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Thomas jefferson outline research paper

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Thomas Jefferson Research Papers

Argumentative Essay on Immigration. Illegal immigration has been a problem for the United States for a long time. This phenomena is not new and thomas jefferson research paper, thousands of illegal immigrants have come into US through either the Mexico border, the Pacific Ocean, or through many other ways. Resume Service. Some people have entered the jefferson paper country legally through a visit visa, but then have stayed illegally and are working in various places. Illegal immigration is a double edged sword; on the one hand it provide the rush essay code local economy with cost benefits as the illegal immigrants are not paid so much, while they are more productive. On the other hand, these illegal immigrants do not pay taxes and their employers also do not pay their taxes. There are both pros and cons of illegal immigration and jefferson paper, this paper shall take a look at some facts pertinent to illegal immigration in the United States. “Every day thousands of illegals stream across the 2,500 miles of border with Mexico. According to and dissertations the U.S. Immigration and Naturalization Service, or INS, the thomas jefferson outline research total number of illegals in America from this source increases by on radioactive elements 275,000 annually. Already the jefferson outline paper United States is host to an illegal population of 7 to 12 million, of whom the vast majority are Mexican or Hispanic in origin.

These illegal and uninvited guests help themselves to jobs, education, welfare and unemployment compensation. The many whose wages are paid under the table pay little or no taxes. And they are easy prey for unscrupulous employers and politicians” (Hayes 2000) The U.S. population primarily is growing as a result of births in the minority and immigrant communities. We do not like to think about it--as it is a political correctness problem--but there is stratification of labor, mostly along education lines, where the tough jobs in agriculture, manufacturing, and resume edit service, services are taken by jefferson outline those without recourse into the white-collar world of employment. Especially when these low paying jobs do not require language ability, immigrants historically have jumped at these opportunities as a way to get their foot in the door. The U.S.-born unemployed do not think first about having just any job to help plant their feet.

They first think about on radioactive elements what their wages will be. If you are here illegally, you clearly have a competitive advantage (Howell 2006). Most of the thomas jefferson outline research Americans and the American officials are of the opinion that illegal immigration is bad for the country and it should be stopped completely. For Thesis And Dissertations. The Immigration Reform and thomas research paper, Control Act (IRCA) is a law in essayez moi megavideo, the United States of America that pertains to the policies and regulations regarding employment. This law was enacted in 1986 for various reasons, which includes the fact that many illegal employees work in the United States.

The two main requirements of the IRCA include: “(1) to hire only persons authorized to work in the United States and (2) to not discriminate on the basis of citizenship status or national origin” (LMD 1992). Thomas Jefferson Paper. In order to be eligible to work in the United States, the workers must complete an on the of the, I-9 form and must be able to prove their authorization to work in the United States to their employers. “Employers may not refuse to consider all qualified persons with work authorization, whether citizen or non-citizen. Employers must accept any document listed in the INS Handbook for Employers, and may not arbitrarily specify an paper, INS document, or require additional documents. Employers may not refuse to hire a qualified worker whose employment authorization expires at a later date. IRCA imposes back pay and severe penalties on employers who commit immigration-related employment discrimination” (LMD 1992).

I am for this immigration reform as I believe that illegal employment is a drain on the economy of the United States. There are more than 10 million undocumented workers (excluding their families) in thesis on radioactive elements, the United States (White). Most of these illegal workers are concentrated in California and Texas, although their presence can be felt all over the country. About three quarters of these illegal immigrants come to the United States after crossing the US/Mexico border. Many of these illegal immigrants are hired by US employers as undocumented workers and this is thomas jefferson, done because they can be hired at a pay less than minimum wage. Database For Thesis. Most of these workers are hired to work in the agricultural, manufacturing, and construction industries, or in thomas jefferson outline, backroom jobs.

These workers are not given any kind of health care or any other benefits (White). Resume Edit Service. These jobs are mostly opened illegally by US employers in thomas, order to rush essay save up on taxes and also save up on thomas jefferson outline paper, their costs by and dissertations paying the workers less than minimum wage. It is for this reason that I believe it important for the immigration reform to be in place as it makes it harder for the employers to cheat the government out of the taxes etc. One other benefit that can be derived from the IRCA is that of the thomas outline paper social costs related with illegal immigration into the United States. When the illegal immigrants enter America, they do so without any papers or any authorization. This means that there is no record of where they come from or what sort of a background they have.

They might be infected with a hundred diseases, such as polio, tuberculosis, etc. These diseases can spread and cause a lot of problems for the American citizens. Other than that, there are more costs that are added for a state as it has to rush pay for thomas jefferson paper the education etc for these illegal immigrants. “In an moi megavideo, already under funded programs they give these services a more heavy burden to deal with. Republicans have reached agreement among themselves on legislation designed to combat illegal immigration (Carney 1996). But with their package facing delaying tactics from jefferson research Senate Democrats and resume, a veto from the president, they finished the week of Sept. Outline Research. 2 uncertain of their next move” (Website). Essayez Moi Megavideo. It would be useful to consider the downside of implementing strict immigration laws. If the labor market were not being filled by thomas jefferson paper illegal immigrants crossing the Mexican border, these positions would have to be filled by someone else.

If we were to bring more agricultural and service workers into the U.S. Thesis On Radioactive. through a regularized process, the resulting body of thomas outline, immigrants would be less Mexican and more Arab, Muslim, South Asian, and African. And Dissertations. For those who want an idea of how this would impact American society, take a look at Europe. This is an issue of thomas outline, culture, language, and religion. Edit. Author Samuel Huntington (Who Are We?) and others have argued that Mexican culture is not readily compatible with the Anglo-Protestant culture under which the thomas jefferson outline U.S. has prospered. This may be true. but it certainly is more compatible than Iraqi culture (Howell 2006). If the Mexicans were not coming in illegally, we would have to process--and keep track of--all of them. What would the U.S. Citizenship and Immigration Service (USCIS, the successor agency to the Immigration and Naturalization service under the new Department of Homeland Security) have to look like to process the 500 workers who are sneaking into essay discount, the country illegally on a daily basis? What would it cost?

There roughly are 11,000,000,000 illegal immigrants in thomas outline research, the U.S. By any process other than deporting them all, there will be a substantial increase in on radioactive, the size of the government agencies designed to monitor them (Howell 2006). By making such an issue of illegal immigrants from Mexico, we are discouraging all immigrants about life in the U.S., including those that we need desperately. The issue is plugging up the immigration system for applicants who have math and science skills. Thomas Jefferson Research Paper. Many claim that the education system is being overburdened by the children of illegal immigrants.

Yet, such skills have not--at least over the last 20 years--been produced by that same system, forcing us to import our technological capability from India, East Asia, and elsewhere (Howell 2006). One might argue that the thesis on radioactive elements immigrants are people after all and that they should not be discriminated against even if they come illegally into the country. Jefferson Research Paper. A lot of service, public controversy has been sparked on the discourse of affirmative action, which is about the discrimination of the immigrants in thomas jefferson outline research, the workplace. Essay Value Writing Process. This started as a period of “passionate debate that began around 1972 and tapered off after 1980, and jefferson outline, the second indicating a resurgence of debate in the 1990s leading up to code the Supreme Court's decision in the summer of 2003 upholding certain kinds of affirmative action” (Fullinwider 2005). Other than this, there have been two paths that the development, defense, and contestation of thomas jefferson outline research paper, preferential affirmative action have taken. “One has been legal and administrative as courts, legislatures, and executive departments of government have made and applied rules requiring affirmative action. The other has been the path of rush essay discount, public debate, where the practice of jefferson outline, preferential treatment has spawned a vast literature, pro and con” (Fullinwider 2005).

Many people argue that the immigrants are usually skilled labor and they help increase the local production of the service United States. Others also argue that when the businesses pay them lower than minimum wage, their costs go down, which means that the costs of production as well as the prices goes down, and these help the citizens of the United States. It is also argued that the jefferson outline research immigrants tend to send their US dollars outside America to their families, and this strengthens the value of the dollar, making it more valuable, thereby making the database economy of thomas jefferson outline research, US stronger. Essay Value Of The Writing. Yet, we find that these benefits are far outweighed by the costs that the thomas research illegal immigrants bear on the US. Many immigrants have felt that they are being discriminated against in the workplace for one or more of the rush essay discount various kinds of discriminatory practices that occur within various organizations. Jefferson Paper. Many of essay, these employees are women who believe that they have been discriminated based on their sex.

The Revised Order of 1972 affected a change that included women among the “protected classes” whose “underutilization” demanded the thomas jefferson paper setting of “goals” and “timetables” for “full utilization” (Graham 1990). There are some theories that are presented in Title VII of the Civil Rights Act of resume edit, 1964 that pertain to discrimination in employment, even if the employee is an illegal immigrant. The IRCA changes all that. An illegal immigrant cannot be considered an employee under the IRCA, which automatically takes care of the discrimination problem. Jefferson. It can be concluded that the thesis elements immigration reforms are a good practice for both the thomas jefferson outline research paper immigrants, and more importantly, for the US. The illegal immigrants pose many problems for our country and essayez moi megavideo, they should not be allowed to enter in the first place. But since it is outline research paper, very hard to thesis on radioactive elements implement total security, steps should be taken to jefferson research reduce the illegal immigrant inflow into our country and the first step is to implement immigration reform. Much of what these people earn in the US is sent to their homes in their own countries and the US economy is rush essay discount code, deprived of their taxes. By staying in the US, they are spending each second doing an illegal act as just their presence inside the US borders is an illegal act.

Many people tend to think that eradicating illegal immigration is impossible and that it can never work. This is not true. Illegal immigration can be repealed if the government takes the proper measures. While there is no painless magic answer, illegal migration can be significantly reduced with a few effective measures. Research. Some of those measures require money; some require political will; many can be accomplished by the President without new legislation. Adopted as part of a comprehensive approach, these measures will be effective. Adopted selectively, they will fail.

As a first step, however, current law and regulations must be clarified. Employers are caught between competing legal mandates when hiring non-citizens; aliens with only resume service, a tenuous claim to presence in the U.S. remain here for years under the color of law; and some government officials do not know whether they are obliged to jefferson research report information to or withhold it from the INS. Congress and the regulators must simplify legal requirements so that the average person, citizen or alien, can know what the rules are (Lempres 1994). Interdiction can be effective because of the nature of the flow of thesis elements, illegal migration. Over 95 per cent of outline, illegal border crossers come through Mexico, where the terrain funnels traffic into several crossing points. By far the busiest crossing point in service, the nearly 6,000 miles of land border is the 13 miles near San Diego. Over 40 per cent of the Border Patrol's total interdictions occur in that 13-mile strip of land.

Moreover, the Border Patrol estimates that over 90 per cent of its total apprehensions occur in just 100 miles of thomas jefferson paper, border segments. The concentration of illegal traffic means that interdiction efforts can be focused for greater effectiveness. Physical structures such as lights, fences, and anti-automobile barriers can be placed along the high-traffic crossing points. Without new legislation, the Administration can build these structures and add Border Patrol officers at the hot spots (Lempres 1994). Moi Megavideo. Other than that, there has been a lot of prosecutions regarding illegal immigration over the past few years. But the government is not merely prosecuting illegal immigrants for immigration offenses; it is reinvigorating its investigation and prosecutorial efforts against corporate America as well. Research. Various corporate scenarios in the United States show that corporate America currently faces in confronting federal prosecutions. Essayez Moi Megavideo. Congress first deputized corporate America into thomas outline research paper, controlling the flow of illegal immigration at our nation's borders in 1986--by making it illegal for employers to knowingly hire, or knowingly retain after hiring, illegal immigrants, as well as to fail to comply with the employment verification requirements--and then subjecting employers to stiff civil and criminal penalties for noncompliance. Congress further deputized corporate America in 1996, and subjected corporate America to even higher financial stakes, when it made certain immigration offenses predicate offenses in RICO, and thereby opened the doors to suits from plaintiffs' lawyers for treble damages for having knowingly hired at least ten undocumented workers in a twelve-month period. Essayez Moi Megavideo. Given the increasingly high stakes for employers, it is imperative that they expend the resources now to take the preventive measures outlined in this article.

To do less will only perpetuate exposure to unnecessary and costly risk (Ciobanu and Green 2006). Carney, Dan, (1996). Social Policy Congressional Quarterly Weekly Report, 54, (36): 2531. Ciobanu, Ileana M. and Thomas C. Green. (2006). “Deputizing - and Then Prosecuting - America's Businesses in the Fight against thomas jefferson outline paper Illegal Immigration,” American Criminal Law Review, 43, (3): 1203+. Fullinwider, Robert, (2005). “Affirmative Action”, The Stanford Encyclopedia of Philosophy (Spring 2005 Edition), Edward N. Zalta (ed.), http://plato.stanford.edu/archives/spr2005/entries/affirmative-action/ Graham, Hugh Davis, (1990), The Civil Rights Era: Origins and Development of National Policy 1960-1972 (New York: Oxford University Press): 413.

Hayes, Ted, (September 25, 2000 ). “Illegal Immigration Threatens U.S. Sovereignty, Economy and Culture,” Insight on the News, 16, (36): 46. Howell, Llewellyn d. (July 2006). “Ironies of Illegal Immigration,” USA Today, 135, (2734): 19. Lempres, Michael T. (1994). “Getting Serious about Illegal Immigration,” National Review, 46, (3): 52+ LMD, (Summer 1992). “How to Avoid Immigration-Related Employment Discrimination,” Labor Management Decisions, 2, (2)

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Beat the thomas paper, Applicant Tracking Systems (ATS): How to Survive Resume Reading Robots. By Resume Genius / September 29, 2014. Here’s an experience you’ve probably had: You write a solid resume for the perfect position at a big-name company, and send it off with an for thesis and dissertations, earnest cover letter. Unfortunately, besides an automated email reply, you hear absolutely nothing back. You feel crushed — you think some hiring manager on the other end actually read through the entirety of your resume and concluded that you weren’t qualified for the job. Jefferson Outline? But here’s the twist — chances are, no human has even laid eyes on your application. The truth? You were probably rejected by resume reading robot called an on radioactive elements, Applicant Tracking System (ATS). You were probably rejected by resume reading robot called an Applicant Tracking System (ATS).

Welcome to the 21st century. Research? Large and even medium sized firms are using ATS to deal with the on radioactive elements, hundreds, if not thousands of applicants who are applying to the same positions every day. This resume reading software allows these companies to to automate, streamline, and manage the hiring process. Why are companies allowing robots to make human resource decisions? Going through resumes to thomas research, screen applicants is tedious work.

But the ATS speeds up this process by identifying candidates whose resumes contain key experiences and skill sets that match the essayez, qualifications employers are seeking. According to a popular study conducted by search services provider Preptel, as many as 75% of the candidates don’t make it past the ATS screening. It may seem brutal, but this screening process does the job of jefferson outline research whittling down a cumbersome applicant pool into just a handful of on radioactive applicants that the human hiring managers can review more closely. Here’s the takeaway for living in the age of resume reading robots — a well-crafted, ATS friendly resume is absolutely critical to a successful job hunt. Here’s the thomas jefferson outline research paper, takeaway for living in the age of resume reading robots — a well-crafted, ATS friendly resume is absolutely critical to a successful job hunt. Qualified candidates that fail to make an ATS friendly resume will get rejected, period. Here are 4 reasons that even the most qualified candidates can fail to After combing the web and consulting some of essay writing our in-house experts at Resume Genius, we zero in on the most common reasons why resumes of even the most qualified candidates fail to pass screening. Reason #1: The ATS can’t actually process your resume. Warning: The ATS will fail to thomas, read your artistic additions to your resume . Although a human hiring manager might appreciate a little flair, the resume robot will simply incinerate your resume without a second thought. It would be a shame for your resume to essayez moi megavideo, get screen out because the ATS is unable to read it.

Basic rule of thumb: keep your fonts and jefferson paper, formatting simple. Scrap inventive layouts, graphics, or artifacts that affect the edit service, readability of your resume. Sometimes the ATS will use a built-in optical character recognition (OCR) software to jefferson, processes your digital resume. It scans your file, converts it into a text format, then extracts your information and moi megavideo, experiences from there. While the thomas outline research, ATS is getting better at reading PDF files, it’s still safer to feed the essay, system a Word or Text file. Do away with any adjusted spacing, newsletter formatting, lines. Thomas Jefferson Research Paper? Go with the clean, standard fonts like Arial, Verdana, and essay value of the writing, Times New Roman. Scrap inventive layouts, graphics, or artifacts that affect the thomas jefferson outline paper, readability of for thesis your resume. Reason #2: The ATS doesn’t recognize the headings you used.

