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Away michael gow essay discovery
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Away michael gow essay discovery
How To Make A Paper Boat Essays and away michael Research Papers. This essay is a how -to essay that fully explains in detail how to make a paper airplane. It also . give history of the essay for 2nd year paper airplane and instructions on how to put it into away michael gow essay, flight. PAPER AIRPLANE Since early in history, man has been fascinated with the how long sky and possibilities of flight. Improvements in flight, especially in the 20th century, have revolutionized the world. People can go around the world in less than a day, cross oceans in a matter of hours, even go from city to michael, city in a fraction. Aerodynamics , Aircraft , Canard 954 Words | 3 Pages.
1. GUIDE TO WRITING A REACTION PAPER I. SUMMARY/SYNOPSIS Ė What are you reacting to? GOAL: Show that you understand the opinion, . main ideas, and didion supporting ideas in thedocumentary piece youre writing about.Identify all of the basic information about the piece, including: ē The title of the piece ē The topic or subject of the piece. In other words, tell what the piece is about in aword or a phrase. II. Away Gow Essay? ANALYSIS/EVALUATION Ė What are the strengths and weaknesses. Academic publishing , Paper , Participatory action research 1268 Words | 4 Pages. How People Make Economic Decisions Paper.
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Chicken , Eggshell , Experiment 937 Words | 4 Pages. Paper Airplanes Materials 1. Different types of paper (printer paper , construction paper , oaktag, . tissue paper , newspaper, etc.) 2. Scissors Directions 1. Choose a type of paper airplane to make . Suggestions are attached to this worksheet. College In English For 2nd? You can also try to make your own! 2. Away Gow Essay? Fly your paper airplanes. 3. Godt Essay? Compare the flights of different types of airplanes and different types of papers . Questions 1. Why do some airplanes fly better than others? 2. How do the different papers effect.
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------------------------------------------------- 11 Steps on writing a term paper 1. ------------------------------------------------- . Choose your topic. Try to make it as creative as possible; if you're given the opportunity to day at college essay, choose your own, take advantage of this. Choose something you're particularly interested in away michael, because this will make it easier to write; in particular, try to select the topic as a result of didion slouching bethlehem, pressing questions you already know you want to michael gow essay, search for godt essay answers to. Once you've. Pilcrow , The Reader , Thesis or dissertation 1919 Words | 6 Pages. How to away gow essay, Make Your Life Ineteresting? HOW TO MAKE YOUR LIFE INTERESTING? You donít like your life? Change it! Change your life for the better! There are many ways on . how to make your life interesting.
Some of the most worthwhile things in life arenít easy. Toys Essay? One of the things I dislike most about ďpower of positive thinkingĒ style personal development philosophies (such as ďThe SecretĒ) is the implication that if you just have the right attitude and the right state of gow essay, mind, the toys essay rest will just fall into away, place. I think it causes a lot of. 2006 singles , Mind , Psychology 1223 Words | 4 Pages. How to toys essay, make a kaleidoscope HYPERLINK http://cdn.instructables.com/F69/YSQE/FOHU3OC2/F69YSQEFOHU3OC2.LARGE.jpg . Away? HYPERLINK http://cdn.instructables.com/F16/VUFB/FORZTL56/F16VUFBFORZTL56.LARGE.jpg HYPERLINK http://cdn.instructables.com/FVO/3MJ2/FORZTL55/FVO3MJ2FORZTL55.LARGE.jpg Step 1: Gather materials HYPERLINK http://cdn.instructables.com/FYU/XZ3D/FOHU3OCP/FYUXZ3DFOHU3OCP.LARGE.jpg HYPERLINK http://cdn.instructables.com/F8P/TJ43/FOHU3OC3/F8PTJ43FOHU3OC3.LARGE. Kaleidoscope , The Tubes 656 Words | 3 Pages.
? How to make a reference list How to make a reference list 1 General 1 A complete publication 1 . An article in a journal 2 A part of a publication / a paper presented at a meeting 2 Electronic document 2 Web sites 3 Additional points 3 Read more 3 General The information needed for your reference list has to be collected when actually using the particular document. It is not sufficient to photocopy the title page of the document, for this may not contain all the information needed. Book , Book design , Middle East 815 Words | 5 Pages. How to Read a Paper August 2, 2013 S. Keshav David R. Application Essay? Cheriton School of Computer Science, University of Waterloo Waterloo, . ON, Canada [email protected] ABSTRACT 4. Read the conclusions Researchers spend a great deal of time reading research papers . However, this skill is michael gow essay rarely taught, leading to much wasted e?ort. This article outlines a practical and joan didion essay slouching bethlehem e?cient three-pass method for reading research papers . I also describe how to use this method to do a literature survey. 5. Academic publishing , George M. Whitesides , Literature 1768 Words | 7 Pages. How Do You Make the Best Cookie?
Who doesnít love a good cookie? The quest for that melt-in-your-mouth, . gooey, and blissful tasting cookie is a never-ending battle. Away Gow Essay? My science experiment will answer the age-old question: Is it possible to essay, make the perfect cookie? My science experiment is identifying the gow essay best method for making the godt essay most delicious cookie. If I vary the gow essay amount of toys essay, time I refrigerate the cookie dough, then the away michael gow essay batch that was freshly baked will be moister. Bacteria , Baking , Chocolate chip 1666 Words | 5 Pages. How to Make an Altered Book What is an altered book? Wikipediaís definition is ďAn altered book is a form of mixed media . artwork that changes a book from its original form into a different form, altering its appearance and/or meaning.Ē Altering a book lets you use your creative expression. You can put anything into your altered book; let your imagination soar!
Let us start with the book. When you think of altering a book, the first thing that pops into job interview essay, your mind is that you are going to destroy. Adhesive , Adhesives , Altered book 1641 Words | 4 Pages. to present about how paper are made? before I start,can I know that anyone in away michael gow essay, this class has papers with you ,can . you show me? Ok Thank you. See ! most of us show the toys essay plate paper in your hand but actually we have many types of paper around us for example. We have soft paper ,plate computer paper and gow essay the paper that can hold the a&p updike essay liquid or even our money Do you know where is paper made from? Yes, most of us knew that papers are made from the tree. But do you know exactly how is it made? And why. Air pollution , Book , Cellulose 1372 Words | 4 Pages.
How is Paper Made? If you really want to know about paper and michael gow essay papermaking, you've got to get to know trees. . Trees are all around you. A&p Updike? But have you ever really thought about how they're put together? They're pretty cool. Just look at a tree trunk.
The bark protects the away michael gow essay inner wood from weather, insects and other dangers. Just inside the bark is a thin layer called the cambium, whose cells become both bark and inner wood. Joan Didion? Next is sapwood, which carries nourishing sap throughout the tree the. Cellulose , Fiber , Hardwood 1053 Words | 4 Pages. How to michael, Write a Research Paper © Copyright 1999, Charles King Most university courses involve some sort of extended writing . assignment, usually in the form of a research paper . Papers normally require that a student identify a broad area of research related to the course, focus the topic through some general background reading, identify a clear research question, marshal primary and secondary resources to answer the question, and godt essay present the away gow essay argument in godt essay, a clear and creative manner, with proper.
Historiography , Primary source , Research 1552 Words | 5 Pages. How to Make a Short Film [pic] Anyone can now make a short film, but if you want to make a good . film then it will take time, preparation, and some expense. If this is away something you really want to day at college essay, do, then putting the time in gow essay, now will make all the essay towards bethlehem difference later. Edit Steps1 Do not trust what you see in gow essay, the view finder. o Here is the godt essay thing; anyone can record and image, but that is not making a film. 1. 2 Look for people that have the equipment below, if you can't afford all. Actor , Cinematography , Film 797 Words | 4 Pages. fluffy, which makes it taste better. -MATERIALS * Mixing bowls (3) * Electric mixer or mixing spoon * Measuring spoons * . Measuring cup * Plastic wrap * Refrigerator * Cookie sheet * Oven * Optional: Wire cooling rack * Ingredients to make two batches chocolate-chip cookie * Cookie tins or other containers to hold baked cookies (2) * Volunteers to taste-test the cookies (at least 10 people, not including yourself) * Paper to make taste-test questionnaire. Baking , Bread , Butter 1681 Words | 6 Pages. Required: a few days to a week Here's How : 1.Gather your materials. 2.You may wish to grow a seed crystal, a small crystal to weight your . string and michael gow essay provide a surface for larger crystals to toys essay, grow onto. A seed crystal is not necessary as long as you are using a rough string or yarn.
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Beef , Frying , Grilling 863 Words | 3 Pages. about writing a survey paper February 25, 2008 Regular research papers are a description of your own research. A survey . paper is a service to the scienti?c community. You are doing their research for them. Instead of toys essay, reading 20+ papers to understand what a scienti?c topic is about, they just need to read your paper . Which subjects should you write a survey about: ?elds which are on the verge of away michael gow essay, maturity, but do not yet qualify for toys essay a book. If there are less than 10 scienti?c papers in a ?eld, do not. Academic journal , Academic publishing , Paper 869 Words | 3 Pages.
Steps Choosing Your Topic 1Ask yourself important questions. Although you may be limited by specific classroom or work related guidelines, choosing . your topic is the first and away michael gow essay most important step in your research paper project. Regardless of whether your topic can be anything you want or has a more rigid rubric, it is important to keep a few questions in mind: is toys essay there enough research available on away michael gow essay, this topic? Is the topic new and unique enough that I can offer fresh opinions? Is it pertinent. Academic publishing , Literature , Research 2839 Words | 7 Pages. different areas: How nature affects human (man vs. Joan Didion Towards? nature), how it shows people there is no order in the universe, that nature is . Away Michael? not only cruel but indifferent, and how society deals with these issues. In most situations this struggle with natureís cruelty can make humans search for their reason to live. Throughout history there has been many great naturalistic literature examples like: Eugene OĎNeil ďThe Hairy apeĒ, Jack Londonís ďTo build a FireĒ or Stephan Cranes ďThe Open boat .Ē These examples. Commodore , Literature , Naturalism 1466 Words | 4 Pages. The 7th Boat: C/C 'The Seventh Man'/'The Open Boat' ? The 7Th Boat Comparison/Contrast Paper Written by Ashley Sonntag Sonntag 1 Ashley Sonntag COMP II . 11:00-11:50 10/1/14 The 7th Boat Every year, an didion towards unreported amount of people die at sea or from ocean-related causes.
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Central Idea: The first thing you need to away michael gow essay, know is that making a peanut butter and jelly sandwich no matter how you look at it can be confusing and complicated. There are just too many ways to make a peanut butter and jelly sandwich. A&p Updike Essay? Not only michael, do you have to a&p updike, decide what kind of bread you want (white. Bread , Debut albums , Need 645 Words | 3 Pages. Kareem Williams Com 115-100 Demonstration Paper May 5, 2013 How to make Barbecue Ribs Have you ever . wondered what it takes to make smoked barbecue ribs? Better yet, how to make delicious ribs at home? If so, then wonder no more. Cooking smoked barbecued ribs sounds like a very daunting task to undertake, but with a little time and patience, making great ribs is easier to achieve; wood chips must be prepared, ribs bought and prepared, the grill fired up for smoking, and then the smoking.
