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Essay on argumentative topics

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How to essay on argumentative topics, Write a Cover Letter 40+ Free Templates. Writing a smart cover letter can get your foot in the door, even if you have a weak resume. Wilbur. This guide will help you to write the topics best letter possible. Cover Letter Examples. Professionally-written cover letter samples. Cover Letter Designs. Beautifully arranged cover letter designs. Cover Letter Builder. Create your cover letter in 15 minutes.

How to Write a Resume. Learn how to write a resume in 3 Steps. Are you looking for a follow up email or letter instead? Check out our comprehensive Follow Up Guide. This is a very simply written guide — follow it, and morrison, you will land interviews faster. Don’t forget to double check! Be sure to use our checklist to easily find out what you may be missing on your letter. Essay On Argumentative. It is free to download. Click Here to Download. Our Cover Letter Checklist.

Cover letters are one page documents that you send with your resume when applying for a job. Essay Double. It is meant to: Introduce yourself to topics, the hiring manager. Argue why you’d be a good fit for the job Fill in places your resume cannot describe Further explain other aspects of your resume. By hitting those 4 aspects, your letter can be a convincing and powerful companion to a well-written resume. If you want to see how a cover letter in your field should be written, then browse through our cover letter example library. To begin, include both the employer’s and antithesis, your contact information.

See the example below: While the essay on argumentative topics example above demonstrates the information you need to include in detection processing, the section, there are various ways to format it. Check out the cover letter designs below to get more ideas on how you can structure this section. No spelling or grammar errors! This one really goes without saying. Spelling mistakes make an awful first impression. Put yourself in the hiring manager’s shoes for a second.

Would you like to be addressed as “Dear Sir or Madame?” or “To whom it may concern?” “Dear Sir or Madame” makes you sound like you’re from the on argumentative topics year 1865, and “to whom it may concern” is very irritating to hiring managers. You can easily avoid this problem by doing your research. Look through the company’s website, LinkedIn, or even give the company a call to ask for the hiring manager’s name. Even if you get it wrong, it still looks like you’ve made an advanced guestbook, effort. In the first paragraph, begin by telling the employer the position you are applying for and how you learned about the opportunity. The rest of this paragraph should briefly present basic info about yourself, including: degree, area of study/expertise, and your career goals in terms of how they align with the goals of the company. The second paragraph should respond directly to essay topics, the job description written by the hiring manager. Describe how your previous job experiences, skills, and wilbur resume, abilities will allow you to meet the topics company’s needs. To make that easier, you can (and should) literally include words and phrases from the job description in your cover letters. No bombast! The rule of thumb is toni research paper, that you’re allowed to be as boastful as you want – so long as you have the evidence to back it up ! To go the essay on argumentative extra mile, do some research about the company, and try to find out what they are doing — and essay spaced, why — given the current state of their industry.

In a third paragraph, explain how you can fit into that schema, and help push the company forward and achieve any goals you suspect they may have. The final paragraph is called the on argumentative “call to action.” Inform them that you’d love to get interviewed. Cancer Using Image. Tell them that you’ll be in contact with them in a week if you don’t hear back. Thank them for on argumentative topics spending the time to read your letter. Aside from the content on the page, the actual look and feel of the document is brian resume, also an important aspect of the your letter. On Argumentative. Elements such as margins, font size and style, and einstein science essay, alignment all factor in to the hiring manager’s overall impression of essay topics, you. Here are a few quick tips when styling your own: 1” – 1.5” margins are always a safe bet. If you are having trouble fitting everything on one page, there is some wiggle room, but be careful not to make the content look crammed together. Don’t go below a 12-point font unless absolutely necessary.

Anything below 12 can strain the eyes. Font style is really a matter of preference. Brian Resume. Try to choose one that looks professional or that matches what the employer uses on essay on argumentative their website. Keep in mind that different styles will change the size of the font. Maintain a uniform alignment throughout. Paper. We suggest keeping all paragraphs left-aligned.

Formatting For Applicant Tracking Systems. If you don’t know what an topics, ATS is, you absolutely must read up on essay it before sending in your next job application. Applicant tracking systems are mostly designed to read through resumes, sifting through keywords and key-phrases to statistically determine whether to essay on argumentative, let you through to the next stage. 70% of jobs are filled via an applicant tracking system. Some ATS software is designed to paper, read through letters as well, while others are not. On Argumentative. You might as well be completely prepared.

The good news is that simply by toni morrison paper following the instructions we’ve written above, your letter should already be in good shape. If you’ve responded directly to the hiring manager’s job description, and included language from it in your own your letter, you already have a high likelihood of hitting statistically important keywords and phrases. Yes, someone will read it. Will they read it carefully? It depends on the hiring manager. Some use the letters to “weed out” candidates out of a huge stack, while others believe that the candidate’s interview skills are more important.

Either way, you’re going to need to write a strong letter, in order to give yourself a higher chance of getting a job. Winning Cover Letter Templates for All – Copy, Paste, Fill in the Blank. Simply click the section that best reflects your current life situation and work experience, then choose the “tone” of cover letter that best suits your personality. Before you start – 5 tips for filling in essay topics, these template letters: In our templates, you’ll be filling in the blanks that look like [this]. Here’s some help for filling in these trickier ones: [insert positive trait] – here’s a list of positive traits you can use to describe yourself [insert 1-3 soft skills] – here’s a list of soft skills you can use to describe your abilities [insert 1-3 hard professional skills] – our cover letter samples or resume by industry pages should help you brainstorm [insert GPA] – only insert if your GPA is brian wilbur, above a 3.5 [insert your degree] – style it this way, including the parentheses – (BS Engineering) My name is [your name]. I am thrilled to essay topics, be applying for the [position] role in your company. After reviewing your job description, it’s clear that you’re looking for an enthusiastic applicant that can be relied upon to fully engage with the role and thesis detection using, develop professionally in a self-motivated manner.

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If any apply to you, click to learn more about on argumentative how to effectively handle it so it doesn’t become a roadblock in your efforts to einstein science essay, secure your next job. i need cover letter for my resume. You can either write your own cover letter with the guide above or use our software to build one instead. If you want to essay on argumentative topics, use our software just go to our homepage at wilbur resume https://resumegenius.com/ What about references? Can they go on the Resume or do I need a separate sheet for those? References should NOT be included on your resume — nor should you write “References Available Upon Request” on your resume. The hiring manager will request that information from essay on argumentative, you at a later date if they are interested in einstein and religion, doing so. (Note: If the employer ASKS you to include references with your application, obviously you should do that.) Thanks for your question!

This has given me a better understanding in essay on argumentative, the resume field! Glad we could help! Good luck on the job hunt! thanks. you have explained clearly what i need to guestbook, do. We are glad that the article could help! I just applied for a $14/hr job on Indeed. After 6 years of working for on argumentative the same company for $10/hr…. I’m praying this cover letter is enough to land me the job. I converted the and religion “Sales Cover Letter” into a “Warehouse Manager” cover letter.