Applicant Tracking System software is built to sort your experiences based on jefferson outline the resume’s section headings. Patriarchy? If you’ve written a different heading than normal — say “Major Abilities” instead of “Skills,” it will skip over that section if it is thomas jefferson, unable to determine what your heading stands for, the CIO reports. People like to essay value writing process, get creative with headings, thinking that it will help their resume stand out. Unfortunately, unconventional headings can actually hurt it. Help the software do its job. Use the standard headings “Work Experience”, “Skills”, “Publications” so you don’t stand the risk of the resume bot placing your qualifications under the jefferson research, wrong categories, or misreading your headings altogether. Reason #3: Your resume lacks targeted keywords. By now, you’ve formatted your resume properly, and used normal headings. Here’s the database for thesis and dissertations, meat of how an ATS actually reads your resume. Research Paper? It’s looking for essayez targeted keywords.

First, the hiring manager will input certain keywords and thomas research paper, key phrases into the software, each relevant to the role they need filled. For example, an software company hiring manager might use these keywords: Next, the on the value process, ATS software will read through each resume, and determine whether the it has enough keywords and key phrases to outline, pass through the screening. If the percentage is high enough, your resume will successfully be reviewed by on the value of the writing an actual human. Your ability to use the right keywords depends on two things: Do you actually have the relevant skills, abilities, education, and work experiences? If you do have all or some from #1, doing good research and giving your resume a hard look-over will get you through the ATS. The best place to begin is to paper, read the hiring manager’s very own job description. From that job description, you can see what keywords and resume, key phrases they emphasize a potential applicant should have. If they include them in the job description, it’s highly likely they’ve also input them into the ATS. The image below contains a real example of a librarian job description, and the image next to it reflects what we believe are important keywords a librarian applicant should include on their resumes:

Normal Job Description. Job Description with ATS Keywords Highlighted. GREEN HIGHLIGHT: Keywords that are CRITICAL to getting past the jefferson outline, ATS. YELLOW HIGHLIGHT: Keywords that will please the human hiring manager, or are ATS keywords of essay lower importance. The job post gives you good clues about outline paper, keywords and experiences employers are seeking. Essay On The Process? It’ll serve you well to thomas outline research paper, read those job descriptions closely, and identify important competencies and skill sets.

Place emphasis on essayez moi megavideo these matched experiences in thomas outline research, your resume. It’s also helpful include both specific and general keywords in the mix. ATS uses all of these keywords into certain job functions. Essay? For your previous position as “team leader”, include job-specific buzzwords such as “coordinate”, “manage”, but having the general keyword “project coordinator”, “project manager” will help to strengthen your resume. Be sure to thomas outline research, try out our ATS-friendly resume building software that comes with over 50,000 professionally-written phrases and job-specific keywords. Reason #4: Your resume has too many nonspecific keywords. Some have suggested “hacking” the resume bot by on the of the process submitting two or three-page long resumes that exhaust all keywords that are relevant to the job. Jefferson Research? That’s not a good idea — even if it did work (it doesn’t), it certainly won’t impress the human hiring manager. you can’t stuff your resume with an exhaustive list of experiences and hope to game the service, system into thinking you’re a perfect match. According to jefferson outline paper, a report from The Ladders, ATS software ranks your candidacy based on how specifically your resume matches keywords and phrases in patriarchy, a job description.

Some software even looks for how uniquely the work experiences you listed match the job requirements. Here’s the rub — you can’t stuff your resume with an jefferson, exhaustive list of patriarchy essay experiences and paper, hope to essay on the value process, game the system into thinking you’re a perfect match. Having off-target keywords can score your resume down on relevancy. Use the instruction from #3 to research relevant keywords and ensure that your resume is concise and targeted. Jefferson? To the greatest extent possible, your resume should uniquely match the requirements in the job description. To sum it up: the edit service, bots are getting better at contextualizing resumes, and thomas jefferson outline paper, recruiters are always aiming to interview candidates whose experiences adhere the most closely to positions they’re seeking to edit, fill. Therefore, having targeted, job-specific keywords throughout your resume is jefferson outline paper, more important than ever. Reason #5: Your resume lacks industry and company jargon or abbreviations. Experts suggest that adopting industry jargon or even including a company’s corporate lingo within your resume is a smart choice. If you think about it, it’s only logical for the hiring manager to input industry jargon and abbreviations into an ATS. Therefore, you will need to optimize your resume to include these terms wherever possible.

Fortunately, this is service, very simple to do. Weave relevant jargon and terminology into your resume, and spell out the abbreviations and acronyms. DO NOT ever simply include an acronym or abbreviation by itself on a resume. You should always spell them out completely, followed by thomas outline paper their abbreviation or acronym. Acronyms with Spelled out Examples. Federal Bureau of Investigation (FBI) agent with 10+ years of experience. Optimized and purchased Pay Per Click (PPC) ads for on radioactive a major software company Maintained plant operation’s perfect record of zero Operation Safety Health Administration (OSHA) recordables. If you’re unfamiliar with a certain industry’s lingo, you can research jargon and abbreviations specific to the field, sector, or industry in which you’re seeking employment. To sum it up: a resume with clean formatting and clear, targeted language gets you through ATS screening. Once you land that interview, however, it would be advisable to have a more descriptive and eye-pleasing version of your resume ready for jefferson outline research paper your human recruiters. Thanks… this really was useful.

Thanks for database for thesis your comment Rasana! Glad we could help! Feel free to ask us any questions. I have found that in order to get your resume even considered, you must really target each position for the relevant key words. Thomas Jefferson Paper? Also, do the same for your cover letter or add those that were missed in the resume.

You are absolutely correct about essay, targeting each position for relevant key words. One of the research paper, best places to pinpoint relevant key words is in essay discount code, the position’s job description. Great comment Jamie! I’ve been reading articles on thomas jefferson research cracking the ATS for a couple months now, just confounded at what I was doing wrong, or what I could do differently. this article has been more helpful than ALL the others! Thanks for that. Bookmarked!

Thanks for your comment Pert! Glad that you found our article useful. Good luck on the job hunt! This is very useful information, thanks for sharing. Glad you found it helpful.

Be sure to moi megavideo, share it with your friends and get the jefferson paper, word out. Thanks for the comment. High Quality Candidates: If a company doesn’t care enough about you and your far superior talents, capabilities and resume edit service, experience that they throw an ATS software program in your way DON’T reward them with an application! ATS software and thomas jefferson research paper, all similar crap will be avoided by companies IF there’s a large enough movement among the highly qualified and most talented employee pool. Concentrate on those companies that treat you like a real human and avoid the automated people processors whenever possible! Companies will catch on to the detrimental nature of this “time and cost saving software” and realize it’s costing them everything! Many already have. Imagine, as with myself, you work in a totally “visual” industry where picture representations of your work tell virtually your whole story! Applying for a graphic design, art director or illustrator job has been rendered orders of magnitude more difficult with the advent of moi megavideo ATS processing! The situation is about as insane as trying to get a singing job with no recordings of your voice being allowed and no chance for a personal audition! Companies with H.R. people who have virtually no expertise in the commercial art field are already at a huge disadvantage in making any kind of qualified decisions regarding such applicants.

Add to that a totally intrusive, opaque and “dumb” software program placed strategically as a final barrier to any chance of actually communicating your amazing talents and, well, you have the “perfect storm” of employment failure – both for jefferson outline the employer and potential employee. Agreed. However, my line of code work is not with the smaller companies that seem to actually read a resume but within the larger corporations and they ALL use ATS! Buzz words (key words) are definitely the secret and one must learn this and use the job description in the posting and customize the resume accordingly or else be among the roughly 75% that are automatically not reviewed and research paper, receive the proverbial computerized canned rejection letter from a “do not reply” to elements, email address! Definitely, if your are in the design and arts profession, ATS is surely the Antichrist! Preach!! I 1000% get what you’re saying!! I’ve been in the advertising industry for 25 years, 13 years on staff, and the last 12 years as a freelancer. How in the world do you include 12 years of significant freelance work with several different clients on a multitude of different accounts with all kinds of jefferson research varying calendar timing through an essay code, ATS and expect it to spit out anything resembling a solid, successful overall career?? Despite the fact that so many highly qualified candidates are finding the outline, ATS to be their ultimate challenge in the job search, the and dissertations, “sheeple” continue to paper, just follow the rush code, guidelines to gaming the system via keyword dumping rather than avoiding companies who rely on filtering human beings through their ATS.

Unfortunately for the likes of thomas outline research you and me, we don’t really have the luxury to NOT play along at least a little bit or get utterly left behind, but I agree completely that if more people just stop playing along, companies will finally get exactly what you said: it’s costing them everything! That’s easy to say if you have a job. But if you are unemployed, you have little choice. This software should be outlawed. No wonder the nitwits in HR claim they ‘can’t find qualified people’, their ATS screened them out beforehand. Woww. Having the right information at essay of the process the tip of your finger can actually ease the endless pain of thomas outline research job seeking and resume submission without consideration. Resume Edit Service? Thanks, your article is jefferson outline paper, encompassing and indeed rich. Database And Dissertations? Keep it up.

Glad we could help! Thanks for you comment. While I found this article very helpful as a job seeker, it is research, a sad commentary on the state of corporate hiring today. We are being dehumanized and reduced to automatons in the new world order system. This article is so very. useful. It really helped me a lot to essayez moi megavideo, understand what I was doing wrong. Just few. questions: 1) do you advise to thomas outline research paper, mold my resume to value process, match every single job I am.

applying to? 2) In situations where one does not possess all of the required. skills of a job posting, but one knows it will not take long to acquire them; how. do you suggest one should handle such situation? Ignore the job post, and move. to the next one? Any advice is greatly appreciated.

Yes, your resume should always be tailored to the specific job post. As far as skills go, check out paper this page for more advice: https://resumegenius.com/resume/skills-section-writing-guide. Thanks for you comment. Dude seriously?? and here I thought even after knowing whatever was the demand of essayez moi megavideo our beloved employer I wasn’t getting hired because I had no skill. On top of that I didn’t even know ATS existed, I always thought living human beings reject me :p. Bravo…. and lamentation. In these days of big data, it’s laughable that job matching is still such an outrageously resource wasting game of outline research paper hide and essayez moi megavideo, seek. Research? Resumes and job postings are still crafted as for a single pieces of paper formatted to essayez moi megavideo, communicate all pertinent information in thomas jefferson outline research paper, the 10 or so seconds of attention that conventional wisdom says they may receive. While an ATS attempts to tweak that Cretaceous period bottleneck, clearly there’s something missing.

I’m considering starting a company that would provide the mirror analog of an ATS to job seekers for free, with the ultimate goal of steering development of the cooperative, common have/need data platform that would evolve once the inevitable war between the two systems runs its course (I’d rather just skip to the common platform, but sometimes you’ve got to patriarchy, kick the mule). Who’s with me? How should I handle the resume I post on job boards (e.g. Monster, Dice)? That resume can’t be tailored to a specific job description. Should I use keywords common to thomas jefferson, many of the job descriptions for essay my target position? And then use a customized resume when I apply for a specific job?

BINGO! Sounds like you know what you’re doing. Best of luck! Thanks for your help and for thomas outline research paper the great article. Cheers! Thanks for the comment!

You bring up a good point — it’s important to create a resume that both gets through the ATS and appeals to hiring managers once it lands in patriarchy, their hands. Share Beat the Applicant Tracking Systems (ATS): How to Survive Resume Reading Robots Our code geeks and HR experts are proud to introduce our new Free Resume Builder software to help you land more interviews in today’s competitive job market. We provide HR-approved resume templates, built-in job description bullet point phrases to thomas outline research, choose from, and easy export to MS Word and resume edit, PDF. Get awesome job opportunities sent directly to your inbox.

By clicking Send Me Job Alerts, I agree to the Resume Genius Terms of Use and Privacy Policy. Play the One-Minute Game That’ll Show You How to Improve Your Resume. Think you can judge the quality of a resume within 6 seconds? The answer may surprise you. Put your skills to the test, and learn how to make your resume 6 second worthy! 3 Reasons Why I Wouldn't Hire Tom Brady. Tom Brady’s resume is a couple yards short of a touchdown. There are tons of outline paper errors throughout. See why. How to Modify and Maximize your Resume Template. Need a resume template?

Feel free to moi megavideo, download one, but be sure to make small modifications to unlock your. Would You Rather Work for a Man or a Woman? Do people still care whether they work for thomas jefferson outline paper a man or woman, or do most people simply look for a nice job. 5 Ridiculous Excuses To Calling Out Of Work That Were Surprisingly Successful. Every office is bound to have that one person that abuses the essayez moi megavideo, call-out policy.

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resume phraseology Standard Submarine Phraseology , describes uniform voice procedures and phraseology for use throughout the U.S. Thomas Jefferson Outline Paper! WW II submarine fleet. This helped save time, prevented confusion and mistakes, and increased the general efficiency of database and dissertations, voice communications. In this online version of the manual we have attempted to keep the flavor of the original layout while taking advantage of the Web's universal accessibility. Different browsers and fonts will cause the text to move, but the text will remain roughly where it is in the original manual.

In addition to errors we have attempted to preserve from the original, this text was captured by a combination of optical character recognition and human typist. Each method creates errors that are compounded while encoding for the Web. Please report any typos, or particularly annoying layout issues with the outline research Mail Feedback Form for elements, correction. The entire series includes: 2. Standard Submarine Phraseology. 3. Thomas Outline Research Paper! Ship's Organization Chapter an Voice Communications. 4. Phonograph Recording - Telephone Talking over a Submarine Battle Circuit During Actual Operation and Analysis of Telephone Talking over a Submarine Battle Circuit. 5. Patriarchy Essay! Instructors Handbook for Basic Course in Submarine Voice Communications. Additional copies of the Submarine Telephone Talkers' Manual , NAVPERS 16171, should be requested from the thomas outline research paper Chief of Naval Personnel. Essayez! Others in the series should be requested from Commander Submarines, Atlantic Fleet, Fleet Post Office, New York, N. Y. COMMANDER SUBMARINES, ATLANTIC FLEET.

This document contains information affecting the national defense of the thomas jefferson outline paper United States within the meaning of the Espionage Act, 50 U.S.C., 31 and 32 as amended. Its transmission or the revelation of its contents in resume, any manner to thomas research an unauthorized person is prohibited by law. ARTS. 75 76, U.S.N. Essay! REGS., 1920. The information contained in restricted documents and thomas jefferson paper the essential characteristics of restricted material will not be communicated to the public or to the press, but may be given to essayez any person known to be in research paper, the service of the for thesis and dissertations United States and to persons of undoubted loyalty and discretion who are cooperating in thomas, Government work.

The voice procedures and phraseology described in resume edit service, this booklet are recommended as standard for all submarine interior communications. These forms have been developed through the outline cooperative efforts of officers throughout the submarine fleet. The general rules for formulating messages are given in the first section. On The Value Writing! The specific forms of phraseology to thomas jefferson outline research be used in various operations are covered in thesis on radioactive, the succeeding sections. The communication circuit over which each message normally passes is stated, except for those messages which are directly airborne. This booklet should be supplemented by a careful study of the SUBMARINE TELEPHONE TALKERS' MANUAL, which tells how to use the different types of jefferson outline research, communication equipment, and how to make a message understood in spite of interfering noise. The use of uniform voice procedures and phraseology throughout the submarine fleet will save time, prevent confusion and mistakes, and increase the general efficiency of voice communications. 1. Components of a message. The typical message on a submarine consists of call and text.

The call is the name of the station being addressed. The text is the body of the message. Resume Edit! For example: In the rare cases when the source of thomas jefferson, a message is not obvious from the text, the identifying name of the rush essay discount code sending station should be inserted following the call. For example: Control, forward room, we heard a bumping noise along the hull. The call is thomas jefferson paper normally used because it serves the double purpose of alerting the correct listener and on the value writing process of helping to define the contents of the message. It should be omitted only jefferson paper, when speed is rush essay discount essential and when the text of the message clearly indicates to whom it is addressed. For example: Rig for depth charge.- Every message is acknowledged, but the method of acknowledgment varies with the type of research, message, as follows: Orders addressed to an individual or to a single compartment are acknowledged by elements, repeating them back word for word. This repetition serves as a check on thomas jefferson research paper the accuracy of the essayez reception of the order, and passes the word for thomas jefferson outline research paper, action to other men in the compartment.

Orders addressed to all compartments are acknowledged from forward aft by resume edit, giving the name of the compartment and adding aye. When the correct reception of its details is thomas jefferson outline important, the report is repeated back word for word. When a report of elements, a routine nature is heard directly by the person to jefferson whom it is addressed, Very well or Aye, aye is usually sufficient acknowledgment. When a question can be answered immediately, the answer in itself constitutes an rush essay code acknowledgement. The answer should be worded so that it is thomas jefferson outline clear that the question has been understood. When a question cannot be answered immediately, the immediate acknowledgment is normally a repetition of the thesis on radioactive question and jefferson outline the word, Wait. For questions of a routine nature, Aye, aye, plus Wait is usually sufficient acknowledgment. In either case, the value writing answer is thomas jefferson outline research paper given as soon as the information becomes available. 3. Correction or change in a message. If the sender makes a mistake in giving a message, he says Belay that and gives the rush discount correct form.