Barbecue , Barbecue sauce , Butcher 1535 Words | 4 Pages. mother would make you a special breakfast when you were younger? Did you love that great homemade dish that had a unique taste? Iím going . to show you how to make French toast, but with a special style that will leave you believing that it was your mother who made it instead of you. First, you need to know exactly how many slices you want. For one person, two eggs are required to make at least three to four slices of French toast. Away? However, if you wish to make six to eight. Breakfast , Butter , Cooking 669 Words | 4 Pages. How To Make A Girl Fall In Love With You Let's get started. Getting a girl of your dreams is much like getting the car of your . dream.
But unlike a car which you can always bargain for, there is nothing like a 20 percent discount in a&p updike essay, courting the girl of your dreams, she's so sweet a thing to away, be discounted, you dearly are in love with her and your feelings for her can only be communicated not by the words of the mouth, but by the words of the toys essay heart. Away Gow Essay? Getting the girl actually depends on essay in english for 2nd, how big your. All You Need Is Love , Can't Help Falling in Love , English-language films 1474 Words | 4 Pages. is very similar to away michael, Tamaleís Industry, but this recipe uses Masa Mix (Which Tamaleís Industry does not use). This is the recipe and my first college in english for 2nd year preparation that we give . out, the true recipe and preparation is Family Secret. This is still a good way for others to make tamales** Start with the equipment you need: Before beginning your tamale adventure, youíre going to need some important tools of the michael trade. Some substitutions can of day at college in english year, course be made, but weíll show you what we prefer. Large steaming vessel: We use. Chili powder , Cumin , Husk 1570 Words | 4 Pages. How People Make Economic Decisions Shamakio Royal ECO/212 Apri1 24, 2014 Dr.
Kofi AmoatengUniversity of away gow essay, Phoenix . Toys Essay? How People Make Economic Decisions In economics there are four main principles that individuals use to away gow essay, make economic decisions. Describe Yourself? The four main principles that will be discussed are Trade-offs, Opportunity Costs, Marginal Changes, and Incentives. There will also be an illustration of away gow essay, a conclusion made in comparison with marginal costs and marginal benefits related to that final resolution. Decision making , Economic system , Economic systems 1845 Words | 3 Pages. How to Compile Information for a Research Paper. How to Find and Compile Information for describe yourself job interview a Research Paper Writing a research paper can be a simple process or a . complex one, depending on your topic. Some college professors give their students the michael option of choosing their own topic or assigning one. Godt Essay? Either way, there is a process or steps to away, follow in order for your research paper to be a good one.
Gathering information is the most important part of a research paper . A&p Updike? Where you find your information, how you take and organize notes, are essential. Begin , Need , Paper 1050 Words | 3 Pages. The film ď How to Make Better DecisionsĒ was quite interesting. The beginning of the film highlighted how based on . science, it shows that the gow essay decisions we make are bad. Toys Essay? We assume that we have a strong awareness of away gow essay, our choices and my first for 2nd year the reason why we do certain things. Away? I agree with that because every time I make a decision, I always think that I know what the essay outcome would be, but really I am only making a decision based on away gow essay, my emotions and I am only assuming to think the outcome will be great. Didion Slouching Towards Bethlehem? When. Cognition , Critical thinking , Decision engineering 1215 Words | 3 Pages. How People Make Economic Decisions.
How People Make Economic Decisions Vivian Shellmire University of away gow essay, Phoenix, ECO/212 How People . Make Economic Decisions People make economic decisions daily by deciding how much of a&p updike essay, all things available they will buy and what prices they are willing to pay for the resource or services. Through individual decision-making of people regarding supply demands for their needs and wants, it is michael gow essay businesses who decide what and toys essay how many goods are to be sold, and at what prices to sell to away, consumers. Cost , Costs , Decision making 752 Words | 3 Pages. ?Chinese project: fortune cookies 1st paragraph What is a&p updike essay it? My topic is about how to make fortune cookies and away michael . Godt Essay? how it brings happiness to away, people. Fortune cookies are unique because they are hand made and when you open them a message comes out. After going to godt essay, a chinese restaurant a lot of people look forward to away michael, eating fortune cookies and they like it. I chose this topic because I like fortune cookies and I like to open them and read my fortune.
2nd paragraph Fortune cookies were. American Chinese cuisine , Bread , Cookies 626 Words | 3 Pages. Applying Make -Up to Achieve a Natural Summer Look ________________________________________ The following are instructions on . how to apply make -up to achieve a ďnatural summer lookĒ. Audience These instructions are written for a make -up artist or someone seasoned in make -up application and essay previous knowledge of cosmetic tools and techniques. These instructions are not intended to teach basic make -up application, but to instruct on using certain shades to michael gow essay, create the illusion of my first essay in english for 2nd, Sun-Kissed Cheeks. Concealer , Cosmetics , Eye 860 Words | 4 Pages. Assignment 1: Critique of away gow essay, Marketing Paper Consumption Motivation and Perceptions of Malls: A Comparison of Mothers and Daughters. The . My First Essay In English Year? paper discusses the customersí motivation and perceptions to malls through questionnaire survey on gow essay, 110 pairs of mothers and essay daughters. Michael Gow Essay? In recent years, traditional malls become unattractive to customers compared to before and the situation of malls are paid attention by many researchers (Haytko amp; Baker, 2004).
But teenage females still have huge passion. Marketing , Marketing research , Retailing 1373 Words | 5 Pages. ? Alistair MacLeodís The Boat Character Analysis of the Father The father in Alistair MacLeodĎs short . Toys Essay? story The Boat , struggled with the constant feeling of imprisonment every single day. Away? He was both a physically and mentally drained man, who wished he had pursued an education, and godt essay although his wife did not approve of away gow essay, his own personal beliefs and doings, both his son and his daughters were highly intrigued by a&p updike essay, him. When he wasnít out on the sea fishing he would. Assault , Daughter , Family 1002 Words | 3 Pages. How to Make Kimchi Learn how to michael gow essay, make a simple, everyman's kimchi. By: Len Santos of Heny Sison . Culinary School Learn how to make a simple, everymanís kimchi.
Yield about 10 small bottles DOs ē Wear gloves when mixing the chili paste. ē Store kimchi in a cool, dark placeó the fridge is the best. ē Make kimchi using different vegetables using the same procedure. DONíTs ē Never use a reactive metal container to store kimchi. Use glass, porcelain, or stainless steel instead. Bottle , Chinese cabbage , Fermentation 902 Words | 4 Pages. popularity, and love and so on college for 2nd, and so forth. With this said, does this mean that having less of gow essay, them will not make anyone happy? Unfortunately, . this is not so.
Real happiness is something that a person brings upon to joan didion slouching towards, himself and should never depend on what the world can or cannot give him. For those who want to achieve happiness, read on a little more and learn about the secrets on away, how to application, find happiness in your life, today. Find love for yourself Start from the beginning. Michael? You simply cannot give. Comedy , Gelotology , Humor 1027 Words | 3 Pages.
How We Make a Telephone Call 1. A Formal Telephone Call A: Hello, is describe essay this PSU Surathani Campus? B: Yes, thatís right . Away Michael Gow Essay? A: Could I speak to Mr. My First Day At College In English? Anan, please B: Yes, whoís speaking, please? A: My name is Thomas Smith B: Just a moment please, Mr. Smith A: Thank you 2. A Wrong Number A: Hello, Is Mr. Smith there, please? B: Iím very sorry there is no Mr. Smith here.
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?Innovation Risk How to make smarter decisions Hanna Wilson MSAF 670 October 6, 2012 Innovation Risk How . to make smarter decisions Each day somewhere, someone tries to invent a new product or services better than previous ones. With any innovation, there will always be hidden risks, and in the development phase, it can be very challenging to identify every risk associated with a new product or service. Gow Essay? The article ďInnovation risksĒ by Robert C. Merton addresses this challenge, pointing. Finance , Financial crisis of 2007Ė2010 , Innovation 1310 Words | 4 Pages. Specific Purpose: After my speech, my class will understand how to make their own terrariums and how to care for . them. Organizational pattern: Chronological Intended Audience: My class Introduction: I. Attention Getting Device: Have any of you ever had your own house plants?
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Good Day Resume Genius.Iím a midwife by profession an has worked in a military hospital for 16 years in godt essay, KSA. Iím trying to apply as a home based ESL educator and an email respondent . Since Iím from the medical profession, Iím having difficulty in choosing the perfect resume.The skill I know is away michael, more on the medical.,clerical which involes data entry for appointments and summary, interpreter and my part time informal english lessons to native speaking arabs. What template should I use? Try the ĎMurrayí template. A&p Updike! Good luck! Hello.
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Try the ĎJob Hopperí template. Good luck with your job search! Hi! What resume template would you recommend for a 9th grader trying to apply for a doctor (any)?? Apparently, resume making and interviewing is away michael, our project for the fourth quarter this year. I couldnít find any clear examples on the web, and college essay I was hoping you could help me out with what template I should use.. Try using the ĎElegant 2.0í template.
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As a mode of expository writing, the narrative approach, more than any other, offers writers a chance to godt essay, think and write about themselves. We . all have experiences lodged in our memories, which are worthy of sharing with readers. Yet sometimes they are so fused with other memories that a lot of the time spent in writing narrative is in the prewriting stage. When you write a narrative essay , you are telling a story. Narrative essays are told from a defined point of view, often the author's, so there.
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As I arrived at the office, I saw my sister she looked as if something was wrong. ďKimberly, what is wrong?Ē ďI will tell. English-language films , Family , Grandparent 989 Words | 3 Pages. Constructive Narrative Essay Wiltshire College Salisbury/Bournemouth University BA (Hons) Photography Ė Year 1 Katie Stubbings . In Photography, there are many different styles and techniques used, every single photograph is constructed; from the describe yourself job interview essay setting up of equipment, finding the model, producing the set, taking the images, and finally choosing and editing final images. You can also de-construct many images, and produce a narrative towards the photo, create a story and being able to produce. Michael Gow Essay! Anorexia nervosa , Human penis size , Idea 2824 Words | 7 Pages. within a narrative are very important. They help set the stage so the reader can understand the story from the authorís perspective. A . narrative is structured so the reader can see things clearly. The structure contains the introduction, the body, and the conclusion.
The introduction has a thesis statement. A thesis statement is a sentence that states the toys essay main point of the narrative . The introduction will clarify the away michael main points the godt essay writer will make throughout the body of the narrative . The body. Automobile , Bicycle , Causality 1419 Words | 4 Pages. Narrative Essay Vs. Descriptive Essay. ? Narrative Essays Are a Great Read Name ENG121 Professor June 16, 2014 Narrative . Essays Are a Great Read Narrative essays and Descriptive essays can be similar but they are different in gow essay nature. The narrative essay ďI Want a WifeĒ is more compelling than the descriptive essay ďHomelessĒ because the narrative essay has a point of view, uses humor and satire, and uses tone and language that can draw the reader in. Joan Essay! ďNarration is storytelling from the perspective of. Essay , Essays , Homelessness 1604 Words | 7 Pages.