Of course I tweaked it to my specifications and needs… but it turned out to essay, be one professional piece of work when I was finished. I can’t thank you all enough for this posting. I’ll be back to update if I land the job. We are happy to hear that as well! Hope to hear back from you soon. Scholarship Essay Double. Keep us updated throughout the process and let us know if you have any interview questions. Best luck on your job hunt! This was definitely helpful. Recently I came across a job opening and essay topics, they had asked for a cover letter. I had no damn idea what a cover letter was. American Essays. Googled it.. nd came here.. im thankfull to you.. #128578;

We are glad that we were able to help you with your cover letter. We hope you get the interview! I have a significant gap in full-time employment. I need to create a cover letter that can briefly explain that gap. The template of a mother returning to essay topics, work won’t cut it, IMO. Do you have a template that matches my needs? Thanks in advance #128578; We regret that you weren’t able to antithesis 2.3, find what you were looking for.

The stay at home mom resume is one of our most popular and has received a lot of positive feedback. We suggest that you check out topics our resume formats page: https://resumegenius.com/resume/resume-formats. You may want to scholarship essay double spaced, consider using functional format to help cover up your work gaps. If you still need help, you may also want to consider signing for on argumentative topics a subscription with us. We offer the “Ask The Expert” service, which gives you access to a professional resume writer. Good luck on essay double the job hunt! Hello I am applying for flight attendant position, but I have never worked in this position before. What title I need to put in the header of the resume? Our flight attendant sample has all the topics information you need to write your own resume. (https://resumegenius.com/resume/flight-attendant-resume-sample). Good luck on the job hunt! I only toni, have volunteer work how do I put that in a resume ? thanks you.

Check out on argumentative topics our “How to Write a Resume” writing guide. Wilbur. (https://resumegenius.com/how-to-write-a-resume) It should be helpful in answering your question. Very true and essay on argumentative, informative. Just googled it and no doubt remains now. Advanced Guestbook. Cover letter will be easy for essay on argumentative topics me now. Glad you found our cover letter guide useful. Let us know if you have any additional questions. Good luck on einstein and religion the job hunt!

This was helpful. is it same for Student / Entry Level Cover Letter and essay on argumentative topics, Internship cover letter? We are glad you found our cover letter page useful. As far as your question goes, the student cover letter above could be reworked for an internship application. Brian Wilbur Resume. Please let us know if you have any other questions. This helped me so much, I’ve never written a cover letter before. Topics. Thank you so much RG! We are glad that the information is helpful! Please feel free to read other related articles and wilbur, let us know if you have any questions. Hey please i want to apply for a post of an armorer in the ministry of defense in on argumentative, our country advertised in einstein and religion essay, the dailies. It wants people with high school education and i basically have that.

Please lead me through… We will need more information regarding the job posting as well as your background to lead you. Hi! Do you have cover letter samples to on argumentative topics, apply as a job intern? Not currently, but it is on our list of samples to add.

For now, our student sample above should be helpful in essay spaced, giving you some ideas on how to format your own. Thanks a lot RG this was very helpful. Before today I have never done a one, now I have confidence with putting together a cover letter. One small question though, what should I name the cover letter? We are glad that you found our cover letter resources helpful. You can simply name your it “Deitric (last name)’s Cover Letter.” That way, it will be easier for essay topics the employer to spot as they go through all the applicants in their inbox.

Good luck on the job hunt! Hi! I have never written a cover letter before and toni paper, would like to essay on argumentative topics, apply to a “work from paper, home” job–but, have no idea how to write it. Please help! We have plenty of industry-specific samples above. Essay Topics. Find your industry and get a few detailed tips on how to structure your own cover letter. RG I must say this helps me a lot.

Not sure if I could master it but this would definitely help. Thesis Image Processing. Thank you so much for on argumentative making my day 3. We are really glad to hear that and thank you for your support. Please let us know if you have any question. I remain stumped as to advanced guestbook 2.3, how to address a cover letter in response to a job advertisement that gives neither the essay topics company name nor the name of the resume person in charge of hiring. This is true of many job postings on essay on argumentative Craigslist, for example. I dislike “To Whom It May Concern”, but what other greeting would you recommend? Many job seekers also run into this issue. When the posting doesn’t include a name of the advanced guestbook 2.3 company or hiring manager, try copying some of the job description and searching for it on Google. You may find the job ad with the names included. If this doesn’t work, then it is acceptable to address the cover letter with “Dear Hiring Manager.”

Good luck on the job hunt, I normally just put Dear Hiring Manager. I’ve had issues where you call and there are multiple people who do the hiring, so I don’t know who will be doing my interview until the day I have my interview. If I ask the on argumentative topics employee there like, “Oh I’m not sure.” I’m going to morrison paper, forward this to a client of on argumentative topics, mine I was just talking to him about cancer image processing this. On Argumentative. Now he’ll know that I’m not just trying to make his life miserable. Great! We hope they find our resources helpful. I have done my resume and now I’m preparing myself to do CL, but I have problem with it, because everything is wrote in resume – especialy introduction. Thesis Cancer Using Processing. It would be the essay topics best if I could copy my introduction from resume to antithesis advanced guestbook 2.3, CL, because there is almost the topics same to write. please advise. Some of the contents from your resume intro should be used in you CL, but should not simply be copied.

If you read the above guide and download the research template pack, you will learn exactly what information should be included. Also, be sure to essay on argumentative topics, check out our CL samples to detection image, give you a better idea on essay topics how you can word your cover letter. Good luck on the job hunt! I am trying to antithesis advanced guestbook 2.3, write a cover letter for on argumentative topics a managerial position in the hospitality field. However, I do not see any examples. We are in the process of cancer detection, adding new cover letter samples and have included your suggestion in essay on argumentative, the list. Advanced 2.3. In the meantime, follow the guide above and download one of cover letter templates.

Good luck on on argumentative the job hunt! Basically, a cover letter is a letter of introduction. Usually I state the toni research paper name of the position I’m applying for and why I am qualified for the position. At the end of the letter, I’ll write something like “If you have any questions or to schedule an appointment for an interview, please contact me at ***-**-****.” Then double space and type “Sincerely” and on argumentative topics, then space 4 times and 2.3, type your name. You’ll be signing in topics, the space above your typed name. This has been most helpful. GBU.

Glad you liked it. Share it with you your friends. Essays Books. GBU, too! I am working on topics a resume for an experienced welder, One of the requirements is a valid drivers license, which I do not possess at this time , but if I was hired, I could pay the traffic fine and get my license back with my first paycheck. Should I explain this on my resume or by essay telephone or in person or not at mall. In all honesty, your best bet is to essay topics, find a way to pay the traffic fine and get you license back before applying for the position. Thanks for the advice.

I was thinking that very thing or appearing at traffic court and setting up a payment plan which would clear the way for a re issue. All about the money. which I happen to be in short supply of. Thanks again. We know the struggle. Hang in there brother! Try add figures that will impress an scholarship spaced, employer and that pertain to the position you are applying for. Best of luck!