Set gyros by hand ze-ro fo-wer fo-wer. If the outline research receiving station repeats a message incorrectly, the sender says Belay that and gives the correct message again. When an order has been carried out, this fact is reported to patriarchy the station originating the order. Generally, the report of execution closely follows the wording of the order. Other common forms in reports of execution involve the phrases has the word and on outline research his way. Certain special forms are given later in this manual. 5. Essayez Moi Megavideo! Request for a repeat.

If the receiver fails to thomas jefferson outline paper understand any part of a message, he says Repeat. The sender then gives the entire message again. 6. Emergency messages. In case of an emergency, the station making the announcement calls: All other stations cease talking immediately until the word Carry on is received. If any message was interrupted by the emergency announcement, it is then repeated in full. A station test is conducted whenever a circuit is newly-manned, or when there is some question whether particular stations have been manned, and also at hourly intervals during each watch. The nature of the test is indicated by the following example:

The stations answer in rush essay discount code, order from forward aft. Thomas Jefferson Research Paper! If any station does not reply within five seconds, the next station comes in. Writing Process! The station passed over then enters at the end of the list. Below are the correct station names on communication circuits. These particular names have been selected on the basis of tests which showed them to thomas outline be the most easily understood and the least readily confused. 8. Shifting phones.

A change of talkers at a telephone station during a watch is essay discount reported to the control station by the talker being relieved. The change of outline paper, phones is made as soon as the report has been acknowledged. Database And Dissertations! The new talker then reports his presence on outline research paper the line. The control station may be either the control room or the conning tower. Typically, phones are secured on receipt of an order from the control station. Phones are never secured without permission from the 00D.

In special instances, it may be necessary to ask permission to essay on the value process secure. After the permission is granted, the station reports that it is securing. 10. Jefferson Outline Research! Frequently-used terms. The following terms, which are common to a number of commands, are used to avoid confusion and misunderstanding. (a) ' Section one,' 'Section two,' and 'Section thuh-ree.' 'First section' sounds too much like 'third section'. 'Close' is often mistaken for essay, 'open' or blow'. (c) 'Shoot' in preliminary commands. 'Fire' is used only thomas jefferson outline research paper, when giving orders to open fire. (d) 'Permission to . ' as a standard request before beginning an operation requiring special permission.

For example: Permission to thesis start an thomas research air charge. Granted. (e) 'Man' and 'secure' , as applied to various types of equipment. (a) Courses and bearings are spoken as three separate digits. (All bearings are understood to be relative unless followed by the word 'true') Bearing ze-ro ze-ro six. Bearing one fi-yiv fo-wer, TRUE. (b) Speed, depth to keel, and torpedo depth are spoken as two separate digits. Set depth at database one two feet. (c) Angle-on-the-bow is spoken as an ordinary compound number, preceded by 'port' or 'starboard'. (d) Angle of the boat and jefferson outline planes are spoken as ordinary compound numbers.

(e) Time is given in standard Navy terminology. Seventeen thirty fi-yiv . Ze-ro eight hundred . Messages are given in standard form whenever possible, and for thesis are always kept brief. Words like 'please', 'sir', and 'thank you' are not used on interior communication circuits. Typical orders used in battle stations gun action are given below. The detailed content of some of these will vary with the circumstances, but the general phrasing should remain the same. When ammunition train is filled, battery aft reports this fact to the gunnery officer. For surfacing phraseology see page 24. Range fo-wer six double-oh. Scale fi-yiv eight. Resume fire. In an emergency any man may call:

Last man down reports: Gun access door shut. BATTLE STATIONS TORPEDO. The phraseology for battle stations torpedo is the same, whether the submarine is submerged or surfaced. For clarity, the following examples are arranged in three divisions according to the units receiving the orders. To all compartments over 1MC. Battle stations torpedo . Tracking party, man your stations . Rig for depth charge . Outline Paper! (Over XJA) Secure from discount code battle stations.

Section one take the watch . To gyro regulators over JA. Gyros forward, match gyros by hand. Gyros aft, shift to automatic . Gyros forward, stand by to check gyros . . . Mark! Standing by . . . Jefferson Paper! Thuh-ree fo-wer ze-ro. Gyros forward, shift to hand. (in case of casualty) Gyros forward, set gyros on thuh-ree fi-yiv six . To torpedo talkers over rush, XJA. Forward room, order of thomas jefferson outline research, tubes is one, two, thuh-ree, fo-wer . Forward room, make ready the forward tubes.

After room, except for opening the database and dissertations outer doors, make ready the after tubes . Forward room, set depth ze-ro eight feet. After room, open the outer doors on tubes seven and eight. Forward room, stand by. Fire one. Fire two. Fire thuh-ree. Reload tubes one, two, thuh-ree.

Conning tower, torpedo entering number one tube . Conning tower, reload completed on number one tube . When all designated tubes have been reloaded: After room, secure the after tubes . Emergency torpedoes forward . Conning tower, tubes one, two ready . Below are typical examples of orders used in thomas paper, normal submerged cruising. All come from the conning tower over XJA. Rig for silent running . Secure from silent running . After room, load a red smoke . After room, fire a red smoke . Forward room, lower the port sound-head . Forward room, shift to essayez moi megavideo hand-training on the starboard sound-head . These examples cover the miscellaneous orders used in the general operation of the ship. Outline Paper! Bridge orders over XJA are usually relayed by the conning tower. Maneuvering acknowledges by stating which engines are being used. A typical report would be: Conning tower, gravity forward twelve fifty, temperature one eighteen.

Gravity aft twelve forty- eight, temperature one fourteen. A typical report would be: DRAI reading, thirty-eight degrees twenty-five minutes north, one hundred sixty-one degrees six minutes east. Examples of messages to and from the CO or OOD are given first. The basic diving orders and reports have been starred (*). Other messages are often omitted, except during training dives or under other special circumstances. Examples of orders from the diving officer are divided according to the units receiving them. When all compartments have reported that they are rigged for dive, control room reports this fact to the bridge. At the same time, the diving alarm is sounded. All compartments report in turn that bulkhead flappers are open. The forward engine room also reports ventilation started.

Orders from Diving Officer to Control Room. Open all main vents. Moi Megavideo! Vent negative. Cycle the outline research vents . Flood safety. Flood negative. Shut the negative flood . Pump from essay forward trim to after trim . Air manifold reports : Suction on thomas outline paper forward trim, after trim venting . Pump from auxiliary to sea. Flood auxiliary from sea . Pump from writing auxiliary to after trim, fi-yiv hundred pounds . Pump from forward trim to auxiliary, and report every fi-yiv hundred pounds . Trim manifold reports: Fi-yiv hundred out . One thousand out . Etc.

Blow all main ballast tanks. Blow negative . Niner ze-ro feet. Six fi-yiv feet. Two degrees up bubble. Thuh-ree degrees down bubble. Ease the bubble. Ze-ro bubble. Twenty degree rise on the bow planes.

Ten degrees dive on the stern planes. Take charge of jefferson outline research, your planes. Orders from Diving Officer over rush discount code, XJA. Forward room, shift bow buoyancy vent to hand. Forward room, open bow buoyancy vent by thomas jefferson outline research, hand. After room, shut number seven main ballast vent by on radioactive elements, hand. Forward engine room, open number fi-yiv fuel ballast flood valves by hand. The examples below show a typical series of emergency messages concerned with a fire discovered in battery aft.

The same forms are used for other emergencies such as chlorine and collision. All stations immediately rig for fire, then report in thomas jefferson outline paper, turn from forward aft. Unless the database and dissertations bridge has a talker on the XJA circuit, these messages are usually relayed from the bridge to the maneuvering room by the XJA conning tower talker. Normally, the bridge specifies only the number of engines to be used in propulsion or charging. In acknowledging the order, the maneuvering room states exactly which engines are being used.

This is thomas jefferson outline paper illustrated in the first example below. Answer bells on two main engines . All ahead one-third . All answer ahead one-third . Port back two-thirds . Port answers back two-thirds. Answer bells on thuh-ree main engines. Put one main engine on charge. Standard speed will be one eight knots . Make seven fi-yiv turns. Make turns for rush discount code, one fo-wer knots. Answer bells on outline paper battery..

Secure the engines. Orders for line-handling, to the anchor detail, and to the helm are given in standard Navy language. These are omitted here. When all stations have reported that they are manned, the bridge talker reports to the CO: All stations ready to get underway; maneuvering watch set. The three basic lookouts are known as Port Lookout- Starboard Lookout, and Stern Lookout. If additional lookouts are used, they should be given call names appropriate to edit service their functions on the bridge. Stationing the lookout watch.

Sector clear . (or) Ship, two eight ze-ro, horizon, has been reported . Starboard lookout, search from ze-ro fi-yiv ze-ro to ze-ro seven ze-ro. Stern lookout, remain on target . Starboard lookout, resume sector search. Lookouts below . (or) Clear the bridge . (See next page for reports by thomas research paper, lookouts) Reports by Lookouts. 1. Rush Essay Discount! Surface objects. (b) Relative bearing in three digits.

(c) Approximate range: horizon, halfway, or close aboard. If ship doctrine calls for closer estimation, give range in research, thousands of yards. Land, one eight fi-yiv, ten thousand yards . 2. Distant aircraft. (b) Relative bearing in three digits. (d) Approximate course of on the value, plane: approaching, parallel course, crossing bow, crossing stern. 3. Nearby aircraft. (b) The word 'close'.

Note: At the conclusion of the thomas initial search upon taking over rush discount code, a watch, the lookout reports his sector clear if nothing is sighted. Orders begin with RADAR for the station in outline research, the conning tower, or with SUGAR DOG for the station in database for thesis, the control room. Reports typically begin with the name of the radar station or the specific radar equipment from which the reports originate. The radar equipment should be referred to as follows: When a rapid series of reports is coming from a radar operator, the conning tower may direct the operator to omit this identification. Thomas Outline Research Paper! The identification is always omitted in reporting plane contacts because it is understood that all plane reports come from Sugar Dog. Initial contacts - Upon making a contact, the Sugar Jig operator immediately reports contact, bearing, and range. The Sugar Dog operator immediately reports contact and range. Essay Discount! As soon as possible, he adds whether the target is opening, closing, or standing still.

Supplementary reports - Without further orders, radar operators report all additional information as soon as it is observed. This includes: 2. Revised judgment as to identification, size, number, etc. 3. Marked changes in target, such as change in range rate. 4. Lost contact, giving range and bearing of last observed position. 5. Evidence of radar jamming, interference, or deception. 6. Failure or improper operation of equipment. Sugar Jig and Sugar Tare.

Sugar Jig and Sugar Tare (continued) Radar contact lost, bearing two seven eight, range . Range too great . Radar reports jamming from bearing one one zero to thomas outline research paper one fo-wer fi-yiv. Sugar Jig is not operating properly . Plane contacts at . and essayez . miles . Plane contact . miles, large formation, closing fast . Plane contact lost at . miles . APR contact is . megacycles . Pulse rate . Signal steady . Orders to sonar stations and reports from thomas jefferson outline sonar stations begin with the station name. Station names are as follows: When communication from a sonar operator becomes continuous, as in database and dissertations, giving a rapid series of bearings during an thomas approach, the conning tower may direct the elements operator to thomas research omit this identification. Patriarchy! Under the same circumstances, acknowledgments may also be omitted. Sonar operators report all essential information as soon as it becomes available, using the standard forms of phraseology whenever possible.

QB, doubtful contact, bearing thuh-ree fi-yiv ze-ro . JP, bearing two ze-ro niner. Turn count is ze-ro niner six. QB, contact, echo-ranging. Short scale. Directly on us . JP operator relieved.

Smith has the watch . In these examples, the basic surfacing orders have been starred (*). Orders from the diving officer are similar to thomas outline research those used in diving, as given on moi megavideo page 13, and research are therefore not repeated here. All compartments report in turn that bulkhead flappers are shut. The forward engine room also reports ventilation secured. The surfacing alarm is sounded at the same time.

The diving officer gives the necessary orders to the manifolds.

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a description essay Give up commonplaces, such as: 'the setting sun, bathing in the waves of the darkening sea, flooded with purple gold,' and so on. Or 'swallows flying over thomas outline research paper, the surface of the water chirped gaily.' In descriptions of nature one should seize upon minutiae, grouping them so that when, having read the passage, you close your eyes, a picture is formed. For example, you will evoke a moonlit night by writing that on the mill dam the glass fragments of a broken bottle flashed like a bright little star, and. A Description of Catalytic Converters Essay. parts that make up a typical catalytic converter: housing, intumescent mat, heat shield, catalyst substrate, catalytic active material also known as catalytic agent (Figure 1). FIGURE 1 Three-Way Catalytic Converter Systems (TWC) (Products) Description of Parts and their Function HEAT SHIELD. The heat shield is a light-weight physical barrier, usually made of aluminum, used to protect the underbody of the vehicle from the high heat of the catalytic converter (Woodford). HOUSING. The. objective and impressionistic description Essay examples. This kind of description is often found in literary works and feature articles. Consider this objective description of an eagle: An eagle is any of the hawk family,Accipitridae.

Eagles have hooked beaks,curved claws (called talons), keen eyesight, powerful wings, strong bodies, and feathered legs. Land eagles build their nests high up in trees,while sea eagles (or ernes) usually build theirs on the rocky ledges of cliffs. Eagles feed on small mammals,birds,fish, and carreon. Now take a look. A Rose for Emily: Gothic Imagery as a Method of patriarchy essay, Description Essay. Jefferson Outline Research. alongside the description She looked bloated, like a body long submerged in database for thesis motionless water, and of that pallid hue (Faulkner) evokes from the reader an thomas outline paper image of a corpse that has become pale with decomposition. With this description of Miss Emily Faulkner begins to database create the parallels between the physical description of Miss Emily and her house. They both are aging and decrepit and beginning to paper fall apart around the edges. And Dissertations. Faulkner uses gothic imagery as a method of description in A Rose. Jefferson. Essay about Therapeutic Use of Drumming Description.

This unique form of therapy can also be utilized with youth at risk, individuals with terminal illness, children with developmental disabilities and older adults with depression (Maschi Bradley, 2010). Description of Styles/ Versions of Techniques The aboriginal style of drumming involves different techniques that convey different meanings. The majority of the styles and thesis elements, techniques used in this culture are generally spiritual in nature. A popular form. Outline. Alternate Systems of Legal Subdivision and Description of rural land in patriarchy essay North America. Thomas Research. United States. Service. The homesteads created by block patterns, each with large 160 acres lots, and regular pattern of rural roads created this dispersed pattern. The French and Spanish, the other two primary charter groups, brought their own land description and allotment.

The French introduce the “long-lot” system, originally in the St. Lawrence Valley, and subsequently in other places like Mississippi Valley, Detroit, Louisiana and other places. This system created elongated land divisions where. Thomas Jefferson Research. The suitable comparison group for the researcher to use in investigating this question is the group study. 2. Could observation be used in a causal-comparative study? If so, how? Observation could used in a causal comparative study because in essayez moi megavideo the comprising the groups we can use the observation.

3. When, if ever, might a researcher prefer to conduct a causal-comparative study rather than an experimental study? Suggest an example. Causal-comparative studies produce a strong. It must have been music, because I glanced down to find my foot tapping away to a beat long forgotten. As if on cue, young people from every corner of the room flocked to thomas outline paper the rink. The awkwardness their bodies had expressed off the rink had been replaced by a grace not unlike the albatross. They were clumsy in patriarchy essay their approach to flight, but, once airborne, they were a soaring sight to behold. I was mesmerized by the effortlessness of their movements, weaving in and out, endlessly circling.

Skates. 2) Identify the jobs to be analyzed 3) Explain the process to employees, and determine their levels of involvement 4) Collect the job analysis information 5) Organize the job analysis information into a form that will be useful to managers and employees.(jd js) 6) Review and update the job analysis information frequently Job Data 1. Tasks 6. Paper. Duties 2. Responsibilities 7. Job context 3. Performance. Description and Critique of the Mmpi Essay. More recently the MMPI-2 was created. The most significant difference between it and the original is that a more representative standardization sample was used. It remains very similar to the original except that approximately 14% of the for thesis items were changed to reflect the change in attitudes of the general public. It contains 567 items, with 394 that are original, 66 revamped and jefferson paper, 104 entirely new questions. It also includes an Fb scale which was included to identify questions in essayez which the test.

Administrative Manager Job Description Essay. 12. Assist in the preparation of the agenda for department meetings. 13. Implement document retention policies for jefferson outline paper legal department.

Administrative director job description Administrative director job description Job purpose of Administrative director To directs, plans, coordinates and edit, supervises the operation and activities of a specialized unit or small department; develops and implements policies and procedures, administers the budget, organizes tasks and sets priorities. Serves as liaison. Analysis and jefferson, Description of Nephrolithiasis Essay. Laboratory examination of a urine sample and essay value of the process, an x-ray examination are needed for diagnosis. During the passage of a stone, urine almost always reveals blood. A number of x-ray tests are used to diagnose kidney stones. A series of x- rays taken after injecting iodine dye into thomas jefferson outline research a vein is usually a reliable way of thesis, seeing a stone. This procedure is thomas outline research, called an intravenous pyelogram (IVP). “The dye lights up the urinary system as it travels. In the case of an obstruction, the dye will be stopped.

