random ), and just sit down and memorize it. It’s not as difficult as it sounds, but it’s not trivial either. And some people do find it beyond their capacity.

The second approach is the use of classical mnemonic tools as a “stepping stone”. The well-known mnemonic alphabet (T/D=1, N=2, M=3, etc.) can be used to wjec english devise images for each of the 52 positions in the stack. Similarly, images can be created for essay, each of the 52 cards in the deck. Black Belt! Then scenarios can be imagined, pairing the simon, card images with their corresponding stack position images. So when given a card name (or stack position), one can recall the black taekwondo, associated images to reconstruct the simon essay, relationship, and the corresponding position (or name). This won’t be truly useful/effective, of course, until you have learned the relationships so well that you no longer have to think about the images, but can simply (and instantly) recall the association directly. The most widely-used such stacks are currently those by Simon Aronson and Juan Tamariz, extensively described in their respective books, though this solution can be applied equally to any of the many other published stacks those by Steve Aldrich, Laurie Ireland, Bob Klase, Ed Marlo, William McCaffrey, Herbert Newell, Claude Rix, Rusduck, Mike Skinner, Rufus Steele, and wjec english moderation, Audley Walsh, to name only some of the better-regarded ones. It’s also worth noting that Bob Farmer has devised an simon essay easily-learned mnemonic system (not requiring knowledge of the mnemonic alphabet) for memorizing arbitrary playing card sequences. Another useful playing-card-specific mnemonic code can be found in lesson seven of David Roth’s venerable Memory Course . The above two approaches yield a pair of useful benefits: they allow for the most random appearance, and they permit stacks that have been “wired” to perform very specific effects, commonly spelling tricks (which I have never found to be particularly strong performance material), poker deals, and the like.

They are challenging to an essay learn, however, and also have a significant drawback: unless you are regularly doing a lot of memorized deck work, it is easy to simon essay forget a particular association in the heat of essays growing town performance. A third approach is used in Martin Joyal’s Six-Hour Memorized Deck and Chris Matt’s Six Kicks stack. Simon! In place of a classical mnemonic system, these each employ a set of belt taekwondo essays “rules” (Joyal uses fourteen, Matt thirteen) as stepping stones to enable learning and remembering the necessary relationships. Simon! By way of an example, the rule for city planners atwood, the four deuces (2s) in simon essay the Joyal stack is “even positions containing the digits 2 and 4: 22-40-42-44”. The equivalent rule for wjec coursework moderation, the Matt stack is “positions ending with the digit 2: 12-22-32-42”. One can see that these are not precise, specific rules (they are more like clues), and some additional memorization is clearly required. Nonetheless, such an approach makes it significantly easier to simon essay get to about a small the stage where you can match card names and stack positions. But there is essay no magic road to public finance essay the point where you can instantly recall those associations that will take a similar amount of time in any case.

The fourth approach is an algorithmic one, in which a formula of some kind is used to relate card values and positions. This approach is simon particularly popular among those who want to do memorized deck work, but not make it a life’s work (particularly mentalists and essays about growing up in a small, others who don’t do a lot of card work, but recognize the essay, miracles that can be performed with a memorized deck). Growing Up In A Small Town! Its advantage lies in the fact that a single algorithm relates any card name to essay its corresponding position (and vice versa). This yields two specific benefits: first, it enables one to perform a significant number of “memorized deck effects” without truly memorizing the stack; second, if the memorized relationship is temporarily forgotten, there’s still a reliable (albeit slower) fallback position. Although it’s possible to compute card positions with the Si Stebbins arrangement, it’s not very easy, so few consider using it in such a fashion. Three notable algorithmic solutions are the Bart Harding stack, the Charles Gauci stack, and my own QuickerStack . Communication Essays! Each is essay easily learned (less than half an hour’s effort for most people). Public Essay! Without going into detail (and revealing information that is not mine to essay disclose), here is a brief comparative summary of the three: The Bart Harding stack (published in 1962) is the most random-appearing, and will withstand the most intensive scrutiny. In Nursing! The algorithm is not completely consistent, having a couple of exceptions. It also requires the most calculation, and therefore takes the simon essay, longest to convert between card names and stack positions (though it’s still considerably faster than much of what’s out there).

Here are the first dozen cards: 10C 7H 4S AD JD 6C 7C 9S 6D AC JC 8H QuickerStack (from my book, Mindsights; also available separately) occupies the public, middle ground. Because it is simon essay designed as a tetradistic stack, it’s not as random looking as Harding’s, but will still withstand pretty careful examination. An Essay On Human Understanding Locke! Doing the conversions, however, is dramatically faster than with the Harding system. Here are the first dozen cards: 7S 5H 10C KD 2H 9C AS QD 6C 3C JH 8D The Charles Gauci stack (from his lecture notes, and also sold separately) is the least random appearing of the three, with regular suit rotation (thus alternating colors as well) and clearly detectable sequences, but the conversions are slightly faster than QuickerStack ’s. Simon Essay! Here are the first dozen cards: 3H 6S 9D AC 4H 7S 10D 2C 5H 8S JD 3C. The Si Stebbins Family: Note that the basic concept of black taekwondo Gauci’s stack (published in 2002) is simon essay identical to that of two others Boris Wild’s (published in planners margaret atwood essay 1996), and Jack Yates’ (1978). Simon Essay! In fact, all three are modified versions of the so-called “Si Stebbins” stack (1612, but popularized by William Coffrin, aka Si Stebbins, in 1898), itself a variation of the Horatio Galasso stack (1593, in his Giochi di Carte Bellissimi di Regola, et di Memoria )! Some versions are quite weak the city essay, Wild stack, for example, is comprised of 13 four-card groups (each in strict sequence, both numerically and with respect to suit), with all the court cards clustered at simon, the end, and thus unlikely to survive any but the most cursory examination.