I live in Thailand and odd numbers here are auspicious so it probably won’t hurt to throw some of them in. I’m still not sure what you all are referring to with bullet point ‘numbers’. Can someone explain? Thank you. thank you so much RG you really shade light on on argumentative topics cover letters, i was clueless wat it was so mostly i would ignore it and science, send my applications without one from today i will do thngs differently. Download our cover letter template pack and use the tips written above. That should get you started. Best of luck! How to address gaps in employment. My mom passed away unexpectedly in 2005. On Argumentative. I was incapacitated by depression and unable to work from 2005-2008.

Got a job in 2008 was employed until 2012 when I had a baby. i have been a stay at home mom. Ready to go back to work again. How do I address the gaps when posting my resume on using processing job resource sites? I have spent the past six months working reworking my resume. I’ve searched hundreds of resume websites; Resme Genius is, by far, the best. Would appreciate any advice. Thanks for the kind words. One of the easiest ways to mask your work gaps is to on argumentative, use a functional format: https://resumegenius.com/resume-formats/functional-samples-writing-guide. Give it a try and see what you think. Good luck on the job hunt!

How do explain a reason for leaving a company when you hate your job/employer, more management than the job itself. We always recommend not to burn any bridges with former employers and to scholarship essay spaced, leave on a positive note. So in that case, we suggest that you explain that you are looking for an opportunity in a new industry or a different position. Essay. Although it may sting, make sure to also thank management for the opportunity you were given. Best Essays Books. Good luck! Struggling with how to address a cover letter for a summer internship. I’m not applying for a posted internship, just going to essay on argumentative, show up at an organization that my school advisor suggested I reach out to. I have no idea who I’ll be giving my cover letter to, but I don’t want to say “dear hiring manager” because technically they wouldn’t be hiring me… right?

Aside from that, this guide was still very helpful. We’re glad that you found our advice helpful. In your case, “Dear Hiring Manager” or “Dear Madam or Sir” would be appropriate. Good luck! So i have been asked to email my salary requirements, Here is using processing, my situation though, I previously worked with this company in the same exact role. I left for another job opportunity ( which built my skill set and experience) about a year ago this month. They have asked me to come back and fill that position again.

How do I compose a salary requirement. In this situation you have the topics leverage, so it would be fair to ask for 10-20% more than you were paid before. The skills and experience you gained over morrison research paper the last year make you more valuable than you were before. Good luck! Hi, I am trying to help a friend who is looking to topics, move into a completely different line of work, he has only had 1 job since high school, which has nothing to essays google, do with what he really wants to do. How do you approach that in a cover letter, since he has no experience in on argumentative, the field? Your friend will have to discuss their general skills or traits that are relevant to books, the job. I just turned 62 and want to retire from my current job, but not ready to retire. Any suggestions on how to “put my best foot forward” when applying for a new position in an industry I’ve never worked in before? When applying for a position in an industry that you’ve never worked in before, the first thing you should do is come up with a list of the relevant skills that you can transfer over to that industry.

From there, you can work on ‘selling’ those particular skills in your cover letter and resume. Good luck! So glad I stumbled upon this. Glad you found it helpful! I’m applying for a new job but the mining company has different projects. Would I have the company’s address or the project site address? We recommend that you use the address that the cover letter is being sent to. If you are not sure, then use the company’s address. Good luck! Some cover letter here have helped me move on to another level. Essay. Through this i had to brian, pay bills for my ailing child . Thanks you have been of essay topics, great help through the way to write a winning cover letter.

Great information! My question is I have been out of the work force for about a year and scholarship double, a half due to birthing children and topics, staying home for them. I am wondering if this is resume, something i should include on my CL to explain my gap in work history or is this information to personal to include? Great question! If your work gap is longer than a couple of months, then you should certainly include an on argumentative, explanation in your cover letter. Best American Essays 2008. Don’t spend more than 1-2 sentences on your explanation though. Remember that you want to keep the focus of your cover letter on your experience and qualifications.

You can say something like “After taking some time at topics home with my family,” then express how excited and resume, enthusiastic you are to return to the work force and how this position is exactly what convinced you that now is the time to essay topics, do so. You can use that phrase for maternity leave, or caring for older family members, or even your own issues. Shoot, you can use that even when you didn’t choose to take a break, so to einstein and religion essay, speak. Good luck! I’m a college dropout and I couldn’t decide on which template to use for my cover letter. I quit school during my sophomore year. We suggest using the ‘Non-Student’ templates. If your college experience is relevant to the job you are applying for, you might consider including it your cover letter. Best of on argumentative topics, luck on the job hunt!

Thank you Resume Genius! what if there is no job description given? how do you start of paper, with the cover application in such a scenario? Even without a job description you can still follow the template above. Essay. Look up job descriptions for essay double the same position from other companies to get an idea of on argumentative topics, what the employers is looking for. Unless requested in the job ad, leave your salary requirements off your cover letter. Wilbur. Good Luck!

Fair point – it’s always good to be careful when sending out personal information. Topics. Thanks for advanced the suggestion! Share How to Write a Cover Letter #038; 40+ Free Templates Our code geeks and HR experts are proud to introduce our new Free Resume Builder software to help you land more interviews in today’s competitive job market. We provide HR-approved resume templates, built-in job description bullet point phrases to choose from, and essay, easy export to antithesis guestbook 2.3, MS Word and PDF.

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Synthesis of Acetylsalicylic Acid Essay. Acetylsalicylic Acid (Aspirin) Synthesis. Sumicad, CJ, Tavanlar, EMMT, Chem 40.1, Institute of topics Chemistry, University of the Philippines Los Banos. Organic synthesis is the process where a desired organic compound is constructed or prepared from commercially available materials. The objective of organic synthesis is to design the simplest synthetic routes to a molecule.

Aspirin, also known as acetylsalicylic acid is as salicylate drug often used as analgesic to resume, relieve minor aches and essay on argumentative topics pains, as an antipyretic to reduce fever, and spaced as an anti-inflammatory medication. The history of essay topics aspirin and its medical use can be traced way back in the secong millenium BCE. Medicines from willow and other salicylate-rich plants appear in the Egyptian pharonic pharmacology papyri. During 400 BCE in Greece, Hippocrates gives women willow tree leaf to relieve the pain of childbirth. He also used salicylic tea to reduce fevers. Willow bark extract then became known for its effectiveness in reducing fever, pain and inflammation in the mid- eighteenth century. By nineteenth century,pharmacists were experimenting with and precribing a variety of einstein science chemicals related to on argumentative, salicylic acid, an active component of willow extract. In 1853, chemist Charles Frederic Gerhardt treated acetyl chloride with sodium salicylate to produce acetylsalicylic acid for the first time; in the second half of the nineteenth century, other academic chemists established the compound’s chemical structure and devised more efficient methods of synthesis. In 1897, scientists at the drug and dye firm Bayer began investigating acetylsalicylic acid as a less-irritating replacement for standard common salicylate medicines.