The purpose of this paper is to prepare the groundwork for elements becoming a successful entrepreneur. This paper will (1) describe a start-up entrepreneur venture; (2) discuss the attributes (characteristics, skills, knowledge) of a highly effective venture team; (3) discuss the importance of having a strong venture team and advisory board; (4) examine the risk levels of an thomas jefferson entrepreneurial venture; and (5) discuss the advantages and limitations of elements, different funding types, with regard to ownership, risk. Definition Description: Fracking Essay. The image below displays how these wells are constructed and the depth they must go to reach the oil and gas. ? This drilled well then becomes encased in steel or cement to make sure the well doesn’t leak any components into the groundwater. After the thomas well is finally sealed and thesis elements, fully drilled, fracking fluid is jefferson paper, pumped downwards in extremely high pressures. Patriarchy. This high pressure is thomas paper, powerful enough to crack and database, break up surrounding rocks to allow oil and gas to seep out. In order to break up this.

So I would want someone dedicated to what there job is, but also a team player and don’t mind going the extra mile. In the end it’s all about customer service. The tools and technology used are also a key factor. Most jobs often require training once hired. But you at least need the basic skills of using computer software. Jefferson Paper. Educational requirements would also be very important on resume edit, a job analysis. A degree is preferred most of the time when applying for outline any job in the business field. If not a degree.

Description of Cluod Computing Essay. It is discount code, noted that enterprises are focusing to lessen the computing costs and for outline this particular reason they started to consolidate the IT operations and at database, a later point of time the virtual technologies (Coelho, 2012). Challenges of thomas jefferson paper, Cloud computing: The environments of public cloud which is provided by the cloud supplier should make sure that a cloud computing agreement make sure the security as well as privacy necessities of the individual organizations. The cloud provider must see for the security. Resume Service. Essay on Description of Abnormal Psychology. Hudson’s previous works. The dramatic and thomas jefferson research paper, thrilling conclusion in this film is when Dr. Hudson encounters the serial killer and essayez, is forced to overcome her own fear and thomas outline research paper, anxiety of unfamiliarity in order to survive. Essay On The Value Of The Process. In actuality, exposure/behavioral therapies work in a related manner and are often an efficient way of treating agoraphobia or mild forms of PTSD.

A couple of instances in the movie where Dr. Hudson’s agoraphobia is highlighted is when she attempts to escape an intruder in her home, or. Thomas Jefferson Outline Paper. Nephrolithiasis Description and Analysis Essay. Therefore, this essay will review several studies on the efficacy of both pharmacological and dietary therapies to prevent recurrent nephrolithiasis. Concise justification will also be given, which would imply that the essay notion of targeted therapy is extremely viable. Besides, any adverse side effects of the therapies will also be reviewed. Both of dietary and pharmacological therapies are designed to adjust the concentration of crystal-forming and crystal-inhibiting substances, where it acts either. Tools and Technology The HR Manager must be aware of all the jefferson research paper tools and technology being used in the modern world. On Radioactive. The soft wares pertaining to maintain employees’ data, applications and programs on computer that help to make pay roll, salary charts and appraisals performances.

Similarly, online hiring and interview system is thomas jefferson research paper, well-known everywhere now. Human resource management is developing into a further technology-based occupation. In many organizations, workers now see the outside of HR as. Frankenstein and The Monster Description Essay. Frankenstein’s thirst for knowledge led him to venture on to be a student at the University of Ingolstadt to discount code major in science. There, Victor learned and mastered natural philosophy. His professor, Dr. Waldman, played a major role in Frankenstein’s philosophy. Dr. Waldman introduced Victor to the idea of using electricity to regenerate tissue. Those ideas become Frankenstein’s life for the time to follow.

As the story progresses on, Frankenstein’s hard work starts to become meaningful. After discovering. Essay on Catalhoyuk#x27;s Description and Analysis. The production and jefferson outline research, use of tools- whether made from bone, obsidian, or clay- can have major impact on the lifestyle of the Catalhoyuk people. The use of stamps, possibly to rush discount code indicate ownership, in used mainly in levels VII and above. A widening of in the style of pottery between levels VI and II may indicate more specialization in production of pots. This is coupled with the use of larger pots for jefferson outline research paper storage in the upper levels makes pots very important in database for thesis and dissertations the changes that occur at Catalhoyuk. There is. Endocrine glands, Hormones, Signals. ( Vitamins and Acne) Hormones are secreted by jefferson outline research paper, endocrine glands. Hormones provide the start and stop signal for every activity in the body.

Every activity in your body follows the signals provided by hormones. Resume Edit Service. An imbalance in paper hormonal secretion, whether hypo, hyper or bizarre leads to imbalance. Hormonal imbalance, Metabolic imbalance, and pollution. Hormonal Imbalance and Metabolism. Essay. ( Vitamins. Description of the outline research paper Transhumanism Movement Essay. Essay On The Of The Writing. What we are now was not constructed in few years but took so many million years. And now, when we give birth to a new baby, we are relieved when the kid is born with no deformities. Jefferson Research. If the new born human did not look alike any other human they are called to be born with deformities. This shows us most of us have given a definition and has expectation on and dissertations, how a human should look like.

If suppose there was any disability or deformities we call them mutation but not evolution because we have come to. To think all answers have been met is unreasonable, I would argue that it is better not to prove there is a specific God, religion or a spiritual essence relayed in spirituality. Instead imagine a world without it. Thomas Jefferson Research. Spirituality to me is a search for guidance in life; it has to be me more flexible than a religion. Religion is the polar opposite to spirituality; it is rush essay discount code, a belief in an absolute. Furthermore nothing has been more divisive to cultures around the world than religion. Religion is the one.

Being able to paper take direction from someone pointing out our mistakes and then bettering ourselves, this would be a huge skill set that many employers would greatly covet. Thesis On Radioactive. 4) Holding yourself accountable: This is a skill set that many people find extremely difficult to manage. Nobody likes to be wrong. Nobody likes to be the person that has messed up. Unfortunately, society has often times told people that nothing is ever their fault. There is always someone else that you can point the finger.

2. An investment portfolio is a collection of asset classes (assets) that have a specific purpose. Each portfolio has a strategy (long term), possible a tactical (short term to take advantage of the opportunity, what to under-weight and over-weight relative to strategy) allocation, and security selections (choosing securities for each asset). The four asset classes are: Cash and Cash equivalents: * Less than one year * Lending money * US treasury bills: US government borrowing short. The aged in South Orange county request for meals on wheel services by thomas research, calling the for thesis and dissertations center location. Adult Day Health Care and Alzheimer’s Social Day Care Adult day health care is a licensed facility ran by age well senior services. It provides both day and health care services to the old. There are facilities for thomas research paper therapy since most of the resume service seniors found here have disabilities. Recreational activities can also be found as well as social services. The seniors get to enjoy their stay in these facilities.

Video: http://educador.brasilescola.com/orientacoes/autoridade-professor.htm 4. Video: https://www.youtube.com/watch?t=17v=Q6ElaMtpHeg 5. Video: https://www.youtube.com/watch?v=zVUBzL_CISA Situacao 2. Thomas Jefferson Paper. Diante de situacoes de violencia ou indisciplina 1. video : http://charges.uol.com.br/2014/08/27/cotidiano-tao-ruim-que-melhora/ 2. video : https://www.youtube.com/watch?v=BazR5BM9KFI 3. Texto: http://www.lendo.org/como-lidar-indisciplina-escolar/?utm_content=buffer46ccbutm_medium=socialutm_source=twitter. It is the study of choices made by households, firms, and government and elements, how these choices impact the market economy. Thomas Jefferson Paper. Prerequisites: GE117 Composition I or equivalent, GE127 College Mathematics I or equivalent GE347 Group Dynamics | A 4 credit hour Social Science course In this course, students examine elements of successful teams and essayez, small decision-making groups. Emphasis is on thomas paper, communication, critical thinking and group process techniques.Prerequisite: GE117 Composition I or equivalent. The student learning outcome for me was very positive because the Army is great at indoctrinating its trainees by breaking them down during this basic training and then building them back up with new skills to rush code help them succeed. Fraud: In completing this YouTube video, I am able to define/describe fraud and discuss why fraud occurs. Fraud is the theft of something, conversion to cash and the concealment. Fraud occurs because fraud perpetrators spend their illegal income rather than invest or. All his tiny hands could grab was the thomas jefferson outline paper air… Cold and gentle wisps were caught in his palms. Whining as loud as a banshee, he began a struggle to break free of his mother’s hand grasp. His eyes started to well up with tears.

Angry rivers cascaded down his cheeks. No response. Essay Value. No reaction. Retracting his arm, he balled his free hand into jefferson research a fist and service, rubbed the tears and snot away. He wiped the sticky, viscous substances onto thomas jefferson his clothes: a striped woollen jumper topped with fire engine red dungarees. Leadership Effectiveness and Adaptability Description Essay. D. Be supportive in discussing the situation with the subordinates but not too directive. Patriarchy Essay. 9. The management has appointed you to head a task force that is far overdue in making request for recommendations for change.

The members of the task force are not clear about its goals. Attendance at sessions has been poor. The meetings have turned into social gatherings. Thomas Jefferson Research Paper. Potentially, the group has the talent necessary to help. You would A. Let the group work out its problem. B. Incorporate group recommendations. The Function of the rush essay Landscape Description in Tess of the thomas outline paper D’urbervilles. She wears the white gown and the red ribbon and “she was a fine and handsome girl—not handsomer than some others, but her mobile peony mouth and essayez moi megavideo, large innocent eyes added eloquence to outline color and shape”(ibid.: 51). It seems that Tess, a fragment of the natural world, a natural phenomenon herself, so innocent, pure, naturally beautiful, is in complete harmony with the beautiful and historical place as well as the service comfortable and happy atmosphere. Thomas Jefferson Outline Research Paper. But a carriage carrying her drunk father breaks this.

In their journey back to Los Angeles, Raymond nearly drives Charlie crazy with the maddening characteristics that are a function of his autism (see note below). But eventually, Raymond has a profound influence on Charlie, and thus Charlie eventually grows to love and accept his brother exactly as he is. A note on autism: People who are autistic are believed to suffer from an patriarchy essay abnormal psychological state in which they have a severely limited understanding of reality. Perhaps more importantly, it. Thomas Outline. Those domiciled in the state of edit service, Jammu Kashmir from 1/1/80 to 31/12/89 will be allowed 5 years relaxation in upper age limit. For departmental candidates the upper age limit shall be 45 years.

Qualification. Description and Analysis of Craniosacral Therapy Essay. Dr Upledger came to understanding that most of the cranial work can be efficiently and simply taught to people with no osteology background, another factor that effectuated him is the psychological and emotional aspects of this cranial work that led him to devise that “for true healing, there had to jefferson outline paper be some form of psychological, as well as physical, release” (Alexander, 2001). He established The Upledger Institute, which is a clinical and educational training (Enslin and Associates, 2014). Thesis. Advantages.

History and Description of jefferson outline paper, Pasteurella Multocida Essay. (3) Different capsular types have been known to cause septicemia in calves in Germany with capsular type F and in New Zealand with capsular type B. (3) Capsule type D is commonly associated with animals such as rabbits, sheep and pigs causing atrophic rhinitis. (3) Pasteurella multocida can infect and cause disease in animals but it can also infect and cause disease in humans too. Individuals who have close contact with animals such as veterinarians, farmers, animal groomers, and even people. Essay about The House of Tudor#x27;s Description. Essay. As Henry promised the Yorkist, he married Elizabeth of thomas outline, York on January 18. Edit. 1486, when he was 28 years old and Elizabeth was 20 years old. This united the houses of York and Lancaster.

In the year of jefferson outline, 1491, Henry VII invaded France but made a deal, which was to remove the English forces only for edit a great deal of money, at thomas outline research paper, Etaples. Henry and Elizabeth’s oldest son, Arthur, died on April 2, 1502. When Arthur died, Henry VIII, their other son, became the heir to the throne. In the year of for thesis and dissertations, 1503, Henry and. Job Description - Job Analysis Essay. Be sure to ask them to state how much time is spent on thomas outline research paper, each task. g. Schedule observations of the current employees in order to compare the supervisor’s task list with what is observable and verify it contains all necessary tasks. h. Ask each and every employee to check the list of tasks, and empower them to add, suggest task that should be deleted and review how much time they spend on each task. i. Prepare task statements from the task list approved by supervisors. j. Ask all supervisors to. Artificial Intellegence: Identification and Description of the Issue. Alan Turing Invented a way in which to test AI. This test is called the Turing Test.

A computer asks a human various questions. Those conducting the test have to decide whether the human or the computer is on the, asking the questions. Analysis Of The Impact Of The Issue With the increasing amount of thomas outline research paper, robots with AI in the work place and in everyday life, it is moi megavideo, making human jobs insecure for now and in the future. If we take a look at all the major car factories 70 years ago they were all hand crafted. Xml Description of outline research paper, Process Logic Essay. Everything nested within that particular element is logically related to that element and for thesis, this is research paper, a structure that more closely approximates reality. Elements. Assuming that the element type name of the document element in a XML document is chosen wisely, this can also hint what the data is about. For example, by naming an thomas outline research element employees, a person can assume that the content likely relates to data about a group of employees. XML allows the modeling of data that would conventionally be stored in for thesis and dissertations a relational. Essay on Cerar#x27;s Barnstormer Restaurant Description.

This dedication to serving only the best by the cooking staff and owner is one of the many reasons I would recommend Cerar’s Barnstormer. Price is a big factor for many when choosing a restaurant to eat at. Cerar’s Barnstormer pricing is very reasonable, especially when considering the quality of the food being served. A seven ounce Filet Mignon might cost you twenty dollars at your local steak house. At Cerar’s Barnstormer, a seven ounce Filet Mignon costs twenty six dollars. However, when comparing. Description of Duchenne Muscular Dystrophy Essay. In very rare cases, the daughters may start to show symptoms. If the father had Duchenne muscular dystrophy, he would not be able to jefferson outline research paper pass the disorder on to any of his sons.

It is impossible for a son to thesis on radioactive elements get the disorder from jefferson outline, his father because he receives only the “Y” chromosome from his father which is necessary to make him a male. Duchenne muscular dystrophy is a mutation found on the “X” chromosome so males can only essay process, receive the disorder from their mother. Since the father is thomas outline research paper, forced to pass down. Job Description Channel Management Essay. MAJOR CHALLENGES * Motivate and incentive channels to database for thesis and dissertations reach ambitious targets * Be always Innovative to get newer ways to optimise sales in thomas outline paper Channels * Regular Market Visit is a Must : to get real scenario on resume, Deep Dive * Essay Analysis and thomas, Description of Aquatic Therapy. Styles and Versions Aquatic therapy can be performed in resume service various styles and versions. Different techniques and treatment forms can be used to achieve a better quality of life for individuals. Some of these styles and versions include: - Hydrotherapy: is the application of water to initiate cure. All three forms of water (liquid, steam, ice) can be used therapeutically. The goal is to improve circulation and the quality of blood (Health Communities, 2014). Thomas. - Whirlpools: refers to resume edit service a special kind. Essay on Mechanism Description of an Electric Guitar.

The neck is fixed to the guitar’s body, and can be glued or bolted at the neck joint (2.3). The Body The body is the bottom part of the guitar. It can be made of thomas jefferson outline research, wood, plastic or cardboard, and its shape and size depend on the manufacturers’ style: the average body is 14 inch wide, 21 inch long and 1.75 inch thick. The body of an electric guitar has many functions due to the large number of subparts it contains. First of all, we have the tailpiece (3.4), a component that holds the opposite. Essay about Description of a Court Room Hearing. Also to essay value of the change the probation order to keep the thomas research accused from causing the victim fear when the accused was in, or near, a social gathering or building that the victim was present.

The victim was not happy with the order on how it stood. The victim had asked for the order to read that the thesis elements accused attain from buildings or social gatherings that the victim may be in at the time. The victim’s argument was that the accused person was stalking her in ways that he could get away with legally and that. A Description of the thomas outline research Business of Medsaic Pty Ltd. Essay. The first DotScanTM product to enter the market was for the diagnosis of leukaemia and lymphoma applications in mid-2005. The market for the product is valued at more than $60 million in Australia and essay, $1.2 billion in the United States of America[9].

The current benchmark protocol for leukaemia and lymphoma diagnosis is Flow Cytometry, which allows for the identification of. 4-5 markers on the cell surface. In contrast, DotScanTM technology is able to identify anywhere up to 200 markers. Thomas Paper. While the. Essay On The Of The Writing. Case Description and Theoretical Analysis of Tracy Essay. During Tracy’s friendship with Evie, the majority of her “support” primarily came from her. The support provided was limited to the encouragement to behave in a way that Evie found beneficial to her.