Sarah Parker Eng 102 Narrative Essay Degree Choice Everyone in away michael the world has a journey to toys essay, find their passion. Away Michael! Whether it . be short, long, thought-out or impulsive, people may find out describe yourself job interview, what career field they'd like to join. Once one discovers their passion and what career path to follow, they are then made to pursue a degree that will help them excel. Gow Essay! For some it took only moments to essay towards, decide their fate; it takes some only a simple decision towards what path they want to take. It took me years. Academic degree , Associate's degree , Bachelor's degree 1423 Words | 4 Pages.
K. Away Michael Gow Essay! Rogers 2-26-13 Crazy Canine Catastrophe narrative essay There was a calming familiarity of the a&p updike essay obnoxious clanging . of away, pots and pans in the kitchen that morning, as I began to wake up to the sight of another seemingly unrelenting snow storm. I wiped off the didion essay towards greenish, yellow crust that had built up around my eyes from the michael night before and glanced out through the toys essay iced-over window pane in my room. I couldn't see further than fifteen yards in away any direction, barely being able to make out. Mother 1761 Words | 4 Pages. Name: Jamin Clubb English 1101 Class 425 9/20/11 Narrative essay I remember Valentineís Day this past year like no other; . it was on how long, a Monday this year. Gow Essay! Mondays for my wife and me were like our Fridays, we both worked weekends, and for years never got to go out college for 2nd year, much; that was until we discovered half priced beers at away gow essay, a place called World of Beer. That became our normal spot; we even got a large group of day at in english, friends to come out with us every Monday night for away michael drinks and games at job interview, the bar. About a. Debut albums , Doctor , Human chorionic gonadotropin 1124 Words | 3 Pages. Camacho Narrative Essay Week 5 Revision There can be major physical changes and effects to a femaleís body after having a . Away Gow Essay! child. In 2011 when I had my son the hospital gave me an epidural for godt essay the pain; they did the shot too high up on my back.
As far as anyone knew I was fine. I showed no signs of problems until after I got out of the hospital, when I started having back spasms due to the fact that the epidural was done incorrectly. The female body goes through many natural changes; it prepares. AIDS , Bile , Bile duct 1154 Words | 3 Pages. Compare-Contrast Essay Eng121: English Composition I (AXC13480) Regina McKinney Professor: Nancy Segovia January 1, 2014 A . narrative essay is about storytelling for a narrative story to work it must capture and hold the audience attention you must give a clear understanding of away, your story.
A descriptive essay lets you describe in describe yourself detail what the essay is all about away michael using words that appeal to your sense of toys essay, smell, hearing, see, touch, and taste. A descriptive essay lets you use words that. Essay , Maya Angelou , Narrative 1226 Words | 4 Pages. ?Alena Professor Okun ENC 1101 3 February 2014 Narration Essay Number One Growing up nothing ever affected me as much as . the time when I saw my baby sister in agony. Michael Gow Essay! Cecelia was only two years old at the time and yet she had already gone through something so horrific and frightening for a toddler to experience. I could not understand what was happening as I was only a little girl. The feeling that I had in the pit of my stomach left me feeling petrified because it was truly one of college how long, my worst. Advanced Trauma Life Support , Burn , Doctor 1667 Words | 4 Pages. Away Michael Gow Essay! ? Descriptive Essays vs. Narrative Essays Many people have different preferences on job interview, what type of gow essay, writing style . Describe Yourself Job Interview! they think is more superior to away gow essay, another, I believe descriptive writing to be more excellent writing style then narrative . I can tell you that there are a few similarities and a&p updike, a few differences between the two. I prefer Descriptive essays , rather than narrative essays . In my belief, it's that the descriptive essays are more effective when an author is trying to convey a story or get a. Essay , Fiction , Narrative 1153 Words | 4 Pages. Away Michael Gow Essay! out of godt essay, place and not herself. Knowing that I had gone through the same thing she wanted some advice. During our conservation I realized three analogies that . related to away michael, her situation: ďLife is yourself job interview essay, like a novel.
You are the gow essay author and every day is college essay, a new page .Ē (http://quotelicious.com) ďLife is like riding a bicycle. Away Gow Essay! To keep your balance you must keep moving.Ē (Albert Einstein) ďLife is like a dream, sometimes it is good and sometimes it is bad, but in the end it is joan didion essay slouching, over.Ē (http://quotelicious.com) These. 2006 albums , Albert Einstein , American films 893 Words | 3 Pages. that covered her from away gow essay, head to toe and a&p updike, she looked like she did not sleep in a month and squinting red eyes; her nose was flushing snot. Just looking at her . made me feel sick too. Immediately she told that she had a virus and could not sleep for michael gow essay almost 3 days.
She canceled her ticket and reservation in the hotel in my first college essay in english Las Vegas, and michael, now I had to go alone to this convention. Finally she told me in a bad way that ďthis trip will be impossible for you David, I know that with your broken English plus your inexperience. 2007 albums , 2008 singles , English-language films 1219 Words | 4 Pages. ?Brandon Nelson 12/5/2014 EN 11011 Essay 3 Beatdown by the Badge. Police brutality has been an issue in America now for quite . My First College For 2nd! some time. Recently, it seems to have hit crisis proportions. There are protests popping up in cities all across the away gow essay country. Why is joan didion slouching bethlehem, police brutality now in the national spotlight and on the tips of most Americans tongues?
Due to the advancement of michael, technology the last 15 years or so, people now have the ability on describe yourself job interview, their phone to away, video record and upload to the internet, police. Abuse , Chicago Police Department , Constable 1056 Words | 3 Pages. did call her doctor. I explained the process of calling the answering service, the service pages the doctor, and then the doctor calls us . back. She didnít care. She showed no remorse for what she had said. Instead she began badgering me with questions. She wanted to yourself, know why the gow essay doctor never called back if I had really called her. I told her I would call the answering service back to put in another page for her to college essay, call.
As I walked up to the hall to the nursesí station, I began to question. Doctor , Doctor Who , English-language films 1359 Words | 4 Pages.
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Downloading this small business plan comes at no cost, so feel free to start your download and application essay, get started. However, you should be aware that there are some pros and cons to gow essay, using free business templates, rather than using professional software or an experienced writer. Writing a business plan is a prerequisite to your companyís success. Describe Yourself. A solid plan is necessary to help found your company and ensure that your goals remain on away gow essay track over my first essay in english for 2nd year, time. Your plan can and will change as you encounter the unpredictable variables that come with starting your own company. If you have an existing company, crafting a solid plan is equally important if youíre hoping to away michael, attract investment and expand your company beyond the toys essay, limits youíve already reached. Your business strategy should account for the next 3-5 years in advance, and away michael gow essay, cover every aspect of college essay year your industry, including the critical relation between marketing and sales to your companyís finances. Your plan should include the following sections before you submit it to investors. Click each accordion to read a how-to guide for each chapter: ďHow to Write a Business PlanĒ Table of Contents:
How to Write the Executive Summary. The executive summary contains all of the essential information about away what makes your business strong and worthy of investment . It covers the major highlights of the rest of godt essay your planís chapters. The goal is to briefly tell your reader what your company will do, where you want to take it, and why your business idea will be successful. If you are seeking financing, the executive summary is your first opportunity to grab a potential investorís interest. The executive summary will be the first chapter of your business plan, though itís actually the last section that you should write . First, youíll need to away, do heavy research to ensure that your plan is sound before you can write the my first college essay, executive summary. This section will be different depending on if you are an established business or a new startup. A startup companyís executive summary will need to gow essay, be interesting and convincing to capture the attention of investors. Your company will lack the historical data and trends that existing companies are able to provide, but there are strategies to mitigate these factors.
First, youíll need to briefly explain who you are, the background of your management team, and your reasoning behind starting a business in your chosen niche. Secondly, youíll need to demonstrate that youíve done quality research that supports how youíve conceptualized your business. Investors know that talk is cheap Ė do you have the data and analysis to describe yourself, back up your claims? Even in away gow essay, a standard plan, the executive summary for godt essay, an existing business has no set template, although there are several suggested guidelines that you can find around the away michael, web. We suggest the following basic template Ė feel free to add or subtract sections according to your own needs: Summary Management Team Products and Services Customers Marketing and Sales Financial Forecast Financing Requirements (optional)
Describe the purpose of the plan (e.g.; to raise a specific amount of debt financing to expand a store location) as well an overview of the company (name, location, company type, products sold, founder(s) and founding date). Describe the key milestones or objectives that you want to achieve with this business (these are the tangible results in which you use to prove success of the venture). This statement should be concise and to the point. Summarize the members of the godt essay, management team, including highlights of their expertise and experience . Describe how each member contributes to the success of the away gow essay, organization. Keep this section brief, as you will go into more detail in the Products and Services section. Products and Services. Describe the products and services you are providing and who the competitors are within the industry . Keep this section brief, as you will go into more detail in godt essay, the Products and Services section.
Describe whom your customer groups are and michael gow essay, whom your key customers are , as well as how you will market to my first day at college in english, them. Keep this section brief, as you will go into more detail in the Market section. Describe briefly how you will market your product or service. Summarize the major points in the Marketing and Sales chapter, which may include market positioning, pricing, promotion, and distribution. Summarize the most important points from the Financial Plan section here. This should include your sales forecasts and projected expenses as well as the logic behind the projections. If you are a new company, describe when you expect to turn a profit . If you are an existing company, highlight past financial performance. 7. Financing Requirements (Optional) Summarize the amount of equity and/or debt financing that you are seeking, when you need it, the use of the away michael, funds, and when you expect to reach your next milestone event and/or start paying back the loan. Keep this at an overview level , as you will go into essay, more detail later on in other chapters.
Note: This is a complex question that you cannot answer until you complete your plan, so it is highly recommended you work your way through the away, entire writing process first . In particular, complete the financial planning process before attacking this section. Only then will you be able to identify the amount of money you will need to raise. With these sections fleshed out, youíve finished your executive summary. How to Write the Company and Financing Chapter. The company and finance section of your plan is important, because introducing the management team is critical for both start-ups and established companies alike. Investors will use this information to gauge the future likelihood of success. Company and Financing Sections.
Company Overview Management Team Required Funds (optional) Exit Strategy (optional) Mission Statement (optional) Company History (optional) Location and Facilities (optional) There are many variations and approaches on how to lay out the various components of a business plan. Yourself Job Interview. Our approach for the company overview section is to provide the reader with the companyís legal information, address and michael gow essay, a brief description of the joan didion slouching towards bethlehem, companyís history. Since there are follow up sections in this chapter that over go the companyís location and history in away michael gow essay, more detail, you will want to keep this short (2-3 sentences). A BRIEF PRIMER ON COMPANY TYPES. The optimal company type is best determined by a credible Attorney. The primer below is meant only to a&p updike, explain the away michael gow essay, broad differences between the most common company types. A sole proprietorship, according to the IRS: ďA sole proprietor is someone who owns an unincorporated business by him or herself.Ē While the most simple to set up and the most common, there is a significant drawback: you will be personally liable for a&p updike essay, any obligations. So for example, if you sell someone a cupcake and they sue you because they found a hair in it, and you lose in court, the creditors can legally go after your personal possessions Ė such as the roof over your head. A partnership, according to the IRS: ďA partnership is the relationship existing between two or more persons who join to carry on a trade or business.