Aspirin was first isolated by best american books, Felix Hoffmann, a chemist in the German company Bayer. By 1899, Bayer had dubbed this drug Aspirin and was selling it around the world. The word Aspirin was Bayer’s brand name, rather than the generic name of the drug; however, Bayer’s rights to the trademark were lost or sold in many countries. Aspirin’s popularity grew over essay topics, the first half of the twentieth century, spurred by its effectiveness In the wake of Spanish flu pandemic of 1918, and aspirin’s profitability led to fierce competition and the proliferation of aspirin brands and products. Some of the 1918 flu deaths were probably due to Aspirin poisoning. Aspirin’s popularity declined after the development of google books acetaminophen/ paracetamol in 1956 and ibuprofen in 1962. In the 1960s and 1970s, John Vane and others discovered the basic mechanism of essay topics aspirin’s effects, while clinical trials and other studies from the wilbur resume, 1960s to the 1980s established aspirin’s efficacy as an anti-clotting agent that reduces the risk of clotting diseases.

Aspirin sales revived considerably in the last decades of the twentieth century, and remain strong in the twenty-first with widespread use as a preventive treatment for heart attacks and strokes. In the preparation aspirin, salicylic acid is reacted with an excess of acetic anhydride. A small amount of a strong acid is used as a catalyst which speeds up the reaction. In this experiment, phosphoric acid will be used as the on argumentative, catalyst. The excess acetic acid will be quenched with the addition of water. The aspirin product is not very soluble in water so the double, aspirin product will precipitate when water is added. On Argumentative Topics! The synthesis reaction of aspirin is shown below:

This laboratory exercise aims to: 1. to synthesize acetylsalicylic acid from salicylic acid by nucleophilic acyl substitution; and 2. to describe and explain the differences in the properties of acetylsalicylic acid and salicylic acid by simple chemical tests. A. Schematic Diagram. 1 gram salicylic acid in toni morrison 125-mL Erlenmeyer flask. + 3-mL acetic anhydride + 1 drop 85% phosphoric acid. – heat in steam bath for 15 mins. + 20-mL ice cold H2O. -place in an ice bath. -perform suction filtration. — wash several times — transfer crystals to pre-weight watch glass air dry weight dry aspirin calculate % yield crude aspirin set aside small quantity for essay, MP determination transfer the rest to 125-mL Eflask.

+ 95% ethanol dropwise swirl until almost all dissolves. + cold dH2O dropwise until almost all crystals appear cool flask in a cool bath suction filtration calculate % recovery. residue filtrate wash crystals with small portions of cold H2O – transfer crystals to pre-weight watch glass air dry weight dry aspirin calculate % recovery transfer aspirin to vial label determine the MP of crude and recrystallized aspirin. Characterization of advanced Aspirin: Reaction with KMnO4 : 5 drops dilute, slightly acidic KMnO4 in test tube. + pinch of the sample. – warm the tube in water bath for on argumentative, 5 mins. – examine mixture. Reaction with FeCl3 : pinch of the sample in test tube.

+ 3 drops 2.5% aqueous FeCl3. Differentiation of the synthesized acetylsalycylic acid from commercially available aspirin: pinch of the sample test tube. — repeat process but add 5 drops iodine solution. Figure 11.1. Suction filtration set-up. C. Best Google Books! Chemical Data Sheet. Table 11.1 Chemical data sheet for the synthesis of aspirin. Name and structure of the reagents. Functions in the exercise.

Starting material a white powder-like substance with an MP of 159°C and a density of 1.44g/cm3 Skin and eyes irritants In case of contact, immediately flush skin with plenty of on argumentative topics water acetic anhydride. Converts salicylic acid’s hydroxyl group into an acetyl group a colorless liquid with a density of 1.08 g/cm3 Corrosive and flammable Keep away from heat. Wear gloves, eye protection and face protection phosphoric acid. Serves as the catalyst a colorless viscous liquid with a density of 1.88 g/cm3 and a boiling point of 158°C Extremely corrosive. Avoid direct contact. Wear chemical protective clothing. Used for the recrystallization a colorless liquid with a melting point of 114°C and a density of 789.00kg/m3 Skin and scholarship essay spaced eyes irritants. Long term use can result to serious liver damage Keep away from heat. Wear gloves, eye protection and face protection KMnO4. Differentiating agent a purple liquid.

Highly explosive when reacted with concentrated sulfuric acid In case of contact, immediately flush skin with plenty of topics water for at least 15 minutes FeCl3. For the characterization of the scholarship double, synthesized aspirin and commercial aspirin Brown liquid with a molar mass of essay on argumentative topics 162.20g/mol, a boiling point of 306 °C and a density of 2.9g/mL Corrosive, toxic and acidic. Flush skin with water in case of direct contact. Table 11.2. Description of reagents. DESCRIPTION salicylic acid white, powder-like substance acetic anhydride clear liquid with strong odor phosphoric acid clear, colorless liquid with strong odor 95% ethanol clear, colorless liquid with strong odor KMnO4 purple liquid FeCl3 brown liquid Iodine solution clear liquid. Table 11.3. Preparation of best 2008 books Aspirin.

Salicylic acid + acetic anhydride + 85% phosphoric acid. salicylic acid was dissolved. Mixture at room temperature crystals were formed. Mixture after ice bath more crystals were formed. Suction Filtration: residue filtrate. fine, white crystals. clear liquid with small amounts of topics crystals at science and religion the bottom. fine white crystals.

Table 11.4. Recrystallization of Aspirin. Crude aspirin + ethanol. dissolution of on argumentative most crystals occurred. Mixture during cooling. crystals were formed. Mixture after cooling.

more crystals were formed. fine, white crystals. Table 11.5. Thesis Using Image Processing! Recovery data of recrystallized aspirin. Weight of watch glass + filter paper (g) Weight of watch glass + filter paper + product (g) Weight of product (g) Table 11. 6. Melting point determination. MELTING POINT RANGE (°C) Table 11.7.

Differentiation of starting material from the product TEST. disappearance of essay on argumentative violet color and formation of brown precipitate the solution remained purple. the solution remained brown and not all of the sample dissolved the image processing, solution became darker shade of essay on argumentative brown and not all of the sample dissolved. Table 11.8. Differentiation of synthesized acetylsalicylic acid from morrison paper commercially-available aspirin by iodine test SAMPLE. Synthesized acetylsalicylic acid. all of the sample dissolved and essay topics the solution is turbid. Commercially- available aspirin. all of the science, sample dissolved and essay on argumentative topics the solution is using image processing turbid. V. Sample Calculations.

1.0g SA ( 1 mol SA/ 138.16 g) ( 1 mol ASA/1 mol SA) ( 180.21g/ 1 mol ASA) = 1.30g. 3.00 mL AA ( 1.08g AA/ 1mL)( 1 mol AA/ 102.11g)(1 mol ASA/ 1 mol AA) (180. 21g/ 1 mol ASA) = 5.72g. % yield = Actual yield/ Theoretical yield X 100% = 0.78g/ 1.30g X 100% = 60% % recovery = Recovery yield / Actual yield X 100% = 0.457g/ 0.78g X 100% = 59% VI. Essay On Argumentative! Results and Discussion.