Tracy’s initial decision to steal was because of Evie’s actions and encouragement. Also, the additional occurrences of stealing, ignoring her previous friends, lying to her mother and so on were due to Evie’s influence. Mental Status Exam Tracy’s appearance has evolved through the observed four months.

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CO-OP health plans: patients’ interests first. By Louise Norris healthinsurance.org contributor August 27, 2017. It’s been a rough few years for the ACA’s Consumer Operated and jefferson outline research Oriented Plans. There were 23 CO-OPs when the first open enrollment period got underway in moi megavideo, the fall of 2013, but by the beginning of 2016, only 11 of them were still operational. By July 2016, four additional CO-OPs – in Ohio, Connecticut, Oregon, and Illinois – had failed. And in September, Health Republic Insurance of New Jersey stopped offering new plans and announced that their existing plans would terminate at the end of 2016 (unlike the thomas jefferson research, other CO-OPs that have failed, state regulators in New Jersey were initially saying that it might be possible for Health Republic to be rehabilitated enough to return to the market in 2018, but that ultimately was not the case, and rush an order of liquidation was filed in thomas outline research paper, February 2017). In December 2016, more than a month after open enrollment began for 2017 coverage, Maryland regulators announced that Evergreen Health CO-OP would not renew or issue individual market plans for 2017, leaving just five CO-OPs offering coverage in patriarchy essay, 2017 (Maryland regulators made an administrative order in July 2017 that is thomas jefferson outline research paper expected to value of the writing process lead to receivership for Evergreen Health). In June 2017, Minuteman Health announced that they would no longer offer coverage as a CO-OP after the end of 2017.

Their intent at that point was to reopen in 2018 as Minuteman Insurance Company (and to have plans available for jefferson paper, sale during open enrollment in the fall of edit service 2017 under that name), which was to have been a for-profit insurer rather than a CO-OP. But by mid-August, they had failed to raise enough capital by the deadline to secure a license to sell coverage for 2018, and would not be able to re-open as Minuteman Insurance Company in 2018. Thomas! Minuteman Health has been placed in receivership by the Massachusetts Division of Insurance, and their plans will terminate at the end of 2017. After all the essay code, closures, there are just four CO-OPs slated to offer coverage in 2018, in five states: Maine, Montana, Idaho, New Mexico, and Wisconsin. The CO-OP failures have been due in large part to a combination of premiums that were too low, benefits that were too generous, enrollees who were sicker than anticipated, competition from bigger carriers with larger reserves, the risk corridor shortfall that was announced in the fall of 2015, and the risk adjustment payment announcements that were made in June 2016 (see below for a timeline of the closures). The Trump Administration’s approach to health care reform, and GOP lawmakers’ efforts to repeal and replace the thomas jefferson outline paper, ACA (via bills written in secret that bypass the normal bipartisan committee process), have further increased the uncertainty that insurers are facing, making the essay, situation even more precarious for jefferson outline research, small insurers like the remaining CO-OPs. 2018: 4 CO-OPs selling plans in 5 states.

There are four CO-OPs that are expected to rush code offer plans in outline research paper, five states in 2018. Essay! Although the vast majority of the paper, original CO-OPs have failed, these four are showing signs of overall stability. It’s important to essay of the note, however, that if the Trump Administration continues to cause uncertainty and thomas research instability in the insurance markets (including Trump’s recent threats to cut off federal funding for cost-sharing reductions), the elements, remaining CO-OPs will be among the thomas jefferson, most vulnerable. Community Health Options (CHO) This was originally called Maine Community Health Options, but the name was changed to reflect the thesis on radioactive, carrier’s expansion outside of Maine. 44,000 people enrolled in coverage through the exchange in thomas research, 2014, and 83 percent of them selected Community Health Options, making the CO-OP’s first year an amazing success. CHO expanded into New Hampshire for thesis on radioactive elements, 2015, fueled by their initial success in 2014 and by a new loan from CMS. During the second open enrollment period, CHO once again dominated the Maine market, securing about 80 percent of the paper, exchange market share. Rush Essay Discount Code! They also enrolled about 5,000 people in outline research, New Hampshire. Patriarchy Essay! However, CHO reported significant losses in the third quarter of 2015, and decided to limit enrollment in individual plans for 2016. Enrollment directly through Community Health Options ceased December 15, 2015; enrollment in thomas jefferson outline research paper, Community Health Options plans through Healthcare.gov ceased December 26. CHO ended 2015 with $74 million in losses – a far cry from the profitable year they had in 2014.

In early 2016, Maine’s Insurance Superintendent proposed putting the CO-OP in receivership and canceling a portion of its plans (about 20,000 members would have been transitioned to other coverage). But CMS didn’t allow that, saying that the service, plan cancellations would run afoul of the ACA’s guaranteed-renewable provision. The CO-OP is under increased oversight from the Maine Bureau of Insurance, which puts out monthly reports that detail how the CO-OP is faring relative to its business plan. According to the July 2017 report from the Bureau of outline research paper Insurance, CHO’s net income in May 2017 was considerably lower than projected, but year-to-date claims were running just about as-projected. CHO is the only remaining CO-OP that received money—as opposed to having to pay out money—under the risk adjustment program for 2015 and again for 2016. For 2017, Community Health Options had an average rate increase of 25.5 percent in Maine, where bulk of patriarchy their members live. They exited New Hampshire entirely at the end of 2016, and outline reverted to operating solely in essayez moi megavideo, Maine, as they did in 2014. They have proposed roughly a 20 percent average rate increase for 2018 in outline paper, the individual market, where they have about three-quarters of their membership. Essayez Moi Megavideo! Their total membership was 67,539 at the end of 2016, and had dropped to 44,015 by the first quarter of 2017 (all in Maine, since they’re no longer offering plans in New Hampshire). Mountain Health Cooperative Montana Health CO-OP started in thomas, Montana, and expanded to Idaho in 2015.

The CO-OP seems to be on relatively solid financial ground. CEO Jerry Dworak noted that the CO-OP didn’t expand too quickly, and maintained substantial reserves; they were not relying as heavily as other CO-OPs on risk corridor payments to shore up their financial position. Average rates for Mountain Health CO-OP in moi megavideo, Idaho increased by 26 percent for jefferson paper, 2016. For 2017, Mountain Health CO-OP’s average rate increase is 29 percent in Idaho, and on radioactive 31 percent in Montana. As of paper December 22, 2016, the CO-OP ceased enrollments in Montana due to the “large number of essay value of the writing process new members for outline research paper, 2017.” The enrollment freeze was lifted in elements, July 2017 for off-exchange enrollments; on-exchange enrollments in Montana were expected to become available in the summer of 2017 as well. In both cases, this was ahead of schedule, as the CO-OP had originally expected the research, lift the enrollment freeze as of November 1, at the start of resume edit open enrollment. In another indication of the CO-OP’s increasing viability, their average proposed rate increase for 2018 is only 4 percent in Montana. This demonstrates that the outline research paper, 31 percent average rate increase for elements, 2017 may have been enough to stabilize the CO-OP and jefferson outline research paper “right-size” the elements, premiums. New Mexico Health Connections The CO-OP had net earnings of thomas outline paper $420,000 in the first quarter of 2016, as opposed to for thesis a loss of $2.3 million in the first quarter of thomas paper 2015. By the end of the 2016 open enrollment period, New Mexico Health Connections had more than 50,000 members, and the CO-OP had added several big-name employers, including Goodwill Industries of New Mexico, Youth Development Inc., and Heritage Hotels Resorts.

NM Health Connections has said that they weren’t counting on patriarchy, significant payments from the risk corridor program in 2015, so the shortage didn’t hurt them as much as it hurt other carriers. Outline Research Paper! New Mexico Health Connections dropped their PPO plans for 2016 in order to focus on plan designs that allow them to better control costs. Several big-name carriers around the country took a similar approach in essay value process, 2016, and PPOs are less common than they once were in the individual market. For 2017, New Mexico Health Connections had an average rate increase of thomas jefferson outline research 33 percent, before any exchange subsidies are applied. They have filed an average rate increase of and dissertations 30.1 percent for jefferson outline research, 2018 (much lower than the service, 84 percent average rate increase they initially filed; the lower rate filing came about once it became clear that other insurers would not be exiting New Mexico’s market and the CO-OP did not have to insulate themselves against a flood of new enrollees). But their average rate increase could be even lower still, and the CEO noted in July that the CO-OP’s proposed rate increases were in the 20 to 25 percent range.

Common Ground Healthcare Cooperative – The CO-OP offers coverage in 19 eastern Wisconsin counties. The approved weighted average rate increase for Common Ground for 2016 was 18 percent. The CO-OP had 23,629 enrollees in jefferson research paper, Wisconsin in 2015. For 2017, the CO-OP had an average rate increase of 12.6 percent. And after losing money from essay on the value writing 2014 through 2017, Common Ground Healthcare posted a positive net income of $2.7 million in the first quarter of 2017. 2015 risk adjustment: 9 of 10 CO-OPs owed payments.

Under the ACA’s risk adjustment program, health insurers with lower-risk enrollees end up paying money to thomas jefferson outline research health insurers with higher-risk enrollees. The idea is to prevent insurers from designing plans that appeal only to healthy enrollees, and to ensure that premiums reflect benefit levels, rather than the overall health of a plan’s enrollees. On June 30, 2016, HHS released data on risk adjustment numbers for 2015. Of the 10 CO-OPs that were still operational at that point, nine had to pay into the risk adjustment program for 2015; only one remaining CO-OP – Community Health Options in resume edit, Maine and jefferson outline research paper New Hampshire – received a risk adjustment payment. Community Health Options received about $710,000 in risk adjustment funds. Some of the remaining CO-OPs had begun to be profitable in early 2016 (details below), but all of the CO-OPs’ financial situations now have to be considered in moi megavideo, conjunction with the fact that the CO-OPs will have to pay out the following amounts in risk adjustment payments, making their financial futures even more uncertain (of the nine CO-OPs that owed money in 2016 for the risk adjustment program, six have closed or are facing impending closure; only the CO-OPs listed in bold continue to thomas jefferson research be fully operational) Mountain Health CO-OP/Montana Health CO-OP (Idaho and Montana): $481,000 Oregon Health CO-OP (Community Care of Oregon): $914,000 ( closed; plans ended July 31, 2016 ) Common Ground CO-OP (Wisconsin): $1.9 million Minuteman (operates in essay, Massachusetts and New Hampshire, but risk adjustment outlay was for NH; MA operates its own risk adjustment program): $11 million (Minuteman has filed a lawsuit against thomas outline CMS in an effort to “invalidate the illegal Risk Adjustment methodology and institute necessary changes immediately.” Minuteman Health is in receivership, and will stop offering coverage at the end of 2017 ) New Mexico Health Connections : $14.6 million. Moi Megavideo! NM Health Connections filed a lawsuit against HHS in thomas jefferson research paper, August 2016 over the risk adjustment program, requesting that the program be halted until improvements could be made. Healthy CT: $13.4 million ( closed; plans ended December 31, 2017 ) Evergreen Health CO-OP (Maryland): $24.2 million (Evergreen filed a lawsuit to block the collection of the elements, risk adjustment payments; a district judge denied the jefferson research, CO-OP’s request on July 21, and the CO-OP immediately appealed the decision; Between $2 million and $3 million of the moi megavideo, risk adjustment payment was to be withheld by CMS in mid-July from funds owed to the CO-OP for premium subsidies and thomas jefferson cost-sharing reductions, and rush essay discount the remainder of the payment had to be remitted by Evergreen by August 15). Evergreen notes that they would have profited between $2 million and $3 million in 2016 if it weren’t for the $24 million they had to pay into the risk adjustment program. As a result of the losses, they began the process of being acquired by outline private investors and converting to a for-profit entity (this process ultimately didn’t happen fast enough for Evergreen to be able to thesis on radioactive elements sell or renew individual plans for thomas outline paper, 2017; in July 2017 the investors terminated the acquisition, and database and dissertations Maryland regulators began the process that’s expected to jefferson outline lead to receivership for Evergreen Health ). Land of Lincoln (Illinois): $31.8 million (the state ordered Land of Lincoln to on the value of the process withhold payment until if and when the jefferson research paper, CO-OP receives the money they were supposed to get in 2015 for the 2014 risk corridors program.

That tactic didn’t work however, and on July 12, Illinois regulators began the thesis, process of thomas jefferson outline research closing Land of Lincoln Health, and the CO-OP was placed in liquidation as of patriarchy October 1, 2016 ). Freelancer’s CO-OP (Health Republic Insurance of New Jersey): $46.3 million ( in September 2016, regulators placed Health Republic in rehabilitation, and jefferson research paper the CO-OP stopped selling new plans ; the risk adjustment payment — which was much more than they had previously been advised it would be — was cited as a primary reason for the CO-OP’s financial instability). HHS has proposed changes to the risk adjustment program for thesis elements, 2018, to thomas research make it more equitable and less burdensome for new, smaller carriers. Patriarchy! They’ve also indicated that states can make regulatory changes before 2018 to ensure a more functional risk adjustment program. 2016 risk adjustment: 4 out of 5 remaining CO-OPs once again owe money. On June 30, 2017, HHS published the thomas jefferson outline paper, risk adjustment report for 2016. Maine Community Health Options was once again the only remaining CO-OP that will receive funding under the risk adjustment program; they’ll get $9.1 million. The report also details the amount that insurers owe or will receive for 2016 under the ACA’s temporary reinsurance program (2016 was the last year for on the writing, the reinsurance program). All five of the remaining CO-OPs will receive money from the 2016 reinsurance program, but in most cases, it’s not as much as they’ll have to pay out under the thomas jefferson outline paper, risk adjustment program. Maine Community Health Options — the only remaining CO-OP receiving funding under the risk adjustment program — will also receive $21 million under the essayez moi megavideo, 2016 reinsurance program, which is far more than any of the other CO-OPs will receive. Common Ground CO-OP has to pay $3.7 million in thomas jefferson outline, risk adjustment (but will receive $10.5 million in reinsurance) Mountain Health CO-OP/Montana Health CO-OP has to pay $8.3 million in risk adjustment (but will receive $2.9 million in reinsurance) New Mexico Health Connections has to pay $8.9 million in database for thesis, risk adjustment (but will receive $3 million in reinsurance) NM Health Connections sued the jefferson paper, federal government in 2016 over resume edit service the risk adjustment program, but so far, the system is outline research still set up in a way that ultimately ends up taking money from smaller, newer insurers and giving it to larger, more established insurers. Minuteman, which is closing at the end of thesis elements 2017, has to outline research pay $25.4 million in risk adjustment for 2016 (but will receive $3 million in essay on the value writing process, reinsurance).

Notably, they owed far more in 2016 risk adjustment than any of the other remaining CO-OPs. They explained in research, June, in conjunction with their announcement that they would no longer be a CO-OP after 2017 (at that point, they hoped to re-open as a for-profit insurer, but that plan was scrapped when they were unable to raise enough capital to secure a license for elements, 2018), that the thomas jefferson outline paper, amount they had been forced to and dissertations pay into the risk adjustment program amounted to thomas research about a third of the for thesis and dissertations, premiums they had collected. In May 2016, after extensive input from stakeholders, HHS issued new regulations in an effort to help the jefferson research paper, remaining CO-OPs become financially viable. Due to the urgency of the situation, the regulations took effect almost immediately, on May 11. The new regulations make a variety of changes that make it easier for for thesis, CO-OPs to seek outside investments and outline expand their coverage offerings beyond the individual and small group markets: In the past, there were relatively strict rules governing the make-up of CO-OP boards. CO-OP board members could not be representatives or employees of any federal, state, or local government entity, and they could also not be representatives or employees of thesis any health insurance carrier that was operational as of July 2009. These rules were established to thomas outline prevent conflicts of interest among CO-OP board members (for example, an employee of a competing insurance company might have a conflict of interest and might not make decisions solely based on the best interests of the for thesis, CO-OP).

The new regulations relax these rules, as HHS has discovered that the rules were too strict, and were preventing well-qualified experts from joining CO-OP boards. The new regulations allow government employees and representatives to jefferson outline be on essayez moi megavideo, CO-OP boards as long as they’re not in senior or high-level positions in the government. And employees or representatives from already-established insurers can be on CO-OP boards as long as they’re affiliated with insurance carriers that don’t compete in the individual and small group markets where CO-OPs operate. Research Paper! The old rules also required all of a CO-OP’s board of directors to be elected by CO-OP members, and also required all members of the board of rush code directors to also be members of the CO-OP. The new regulations allow for some leeway here too. Research! Only a majority of the board members must be elected by CO-OP members, and on the value of the process board members are no longer required to be members of the CO-OP. This allows outside entities that are providing loans, investments, and services to the CO-OP to thomas outline research have representatives on the board of patriarchy directors, and jefferson research paper will – in theory – make it easier for CO-OPs to attract new investments . HHS notes that including investor representatives on thesis, boards of directors is a common practice in thomas jefferson outline paper, the private sector. The old rules made it difficult for essay on the of the writing, CO-OPs to find willing and qualified individuals to serve on their boards of directors, and the old rules allow them to thomas research paper seek outside experts to provide assistance via being on the board of directors. The CO-OPs will still be member-driven though, as the majority of resume edit service board members must still be elected by CO-OP members. New Mexico Health Connections announced in 2016 that they planned to thomas jefferson outline research paper work with Raymond James, a New York based investment firm, to raise “a substantial amount” of funding for New Mexico Health Connections.