Each person contributes money, property, labor or skill, and expects to share in the profits and losses of the company.Ē A partnership has certain advantages compared to a LLC, such as not needing to file formation documents when setting up a partnership, and away gow essay, not needing to file dissolution documents if dissolving the partnership. However, similar to sole proprietorships, partners in a partnership have unlimited liability for yourself job interview essay, the companyís debts and liabilities. Limited Liability Partnerships (LLPs) LLPs are different from traditional partnerships in that there are two classes of away michael gow essay partners: (1) General partners that have full management and control but also full personal liability and (2) Limited partners that have no personal liability beyond their investment in the partnership interest. Limited partners are often times ďsilent partnersĒ that wish to invest in joan didion essay, the venture but limit their exposure to michael, liability. A corporation is a separate legal entity owned by shareholders. Describe Job Interview. A corporation is commonplace for away, businesses that anticipate seeking venture capital financing. The downside to a corporation is the godt essay, problem of ďdouble taxationĒ since the away michael, corporationís profits is taxed at the corporate level, and college application essay, then any dividends distributed to shareholders are then taxed again at michael the personal level.
You can elect a special tax status with the IRS to didion essay, have your corporation not be taxed at away michael the corporate level (instead, it would be taxed as a pass-through entity). Some of the my first essay for 2nd year, drawbacks include not being able to have more than 100 shareholders , and not being able to michael, have non-US citizens/residents. A popular choice among many small businesses , a LLC limits the memberís personal liability and only taxes profits at the individual level (acts as a pass-through entity). Describe the toys essay, type of company you plan to open, along with the away michael gow essay, registered name you plan to joan didion slouching towards, use. Explain your rationale Ė for example, if you are starting a company where you plan on seeking venture capital financing, then you will want to start a C-Corporation as majority of away VCs will insist on this legal structure. If you have a home office/no dedicated business address. Include your current office setup and your future office plans once your company expands, if applicable. For start-ups, and especially those seeking financing, the Management Team section is especially critical.
With the lack of history, there is little investors can go by to gauge the a&p updike, future success of a venture. The question lenders and investors will ask: Why should we trust your team with our money? You must demonstrate your teamís ability to execute on away the stated goals. To accomplish this, you should highlight: Background of each member of the management team (education, relevant work experience, etc.) Roles and responsibilities within the company. Tip: Donít include details about godt essay members of the Management Team that are not relevant to the reader. Everything presented should reinforce why your team is the right team to execute on the companyís vision.
If you have an gow essay, established business the describe job interview essay, information you want to away michael gow essay, present is the same. Keep in mind, however, that you also want to demonstrate that your team has the capability to manage growth of the company. As a company grows from start-up to established business, the describe, management team must also change. They must be able to away michael, manage employees, institute standardized systems, and ensure the businessís ability to scale operations while keeping profitability stable. If you already have a Board of Directors and/or Advisory Board, list these individuals and a brief description. In a publically trading company the Board of Directors is elected by the shareholders and job interview, is the highest authority in the management of the company. For our purposes (context of a private company that is most likely a startup or small but growing business), a Board of Directors is comprised of investor(s), founder(s), CEO and michael gow essay, independent board member(s) who have substantial business and didion bethlehem, industry experience. A Board of away gow essay Directorís typical responsibility is to set broad policies for the company, determine compensation for college essay, company management, and approve annual budgets.
An advisory board is a group of business leaders that can help guide your company and provides it with assistance when needed. Choose individuals with knowledge in your industry and are willing to play a role in your company . While some advisors are compensated, it comes down to a case-by-case basis, frequently depending on how much time the member is committed to your company. Tips on building your Advisory Board: Choose a well-respected and well-known individual as the first member of your Advisory Board. This will help you to recruit other members of the away gow essay, Board. Joan Didion Slouching. Choose individuals that have strengths and away michael, relationships your business will need. As your business evolves, so will the members of your Advisory Board. Feel free to shake up the line up over time. In this section you will tell the reader how much money you need to raise, what you are going to use it for, and how you got to the requested amount. Important note: This is a complex question that you cannot answer until you complete your plan, so it is highly recommended you work your way through the entire writing process and in particular, complete the financial planning process. Yourself. Only then will you be able to identify the amount of michael gow essay money you will need to raise.
There are two primary financing options: equity and debt. The primary difference between equity and debt financing is that debt financing is essentially a loan that is backed by your assets or via a personal guarantee. If your company is already in existence and has trading history, then you may also secure a loan off of your receivables. In contrast, equity financing is essentially you exchanging a stake in your company for a specific sum of money from an investor . Therefore, the amount you are able to raise from investors comes down to essay, how much they value your company. There are three fundamental questions every savvy investor will ask you: Cool idea, how do you make money with it? How much money do you need, and michael gow essay, why and when?
What do you think your company is worth? If you are seeking financing (regardless of essay its equity or debt), that most likely means that your financial model shows your company taking a loss in the initial stages, followed by break-even and subsequent profitability. The money you are seeking to raise will simply allow you to have enough cash to cover the initial period where you will be taking a loss so that you can eventually make a profit. This is away michael, a simplification; you may be raising money to further grow your company, which may already be profitable. Or you might use the financing to get your product to the next stage in its product development lifecycle (i.e.; milestone event). But the general concept is the same; the investment you are seeking bolsters your companyís cash position , allowing it to toys essay, grow revenue and/or profitability.
Cool idea, how do you make money with it? / How much money do you need, and why and when? The financial statements provide the answer to the first two questions (which is why we recommend you complete your plan first). To answer how much money you need, analyze the cash flow statement to determine the cumulative cash flow. The lowest point on this curve will tell you what your maximum financing needs are , and at what point in time. What do you think your company is away gow essay, worth? The third question is much harder to answer, especially for a new company. College In English. At the end of the day it really comes down to what an investor thinks your company is michael, worth (which is essay, more art than science). However, there are three popular methods of valuing a company that can help you come up with a valuation to michael, facilitate the negotiation. Cost approach (asset based approach) The cost approach seeks to determine a companyís value by analyzing the market value of its assets.
In other words, in this approach the company is worth the sum of all its assets if they were to be liquidated . This approach may be appropriate for some industries such as real estate where the asset value may actually be worth more than the going concern value (present value of godt essay future cash flows generated by the asset). However, for many companies the value of its branding and reputation, along with its ability to generate profits, will exceed the value of its assets. The market approach seeks to determine a companyís value by michael gow essay analyzing recent sales of toys essay similar assets, with the theory that valuations of similar companies can serve as a good proxy. Michael. This is toys essay, a common approach in the real estate industry. The income approach seeks to determine a companyís value by using its expected profit over time and then placing a value on that future stream of income in todayís terms . Since there is inherent uncertainty with a future stream of income, there are numerous ways to discount that expected income to away, account for risk. Now you have all the pieces to complete the equation. You have the amount of money you need by looking at college cumulative cash flow.
You also have an idea of how much money your company will be worth. Equation to away michael gow essay, determine how much equity you should offer: Equity to offer = Company Valuation / Money needed. If raising debt, you are not exchanging equity for cash. Instead, you should focus on the loanís interest rate and payment schedule. Day At College Essay In English. Make sure you will be turning a profit that is both large enough and soon enough to ensure there is away michael, no delinquency on servicing the essay for 2nd, loan. For equity financing, answer the michael, following: Investment amount needed When you need it How much time it will buy you / When you expect to turn a profit or get to the next milestone event % of joan didion slouching bethlehem equity offered and at what company valuation (you may wish to michael gow essay, keep exact figures vague in job interview essay, order to further negotiate) Exit strategy. For debt financing, answer the following: Loan amount needed When you need it When you will be able to pay back the loan The amount and frequency of loan payments.
In addition to the information above, you should also summarize how you plan to use the funds. Gow Essay. The level of detail should be at godt essay a high level ; if the investor or lender wants to see expenses in more detail that will be available in the Appendix within the Profit/Loss statement. Construction of new kitchen: Kitchen remodeling, March 1, 2014, $25,000 Kitchen hardware, April 1, 2014, $50,000 Total Loan Amount: $75,000. If based on away gow essay your financial model you anticipate relatively small yet variable expenses month to month, a line of credit may be a good choice. College Application Essay How Long. With a line of credit you draw upon it when you require the funds and pay interest immediately on the money as it is borrowed. It works very similarly to away michael gow essay, a credit card in day at essay in english year, that you typically have a pre-set limit to how much you can borrow, the major exception that since you may be able to away michael, secure the line of credit with assets, you may be able to get better terms. In the Quick Start Guide we briefly went over the different strategies available and how thinking about your companyís eventual exit will help shape your business model.
Itís recommended you review the college application how long, Quick Start guide and practice that exercise. Depending on your company, there are various exit strategies available, including: Selling your business Passing it down through the family Taking the company public (IPO) Liquidation. If you are seeking equity financing, then your investors will pay close attention to michael, this section. Angel investors and VCs demand a large return on their investment since they are taking a large risk by investing into your company. Therefore, you need to include detailed information on how you intend to sell the college in english year, company or take it public.
Demonstrating a large market opportunity. If investors are going to take a big risk, they demand a big return. Away Michael Gow Essay. You need to demonstrate your business has the potential to either take substantial market share from an incumbent competitor, or create a new market. Investors like to a&p updike essay, be in hot, growing industries such as biotechnology, mobile e-commerce and healthcare. These are all industries that have huge upside growth potential and ones that investors are more inclined to invest in. Solving a larger companyís problem. If your exit strategy is to away michael, sell your company to a larger company, then identify how your companyís product solves that larger companyís stated problems and/or goals. For example, Appleís mapping software is playing catch-up to day at in english for 2nd, Google Maps.
If your company can help Apple improve its software, your company would become an attractive acquisition target. The mission statement reflects the core purpose and vision of the company. Itís a statement your employees and customers can get behind. Some tips on writing a well-crafted mission statement: Keep it short.
1-2 sentences max. Away. Donít use ďfluffĒ words. Make the toys essay, statement mean something. A mission statement, if done well, should encapsulate both what the company does (what it sells) as well as the culture/vision/purpose. Examples of michael Fortune 500 firms that really get it right:
A. BRISTOL-MYERS SQUIBB COMPANY (PHARMACEUTICALS) Mission Statement: ďTo discover, develop and deliver innovative medicines that help patients prevail over godt essay, serious diseases.Ē Why itís great: The keywords ďdiscover, develop and deliverĒ demonstrate the companyís capability to in delivering an away gow essay, end-to-end solution. By using the words ďinnovateĒ and ďprevail over a&p updike essay, serious diseasesĒ it serves as a rallying call for their thousands of employees that what they are doing is away michael, (1) cutting edge and (2) has a higher purpose then themselves. Mission statement: ď We will be the easiest pharmacy retailer for customers to toys essay, use.Ē Why itís great: In one short sentence, the company has managed to michael gow essay, (1) describe what it sells (2) how it will win in the marketplace. It is godt essay, a pharmacy retailer and it will solely focus on away making itself easier for the customer to use (that could mean so many things, such as innovating online to fulfill prescriptions to improved customer service within their stores). Example of poorly written mission statements.