In this exercise, the spaced, goal was to produce acetylsalicylic acid through the essay on argumentative topics, organic synthesis from the reaction of salicylic acid to acetic anhydride, the starting materials. Instead of using acetic acid, acetic anhydride was used as solvent since the anhydride reacting with water to form acetic acid tends to drive the reaction to the right. It results from the elimination of a molecule of water from two molecules of acetic acid (see Fig. Antithesis Advanced Guestbook 2.3! 11.2). Figure 11.3 below shows the balanced chemical reaction of the synthesis of acetylsalicylic acid. Figure 11.2. Structure of Acetic Anhydride. Figure 11.3. The balanced chemical reaction of the formation of aspirin. Because the reaction is slow in pure acetic anhydride, the catalyst, commonly strong acids like phosphoric acid was used for the reaction.

According to Le Chatelier’s principle, the on argumentative, presence of excess acetic anhydride forces the equilibrium towards the desired product, which in this case is the aspirin. In addition to this, the catalysts were also used to ensure that side reactions, which may cause the percentage yield to increase, will be avoided. The reaction behind the synthesis is nucleophilic acyl substitution. According to McMurry (2000), nucleophilic acyl substitution happens when the scholarship essay spaced, initially formed intermediate expels one of the substitutes originally bonded to the carbonyl carbon leading to the formation of a new carbonyl compound. In this experiment, the specific nucleophilic acyl substitution is essay topics esterification. It occurs when a carboxylic acid in salicylic acid and an alcohol combine in a reaction to produce an ester. Figure 11.4. Mechanisms on the formation of aspirin.

Phosphoric acid protonates the carbonyl oxygen atom (C=O) of the anhydride to make it more prone to nucleophilic attacks. It gives the anhydride a positive charge thus, making it more susceptible to toni morrison, nucleophilic attacks. The nucleophilic hydroxyl group of essay on argumentative topics salicylic acid attacks the electron deficient acetic anhydride resulting to a tetrahedral intermediate. The hydroxyl group (-OH) attached to the electrophilic carbon removed the hydrogen as proton thus donating the electron to science and religion, form a double bond (C=O).The loss of the proton regenerates the phosphoric acid and thus, producing acetylsalicylic acid. To enhance the synthesis reaction, addition of heat and water after heating were done. The synthesis of essay on argumentative reaction is favored by heating the mixture because it speeds up the dissolution process of salicylic acid and increases its solubility as well. Because this specific reaction is an endothermic process, addition of heat would favor a forward reaction resulting to the formation of products. Aside from that, nucleophile was completely facilitated by the addition of water after heating.

Water was used in order to provide medium for further nucleophilic substitution. The theoretical yield obtained is 1.30 grams after knowing that salicylic acid is the limiting reagent. Brian Wilbur! The actual yield obtained is 0.78 grams thus, the % yield is 60% . This results are relatively low because of possible sources of error such as loss of product in the filter paper because of prolonged air dying, decomposition to acetic acid in solution so there wasn’t a complete conversion of reagents and essay topics insufficient heating. Upon obtaining the crude aspirin, recrytallization was done. This is toni performed to remove the traces of on argumentative impurities.

After cooling to antithesis guestbook, room temperature and immersing on an ice cold water bath, suction filtration method was done to separate the filtrate from the residue which contains the recrystallized products. Suction filtration is the most practical technique to topics, use when fast filtration of mixture is desired. It employs vacuum which can aid in detection using image the passage of filtrate through the filter paper (Basic Organic Chemistry: Laboratory Manual, 2012). In addition, since aspirin is an ester, it should not be recrystallized from hot water because it will allow the. crude sample to be hydrolyzed and yield undesirable products. The % recovery obtained is 59%.

After performing the synthesis of essay on argumentative aspirin from salicylic acid, the verification of the identity and purity of the product through melting point determination was also performed. In differentiating salicylic acid from the synthesized product, FeCl3 test and guestbook 2.3 KMnO4 test were conducted. For the on argumentative topics, FeCl3 test, the positive will give a change from yellow-brown solution to einstein and religion, a violet colored complex. For this test, the result is positive because of the presence of phenol in it. The oxygen atoms of the acid group –COOH, and of the topics, -OH group on antithesis advanced guestbook the salicylic acid together can form a complex with Fe(H2O)6 +3. The test result on essay on argumentative aspirin is negative because iron complex cannot be formed due to the absence of essays google books a hydroxyl group attached to benzene. For the KMnO4 test, a positive result was obtained from the synthesized aspirin as seen by the disappearance of violet color and formation of the on argumentative topics, brown precipitate. Toni Morrison! Theoretically, salicylic acid would give a positive result because of the presence of hydroxyl group (-OH). Recalling the reactions in alcohols, KMnO4 was used to detect the presence of primary and secondary alcohols.

Since the phenol group is on argumentative absent in the synthesized aspirin, a negative result should be obtained. Another test was conducted to differentiate the synthesized apirin from the guestbook 2.3, commercially-available aspirin. Unfortunately, same results was obtained from both samples. Ideally, the commercially-available aspirin will give the essay on argumentative, positive result of the solution turning blue or violet because of the presence of strach to scholarship, the commercially-available aspirin because pharmaceutical companies add starch to tablet medicines to give them its characteristic shapes. And the iodine test is on argumentative topics use to detect the presence of starch in a sample. Lastly, the melting point determination was conducted. One way of identifying a substance is through its melting point. The range of the melting point can give one an idea on the purity of the sample. The theoretical melting point range of aspirin is 128-137°C. In this experiment, the obtained melting point range of scholarship essay of the crude aspirin is 106- 112°C and for the recrystallized aspirin, it is 114-118°C.

The results of melting point determination means that the samples have impurities in on argumentative it. Narrow difference in the melting point range of the sample and the theoretical melting point range means that the substance is pure because of the uniform forces present in the molecules. When the wilbur resume, range is wide, it means that the sample contains impurities. In this exercise, melting point determination is done. And the results show that it has a wide difference from the theoretical melting point range of aspirin. Essay On Argumentative! Thus it can be inferred from the best american essays google, results that the topics, sample is not pure. VII.Summary and Conclusion. Synthesis of organic compounds involves guidelines and steps that should be followed. The first one is the establishment of the starting materials which is in this are the salicylic acid and using acetic anhydride together with the phosphoric acid that served as the catalyst for topics, the reaction.

The synthesis of aspirin involved the and religion, acid-catalyzed nuclephilic acyl substitution. The specific nucleophilic acyl substitution for on argumentative topics, this experiment is esterification. Best Essays 2008 Books! It happens when a carboxylic acid from the salicylic acid and an alcohol combine in a reaction therefore producing an ester. In this experiment, phosphoric acid was used as a catalyst to hasten the reaction between the salicylic acid and acetic anhydride. Heat and addition of water was also done for effiecient production of the on argumentative topics, desired product. The percent yield obtained for this experiment is 69%. Low %yield can be caused by insufficient heating and that the product was lost in the filter paper because of prolonged air drying. The next step that was done was the recrystallization of the crude sample to obtain a more purified organic compound.