Maryland’s CO-OP, Evergreen Health , was working to raise $15 million by August 2016, and by July, the CO-OP had come to agreements with eight guarantors to front more than half of that $15 million. But Evergreen Health later opted for moi megavideo, the ultimate private investor arrangement, with plans for private investors to thomas jefferson research paper acquire the essayez moi megavideo, CO-OP in 2017. If that had worked out, the insurer would still have been called Evergreen Health, but would have been a for-profit entity and no longer a CO-OP. Ultimately, the jefferson outline, new arrangement didn’t receive federal approval in time to continue to essay on the value of the writing process offer coverage for 2017, and Maryland’s Insurance Commissioner announced on December 8 that Evergreen would not sell or renew any individual plans for thomas jefferson outline, 2017. They had planned to return to the individual market in 2018, but the private investors terminated the acquisition in July 2017, and Maryland regulators imposed an administrative order that is expected to lead to the CO-OP entering receivership. The ACA requires that at least two-thirds of a CO-OP’s policies must be issued in patriarchy, the individual and thomas outline research small group markets in the state where the of the writing, CO-OP is licensed. Thomas Outline Research Paper! Originally, the essay, rule was that CO-OPs that ran afoul of that provision would have to repay their federal loans immediately.

The new regulations allow for jefferson outline research paper, more leeway: CO-OPs that aren’t meeting the two-thirds rule don’t necessarily have to repay their loans immediately, but they do have to demonstrate a plan for getting into compliance with the two-thirds rule, and be acting in good faith to achieve that standard (most CO-OPs only operate in the individual and small group markets thus far, but HealthyCT in Connecticut is an exception – they offer large group plans in addition to individual and small group plans). The new flexibility allows CO-OPs to enter into other markets – including large group, Medicare, Medicaid, and ancillary products such as dental and vision, without having to be overly concerned with running afoul of the on the of the writing process, two-thirds rule and triggering an immediate payback requirement for federal loans. Under prior rules, CO-OPs weren’t allowed to sell their policies to another insurer. Jefferson Outline Research! So when 12 CO-OPs failed by the end of 2015, the only option was to send their members back to the general market – on or off-exchange – to seek new coverage. The new HHS regulations allow insolvent CO-OPs to sell their policies to essay another insurer, although the transaction would have to be approved by CMS. The idea here is to preserve coverage for existing members if additional CO-OPs fail. Membership surpassed a million enrollees by 2015, but has declined sharply with CO-OP closures. During the 2014 open enrollment period, just over 400,000 people enrolled in CO-OPs nationwide.

That climbed to over a million by the end of the 2015 open enrollment period – despite the fact that CoOpportunity (Iowa and jefferson paper Nebraska) stopped selling policies in December 2014, and their once-robust enrollment (120,000 members) had dropped to about 2,000 people by mid-February 2015. While enrollment in private plans through the exchanges increased by 46 percent in 2015 (from 8 million people in the first open enrollment period, to 11.7 million in the second open enrollment period), enrollment in CO-OPs increased by 150 percent. At the end of 2015, however, more than 500,000 of for thesis those enrollees had to switch to a different plan, as 11 of the 22 remaining CO-OPs closed at the end of 2015. In May 2016, Ohio regulators announced that InHealth Mutual would be liquidated, leaving just ten remaining CO-OPs nationwide. And only three of them are not currently subject to enhanced federal oversight: New Mexico Health Connections, Mountain Health Cooperative (Montana and Idaho), and Minuteman Health, Inc (Massachusetts and New Hampshire). The other eight CO-OPs still in operation are all under “corrective action plans” from the federal government.

Seven of the eleven CO-OPs that were still operational at the end of thomas paper 2015 had at least 25,000 enrollees as of mid-2015, which is the minimum number that CMS says is necessary for financial solvency. The other four had not yet achieved that benchmark by early 2016, and two of them—in Oregon and Ohio—were among the four CO-OPs that had failed by July 2016. Of the moi megavideo, remaining six CO-OPs, five had membership in excess of 25,000 people as of mid-2015. CMS recognized that, in a competitive marketplace, CO-OPs would face challenges. The agency acknowledged that more than one-third of the CO-OPs would likely fail in thomas outline, the first 15 years. CMS projected a 40 percent default rate for the planning loans and a 35 percent default rate for the solvency loans. But with only five of 23 CO-OPs slated to still be in business by discount the end of 2017, the outline, failure rate is 78 percent, after three and a half years of operations. In terms of recent enrollment totals for the remaining CO-OPs: Common Ground CO-OP had 19,300 members in 2016 Mountain Health CO-OP/Montana Health CO-OP had roughly 15,000 members in on radioactive, Montana in 2016, and added 10,000 new members for 2017. They also have members in Idaho. Thomas Outline Paper! New Mexico Health Connections membership had grown to 50,000 by 2016 Community Health Options: 44,015 members as of the first quarter of 2017.

In addition, Minuteman Health (which will no longer exist as a CO-OP after the end of 2017) has 37,000 members in Massachusetts and New Hampshire in 2017, and Evergreen Health (which is under an administrative order that is expected to lead to receivership) has 25,000 members in Maryland. A look at the CO-OPs that are facing impending closure. In addition to the four CO-OPs described above that intend to continue to offer coverage in 2018, two other CO-OPs are still operational in 2017, but will no longer exist as CO-OPs in essayez moi megavideo, 2018: MASSACHUSETTS and NEW HAMPSHIRE Minuteman Health Inc. ( will close at the end of 2017 ) Enrollment exceeded 22,500 in the first quarter of 2016, and the CO-OP ceased its advertising campaign in an effort to avoid enrolling too many members. The CO-OP had a profitable first quarter of 2016, as opposed to the $3.8 million loss they suffered in the first quarter of 2015. By April 2016, Minuteman’s enrollment had reached about 26,000 people, which was an 85 percent increase over thomas outline 2015 enrollment. More than 21,000 of Minuteman’s QHP enrollees are in for thesis and dissertations, New Hampshire, and the state also has more than 3,400 Premium Assistance Program (privatized Medicaid) members with Minuteman coverage. All Minuteman Health enrollees in New Hampshire and Massachusetts will need to secure new coverage for 2018, as the CO-OP is closing at the end of 2017. MARYLAND Evergreen Health Cooperative Inc. (group coverage only in 2017; (no longer allowed to sell or renew any policies under an administrative order that is “a preliminary step to an anticipated receivership”) Enrollment was under 30,000 at thomas jefferson outline paper, the end of 2015, and had grown to 40,000 by March 2016. Evergreen had its first-ever profitable quarter in essayez, the beginning of 2016, with a net income of $547,000. That’s compared with a loss of $2.3 million in the first quarter of 2015.

For 2015, Evergreen Health CO-OP lost money, as did all of the CO-OPs. But their loss was the smallest of the 11 remaining CO-OPs, at $10.8 million. In 2016, Evergreen would have been profitable for the full year, except for thomas jefferson outline research, the $24 million they had to pay into the risk corridor program for 2015. For 2017, Evergreen had proposed an average rate increase of just 8 percent, but regulators ultimately approved an average rate increase of more than 20 percent. Evergreen owed CMS $24.2 million in risk adjustment funds for essayez, 2015, which is more than a quarter of the jefferson outline, carrier’s total revenue. They had worked out an arrangement under which they would be acquired by private investors and edit converted to a for-profit (ie, not a CO-OP) insurance company, but the investors terminated the acquisition in July 2017, leading state regulators to determine that the thomas paper, CO-OP was no longer financially viable. The following CO-OPs had already closed by 2017: ARIZONA CLOSED Meritus Health Partners In a deviation from the norm, Meritus offered year-round enrollment outside the exchange until late summer 2015; tax credits were only available inside the exchange, and thesis on radioactive elements regular open enrollment dates applied to plans purchased in the exchange. Meritus was among the worst-performing CO-OPs in terms of research 2014 actual enrollment as a percentage of projected enrollment. The HHS report showed just 869 people enrolled through Meritus as of the end of 2014, out of a projected 24,000. Meritus claims that the actual enrollment total at the end of 2014 was higher (3,500) but still well short of the target number.

By August 2015, enrollment in Meritus plans had skyrocketed to almost 56,000 people. But just two days prior to the start of the 2016 open enrollment period, the Arizona Department of Insurance announced that Meritus could no longer sell or renew policies, and that existing plans would terminate at the end of 2015. COLORADO CLOSED Colorado HealthOP – The CO-OP got roughly 13 percent of the essay on the writing process, exchange market share in 2014 (the second highest of any carrier in the exchange), but they lowered their prices considerably for 2015, and garnered nearly 40 percent of the exchange’s enrollees during the second open enrollment period. For 2015, they had the lowest prices in eight of Colorado’s nine rating areas. Colorado Health OP was also facing a shortfall from the risk corridors program, and immediately began working hard to overcome it. But their efforts were not sufficient, and the Colorado Division of outline research Insurance decertified them from the exchange on October 16, 2015.

CONNECTICUT CLOSED HealthyCT – The CO-OP had 15.6 percent of the value, market share in 2015, but dropped to just under 12 percent for 2016. The CO-OP raised their premiums by an average of 7.2 percent for 2016. Unlike many other CO-OPs, HealthyCT wasn’t counting on jefferson paper, the risk corridors payout that they were owed for essayez moi megavideo, 2014, so the shortfall wasn’t as significant for jefferson paper, HealthyCT as it was for some of the other CO-OPs. Unlike most CO-OPs, HealthyCT also sold coverage in the large group market, so they had a stronger off-exchange presence than carriers that only offer individual and small group plans. HealthyCT also built its own provider network, instead of having to rent an already-established network from another carrier, as many CO-OPs did. But ultimately, the CO-OP succumbed to the $13.4 million bill that they received for the 2015 risk adjustment program. In July 2016, state regulators ordered HealthyCT to stop writing new policies or renewing existing policies. The CO-OP’s 13,000 individual market insureds (most of whom had coverage through the state’s exchange) were insured through December 31, 2016, but needed to pick a new plan during open enrollment. The CO-OP’s 27,000 employer-sponsored group enrollees continued to have coverage through the CO-OP until their renewal date in 2017 if their 2016 renewal date was July or earlier. Groups that renewed in August or later had to switch to a different carrier as of their 2016 renewal date. ILLINOIS CLOSED Land of for thesis Lincoln Health The CO-OP in Illinois weathered the initial risk corridor storm, as they weren’t counting on a full payment from CMS.

But they limited small group enrollments for the last two months of 2015, and jefferson outline they also capping 2016 enrollment at about 65,000 to 70,000 people (roughly a 30 percent increase over their 2015 membership) in order to sustainably manage their growth. Enrollment for the year had ceased by early January, as the CO-OP had met their membership target. During the thesis, first quarter of 2016, Land of Lincoln lost $7.1 million, up from the thomas jefferson outline, $5.3 million they lost in the first quarter of 2015. An AP analysis of ten of the remaining 11 CO-OPs found that all of essayez them lost money in 2015, but Land of thomas jefferson outline research paper Lincoln Health lost the database and dissertations, most, at $90.8 million. Nevertheless, the thomas jefferson outline research paper, CO-OP is on the hook for a $31.8 million payment for 2015 risk adjustment. In late June, state regulators ordered Land of Lincoln to edit withhold payment until if and when the outline research, CO-OP receives the $73 million they were supposed to get in 2015 for the 2014 risk corridors program.

This move was made in an effort to keep the CO-OP solvent, but it was unsuccessful. On July 12, regulators in Illinois announced that they were beginning the process of shutting down Land of Lincoln Health; the CO-OP will close on September 30, 2016. A special enrollment period will allow the CO-OP’s 49,000 enrollees to pick a new plan. If a plan selection is made between August 2 and elements September 30, coverage under the new plan will take effect October 1, with no gap in jefferson outline, coverage. Moi Megavideo! If a plan selection is jefferson outline research made between October 1 and November 29, normal effective date rules will apply and there will be a gap in coverage. IOWA and NEBRASKA CLOSED CoOportunity Health (Iowa and Nebraska) – EDIT, 1/5/15, and 7/30/2015 : CoOportunity Health was taken over by Iowa state regulators in late December 2014. Once federal funding ran out, it became clear that the carrier didn’t have enough money to remain viable, as reserves had dropped to about $17 million by thesis elements December. At the time, HHS said that the thomas, other 22 CO-OPs appeared to still be financially viable early in 2015. CoOportunity had raised their rates considerably for 2015, although they covered about of the writing process, 120,000 members in Iowa and Nebraska.

Most existing policy holders transitioned to other carriers by research paper February 15, but there were still about database for thesis and dissertations, 2,000 members as of mid-February. Early in 2015, there was some hope that regulators would be able to successfully rehabilitate the carrier. But by February 18, the Insurance Division announced that they would begin the process of outline research liquidating the carrier before the end of the patriarchy, month, and thomas jefferson research the remaining insureds had to transition to essay value of the writing other carriers by March 1. KENTUCKY CLOSED Kentucky Health Care Cooperative Near the end of the 2014 open enrollment period, Kentucky Health Cooperative had garnered 75 percent of the exchange enrollments in Kentucky . By the end of thomas research 2014, Kentucky Health Cooperative was covering 55,852 people in the state. Resume Edit Service! The CO-OP had planned to jefferson research paper expand into West Virginia for 2015, but backed out just a week before open enrollment over worries that their infrastructure wasn’t ready for the new influx of members. They had planned to move forward with their expansion to for thesis and dissertations West Virginia in 2016, but the West Virginia Insurance Commissioner’s office confirmed in thomas jefferson research paper, early September 2015 that the essay on the writing, Kentucky CO-OP no longer had plans to expand into West Virginia. Thomas Jefferson Paper! As of June 2015, Kentucky Health Cooperative still had more than 55,000 members, despite the fact that their premiums increased by an average of 15 percent in 2015. But Kentucky Health Cooperative also had the distinction of thesis elements being the CO-OP with the most red ink in 2014, losing $50.4 million by the end of 2014 (although losses had diminished considerably in thomas jefferson, 2015; by the end of the first half of the for thesis and dissertations, year, losses totaled just $4 million). The losses from 2014 would have been offset by jefferson outline the risk corridors payment if it had been paid as owed ($77 million).

Instead, the CO-OP was going to receive less than $10 million from the risk corridors program, and edit that simply wasn’t enough to sustain them. Research Paper! Kentucky Health CO-OP announced in early October that they would cease operations at the end of 2015. LOUISIANA CLOSED Louisiana Health Cooperative Inc. – EDIT, 7/30/2015: On July 24, the Louisiana Department of Insurance announced that the essay, CO-OP would be winding down its operations this year, and would not participate in the upcoming open enrollment for 2016. The existing 17,000 enrollees can remain with the carrier for the rest of thomas jefferson outline research paper 2015, and there are still enough cash reserves to cover claims for the rest of the year. Essayez Moi Megavideo! MICHIGAN CLOSED Consumers Mutual Insurance of thomas research Michigan Nearly 80 percent of the CO-OP’s enrollees in 2015 were off-exchange. Michigan’s CO-OP was the last to announce failure in 2015, doing so on November 2, the day after open enrollment began for 2016 coverage. NEVADA CLOSED Nevada Health Cooperative – In late August 2015, officials at Nevada Health CO-OP announced – amid mounting financial losses and value of the “challenging market conditions” – that the carrier would be ceasing operations by the end of the year.

The CO-OP had about a third of the individual enrollments in research, the Nevada exchange for 2015, but they had to switch to and dissertations another carrier for 2016. NEW JERSEY CLOSED Health Republic Insurance of New Jersey (Freelancer’s CO-OP) – The CO-OP ended 2014 with 4,254 members. By July 2015, the CO-OP’s enrollment had exceeded 60,000 people, thanks to new plan designs and lower premiums. Thomas Jefferson Paper! Rate increases for 2016 ranged from 9 percent to 18 percent. Resume Edit! For 2017, Health Republic of NJ proposed an average rate increase of thomas jefferson outline paper just 8.5 percent, but ultimately the carrier was placed in rehabilitation in mid-September, and thesis elements had to stop offering new plans at that point. State regulators initially said that it was possible the jefferson outline research, CO-OP could return to the market in 2018, but that ultimately was not the case, and an order of thesis elements liquidation was filed in February 2017). All existing Health Republic plans in New Jersey terminated on thomas jefferson paper, December 31, 2016. For Thesis! NEW YORK CLOSED Health Republic Insurance of outline paper New York – The CO-OP enrolled 19 percent of the database, people who purchased plans through NY State of Health (the state-run exchange) during the 2014 open enrollment period. Their membership had grown to 112,000 by April 2014, and 155,000 by the end of 2014 – far surpassing their initial 2014 goal of 30,000 members. Jefferson Paper! In 2015, they again garnered 19 percent of NY State of Health’s private plan enrollees, and had total enrollment of about 200,000 people by the time regulators announced in value process, September 2015 that the CO-OP would be closing. Outline Research! There were 16 carriers offering plans through NY State of essay of the writing process Health, and only one had slightly higher market share than the CO-OP.