A. FORTUNE 500 FOOD AND BEVERAGE COMPANY. Mission statement: ď The Companyís primary objective is to maximize long-term stockholder value, while adhering to the laws of the jurisdictions in which it operates and at all times observing the highest ethical standards.Ē Why itís horrible: It does not serve as a rallying call for godt essay, employees, suppliers, or partners. Its objectives are obvious (what company does not want to maximize value) and michael gow essay, borderline absurd (are there companies that do not want to adhere to local and federal laws)? Lastly, it does not mention what the company actually does. B. FORTUNE 500 VEHICLE PARTS SUPPLIER. Mission Statement: ď We are committed to attracting, developing, and keeping a diverse work force that reflects the nature of our global business.Ē Why its horrible: While a diverse workforce is certainly not a bad thing, only stating that as the companyís mission statement is a&p updike, ineffective, lacks direction or focus, and completely misses the point of having a mission statement. This is predominately for businesses that have previous trading history, but can also be used by new companies that want to highlight relevant history on how the company came to existence, work completed to gow essay, date, milestones achieved, etc. Some information you may want to include:
Start date First location First product/service Significant milestones/events. Reminder: keep in college how long, mind that there is no set rule as to the level of away detail you want to include. Toys Essay. This is dictated by the relevancy of the away gow essay, information to application essay, the reader and how this information helps strengthen your planís ability to build credibility for your company. Every company is away michael, made of milestones. Milestones for a business are achievements that demonstrate the business is on the right track. They are best when quantifiable and measureable.
For example, achieving a working prototype of your product, or getting to break-even, are both huge milestones that showcase your ability to godt essay, execute and away gow essay, reduces subsequent risk of your company. Key concept: The more uncertainty that you can take off from the table, the better valuation you can get for your business. For businesses that have a retail or manufacturing component, this is an important section of your plan. Information you may want to include: Size (e.g.; in sq. ft.) Location/Address Other notable facts, such as equipment at the facility. Location is yourself, important for a large number of away retail businesses, whether you are a restaurant or purveyor of consumer products. If possible, provide statistics about the retail location you have chosen or are planning to choose. Describe the lease terms you are able to secure, and if there are any laws that protect the lessee from unreasonable price increases. You can read a detailed article about what to look for in a lease agreement here. Provide detailed information on the manufacturing facilities.
For example, your operation may require a reliable source of electricity and slouching, water. Describe how the facility provides the away michael gow essay, business with these resources. If the facility is pre-existing equipment or structures that can be leveraged, make mention of that. Location can be an important aspect of your business even if you are not in retail or manufacturing. For example, you might want to open your software company in Silicon Valley as that provides a competitive advantage from an employee recruitment and fundraising perspective. If you operate out of a home office. Describe your future expansion plans, including expected date of a&p updike expansion. Upon completing these sections, you will then be finished with the company and financing section of your business plan. Writing the away michael gow essay, Products and Services Chapter. The products and joan didion essay slouching towards bethlehem, services chapter of your business plan should be written clearly and descriptively, to help give investors a comprehensive understanding of the bread and butter of away your business. Didion Towards Bethlehem. Your products and services section should include the away, following sections.
Products and Services Chapter Sections. Products and Services Competitors Sourcing and Fulfillment (optional) Technology (optional) Intellectual Property (optional) Future Products and joan essay slouching, Services (optional) Your products and services are the lifeblood of your business Ė itís what your customers need, and if you get this right, everything else will follow . Commonly referred to as ďproduct liftĒ, which essentially means getting the gow essay, secret sauce working. It means that customers want to buy your product/service, and you are filling a need that was previously not satisfied. Thinking in terms of benefits vs. features. What is the consumer really buying? For example, a person buying a Rolex watch is not only buying a device to tell time, but the prestige and status that comes with a luxury product.
Think about what end benefit your product/service delivers. Of course, the functional aspects of your product/service are also important. Depending on college application essay what you are going to sell, think through the gow essay, features it will provide, packaging, design, branding, quality, and other aspects that help position and/or differentiate it from competing products/services. You may have heard the joan didion essay slouching towards, business adage that acquiring a new customer is indefinitely more expensive then keeping an existing customer. Michael Gow Essay. One of the reasons this is true is the potential to sell additional add-ons, upgrades and substitute products/services to joan towards, existing customers . Think about how you can drive incremental revenue. Whether itís via subscriptions, repeat business, or annual contracts, you may be providing products/services that generate a recurring revenue stream. This is michael, a good thing, because (1) your revenue can be more predictable and toys essay, stable (2) you are maximizing earning potential . Think how you can generate recurring revenue, which is expressed with a metric called Lifetime Value per customer.
You will complete the price you want to set your products/services in the Financial Plan chapter, and we also have a section for you to describe your pricing strategy; however it is advisable to start thinking about how you want to price your products/services. Competitive analysis is an gow essay, extremely useful tool and joan didion essay slouching towards, one that should be revisited often as the competitive landscape changes over time. It starts with competitive analysis. Background (location, history, ownership) Financials (revenue, profitability) Products (product line, services, patents, licenses) Marketing (channels used and michael gow essay, budget, pricing, alliances/affiliates) Personnel (headcount, notable executives, compensation, job openings) Market share Strengths, Weaknesses. Tips on how to perform competitive analysis. The Internet makes this much easier then in days past. Joan Didion Essay Slouching Bethlehem. Some ideas:
Google search using keywords that your customers would use to find you Look up industry association websites Look up directories such as Yahoo or Crunchbase Use Indeed.com to find your competitorís job openings Competitorís websites Find your competitorís management team members on away michael gow essay LinkedIn. Not only toys essay do you have to worry about current competitors you can see, but you have to away michael, be vigilant and be on the lookout for new entrants. For example, a company that already sells to your customer base may see your industry as a logical next step. You should consider the likelihood of new entrants high if: The industry sees high margins (its super profitable) There is unmet demand (more customers then suppliers) There are no major barriers to joan essay towards, entry (does not take much to away michael gow essay, start competing) There is future growth potential (such as mobile apps)
Much of my first day at for 2nd year this is common sense Ė if you see a market opportunity that no one is competing in yet, donít expect that you will be alone for long. Sourcing is simply the away michael gow essay, process of toys essay procuring goods and services from suppliers that are required for your company to make its products or deliver its service. Some things to consider when choosing and managing your suppliers: Cost: This is an obvious one Ė the away michael gow essay, lower the price, the higher your profit margins will be. Payment terms: The longer you have to pay your suppliers, the godt essay, more working capital you have on hand. Reliability: You must consider how reliable your suppliers are and away michael gow essay, what would happen to your ability to operate if they cannot deliver.
Scalability: As your business expands, will your suppliers be able to my first day at college essay for 2nd year, meet your needs? Fulfillment is simply the process of how your company delivers its products/services, from point of sale to delivery. There are several popular fulfillment options: Engineer to order: the product is away michael, designed and built to customer specifications (e.g.; large construction projects) Build to godt essay, order: the productís design is standardized but manufacture of final product is based off of michael gow essay customer specifications (e.g.; aircraft and yachts) Assemble to order: the product is assembled to the customerís specifications using pre-fabricated components (e.g.; Chipotles burritos, Dell computers) Make to stock: the product is manufactured in quantity based on expected sales of the product (e.g.; retailers) If you are going to be selling physical products and expect to hold inventory, then you should pay very close attention to how you forecast the amount of a&p updike inventory you need to meet your projected sales.
Too little inventory and you may not be able to meet demand. Away. Too much inventory and essay slouching towards, you tie up all of your cash on excess inventory. Away Gow Essay. Some key points: Have accurate sales forecasts. Use historical sales data if you have it, and make sure you account for seasonality. Have accurate inventory tracking. Use bar code scanning or equivalent to ensure there are no data entry errors. Utilize inventory management software.
QuickBooks, Sage, and a plethora of other vendors provide a cloud-based solution for you to essay, manage and maximize your inventory levels. Technology in todayís business environment is becoming more and more important and serves as a source of competitive advantage. Away Michael Gow Essay. Take Wal-Mart or FedEx as two examples of companies that provide services (low-cost products and shipping), but utilize technology as a critical means of delivering those services. Wal-Mart uses a sophisticated supply chain management IT system to ensure its low prices. FedEx uses technology to optimize delivery routes and times, which enables it to ship to practically every corner of the toys essay, globe, seamlessly and michael gow essay, with very low error rates. Think about how technology plays a part in your business and if it is critical to your business operations. If technology is critical to your business operations, then you must think about your disaster preparedness and contingency planning . Depending on your business, you may want to create back-up copies of essay data and away, software, routine security checks, and securing physical assets. What would happen if you lost access to describe yourself, the technology?
Think about alternatives that you could utilize. For example, if you license a piece of michael software and later down the road decide that the cost is too high, is there a competitor who can license you an alternative? If you have exclusive rights to a technology, either through a patent or through an joan didion slouching towards bethlehem, exclusive license agreement, this is away gow essay, a great competitive advantage and one that you will want to describe in detail. There are two types of intellectual property that may be applicable to college essay how long, a business: industrial property (such as patents and trademarks), and away, copyright (such as novels and movies). If you have intellectual property that you want to protect, it is advisable that you seek the professional advice of godt essay a good Patent/IP Attorney , since this is away michael gow essay, a great way to provide a barrier to entry for toys essay, your business. Intellectual property type 1: Industry property. These include inventions (patents), trademarks and industrial designs (trade secrets, trade dress). If you have any proprietary process or technology then it is recommended that you apply for michael gow essay, a patent to protect your invention.
You should apply for essay, a trademark for away, your company name and logo as well. Intellectual property type 2: copyright. These include literary and artistic works such as novels, poems and describe yourself essay, plays, films, musical works, artistic works such as drawings, paintings, photographs and sculptures, and architectural designs. In 2011, counterfeit copyrighted and trademarked goods were a $600 billion dollar industry worldwide. Enforcing your intellectual property may be feasible from a legal point of view, but many times is not practical in practice. For example, Microsoft cannot possibly prosecute every single instance where its popular operating systems are copied and downloaded. IP and your employees and contractors. It is just as important to secure your intellectual property in michael, relation to your employees and contractors. Everyone should be required to sign an describe job interview, invention assignment agreement, which basically states that the michael gow essay, company owns all works produced while contracted by the company. In addition, you may consider handing out serialized notebooks for a&p updike, employees to use , so that if there is ever a conflict as to whom owns a piece of intellectual property, there is a physical record.
If you have future products and services planned, it is a good idea to describe the product roadmap and strategy behind it . A key concept is michael, that of product lifecycle, which describes the a&p updike, stages of the life of a product. During this phase, your product will incur heavy promotional costs as you get the away michael, word out. Joan Essay Slouching Towards Bethlehem. You may discount the price of the product to encourage new customers. During this phase, you may focus on expanding your product to new segments in the marketplace, and expand the product line (for example, with new colors or other variations). During this phase, you are enjoying the fruits of your labor.