Recrystallization was done by suction filtration. The last step for this experiment is the verification and differentiation of the samples. Through the KMnO4 test, it was verified that the synthesized product was indeed to be acetylsalicylic acid or most commonly known as aspirin. Morrison! Other tests such as iodine test and FeCl3, unfortunately did not give the theoretical results. Aspirin timeline. (2013). Retrieved on on argumentative October 5, 2013 from http://www.telegraph.co.uk/health/healthnews/8185164/Aspirin-timeline.html. History of Aspirin. (2013). Retrieved on October 5, 2013 from http://en.wikipedia.org/wiki/History_of_aspirin. Institute of american essays 2008 books Chemistry. (2012). Basic Organic Chemistry Laboratory Manual. University of the essay on argumentative, Philippines Los Banos College Laguna.

72-75. Material safety data sheet. (2013). Toni Morrison! Retrieved on October 6, 2013 from http://www.inchem.com.ph/productpages/fecl3_msds.pdf. MSDS for potassium permanganate. (2013). Retrieved on October 6, 2013 from http://www.sciencelab.com/msdsId=9927406.

McMurry, John. (2000). Organic Chemistry. On Argumentative Topics! 7th Edition USA. Phosphoric acid. (2013) retrieved on October 6, 2013 from advanced http://www.ccohs.ca/oshanswers/chemicals/chem_profiles/phosphoric.html. Rodriguez, E.B. Essay! (1997). Basic Principles of Organic Chemistry.

UP Open University: Diliman Quezon City . Scholarship Essay Double! 295 – 336. IX. Remarks and Recommendation. The synthesis of on argumentative organic compounds is indeed very helpful in chemistry and through this process, one can have a glimpse on how chemical processes works in real life. The researcher recommends the use of other tests in order to obtain more accurate results in the differentiation of the synthesized aspirin from the commercially-available aspirin. University/College: University of California. Type of paper: Thesis/Dissertation Chapter. Date: 21 April 2016.

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essay on topics telebanking Information technology in the banking sector : opportunities, threats and strategies. Graduate School of Business and Management, American University of Beirut, 1998. The 21 st century will bring about an all-embracing convergence of computing, communications, information and knowledge. This will radically change the way we live, work, and think. The growth of high speed networks, coupled with the falling cost of computing power, is making possible applications undreamed of in the past. Voice, data, images, and video may now be transferred around the world in micro-seconds. This explosion of technology is changing the banking industry from paper and branch banks to' digitized and networked banking services.

It has already changed the internal accounting and management systems of banks. It is now fundamentally changing the delivery systems banks use to einstein essay interact with their customers. Essay On Argumentative. All over the world, banks are still struggling to find a technological solution to research paper meet the challenges of a rapidly-changing environment. It is clear that this new technology is changing the banking industry forever. Banks with the ability to invest and integrate information technology will become dominate in the highly competitive global market. Bankers are convinced that investing in IT is critical.

Its potential and consequences on the banking industry future is enormous. Technology and Banks Transformation. Computers are getting more sophisticated. They have given banks a potential they could only dream about and have given bank customers high expectations. The changes that new technologies have brought to banking are enormous in their impact on officers, employees, and customers of on argumentative topics banks. Advances in technology are allowing for delivery of banking products and services more conveniently and wilbur resume effectively than ever before - thus creating new bases of competition. On Argumentative Topics. Rapid access to critical information and the ability to best 2008 google act quickly and effectively will distinguish the successful banks of the future. The bank gains a vital competitive advantage by having a direct marketing and accountable customer service environment and essay new, streamlined business processes. Consistent management and decision support systems provide the bank that competitive edge to forge ahead in the banking marketplace. Major applications.

The advantages accruing from computerization are three-directional - to the customer, to the bank and to the employee. For the brian resume customer. Banks are aware of customer's need for new services and plan to make them available. IT has increased the level of competition and forced them to integrate the new technologies in order to satisfy their customers. They have already developed and implemented a certain number of solutions among them: Self-inquiry facility: Facility for logging into specified self-inquiry terminals at on argumentative topics, the branch to inquire and view the transactions in the account. Research Paper. Remote banking: Remote terminals at the customer site connected to the respective branch through a modem, enabling the customer to make inquiries regarding his accounts, on-line, without having to move from his office.

Anytime banking- Anywhere banking: Installation of ATMs which offer non-stop cash withdrawal, remittances and inquiry facilities. Networking of computerized branches inter-city and intra-city, will permit customers of these branches, when interconnected, to transact from any of these branches. Telebanking: A 24-hour service through which inquiries regarding balances and transactions in the account can be made over the phone. Electronic Banking: This enables the bank to provide corporate or high value customers with a Graphical User Interface (GUI) software on essay a PC, to inquire about their financial transactions and accounts, cash transfers, cheque book issue and einstein and religion inquiry on rates without visiting the bank. Moreover, LC text and details on bills can be sent by the customer, and the bank can download the same. The technology used to provide this service is topics called electronic data interchange (EDI). It is used to transmit business transactions in computer-readble form between organizations and individuals in a standard format. As information is centralized and toni updates are available simultaneously at all places, single-window service becomes possible, leading to effective reduction in waiting time.

For the bank . During the last decade, banks applied IT to a wide range of back and essay topics front office tasks in addition to a great number of new products. The major advantages for the bank to implement IT are: Availability of a wide range of essay inquiry facilities, assisting the bank in business development and follow-up. On Argumentative. Immediate replies to customer queries without reference to ledger-keeper as terminals are provided to antithesis advanced guestbook 2.3 Managers and Chief Managers. Automatic and prompt carrying out of standing instructions on due date and generation of reports. Generation of essay various MIS reports and periodical returns on toni morrison research paper due dates. Fast and up-to-date information transfer enabling speedier decisions, by interconnecting computerized branches and controlling offices. For the employees . IT has increased their productivity through the followings: Accurate computing of cumbersome and time-consuming jobs such as balancing and interest calculations on due dates. Automatic printing of essay covering schedules, deposit receipts, pass book / pass sheet, freeing the science staff from performing these time-consuming jobs, and enabling them to give more attention to the needs of the customer. Signature retrieval facility, assisting in verification of transactions, sitting at their own terminal.

Avoidance of duplication of essay on argumentative entries due to existence of single-point data entry. A search of the banking literature reveals that banks are moving rapidly to take advantage of recent and new customer service and cost reduction opportunities that new technologies offer. A sampling is in the table below: Internet: Riding the tiger. The Internet is rapidly becoming the information superhighway of science and religion a global electronic marketplace. The rising commercial interests in the Internet are especially evident in frontend applications such as electronic catalogs, yellow pages, storefronts, malls, and customer support centers. All these applications are based on the World Wide Web (WWW) -- the fastest growing segment of the Internet. Essay Topics. Although back-end applications such as electronic data interchange (EDI) are equally important, their adoption has not been as rapid. One major concern is security: the Internet is generally perceived as not secure enough for brian, transmitting sensitive data such as payments.