But Health Republic of NY lost $35 million in 2014, and $52.7 million in thomas jefferson outline, the first half of 2015; their high enrollment was not a financial panacea – they enrolled far more people than expected, but that ultimately translated into losses that far exceeded projections. On September 25, state and federal regulators, along with NY’s state-run exchange, announced that they had ordered Health Republic to stop issuing new policies and essayez prepare to terminate existing individual plans at jefferson research, the end of 2015. It was subsequently determined that the CO-OP was simply losing too much money to continue as a viable insurer, and coverage was terminated on November 30. OHIO InHealth Mutual CLOSED InHealth Mutual enrolled just 11 percent of their target membership for 2014. But that was partly because the carrier got licensed too late in 2013 to be sold on Healthcare.gov. So instead, InHealth Mutual mainly sold off-exchange small group plans in 2014. But for the 2015 open enrollment period, InHealth Mutual was available through the patriarchy essay, exchange, and thomas research paper enrollment had more than doubled to thesis 16,000 by mid-January. However, during the thomas jefferson research, first six months of 2015, InHealth reported $9.1 million in net losses. Ultimately, state regulators announced in late May 2016 that the CO-OP would be liquidated, and essay on the value of the process that the current 21,800 enrollees would have a 60 day special enrollment period during which they would be able to thomas jefferson research switch to essay a different carrier. Enrollees who remained with InHealth Mutual had coverage through the end of 2016, but it was through the state guaranty fund, which means it had a cap of thomas outline $500,000 and would subject the enrollees to the ACA’s penalty for not having minimum essential coverage.

OREGON CLOSED Health Republic Insurance of Oregon Health Republic’s failure was blamed in large part on the risk corridor shortfall, as was the case with many of the CO-OPs that failed in late 2015. In February 2016, Health Republic of Oregon announced that they were suing the essayez, federal government over the risk corridor shortfall. Their hope is to make the suit a class action case so that other insurers who were shorted by the risk corridor program can join in jefferson paper, the lawsuit. OREGON CLOSED Oregon’s Health CO-OP Oregon Health CO-OP is officially called “Community Care of Oregon”. Patriarchy! It had just 1,582 members at the end of 2014.

By January 2015, their membership had grown to 10,000 people, and by April 2015, they said they were on track to hit 20,000 by the end of the year, and had “healthy financial reserves.” But they were expecting to receive $5 million via the 2015 risk adjustment program, and ended up owing $900,000 instead. That pushed the jefferson outline research, CO-OP into thesis on radioactive elements insolvent territory, and the state announced on July 8 that they were placing the CO-OP in receivership. All Oregon Health CO-OP plans terminated on July 31, 2016. The CO-OP had 20,600 members—11,800 in the individual market, and thomas jefferson outline 8,800 in the small group market. Individuals had a special enrollment period beginning July 11 to enroll in a new plan, with coverage effective August 1. To get an resume edit, August 1 effective date, members had to pick a new plan by jefferson outline research paper July 31.

Small groups worked with brokers or carriers to secure a new plan with an August 1 effective date. The state also worked out an arrangement to ensure that CO-OP members get credit for their out-of-pocket spending during the first seven months of 2019, even after transferring to a new carrier starting in August. SOUTH CAROLINA CLOSED Consumer’s Choice Health Insurance Company Consumers Choice had the same CEO as neighboring Tennessee’s Community Health Alliance Mutual Insurance Company, which also closed at the end of 2015. Consumer’s Choice had 67,000 members in 2015. TENNESSEE CLOSED Community Health Alliance Mutual Insurance Company (Tennessee) – Community Health Alliance had just 2,287 members at the end of 2014 – out of a projected 25,000 – and on radioactive elements experienced a loss of thomas $22 million in 2014. On The Value Of The Process! But they lowered their premiums for 2015 and experienced a surge in enrollment (35,761 members as of May 2015). Enrollment grew so quickly during the 2015 open enrollment period that Community Health Alliance suspended enrollment in their plans as of January 15, noting that they had already met their enrollment goal for the year. Thomas Outline Research Paper! They proposed a 32.6 percent rate increase for essay code, 2016, although regulators ultimately increased it to 44.7 percent in jefferson research paper, order to preserve the CO-OP’s viability.

The CO-OP had planned to resume selling coverage during the database, 2016 open enrollment period, but regulators announced in mid-October 2015 that the carrier would instead be closing at the end of the year, and all members would need to transition to another carrier for 2016. Outline Research Paper! UTAH CLOSED Arches Mutual Insurance Company Arches insured roughly a quarter of Utah’s exchange enrollees in 2015. The CO-OP’s on-exchange enrollment was about 32,000 people, all of whom had to find alternate plans for 2016. In July 2015, HHS released financial and enrollment data for the 23 CO-OPs, as of December 2014. The outlook based on code, the report was not particularly great: all but one of the thomas jefferson paper, CO-OPs operated at a loss in patriarchy, 2014, and 13 of the CO-OPs fell far short of thomas jefferson paper their enrollment goals for 2014. The audit called into question the CO-OPs’ ability to repay the loans that they received from the federal government under Obamacare. The risk corridor shortfall has been directly implicated in the failure of CO-OPs in Kentucky, Tennessee, Colorado, Oregon, South Carolina, Utah, Arizona, and discount Michigan. There is no way around the fact that such a significant financial blow is hard to overcome, particularly for carriers that were new to the market in outline research, 2014. Eight CO-OPs failed in the weeks following the on the of the, risk corridor shortfall announcement.

Those eight CO-OPs were in outline, serious financial jeopardy as a result of the risk corridor shortfall and other factors, and state Insurance Commissioners made the difficult decision to shut them down prior to the start of open enrollment, or shortly thereafter. It’s much less complicated to wind down operations in rush essay discount, an orderly fashion in the last couple months of a year than it is to thomas jefferson outline paper have a carrier become financially insolvent mid-year. That, coupled with the resume edit, late announcement regarding the risk corridors shortfall, explains the thomas jefferson research, rash of CO-OP failures announced in late 2015 (It should be noted that it’s not just CO-OPs feeling the pain from the risk corridor shortfall; in Wisconsin, Anthem exited the exchange market in essayez, three counties and jefferson outline research scaled back operations in 34 other counties, partially as a result of the risk corridor shortfall. And in Wyoming, WINhealth has exited the individual market because of the risk corridor shortfall; in Alaska and Oregon, Moda nearly exited the market, due in large part to the risk corridor shortfall.) But with 12 out of 23 CO-OPs going under in essayez moi megavideo, 2015, it wasn’t surprising that the mood in late 2015 was relatively pessimistic regarding the CO-OP model. In his press release about the demise of Arches Health Plan, Utah Insurance Commissioner Todd E. Kiser noted that “ It is thomas research regrettable that the co-op model has not worked across the rush discount, country .” That didn’t bode well for the remaining 11 CO-OPs, and outline paper ultimately only four of edit service them intend to offer coverage for jefferson outline paper, 2018.

All 11 of the remaining CO-OPs suffered losses in 2015, amounting to a total of about $400 million (Evergreen lost the least, at $10.8 million; Land of essayez Lincoln lost the most, at research paper, $90.8 million). Essay! The bulk of the losses were in the fourth quarter, indicating that consumers are trying to get as much value as possible from thomas research their coverage before the end of the plan year. So although a few of the remaining CO-OPs are in the black so far in 2016, their profits are very modest, and it’s unclear how the rest of the year might go. The fact that lawmakers decided at the end of 2014 to and dissertations retroactively require the risk corridors program to be budget-neutral was a significant blow to the CO-OPs. The CO-OPs – along with the rest of the carriers – had set their premiums for 2014 (and by that time, for 2015 as well) with the expectation that risk corridors payments would mitigate losses if they experienced higher-than-expected claims. Clearly, that has not panned out, and it certainly put the CO-OPs in a tough spot. To clarify, HHS said in 2013 that the thomas jefferson outline, risk corridor program would NOT be budget-neutral, and that federal funds would be used to make up any short-falls; carriers set their rates for 2014 based on that. But then in thesis elements, 2014, HHS announced in thomas paper, 2014 that they had made several adjustments to the risk corridor program, and that they projected “that these changes, in thesis on radioactive elements, combination with the thomas paper, changes to the reinsurance program finalized in this rule, will result in net payments that are budget neutral in 2014. We intend to implement this program in essay discount code, a budget neutral manner, and may make future adjustments, either upward or downward to this program (for example, as discussed below, we may modify the ceiling on paper, allowable administrative costs) to the extent necessary to and dissertations achieve this goal.” But this was after rates for 2014 were long-since locked in, and enrollment nearly complete. At the thomas research, end of 2014, congress passed the Cromnibus Bill, requiring risk corridors to be budget neutral, with no wiggle room for HHS.

We do have to keep in mind, however, that CMS knew from the get-go that some CO-OPs would fail. Essay Discount Code! They expected at least a third of them to fail in jefferson outline, the first 15 years, and that was long before the risk corridors program was retroactively changed to be budget neutral. What are CO-OPs and how are they different? Consumer Operated and Oriented Plans (CO-OPs) were created under a provision of the Affordable Care Act. CO-OP plans were proposed by Senator Kent Conrad (D-ND) when the original public plan option was jettisoned during the database for thesis and dissertations, health care reform debate. Lawmakers added the CO-OP provision to the Affordable Care Act to placate Democrats who had pushed for a government-run, Medicare-for-all type of health insurance program.

At the time, progressives who preferred a public option derided CO-OPs as a poor alternative because they can’t utilize the thomas jefferson outline research paper, efficiencies of scale that would come with Medicare For All, nor do they have the market clout that a single payer system would have when negotiating reimbursement rates with providers. But supporters noted that because CO-OPs are neither government agencies nor commercial insurers, they can put patients first, without having to focus on investors or Congressional politics. Instead of rush discount paying shareholders, CO-OP profits are reinvested in the plan to lower premiums or improve benefits (in 2014, only one CO-OP, Maine Community Health Options, had revenue that exceeded claims and administrative expenses – but the reinvestment of profits is the plan for all CO-OPs, once they become profitable). And customers’ health insurance needs and concerns become a top priority because the CO-OP’s customers/members elect their own board of directors. Jefferson Research Paper! And a majority of these directors must themselves be members of the CO-OP. CO-OPs are private, nonprofit, state-licensed health insurance carriers. Their plans can be sold both inside and essay code outside the health insurance exchanges, depending on the state, and can offer individual, small group, and large group plans. But they’re are limited to having no more than a third of their policies in the large group market (a more lucrative market than individual or small group). Lawmakers had originally planned to provide $10 billion in grants to get the CO-OPs up and running in every state. But insurance industry lobbyists and fiscal conservatives in Congress succeeded in reducing the total to $6 billion, and turning it into loans – with relatively short repayment schedules – instead of grants (and CO-OPs are not permitted to use federal loan money for marketing purposes). Then, during budget negotiations in 2011, those loans were cut by another $2.2 billion.

And in 2012, during the fiscal cliff negotiations, CO-OP funding was reduced even further – and research paper applications from 40 prospective CO-OPs were rejected. To be approved to establish a CO-OP, applicants underwent background checks that included public records searches at the local, state, and national level as well as searches of federal debarment databases. Loan recipients are subject to strict monitoring, audits, and reporting requirements for the length of the loan repayment period plus 10 years. Ultimately, the essayez, Centers for Medicare and Medicaid (CMS) awarded about $2.4 billion in loans to 23 CO-OPs across the country (there were 24 CO-OPs, but Vermont Health CO-OP never became operational. Thomas Research! CMS retracted their loan in essayez moi megavideo, September 2013 – before the exchanges opened for thomas jefferson research, the first open enrollment – because there were doubts that the program could be viable with Vermont’s impending switch to single-payer healthcare in essay on the value writing process, 2017; ironically, Vermont pulled the plug on their single payer vision in late 2014). Focus on cost savings and reinvested profits. How do CO-OPs increase cost efficiencies?

CMS has laid out guidelines for CO-OPs to research paper use “private purchasing councils” through which CO-OP carriers can use collective purchasing power to obtain lower costs on database for thesis, a variety of items and services, including claims administration, accounting, health IT, or reinsurance. But private purchasing councils are allowed to use their collective purchasing power to negotiate rates or network arrangements with providers and thomas health care facilities, as antitrust issues could otherwise arise. Essayez Moi Megavideo! But the Kaiser Family Foundation notes that CO-OPs can emphasize Patient Centered Medical Home models to keep costs down. Thomas Jefferson! (the PCMH model allows physicians to use health information technology and care managers to provide a full spectrum of care that’s coordinated among each patient’s various providers. The goal is to keep patients healthy – and out of the hospital – by using best practices and evidence based medicine. If PCMH doctors are successful, they qualify for resume edit, bonuses). CO-OPs generally emphasize preventive care in an effort to keep their members healthy. A challenge for CO-OPs has been developing their provider networks.

At least 15 CO-OPs are renting networks from other insurers, which adds to their administrative expenses. In Maine, Community Health Options (the one profitable CO-OP in 2014) built its own provider network from the outline paper, ground up, a move that CEO Kevin Lewis notes as one of the reasons CHO has been successful. CO-OPs also have the option to hire doctors directly, rather than contract with them through provider networks (the upside for on radioactive elements, the doctors is thomas paper that the CO-OP then handles the administrative details, and the doctor can focus on service, healthcare instead). Will the few remaining CO-OPs survive? It’s too soon to tell. Thomas Outline Research Paper! In many states, the CO-OPs started out in a David and Goliath situation, competing with carriers that have dominated the health insurance landscape for years. There are some promising signs from and dissertations some CO-OPs that may ultimately survive long-term. And even among the CO-OPs that struggled early on, long-term sustainability is possible. Premiums that carriers – including CO-OPs – set for outline paper, 2014 and patriarchy 2015 were little more than educated guesses from actuaries, since there was very little in the way of actual claims data on which to thomas jefferson outline rely (there was no data at all when the database for thesis and dissertations, 2014 rates were being set, and only a couple months of early data available when 2015 rates were being set).

Once the CO-OPs had more than a year of thomas jefferson claims history in the books, they were able to be more accurate in pricing their policies for 2016, and that will again be the case for 2017. CO-OP supporters had hoped that the new carriers would disrupt existing markets, driving down premiums and shaking up the market share among commercial insurers. Essayez! Although CO-OPs struggled financially in their first year, average premiums market-wide were lower in both 2014 and 2015 in states that have CO-OPs than in states without CO-OPs. A GAO report found that average CO-OP premiums in 2014 and 2015 in thomas jefferson, most states tended to be lower than the average premiums across all carriers in those states. And enrollment in CO-OPs increased at a much faster pace than overall enrollment growth (across all carriers) from 2014 to elements 2015. CMS acknowledged from the start that not all of the CO-OPs would be likely to succeed – just as a crop of new for-profit health insurance carriers wouldn’t all be expected to succeed. But over the next few years, the remaining CO-OPs will have an opportunity to refine their business models, reinvest any profits they make, and thomas outline research grow their enrollment – especially as grandmothered plans cease to resume exist by the end of thomas outline 2018, increasing the code, number of people who need to thomas research paper purchase ACA-compliant plans. The retention of grandmothered plans has benefited health plans that were already in database for thesis, place prior to 2014, since enrollees on grandmothered plans had to go through underwriting to obtain their coverage; on the other hand, new insurers like CO-OPs have had to contend with a population that’s less healthy than expected, partly because people with grandmothered plans have not yet all transitioned to ACA-compliant plans. In short, it’s too soon to thomas outline know how the CO-OPs will fare. With only four remaining as we head into essay value writing the open enrollment period for 2018 coverage, the odds certainly haven’t seemed to be in their favor. But some of thomas jefferson research them may experience long-term success and become integral parts of the health insurance landscape.

In July 2015, Louisiana Health Cooperative announced that it would cease operations as of the end of 2015. Patriarchy! LHC was the second CO-OP to fail; CoOpportunity, which served Nebraska and thomas jefferson outline paper Iowa, received liquidation orders from state regulators in February. At the end of August, the Nevada Health CO-OP announced they would also close at essay, the end of 2015. And in September, New York officials announced that Health Republic of New York, the nation’s largest CO-OP, would begin winding down operations immediately, and thomas outline research paper that individual Health Republic of for thesis NY policies would terminate at the end of 2015. On October 1, 2015 the federal government notified health insurance carriers across the country that risk corridors payments from 2014 would only amount to 12.6 percent of the total owed to the carriers.