You may add new features to your product to away michael, stay competitive and to further differentiate your product from competitors. Marketing spend for your product starts to dissipate as sales of joan didion essay slouching bethlehem your product are in steady decline. After including all of this information, youíll have completed the products and services chapter. Writing the away, Customers and my first year, Market Analysis Chapter. The customers and away michael gow essay, market analysis chapter will give you an opportunity to describe what your customer segments are, what needs you are filling for them, and how these groups of customers are trending in terms of essay growth and behavior. This chapter also includes any regulatory restrictions specific to your industry. Customers and Market Analysis Sections. Market Overview Market Needs Market Trends (optional) Market Growth (optional) Industry Analysis (optional) Key Customers (optional)
In the market overview section you are going to calculate the total market (referred to as Total Addressable Market) for your products, and then the gow essay, segment of bethlehem that market your business can capture. Total addressable market can be thought of in several distinct levels. At the highest level is an michael gow essay, estimate of the my first day at college essay, total market given 100% saturation. Away Gow Essay. Another way of looking at this is what would be the total market if one company had 100% market share. Once you have the total addressable market, then you can estimate what percentage of my first this you can realistically capture. This, of course, is much harder to predict with accuracy. So the important thing to remember is to utilize strong sources for your assumptions. For example, lets say you plan to open a high-end steakhouse in michael gow essay, downtown Miami. To calculate your total addressable market, you might count how many high-end restaurants are in the downtown area and research the average annual sales for each restaurant. Then multiply the toys essay, two to get the total sales for all high-end restaurants.
This would be your total addressable market. Using the gow essay, example above, we can then drill down to the next level and determine what percentage of the market you can realistically capture. Describe Yourself Job Interview. You might assume that you will take an equal share of the market, thereby decreasing all other competitorís shares in the market. Or you might offer cheaper prices, which you assume would take a larger percent of the market. Whatever your assumption, make sure it is michael gow essay, well documented and essay, logical.
To obtain jaw-dropping product-lift you must solve a difficult and painful problem for the customer. And if there are competitors, you must solve the problem better than them, and away, enough so that customers are willing to switch to your company. Describe what problem your product is solving. A&p Updike. If you are targeting multiple customer segments, make sure you go into gow essay, detail on joan didion slouching bethlehem how your product serves each customer segment. Gow Essay. Describe how your solution better solves customerís pain points then your competitors. We as consumers are inherently lazy. We do not want to go through the time and cost of switching from one companyís product/services unless it is compelling enough, which is dependent on the switching cost. For example, there is virtually no cost to switch from Coke to essay, Pepsi. On the gow essay, other hand, there is high switching cost associated with migrating from a Mac to a PC. Essay. To overcome this problem, describe how your product either is able to overcome customerís inherent adversity towards switching products, or if your product is able to reach new customers and bypass switching costs altogether (in other words, instead of taking customers away from your competitors, you are creating a new market for your products). Understanding market trends at the macro level is critical for various aspects of your business.
A growing or shrinking market is away michael, described in more detail in the market growth section. Describe Yourself Essay. Below are some of the michael, other factors that will affect market trends: The overall economy has a disproportionate effect on describe yourself essay some businesses. For example, dog-walking services usually see a decline in sales as households reduce spending on non-essential purchases. Government regulations and policies can completely alter an industry, so it is imperative that you are up to date on upcoming changes. For example, the michael, Jobs Act of 2012 allowed for the first time non-accredited investors to participate in private placement of securities. This in my first college essay, turn has created a new market for crowd-funding websites to emerge to connect startups with all types of investors. You may be in an industry where political conditions have an michael, impact on the bottom line.
For example, if you count the Dept. of Defense as one of your clients, then the across-the-board budget cuts (i.e.; Sequestration in the Budget Control Act of 2011) would surely have a negative effect on your business. If you build your business on top of a technology platform that will soon be replaced with a more cost affordable, powerful, and easier to use technology, then that will surely put you in a less advantageous position. Knowing technology trends is valuable in ensuring you are gaining a competitive advantage through the joan didion essay bethlehem, use of technology. Your customers may change their sensitivity to price depending on away a variety of toys essay factors, including competition, macroeconomic conditions, and michael, changing consumer tastes. Keeping an eye on this trend will ensure you optimize your pricing strategy. Market growth, mathematically, is simply measuring the change in market size from one time period to the next (usually in years). So if the market in the first year was $100 million and toys essay, $150 million the michael gow essay, second year, then the market can be said to have grown by 50%. You will find that measuring market growth using historical market size data is much easier then forecasting market growth. Utilize publically available data sources, trade publications, market research firms, and government agencies to find much of godt essay this research.
Being able to demonstrate a market is michael, growing is joan essay towards, obviously important Ė for example, the market for Blackberry accessories is clearly a declining market. Most investors and lenders will not want to see a new business chase after dwindling customers. On the other hand, the market for Apple and Samsung phone accessories have seen great growth and will continue to grow as those companies continue to add new customers. Your industry is michael, defined as the group of companies that are related to godt essay, you in terms of what you sell/how you derive your revenue. For example, Ford and Nissan are both in the automotive industry. Ford and Nissanís market (i.e.; customers) would be the end consumers who buy their cars. You will want to describe your industry name/classification (SIC/NAICS Code), which can be found on michael gow essay the Dept. of Labor website. Understanding your industryís dynamics is imperative to knowing itís profit potential and attractiveness. My First College Essay In English For 2nd Year. A popular framework for conducting industry analysis is Porterís five forces analysis, which analyzes an industryís competitiveness (and therefore attractiveness). By performing this analysis you will have a clear picture of your competitors and gow essay, how your company fits within the competitive landscape. If your industry has low barriers to entry and yourself essay, low switching costs, then expect increased competition, as there is little standing in the way for new entrants to enter the away michael gow essay, market and godt essay, compete.
If your industry is away gow essay, supplied by very few suppliers with little alternative but to toys essay, source from those suppliers, then expect downward pressure on your margins. If your industry only has a small number of buyers, or there are many alternative products to choose from, then expect downward pressure on away michael your margins. If there are many substitute products in your industry and the switching costs between them are low, then expect substantial competition. An industry is very competitive if there are many competitors about the same size, there is little differentiation between competitorís products, and it is mature with little growth (so the application essay how long, only way to grow is to take a competitorís market share). Although your product may cater to many different sets of customers, you want to focus on a select group that will be the most likely to purchase your product/service and account for away michael gow essay, the lionís share of yourself essay your companyís revenue. For many businesses, you will soon realize that a large portion of your revenue comes from a small percentage of your customers. For example, Starbucks may realize their key customers are white-collar business types that purchase a cup of coffee every day, versus the michael gow essay, student type that comes in once a month. When you can name your key customers.
If you are in a business where volumes are low and prices are high, then you should be able to name your key customers individually. In this case, you should describe in detail your relationship with each of toys essay them separately. If youíve filled out gow essay this chapter, congratulations. Doing market research and customer analysis is godt essay, a complicated and time consuming task. Away Gow Essay. Time to move on to the essay, next chapter! Writing the Marketing and away gow essay, Sales Chapter. The marketing and college application, sales chapter gives you an opportunity to describe how you will manage your sales force and what sales activities they will conduct in order to close sales. Overview Positioning Pricing Promotion Distribution. In this section, summarize your marketing plan, being sure to away michael, include:
Positioning: Are you going to be the lowest cost provider or provide a differentiated product? Pricing: How will you price your products/services? Promotion: How will your market your products/services? Distribution: Where will your product/services be available? Tip: It will be easier to write this section after you complete the subsequent sections as the overview section summarizes key findings from the college application how long, other section. Keep this section at away the summary-level, as you will go into further detail in the subsequent sections.
Describe how you position your company within the competitive landscape. Will you compete on price, or will you differentiate your offering and describe yourself essay, stand out from your peers? For example, Wal-Mart positions itself as the low-cost provider in an industry, while Apple designs premium products to reach the michael, luxury end of the market. Provide your product/service at a&p updike essay the cheapest price point in the marketplace. There are three primary ways to achieve this: Economies of Scale: For example, being able to turn more tables in away gow essay, a restaurant or produce more widgets in a factory. The more you are able to college application how long, produce from your asset, the cheaper it becomes. It will also be harder for your competitors to enter the market since you have fixed assets and experience that requires a large investment. Low operating costs: Keeping costs down across all aspects of the business, including: Standardization: Limited customization Outsourcing: Outsourcing labor to low cost production centers Thrift: Limiting advertising and RD spend Optimized supply-chain: By lowering inventory and negotiating with suppliers, companies can substantially improve their profitability and cash flow. Making your product/service unique by targeting a specific segment of the market is a compelling strategy, especially if:
Your customers are not price sensitive The market is competitive Your are targeting a specific niche You can provide a product/service that is not easily copied. You can also achieve differentiation through branding and michael, marketing Ė for example, Starbucks sells premium coffee at a premium price point, primarily through the strength of their branding and not through the taste of their coffee. Determining the optimal price for your products/services will require you to describe job interview, think through several factors: If you are going shooting for the low cost provider strategy, then you will want to price yourself accordingly. Likewise, if you are going for the luxury end of the away, market, then a higher price is my first day at college in english for 2nd, often times a proxy for quality. How price sensitive are your customers?
If your customers are making their purchase decision primarily based on price, then you will want to be sensitive to away michael gow essay, this. The price you set must be high enough to over your costs so you can turn a profit. There are, of course, exceptions. College Essay How Long. For example, you might want to achieve economies of scale by maximizing units sold, or you might be maximizing revenue to achieve dominant market share. There may be regulatory/legal constraints on how much you can charge. For example, payday loan vendors are restricted in how much they can charge their customers. Looking at away gow essay what your competitors charge can give you a understanding of what current customers are accustomed to paying and will likely be willing to pay for your products/services. There are price points that consumers are psychologically more accustomed to, such as amounts ending in godt essay, .99 or .95.
In this section, you move from describing your marketing plan onto how you will convey your marketing message to your intended audience. What marketing channels will you utilize to reach your target customers? Depending on your business, traditional media may be an important component of your complete marketing toolbox. Michael Gow Essay. These would include television, radio, billboards, flyers, etc. In todayís environment few companies can afford not to have a strong online presence.
There are a myriad of options available. Toys Essay. Each marketing channel must be carefully measured for effectiveness, as online marketing can quickly add up and consume a small businessís entire marketing budget. A website is a key component of your digital marketing efforts as it will be the michael, destination in which your online leads will first visit. Some online marketing options include: Search engines (i.e.; Google, Bing) Directories (Yelp, Angies List) Daily deals (Groupon) Email marketing Social media (Facebook, Twitter) Word of mouth marketing is by far the a&p updike, most profitable and powerful marketing channel available to any business. New customers that are referred to your business are more likely to purchase and more likely to continue referring your company.
There are ways to boost word of mouth marketing, especially with the advent of gow essay social media. For example, asking a satisfied customer to like your business on Yelp and Facebook will potentially reach hundreds of their contacts, all with one click. Integrating social media into your word of toys essay mouth marketing strategy is invaluable for every business. Blogging/Becoming a subject matter expert. Having a leading voice in your industry will help your business gain credibility from away gow essay, customers, suppliers, partners and competitors. Describe Yourself. You can start by participating on public forums and blogs related to your business and adapting the adage ďgive more to get moreĒ.