Upon a closer look, however, this view is not warranted, since technologies such as public key encryption and firewalls address essential security concerns. Moreover, such technologies are already available. The only remaining barrier is the essay on argumentative topics lack of real world users of those technologies. The pilot project between Bank of America (BofA) and one of spaced its large corporate customers involves transporting financial EDI transactions over the Internet. If successful, BofA expects that this new EDI option will lead to a reduction in telecommunications costs, an improved position with respect to its value-added network (VAN), and valuable learning experience with the Internet environment, which is topics becoming increasingly important to the bank. The project is also significant beyond BofA: because it is one of the first large-scale, real-world trials, its outcome will help dispel many uncertainties surrounding Internet-based EDI, and encourage more companies to move in this direction.

Investing in technology . According to a survey conducted by the American Bankers Association, US banks expenditure on best american 2008 information technology grew from $16.3 billion in 1994 to $18.7 billion in 1995-an increase of 14.7%, and $1 billion more than the same bankers forecasted they would spend in last year's survey. By 1998, the topics banks expect to spend $21.2 billion (an increase of 7. 1 %). How to survive . The key to survival is customer service. Customer loyalty will be determined by brian wilbur resume convenient and innovative delivery of products and personalized services. In the '70's and '80's, banks were marketing to a generation raised on old style banking: personal interaction at a banking office. That generation was disdainful of on argumentative topics impersonal service and scholarship essay spaced afraid of computers. Convenience was having a branch in one's neighbourhood.

Today, personal service and convenience are still the on argumentative topics critical factors in the banking relationship, but they are defined differently. Consumers still want to scholarship double bank with a financial institution they know, and one who knows them, but they do not necessarily want to go to the bank. On Argumentative Topics. They are not afraid of computers and technology; they embrace them. Advanced Guestbook 2.3. Convenience is doing their banking when they want, and essay on argumentative where they want. They are now comfortable with personal computers and other electronic devices. They expect fast, efficient, and accurate service And the only way to antithesis cost effectively provide the instant, quality service that customers demand, and that the competition provides, is through intensive use of the on argumentative topics most advanced information technologies and through good people trained in the use of best essays 2008 books these technologies. For all these reasons, the banks delivery systems are completely changing. The new Delivery Systems . The increasing cost of building brick-and-mortar branches, decreasing cost of essay computers, high delivery costs and slow revenue growth force a relook at the conventional delivery systems. Essay Spaced. Moreover, growing comfort of technology usage by the customer is rapidly fostering usage of non-branch channels for routine transactions. The new strategy changes the focus of the branch from being a high cost transaction center to a provider of a wide range of services like telebanking, customer service kiosks, ATMs, and remote electronic banking.

New Marketing Opportunities . As the new technology is so expensive banks need to use the on argumentative new systems to do more than deliver information and american google basic services. Banks need the ability to also sell insurance and investment products to get a better return on this investment. Telephone banking can bring financial services to essay the home or office, especially if they are affordable screen phones. By noticing how much interest the customer expresses, the bank can market stock quotes and insurance quotes. Interactive videos are new technology that banks can make available to the customer to maintain personal contact while still lowering the expense of delivery service. With an interactive video an expert employee is not needed in morrison research each branch. Complex life insurance products, open brokerage accounts, customized product illustrations can be widely available where needed.

The interactive videos will be cost effective expertise. The internet is a medium to allow banks to offer products to essay on argumentative topics customers outside the normal customer base of a branch. Banks are aware of the customer's need for these services and plan to make them available before other sources do. Drawbacks . Early experiences with electronic commerce in the banking industry, which has been a pioneer in the use of electronic systems, can be used to spaced learn of some potential dangers and issues to be taken into account. The use of essay topics Automated Teller Machines and electronic home banking systems has increasingly allowed customers to bank outside of thesis cancer detection using image traditional bank facilities, for most of their usual transactions. This was consistent with the cost-savings strategy of on argumentative most banks, which discovered that electronic transactions were about seven times less costly compared to the manual handling of these transactions by a bank teller. Nevertheless, the fact that customers' only contact with their banks was through (rather unsophisticated) electronic interfaces, and the major difficulties in integrating the legacy systems of a typical bank, prevented banks in many cases from selling additional products to customers (cross-selling). Best American Essays 2008. In some European markets, the insurance companies took opportunity of that to essay topics grab business from banks, selling savings products to customers through their extensive distribution network. Similarly, the decrease in human interaction with customers could also lead to a less sophisticated understanding of their needs, as they're not always able to express comments, criticisms or requests for new products while interacting with machines. Morrison Research Paper. This should lead to a design of electronic commerce systems which incorporate capabilities for essay on argumentative, customer understanding and for best american essays google books, proactive selling of on argumentative topics new products. Antithesis. Electronic business transactions can only be successful if financial exchanges between buyers and sellers can occur in a simple, universally accepted, safe and cheap way.

Various systems have been proposed, some of them based on traditional mechanisms (e.g. Topics. credit cards accounts) while others rely on new designs, such as electronic money. The key here will be to find a few widely accepted mechanisms, which can be used by brian wilbur most actors. The recent agreement between Mastercard and Visa on one security standard for credit card transactions over topics, the Internet, and brian resume its backing by most major software vendors is one step in essay on argumentative topics the right direction. Toni Morrison Research. This doesn't diminish the need for on argumentative topics, more specialized systems, for instance to brian wilbur resume allow microtransactions, the exchange of very small amounts of money (a few cents) in essay on argumentative topics exchange for information or services. Toni Research. These new payment mechanisms will in turn enable new business models such as pay-per-article newspapers. The Lebanese Case. During the last civil war (1975-1990), eighty percent of the essay Lebanese infrastructure was destroyed. The remaining twenty percent are now outdated. The Lebanese banking sector was heavily affected by the war.

They lacked the information technology revolution in the banking sector. It becomes a strategic necessity for the Lebanese banks to implement the einstein science new technologies at all levels, transactional level, managerial level and executive level. In the 1990's they started implementing IT capabilities to change the work organization, raise the productivity, cut costs and deliver the best services to their customers and increase their profits in the same time. Most of the Lebanese bankers believe that IT will enable them to face the foreign competition and the possible consequences of the coming peace. Technology Adoption . The vast majority of the Lebanese banks have set very high standards of excellence for themselves in essay terms of technology, state-of-the-art facilities, customer service and customer orientation with all facets of operations totally computerized. The banks also make extensive use of using communication technology to provide off-site banking facilities including ATMs.

Their ambition is to position themselves as technology-driven banks offering superior services to both their clientele classes - the corporate customer and the retail customer. The corporate customer typically requires quick disposal of loan applications and maximum returns from the cash balance. The needs of the corporate customer are functions of the speed of response. Technologically the answer to this is a reliable network connecting branches that run on-line. The first steps . At the early stage , Lebanese banks started to build their databases and automate their work procedures. Essay Topics. Most banks have adopted ready made packages for brian wilbur, their internal operations.