This is black belt not necessarily a show-stopper ( any card arrangement can be hidden by simon a sufficiently skilled performer), but there are no commensurate benefits: the computations necessary for Wild’s name/position conversions are no simpler than with (for example) QuickerStack , which offers a considerably more random presentation. Anyone interested in further details of this “Si Stebbins family” of stacks can explore a spreadsheet that I constructed to illustrate the algorithm. By way of a summary, here is a brief comparison of the tradeoffs associated with the communication, four different memorized deck techniques: It’s important to understand that “ease of simon essay learning the associations” in this comparison refers to exactly that, and communication, not the simon essay, total time necessary to reach the city margaret, stage where translations between card positions and values can be performed instantly , without conscious thought . The latter is primarily a function of practice, the additional acquisition time being roughly comparable in simon all cases. Many excellent “memorized deck effects”, of course, do not require this facility. Realize as well that there are specific exceptions to these broad, general characteristics. For example: ¹ The above summary comparison refers to random/arbitrary “built-in” effects. As rote memory and classical mnemonics can be used with any sequence of wjec english cards, one has considerable freedom to construct arrangements in support of chosen effects. But this hardly rules out the ability to build in effects with other methods, particularly the algorithmic approach. Certain specialized stack orderings (stay stacks, tetradistic stacks, etc.) enable a considerable variety of simon extremely strong effects, and algorithms can be designed to produce such orderings (in fact, this is exactly how QuickerStack was created).

Many  myself included  would argue that this is superior to methodologies that only support a handful of very specific, predetermined effects. Top card man Alan Ackerman, for one, has written, “I personally feel the public paper, tetradistic stack is the strongest of all stacks.” So these issues are not as simplistic as some imply. ² The use of rote memory or classical mnemonics to memorize a sequential stack yields a functional backup strategy (since, if an association is forgotten, one can apply the sequential rule in conjuction with an adjacent card); unfortunately, this largely nullifies the “built-in” effect advantage. Understand also that this chart refers to backup techniques that are inherent to the learning method: obviously, external crib sheets could be constructed for simon, any stack, though their use can be problematic in the heat of performance. Occasionally one reads disparaging remarks about algorithmic and rule-based solutions, claiming that they are not “real” memorized decks. This is uninformed nonsense (and a common consequence of confusing the organization of a stack with the issue of whether or not it is english coursework memorized). A memorized deck is simply that, and that alone one in which the practitioner knows the positions of all 52 cards; the method initially used to learn the card name/position relationships is simon essay irrelevant.

With any approach, translations made while one is city margaret still learning the stack will be too slow for some effects (though perfectly sufficient for simon essay, many others). It’s certainly true that in the case of an algorithmic solution, one can simply learn the finance essay, algorithm and essay, never actually memorize the on human understanding, stack (this, in simon fact, is one of the benefits of this approach), but then it’s not really a “memorized deck”. If you want to know the about a small, card at position #46 in the Aronson stack, you either just “know” that it’s the Eight of Hearts , or you apply the various mnemonic rules to work it out: four is an “R”; six is a soft “J”, “SH”, “CH”, or “G”; that suggests a “roach”; that reminds you of a hive filled with roaches; the “H” in “hive” indicates a “Heart”; the “V” is an “Eight”. In QuickerStack , you either “know” that #46 is the Ace of Diamonds , or you use an simon essay algorithm to work it out: forty-six denotes bank four, the seventh (6+1) card, an “Ace”; the natural suit of an public finance paper Ace is Spades; in the fourth bank, it is three (4-1) greater, a “Diamond”. Simon Essay! Neither approach is “better” in wjec any absolute sense; they are just different.

The tradeoff is that the simon, algorithmic solution can be learned a lot more quickly (a single, straightforward algorithm vs. a mnemonic alphabet, 104 word images, and 52 word-pair relationships), but constrains the order of the cards, thus limiting the black essays, possibility of building in essay arbitrary effects (but still enabling the incorporation of effect methodologies, an understanding locke alternative preferred by many). Essay! Anyone using either approach regularly will soon “know” all the city planners, card positions anyway, though it’s nice to be able to calculate them if you forget! For the sake of completeness, I also note that both Barrie Richardson and Lewis Jones have published clever algorithmic systems that are extremely easy to learn, but cover only half the pack: either all the even cards (Jones), or all those of one colour (Richardson). These can be quite effective for certain effects. I hope that the above exposition will help lay to simon rest the absurd notion that there is a “best” stack.

There is not, despite an abundance of grandiose proclamations (with very little justification one way or another) that the proclaimer’s personal choice of stack is black taekwondo essays such. My own view, for simon, the record: No stack is “best” for about growing up in a small town, everyone, though any particular stack may be “best” for your needs. Anyone who claims otherwise is either naïve, or marketing. Almost any stack (including simple ones like Si Stebbins and Eight Kings ) offers one or more advantages over other stacks, otherwise it would have long since disappeared from the scene. You might not consider such elements advantageous, but that’s to simon be expected (see point #1). If the atwood essay, stack that you are using appears sufficiently random (no obvious recurring sequences of values, suits, or colours, say), and you can call out the stack in sequence (for a sequential stack) or randomly (with positions, for simon, a memorized deck), at a cadence of not worse than about one second per card , then that stack is probably sufficient for black essays, your needs (though it may lack some feature for a specific trick), and you likely have no reason (other than intellectual curiosity) to explore others. If not, you might. Simon! There is paper no compelling reason (other than marketing) to campaign for others to use the same stack that you do.

Quite the opposite, in fact: the fewer people who use your favourite stack, the less widely it’s known, and essay, the more deceptive it will remain.