How will your products be available? On one end of the spectrum is direct marketing, whereby you sell directly to your customers. Or if you manufacture your products, you might sell through distributors, who in turn sell to retailers, who in away gow essay, turn sell to my first essay, consumers. Three common models: Product is away, stocked in mass-market distribution channels.
Examples include soft drinks, magazines, etc. Product is godt essay, specialized and sold through specialized channels. Examples include nautical computers and tooling/machinery. Product is only sold through an michael, exclusive channel. Examples include luxury products such as high-end motorcycles or designer handbags. The Internet presents an unparalleled opportunity to reach customers directly, as well as working with online channel partners to reach and sell to customers. Writing the Strategy and Implementation Chapter. The strategy and implementation chapter will give you an opportunity to define the godt essay, key milestones that mark meaningful progress towards your goals.
It also includes sections that further elaborate on your competitors. Strategy and Implementation Sections. Milestones SWOT Analysis (optional) Competitive Edge (optional) Strategic Alliances (optional) Milestones are the key events that demonstrate progress is being made , such as completing the companyís first prototype or breaking even. These provide a tangible way to measure the success of the business venture. Milestones are so incredibly important to michael gow essay, a business yet are one of those things that can be easily overlooked. Why are milestones so important? Because they are a way to measure meaningful progress of a&p updike a company that in away michael gow essay, effect, makes that company less risky (and therefore more valuable).
A new company has an extremely high-risk profile Ė but as it meets tangible milestones, such as completing a prototype or breaking even, the companyís risk decreases. It becomes more apparent that the venture will succeed. Investors and lenders will be looking at godt essay what milestones your company has reached in order to create a fair valuation. Milestones might include: Assembling company team First working prototype Filing/receiving patent or other IP Securing physical location for store First paying customer Breaking even Turning a profit* *If you can demonstrate not only gow essay turning a profit, but also sustaining that profit, then that is a huge milestone.
SWOT Analysis is describe, a useful technique for understanding your companyís strengths and weaknesses , while identifying both the opportunities open to your business and the threats it faces. Strengths and Weaknesses refer to internal factors in your company, such as: Employees and staff Physical assets such as equipment and facilities Financial assets. Opportunities and Threats refer to gow essay, external factors facing your company, such as: Market trends Regulatory and legal Macroeconomic conditions Competitors. Competitive edge can be bucketed into four primary areas: cost, differentiation, innovation and operational effectiveness. Are you providing a product/service at college year a lower cost then your competitors? This is a straightforward competitive edge that is very difficult to deliver. Michael Gow Essay. Providing the lowest cost may require operating on razor thin profit margins or heavy investment in a&p updike essay, fixed costs in order to achieve economies of scale.
Are you providing a product/service that your competitors are not offering or cannot offer? This is a common strategy whereby you provide differentiated value in order to better serve customers and/or reach a portion of the market that may be under-served. Are you leapfrogging your competition and providing a notably superior or new product/service? Popularized by the book ďBlue Ocean StrategyĒ, creating new demand in an uncontested market space is a powerful business strategy. Do you provide superior time to market or customer service?
For example, your customers may be willing to pay a higher price for better customer service . Nordstromís is an example of away michael gow essay a company that uses superior customer service as a competitive advantage. Forging strategic alliances is a commonplace occurrence in business. There are a wide variety of essay alliances you might encounter, with various parties in away michael, which you do business. Even if you do not have any alliances, there may be an opportunity for a partnership in the future and college essay, that should be included in away gow essay, this section. You might have a supplier who has a disproportionate amount of influence and power of your business. Striking a partnership in this case may decrease those risk factors and provide a competitive advantage over your competitors. You might have a large portion of your revenue coming from godt essay, several key customers. Inking an gow essay, exclusive agreement to lock in revenue would, for instance, give you predictable cash flow. It is job interview essay, not uncommon to partner with competitors under certain circumstances Ė for example, to set standards for the industry or to gow essay, help further adoption of essay how long a technology. For example, Sony and Panasonic partnered together to away, increase the adoption of Blu-ray DVDs. Aligning your brand with another company is joan didion essay slouching, frequently used, especially if both brands are targeting the gow essay, same demographic.
For example, Samsung is the college, official sponsor of the Olympic games and will provide free mobile phones to all Olympic athletes. Upon completing these sections, your strategy and implementation chapter will be finished. Writing the Financial Plan, Statements, and Sales Forecast Chapters. Writing the financial plan, financial statements, and sales forecast will be the michael gow essay, most difficult part of your entire plan. It requires making a large number of intelligent assumptions about the size of the market you can realistically target, and toys essay, the costs associated with making your product or rendering your services.
These sections are the red meat of your plan ó these are the away gow essay, chapters that any seasoned angel investor or venture capitalist will dig into to make sure they know theyíre making a solid financial investment. Chapter 7: Financial Plan and Sales Forecast Sections. Sales Forecast Personnel Plan Budget Cash Flow Assumptions Loans and Investments Starting Balances Historical Financials Key Metrics for Success. Define the price in which you will sell your products and services, the cost it will take to produce or sell the product/service, and the number of units you will sell. Be conservative when making your estimates on the number of units you will sell, ensuring you have a reasonable methodology when making your forecast. It is highly recommended that you first complete the following sections as they lay the foundation for job interview essay, defining the sales forecast.
Products/Services section: Defines what you will sell and at away gow essay what price point; also seeks to define the production cost Target Market section: Defines the size of your target market and what quantities you can sell. Tip: Your sales forecast should sync with your Sales and Marketing plan. Toys Essay. For example, if you plan on michael hiring several sales people nine months from the yourself essay, start of your business, you should forecast an increase in sales thereafter. This is the michael, price you will sell your products/services. Fixed price: Suitable for most sales forecast modeling Price changes over time: The price of your product/service may increase/decrease in price over time for several reasons: Keep up with inflation Keep up with increased cost of raw materials or components Seasonal product Ė discount to offload excess inventory Promote new product Ė discount upfront to encourage sales, then increase later. This is the direct cost of producing your product/service (at the essay, unit level).
Otherwise known as cost of goods sold (COGS). Fixed costs: Suitable for most sales forecast modeling % of sales: A good way to forecast costs; as sales increase you can set the cost as a % of sales on away gow essay a sliding scale. Costs vary each month: The cost of your product/service may increase/decrease in joan essay slouching, price over time for several reasons: Economy of scale: the michael, more units you produce, the cheaper it becomes to produce them Bargaining power: the yourself job interview essay, more units you buy from away michael, your supplies, the cheaper they become Seasonality: cost of raw materials may fluctuate based on time of year. This is the expected number of units you will sell. My units are constant: Not particularly suitable as most businesses will expect to have some growth over time. Units sold changes over time: The quantity sold of your product/service may increase over time for several reasons: Growing market share Finding new markets. Sales tax requirements vary by country and by products/services sold.
In the United States, there is no sales tax at the federal level; however, many states levy selective sales tax on particular goods or services. Check with your state department of taxation if you are required to collect sales tax. If yes, you collect the describe job interview essay, sales tax from your customers and then remit the tax to the state each year. If the individual assumptions used for each component of the sales forecast is accurate, so will the overall sales forecast. Away. You should be able to explain where each number comes from, citing studies/research that validates your assumptions. The costs of hiring personnel are often the largest expense of any business.
In this section, you will enter forecasted employees and contractors you plan to essay, hire. The number of personnel you plan to hire and at what time is more of an away michael gow essay, art then a science. Too much staff too soon and godt essay, youíll burn through your working capital. Too few staff and youíll run the risk of alienating your customers and partners when you canít deliver. A good way to think about your personnel plan is to think about the milestones you want your business to accomplish and what personnel are required to get your business there. You can always revise your estimates, so start off with your best estimate and come back to this section later. Tweak as needed so that your business model demonstrates profitability within your target time frame. The type of company you are building and the financing required also makes a big difference in your staffing plan. For example, if you are seeking venture capital that mean you are going to want to hire and scale quickly in away, order to generate large revenues.
Conversely, if you are seeking debt financing, you want to operate as lean as possible and maximize profitability so you can service your loans. Fixed amount: Suitable for toys essay, most situations. Changes over time: You might want to define a compensation plan for sales personnel that have an annual bonus component, for away, example. Employee: If choosing employee you will have to consider certain employee taxes and describe job interview, other considerations. Contractor: If selecting contractor, ensure that you are classifying said contractor correctly. In the United States, for example, you are legally required to provide employee-type benefits in certain situations even if you classify the personnel as a contractor. If hiring employees, you will be responsible for additional costs such as (but not limited to) payroll taxes, workerís compensation and health insurance, paid time off, training and travel expenses, vacation and sick leave, pension contributions and other benefits. This is referred to the burden rate, which provides a truer picture of total labor costs than payroll costs alone.
Burden rate only affects employees and not contractors. Away. If unsure what to enter, 15% is a fair estimate. Explain the assumptions and methodology used to define the personnel your business plans to retain, including how you came up with your compensation figures and toys essay, burden rate. Michael. For example, you might explain that as you plan to hire several sales people to coincide with the release of a new product. Enter expenses you plan on incurring for your business. A good way to essay, make sure you capture majority of your businessís expenses is to think through costs associated with each functional area of your business, such as product development, marketing and gow essay, operations. Describe Job Interview Essay. Categorize expense into groups, such legal and administrative, rent and leases, and telecommunications. Do not include fixed asset expenses (assets whereby you derive value from for more than 12 months) such as a company van or computers. You will enter these in the next step. Advertising Expense Amortization Expense Auto Expense Bad Debt Expense Bank Charges Cash Over and Short Commission Expense Depreciation Expense Employee Benefit Program Freight Expense Gifts Expense Insurance Ė General Interest Expense Professional Fees License Expense Maintenance Expense Meals and Entertainment Office Expense Payroll Taxes Printing Postage Rent Repairs Expense Salaries Expense Supplies Expense Taxes Ė FIT Expense Utilities Expense Gain/Loss on Sale of Assets. Enter long-term asset expenses here.
Long-term assets are comprised of two types: tangible and away michael gow essay, intangible assets. Fixed assets are tangible assets that provide value for more than 12 months, such as a company van or computers. Fixed assets are depreciated over its useful lifetime. This is an accounting method that allows the business to allocate the costs of the asset over its life by gradually reducing its value. Common fixed assets: Land and Buildings Motor vehicles Furniture Office equipment Fixtures and fittings Plant and machinery. Intangible assets are long-term assets that are not physical in nature. Essay Slouching. Intangible assets are amortized over its useful life.
These might include: Intellectual property (items such as patents, trademarks, copyrights, business methodologies) Goodwill Brand recognition. Enter other short-term assets here, which most likely will be any prepaid expense that lasts for away gow essay, less than 12 months. Besides prepaid expenses, other current assets also include short-term investments and securities that are likely to turned into cash within a year. A prepaid expense can be described as such: A 12-month office lease is signed with the total lease amount of $12,000 being paid upfront.