Currently, these banks are replacing their old information systems. The banks branches are planning to provide state-of-the-art services to their customers enabling a rapid growth of the bank's performance in a very competitive marketplace. Different approaches are followed in essay on argumentative topics the Lebanese banks to acquire and brian resume implement the new technologies. Banque du Liban et d'outre-mer (BLOM), for example, has developed its own complete banking information system. While Ban k Audi followed another strategy and purchased an on-line information system providing a real time on line branch network with an up-to-date banking and customer information to senior management, middle managers, end users and business analysts.

Both information systems, in BLOM in on argumentative topics Bank Audi are scheduled to google run during this year. The major reasons behind adopting or developing new information systems are: Rapid geographical expansion has forced banks to replace their off-line systems by an on-line system linking the branches to the head office through the telecommunications network. Restructuring bank's processes in order to on argumentative reduce staff expenses which constitute a large part of the operating costs and a heavy burden on its operating profitability. Incompatibility of the einstein essay old systems with the strategic necessity of integrating new technologies like ATMs, telebanking, etc. in order to provide the high quality services to on argumentative topics the customers and competing on an equal foot with the foreign banks. The competition . The Lebanese banks are also planning to offer the entire range of morrison services like telebanking, ATMs, etc. They also respond very actively in the marketplace in essay topics introducing new products and services.

Arab Bank was the pioneer in introducing ATMs in Lebanon. Arab bank started to install ATM machines in 1993. Other banks followed, by establishing in 1994 a network called Link Network, using Link cards. About 25 banks have joined this network and are sharing now its almost 60 machines located in the major cities of Lebanon. The central bank is expecting that about 700 ATM machines will be installed in Lebanon by the year 2000.

Lebanese banks are also introducing remote banking services. Arab bank was also the first bank in Lebanon to offer this service. Early in 1994, Arab bank installed an interactive voice response system, called Phone Banking. At the same time, it introduced the computer based remote banking service which is called Corporate banking. Einstein And Religion. Four other banks, Allied Business Bank, BLOM, Universal Bank, and the British Bank of the on argumentative topics Middle East followed and introduced their telephone based remote banking. However these services are providing only inquiry facilities because they are off-line systems.

Technology Assessment . The diffusion and successful implementation of toni morrison paper IT in Lebanese banks is not an easy process. Lebanese banks are facing enormous challenges in mastering the new tools provided by IT. An important constraint to the diffusion and success of IT implementation is the telecommunications infrastructure, another obstacle is managerial practices and organizational weaknesses. On Argumentative. In the following section, I will analyse and and religion essay discuss these obstacles. In evaluating banks'use of on argumentative topics technology, we look at 2008, both the technology in place to serve today's customer and the plans for serving tomorrow's. The first objective is to on argumentative topics examine the bank's deployment of scholarship double technology relative to what is essay on argumentative topics available, tested, and proven to enhance bank performance. The second is to examine the bank's preparation for the future. We want to answer the following questions: The most important issues to be analysed are : To what degree is the bank using proven technologies to scholarship spaced enhance performance? Are there any technologies not deployed that would have a significant, positive effect on performance?

What level of specialized training has been received by on argumentative the officers and employees assigned to selecting, deploying, and essay double spaced managing technology? What level of on argumentative systems training has been provided to other officers and employees? How effective are the systems that are being used? Is Management monitoring the evolution of banking technologies and planning for the future? Telecommunication infrastructure . The greatest obstacle to real time electronic banking in Lebanon is the telecommunications infrastructure. Telecommunications in the banking sector is a major factor to the success or failure of any application or service. The Lebanese telecommunications infrastructure was devastated by the civil war. The process of rehabilitation and modernization of scholarship double spaced this infrastructure started in 1993.According to the recovery plan developed by CDR the telecommunications rehabilitation plan will be completed by the year 1998. This means that banks will not be able to rely on the public network until 1998.

The result of essay such situation is a delay in implementing new services and best american essays google books products like remote banking, electronic funds transfer, real time bank information systems. This has also an essay on argumentative topics effect on the reliability of the services already implemented like ATMs. In order to scholarship essay spaced face this challenge, banks began studying the feasibility of topics installing a private telecommunications network. Four banks, Bank Audi, Arab Bank, Byblos Bank, and BLOM, started in the early 1996 considering the installation of a private network to connect their branches and thus conduct real time banking operations. This network will also be used to connect the ATMs machines which will thus function on-line. However three problems are delaying the implementation of such network: Obtaining a license from the Ministry of Post and telecommunications. The high cost of the equipment 0 The lack of coordination between the members of the Lebanese Banks Association. Human Resources Problems . Banking industry is heavily depending upon information technology that needs professionals for development, implementation and support.

Despite the programs performed by many banks to develop their local expertise in IT, there is still a real shortage of qualified personnel. According to a recent survey ( T. Abdul Reda and M. Dayya, Banking IT: a look at Lebanon, AUB, 1996) the following problems were identified: almost half of the Lebanese banks do not have one engineer among their staff. lack of professional training programs. Financial institutions in essays Lebanon offer a wide range of training programs to their employees. On Argumentative. However, with respect to their technical IT staff the percentage of training programs is much less, because IT staff are considered to be trained, highly qualified and hence do not need extended training sessions. The consequence of such policy is a reduction of the wilbur capability of IT staff to be up to date in the most recent advances . High turnover rate of technical staff. The turnover rate of the technical staff in on argumentative topics some 40% percent the antithesis advanced guestbook Lebanese banks is around 20%.

The low salaries and better opportunities in other industries are the main reasons for this high rate. Resistance to change. Resistance to change and the absorption capacity is often neglected once the automation system is on argumentative topics adopted. However, this human factor is antithesis guestbook a critical factor in essay the success of any banking application of information technology. The only way to solve this problem is to design adequate training programs and antithesis advanced guestbook 2.3 increase the awareness of the on argumentative topics employees. Most Lebanese banks have realized this fact and some of them have established a training centre. These are the major obstacles for implementing IT in Lebanese banks. Another point that should be mentioned is the necessity of planning very carefully the development of any new application. A computerization plan is the basis for implementing successful information technology solutions. To be relevant, these plans have to be linked closely to organizational strategies, objectives, priorities and processes. Strategy for the future.

Banks face a serious challenge. The basic structure of the bank is increasingly in conflict with the changing product, delivery, and service needs of the customers The future belongs to financial service providers not traditional banks. The vast majority of large banks, will create value networks. Doing so presents tremendous challenges. Banks will have to first develop a comprehensive distribution system that will enable customers to touch them at antithesis advanced guestbook, multiple points.

Banks must also create performance measurement systems to assure the on argumentative mix products and services they offer are beneficial to both the customer and the bank. They must determine whether to deploy new technologies themselves or with other service providers. Nevertheless, technology alone will not solve issues or create advantages. This technology needs to be integrated in thesis cancer detection processing an organization, with the change management issues linked to people resisting new concepts and topics ideas. It also needs to antithesis guestbook support a clearly defined and well communicated business strategy.