The program is thomas jefferson outline research budget neutral as a result of the 2015 benefit and payment parameters released by HHS in March 2014. And the “Cromnibus bill” that was passed at the end of essayez moi megavideo 2014 eliminated the possibility of the risk corridors program being anything but budget neutral, despite the fact that HHS had said they would adjust the outline research paper, program as necessary going forward. But very few carriers had lower-than-expected claims in 2014. So the payments into the risk corridors program were far less than the discount, amount owed to carriers – and the result is thomas jefferson outline paper that the carriers essentially get an IOU for a total of $2.5 billion that may or may not be recouped with 2015 and 2016 risk corridors funding (risk corridors still have to be budget neutral in 2015 and 2016, so if there’s a shortfall again, carriers would fall even further into the red). Many health insurance carriers – particularly smaller, newer companies – are facing financial difficulties as a result of the risk corridors shortfall. CO-OPs are particularly vulnerable because they’re all start-ups and tend to be relatively small. All of the CO-OPs that have announced closures since October 1 have attributed their failure to essayez the risk corridor payment shortfall. On October 9, Kentucky Health CO-OP announced that their risk corridors shortfall was simply too significant to overcome. (The CO-OP was supposed to receive $77 million, but was only going to get $9.7 million as a result of the shortfall.) The CO-OP will not offer plans for jefferson, 2016, and their 2015 policies will terminate at the end of the year. Moi Megavideo! This means about outline research, 51,000 people in Kentucky will have to shop for new coverage for 2016, as they will not be able to keep their Kentucky Health CO-OP plans.

And then on October 14, Tennessee regulators announced that Community Health Alliance would also close at the end of the year. CHA stopped enrolling new members in January 2015, but it had planned to moi megavideo sell policies during the 2016 open enrollment period, albeit with a 44.7 percent rate increase. Ultimately, the risk of the CO-OP’s failure in 2016 was too great, and it will wind down operations by the end of the year instead. Two days later, on October 16, Colorado Health OP was decertified from the exchange by the Colorado Division of Insurance, resulting in the CO-OP’s demise; Colorado Health OP’s 80,000 individual members will all need to transition to thomas paper new carriers for 2016. Almost immediately after that, Oregon’s Health Republic Insurance, also a CO-OP, announced that it would not offer 2016 plans, and would wind down its operations by the end of 2015. Health Republic currently has 15,000 members. On October 22, The South Carolina Department of Insurance announced that Consumers Choice would voluntarily wind down its operations by year-end, and would not sell plans for 2016. Consumers Choice was run by the same CEO – Jerry Burgess – as Community Health Alliance in Tennessee. Thesis On Radioactive! 67,000 Consumers Choice members will need to switch to a new carrier for 2016. The South Carolina Department of Insurance has put together a series of FAQs for impacted plan members. On October 27, the Utah Insurance Department announced that they are placing Arches Health Plan in receivership, and thomas jefferson the carrier will wind down operations by the end of the patriarchy, year.

Arches Health Plan garnered roughly a quarter of Utah’s exchange market share in 2015, but those enrollees will need to switch to research a new carrier for 2016. On October 30, just two days before the start of the 2016 open enrollment period, the Arizona Department of process Insurance announced that Meritus would cease selling and renewing coverage, and existing plans would terminate at the end of 2015. Healthcare.gov removed Meritus plans from the thomas outline paper, exchange website, and for thesis current enrollees – who comprise roughly a third of the private plan enrollees in the Arizona exchange – will need to obtain new coverage for 2016. Research! Meritus was unique in that they allowed people to enroll off exchange year-round up until late-summer 2015. They were also among very few CO-OPs that had requested a rate increase of less than ten percent for 2016. Open enrollment began on November 1, and coverage was still available at that point from the remaining 12 CO-OPs. But on November 2, it became clear that Consumers Mutual of Michigan was in financial trouble. The carrier announced that they would not offer plans in the exchange in 2016, although at that point, there was still a possibility that they would continue to offer plans outside the patriarchy, exchange. But on jefferson paper, November 4, they announced that they would wind down their operations by the end of the year, and all 28,000 members would need to find new coverage for 2016. In May 2016, state regulators in Ohio announced that InHealth Mutual would shut down and patriarchy that members would have a 60 day special enrollment period to select a new plan. In July 2016, state regulators in Connecticut announced that HealthyCT would shut down at the end of 2016 (employer groups were able to keep their coverage through the research paper, renewal date in 2017, as long as the plan’s renewal date in 2016 was July or earlier).

In July 2016, state regulators in Oregon announced that Oregon Health CO-OP would shut down at the end of July 2016. In July 2016, state regulators in Illinois announced that they were beginning the process of taking over Land of Lincoln Health and essay on the value writing winding down the jefferson outline research paper, CO-OP’s operations. A special enrollment period was created for the CO-OP’s 49,000 enrollees. In September 2016, state regulators in New Jersey placed Health Republic Insurance of New Jersey into rehabilitation, and the CO-OP ceased selling new plans. Health Republic’s existing plans terminated at the end of 2016. In June 2017, Minuteman Health announced that they would no longer offer coverage as a CO-OP after the end of 2017. At that point, they intended to resume transition to a for-profit insurance company (Minuteman Insurance Company). Jefferson Outline Research! However, they were unable to raise enough capital by the August 2017 deadline for securing a license for 2018, and will thus not re-open as a for-profit insurer.

Minuteman Health is in receivership, and enrollees will need to obtain new coverage during open enrollment in the fall of edit service 2017. In July 2017, Maryland regulators issued an administrative order blocking Evergreen Health from thomas research selling or renewing any plans (they only had group plans in force at that point, having terminated individual market plans at the end of 2016). Patriarchy! The order notes that it’s expected that the process will culminate in receivership. Louise Norris has been writing about health insurance and healthcare reform Read more. RT @LouiseNorris: 1. Avg rate increase in Nevada 31.6%, but for the only returning carrier in the exchange, it's 36.8% https://t.co/AYXmXMK… After subsidy, Minnesota health exchange insurance rates largely stable or dropping for 2018 | from @kpottermn… https://t.co/DabHX4CtIk. RT @LouiseNorris: If initiative is approved, they have until April to get enough signatures to get it on jefferson outline, the ballot. Spread the word! https… Copyright ©1994-2017, healthinsurance.org llc, 5353 Wayzata Boulevard, Suite 300, St. Essay On The! Louis Park, MN 55416. For quote requests or help in purchasing insurance, call toll-free 1-855-367-0132. or use our quote form.

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Free Essays on Rainy Day For Kids. The Rainy Season In Bangladesh 68 rate or flag this pageTweet By Moktadir Muddy Road Flood Dirty water The Rainy season is outline one of the and dissertations six seasons. It comes after the summer. Ashar and Shrabon are the months of the rainy seasons. In fact rain sets in thomas outline research paper our country in the middle of june. Literary Analysis: The Rainy Day by Henry Wadsworth Longfellow.

Literary Analysis: The Rainy Day by Henry Wadsworth Longfellow - Siddiqui Henry Wadsworth Longfellow’s “ Rainy Day ” uses the resume themes of lost and paper, renewed hope, youth and grief to show how much our past and future experiences affect our lives and how though we face multiple struggles in life we can overcome. feature film Yellow Day , were stuck. We quickly covered the large cameras in heavy plastic and discount code, donned rain gear while Bob, our Dutch production manager, called it for the day . Not good. Forty employees sitting idle is not cheap. And I’m the executive producer/writer of Yellow Day . I’m looking at every. MOTHER’S DAY INTRO……….. ? There is always a person in your life that you know you can count on. That person is the one that gave you life and loves you unconditionally. A mother’s love is priceless and will always exist. Their care and jefferson, love is like a beautiful rose, but a rose that is unable to.

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see here at family school, children are outside most of the time, they need sunscreen even in winter or cloudy, rainy day . So please cover your children in sunscreen from rush essay discount, head to toes every day before they come to school. Outline Research Paper! It is recommended to apply sunscreen 30 minutes before exposing in the sun to allow. ?Katie Luther English 118, Instructor Griffin 7/9/2013 Essay#1 Audience: Class Mates and value writing process, teacher Caution! Kids At Play! I loved growing up in my neighborhood.

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11 4rd hour June 5, 2011 The Kids We Knew and thomas, the Kids We Know The twentieth generation is filled with a new breed of kids that are always being criticized by the adults for having a bad behavior. Apparently, adults would never talk to patriarchy their parents the way kids do today. They would never argue. local middle school, a new three-story building with pretty well maintained flow-erbeds and freshly colored low hedgerow. It was September, the first day after the weekend.

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Are Sunny days special without Rainy days Yes. Sunny days can become special EVEN without Rainy days . Sunny days imply days having sun and rainy days are those which are raining. Elements! they do not refer to the seasons SUMMER , RAINY . This question is not a simple one as to answer that rainy days are not. happen to me as the transition was easy, the education is much better and life in general in Canada is better in every way. It was a rainy day in Taiwan the thomas outline paper day I found out I was moving to patriarchy Canada. After living in Taiwan for all of my adolescent years, I've grown accustomed to thomas outline paper this lifestyle.

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It usually lasts one or more months.The term green season is also. classroom, for once no one talking, kids with bent heads doing an jefferson paper, assignment. Or the elements person in the back of the jefferson research restaurant, sitting alone, quietly reading through lunch. You get the for thesis picture. The unheralded underpinnings of life, and so on. But, yin is also a rainy day , dark, a bit foggy, a kind of I don’t.

Why trix are for thomas, kids Once upon a time in essay value of the process a land far, far away there was a king who loved to jefferson research paper eat trix. The king loved his trix so much that he made them forbidden to anyone but himself. The king replaced the Trix original round ball shape with fruit-shaped pieces. Four new fruit shapes and colors were. there are more middle-low income household in value of the process the United States than some countries. These people are living in some areas that are not safe for their kids to roam in the daytime. Police are there to enforce the outline research paper law, but only when they get a call, the of the writing police are patrolling the streets in jefferson paper vehicles. This. what da hell let me sign up man I just want essays. Rainy day This year the summer season was unduly long and extremely hot. It was July, the rush essay schools had reopened.

The scorching sun and the extreme heat had made life unbearable. Going to the school, studying in the class or playing on the ground all. Natasha Bronson American Literature D. Jefferson Outline Research Paper! Walker 17 December 2010 No Longer School Days School should not be lengthened by two hours for the student will be able to receive extra help with their homework. Elements! Every day , a lot of teenagers spend six to eight hours in America’s high schools, which is already. ?My life An Ordinary life style for outline paper, me .It was a rainy night, in my room during the night time, which was the start of my life. My parents love me as much as the word which could not be described.

Like other kids i was born and grew up as an ordinary boy. On The Value! I live in down town area where my. night, expecting an ordinary day today. However, instead of the usual routine, my day turned out to be more surprising then I had expected. Jefferson Paper! Normaly I wake up and eat breakfast, watch television, or use the computer, and eat snacks all day . My day turned out to be going to value of the writing process the stores. hard, you know, I think being different is always gonna be a tough climb.

There’s always gonna be people that are scared of it. But at thomas research paper, the end of the day you give those bullies those people that are so ignorant, if you give them the power to affect you, you’re letting them win. And they don’t deserve that. benefits of kids playing outdoors. ?Benefits of Kids Playing Outdoors 1. On The Writing! Introduction The modern day definition of playing for many children these days are stuck in front of the laptop, television, game console or tablet devices. Thomas Jefferson Paper! Game consoles more generally refer to video games that required connecting to the television.

Examples. We all boast that we live in a technologically advanced society. The world is at our finger tip..Last day i was just thinking how fast everything around us changing..how fast we are changing and adapting to everything. Ten years before..almost..there was this banyan tree near our home..I used to. semi-desert areas. The weather in savannah depends on the season. Essay! During the dry season it is 70 degrees and rains about research paper four inches, compared to resume edit service the rainy season were it is hot and humid, and jefferson outline research paper, rains about 25 inches. In the grasslands they have cold winters, average summers, and seasonal droughts that cause. “On the Rainy River”, Characterization Essay Do you ever get the feeling that you are stuck between a rock and a hard place? Tim O’Brien wrote “On the moi megavideo Rainy River” a personal narrative, about his embarrassing days after being drafted into the Vietnam War. This short story tells about his feelings and.

In “The Rainy Day ,” Henry Wadsworth Longfellow looks at these two opposing sides of life, the positive and the negative, and concludes that both are necessary. The theme of The rainy day is that even though your day might be dreary, and it makes you feel down and upset about thomas jefferson outline everything in life, that. Johnstone. How are you? MRS JOHNSTONE: You what? EDWARD: I'm sorry. Is there something wrong?

MRS JOHNSTONE: No, I just . I don't usually have kids enquiring about my health. I'm alright. An' how are you, Master Lyons? EDWARD: Very well, thank you. Patriarchy! MRS JOHNSTONE: Yeh. You look it. Does. Evaluating Trends and jefferson paper, Opportunities.

designated as a designated Tree City, which means that this community has committed to caring for and saving their public trees and also celebrates Arbor Day . There are large expanses of natural wetlands and even a protected wildlife area or two. Auburn is nestled in on radioactive elements a valley between Seattle and Tacoma. discovered is the outline research four- day school week. A school in essay on the process New Mexico, during an energy crisis in the 1970’s, was the outline first to attempt this new type of school week in order to essay of the writing save energy and as of 2008 there were one hundred school districts that had adopted this perpetual three- day weekend (Work). It is thomas jefferson research paper mostly. Are Adults Always Right With Their Judgment Against Kids? book to read? Didn't I tell you to essayez clean your room, do you want to jefferson research paper be a slob when you grow up? Go to elements school, don't you have school today? When I was a kid . . . Welcome to the lives of almost every teenager in North America. To most parents, when the thomas outline research above words are spoken, they expect to see their teen.

“opportunity” to maybe see some future Marmion kids . The camp is two days and six hours each day so you get to essayez moi megavideo get to know the kids that attend the camp. In this camp we did basic drills to teach them the thomas jefferson paper fundamentals Brandon and I had a blast talking to kids . Because first thing we did was see who could. Descriptive Analysis Paper Frederic Edwin Church (1826-1900) Rainy Season in the Tropics, 1866. Church (1826-1900) Rainy Season in the Tropics, 1866 Oil on Canvas, 213.8 x 142.9 cm Frederic Edwin Church is one of the elements most significant painters of the Hudson River School whose greatest works inspire awe about paper natural wonders. Edit! One of thomas outline, his famous works “ Rainy Season in rush essay discount code the Tropics”. The Importance of Fantasy in thomas outline paper The Cat in on the value of the writing the Hat. anthropomorphic cat that comes in to the house of two children while the adults are away, attempting to entertain them while they are stuck at home on a rainy day . The element of fantasy that was implemented throughout the story, which includes a talking pet goldfish and a talking cat that performs all sorts.

Ivan Viktor Serdar English 10 Mrs.Lewis Billy the Kid Billy the Kid , how his teachers and jefferson research, fellow students call him, is 13 years old, and is going to be 14 in less than a month. He attends the local school and database for thesis and dissertations, plays football whenever he can. For Billy, football is his true love and even though. ? The Effects of Technology on jefferson outline research Kids There are many positive effects of the technological boom happening in our society today, such as a device like the cellular phone now has applications. To Kill A Mockingbird Socratic Circles. I’d rather it be me than that household full of children out there (Atticus pg.

218).” As you grow older you’ll see white men cheat black men every day of your life, but let me tell you something and don’t you forget it— whenever a white man does that to a black man, no matter who he is, how rich he. was a street kid , a chokora, about 7 years old and hungry-looking. He wore brown shorts and an oversize yellow shirt that had lost its buttons; when he ran the shirt spread out behind him like malformed wings. Essay Value! He had big eyes and his face was dusty as if he had been sand-bathing all day . Jefferson Research Paper! He was holding. The Rainy Season begins in essayez moi megavideo India when the South West Monsoon winds begin to blow over this country. The season is thomas jefferson research paper felt in the months of Asaadha and Shravana as per the Oriya calendar. Database! But in fact it lasts in India from the second week of thomas jefferson outline research, June till the end of September. For Thesis! The Rainy Season comes after. is special, whilst young, intelligent and righteous.

He lives with me since he was born, a pleasure to have all these years.The strength to paper face each day can sometimes be drawn from knowing him. Essay! When I watch him dribble around with the ball at the street soccer court then knocking it into the goal leaving. ? Rainy Days Essay By Taylor Chance 11/20/13 Rainy days are wonderful to me. Sometimes they can be a hassle but I still love them. The only thomas research paper time I usually have rainy days is when it is July though. Rainy days are awesome to me sense I can do a lot of things in my. Basketball was invented December 1891 by Dr. James Naismith. He was a physical education professor and on the value writing process, a YMCA instructor. Research Paper! He wanted his kids to be active on rainy days so he put up two peach baskets on each side of the gym then he cut off the bottoms.

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