Classifying this as a regular expense would not be accurate because then the PL Statement and Cash Flow Statement would both show the essay, $12,000 as a one-time upfront payment on the month it which it was made. This type of michael gow essay expense is better described as a prepaid expense, since the describe, use of the office is spread out over a 12-month period of time and can be considered an asset on the Balance Sheet that is expensed over time. By classifying this as a prepaid expense (or an amortized short term asset) then the away michael, PL Statement would show the $12,000 prepaid expense spread across 12 months at $1,000 each month, while the Cash Flow Statement would reflect the $12,000 payment on joan month in which it was made. Under Assets, the Balance Sheet would then show the amount of Prepaid Lease that is away gow essay, remaining at godt essay the end of the away, accounting period. Enter an estimate for income taxes you expect to pay, which should be a summation of federal, state and local income tax. Do not include other taxes such as property tax (should be entered as a separate expense) or employee-related taxes (this is covered in the Personnel Section as the Burden Rate). Godt Essay. As this is only an estimate, 100% accuracy is not required (if unsure what to away, enter here, use 20%). Dividends and didion slouching towards bethlehem, distributions (for corporations and away michael, LLCs/partnerships, respectively) are payments to the companyís shareholders/owners, taken from the companyís profit. Dividends are typically paid out at the end of the fiscal year, while distributions can be given out at college application essay how long the discretion of the owners. You may want to set this to zero initially and see how the financials of your business model work out; then you can work backwards and determine how much of michael gow essay retained profit you want to distribute to godt essay, owners/shareholders. Here you can explain any regular costs that are associated with running your business.
What are the monthly or ongoing costs that you must pay to keep the business up and away michael gow essay, running? For example, this could be paying monthly utilities and rent expenses for godt essay, your office space, insurance, or any marketing or advertising costs. For a start-up, remember that there are always up-front costs or one-time costs associated with getting things started, so be aware of any of these expenses and include them in your budget. Accounts receivable is away michael gow essay, defined as sales that the company has made but has yet to collect the money from the purchaser. Most companies operate by allowing some portion of their sales to godt essay, be on credit. These types of sales are usually made to frequent or special customers who are invoiced periodically, and allow them to avoid the hassle of michael gow essay physically making payments as each transaction occurs. You want your accounts receivable to be as low as possible to increase your cash flow. Defining what percentage of essay your sales will be on michael credit. You want this percentage to be as low as possible, while keeping in mind that for some businesses it is preferential to provide some credit to your best customers. Defining how long it will take to collect payment.
Of the customers that you provide credit to, you need to joan slouching, define when they are to michael gow essay, pay you back. The faster, the better your cash flow will look like. Yourself Essay. It is typical to provide net-30, which is 30 days. Accounts payable is defined as short-term debt owed to suppliers and banks. It is to your advantage to away, negotiate longer payment terms with your suppliers, as it will improve your cash flow. Application Essay. When looking at accounts receivable (what is owed to you) and accounts payable (what you owe), the key thing to remember is that you want to be paid as soon as possible, and you want to pay others as late as possible (cash on hand is king). Defining what percentage of away gow essay your purchases will be on describe credit. You want this percentage to be as high as possible, as that will improve your cash flow.
However, ensure you are able to pay your vendors on the purchases made on credit. Defining how long it will take to collect incoming payments. How many days will it take, on average, to gow essay, collect incoming payments? Select the typical number of days between when you make a credit sale and when the payment arrives. Essay. Keep in mind that shortening this period can vastly improve your cash flow. If your business will sell physical products and you plan on keeping inventory on gow essay hand, then you need to toys essay, define how many months of inventory you wish to keep on hand. Gow Essay. The more months of essay inventory you hold on gow essay hand, the joan slouching bethlehem, more cash is away michael, tied up in inventory. This will affect your cash flow.
How much inventory should you carry? The ideal amount varies from industry to a&p updike essay, industry, and business to business. A good place to find more information is trade associations for michael, your industry. In order to improve your companyís inventory management, you will need to start by collecting good records on describe your inventory. Using inventory turnover rate as an indicator. Inventory Turnover Rate = Costs of Goods Sold (COGS) / average cost of inventory on hand. A low inventory turnover rate means that you may have too much inventory on hand. Understanding and managing cash flow is michael, very important to any business. A&p Updike. The time period for credit sales and gow essay, payments may depend on your suppliers or your industry. Paying and getting paid later rather than earlier can entirely change your cash flow projections.
You can utilize this section to my first day at college essay in english, explain any assumptions about cash flow, including details on the time period in which you will make and receive payments. Away. How did you come to these assumptions and job interview, how will it affect your business? When taking out a loan, you borrow an amount of money (principal) from a lender, and are obligated to away michael, pay back at a&p updike essay a later time (usually in away, installments). Day At College In English Year. You will typically pay interest on michael the loan. If you are seeking a loan then enter the amount, as you want to forecast the financials assuming you have secured the loan. Personal vs Commercial Loans.
For many small businesses, taking out a personal loan to finance growth is commonplace. Day At Essay In English Year. These might include credit cards, home equity line of michael gow essay credit (HELOC), and installment loans. If you have an toys essay, existing small business, commercial loans can be obtained, which are based on a variety of factors. Secured vs Unsecured Loans. A secured loan is away gow essay, a loan in which you pledge some asset (equipment, property, etc.) as collateral. Godt Essay. Unsecured loans (credit cards, personal loans) are not secured against away a borrowerís assets. Interest rates will be higher for godt essay, unsecured loans versus secured loans, for michael, obvious reasons. If you have a pre-existing loan, then you can specify those details in the Starting Balances section. A line of credit is similar to a loan with the difference being that interest is not charged on the part of the line of credit that is unused, and the borrower can draw on the line of credit at any time that he or she needs to.
If you are seeking a line of credit then enter the amount, as you want to forecast the financials assuming you have secured the line of credit. The line of credit may be classified as a demand loan, which means that any outstanding balance will have to be paid immediately at the financial institutionís request. Investments include injections of godt essay cash into the business from you, other shareholders or owners, or investors. Away Michael. This typically refers to toys essay, equity investments where investors contribute cash to the business in exchange for equity (ownership). In this section, you can describe how your business will be funded. Away Gow Essay. If you are a startup, it is likely that the money you make from godt essay, sales will not cover all your business expenses so you may need additional sources of away michael gow essay funding, such as taking out a loan, receiving investorsí capital, credit lines, or other ways of college how long borrowing money. What type of funding will you acquire? At what point in your plan are you expecting these funds?
For existing businesses only. The starting balances will be used to adjust the balance sheet to away michael, take into account your companyís financial history. Important: all starting balances should be entered as they are at the start of your plan. Enter starting balances for assets: Cash Accounts Receivable Inventory Other current assets Long term assets Accumulated depreciation. Enter starting balances for liabilities:
Enter starting balance for Capital and Earnings: Enter your Recent Sales: One month before start date Two months before start date Three months before start date Four months before start date Five months before start date Six months before start date. If you are an describe yourself job interview essay, existing business, you can enter past financial data here. This is away michael, optional and will be used to calculate historical financial ratios in the Financial Statements section.
For each year of your company history , include: $ Sales $ Gross profit $ Income from operations $ Net profit $ Current assets $ Current liabilities $ Inventory $ Total assets $ Total liabilities $ Total owner equity. Every business model has several key metrics that management can use to see if the business is healthy. For example, a restaurant might use the number of tables it can turn per night and the average revenue per dinner. Describe Yourself Job Interview. Think about what levers make the away gow essay, most impact to joan essay towards bethlehem, your business. You will want to continuously track and monitor these metrics to ensure your business model is working. Chapter 8: Financial Statements Sections. Profit and Loss Statements Balance Sheet Cash Flow Statement Financial Ratios. The Profit Loss (i.e.; income statement) shows your revenue, expenses, and profit. Michael. It is the essay slouching towards, most common of the three reports as it provides a view into the companyís projected ďbottom lineĒ.
The statement here is a read-only display, calculated automatically from the information you entered in the Sales Forecast, Budget, and Personnel Plan sections. If you wish to edit or change any information, you may do so by away going back to those sections. The statement here will update automatically. The balance sheet gives a snapshot of your companyís financial position at a given point in time, usually the last day of a fiscal period. Slouching. It is away michael, called a balance sheet because assets (what you own) will always equal the sum of your liabilities (what you owe) and stockholderís equity (your investments from didion essay, stockholders plus money that your business earned that is put back into running your business). The balance sheet here is away michael, a read-only display. If you wish to change the balance sheet, you can do so by going back to the builder in the Financial Plan section. If you are an existing business, you have the option of adding starting balances under the essay, Financial Plan section.
The cash flow statement displays the cash inflows and outflows from your operating, investing and financing activities. Rather than providing an away gow essay, overview like the balance sheet, the cash flow statement will measure the change in cash during a period. A&p Updike. In other words, how much money did you start and end up with? The statement here is a read-only display. You can go back to edit the sections in the Financial Plan section in away michael, order to joan essay towards bethlehem, change the accounts affected in michael gow essay, the cash flow statement. The Financial Ratios section gives a general overview of the health of your business. The report here is describe job interview essay, a read-only display. If you wish to change any of the information, you may do so by editing the relevant financial information youíve entered previously. The ratios here will update automatically. Away. The Liquidity Analysis shows how solvent your company is, or how easily convertible to cash is the company in godt essay, case.
This is important in determining the ability of the business to away gow essay, meet its obligations, or paying off what it owes in debt. The Profitability Analysis shows the overall performance of the company in toys essay, its ability to make a profit. The ratios show how much of sales revenue is actual profit after taking costs and expenses into account. Michael Gow Essay. The Debt Ratio shows how much of the businessís assets are financed by a&p updike debt and michael, how much of the businessís assets are financed by stockholdersí equity. A&p Updike. The Investment Measures show ROI (Return on away gow essay Investment) which is the job interview, percentage of the return (net profit) of the business divided by the cost of the away gow essay, investment. My First College Essay In English Year. The most common method of calculating ROI is to divide net profit by total assets. Finishing these chapters represents a massive achievement in completing your business plan. It is by far the most difficult chapter, as it requires doing somewhat complicated math to away, generate accurate financial statements. Essay Towards. In all likelihood, you will need to hire an expert or accountant to help you create an accurate and detailed plan that adheres to realistic outcomes. To finish it off, youíll need to write an appendix and a glossary of terms.
Your appendix will be a more detailed version of the financial statements detailed in this chapter, and your glossary of terms will simply define the terms of your business that an investor may not understand. Upon including those chapters, your plan will be complete. Feeling inspired to start a business, but donít know how to write a plan? We have a sample database of plans that you can look through to learn the different chapters and sections necessary to attract equity investments and away michael, loans. Although our examples are specific to each industry, keep in godt essay, mind that every plan will be unique depending on your location, your customer base, and away michael gow essay, your own vision, so these will only serve as a starting point for you and your dream. Click the images to view our full business examples.
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If or when you encounter the financial sections, weíll be looking forward to helping your progress through the major obstacles of writing a successful strategy that will help you get funding for your ideas. Crafted by licensed attorneys Updated regularly Applicable to all 50 states. Create your free. Business Plan Template document in away michael gow essay, only 5-10 minutes! Copyright 2017 Legal Templates LLC. Toys Essay. Legal Templates LLC is not a lawyer, or a law firm and michael gow essay, does not engage in the practice of law. Legal Templates cannot and does not provide legal advice or legal representation.